{"database": "openregs", "table": "federal_register", "rows": [["2024-30653", "Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold", "Rule", "The Consumer Financial Protection Bureau (CFPB) is amending the official commentary to its Regulation Z in order to make annual adjustments to the asset-size thresholds exempting certain creditors from the requirement to establish an escrow account for a higher-priced mortgage loan (HPML). The exemption threshold for creditors and their affiliates that regularly extended covered transactions secured by first liens is adjusted to $2.717 billion and the exemption threshold for certain insured depository institutions and insured credit unions with assets of $10 billion or less is adjusted to $12.179 billion.", "2024-12-23", 2024, 12, "https://www.federalregister.gov/documents/2024/12/23/2024-30653/truth-in-lending-act-regulation-z-adjustment-to-asset-size-exemption-threshold", "https://www.govinfo.gov/content/pkg/FR-2024-12-23/pdf/2024-30653.pdf", "Consumer Financial Protection Bureau", "573", "The Consumer Financial Protection Bureau (CFPB) is amending the official commentary to its Regulation Z in order to make annual adjustments to the asset-size thresholds exempting certain creditors from the requirement to establish an escrow account for...", null]], "columns": ["document_number", "title", "type", "abstract", "publication_date", "pub_year", "pub_month", "html_url", "pdf_url", "agency_names", "agency_ids", "excerpts", "regulation_id_numbers"], "primary_keys": ["document_number"], "primary_key_values": ["2024-30653"], "units": {}, "query_ms": 0.41445507667958736, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}