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federal_register: 2024-30653

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts regulation_id_numbers
2024-30653 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold Rule The Consumer Financial Protection Bureau (CFPB) is amending the official commentary to its Regulation Z in order to make annual adjustments to the asset-size thresholds exempting certain creditors from the requirement to establish an escrow account for a higher-priced mortgage loan (HPML). The exemption threshold for creditors and their affiliates that regularly extended covered transactions secured by first liens is adjusted to $2.717 billion and the exemption threshold for certain insured depository institutions and insured credit unions with assets of $10 billion or less is adjusted to $12.179 billion. 2024-12-23 2024 12 https://www.federalregister.gov/documents/2024/12/23/2024-30653/truth-in-lending-act-regulation-z-adjustment-to-asset-size-exemption-threshold https://www.govinfo.gov/content/pkg/FR-2024-12-23/pdf/2024-30653.pdf Consumer Financial Protection Bureau 573 The Consumer Financial Protection Bureau (CFPB) is amending the official commentary to its Regulation Z in order to make annual adjustments to the asset-size thresholds exempting certain creditors from the requirement to establish an escrow account for...  

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