legislation
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194 rows where congress = 104 and policy_area = "Finance and Financial Sector" sorted by introduced_date descending
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| bill_id | congress | bill_type | bill_number | title | policy_area | introduced_date ▲ | latest_action_date | latest_action_text | origin_chamber | sponsor_name | sponsor_state | sponsor_party | sponsor_bioguide_id | cosponsor_count | summary_text | update_date | url |
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| 104-s-2196 | 104 | s | 2196 | Thomas Alva Edison Sesquicentennial Commemorative Coin Act | Finance and Financial Sector | 1996-10-03 | 1996-10-03 | Read twice and referred to the Committee on Banking. | Senate | Sen. Lautenberg, Frank R. [D-NJ] | NJ | D | L000123 | 3 | TABLE OF CONTENTS: Title I: Commemorative Coins Title II: Circulating Coins Thomas Alva Edison Sesquicentennial Commemorative Coin Act - Title I: Commemorative Coins - Directs the Secretary of the Treasury to mint one-dollar silver coins emblematic of the inventions made by Thomas Alva Edison in commemoration of the sesquicentennial of his birth. Directs the Secretary to conduct an open design competition for the design of the obverse and reverse of the coins. Terminates the authority to mint such coins after December 31, 1997. Requires that certain surcharges received from coin sales be distributed to specified entities. Title II: Circulating Coins - Amends Federal law to declare that the obverse side of half-dollar coins minted between specified dates shall have the same likeness of Thomas Alva Edison as the commemorative coins minted under this Act. | 2025-08-21T20:16:44Z | |
| 104-hr-4337 | 104 | hr | 4337 | Gambling Credit Reform Act | Finance and Financial Sector | 1996-10-01 | 1996-10-01 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. LaFalce, John J. [D-NY-29] | NY | D | L000556 | 0 | Gambling Credit Reform Act - Amends the Truth in Lending Act to prohibit any creditor from extending any credit to any consumer under any open end consumer credit plan if the creditor knows or has reason to believe that the proceeds of such extension of credit are being used or will be used by the consumer to make any form of wager or bet, to play any game of chance, to use any gambling device, or to otherwise participate in gambling at any gambling establishment. | 2025-08-21T20:15:51Z | |
| 104-hr-4276 | 104 | hr | 4276 | Community Exchange Act Amendments of 1996 | Finance and Financial Sector | 1996-09-28 | 1996-12-31 | Unfavorable Executive Comment Received from FTC. | House | Rep. Ewing, Thomas W. [R-IL-15] | IL | R | E000282 | 0 | TABLE OF CONTENTS: Title I: Administration of Commodity Exchange Act Title II: Treasury Amendment Clarification Commodity Exchange Act Amendments of 1996 - Title I: Administration of Community Exchange Act - Amends the Commodity Exchange Act (CEA) to provide a conditional exemption for certain transactions involving professional markets. Revises requirements for the designation of a board of trade as a contract market. Revises the process for the submission and disapproval of contract market rules. Revises provisions for regulation of audit trail requirements. Requires the Commodity Futures Trading Commission to prescribe an objective standard or methodology for establishing whether a contract market meets certain requirements for being able to determine, with reasonable accuracy, the time of contract execution, in increments of at most one minute in length. Sets forth criteria for the trade recordation data (including time stamps) that an audit trail system for a contract market shall rely on. Establishes requirements for use of cost-benefit analysis. Repeals specified provisions relating to Commodity Futures Trading Commission oversight and deficiency orders. Title II: Treasury Amendment Clarification - Amends CEA to define board of trade, as it applies to transactions in or involving foreign currency, as any facility whereby standardized contracts are systematically marketed to retail investors. | 2025-08-21T20:16:15Z | |
| 104-hr-4318 | 104 | hr | 4318 | Deposit Insurance Reform, Regulatory Modernization, and Taxpayer Protection of 1996 | Finance and Financial Sector | 1996-09-28 | 1996-10-04 | Referred to the Subcommittee on Commercial and Administrative Law. | House | Rep. Petri, Thomas E. [R-WI-6] | WI | R | P000265 | 0 | TABLE OF CONTENTS: Title I: 100-Percent Cross-Guarantees Subtitle A: Definitions Subtitle B: Cross-Guarantee Process Subtitle C: Powers and Duties of the CGRC Subtitle D: Miscellaneous Provisions Subtitle E: Transition to 100 Percent Cross-Guarantee Process Title II: Amendments to Other Banking Laws Title III: Amendment to Title 11, United States Code Subtitle A: Amendments to Chapter 1 of Title 11 Subtitle B: Amendments to Chapter 3 of Title 11 Subtitle C: Amendments to Chapter 5 of Title 11 Subtitle D: Amendments to Chapter 11 of Title 11 Title IV: Amendment to Title 28, United States Code Deposit Insurance Reform, Regulatory Modernization, and Taxpayer Protection Act of 1996 - Title I: 100-Percent Cross-Guarantees - Subtitle A: Definitions - Sets forth definitions of terms used in this Act. (Sec. 102) States that the purposes of this title are to: (1) establish a private, competitive deposit insurance marketplace; (2) require each bank and savings association which accepts deposits to protect their full amount, along with most other nondeposit liabilities, by obtaining cross-guarantee contracts from syndicates of direct guarantors; (3) induce depository institutions to lend and invest wisely by authorizing direct guarantors which issue cross-guarantee contracts to charge risk-sensitive premiums for the guarantees, and negotiate with the banks and savings associations all other contract terms and conditions; (4) make the cross-guarantee process self-regulating by establishing constructive tensions among system participants; (5) establish a closed system with tier after tier of guarantors to stand behind a guarantee and a "stop-loss" mechanism to spread large losses to ensure that no guaranteed obligation will go unpaid; (6) force guarantors to promptly pay for any losses and to prevent guarantors from using legal actions to recover losses from other persons; and (7) regula… | 2025-08-21T20:15:54Z | |
| 104-hr-4320 | 104 | hr | 4320 | Truth in Credit Card Offers Act | Finance and Financial Sector | 1996-09-28 | 1996-09-28 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Schumer, Charles E. [D-NY-9] | NY | D | S000148 | 0 | Truth in Credit Card Offers Act - Amends the Truth in Lending Act to declare that: (1) only one annual percentage rate of interest may be disclosed as the applicable rate for preapproved credit card solicitations or applications for an open end consumer credit plan; and (2) the typeface used to disclose such rate shall be twice as high as that used for any other item in the table. | 2025-08-21T20:16:13Z | |
| 104-hr-4269 | 104 | hr | 4269 | To relieve the Puerto Rico Housing Bank and Finance Agency and its assignees of Liability for certain loans subject to the Truth-in-Lending Act. | Finance and Financial Sector | 1996-09-27 | 1996-09-27 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Resident Commissioner Romero-Barcelo, Carlos A. [D-PR-At Large] | PR | D | R000417 | 0 | Declares that the Puerto Rico Housing Bank and Finance Agency shall not have any civil, criminal, or administrative liability under the Truth-in-Lending Act (TILA) for any failure to comply with TILA or any regulation under it for any credit transactions subject to TILA consummated before enactment of this Act in which the Housing Bank was a creditor. Denies any consumer who consummated such a credit transaction any right of rescission against an assignee for the Housing Bank's noncompliance with TILA disclosure requirements. | 2024-02-06T19:38:08Z | |
| 104-s-2136 | 104 | s | 2136 | Jackie Robinson Commemorative Coin Act | Finance and Financial Sector | 1996-09-27 | 1996-09-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 67 | Jackie Robinson Commemorative Coin Act - Directs the Secretary of the Treasury to: (1) mint and issue one-dollar silver coins emblematic of Jackie Robinson in commemoration of the 50th anniversary of the breaking of the color barrier in major league baseball; and (2) distribute surcharge proceeds to the Jackie Robinson Foundation to enhance its education and youth leadership programs, and increase the availability of scholarships for economically disadvantaged youths. Prescribes conditions for payment of such surcharges, including a proscription against Foundation compensation to any agent or attorney for services rendered to support or influence legislative action of the Congress relating to the coins minted and issued under this Act. | 2025-08-21T20:15:33Z | |
| 104-s-2144 | 104 | s | 2144 | Foreign Bank Enforcement Act of 1996 | Finance and Financial Sector | 1996-09-27 | 1996-09-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 4 | Foreign Bank Enforcement Act of 1996 - Amends the Federal Deposit Insurance Act with respect to the penalty for unauthorized participation in an insured depository institution by an individual with a criminal conviction involving dishonesty. Revises the exception for individuals who have received the prior written consent of the Federal Deposit Insurance Corporation (FDIC) to allow the prior written consent of any appropriate Federal banking authority. Amends the International Banking Act of 1978 to: (1) cite circumstances under which certain Federal bank regulatory agencies shall not be compelled to disclose information obtained from a foreign supervisor; and (2) authorize an order to terminate foreign bank offices in the United States issued by either the Board of Governors of the Federal Reserve System or the Comptroller of the Currency to contain appropriate terms and conditions. Amends Federal criminal procedure to authorize a court to: (1) direct disclosure of matters occurring before a grand jury during an investigation of a banking law violation to identified personnel of a State as well as a Federal financial institution regulatory agency; and (2) issue such an order at any time during or after completion of the investigation of the grand jury upon a finding of substantial need. | 2025-08-21T20:16:26Z | |
| 104-s-2147 | 104 | s | 2147 | Library of Congress Bicentennial Commemorative Coin Act of 1996 | Finance and Financial Sector | 1996-09-27 | 1996-09-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. Pell, Claiborne [D-RI] | RI | D | P000193 | 1 | Library of Congress Bicentennial Commemorative Coin Act of 1996 - Directs the Secretary of the Treasury to mint and issue one-dollar silver coins and half-dollar clad coins emblematic of the Library of Congress. Requires payment of coin sale surcharges to the Library of Congress Trust Fund Board to support Library activities. | 2025-08-21T20:15:12Z | |
| 104-hr-4203 | 104 | hr | 4203 | First Flight Commemorative Coin Act | Finance and Financial Sector | 1996-09-26 | 1996-09-26 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Jones, Walter B., Jr. [R-NC-3] | NC | R | J000255 | 0 | First Flight Commemorative Coin Act - Directs the Secretary of the Treasury to mint and issue, between certain dates, up to specified numbers of the following coins emblematic of the first flight of Orville and Wilbur Wright in Kitty Hawk, North Carolina, on December 17, 1903: (1) ten-dollar gold coins; (2) one-dollar silver coins; and (3) half-dollar clad coins. Requires the Secretary to select the coin design after consultation with the Board of Directors of the First Flight Foundation and the Commission of Fine Arts, subject to review by the Citizens Commemorative Coin Advisory Committee. Mandates prompt payment of all coin sales surcharges to the First Flight Foundation for the: (1) Wright Brothers Monument; and (2) facilities at the Wright Brothers National Memorial Park. | 2025-08-21T20:14:53Z | |
| 104-hr-4219 | 104 | hr | 4219 | Medicare and Medicaid Recovery Act of 1996 | Finance and Financial Sector | 1996-09-26 | 1996-10-04 | Referred to the Subcommittee on Commercial and Administrative Law. | House | Rep. Stark, Fortney Pete [D-CA-13] | CA | D | S000810 | 0 | Medicare and Medicaid Recovery Act of 1996 - Amends the Federal bankruptcy code to: (1) make nondischargeable any debts for overpayments received under titles XVIII (Medicare) and XIX (Medicaid) of the Social Security Act; and (2) except from automatic stay any exclusion from Medicare and State health (Medicaid) program participation. | 2025-08-21T20:16:23Z | |
| 104-hr-4182 | 104 | hr | 4182 | Depository Institution Affiliation and Thrift Charter Conversion Act | Finance and Financial Sector | 1996-09-25 | 1996-10-11 | Referred to the Subcommittee on Telecommunications and Finance, for a period to be subsequently determined by the Chairman. | House | Rep. Roukema, Marge [R-NJ-5] | NJ | R | R000465 | 8 | TABLE OF CONTENTS: Title I: Financial Services Holding Company Act Subtitle A: General Provisions Subtitle B: Securities Activities of Financial Services Holding Companies Subtitle C: Insurance and Real Estate Development Activities of Financial Services Holding Companies Title II: Conforming Amendments to other Laws for Financial Services Holding Companies Title III: Functional Regulation Amendments to Securities Laws for Financial Services Holding Companies Subtitle A: Broker Dealer Provisions Subtitle B: Investment Company Provisions Title IV: Wholesale Financial Institutions Owned by Financial Services Holding Companies Title V: Merger of Bank and Thrift Charters, Regulators, and Insurance Funds Subtitle A: Conversion of Thrift Charters Subtitle B: Elimination of Office of Thrift Supervision Subtitle C: Merger of BIF and SAIF Title VI: National Market Funded Lending Institutions Title VII: Effective Date Depository Institution Affiliation and Thrift Charter Conversion Act - Includes among the purposes of this Act: (1) establishment of an alternative legislative framework for the creation and regulation of financial services holding companies; (2) elimination of prohibitions on common ownership and affiliation within a financial services holding company; (3) elimination of the thrift charter, and mandatory conversion of thrifts into banks; (4) merger of the bank and thrift insurance funds; and (5) creation of new State and Federal charters for uninsured wholesale financial institutions. Title I: Financial Services Holding Company Act - Financial Services Holding Company Act - Subtitle A: General Provisions - Requires any financial services holding company (FSHC) seeking to acquire control of an insured bank, an insured institution, a bank holding company, or another financial services holding company to comply … | 2025-08-21T20:15:41Z | |
| 104-hr-4148 | 104 | hr | 4148 | Jackie Robinson Commemorative Coin Act | Finance and Financial Sector | 1996-09-24 | 1996-09-24 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Franks, Bob [R-NJ-7] | NJ | R | F000349 | 159 | Jackie Robinson Commemorative Coin Act - Directs the Secretary of the Treasury to: (1) mint and issue one-dollar silver coins emblematic of Jackie Robinson in commemoration of the 50th anniversary of the breaking of the color barrier in major league baseball; and (2) distribute surcharge proceeds to the Jackie Robinson Foundation to enhance its education and youth leadership programs, and increase the availability of scholarships for economically disadvantaged youths. | 2025-08-21T20:15:57Z | |
| 104-hr-4079 | 104 | hr | 4079 | Financial Institutions Regulatory Relief Act of 1996 | Finance and Financial Sector | 1996-09-16 | 1996-09-16 | Referred to the House Committee on Banking and Financial Services. | House | Rep. Leach, James A. [R-IA-1] | IA | R | L000169 | 0 | TABLE OF CONTENTS: Title I: Reductions in Government Overregulation Subtitle A: The Home Mortgage Process Subtitle B: Consumer Banking Reforms Subtitle C: Equal Credit Opportunity Act Amendments Subtitle D: Consumer Leasing Act Amendments Title II: Streamlining Government Regulations Subtitle A: Regulatory Approval Issues Subtitle B: Streamlining of Government Regulations; Miscellaneous Provisions Title III: Lender Liability Title IV: Annual Study and Report on Impact on Lending to Small Business Title V: Financial Service Reform Subtitle A: Reform of Holding Company Procedures Subtitle B: Interagency Banking and Financial Services Task Force Title VI: Drought Relief Title VII: Financial Activities Title VIII: Deposit Insurance Funds Financial Institutions Regulatory Relief Act of 1996 - Title I: Reductions in Government Overregulation - Subtitle A: The Home Mortgage Process - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) regarding the proscription against kickbacks and unearned fees to permit an employer's payment to the employer's own bona fide employees for any referral activities. (Sec. 101) Restricts criminal sanctions to willful violation of law (current law penalizes unwillful and unintentional violations as well). Redesignates "a controlled business arrangement" as "an affiliated business arrangement". Revises the disclosure prescriptions governing affiliated business arrangements where referrals are made by: (1) electronic media; and (2) by a lender. Permits an affiliated business arrangement if a written disclosure of its existence and estimated attendant charges is made within three business days after a referral by telephone or electronic media. Modifies the statute of limitations for bringing actions arising from violations of requirements for servicing mortgages and administering escrow accounts. (Sec. 102… | 2025-08-21T20:14:34Z | |
| 104-s-2059 | 104 | s | 2059 | Non-Monetary Default and Unexpired Lease in Bankruptcy Reform Act of 1996 | Finance and Financial Sector | 1996-09-09 | 1996-09-09 | Read twice and referred to the Committee on Judiciary. | Senate | Sen. Grassley, Chuck [R-IA] | IA | R | G000386 | 2 | Non-Monetary Default and Unexpired Lease in Bankruptcy Reform Act of 1996 - Amends Federal bankruptcy law to declare that the trustee in bankruptcy may assume a debtor's executory contract or an unexpired lease of personal property without satisfying any penalty rate or penalty provision relating to a default arising from the debtor's failure to perform nonmonetary obligations under the contract or lease. | 2025-08-21T20:14:31Z | |
| 104-hr-3976 | 104 | hr | 3976 | Financial Regulator Independence Protection Act | Finance and Financial Sector | 1996-08-02 | 1996-08-07 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Bachus, Spencer [R-AL-6] | AL | R | B000013 | 3 | Financial Regulator Independence Protection Act - Amends the Federal Credit Union Act and the Federal Deposit Insurance Act with respect to the terms of office of the National Credit Union Administration Board and the Board of Directors of the Federal Deposit Insurance Corporation (FDIC), respectively, to provide that each member shall: (1) serve a six-year term of office unless removed for cause by the President; and (2) continue to serve after the term expiration date until a successor is appointed and has qualified. | 2025-08-21T20:16:44Z | |
| 104-hr-3993 | 104 | hr | 3993 | Small Business Banking Act of 1996 | Finance and Financial Sector | 1996-08-02 | 1996-08-23 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Metcalf, Jack [R-WA-2] | WA | R | M000669 | 5 | Small Business Banking Act of 1996 - Amends the Federal Deposit Insurance Act (FDIA) to authorize any depository institution to permit an owner to make withdrawals by negotiable or transferable instrument from any interest-bearing or dividend bearing account in order to make payments to third parties (currently such withdrawals are permissible only for specified deposits). Amends the Federal Reserve Act, the Home Owners' Loan Act, and the FDIA to repeal the proscription against the payment of interest on demand deposits. | 2025-08-21T20:15:57Z | |
| 104-hr-3931 | 104 | hr | 3931 | National Financial Crimes Strategy Act of 1996 | Finance and Financial Sector | 1996-07-31 | 1996-09-04 | Referred to the Subcommittee on Crime. | House | Rep. Velazquez, Nydia M. [D-NY-12] | NY | D | V000081 | 15 | National Financial Crimes Strategy Act of 1996 - Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to prescribe guidelines under which: (1) the President, acting through the Secretary of the Treasury (the Secretary), shall develop and submit to the Congress a national strategy for combating financial crimes; and (2) the Secretary is authorized to designate any geographical area of the United States as a "high-intensity financial crime area." Confers principal responsibility upon the Secretary for implementing the national strategy for combating financial crimes. Authorizes the Secretary to provide grants to any consortium of three or more State or local law enforcement agencies and prosecutors in order to provide the necessary funding for investigation and prosecution. Amends Federal monetary law to require the Director of the Office of Management and Budget to establish the funding for financial crime law enforcement activities for each applicable department or agency as a separate object class in each annual budget. | 2025-08-21T20:16:14Z | |
| 104-s-1993 | 104 | s | 1993 | Federal Reserve Fiscal Responsibility Act of 1996 | Finance and Financial Sector | 1996-07-26 | 1996-07-26 | Committee on Banking. Hearings held. | Senate | Sen. Dorgan, Byron L. [D-ND] | ND | D | D000432 | 1 | Federal Reserve Fiscal Responsibility Act of 1996 - Instructs the Comptroller General to specifically identify, and report to the Congress on, the functions and activities of the Board of Governors of the Federal Reserve System (the Board) and of each Federal reserve bank related to the establishment and conduct of Federal monetary policy. Sets a deadline by which all expenditures by the Board or any Federal reserve bank (except those related to monetary policy) shall be made only as provided in advance in an appropriations Act. Directs the Comptroller General to report annually to the Congress on Board compliance. Amends the Federal Reserve Act to terminate the surplus account authorization. Sets a deadline by which each Federal reserve bank must transfer all funds held in its surplus account to the Board for deposit into the general fund of the Treasury. Requires the Comptroller General to determine and report to the Congress on the percentage of Federal reserve banks' net earnings that should be transferred annually for deposit into the general fund of the Treasury. Requires each Federal reserve bank to: (1) obtain an annual audit from an independent auditor using generally accepted auditing standards; and (2) submit a copy of such audit to the Board. Directs the Board annually to obtain from an independent auditor an audit of the combined financial statements of all Federal reserve banks using generally accepted accounting standards. Applies specified Federal property, procurement, and information technology management law to the Board and each Federal reserve bank as if they were executive agencies. | 2025-08-21T20:15:36Z | |
| 104-hr-3892 | 104 | hr | 3892 | D'Oench Duhme Reform Act | Finance and Financial Sector | 1996-07-24 | 1996-08-07 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Torkildsen, Peter G. [R-MA-6] | MA | R | T000314 | 0 | D'Oench Duhme Reform Act - Amends the Federal Deposit Insurance Corporation Act to revise its D'Oench Duhme provisions which render unenforceable against the Federal Deposit Insurance Corporation (FDIC) in its capacity as receiver of an insured depository institution any secret side agreements not recorded in the institution's records. Declares that an agreement against the interests of the FDIC in its capacity as receiver is not enforceable against it unless the agreement is in writing and was executed by the insured depository institution in the ordinary course of business. Declares that no court may prohibit the adjudication of specified types of claims and defenses against the FDIC in its capacity as receiver of an insured depository institution, including certain intentional tort claims and other claims that do not relate to specific assets acquired by the FDIC. Declares that, except as otherwise provided by Federal or State law, the FDIC may not defeat a claim related to an asset by demonstrating that it acquired the asset as a holder in due course without actual knowledge of the claim, unless it also demonstrates that the asset was not acquired upon its appointment as conservator or receiver or as part of a purchase and assumption transaction. Excepts from this provision vendor agreements for the sale or purchase of goods or services delivered to an insured depository institution before the appointment of a receiver for such institution. | 2025-08-21T20:14:24Z | |
| 104-hr-3830 | 104 | hr | 3830 | Church Insurance Protection Act | Finance and Financial Sector | 1996-07-17 | 1996-09-12 | Sponsor introductory remarks on measure. (CR H10348) | House | Rep. Filner, Bob [D-CA-50] | CA | D | F000116 | 41 | Church Insurance Protection Act - Prohibits an insurer from canceling, declining to renew, or requiring a higher premium or contribution for fire insurance for a religious property based on: (1) the race, color, religion, or national origin of property users; (2) the status of the property as religious property; (3) any previous arson against the property; or (4) any perceived arson threat. Places authority and responsibility for investigating and enforcing this Act in the Attorney General. Authorizes the Attorney General to begin a civil action. Authorizes preventive relief and mandates civil monetary damages. | 2025-08-21T20:16:16Z | |
| 104-hr-3826 | 104 | hr | 3826 | Women and Minority Business Lending Accountability Act | Finance and Financial Sector | 1996-07-16 | 1996-07-26 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Waters, Maxine [D-CA-35] | CA | D | W000187 | 0 | Women and Minority Business Lending Accountability Act - Amends the Community Reinvestment Act of 1977 to require the appropriate Federal financial supervisory agencies to jointly develop a format for collecting certain data from regulated financial institutions regarding their record of meeting specified credit needs of their local communities, including low- and moderate-income neighborhoods. | 2025-08-21T20:15:17Z | |
| 104-hr-3793 | 104 | hr | 3793 | 50 States Commemorative Coin Program Act | Finance and Financial Sector | 1996-07-11 | 1996-09-05 | Received in the Senate and read twice and referred to the Committee on Banking. | House | Rep. Castle, Michael N. [R-DE-At Large] | DE | R | C000243 | 8 | 50 States Commemorative Coin Program Act - Amends Federal law to: (1) mandate redesign of quarter-dollar coins issued between January 1, 1997, and January 1, 2007, to commemorate each of the 50 States (including any additional State admitted into the Union before the end of such ten-year period); and (2) set fixed, four-year terms for members of the Citizens Commemorative Coin Advisory Committee. | 2025-04-07T15:23:01Z | |
| 104-hr-3727 | 104 | hr | 3727 | ATM Fee Reform Act of 1996 | Finance and Financial Sector | 1996-06-26 | 1996-07-30 | Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote. | House | Rep. Roukema, Marge [R-NJ-5] | NJ | R | R000465 | 29 | ATM Fee Reform Act of 1996 - Amends the Electronic Fund Transfer Act to mandate fee disclosures at the time of service by any host electronic terminal operator which imposes a fee for providing host transfer services to a consumer. Requires each agency responsible for compliance enforcement under the Act to report annually to the Congress on compliance and on regional and national trends in fees imposed by host ATM operators. Mandates the disclosure to consumers whenever an electronic means of accessing the consumer's account is issued of possible fees for initiating electronic fund transfers. Requires the Comptroller General to study the feasibility of prohibiting the imposition of an electronic fund transfer fee unless notice has been provided before the consumer is irrevocably committed to completing the transaction. | 2025-08-21T20:16:32Z | |
| 104-s-1855 | 104 | s | 1855 | Securities and Exchange Commission Fee Reduction Act of 1996 | Finance and Financial Sector | 1996-06-10 | 1996-06-10 | Read twice and referred to the Committee on Banking. | Senate | Sen. Gramm, Phil [R-TX] | TX | R | G000365 | 1 | Securities and Exchange Commission Fee Reduction Act of 1996 - Amends the Securities Act of 1933 to: (1) prohibit the minimum required registration fee from exceeding $100 (current law prohibits the minimum fee from being less than $100); and (2) set forth a schedule for general revenue fees and offsetting collection fees in diminishing amounts through FY 2001. (Sec. 3) Amends the Securities Exchange Act of 1934 to revise the transaction fee schedule for: (1) exchange-traded securities; (2) off-exchange trades of exchange-registered securities; (3) off-exchange trades of last-sale-reported securities. Declares that such fees are in lieu of, and not in addition to, any fees that the Securities and Exchange Commission is authorized to impose or collect. | 2025-08-21T20:15:00Z | |
| 104-s-1838 | 104 | s | 1838 | First Flight Commemorative Coin Act | Finance and Financial Sector | 1996-06-05 | 1996-06-05 | Read twice and referred to the Committee on Banking. | Senate | Sen. Faircloth, Lauch [R-NC] | NC | R | F000437 | 7 | First Flight Commemorative Coin Act - Directs the Secretary of the Treasury to mint and issue, between certain dates, up to specified numbers of the following coins emblematic of the first flight of Orville and Wilbur Wright in Kitty Hawk, North Carolina, on December 17, 1903: (1) ten-dollar gold coins; (2) one-dollar silver coins; and (3) half-dollar clad coins. Requires the Secretary to select the coin design after consultation with the Board of Directors of the First Flight Foundation and the Commission of Fine Arts, subject to review by the Citizens Commemorative Coin Advisory Committee. Mandates prompt payment of all coin sales surcharges to the First Flight Foundation for the: (1) Wright Brothers Monument; and (2) facilities at the Wright Brothers National Memorial Park. | 2025-08-21T20:15:32Z | |
| 104-hr-3567 | 104 | hr | 3567 | Federal Deposit Insurance Funds and Regulatory Relief Act of 1996 | Finance and Financial Sector | 1996-06-04 | 1996-06-14 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Bereuter, Doug [R-NE-1] | NE | R | B000403 | 3 | TABLE OF CONTENTS: Title I: Thrift and Bank Charter Merger Subtitle A: Recapitalization of Savings Association Insurance Fund Subtitle B: Status of Banks and Savings Associations Subtitle C: Merger of Insurance Funds Subtitle D: FICO Interest Costs Shared Subtitle E: Refunds of Excess Amounts in Deposit Fund Subtitle F: Limitation on Assessments Subtitle G: Miscellaneous Provisions Title II: Transitional Provisions Title III: Reductions in Government Overregulation Subtitle A: The Home Mortgage Process Subtitle B: Community Reinvestment Act Amendments Subtitle C: Consumer Banking Reforms Subtitle D: Equal Credit Opportunity Act Amendments Subtitle E: Consumer Leasing Act Amendments Title IV: Streamlining Government Regulations Subtitle A: Regulatory Approval Issues Subtitle B: Streamlining of Government Regulations; Miscellaneous Provisions Title V: Lender Liability Title VI: Annual Study and Report on Impact on Lending to Small Business Federal Deposit Insurance Funds and Regulatory Relief Act of 1996 - Title I: Thrift and Bank Charter Merger - Subtitle A: Recapitalization of Savings Association Insurance Fund - Directs the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) to impose a special assessment on the Savings Association Insurance Fund (SAIF)-assessable deposits of each insured depository institution at a rate that the Board, in its sole discretion, determines will cause the SAIF to achieve the designated reserve ratio on the first business day of January 1998. Allows the Board to exempt weak institutions from such assessment, but requires exemption for certain newly chartered and other defined institutions, which shall pay semiannual assessments at certain former rates during calendar years 1998 through 2001. (Sec. 101) Authorizes certain institutions fa… | 2025-08-21T20:16:26Z | |
| 104-hr-3556 | 104 | hr | 3556 | Private Mortgage Insurance Consumer Protection Act | Finance and Financial Sector | 1996-05-30 | 1996-06-14 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Hansen, James V. [R-UT-1] | UT | R | H000172 | 20 | Private Mortgage Insurance Consumer Protection Act - Amends the Truth in Lending Act to prescribe guidelines under which a creditor must notify a consumer in writing of any cancellation rights with respect to private mortgage insurance if the consumer was required to obtain such insurance as a condition for entering into a residential mortgage transaction. Prohibits the imposition of any fee or cost to the consumer for such notification. | 2025-08-21T20:14:00Z | |
| 104-hr-3533 | 104 | hr | 3533 | ATM Public Safety and Crime Control Act of 1996 | Finance and Financial Sector | 1996-05-23 | 1996-06-26 | Referred to the Subcommittee on Crime. | House | Rep. Nadler, Jerrold [D-NY-8] | NY | D | N000002 | 4 | ATM Public Safety and Crime Control Act of 1996 - Amends the Bank Protection Act of 1978 to direct each Federal banking supervisory agency to prescribe specified lighting and surveillance camera security measures at depository institutions based upon recommendations made by the Director of the Federal Bureau of Investigation. Amends the Judicial Code to instruct the Director to: (1) periodically review crime prevention standards and procedures at financial institutions; (2) make technical recommendations to the Federal banking agencies; and (3) submit copies of such recommendations to congressional judiciary committees. Requires consultation with the Attorney General to ascertain the extent to which inadequate security measures, or improperly maintained security equipment, at financial institutions have hindered effective prosecutions for bank robbery and incidental crimes. Sets a timetable for: (1) promulgation of final Federal regulations pursuant to the Director's recommendations; and (2) depository institution compliance with such regulations. | 2025-08-21T20:14:54Z | |
| 104-s-1800 | 104 | s | 1800 | Fair ATM Fees for Consumers Act | Finance and Financial Sector | 1996-05-23 | 1996-07-11 | Committee on Banking. Hearings held. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 5 | Fair ATM Fees for Consumers Act - Amends the Electronic Fund Transfer Act to prohibit assessment of an electronic terminal surcharge against a consumer if the transaction: (1) neither relates to nor affects an account held by the consumer with the financial institution that is the owner or operator of such terminal; and (2) is conducted through a national or regional electronic banking network. | 2025-08-21T20:17:09Z | |
| 104-s-1815 | 104 | s | 1815 | Securities Investment Promotion Act of 1996 | Finance and Financial Sector | 1996-05-23 | 1996-06-27 | Senate passed companion measure H.R. 3005 in lieu of this measure by Unanimous Consent. (consideration: CR S7216) | Senate | Sen. Gramm, Phil [R-TX] | TX | R | G000365 | 6 | TABLE OF CONTENTS: Title I: Investment Advisers Supervision Coordination Act Title II: Facilitating Investment In Mutual Funds Title III: Reducing the Cost of Saving and Investment Securities Investment Promotion Act of 1996 - Title I: Investment Advisers Supervision Coordination Act - Investment Advisers Supervision Coordination Act - Authorizes appropriations to the Securities and Exchange Commission (SEC) for FY 1997 and 1998 to enforce the Investment Advisers Act of 1940. (Sec. 103) Amends the Investment Advisers Act of 1940 to exempt from SEC registration requirements investment advisers subject to a State securities regulator, unless they: (1) manage at least $25 million in assets; and (2) serve as advisers to certain federally registered investment companies, or certain business development companies. Exempts from State regulation advisers subject to SEC regulation, or excepted from the SEC definition of investment adviser. Permits States, in such cases, to: (1) require the filing of documents for notice purposes; and (2) investigate fraud or deceit and bring enforcement actions. (Sec. 104) Prohibits the enforcement of any State law or regulation that sets recordkeeping or capital and bond requirements in addition to those of the State in which an adviser maintains its principal place of business and is in compliance with applicable requirements. (Sec. 105) Directs the SEC to restrict the activities of investment advisers who are convicted felons, regardless of the nature of the felony or if the court is foreign, or to suspend or revoke their registration. (Sec. 106) Retains State authority to collect filing, registration, or licensing fees. Title II: Facilitating Investment in Mutual Funds - Investment Company Amendments Act of 1996 - Amends the Investment Company Act of 1940 to exempt from certain acquisition proscriptions the securities of a registered open-end investment company or a registered unit investment trust acquired by another such company or trust belonging to… | 2025-04-07T15:30:43Z | |
| 104-hr-3407 | 104 | hr | 3407 | Thrift Charter Merger Commission Act of 1996 | Finance and Financial Sector | 1996-05-07 | 1996-07-11 | Sponsor introductory remarks on measure. (CR E1249-1250) | House | Rep. Roth, Toby [R-WI-8] | WI | R | R000459 | 0 | Thrift Charter Merger Commission Act of 1996 - Establishes a nonpartisan Thrift Charter Merger Commission to: (1) examine the legal and public policies issues of savings association conversions into banks and their consequences upon the financial services industry and consumers; (2) make recommendations to the Congress on the most efficient, least disruptive way to achieve such conversions; and (3) review ways to rationalize depository institution regulation and reorganize the Federal banking agencies. Identifies issues for Commission considerations. Sets forth procedures in both houses of the Congress for consideration of any bill implementing Commission recommendations. Authorizes appropriations. | 2025-08-21T20:14:35Z | |
| 104-hr-3349 | 104 | hr | 3349 | American Cities Investment Act of 1996 | Finance and Financial Sector | 1996-04-30 | 1996-05-03 | Referred to the Subcommittee on Housing and Community Opportunity. | House | Rep. Fattah, Chaka [D-PA-2] | PA | D | F000043 | 15 | American Cities Investment Act of 1996 - Amends the Housing and Community Development Act of 1974 to: (1) set limitations on maximum outstanding loan guarantees issued by the Secretary of Housing and Urban Development; (2) authorize the Secretary to guarantee advances from Federal Home Loan Banks; and (3) expand the community participation requirements to include major stakeholders. Amends the Federal Home Loan Bank Act to authorize advances to units of local government for community development purposes pursuant to such loan guarantees. | 2025-08-21T20:15:59Z | |
| 104-sres-250 | 104 | sres | 250 | A resolution expressing the sense of the Senate regarding tactile currency for the blind and visually impaired. | Finance and Financial Sector | 1996-04-24 | 1996-04-24 | Referred to the Committee on Banking. | Senate | Sen. Brown, Hank [R-CO] | CO | R | B000919 | 8 | Declares that the Senate: (1) endorses efforts by the Bureau of Engraving and Printing to upgrade the currency for security reasons; and (2) strongly encourages the Secretary of the Treasury and the Bureau to incorporate cost-effective, tactile features into the design changes, thereby including the blind and visually impaired in independent currency usage. | 2025-04-07T15:23:16Z | |
| 104-hr-3301 | 104 | hr | 3301 | Bank Fee Accountability Act of 1996 | Finance and Financial Sector | 1996-04-23 | 1996-05-03 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Waters, Maxine [D-CA-35] | CA | D | W000187 | 0 | Bank Fee Accountability Act of 1996 - Amends the Community Reinvestment Act of 1977 to provide that when a Federal financial supervisory agency assesses the record of a financial institution in meeting credit needs, the agency must consider the institution's record regarding fees imposed by the institution on consumer accounts and transactions, including any fee increase or decrease, and any other discernible trend in the number and amounts of such fees. | 2025-08-21T20:15:27Z | |
| 104-hr-3302 | 104 | hr | 3302 | Bank Fee Reduction Incentive Act of 1996 | Finance and Financial Sector | 1996-04-23 | 1996-05-03 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Waters, Maxine [D-CA-35] | CA | D | W000187 | 0 | Bank Fee Reduction Incentive Act of 1996 - Amends the Federal Deposit Insurance Act to increase deposit insurance from $100,000 to $105,000 for an insured depository institution which reduces its net fee income for consumer accounts and transactions by 50 percent or more over any two consecutive semiannual periods. | 2025-08-21T20:15:34Z | |
| 104-hr-3272 | 104 | hr | 3272 | To amend the Securities Exchange Act of 1934 to require improved disclosure of corporate charitable contributions, and for other purposes. | Finance and Financial Sector | 1996-04-18 | 1996-04-23 | Referred to the Subcommittee on Telecommunications and Finance. | House | Rep. Gillmor, Paul E. [R-OH-5] | OH | R | G000210 | 6 | Amends the Securities Exchange Act of 1934 to require the issuer of a registered security to disclose to its shareholders the identity and amount of charitable contributions the issuer made during the preceding fiscal year and the identity of the recipients. | 2025-01-02T17:38:03Z | |
| 104-hr-3273 | 104 | hr | 3273 | To amend the Securities Exchange Act of 1934 to require corporations to obtain the views of shareholders concerning corporate charitable contributions. | Finance and Financial Sector | 1996-04-18 | 1996-04-23 | Referred to the Subcommittee on Telecommunications and Finance. | House | Rep. Gillmor, Paul E. [R-OH-5] | OH | R | G000210 | 0 | Amends the Securities Exchange Act of 1934 to require each issuer of registered securities to afford its shareholders the opportunity to participate in the designation of recipients of the issuer's charitable contributions. | 2025-01-02T17:38:13Z | |
| 104-s-1687 | 104 | s | 1687 | Federal Reserve Surplus Act of 1996 | Finance and Financial Sector | 1996-04-18 | 1996-04-18 | Read twice and referred to the Committee on Banking. | Senate | Sen. Kerry, John F. [D-MA] | MA | D | K000148 | 2 | Federal Reserve Surplus Act of 1996 - Amends the Federal Reserve Act to direct the Board of Governors of the Federal Reserve System to transfer annually to the Financing Corporation specified amounts from surplus funds of the Federal reserve banks in order to cover the interest on obligations issued by the Financing Corporation. | 2025-08-21T20:15:39Z | |
| 104-hr-3261 | 104 | hr | 3261 | Federal Reserve Surplus Act of 1996 | Finance and Financial Sector | 1996-04-17 | 1996-05-03 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Frank, Barney [D-MA-4] | MA | D | F000339 | 13 | Federal Reserve Surplus Act of 1996 - Amends the Federal Reserve Act to direct the Board of Governors of the Federal Reserve System to transfer annually to the Financing Corporation specified amounts from surplus funds of the Federal reserve banks in order to cover the interest on obligations issued by the Financing Corporation. | 2025-08-21T20:15:03Z | |
| 104-hr-3246 | 104 | hr | 3246 | ATM Fee Disclosure Act of 1996 | Finance and Financial Sector | 1996-04-15 | 1996-04-19 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Schumer, Charles E. [D-NY-9] | NY | D | S000148 | 26 | ATM Fee Disclosure Act of 1996 - Amends the Electronic Fund Transfer Act to prohibit imposition of a fee upon an electronic fund transfer initiated by a consumer from an electronic terminal (including a telephone) unless explicit disclosures are provided regarding the amount of any transaction fee and the consumer's option to cancel the transaction without paying the fee. Mandates written documentation upon completion of the transfer of such fee amount and the identity of the person imposing it. Includes within such electronic fund transfers, for purposes of this Act, a balance inquiry initiated by a consumer in the same manner as an electronic fund transfer regardless of whether the consumer initiates a transfer of funds in the course of the transaction. | 2025-08-21T20:14:21Z | |
| 104-hr-3210 | 104 | hr | 3210 | Bank Holding Company Application Act of 1996 | Finance and Financial Sector | 1996-03-29 | 1996-04-04 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Campbell, Tom [R-CA-15] | CA | R | C000100 | 0 | Bank Holding Company Application Act of 1996 - Amends the Bank Holding Company Act of 1956 to declare that nothing in its requirements for bank holding company acquisition of bank shares or assets shall be construed as limiting the discretion of the Board of Governors of the Federal Reserve System with regard to the manner in which it may: (1) require a bank holding company to seek Board approval for a proposed action (especially the type and amount of information to be included in an application to become a bank holding company or to acquire a bank); or (2) review any such action. | 2025-08-21T20:16:46Z | |
| 104-hr-3221 | 104 | hr | 3221 | Electronic Fund Transfer Fees Act of 1996 | Finance and Financial Sector | 1996-03-29 | 1996-04-04 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Sanders, Bernard [I-VT-At Large] | VT | I | S000033 | 13 | Electronic Fund Transfer Fees Act of 1996 - Amends the Electronic Fund Transfer Act to prohibit the operator of the electronic terminal at which an electronic fund transfer is initiated from imposing a fee upon any such electronic fund transfer which: (1) is initiated by a consumer from an electronic terminal operated by a person other than the financial institution holding such consumer's account; and (2) utilizes a national or regional communication network to execute the transaction between such person and the financial institution holding such consumer's account. | 2025-08-21T20:15:55Z | |
| 104-hr-3228 | 104 | hr | 3228 | 65th Infantry Regiment Commemorative Coin Act | Finance and Financial Sector | 1996-03-29 | 1996-04-19 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Velazquez, Nydia M. [D-NY-12] | NY | D | V000081 | 7 | 65th Infantry Regiment Commemorative Coin Act - Instructs the Secretary of the Treasury issue one-dollar silver coins emblematic of all the Puerto Ricans in the 65th Infantry Regiment of the U.S. Army who fought in the Korean conflict. Mandates deposit of sales surcharges in the Korean War Veterans Memorial Fund for use by the American Battle Monuments Commission. | 2025-08-21T20:15:16Z | |
| 104-hr-3167 | 104 | hr | 3167 | Enterprise Resource Bank Act of 1996 | Finance and Financial Sector | 1996-03-27 | 1996-03-28 | Forwarded by Subcommittee to Full Committee (Amended) by the Yeas and Nays: 14 - 0. | House | Rep. Baker, Richard H. [R-LA-6] | LA | R | B000072 | 17 | Enterprise Resource Bank Act of 1996 - Redesignates the: (1) Federal home loan banks as enterprise resource banks (ERBs); (2) Federal Home Loan Bank Act (FHLBA) as the Enterprise Resource Bank System Act; and (3) Federal Home Loan Bank System as the enterprise resource bank system. (Sec. 3) Declares that such banks are established by the Congress as profitmaking financial institutions whose purpose is to: (1) promote residential mortgage lending (including low- and moderate-income housing); (2) facilitate community and economic development lending, including rural economic development lending; and (3) assist such lending through a program of collateralized advances and other financial services that provide long-term funding, liquidity, operational, and interest rate risk management. Establishes 12 regional enterprise resource bank districts. Prescribes guidelines for FHLB mergers. Proscribes joint or collective offices of the ERBs. (Sec. 4) Establishes the Federal Housing Finance Board as an independent agency to regulate ERB safety and soundness. Grants the Board oversight and enforcement powers with respect to ERBs and the office of finance. (Sec. 5) Amends the FHLBA to declare that the ERBs shall: (1) operate jointly an office of finance (the office) to issue notes, bonds, and debentures; (2) establish a central board of directors; and (3) regularly report to the Finance Board the closing positions on their respective investments and qualified financial contracts. Mandates that the ERBs, the Finance Board, and the office jointly establish monitoring procedures for investment exposure, including credit and interest rate risk of the banks' individual and combined investment portfolios. (Sec. 6) Amends the FHLBA to set forth ERB capital structure plan requirements. Amends the Home Owners' Loan Act to repeal: (1) the ineligibility to obtain cash advances of savings associations that have failed to acquire or maintain qualified thrift lender status; and (2) the requirement that such associations repay outstan… | 2025-08-21T20:15:16Z | |
| 104-hres-385 | 104 | hres | 385 | Expressing the sense of the House of Representatives regarding tactile currency for the blind and visually impaired. | Finance and Financial Sector | 1996-03-14 | 1996-03-22 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Baker, Richard H. [R-LA-6] | LA | R | B000072 | 48 | Declares that the House of Representatives: (1) endorses efforts by the Bureau of Engraving and Printing to upgrade the currency for security reasons; and (2) strongly encourages the Secretary of the Treasury and the Bureau to incorporate cost-effective, tactile features into the design changes, thereby including the blind and visually impaired in independent currency usage. | 2025-01-02T17:33:23Z | |
| 104-hr-3005 | 104 | hr | 3005 | National Securities Markets Improvement Act of 1996 | Finance and Financial Sector | 1996-03-05 | 1996-10-11 | Became Public Law No: 104-290. | House | Rep. Fields, Jack [R-TX-8] | TX | R | F000111 | 0 | TABLE OF CONTENTS: Title I: Capital Markets Title II: Investment Company Act Amendments Title III: Investment Advisers Supervision Coordination Act Title IV: Securities and Exchange Commission Authorization Title V: Reducing the Cost of Saving and Investment National Securities Markets Improvement Act of 1996 - Title I: Capital Markets - Capital Markets Efficiency Act of 1996 - Amends the Securities Act of 1933 to preempt State regulation of "covered securities," including: (1) nationally traded securities and investment company securities subject to Federal registration requirements; (2) securities transactions with certain "qualified purchasers"; (3) securities offered or sold to qualified purchasers; and (4) certain securities whose offer or sale is exempt from registration and report-filing requirements. (Sec. 102) Retains State investigation and enforcement authority with respect to: (1) securities fraud or deceit; and (2) certain notice filings and fee requirements. Allows continued State collection of filing and registration fees as in effect before enactment of this Act, until State law or regulation adopted after enactment of this Act provides otherwise. Provides a three-year period after enactment of this Act during which a State securities commission may require the registration of securities whose issuer refuses to pay such fees. Directs the Securities and Exchange Commission (SEC) to study and report to the Congress on the extent to which uniformity of State regulatory requirements for securities has been achieved for non-covered securities. (Sec. 103) Amends the Securities Exchange Act of 1934 to preempt State law with respect to capital, margin, recordkeeping, bonding, and reporting requirements. (Sec. 104) Exempts certain national securities exchange members, brokers, and dealers from Federal margin requirements. Repeals the borrowing and lending restrictions imposed upon members, brokers, and dealers of a national securities exchange. (Sec. 105) Amends the Securi… | 2025-04-07T15:30:43Z | |
| 104-hr-3007 | 104 | hr | 3007 | International Counterfeiting Prevention Act of 1996 | Finance and Financial Sector | 1996-03-05 | 1996-03-08 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Bachus, Spencer [R-AL-6] | AL | R | B000013 | 2 | International Counterfeiting Prevention Act of 1996 - Requires the Secretary of the Treasury (Secretary), the Chairman of the Board of Governors of the Federal Reserve System, and the Secretary of State to establish, and appoint the members of, an interagency task force to: (1) monitor the use and holding of U.S. currency in foreign countries; (2) produce a statistically valid estimate of the amount of counterfeit U.S. currency that is produced, passed, and possessed outside the United States each year; and (3) coordinate the activities of the agencies represented on the task force in carrying out such duties. Requires the task force to establish, implement, and report to the Congress on an effective international evaluation audit plan designed to enable the represented agencies to carry out their duties. Requires the Secretary of State to: (1) consider in a timely manner the request of the Secretary of the Treasury for the placement of Secret Service agents in posts in overseas embassies for the effective enforcement of prohibitions against international counterfeiting of U.S. currency; and (2) reach an agreement with the Secretary on such posts by December 31, 1996. Requires the Secretaries to each submit a written report, by February 1, 1997, to specified congressional committees explaining the reasons for any rejection of a proposed post and any failure to fill an approved post by such date. Requires the United States Sentencing Commission to amend its sentencing guidelines to provide an appropriate enhancement of the punishment (a maximum 20-year prison term) for a defendant convicted under the Federal criminal code of international counterfeiting of U.S. currency. | 2025-08-21T20:14:29Z | |
| 104-hr-2981 | 104 | hr | 2981 | Entrepreneurial Investment Act of 1996 | Finance and Financial Sector | 1996-02-28 | 1996-04-18 | Subcommittee Hearings Held. | House | Rep. Baker, Richard H. [R-LA-6] | LA | R | B000072 | 0 | Entrepreneurial Investment Act of 1996 - Amends the Bank Holding Company Act of 1956 to prescribe conditions and requirements exempting certain smaller-sized bank holding companies from its proscription against the acquisition of interests (equity capital investments) in certain nonbanking organizations. Sets forth restrictions upon joint marketing. Requires such bank holding companies to obtain a one-time approval of the Board of Governors of the Federal Reserve System prior to engaging in such investment activities. | 2025-08-21T20:14:47Z | |
| 104-hr-2972 | 104 | hr | 2972 | Securities and Exchange Commission Authorization Act of 1996 | Finance and Financial Sector | 1996-02-27 | 1996-03-13 | Received in the Senate and read twice and referred to the Committee on Banking. | House | Rep. Bliley, Tom [R-VA-7] | VA | R | B000556 | 12 | Securities and Exchange Commission Authorization Act of 1996 - Authorizes appropriations for the Securities and Exchange Commission (SEC) for FY 1997. (Sec. 4) Amends the Securities Act of 1933 to require the SEC to collect securities registration fees that are designed to recover the costs to the Government of the securities registration process, and costs related to such process, including enforcement activities, policy and rulemaking activities, administration, legal services, and international regulatory activities. Revises the registration fee formula, increasing the minimum fee from $100 to $200, with a reduction to $182 beginning FY 2002. States that such fee shall be the sum of a general revenue fee and an offsetting collection fee. Sets the general revenue fee at $200 for each $1 million of the maximum aggregate price at which the securities in question are sold (reduced to $182 per $1 million beginning FY 2002). Schedules the offsetting collection rate for each $1 million of the maximum aggregate sales price of the securities in question in declining specified levels from $103 in FY 1997 to $17 in FY 2000, and zero in each succeeding fiscal year. Declares: (1) that no offsetting collection fees shall be collected for any fiscal year except to the extent provided in advance in appropriations Acts; and (2) that such fees collected during any fiscal year shall be deposited and credited as offsetting collections in accordance with appropriations Acts. States that, if on the first day of a fiscal year a regular appropriation to the SEC has not been enacted, the SEC shall continue to collect offsetting collections fees at the preceding fiscal year rate, until such regular appropriation is enacted. (Sec. 5) Amends the Securities Exchange Act of 1934 to revise annual transaction fees that national securities exchanges and registered brokers and dealers must pay the SEC. Requires the SEC to collect transaction fees that are designed to recover the costs to the Government of the supervision and regulation of s… | 2025-04-07T15:28:08Z | |
| 104-s-1559 | 104 | s | 1559 | Bankruptcy Technical Corrections Act of 1996 | Finance and Financial Sector | 1996-02-06 | 1996-10-04 | Referred to the Subcommittee on Commercial and Administrative Law. | Senate | Sen. Grassley, Chuck [R-IA] | IA | R | G000386 | 1 | Bankruptcy Technical Corrections Act of 1996 - Makes technical corrections to Federal bankruptcy, criminal, and judiciary law. Redefines single asset real estate to exclude family farms and remove the $4 million ceiling on the amount of noncontingent, liquidated secured debts on such property. (Sec. 3) Requires triennial adjustment of the $5,000 minimum threshold value of certain implements, professional books, tools of the trade, farm animals, and crops with respect to which a debtor in certain States may not avoid the fixing of a nonpossessory, nonpurchase-money security interest lien. (Sec. 4) Allows a bankruptcy court to award reasonable compensation to a debtor's attorney. (Sec. 6) Repeals certain guidelines governing executory contracts and unexpired leases of aircraft terminals and aircraft gates, including the proscription against their assignment by the trustee in bankruptcy. (Sec. 14) Modifies guidelines relating to the liability of transferees of avoided transfers to prohibit the trustee in bankruptcy from avoiding a transfer made between 90 days and one year before the filing of the relief petition, if the transfer at the time was made for the benefit of a non-insider transferee. (Sec. 15) Revises set-off recovery rules to exclude from recovery by a trustee setoffs by swap participants. (Sec. 22) Repeals a provision for temporary continuation on the Bankruptcy Review Commission of certain members who have been or become employees or officers of a government. (Sec. 23) Requires the U.S. trustee to file a report certifying the election of an eligible, disinterested trustee at a meeting of creditors. Declares that upon such filing: (1) the trustee elected shall be considered to have been selected and appointed; and (2) the service shall terminate of any trustee previously appointed to fill the term of specified ineligible or incapacitated trustees. (Sec. 24) Amends the Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy Act of 1986 to extend until October 1, 2012, and October 1, 201… | 2025-07-21T19:32:26Z | |
| 104-s-1549 | 104 | s | 1549 | Municipal Securities Investor Protection Act of 1996 | Finance and Financial Sector | 1996-02-01 | 1996-02-01 | Read twice and referred to the Committee on Banking. | Senate | Sen. Brown, Hank [R-CO] | CO | R | B000919 | 0 | Municipal Securities Investor Protection Act of 1996 - Amends the Securities Act of 1933 and the Securities Exchange Act of 1934 to provide that a municipal issuer shall only be exempt from its provisions if such issuer: (1) pledges its full faith and credit or taxing power to make timely payments of principal and interest; (2) offers or sells such securities in a minimum single transaction amount of under $1 billion; or (3) offers or sells such securities in a series of related transactions, but does not reasonably anticipate that the aggregate principal amount of the series will exceed $1 billion at the time of such offer or sale. Amends the Securities Exchange Act of 1934 to provide that the duty to file supplementary and periodic information by non-exempt municipal securities may not be suspended by reason of the number of security holders of record of that class of securities. Authorizes the Securities and Exchange Commission to require non- exempt municipal security issuers to file requisite documents before the sale of such securities. Amends the Trust Indenture Act of 1939 to make conforming amendments. | 2025-08-21T20:15:07Z | |
| 104-sres-216 | 104 | sres | 216 | A resolution to express the sense of the Senate that if a $1 coin is minted to replace the $1 bill, the Secretary of the Treasury should be authorized to mint and circulate $1 coins bearing the likeness of Margaret Chase Smith. | Finance and Financial Sector | 1996-01-26 | 1996-01-26 | Read twice and referred to the Committee on Banking. | Senate | Sen. Snowe, Olympia J. [R-ME] | ME | R | S000663 | 1 | Expresses the sense of the Senate that if a one-dollar coin is minted to replace the $1 bill, the Secretary of the Treasury should be authorized to mint and circulate $1 coins bearing a likeness of Margaret Chase Smith. | 2025-01-14T18:20:21Z | |
| 104-hr-2815 | 104 | hr | 2815 | To amend section 101 of title 11 of the United States Code to modify the definition of single asset real estate and to make technical corrections. | Finance and Financial Sector | 1995-12-20 | 1996-02-09 | Referred to the Subcommittee on Commercial and Administrative Law. | House | Rep. Knollenberg, Joe [R-MI-11] | MI | R | K000288 | 7 | Amends Federal bankruptcy law to remove the $4 million ceiling on aggregate noncontingent, liquidated secured debts from the definition of single asset real estate. | 2025-04-07T15:23:20Z | |
| 104-s-1450 | 104 | s | 1450 | A bill to provide that certain gaming contracts shall remain in effect, notwithstanding filing for bankruptcy, and for other purposes. | Finance and Financial Sector | 1995-12-06 | 1995-12-06 | Read twice and referred to the Committee on Judiciary. | Senate | Sen. Breaux, John B. [D-LA] | LA | D | B000780 | 0 | Amends Federal bankruptcy law to provide that a commercial bankruptcy or reorganization plan does not affect gaming contracts between a gaming corporation and a governmental entity or public benefit corporation, unless agreed to by the parties. | 2025-07-21T19:32:26Z | |
| 104-s-1415 | 104 | s | 1415 | Thrift Charter Conversion Act of 1995 | Finance and Financial Sector | 1995-11-15 | 1995-11-15 | Read twice and referred to the Committee on Banking. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 0 | TABLE OF CONTENTS: Title I: Status of Banks and Savings Associations Title II: Transfer of Functions, Personnel, and Property Title III: Private Deposit Insurance Thrift Charter Conversion Act of 1995 - Title I: Status of Banks and Savings Associations - Prescribes procedural guidelines for the termination of Federal savings association charters and their conversion into national bank charters or State depository institution charters. Prohibits the Director of the Office of Thrift Supervision from granting any charter for a Federal savings association. Amends the Federal Deposit Insurance Act (FDIA) to treat State Savings Associations as banks for purposes of Federal banking law. Includes as State banks any cooperative bank or other unincorporated bank whose deposits were insured by the Federal Deposit Insurance Corporation (FDIC) on the day before enactment of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 but excludes from State bank treatment any such banks whose deposits were not FDIC-insured on such date. (Sec. 101) Requires the FDIC to review State supervision of depository institutions in order to ensure that State savings associations are regulated as rigorously as State banks. (Sec. 102) Amends the Bank Holding Company Act of 1956 (BHCA) to permit continuation of grandfathered bank holding company activities and affiliations. (Sec. 103) Sets forth transition provisions for: (1) activities of savings associations and mutual savings associations which have converted into or become treated as banks; and (2) registration of bank holding companies resulting from conversions of savings associations to banks, or treatment of savings associations as banks. Places qualified bank holding companies under the regulatory jurisdiction of the Board of Governors of the Federal Reserve System (the Board). (Sec. 105) Amends the National Bank Act to prescribe procedural guidelines under which the Comptroller of the Currency is authorized to charter national mutual or State m… | 2025-08-21T20:15:24Z | |
| 104-hr-2627 | 104 | hr | 2627 | Smithsonian Institution Sesquicentennial Commemorative Coin Act of 1995 | Finance and Financial Sector | 1995-11-14 | 1996-01-10 | Became Public Law No: 104-96. | House | Rep. Livingston, Bob [R-LA-1] | LA | R | L000371 | 303 | Smithsonian Institution Sesquicentennial Commemorative Coin Act of 1995 - Directs the Secretary of the Treasury to issue five-dollar gold coins and one-dollar silver coins emblematic of the scientific, educational, and cultural significance of the Smithsonian Institution. Authorizes the Secretary to issue five-dollar platinum coins in lieu of the gold coins. Mandates that: (1) 85 percent of surcharges received from coin sales be paid by the Secretary to the Smithsonian Institution for such purposes as its Board of Regents determines to be appropriate; and (2) 15 percent of such surcharges be dedicated to supporting the operation and activities of the National Numismatic Collection at the National Museum of American History. | 2025-01-02T17:37:17Z | |
| 104-hr-2614 | 104 | hr | 2614 | Commemorative Coin Authorization and Reform Act of 1995 | Finance and Financial Sector | 1995-11-10 | 1995-12-06 | Received in the Senate and read twice and referred to the Committee on Banking. | House | Rep. Castle, Michael N. [R-DE-At Large] | DE | R | C000243 | 8 | TABLE OF CONTENTS: Title I: Commemorative Coin Program Reform Title II: Platinum and Gold Bullion Coins Title III: Mint Managerial Staffing Reform Commemorative Coin Authorization and Reform Act of 1995 - Title I: Commemorative Coin Program Reform - Amends Federal law regarding the Numismatic Public Enterprise Fund to mandate inclusion of any surcharge imposed upon the sale of any numismatic item. Sets forth conditions on payment of surcharges to recipient organizations. Repeals the requirement that the Comptroller General submit a financial accounting statement to the Congress on the payment of surcharges and on the use and expenditure of surcharge proceeds by a recipient organization. (Sec. 102) Decreases from five years to four years the terms of office for members of the Citizens Commemorative Coin Advisory Committee ( the Committee). Mandates that the Chairperson of such Committee be elected by its members from among such members. Requires the Committee to report to the Congress on recommendations for development of a multiyear commemorative coin program involving circulating coins which would supersede other commemorative coin programs for the year the commemorative circulating coin program is in effect. Title II: Platinum and Gold Bullion Coins - Authorizes the Secretary of the Treasury to: (1) mint and issue platinum bullion coins; and (2) continue to mint and issue American Eagle gold coins in two or more versions simultaneously. Title III: Mint Managerial Staffing Reform - Amends Federal law to repeal the requirement that each mint have a presidentially appointed superintendent and assayer and the Philadelphia mint have a presidentially appointed engraver. | 2025-08-21T20:16:15Z | |
| 104-hr-2519 | 104 | hr | 2519 | Philanthropy Protection Act of 1995 | Finance and Financial Sector | 1995-10-24 | 1995-12-08 | Became Public Law No: 104-62. | House | Rep. Fields, Jack [R-TX-8] | TX | R | F000111 | 26 | Philanthropy Protection Act of 1995 - Exempts from the jurisdiction of the Investment Company Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, and the Investment Advisers Act of 1940 any security issued by or any interest or participation in any pooled income fund, collective trust fund, collective investment fund, or similar fund maintained by a charitable organization exclusively for the collective investment and reinvestment of certain assets. Includes among such assets those of: (1) a charitable remainder trust or of any other trust the remainder interests of which are irrevocably dedicated to any charitable organization; (2) a trust the remainder interests of which are revocably dedicated to a charitable organization, subject to specified conditions; or (3) a trust the remainder interests of which are revocably dedicated to, or for the benefit of, one or more charitable organizations, if the ability to revoke is limited to specified circumstances. Deems such a charitable income fund, in specified circumstances, not to be an investment company under the Investment Company Act of 1940. Amends the Investment Company Act of 1940 to set forth disclosure requirements for exempt charitable organizations. Amends the Securities Exchange Act of 1934 to require solicitors of funds for such exempt charitable organizations to be volunteers or to be engaged in overall fund-raising activities of the organization but receiving no commission or other special compensation based on the amount of donations collected. Exempts such charitable organizations from State regulation in general, and such securities from State registration or qualification requirements in particular. Permits a State to enact a statute that specifically refers to this Act and provides prospectively that it does not preempt the laws of such State. | 2025-04-07T15:27:54Z | |
| 104-hr-2520 | 104 | hr | 2520 | Financial Services Competitiveness Act of 1995 | Finance and Financial Sector | 1995-10-24 | 1995-11-06 | Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials, for a period to be subsequently determined by the Chairman. | House | Rep. Leach, James A. [R-IA-1] | IA | R | L000169 | 0 | TABLE OF CONTENTS: Title I: Bank Securities Activities and Affiliations With Securities Firms and Other Financial Companies Subtitle A: Securities Activities Subtitle B: Investment Bank Holding Companies Subtitle C: Financial Activities Subtitle D: Interagency Banking and Financial Services Advisory Committee Subtitle E: Application and Registration Fees Title II: Functional Regulation Subtitle A: Brokers and Dealers Subtitle B: Bank Investment Company Activities Title III: Bank Insurance Activities Title IV: Reductions in Government Overregulation Subtitle A: The Home Mortgage Process Subtitle B: Community Reinvestment Act Amendments Subtitle C: Consumer Banking Reforms Subtitle D: Equal Credit Opportunity Act Amendments Subtitle E: Consumer Leasing Act Amendments Title V: Streamlining Government Regulations Subtitle A: Regulatory Approval Issues Subtitle B: Streamlining of Government Regulations; Miscellaneous Provisions Title VI: Lender Liability Title VII: Annual Study and Report on Impact on Lending to Small Business Financial Services Competitiveness Act of 1995 - Title I: Bank Securities Activities and Affiliations with Securities Firms and Other Financial Companies - Subtitle A: Securities Activities - Amends the Banking Act of 1933 (Glass-Steagall Act) to repeal the proscription against affiliation of any member bank of the Federal Reserve System with an entity engaged principally in securities activities (securities affiliate). (Sec. 102) Amends the Bank Holding Company Act of 1956 (BHCA) to authorize financial services holding companies (FSHCs) to own shares of a securities affiliate. (Sec. 103) Delineates activities permissible for securities affiliates. Instructs the Board of Governors of the Federal Reserve System (the Board) to consider the need for secu… | 2025-08-21T20:15:13Z | |
| 104-hr-2503 | 104 | hr | 2503 | Bank Insurance Regulation Act of 1995 | Finance and Financial Sector | 1995-10-18 | 1995-10-27 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Solomon, Gerald B. H. [R-NY-22] | NY | R | S000675 | 3 | Bank Insurance Regulation Act of 1995 - Amends Federal banking law (Revised Statutes) to declare that Federal banking statutes may not be construed as limiting or impairing the authority of any State to regulate the manner in which a national bank may engage in insurance activities pursuant to Federal statute within the State. Proscribes State discrimination against national banks: (1) in their functions of providing insurance as principal, agent or broker; or (2) with respect to licensing qualifications and procedures. Confines the provision of insurance by a national bank acting as principal, agent or broker, to specified Federal statutory parameters. States that Federal banking law may not be construed as affecting the authority of a national bank to act as insurance agent or broker consistent with State law. States that Federal banking law does not enable a State to deny to a national bank the authority to provide a product that a State bank is permitted to provide. Declares that it is not incidental to banking for a national bank to provide insurance as a principal, agent, or broker (thus removing most insurance activities from the supervision of the Comptroller of the Currency). Declares to be incidental to banking (thus subject to the Comptroller's supervision): (1) bank provision, as agent or broker, of any annuity contract whose interest is tax deductible; and (2) bank provision, as a principal, agent, or broker, of any type of insurance (other than annuity or title insurance) specifically determined by the Comptroller, before May 1995, to be incidental to banking with respect to national banks. Preserves the authority of a bank holding company to engage in insurance agency activities. | 2025-08-21T20:15:55Z | |
| 104-hr-2399 | 104 | hr | 2399 | Truth in Lending Act Amendments of 1995 | Finance and Financial Sector | 1995-09-27 | 1995-09-30 | Became Public Law No: 104-29. | House | Rep. McCollum, Bill [R-FL-8] | FL | R | M000350 | 12 | Truth in Lending Act Amendments of 1995 - Amends the Truth in Lending Act (TILA) to exclude from the determination of finance charge for any consumer credit transaction fees imposed by third party closing agents, including settlement agents, attorneys, escrow and title companies, that are neither required nor retained by the creditor (thereby exempting such fees from TILA disclosure requirements). Modifies the determination of finance charge to include borrower-paid mortgage broker fees. Exempts from the required computation of finance charge: (1) certain taxes on security instruments or evidences of indebtedness if they are a prerequisite for recordation; (2) fees for loan document preparation; and (3) appraisal fees related to pest infestations and flood hazard inspections. Instructs the Board of Governors of the Federal Reserve System to report to the Congress on statutory or regulatory changes necessary to: (1) ensure that finance charges more accurately reflect the cost of credit; and (2) address abusive refinancing practices intended to avoid rescission. (Sec.3) Permits finance charge disclosures to vary within specified accuracy tolerance limits for certain consumer credit transactions secured by real property or a dwelling. Sets disclosure accuracy guidelines for per diem interest rate disclosures on consumer credit transactions. (Sec. 4) Shields a creditor or assignee, except in certain kinds of actions, from liability in connection with disclosures of: (1) certain fees, taxes, and charges; and (2) finance charges that fall within certain statutory tolerance limits. (Sec. 5) Restricts rescission liability arising from the form of written notice used by the creditor. (Sec. 6) Provides for damages ranging from $200 to $2,000 for an individual consumer credit transaction not under an open end credit plan that is secured by real property or a dwelling. (Sec. 7) Modifies assignee liability guidelines to: (1) apply them to consumer credit transactions secured by real property; and (2) provide that a violat… | 2025-01-02T17:37:04Z | |
| 104-s-1270 | 104 | s | 1270 | A bill to exempt stored value cards from the Electronic Fund Transfer Act, and for other purposes. | Finance and Financial Sector | 1995-09-25 | 1995-09-25 | Read twice and referred to the Committee on Banking. | Senate | Sen. Bennett, Robert F. [R-UT] | UT | R | B000382 | 0 | Amends the Electronic Fund Transfer Act (EFTA) to modify the definition of "accepted card" and "account" to exclude a stored value card (i.e., a prepaid card), thus exempting such cards from EFTA regulatory jurisdiction. | 2025-04-07T15:28:11Z | |
| 104-hr-2363 | 104 | hr | 2363 | Thrift Charter Conversion Act of 1995 | Finance and Financial Sector | 1995-09-19 | 1995-09-29 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Roukema, Marge [R-NJ-5] | NJ | R | R000465 | 13 | TABLE OF CONTENTS: Title I: Bank Insurance Fund and Savings Association Insurance Fund Title II: Status of Banks and Savings Associations Title III: Transfer of Functions, Personnel, and Property Title IV: Loan Loss Reserve Treatment Thrift Charter Conversion Act of 1995 - Title I: Bank Insurance Fund and Savings Association Insurance Fund - Amends the Federal Deposit Insurance Act (FDIA) to prescribe guidelines for the imposition of a single additional special assessment on each member of the Savings Association Insurance Fund (SAIF) and the Bank Insurance Fund (BIF), for deposit into the SAIF. (Sec. 102) Amends the Federal Home Loan Bank Act to make conforming amendments to the assessment authority of the Financing Corporation (FICO), extending FICO assessments to all depository institutions insured by the Federal Deposit Insurance Corporation (FDIC). Amends the FDIA to declare that assessment rates for SAIF members may not be less than assessment rates for BIF members. Amends the FDIA to: (1) repeal its exit moratorium and conversion (Oakar) provisions; (2) replace the BIF with a deposit insurance fund initially consisting of the merged assets and liabilities of the BIF and SAIF; (3) direct the FDIC to merge the BIF and SAIF into the deposit insurance fund by January 1, 1998; and (4) establish in the new deposit insurance fund a special emergency reserve. (Sec. 104) Prescribes procedural guidelines with respect to the refund of amounts in a deposit insurance fund in excess of the designated reserve amount. (Sec. 105) Prohibits the FDIC Board of Directors from setting semi-annual assessments in excess of the amount needed to maintain or achieve the designated reserve ratio of a deposit insurance fund. Title II: Status of Banks and Savings Associations - Prescribes procedural guidelines for the termination of Federal savings association charters and their conversion into national bank charters or State depository institution charters. Prohibits the Director of the Office of… | 2025-08-21T20:14:52Z | |
| 104-hr-2336 | 104 | hr | 2336 | To amend the Doug Barnard, Jr.--1996 Atlanta Centennial Olympic Games Commemorative Coin Act, and for other purposes. | Finance and Financial Sector | 1995-09-14 | 1995-12-26 | Became Public Law No: 104-74. | House | Rep. Barr, Bob [R-GA-7] | GA | R | B000169 | 10 | Amends the Doug Barnard, Jr.-1996 Atlanta Centennial Olympic Games Commemorative Coin Act to modify its coin quantity specifications. | 2025-01-14T18:20:21Z | |
| 104-hr-2285 | 104 | hr | 2285 | Theodore Roosevelt Commemorative Coin Act | Finance and Financial Sector | 1995-09-07 | 1995-09-15 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Pombo, Richard W. [R-CA-11] | CA | R | P000419 | 26 | Theodore Roosevelt Commemorative Coin Act - Directs the Secretary of the Treasury to issue five-dollar gold coins, one-dollar silver coins, and half-dollar coins whose obverse side shall bear the likeness of Theodore Roosevelt, and whose reverse side shall be emblematic of the Nation's natural resources. Mandates that surcharges received from coin sales be made available to the Secretary of the Interior in connection with the administration of the Endangered Species Act of 1973. | 2025-08-21T20:15:37Z | |
| 104-s-1150 | 104 | s | 1150 | George C. Marshall Commemorative Coin Act | Finance and Financial Sector | 1995-08-10 | 1995-08-10 | Read twice and referred to the Committee on Banking. | Senate | Sen. Santorum, Rick [R-PA] | PA | R | S000059 | 18 | George C. Marshall Commemorative Coin Act - Directs the Secretary of the Treasury to mint and issue one-dollar silver coins and half-dollar clad coins in commemoration of the 50th anniversary of the Marshall Plan and George Catlett Marshall. Mandates that coin sale surcharges be paid equally to: (1) the George C. Marshall Foundation; and (2) the Friends of George C. Marshall for construction and operation of the George C. Marshall Memorial and Visitor Center in Uniontown, Pennsylvania. | 2025-08-21T20:14:57Z | |
| 104-hr-2177 | 104 | hr | 2177 | Exchange Stabilization Fund Amendments of 1995 | Finance and Financial Sector | 1995-08-03 | 1995-08-11 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Bachus, Spencer [R-AL-6] | AL | R | B000013 | 1 | Exchange Stabilization Fund Amendments of 1995 - Amends Federal law regarding credit and monetary expansion to prohibit the Secretary of the Treasury from granting any extension of credit to a single foreign entity or government unless the President certifies to certain congressional committees that: (1) there is no projected cost to the United States from the loan; and (2) any proposed obligation or expenditure of U.S. funds to or on behalf of the foreign government is adequately backed by an assured source of repayment to ensure that all Federal funds will be repaid. Prohibits the Secretary from making any such loan that would result in expenditures and obligations, including contingent obligations, aggregating more than $1 billion for more than 180 days during any 12-month period. | 2025-08-21T20:14:29Z | |
| 104-hr-2158 | 104 | hr | 2158 | Financial Institutions Streamlined Regulatory Treatment Act of 1995 | Finance and Financial Sector | 1995-08-01 | 1995-08-11 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Vento, Bruce F. [D-MN-4] | MN | D | V000087 | 9 | TABLE OF CONTENTS: Title I: Streamlining Consumer Protection Requirements Title II: Streamlining Miscellaneous Depository Institution Requirements Title III: Lender Liability Financial Institutions Streamlined Regulatory Treatment Act of 1995 - Title I: Streamlining Consumer Protection Requirements - Directs the Board of Governors of the Federal Reserve System (the Board), the Secretary of Housing and Urban Development, and the Secretary of the Treasury to: (1) conduct a joint study and report to the Congress their recommendations for changes in Federal laws relating to the home finance lending process. (Sec. 102) Requires the Board to study and report to the Congress on classes of transactions, if any, which should be exempt from Truth in Lending Act requirements because such requirements do not confer consumer protections. (Sec. 103) Amends the Real Estate Settlement Procedures Act to eliminate certain disclosure requirements, including the mandate for a model disclosure statement pertaining to the number of loans assigned or transferred by persons making federally related mortgage loans. (Sec. 104) Amends the Truth in Lending Act (TILA) to permit specified alternative disclosures for variable percentage rates for open end consumer credit plans secured by the consumer's principal dwelling, and for adjustable rate residential mortgage transactions. (Sec. 105) Amends the Home Mortgage Disclosure Act of 1975 to prescribe guidelines under which the Board shall make a cost-of-living adjustment every five years to the maximum dollar amount limitation used to determine institutions exempt from the Act's purview. (Sec. 106) Amends the Truth in Savings Act to exempt certain advertising violations from civil liability. Requires the Board to report to the Congress on the appropriateness of a certain annual percentage yield disclosure formula. (Sec. 107) Amends the Electronic Fund Transfer Act (EFTA) to modify the definition of "accepted card or other means of access" in connection with stored… | 2025-08-21T20:14:13Z | |
| 104-hr-2123 | 104 | hr | 2123 | Savings Association Insurance Fund Capitalization Act of 1995 | Finance and Financial Sector | 1995-07-27 | 1995-08-11 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Flake, Floyd H. [D-NY-6] | NY | D | F000184 | 0 | Savings Association Insurance Fund Capitalization Act of 1995 - Amends the Federal Deposit Insurance Act to direct the Federal Deposit Insurance Corporation (FDIC) to impose a single additional special assessment upon certain members of the Savings Association Insurance Fund (SAIF) and the Bank Insurance Fund (BIF). Earmarks assessment proceeds for deposit into the SAIF. Eliminates specified required determinations by the FDIC Board of Directors to reduce the number of conditions under which unexpended Resolution Trust Corporation funds shall be provided to the SAIF. Declares that interest earned on any FDIC deposit insurance fund, except the Federal Savings and Loan Insurance Corporation Resolution Fund, shall be available for Financing Corporation carrying costs. Amends the Federal Home Loan Bank Act to require the Financing Corporation to impose assessments upon each member of any deposit insurance fund (currently only each SAIF member) to cover any interest shortfall in such fund. Amends the Federal Deposit Insurance Act to declare that any balance in a deposit insurance fund which exceeds its designated reserve shall be refunded. Requires the FDIC to merge the BIF and the SAIF into one deposit insurance fund after the SAIF first achieves its designated reserve ratio. Mandates that the Federal banking agencies jointly study and report to the Congress on: (1) the consolidation of national bank and savings association charters into a unified charter for depository institutions; and (2) the most feasible means to convert national banks and savings associations into depository institutions with a unified charter. | 2025-08-21T20:15:44Z | |
| 104-hr-2131 | 104 | hr | 2131 | Capital Markets Deregulation and Liberalization Act of 1995 | Finance and Financial Sector | 1995-07-27 | 1995-12-05 | Subcommittee Hearings Held. | House | Rep. Fields, Jack [R-TX-8] | TX | R | F000111 | 7 | Capital Markets Deregulation and Liberalization Act of 1995 - Amends the Securities Exchange Act of 1934 to include among the prerequisites to registration as a national securities exchange or association that the rules of the organization will not confer responsibility upon a broker or dealer for the investment decisions of an institutional client unless an agreement in writing has been executed to that effect. (Sec. 2) Establishes a rebuttable presumption that a broker or dealer is not liable for the investment decisions of an institutional client. (Sec. 3) Amends the Securities Act of 1933 to exempt securities offerings, with specified exceptions, from State law. Amends the Securities Exchange Act of 1934 to exempt persons registered with the SEC, with specified exceptions, from State law governing: (1) registration, licensing, or qualification requirements; or (2) broker or dealer capital, records, or financial reporting requirements that differ from SEC requirements. Permits State registration, licensing, and qualification requirements (including fees) if: (1) the State performs its procedures though a central registration depository system operated by a national securities association; and (2) the State's requirements are substantially similar to the registration requirements of the Securities and Exchange Commission (SEC), and do not conflict with them. Amends the Investment Company Act of 1940 and the Investment Advisers Act of 1940 to grant the SEC exclusive jurisdiction over all securities, attendant transactions, and persons to whom such Acts apply. (Sec. 4) Amends the Securities Exchange Act of 1934 to repeal the statutory percentage formula for margin requirements. Exempts certain excluded accounts from margin requirements. Precludes a national securities exchange or association from imposing any limitation upon the extension of credit more restrictive than that imposed by the Board of Governors of the Federal Reserve System (the Board). Repeals the restrictions on borrowing placed upon a securit… | 2025-08-21T20:17:02Z | |
| 104-s-1082 | 104 | s | 1082 | Connecticut Old State House Bicentennial Commemorative Coin Act | Finance and Financial Sector | 1995-07-27 | 1995-07-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. Dodd, Christopher J. [D-CT] | CT | D | D000388 | 1 | Connecticut Old State House Bicentennial Commemorative Coin Act - Directs the Secretary of the Treasury to mint and issue one-dollar silver coins emblematic of the Old State House in Hartford, Connecticut, and its role in history. Mandates that all coin sales include a ten-dollar surcharge which shall be paid to the Old State House Association. | 2025-08-21T20:15:40Z | |
| 104-hr-2026 | 104 | hr | 2026 | George Washington Commemorative Coin Act of 1996 | Finance and Financial Sector | 1995-07-13 | 1996-09-18 | Received in the Senate. | House | Rep. Davis, Tom [R-VA-11] | VA | R | D000136 | 295 | George Washington Commemorative Coin Act of 1996 - Requires the Secretary of Treasury (the Secretary) to mint and issue five-dollar gold coins emblematic of George Washington. Mandates that the design for the coins be: (1) selected by the Secretary after consultation with the Mount Vernon Ladies' Association and the Commission of Fine Arts; and (2) reviewed by the Citizens Commemorative Coin Advisory Committee. Provides for the distribution of coin sale surcharges to the Mount Vernon Ladies' Association (the Association). Conditions such distribution upon specified audit requirements, including submission of an audited financial statement demonstrating to the Secretary's satisfaction that the Association has raised funds from private sources equal to or greater than the maximum amount it may receive from surcharge proceeds. | 2025-04-07T15:23:01Z | |
| 104-hr-2018 | 104 | hr | 2018 | United States Platinum and Gold Bullion Coin Act of 1995 | Finance and Financial Sector | 1995-07-12 | 1995-07-28 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Olver, John W. [D-MA-1] | MA | D | O000085 | 7 | United States Platinum and Gold Bullion Coin Act of 1995 - Authorizes the Secretary of the Treasury to: (1) mint and issue platinum bullion coins; and (2) continue to mint and issue American Eagle gold coins in two or more versions simultaneously. | 2025-08-21T20:15:36Z | |
| 104-hr-1998 | 104 | hr | 1998 | State Credit Union Representation Act | Finance and Financial Sector | 1995-07-10 | 1995-07-14 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Barr, Bob [R-GA-7] | GA | R | B000169 | 32 | State Credit Union Representation Act - Amends the Federal Credit Union Act to require that one member of the National Credit Union Administration Board be a State credit union supervisor (or the functional equivalent), appointed for a single term of two years. Prohibits such member from serving as Chairman of the Board. Prohibits the President from appointing: (1) an individual to such seat more than once; or (2) an individual serving as State credit union supervisor (or the functional equivalent) of the same State as the most recently appointed State credit union supervisor member. States that such members shall serve without compensation, but shall be allowed travel expenses. | 2025-08-21T20:14:31Z | |
| 104-s-977 | 104 | s | 977 | A bill to correct certain references in the Bankruptcy Code. | Finance and Financial Sector | 1995-06-28 | 1995-11-06 | Referred to the Subcommittee on Commercial and Administrative Law. | Senate | Sen. Hatch, Orrin G. [R-UT] | UT | R | H000338 | 0 | Amends Federal bankruptcy law concerning the discharge of debts of family farmers to preclude a court from discharging payment of allowed secured claims that are due following completion of the bankruptcy plan period. Repeals references to the discharge of a bankruptcy plan that provides for vesting of the property of the estate in the debtor or in any other entity. | 2025-07-21T19:32:26Z | |
| 104-s-978 | 104 | s | 978 | Charitable Giving Protection Act of 1995 | Finance and Financial Sector | 1995-06-28 | 1995-06-28 | Read twice and referred to the Committee on Banking. | Senate | Sen. Hutchison, Kay Bailey [R-TX] | TX | R | H001016 | 49 | TABLE OF CONTENTS: Title I: Amendments to the Securities Laws Title II: Clarification of Antitrust Laws Charitable Giving Protection Act of 1995 - Title I: Amendments to the Securities Laws - Exempts from the jurisdiction of the Investment Company Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, and the Investment Advisers Act of 1940 any security issued by or any interest or participation in any pooled income fund, collective trust fund, collective investment fund, or similar fund deemed not to be an investment company under the Investment Company Act of 1940 (charitable gift annuities). Preempts State law to extend the charitable gift annuities exemption from its jurisdiction over: (1) securities registration or qualification requirements; and (2) any charitable organization regulation. Permits a State to enact a statute that specifically refers to this Act and provides prospectively that it does not preempt its laws. Title II: Clarification of Antitrust Laws - Exempts charitable gift annuities from application of the antitrust laws. | 2025-08-21T20:16:26Z | |
| 104-hr-1933 | 104 | hr | 1933 | Connecticut Old State House Bicentennial Commemorative Coin Act | Finance and Financial Sector | 1995-06-27 | 1995-06-30 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Kennelly, Barbara B. [D-CT-1] | CT | D | K000118 | 24 | Connecticut Old State House Bicentennial Commemorative Coin Act - Directs the Secretary of the Treasury to mint and issue one-dollar silver coins emblematic of the Old State House in Hartford, Connecticut, and its role in history. Mandates that all coin sales include a ten-dollar surcharge which shall be paid to the Old State House Association. Grants the Comptroller General authority to examine all data of the Old State House Association pertinent to such surcharge expenditures. | 2025-08-21T20:14:10Z | |
| 104-hr-1939 | 104 | hr | 1939 | To amend the Federal Home Loan Bank Act to provide for the representation of Guam and the Virgin Islands on the boards of directors of the appropriate Federal home loan banks. | Finance and Financial Sector | 1995-06-27 | 1995-06-30 | Referred to the Subcommittee on Capital Markets, Securities and Government Sponsored Enterprises. | House | Del. Underwood, Robert A. [D-GU-At Large] | GU | D | U000014 | 1 | Amends the Federal Home Loan Bank Act to repeal its definition of the term "State." Directs the Federal Housing Finance Board to appoint additional elective directors to the boards of directors for the Federal home loan banks whose districts include Guam and the Virgin Islands in order to represent members in those locations. | 2024-02-06T19:38:08Z | |
| 104-s-953 | 104 | s | 953 | Black Revolutionary War Patriots Commemorative Coin Act | Finance and Financial Sector | 1995-06-21 | 1995-06-21 | Read twice and referred to the Committee on Banking. | Senate | Sen. Chafee, John H. [R-RI] | RI | R | C000269 | 63 | Black Revolutionary War Patriots Commemorative Coin Act - Directs the Secretary of the Treasury to mint and issue one-dollar silver coins emblematic of the design selected by the Black Revolutionary War Patriots Foundation for the Black Revolutionary War Patriots Memorial in Washington, D.C. Directs that coin sale surcharges be paid to the Black Revolutionary War Patriots Foundation to establish an endowment to support construction of the Memorial. | 2025-08-21T20:15:49Z | |
| 104-s-949 | 104 | s | 949 | George Washington Commemorative Coin Act | Finance and Financial Sector | 1995-06-20 | 1995-06-20 | Read twice and referred to the Committee on Banking. | Senate | Sen. Graham, Bob [D-FL] | FL | D | G000352 | 49 | George Washington Commemorative Coin Act - Requires the Secretary of Treasury to mint and issue five-dollar gold coins emblematic of George Washington. Mandates that the design for the coins shall be: (1) selected by the Secretary after consultation with the Mount Vernon Ladies' Association and the Commission of Fine Arts; and (2) reviewed by the Citizens Commemorative Coin Advisory Committee. Provides for the distribution of coin sale surcharges to the Mount Vernon Ladies' Association. | 2025-08-21T20:14:05Z | |
| 104-s-943 | 104 | s | 943 | Yellowstone National Park 125th Anniversary Commemorative Coin Act | Finance and Financial Sector | 1995-06-19 | 1995-06-19 | Read twice and referred to the Committee on Banking. | Senate | Sen. Thomas, Craig [R-WY] | WY | R | T000162 | 3 | Yellowstone National Park 125th Anniversary Commemorative Coin Act - Requires the Secretary of the Treasury to mint and issue not more than 500,000 one-dollar silver coins to commemorate the 125th Anniversary of Yellowstone National Park. Mandates that the design for the coins shall be: (1) selected by the Secretary after consultation with the United States Commission of Fine Arts; and (2) reviewed by the Citizens Commemorative Coin Advisory Committee. Mandates that 50 percent of coin sale surcharges be used for Yellowstone National Park and 50 percent for the National Park Service Foundation. | 2025-08-21T20:16:20Z | |
| 104-hr-1858 | 104 | hr | 1858 | Financial Institutions Regulatory Relief Act of 1995 | Finance and Financial Sector | 1995-06-15 | 1996-06-18 | Supplemental report filed by the Committee on Banking and Financial Services, H. Rept. 104-193, Part II. | House | Rep. Leach, James A. [R-IA-1] | IA | R | L000169 | 0 | TABLE OF CONTENTS: Title I: Reductions in Government Overregulation Subtitle A: The Home Mortgage Process Subtitle B: Community Reinvestment Act Amendments Subtitle C: Consumer Banking Reforms Subtitle D: Equal Credit Opportunity Act Amendments Subtitle E: Consumer Leasing Act Amendments Subtitle F: Federal Home Loan Bank Amendments Title II: Streamlining Government Regulations Subtitle A: Regulatory Approval Issues Subtitle B: Streamlining of Government Regulations; Miscellaneous Provisions Title III: Lender Liability Title IV: Annual Study and Report on Impact on Lending to Small Business Financial Institutions Regulatory Relief Act of 1995 - Title I: Reductions in Government Overregulation - Subtitle A: The Home Mortgage Process - Amends the Real Estate Settlement Procedures Act (RESPA) to: (1) transfer certain rulemaking authority over disclosure requirements from the Secretary of Housing and Urban Development (HUD) to the Board of Governors of the Federal Reserve System (the Board); and (2) declare that the purpose of the Act is to eliminate kickbacks or referrals without directly regulating settlement services prices or wages to bona fide employees that are not designed as a subterfuge to facilitate kickbacks among affiliated companies. (Sec. 101) Precludes the Secretary of HUD from publishing a proposed or final regulation unless the Secretary has used a certain negotiated rulemaking procedure to attempt to negotiate and develop the rule. Distributes administrative enforcement authority regarding kickbacks and referrals among HUD, the Federal banking agencies, the National Credit Union Administration, the Board, and the Director of the Office of Thrift Supervision. Mandates that such agencies cooperate with one another in developing enforcement guidelines. Declares a statutory preference for administrative enforcement over criminal enforcement, except in appropriate ca… | 2025-04-07T15:29:40Z | |
| 104-hr-1828 | 104 | hr | 1828 | United States Navy Blue Angels Commemorative Coin Act | Finance and Financial Sector | 1995-06-13 | 1995-06-16 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Scarborough, Joe [R-FL-1] | FL | R | S000106 | 9 | United States Navy Blue Angels Commemorative Coin Act - Directs the Secretary of the Treasury to issue not more than 500,000 one-dollar coins emblematic of the United States Navy Blue Angels. Provides for specific pricing of the coins, and mandates that all surcharges received from coin sales be used to decrease the national debt. | 2025-08-21T20:16:38Z | |
| 104-hr-1800 | 104 | hr | 1800 | To amend the Expedited Funds Availability Act to clarify the application of that Act to American Samoa and Guam. | Finance and Financial Sector | 1995-06-08 | 1995-06-16 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Del. Faleomavaega, Eni F. H. [D-AS-At Large] | AS | D | F000010 | 1 | Amends the Expedited Funds Availability Act to redefine the term "receiving depository institution" to mean a branch of a depository institution or the proprietary ATM located in the United States in which a check is first deposited. Amends the Act to include Guam and American Samoa within the meaning of "State" and "United States." Extends by two additional business days the current requirement that certain funds be available for withdrawal not later than one business day after receipt for deposit, if the deposit was made: (1) in an account at a depository institution located in Guam or American Samoa; and (2) by a check drawn on a originating depository institution which is not located in the same State as the receiving depository institution. | 2024-02-06T19:38:08Z | |
| 104-hr-1753 | 104 | hr | 1753 | United States Commemorative Coins Act of 1995 | Finance and Financial Sector | 1995-06-07 | 1995-06-16 | Referred to the Subcommittee on Domestic and International Monetary Policy. | House | Rep. Mineta, Norman Y. [D-CA-15] | CA | D | M000794 | 126 | TABLE OF CONTENTS: Title I: Specific Coins Authorized Title II: General Provisions United States Commemorative Coins Act of 1995 - Title I: Specific Coins Authorized - Requires the Secretary of the Treasury to mint and issue ten-dollar gold coins to commemorate the bicentennial of United States gold coinage. (Sec. 102) Requires the Secretary to mint and issue five-dollar gold coins and one-dollar silver coins to commemorate the 50th anniversary of the founding of the United Nations and the role of President Harry S. Truman. Directs coin sale surcharge distribution to the Harry S. Truman Library Foundation and the U.N. Association. (Sec. 103) Requires the Secretary to mint and issue coins commemorating: (1) the sesquicentennial of the founding of the Smithsonian Institution; (2) the public opening of the Franklin Delano Roosevelt Memorial, Washington, D.C.; (3) the 125th anniversary of the establishment of the first U.S. National Park, Yellowstone National Park; and (4) the sacrifices of law enforcement officers and their families in preserving public safety, with surcharge proceeds paid to the National Law Enforcement Officers Memorial Fund, Inc. Title II: General Provisions - Mandates that the design for the coins be: (1) selected by the Secretary after consultation with recipient organizations and the Commission of Fine Arts; and (2) reviewed by the Citizens Commemorative Coin Advisory Committee. | 2025-08-21T20:16:42Z | |
| 104-hr-1769 | 104 | hr | 1769 | Federal Deposit Insurance Amendments Act of 1995 | Finance and Financial Sector | 1995-06-07 | 1995-06-16 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. McCollum, Bill [R-FL-8] | FL | R | M000350 | 2 | TABLE OF CONTENTS: Title I: Bank Insurance Fund and Savings Association Insurance Fund Title II: Merger of OCC and OTS Subtitle A: Federal Bank Agency Subtitle B: Interim Provisions; Transfer of Functions, Personnel, and Property Subtitle C: Regulatory and Supervisory Responsibility Subtitle D: Reorganization of FDIC Board of Directors Title III: Merger of Bank and Thrift Charters Federal Deposit Insurance Amendments Act of 1995 - Title I: Bank Insurance Fund and Savings Association Insurance Fund - Amends the Federal Deposit Insurance Act (FDIA) to refund to members of the Bank Insurance Fund and the Savings Association Insurance Fund, the amount by which actual reserves exceed the balance required to meet the designated reserve applicable to either Fund. (Sec. 102) Amends the FDIA and the Federal Home Loan Bank Act (FHLBA) to provide that interest earned on the balance in any deposit insurance fund shall be available for transfer to the Financing Corporation. Amends the FHLBA to revise the Financing Corporation's authority to assess each insurance fund member to cover an interest shortfall. (Sec. 103) Amends the FDIA to repeal the certification required to transfer unneeded Resolution Trust Corporation (RTC) funds in order to pay for SAIF losses. (Sec. 104) Provides for the merger of the BIF and the SAIF after each has achieved its designated reserve ratio. Title II: Merger of OCC and OTS - Subtitle A: Federal Bank Agency - Establishes an independent Federal Bank Agency (FBA) to supervise national banks, savings associations District banks, and any Federal branch or agency of a foreign bank. Authorizes the FBA Administrator to impose and collect charges from any entity for which the Administrator is the appropriate Federal banking agency. Subtitle B: Interim Provisions; Transfer of Functions, Personnel, and Property - Sets forth interim provisions to transfer to the FBA Administrator the functions, staff, and property of… | 2025-08-21T20:15:16Z | |
| 104-hr-1776 | 104 | hr | 1776 | United States Commemorative Coin Act of 1996 | Finance and Financial Sector | 1995-06-07 | 1996-10-20 | Became Public Law No: 104-329. | House | Rep. Johnson, Nancy L. [R-CT-6] | CT | R | J000163 | 318 | TABLE OF CONTENTS: Title I: Commemorative Coin Programs Title II: National Law Enforcement Officers Memorial Maintenance Fund Title III: Study of Fifty States Commemorative Coin Program United States Commemorative Coin Act of 1996 - Title I: Commemorative Coin Programs - Directs the Secretary of the Treasury (the Secretary) to mint and issue, according to specified guidelines, the following commemorative coins: (1) one-dollar silver coins emblematic of the 150th anniversary of the death of Dolley Madison (with surcharge proceeds going to the National Trust for Historic Preservation in the United States to establish an endowment for Montpelier, home of James and Dolley Madison); (2) five-dollar gold coins emblematic of George Washington (with surcharge proceeds going to the Mount Vernon Ladies' Association to supplement the endowment for Mount Vernon); (3) one-dollar silver coins emblematic on the obverse side of the first Black Revolutionary War patriot, Crispus Attucks, and on the reverse side of the Black Revolutionary War Patriots Memorial in Washington, D.C. (with surcharge proceeds going to the Black Revolutionary War Patriots Foundation to establish an endowment for the construction of such Memorial); (4) five-dollar gold coins to commemorate the public opening of the Franklin Delano Roosevelt Memorial in Washington, D.C. (with surcharge proceeds going to the Franklin Delano Roosevelt Memorial Commission); (5) one-dollar silver coins to commemorate the 125th Anniversary of the establishment Yellowstone National Park as the first National Park in the U.S. (with surcharge proceeds going to the National Park Foundation and to Yellowstone National Park); (6) one-dollar silver coins to recognize the sacrifice of law enforcement officers and their families in preserving public safety (with surcharge proceeds going to the National Law Enforcement Officers Memorial Maintenance Fund); and (7) five-dollar silver coins emblematic of Jackie Robinson in commemoration of the 50th anniversary … | 2025-01-02T17:36:12Z | |
| 104-s-883 | 104 | s | 883 | Credit Union Reform and Enhancement Act | Finance and Financial Sector | 1995-06-06 | 1995-08-11 | Star Print ordered on Senate report 104-133. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 1 | Credit Union Reform and Enhancement Act - Amends the Federal Credit Union Act (the Act) to repeal the power of a Federal credit union to invest in the shares or deposits of any central credit union. Permits an insured credit union to invest in another credit union only if the latter is also insured under the Federal Credit Union Act. Sets conditions under which an insured State-chartered credit union may exercise its asset powers. Brings corporate credit unions within the purview of the Act. Directs the National Credit Union Administration Board (NCUA) to promulgate regulations governing corporate credit unions which establish: (1) limits on loans and investments to a single obligor; and (2) minimum capital requirements. Empowers the NCUA to: (1) appoint itself liquidating agent for any State-chartered federally insured credit union; and (2) close such credit union upon determining it is either insolvent or bankrupt. Precludes the NCUA from exercising such power without prior consultation with the appropriate State credit union supervisory authority. | 2025-08-21T20:14:43Z | |
| 104-s-885 | 104 | s | 885 | United States Commemorative Coin Act of 1995 | Finance and Financial Sector | 1995-06-06 | 1995-06-06 | Read twice and referred to the Committee on Banking. | Senate | Sen. Moynihan, Daniel Patrick [D-NY] | NY | D | M001054 | 43 | TABLE OF CONTENTS: Title I: Commemorative Coin Programs Title II: National Law Enforcement Officers Memorial Maintenance Fund United States Commemorative Coin Act of 1995 - Title I: Commemorative Coin Programs - Requires the Secretary of the Treasury to mint and issue gold and-or silver coins: (1) emblematic of the Bicentennial of the United States; (2) to commemorate the 50th anniversary of the founding of the United Nations and the role of President Harry S. Truman; (3) to commemorate the 150th anniversary of the founding of the Smithsonian Institution; (4) to commemorate the public opening of the Franklin Delano Roosevelt Memorial in Washington, D.C.; (5) to commemorate the 125th anniversary of the establishment of Yellowstone National Park as the first National Park in the United States; and (6) to recognize the sacrifices of law enforcement officers and their families in preserving public safety. Provides for the distribution of surcharges from the sale of coins. (Sec. 102) Mandates that the design for the coins be: (1) selected by the Secretary after consultation with the appropriate recipient organizations and the Commission of Fine Arts; and (2) reviewed by the Citizens Commemorative Coin Advisory Committee. Title II: National Law Enforcement Officers Memorial Maintenance Fund - Establishes the National Law Enforcement Officers Memorial Maintenance Fund as a revolving fund administered by the Secretary of the Interior to be used for specified purposes, including: (1) for the maintenance, security, and repair of the National Law Enforcement Officers Memorial in Washington, D.C.; (2) to periodically add to the Memorial the names of law enforcement officers who have died in the line of duty; and (3) to provide educational scholarships to the immediate family members of law enforcement officers killed in the line of duty whose names appear on the Memorial. | 2025-08-21T20:15:48Z | |
| 104-s-874 | 104 | s | 874 | United States One Dollar Coin Act of 1995 | Finance and Financial Sector | 1995-05-26 | 1995-07-13 | Committee on Banking. Hearings held. Hearings printed: S.Hrg. 104-189. | Senate | Sen. Grams, Rod [R-MN] | MN | R | G000367 | 5 | United States One Dollar Coin Act of 1995 - Specifies the characteristics of the one-dollar coin, including a golden color. Requires the Secretary of the Treasury to select appropriate designs for the reverse and obverse sides of the dollar. Prohibits Federal Reserve banks from issuing any one-dollar Federal Reserve notes after one-dollar coins have been placed in circulation. Authorizes the Secretary, after such time, to produce one-dollar Federal Reserve notes only when the Board of Governors of the Federal Reserve System may order such notes from time to time to meet the needs of collectors of that denomination. | 2025-08-21T20:16:30Z | |
| 104-hr-1711 | 104 | hr | 1711 | Fair Debt Collection Practices Amendments of 1995 | Finance and Financial Sector | 1995-05-25 | 1995-06-02 | Referred to the Subcommittee on Financial Institutions and Consumer Credit. | House | Rep. Bachus, Spencer [R-AL-6] | AL | R | B000013 | 51 | Amends the Fair Debt Collection Practices Act to make it a violation of such Act for the debt collector to fail to disclose the attempt to collect a debt in the first written communication with a consumer (currently, in all communications made to collect a debt). Requires that the consumer notify the debt collector in writing of any dispute within thirty days of receiving a debt notice or the debt will automatically be considered valid. Allows the debt collector to: (1) demand payment of a debt, and attempt to collect it, within the thirty days after giving the consumer notice; and (2) obtain information concerning location, income, asset, or credit of the consumer from any person besides the consumer's lawyer if the lawyer refuses to provide such information. Declares that such Act provides no remedy, liability, or penalty for violations of State law. Excuses a debt collector from liability for violations of such Act resulting from the use of a form of written communication approved by any State or Federal agency. Requires a court, in determining whether a debt collector has failed to comply with such Act, to consider the effect of any act or omission of the debt collector upon a reasonable person. | 2025-08-21T20:14:04Z | |
| 104-s-865 | 104 | s | 865 | A bill entitled the "Securities Act Amendment of 1995". | Finance and Financial Sector | 1995-05-25 | 1995-05-25 | Read twice and referred to the Committee on Banking. | Senate | Sen. Bennett, Robert F. [R-UT] | UT | R | B000382 | 0 | Amends the Securities Act of 1933 to declare that the civil remedy of rescission shall not be available with respect to material misrepresentations or omissions in a prospectus or communication in connection with an offer or sale of a security if the defendant proves that any depreciation in the value of such security did not result from a misrepresentation or omission in a prospectus. Limits the plaintiff's recovery of damages to only so much of the depreciation in the security's value as the defendant fails to prove to have resulted from a cause other than the misrepresentation or omission in the prospectus. | 2025-01-14T18:20:21Z | |
| 104-hr-1699 | 104 | hr | 1699 | Credit Opportunity Amendments Act of 1995 | Finance and Financial Sector | 1995-05-24 | 1995-07-18 | Referred to the Subcommittee on the Constitution. | House | Rep. McCollum, Bill [R-FL-8] | FL | R | M000350 | 1 | Credit Opportunity Amendments Act of 1995 - Amends the Community Reinvestment Act of 1977 to repeal the requirement that the appropriate Federal financial supervisory agency: (1) evaluate a financial institution's record of meeting the credit needs of its entire community; and (2) take such record into account in its evaluation of the institution's application for a deposit facility. Requires each financial institution to prepare and make available to the public a written description of its lending programs and other activities designed to enhance the availability of credit in the community, including low- and moderate-income neighborhoods served by the institution. Amends the Consumer Credit Protection Act and the Fair Housing Act to prohibit: (1) creditors from discriminating against any applicant with respect to any aspect of a credit transaction on the basis of the racial or ethnic characteristics of the neighborhood surrounding the person's dwelling or business; (2) the Attorney General from initiating a civil enforcement action regarding matters pursuant to the Consumer Credit Protection Act except upon referral; and (3) the use of statistical data indicating a disparate impact on various classes of applicants of a creditor's credit decisions as evidence that the creditor engaged in any practice in violation of this title, unless such evidence is accompanied by additional evidence demonstrating actual discrimination and intent to discriminate. | 2025-08-21T20:15:21Z | |
| 104-hr-1684 | 104 | hr | 1684 | Dolley Madison Commemorative Coin Act | Finance and Financial Sector | 1995-05-23 | 1996-09-18 | Received in the Senate. | House | Rep. Bliley, Tom [R-VA-7] | VA | R | B000556 | 313 | Dolley Madison Commemorative Coin Act - Directs the Secretary of the Treasury to issue commemorative one-dollar silver coins emblematic of the 150th anniversary of the death of Dolley madison and the life and achievements of the wife of the fourth President of the United States. Requires the Secretary to turn over proceeds from surcharges to the National Trust for Historic Preservation to be used to: (1) establish an endowment as a permanent source for Montpelier (home of James and Dolley Madison) as a museum; and (2) fund capital restoration projects at Montpelier. Cites prerequisites for such distribution, including: (1) submission of an audited financial statement demonstrating to the Secretary's satisfaction that the Trust has raised funds from private sources equal to or greater than the maximum amount it may receive from surcharge proceeds; (2) an annual Trust audit; (3) a directive that the Trust maintain a separate accounting of surcharge proceeds and expenditures; (4) public disclosure of the Trust audit; (5) access to Trust records pertaining to receipts and expenditures; and (6) a proscription against the use of proceeds from surcharges to compensate agents or attorneys to influence commemorative coin legislation. | 2025-04-07T15:23:01Z | |
| 104-s-837 | 104 | s | 837 | James Madison Commemorative Coin Act | Finance and Financial Sector | 1995-05-19 | 1995-05-19 | Read twice and referred to the Committee on Banking. | Senate | Sen. Warner, John [R-VA] | VA | R | W000154 | 46 | James Madison Commemorative Coin Act - Directs the Secretary of the Treasury to issue commemorative one-dollar silver coins emblematic of the 250th anniversary of the birth of James Madison and the life and achievements of the fourth President of the United States. Requires the Secretary to turn over proceeds from surcharges to the National Trust for Historic Preservation to be used to: (1) establish an endowment as a permanent source for Montpelier (home of James Madison and a museum); and (2) fund capital restoration projects at Montpelier. | 2025-08-21T20:16:29Z | |
| 104-s-817 | 104 | s | 817 | United States Buffalo Nickel Act of 1995 | Finance and Financial Sector | 1995-05-18 | 1995-05-18 | Read twice and referred to the Committee on Banking. | Senate | Sen. Campbell, Ben Nighthorse [R-CO] | CO | R | C000077 | 5 | United States Buffalo Nickel Act of 1995 - Requires the Secretary of the Treasury to mint and issue not more than 1 million five-cent coins each year for a three-year period beginning on January 1, 1998. Mandates that the design of the coins be a reproduction of the original five-cent coin designed by James Earle Fraser and minted from 1913 to 1938, depicting on one side a profile of a Native American, and on the reverse side a buffalo. Requires the Secretary to pay surcharges from the sale of such coins to the National Park Foundation for deposit in the Park Maintenance and Upkeep Fund, to be used solely and exclusively for the maintenance, repair, and general upkeep of facilities within the units of the National Park System. | 2025-08-21T20:14:47Z | |
| 104-hr-1657 | 104 | hr | 1657 | Federal Home Loan Bank System Restructuring and Modernization Act of 1995 | Finance and Financial Sector | 1995-05-17 | 1995-06-02 | Referred to the Subcommittee on Capital Markets, Securities and Government Sponsored Enterprises. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 0 | TABLE OF CONTENTS: Title I: Amendment of Federal Home Loan Bank Act Title II: Employee Provisions Title III: Conforming Amendments Federal Home Loan Bank System Restructuring and Modernization Act of 1995 - Title I: Amendment of Federal Home Loan Bank Act - Amends the Federal Home Loan Bank Act to declare its purpose is to support residential mortgage lending and community development lending through a program of collateralized advances to Federal Home Loan Bank (FHLB) System members. (Sec. 103) Revises Federal Housing Finance Board (FHFB) membership to include: (1) the Secretary of the Treasury; (2) part-time directors, one of whom shall represent consumer or community interests; and (3) a term reduced from seven years to six. (Sec. 104) Abolishes the Office of Finance. (Sec. 106) Specifies additional requirements for the readjustment of FHLB districts and banks through merger or otherwise. (Sec. 107) Modifies FHLB membership eligibility criteria to require maintenance of at least ten percent of total assets in whole first mortgages on improved residential property (excluding either a partial interest in a residential mortgage loan or any security representing such an interest from the definition of "whole first mortgage"). Denies advances and provides for removal after four consecutive quarters for failure to maintain such asset requirement. (Sec. 108) Modifies procedural guidelines with respect to: (1) subscriptions to capital stock; (2) stock redemptions, withdrawals, or cancellations; (3) member removal by FHFB; (4) member undercapitalization; and (5) a transitional withdrawal period. (Sec. 110) Sets forth a statutory enforcement scheme for prompt corrective action by the FHFB with respect to inadequately capitalized member banks. Mandates capital measures that include a leverage limit and a risk-based capital requirement. Prescribes capital measurement components for credit risk, interest rate risk, and capital for a source of earnings. Restricts: (1) capital distributions; (2) asse… | 2025-08-21T20:16:34Z | |
| 104-s-799 | 104 | s | 799 | Bank Insurance Fund and Depositor Protection Act of 1995 | Finance and Financial Sector | 1995-05-12 | 1995-05-12 | Read twice and referred to the Committee on Banking. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 1 | Bank Insurance Fund and Depositor Protection Act of 1995 - Amends the Federal Deposit Insurance Act to exclude from its definition of "deposit" any liability of an insured depository institution that arises under an annuity contract, the income on which is tax deferred (thus excluding such liabilities from Federal deposit insurance coverage). | 2025-08-21T20:17:13Z | |
| 104-s-769 | 104 | s | 769 | Bankruptcy Abuse Reform Act of 1995 | Finance and Financial Sector | 1995-05-09 | 1995-05-09 | Read twice and referred to the Committee on Judiciary. | Senate | Sen. Kohl, Herb [D-WI] | WI | D | K000305 | 0 | Bankruptcy Abuse Reform Act of 1995 - Amends the bankruptcy code to limit the homestead exemption from a debtor's estate under State or local law to an aggregate of $100,000 in value in real or personal property (including a cooperative that owns property) that the debtor (or a dependent) uses as a residence, or in a burial plot for the debtor (or a dependent). | 2025-08-21T20:16:43Z |
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CREATE TABLE legislation (
bill_id TEXT PRIMARY KEY,
congress INTEGER,
bill_type TEXT,
bill_number INTEGER,
title TEXT,
policy_area TEXT,
introduced_date TEXT,
latest_action_date TEXT,
latest_action_text TEXT,
origin_chamber TEXT,
sponsor_name TEXT,
sponsor_state TEXT,
sponsor_party TEXT,
sponsor_bioguide_id TEXT,
cosponsor_count INTEGER DEFAULT 0,
summary_text TEXT,
update_date TEXT,
url TEXT
);
CREATE INDEX idx_leg_congress ON legislation(congress);
CREATE INDEX idx_leg_type ON legislation(bill_type);
CREATE INDEX idx_leg_policy ON legislation(policy_area);
CREATE INDEX idx_leg_date ON legislation(introduced_date);
CREATE INDEX idx_leg_sponsor ON legislation(sponsor_name);
CREATE INDEX idx_leg_sponsor_bioguide ON legislation(sponsor_bioguide_id);