legislation
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344 rows where congress = 102 and policy_area = "Finance and Financial Sector" sorted by introduced_date descending
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| bill_id | congress | bill_type | bill_number | title | policy_area | introduced_date ▲ | latest_action_date | latest_action_text | origin_chamber | sponsor_name | sponsor_state | sponsor_party | sponsor_bioguide_id | cosponsor_count | summary_text | update_date | url |
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| 102-s-3389 | 102 | s | 3389 | A bill to amend the Securities Exchange Act of 1934 to prohibit certain transactions with respect to managed accounts. | Finance and Financial Sector | 1992-10-08 | 1992-12-22 | Referred to the Subcommittee on Telecommunications and Finance. | Senate | Sen. Kerry, John F. [D-MA] | MA | D | K000148 | 0 | Amends the Securities Exchange Act of 1934 to cite conditions under which it shall not be unlawful for members of exchanges and associated persons to effect a transaction for an account with respect to which they exercise investment discretion. Permits transactions for such a managed account (without the involvement of an independent floor broker) if the member or associated person: (1) has obtained express authorization from the person or persons authorized to transact business for the account before engaging in the practice of effecting such transactions; (2) furnishes the persons authorized to transact business for the account with a statement at least annually disclosing the aggregate compensation received by the exchange member in effecting such transactions; and (3) complies with any rules the Securities and Exchange Commission has prescribed with respect to such requirements. | 2024-02-05T14:30:09Z | |
| 102-hr-6188 | 102 | hr | 6188 | Lower Mississippi Delta Development Financing Corporation Act | Finance and Financial Sector | 1992-10-06 | 1992-10-07 | Referred to the Subcommittee on Economic Stabilization. | House | Rep. Espy, Mike [D-MS-2] | MS | D | E000218 | 1 | Lower Mississippi Delta Development Financing Corporation Act - Establishes the Lower Mississippi Delta Development Financing Corporation (the Corporation) as a federally chartered private corporation, under the management of a board of directors appointed by the President, with the advice and consent of the Lower Mississippi Delta Region congressional delegation. Requires the Corporation to develop strategies and provide financial and technical assistance for building and expanding the economic base of the lower Mississippi delta region and communities within it. Sets forth the Corporation's powers, including acquiring the shares of insured depository institutions and holding companies located in the lower Mississippi delta region (passive investments). Authorizes appropriations to the President to make grants to the Corporation to implement this Act. Requires the Corporation to: (1) establish an advisory committee; and (2) report annually to the Congress. | 2025-08-26T15:16:40Z | |
| 102-hr-6206 | 102 | hr | 6206 | Community Credit Improvement Act of 1992 | Finance and Financial Sector | 1992-10-06 | 1992-10-07 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Waters, Maxine [D-CA-29] | CA | D | W000187 | 0 | Community Credit Improvement Act of 1992 - Title I: Community Credit Availability Improvements - Amends the Community Reinvestment Act of 1977 (CRA) to direct the appropriate Federal financial supervisory agencies to jointly develop a format for collecting data from regulated financial institutions in connection with examinations of their record of meeting the credit needs of their local communities, including low- and moderate-income neighborhoods. Includes the following among the data required: (1) home mortgage lending; (2) small business lending; (3) community development; (4) consumer loans; and (5) branch closures. Prescribes guidelines under which the appropriate Federal financial supervisory agencies, as part of their written evaluations of the institutions under their purview, must actively solicit comments from affected community members, with particular emphasis upon low- and moderate-income and minority residents. Amends the Home Mortgage Disclosure Act of 1975 to include among the required public disclosures of depository institutions located in specified metropolitan statistical areas the number and total dollar amount by census tract of small business loans and of personal loans to consumers. Amends the CRA to require financial institutions to be rated on the adequacy of their record of meeting community credit needs. Precludes such institutions from receiving a rating unless they have actually extended significant amounts of credit in low-income neighborhoods, and not merely been in compliance with a plan for extending such credit in the future. Title II: Community Support Requirements - Sets forth certain community support requirements for private mortgage insurance companies, including a biennial report to the Secretary of Housing and Urban Development (the Secretary) on the availability of, and underwriting guidelines for, mortgage insurance policies for low- and moderate-income families within those areas in which the companies write a significant number of mortgage insurance policies. Dir… | 2025-08-26T15:14:34Z | |
| 102-hr-6140 | 102 | hr | 6140 | Real Property Taxpayer Protection Act of 1992 | Finance and Financial Sector | 1992-10-05 | 1992-10-07 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Ackerman, Gary L. [D-NY-7] | NY | D | A000022 | 0 | Real Property Taxpayer Protection Act of 1992 - Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to exclude real estate tax escrow accounts from: (1) statutory limitations on the amount of deposit insurance available to the account holder; and (2) being taken into account in determining the amount of deposit insurance available to the account holder with respect to any other insured account. | 2025-08-26T15:18:04Z | |
| 102-hr-6166 | 102 | hr | 6166 | To amend the Home Owners' Loan Act to modify the separate capitalization rule for the subsidiaries of savings associations that engage in activities not permissible for national banks. | Finance and Financial Sector | 1992-10-05 | 1992-10-07 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Fazio, Vic [D-CA-4] | CA | D | F000053 | 1 | Amends the Home Owners' Loan Act to delineate conditions under which the Director of the Office of Thrift Supervision may modify, in his or her sole discretion, the statutory percentages applicable to the capitalization requirements (separate capitalization rule) of savings associations' subsidiaries engaged in activities that are not permissible for national banks. Prescribes percentage limitations. | 2024-02-06T19:38:08Z | |
| 102-s-3326 | 102 | s | 3326 | A bill to amend the Federal Deposit Insurance Act. | Finance and Financial Sector | 1992-10-05 | 1992-10-09 | Referred to the House Committee on Banking, Finance + Urban Affrs. | Senate | Sen. Harkin, Tom [D-IA] | IA | D | H000206 | 1 | Amends the Federal Deposit Insurance Act, with respect to contracts entered into by an insured depository institution before appointment of a conservator or receiver, to require an undercapitalized insured depository institution to notify the Federal Deposit Insurance Corporation (FDIC) before entering into an agreement to sell credit card accounts receivable. Cites circumstances under which the FDIC may, in its sole discretion, waive its right to repudiate such agreement. Shields the FDIC from liability for its waiver action. Sets forth an interim definition of undercapitalized insured depository institution to signify one that does not comply with any currently applicable minimum capital standard prescribed by the appropriate Federal banking agency. | 2024-02-06T19:38:08Z | |
| 102-hr-6131 | 102 | hr | 6131 | Federal Commercial Credit Marketing Corporation Act of 1992 | Finance and Financial Sector | 1992-10-04 | 1992-10-07 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Ridge, Thomas J. [R-PA-21] | PA | R | R000243 | 3 | Federal Commercial Credit Marketing Corporation Act of 1992 - Title I: Federal Commercial Credit Marketing Corporation - Establishes the Federal Commercial Credit Corporation (the Corporation) as an instrumentality of the United States, managed by a board of directors, whose purpose is to establish a secondary commercial credit market. Outlines corporate structure and operations. Directs the Board of Governors of the Federal Reserve System (the Board) to purchase preferred stock of the Corporation from amounts attributable to the interest earned by the Board on reserves maintained by insured depository institutions. Mandates that the Corporation be rechartered as a State-chartered corporation ten years after enactment of this Act. Title II: Supervision and Regulation of Federal Commercial Credit Corporation - Subtitle A: Establishment of Regulatory Agency - Establishes in the Department of the Treasury the Office of Secondary Commercial Credit Market Examination and Oversight (the Office), under the management of a Director whose authority is subject to limited approval of the Secretary of the Treasury. Establishes the Secondary Commercial Credit Market Examination and Oversight Fund to fund the Office. Abolishes the Office (and the position of Director) subsequent to the Corporation's recharter under State law. Subtitle B: Regulatory and Enforcement Provisions - Requires the Director to establish capital standards for the Corporation including minimum capital and core capital requirements. Authorizes the Director to appoint a conservator for the Corporation in specified circumstances. Provides for judicial review of the Director's actions. Requires the Director to conduct annual financial status examinations to determine the Corporation's safety and soundness. Subtitle C: Cease and Desist Orders and Civil Money Penalties Against the Corporation - Outlines the grounds and procedural guidelines under which the Director may: (1) issue cease and desist orders for violations by the Corporation or its execu… | 2025-08-26T15:13:42Z | |
| 102-hr-6094 | 102 | hr | 6094 | Federal Housing Enterprises Financial Safety and Soundness Act of 1992 | Finance and Financial Sector | 1992-10-02 | 1992-10-08 | Read twice and referred to the Committee on Banking. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 1 | Federal Housing Enterprises Financial Safety and Soundness Act of 1992 - Sets forth congressional findings and definitions. Declares that this Act and the amendments it makes may not be construed: (1) as obligating the Federal Government, either directly or indirectly, to provide any funds to the Federal Home Loan Mortgage Corporation (Freddie Mac), the Federal National Mortgage Association (Fannie Mae), or the Federal Home Loan Banks, or to honor, reimburse, or otherwise guarantee any of their obligations or liabilities; or (2) as implying that any such enterprise or Bank, or any obligations or securities of such an enterprise or Bank, are backed by the full faith and credit of the United States. Title I: Supervision and Regulation of Enterprises - Subtitle A: Financial Safety and Soundness Regulator - Establishes within the Department of Housing and Urban Development (HUD) the Office of Federal Housing Enterprise Oversight, managed by a presidentially appointed Director, who shall ensure that Fannie Mae and Freddie Mac (the enterprises) and their affiliates are adequately capitalized and operating safely. Authorizes the Director to require financial reports from the enterprises in addition to quarterly and annual reports required under specified Acts. Authorizes the Director to establish and collect from the enterprises annual assessments for the reasonable costs and expenses of the Office, including an initial assessment of $1.5 million to cover its start-up costs. Establishes a Federal Housing Enterprises Oversight Fund for the deposit of such assessments. Requires the Director to conduct annual on-site examinations of each enterprise to determine its condition. Authorizes other examinations as necessary. Permits contracting out to specified Federal offices or instrumentalities for examiners. Requires the Director to prohibit the enterprises from paying any officer compensation that is not reasonable and comparable with compensation in other similar businesses involving similar duties, but prohibits the … | 2025-01-14T18:20:21Z | |
| 102-hr-6102 | 102 | hr | 6102 | Residential Homebuilders and Small Business Credit Availability Act of 1992 | Finance and Financial Sector | 1992-10-02 | 1992-10-07 | Referred to the Subcommittee on Housing and Community Development. | House | Rep. Hunter, Duncan [R-CA-45] | CA | R | H000981 | 0 | Residential Homebuilders and Small Business Credit Availability Act of 1992 - Declares that it is the purpose of this Act to: (1) establish a corporation to purchase or guarantee loans and facilitate their packaging into pools for sale to institutional investors; (2) authorize the certification of loan poolers by the corporation; (3) provide for a secondary marketing arrangement for small business loans that meet the corporation's underwriting standards; and (4) enhance the ability of residential homebuilders and other small businesses to obtain financing by improving the distribution of mortgage financing and acquisition and development financing. Establishes the Venture Enhancement and Loan Development Administration for Smaller Undercapitalized Enterprises (Velda Sue) as a Federal instrumentality. Provides for a Board of Directors to manage Velda Sue. Limits the amount of Velda Sue obligations and guarantees which may be outstanding at any one time. Precludes the Secretary of the Treasury (the Secretary) from approving any such obligations or guarantees if issuance would impair the financial safety or soundness of the Corporation. Directs Velda Sue to issue certification and eligibility standards for secondary marketing for loan poolers. Limits certification to a five-year maximum period. Prescribes the percentages of obligations of poolers which Velda Sue shall guarantee. Directs the Board of Directors to establish standards governing the composition of each loan pool during the period in which Corporation guarantees are effective. Outlines the minimum standards for qualified loan pools. Directs Velda Sue to establish fees based upon the risk incurred in providing financial assistance or guarantees for: (1) qualified loans; and (2) securities issued by a qualified loan pooler. Prescribes maximum fee guidelines. Directs the Comptroller General to report annually to the Congress regarding Velda Sue's fee schedule and collection. Grants the Secretary general regulatory power over Velda Sue activities. R… | 2025-08-26T15:16:09Z | |
| 102-s-3302 | 102 | s | 3302 | Women in the Armed Forces Commemorative Coins Act | Finance and Financial Sector | 1992-10-02 | 1992-10-02 | Read twice and referred to the Committee on Banking. | Senate | Sen. Specter, Arlen [R-PA] | PA | R | S000709 | 1 | Women in the Armed Forces Commemorative Coins Act - Directs the Secretary of the Treasury to: (1) mint and issue coins to commemorate the women who have served in the armed forces of the United States; and (2) transfer the surcharges received from coin sales to the Women in Military Service for America Memorial Foundation to be used to create, endow, and dedicate the Women in the Armed Forces Memorial. | 2025-08-26T15:17:12Z | |
| 102-hr-6087 | 102 | hr | 6087 | Financial Services Act of 1992 | Finance and Financial Sector | 1992-10-01 | 1992-10-07 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Hoagland, Peter [D-NE-2] | NE | D | H000652 | 0 | Financial Services Act of 1992 - Amends the Revised Statutes of the United States to permit national banks to engage in mutual fund dealing, underwriting, distribution, and sponsorship, if such activities are conducted through nonbank subsidiaries. Amends the Federal Reserve Act to set forth certain disclosure requirements for nonbank subsidiaries of State or national member banks engaged in mutual fund activities, including a one-time written disclosure to each customer that neither the subsidiary nor its investment products are insured. Amends the Banking Act of 1933 (Glass-Steagall Act) to permit: (1) a member bank, including a national bank, to be affiliated with a company engaged in investment company activities; and (2) management interlocks between either a member bank, or a bank holding company, and their respective affiliates engaged in investment company activities. (Current law proscribes such interlocks.) Amends the Bank Holding Company Act of 1956 to permit a bank holding company to acquire investment company securities. (Current law prohibits such acquisition.) Sets forth one-time disclosure requirements regarding such acquisitions which reflect the disclosure requirements applicable to national and state banks under this Act. | 2025-08-26T15:16:41Z | |
| 102-hr-6069 | 102 | hr | 6069 | Taxpayer Protection Deposit Insurance Reform and Regulatory Relief Act of 1992 | Finance and Financial Sector | 1992-09-30 | 1992-10-07 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Petri, Thomas E. [R-WI-6] | WI | R | P000265 | 7 | Taxpayer Protection, Deposit Insurance Reform, and Regulatory Relief Act of 1992 - Title I: 100 Percent Cross-Guarantees - Subtitle A: Definitions - Sets forth definitions relating to depository institutions, non-depository guarantors, affiliates, financial terms, and funds. Subtitle B: Cross-Guarantee Process - Sets forth a cross-guarantee mechanism whose purpose is to: (1) protect the full amount of deposits by prohibiting depository institutions from operating without a cross-guarantee contract issued by syndicates of guarantors; (2) charge risk-sensitive premiums for the guarantees provided; (3) establish a self-regulating system with stop-loss mechanisms; and (4) regulate the cross-guarantee marketplace only to the extent of maintaining its soundness and viability (but not the solvency of any individual depository institution regardless of its size). Includes a stop-loss limit for losses of a guaranteed party as a direct guarantor of other guaranteed parties. Requires the cross-guarantor's contract obligations to be independent of the obligations of any other party under the contract. Prohibits direct guarantors under any cross-guarantee or stop-loss contract from obtaining collateral for cross-guarantee obligations. Sets forth the requirements for: (1) cross-guarantee contracts; (2) stop-loss contracts; (3) direct guarantors; and (4) cross-guarantee and stop-loss syndicates. Declares that any action arising under a cross-guarantee or stop-loss contract shall be deemed to arise under Federal law. Confers original jurisdiction upon the Federal courts for any action arising under such contracts. Subtitle C: Powers and Duties of the FDIC - Grants the Federal Deposit Insurance Corporation (FDIC) exclusive enforcement, regulatory, and approval authority over the cross-guarantee process. Outlines the FDIC approval process for cross-guarantee and stop-loss contracts. Requires the FDIC to provide for the incorporation of a stock, for-profit corporation to establish and maintain a central electronic reposito… | 2025-08-26T15:13:35Z | |
| 102-hr-6073 | 102 | hr | 6073 | To amend title 11 of the United States Code to make nondischargeable claims of governmental units for costs that are incurred to abate hazardous substances and for which the debtor is liable under the Comprehensive Environmental Reponse, Compensation, and Liability Act of 1980, certain claims under the Solid Waste Disposal Act, and claims under State laws similar in subject matter to such Acts. | Finance and Financial Sector | 1992-09-30 | 1992-10-05 | Referred to the Subcommittee on Economic and Commercial Law. | House | Rep. Zimmer, Dick [R-NJ-12] | NJ | R | Z000008 | 0 | Amends Federal bankruptcy law to preclude from a discharge in bankruptcy any debt for a claim by a governmental entity or other qualified person for removal or remedial action costs for which the debtor is liable under specified environmental protection laws. | 2021-06-02T15:12:25Z | |
| 102-hr-6050 | 102 | hr | 6050 | Depository Institutions Disaster Relief Act of 1992 | Finance and Financial Sector | 1992-09-29 | 1992-10-23 | Became Public Law No: 102-485. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 5 | Depository Institutions Disaster Relief Act of 1992 - Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to cite conditions under which real property-related transactions located within a presidentially declared national disaster area may be exempted from the Act's appraisal requirements. Amends the Truth in Lending Act and the Expedited Funds Availability Act to authorize the Board of Governors of the Federal Reserve System to make additional exceptions to the requirements of such Acts with respect to institutions located within national disaster areas if it determines that the exception can reasonably be expected to produce benefits to the public that outweigh possible adverse effects. Prescribes conditions under which the leverage limit formula prescribed under the Federal Deposit Insurance Act, and specified publication requirements pursuant to the Administrative Procedure Act, may be modified for insured depository institutions located in such disaster areas. Amends the Revised Statutes and the Federal Reserve Act to authorize national banking associations and State member banks, respectively, to make investments primarily designed to promote the welfare of low- and moderate-income communities or families. Prescribes permissible liability parameters. Expresses the sense of the Congress that specified Federal regulatory agencies should encourage depository institutions located in certain major national disaster areas to meet the financial services needs of their communities. | 2024-02-06T19:38:08Z | |
| 102-s-3285 | 102 | s | 3285 | Depository Institutions Disaster Relief Act of 1992 | Finance and Financial Sector | 1992-09-29 | 1992-09-29 | Read twice and referred to the Committee on Banking. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 6 | Depository Institutions Disaster Relief Act of 1992 - Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to cite conditions under which real property-related transactions located within a presidentially declared national disaster area may be exempted from the Act's appraisal requirements. Amends the Truth in Lending Act and the Expedited Funds Availability Act to authorize the Board of Governors of the Federal Reserve System to make additional exceptions to the requirements of such Acts with respect to institutions located within national disaster areas if it determines that the exception can reasonably be expected to produce benefits to the public that outweigh possible adverse effects. Prescribes conditions under which the leverage limit formula prescribed under the Federal Deposit Insurance Act, and specified publication requirements pursuant to the Administrative Procedure Act, may be modified for insured depository institutions located in such disaster areas. Amends the Revised Statutes and the Federal Reserve Act to authorize national banking associations and State member banks, respectively, to make investments primarily designed to promote the welfare of low- and moderate-income communities or families. Prescribes permissible liability parameters. Expresses the sense of the Congress that specified Federal regulatory agencies should encourage depository institutions located in certain major national disaster areas to meet the financial services needs of their communities. | 2025-08-26T15:15:33Z | |
| 102-hr-6048 | 102 | hr | 6048 | Financial Institutions Enforcement Improvements Act | Finance and Financial Sector | 1992-09-28 | 1992-10-08 | Read twice and referred to the Committee on Banking. | House | Rep. Annunzio, Frank [D-IL-11] | IL | D | A000212 | 1 | Financial Institutions Enforcement Improvements Act - Title I: Termination of Charters, Insurance, and Offices - Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to authorize the Federal Deposit Insurance Corporation and the Federal Credit Union Administration Board to accept conservatorship or receivership of an institution upon written notification by the Attorney General that it has been found guilty of certain money laundering offenses. Amends the Revised Statutes, the Home Owners' Loan Act, and the Federal Credit Union Act to prescribe guidelines for the revocation of depository institutions' charters and the forfeiture of their franchises upon conviction for money laundering offenses or cash transaction reporting offenses. Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to prescribe guidelines: (1) for the termination of the insured status of State depository institutions, including State chartered credit unions, convicted of money laundering or cash transaction reporting offenses; and (2) to authorize the removal of any party from office, or its suspension from participation in the affairs of the institution, if the party is determined to have committed certain currency reporting violations or money laundering violations. Amends Federal law regarding monetary transactions to authorize the Secretary of the Treasury (the Secretary) to make information in monetary transaction reports available to any State financial institutions regulatory agency upon its request. Amends the International Banking Act of 1978 to direct the Board of Governors of the Federal Reserve System to issue a notice of its intention to commence a termination proceeding upon written notification from the Attorney General that the State branch or agency of a foreign bank has been convicted of a money laundering offenses. Title II: Nonbank Financial Institutions and General Provisions - Amends Federal law regarding monetary transactions to direct the Secretary of the Treasury to: (1) pre… | 2025-01-14T18:20:21Z | |
| 102-hr-6020 | 102 | hr | 6020 | Bankruptcy Amendments of 1992 | Finance and Financial Sector | 1992-09-24 | 1992-10-03 | Laid on the table. See S. 1985 for further action. | House | Rep. Brooks, Jack B. [D-TX-9] | TX | D | B000880 | 2 | Bankruptcy Amendments of 1992 - Title I: Improved Bankruptcy Administration - Amends Federal bankruptcy law to provide that the final hearing on a motion to lift an automatic stay must conclude within 30 days of the conclusion of the preliminary hearing on such motion, unless the 30 day period is extended with the consent of the parties in interest, or for a specific time which the court finds is required by compelling circumstances. Limits a debtor's exclusive periods for filing a reorganization plan and soliciting acceptances to one year, and 425 days, respectively, unless the need for such an increase is attributable to circumstances for which the debtor should not justly be held accountable. Permits the bankruptcy court to extend the filing period for a debt adjustment plan of a family farmer with regular annual income if the need for an extension is attributable to circumstances for which the debtor should not justly be held accountable. Postpones from October 1, 1993, to October 1, 1995, the expiration date for Chapter 12 bankruptcy laws regarding family farmers. States that the reaffirmation of a dischargeable debt is enforceable only if: (1) the reaffirmation agreement contains a clear and conspicuous statement advising the debtor that the agreement is not required under bankruptcy law, nonbankruptcy law; or a under any agreement not in accordance with bankruptcy law; and (2) the agreement is filed with the court, accompanied by a declaration that the debtor's attorney has fully advised the debtor of its legal consequences, and of any default under it. Permits bankruptcy court judges to hold status conferences, and to issue case limitations and conditions at such conferences. Amends the Federal judicial code to mandate that the judicial council of a circuit establish a bankruptcy appellate service composed of district bankruptcy judges in the circuit who are appointed by the council to hear appeals, subject to the consent of all parties (unless the judicial council finds that there are either insufficie… | 2021-06-02T15:12:11Z | |
| 102-hr-6030 | 102 | hr | 6030 | To require the Secretary of the Treasury to revise certain regulations relating to holds-in-custody repurchase transactions in government securities. | Finance and Financial Sector | 1992-09-24 | 1992-10-15 | Referred to the Subcommittee on Telecommunications and Finance. | House | Rep. Upton, Fred [R-MI-4] | MI | R | U000031 | 0 | Directs the Secretary of the Treasury to revise certain regulations regarding daily written confirmations of securities repurchase agreements to permit the counterparty to such an agreement to waive the right to daily confirmations if it has received adequate disclosures regarding the benefits of receiving them. | 2024-02-05T14:30:09Z | |
| 102-hr-5999 | 102 | hr | 5999 | To relieve the regulatory burden on depository institutions and credit unions that are doing business or that seek to do business in an emergency or major disaster area and for other purposes. | Finance and Financial Sector | 1992-09-23 | 1992-10-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Baker, Richard H. [R-LA-6] | LA | R | B000072 | 1 | Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to cite conditions under which each appropriate Federal banking agency is authorized to waive or modify its regulatory requirements with respect to insured depository institutions seeking to do business in an emergency or major disaster area. | 2024-02-06T19:38:08Z | |
| 102-s-3266 | 102 | s | 3266 | Depository Institutions Disaster Relief Act of 1992 | Finance and Financial Sector | 1992-09-23 | 1992-09-23 | Read twice and referred to the Committee on Banking. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 0 | Depository Institutions Disaster Relief Act of 1992 - Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to cite conditions under which real property-related transactions located within a presidentially declared national disaster area may be exempted from the Act's appraisal requirements. Grants the Board of Governors of the Federal Reserve System temporary authority to make exceptions to the Electronic Fund Transfer Act, the Expedited Funds Availability Act of 1987, or the Truth in Lending Act for transactions within such disaster areas in order to facilitate recovery upon presidential determination that an emergency or major disaster exists. Grants bank regulatory agencies temporary authority to take specified measures with respect to regulated entities whose principal place of business is within a declared emergency or national disaster area upon agency determination that the action is necessary to facilitate recovery. | 2025-08-26T15:17:26Z | |
| 102-hr-5966 | 102 | hr | 5966 | To amend the Bankruptcy Act to make small business investment companies and specialized small business investment companies ineligible to file bankruptcy, and for other purposes. | Finance and Financial Sector | 1992-09-17 | 1992-09-28 | Referred to the Subcommittee on Economic and Commercial Law. | House | Rep. LaFalce, John J. [D-NY-32] | NY | D | L000556 | 0 | Amends the Bankruptcy Act to make ineligible for the filing of bankruptcy petitions small business investment companies and specialized small business investment companies organized under the Small Business Investment Act of 1958. | 2021-06-02T15:11:54Z | |
| 102-s-3242 | 102 | s | 3242 | A bill to relieve the regulatory burden on depository institutions and credit unions that are doing business or that seek to do business in an emergency or major disaster area and for other purposes. | Finance and Financial Sector | 1992-09-17 | 1992-09-17 | Read twice and referred to the Committee on Banking. | Senate | Sen. Garn, E. J. (Jake) [R-UT] | UT | R | G000072 | 0 | Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to cite conditions under which each appropriate Federal banking agency is authorized to waive or modify its regulatory requirements with respect to insured depository institutions seeking to do business in an emergency or major disaster area. | 2025-01-14T18:20:21Z | |
| 102-hr-5835 | 102 | hr | 5835 | To amend the Truth in Lending Act to limit unauthorized use of credit cards by discouraging theft of credit cards that are mailed. | Finance and Financial Sector | 1992-08-12 | 1992-09-01 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Ackerman, Gary L. [D-NY-7] | NY | D | A000022 | 0 | Amends the Truth in Lending Act to require the Board of Governors of the Federal Reserve System to issue regulations to discourage theft of credit cards that are mailed. Directs that such regulations: (1) require that a credit card issuer, before mailing any credit card, notify the person to whom the card is mailed that the card is being mailed; (2) prohibit an issuer from mailing a credit card other than in an inactive status; (3) prohibit an issuer that mails a credit card from activating the card before the person to whom the card is issued notifies the issuer that the card has been received; and (4) require an issuer that mails a credit card to establish a toll-free telephone number by which a person may notify the issuer of such receipt. Requires specified Federal agencies to prescribe regulations that are substantially similar to those prescribed by the Board. Sets deadlines for issuance of such regulations. | 2024-02-06T19:38:08Z | |
| 102-hr-5861 | 102 | hr | 5861 | Credit Card Mail Theft Protection Act | Finance and Financial Sector | 1992-08-12 | 1992-09-01 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Manton, Thomas J. [D-NY-9] | NY | D | M000117 | 0 | Credit Card Mail Theft Protection Act - Amends the Truth in Lending Act to require the Board of Governors of the Federal Reserve System (Board) to issue regulations to discourage theft of credit cards from Postal Service facilities. Directs that such regulations: (1) require a card issuer that mails a credit card to, through, or from a location that is located in a high-risk area to mail the card in an inactive status and to not activate the card before the card holder contacts the card issuer to verify receipt of the credit card, or to comply with such other procedures for ensuring the receipt of credit cards by card holders as are authorized by the regulations; and (2) prescribe standards developed in consultation with the Postmaster General, for determining high-risk areas. Requires specified Federal agencies to prescribe regulations that are substantially similar to those prescribed by the Board. Amends the Federal criminal code to establish penalties for: (1) knowingly, and with intent to defraud, trafficking in or using an unauthorized access device tht is a credit card to obtain anything of value; (2) willfully or maliciously injuring, defacing, or destroying, in violation of provisions regarding fraud and related activity in connection with access devices, any mail containing a credit card; (3) the theft or receipt of a stolen credit card in the mail; and (4) the theft of a credit card by an officer or employee of the Postal Service. Directs the Board to: (1) conduct a study to determine the extent of theft of credit cards from Postal Service facilities; and (2) submit a report to the Congress describing the findings of that study and recommending any additional steps necessary to limit such theft. | 2025-08-26T15:14:20Z | |
| 102-hr-5872 | 102 | hr | 5872 | Women in the Armed Forces Commemorative Coins Act | Finance and Financial Sector | 1992-08-12 | 1992-09-01 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Oakar, Mary Rose [D-OH-20] | OH | D | O000001 | 69 | Women in the Armed Forces Commemorative Coins Act - Directs the Secretary of the Treasury to: (1) mint and issue coins to commemorate the women who have served in the armed forces of the United States; and (2) transfer the surcharges received from coin sales to the Women in Military Service for America Memorial Foundation and endow and dedicate the Women in the Armed Forces Memorial. | 2025-08-26T15:13:36Z | |
| 102-hr-5905 | 102 | hr | 5905 | Resolution Trust Corporation Revitalization Act of 1992 | Finance and Financial Sector | 1992-08-12 | 1992-09-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Vento, Bruce F. [D-MN-4] | MN | D | V000087 | 0 | Resolution Trust Corporation Revitalization Act of 1992 - Title I: Funding - Amends the Federal Home Loan Bank Act to direct the Secretary of the Treasury to provide the Resolution Trust Corporation (RTC) with specified sums for the period between the date of the enactment of the Resolution Trust Corporation Amendments of 1992 and March 31, 1993. Prohibits the RTC, when calculating a certain limitation on borrowing, from counting as borrowed funds those monies received from contributions or from the Treasury. Reduces from $50,000,000,000 to $30,000,000,000 the maximum amount of outstanding RTC obligations. Permits the RTC to borrow only from the Treasury or the Federal Financing Bank. Title II: Institutional Resolution - Requires the RTC, immediately upon its appointment as receiver or conservator of an insured depository institution, to: (1) prepare a detailed description and valuation of each asset acquired; and (2) arrange for the sale of the institution's performing mortgages. Amends the Federal Deposit Insurance Act to repeal the RTC Oversight Board's authority to make certain discretionary payments to the Savings Association Insurance Fund. Amends the Federal Home Bank Act to preclude the RTC from making any capital contribution payment to a depository institution in conservatorship, except loans or advances. Title III: Asset Sales - Prohibits the RTC from engaging in the following practices: (1) selling the assets of an uninsured depository institution by providing a loan for any portion of a purchase price which either delays or defers interest payments, or obligates the purchaser to pay interest only out of the net income realized from the assets (cash flow mortgages); (2) arranging for the securitization of an insured depository institution's loan assets unless such assets meet specified criteria; or (3) requiring an insured depository institution asset to be included in a bulk sale if the RTC has received a more favorable purchase offer. Title IV: Regulatory Measures - Amends the Federal Deposit … | 2025-08-26T15:15:35Z | |
| 102-s-3181 | 102 | s | 3181 | Securities Private Enforcement Act of 1992 | Finance and Financial Sector | 1992-08-12 | 1992-08-12 | Read twice and referred to the Committee on Banking. | Senate | Sen. Domenici, Pete V. [R-NM] | NM | R | D000407 | 1 | Securities Private Enforcement Act of 1992 - Amends the Securities Exchange Act of 1934 to set a statute of limitations on private rights of action. Prescribes guidelines for the award of reasonable fees and expenses incurred by the prevailing party in any implied private action. Declares that a defendant may be liable jointly and severally for damages in an implied private action only if the trier of fact specifically determines that the defendant knowingly engaged in securities fraud. Sets forth a liability allocation scheme to determine the percentage of responsibility among the parties if the trier of facts finds that the defendant did not knowingly engage in securities fraud. Declares that in any implied right of action that is certified as a class action: (1) the share of damages that is awarded to the representative plaintiff shall be calculated in the same manner as the share awarded to all other members of the plaintiff class; (2) if a party is represented by any attorney who owns or has a beneficial interest in the securities that are the subject of the litigation the court shall determine whether such interest constitutes a conflict of interest sufficient to disqualify the attorney from representing the party; (3) no broker or dealer may solicit or accept remuneration for assisting an attorney in obtaining the representation of any member of the class; and (4) funds disgorged as a result of Securities and Exchange Commission action shall not be distributed as payment for attorneys' fees or expenses incurred by private parties seeking a share of the disgorged funds (except as otherwise determined by the court). Amends specified Federal securities law to provide that subpoenas for witnesses who are required to attend Federal court in any district may run into any other district. | 2025-08-26T15:16:30Z | |
| 102-s-3194 | 102 | s | 3194 | A bill to amend provisions of the Federal Deposit Insurance Corporation Improvement Act of 1991 pertaining to small business loans. | Finance and Financial Sector | 1992-08-12 | 1992-08-12 | Read twice and referred to the Committee on Banking. | Senate | Sen. Kasten, Robert W., Jr. [R-WI] | WI | R | K000019 | 0 | Amends the Federal Deposit Insurance Corporation Improvement Act of 1991 to postpone the deadline by which the appropriate Federal banking agency must prescribe final regulations requiring insured depository institutions to submit information annually on small businesses and small farm lending. Requires the Federal Financial Institutions Examination Council to report to the Congress on the regulatory costs incurred by federally insured depository institutions in complying with the Act. Sets forth report contents. Modifies the guidelines for information collected by the Federal Reserve Board regarding credit availability for small businesses. Directs the Board, in publishing such information, to consider the report of the Federal Financial Institutions Examination Council and to adjust its reporting requirements in a manner consistent with the findings in that report. Directs the Board to minimize the cost to insured depository institutions in providing such information. | 2025-01-14T18:20:21Z | |
| 102-s-3195 | 102 | s | 3195 | World War II 50th Anniversary Commemorative Coins Act | Finance and Financial Sector | 1992-08-12 | 1992-10-14 | Became Public Law No: 102-414. | Senate | Sen. Glenn, John H., Jr. [D-OH] | OH | D | G000236 | 52 | World War II 50th Anniversary Commemorative Coins Act - Expresses the sense of the Congress that the United States should recognize the 50th anniversary of World War II by minting and issuing commemorative coins for the anniversaries of: (1) World War II; (2) the Battle of Normandy; and (3) "D-Day." Directs the Secretary of the Treasury to: (1) issue and mint such coins in five-dollar gold, one-dollar silver, and half-dollar clad denominations; and (2) determine the role that the American Battle Monuments Commission and the Battle of Normandy Foundation shall have in coin promotion and marketing. Mandates that surcharges received from the sale of such coins be deposited in a coinage profit fund and allocated, upon separate congressional authorization, to the American Battle Monuments Commission to establish a World War II memorial and to the Battle of Normandy Foundation to dedicate, on the 50th anniversary of D-Day and Battle of Normandy Memorial in Normandy, France. Directs the Secretary to report semiannually to the Congress regarding implementation of this Act. | 2025-01-14T18:20:21Z | |
| 102-s-3197 | 102 | s | 3197 | Fiduciary Standards in the Administration of Bankruptcy Estates Act of 1992 | Finance and Financial Sector | 1992-08-12 | 1992-09-15 | Referred to Subcommittee on Courts and Administrative Practice. | Senate | Sen. Thurmond, Strom [R-SC] | SC | R | T000254 | 0 | Fiduciary Standards in the Administration of Bankruptcy Estates Act of 1992 - Amends Federal bankruptcy law to impose a civil penalty upon bankruptcy trustees who fail to file status reports and other requisite reports upon the request of the United States trustee. Amends the Federal judicical code to direct the Attorney General to prescribe standards for proper case administration by bankruptcy trustees. Sets forth grounds upon which the Attorney General is empowered to remove a bankruptcy trustee for unsound fiduciary practices. Amends Federal bankruptcy law to expand the duties of United States Trustees. Amends Federal criminal law with respect to violations of bankruptcy fiduciary standards to reflect the role of the United States trustee as set forth in this Act. | 2025-08-26T15:16:54Z | |
| 102-hr-5828 | 102 | hr | 5828 | Securities Private Enforcement Reform Act | Finance and Financial Sector | 1992-08-11 | 1992-09-14 | Referred to the Subcommittee on Telecommunications and Finance. | House | Rep. Tauzin, W. J. (Billy) [D-LA-3] | LA | D | T000058 | 20 | Securities Private Enforcement Reform Act - Amends the Securities Exchange Act of 1934 to declare that a defendant may be liable jointly and severally for damages in an implied private action only if the trier of fact specifically determines that the defendant knowingly engaged in securities fraud. Sets forth a liability allocation scheme to determine the percentage of responsibility among the defendants if the trier of fact finds that the defendant did not engage in knowing securities fraud. Prescribes guidelines for the award of reasonable fees and expenses incurred by the prevailing party in any implied private action. Declares that in any implied right of action that is certified as a plaintiff class action: (1) the share that is awarded to the representative plaintiff shall be calculated in the same manner as the share awarded to all other members of the plaintiff class; (2) a party may not be represented by any attorney who owns or has a beneficial interest in the securities that are the subject of the litigation, or who is obligated to pay remuneration to a third party for assistance in obtaining the representation of any party to the action; and (3) funds disgorged as a result of Securities Exchange Commission action shall not be distributed as payment for attorneys' fees or expenses incurred by private parties seeking distribution of the disgorged funds. Sets a statute of limitations on private rights of action under this Act. | 2025-08-26T15:18:17Z | |
| 102-s-3174 | 102 | s | 3174 | A bill to make technical corrections to the International Banking Act of 1978. | Finance and Financial Sector | 1992-08-11 | 1992-09-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 3 | Amends the International Banking Act of 1978 to specify that the requirement that foreign banks must establish U.S. subsidiaries (as opposed to direct branches) to accept or maintain deposits under $100,000 requiring insurance applies only to domestic retail deposits. | 2024-02-06T19:38:08Z | |
| 102-hr-5788 | 102 | hr | 5788 | Community Reinvestment Act Amendments of 1992 | Finance and Financial Sector | 1992-08-06 | 1992-09-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Annunzio, Frank [D-IL-11] | IL | D | A000212 | 0 | Community Reinvestment Act Amendments of 1992 - Amends the Community Reinvestment Act of 1977 to include within its purview the uninsured domestic branches of foreign banks. | 2025-08-26T15:17:56Z | |
| 102-hr-5740 | 102 | hr | 5740 | Federal Home Loan Bank Modernization Act of 1992 | Finance and Financial Sector | 1992-07-31 | 1992-07-31 | Referred to the House Committee on Banking, Finance + Urban Affrs. | House | Rep. Baker, Richard H. [R-LA-6] | LA | R | B000072 | 12 | Federal Home Loan Bank Modernization Act of 1992 - Amends the Federal Home Loan Bank Act to permit the withdrawal of any member from membership in a Federal Home Loan Bank. (Currently Federal savings and loan associations are precluded from doing so.) Repeals certain guidelines regarding advances granted to a non-qualified thrift lender and the minimum stock purchase requirements for membership in a Federal Home Loan Bank. Replaces the minimum share subscription formula for Federal Home Loan Bank membership with a requirement based upon a subscriber's total assets (currently, aggregate unpaid loan principal). Repeals: (1) the 30 percent lending cap limitation on advances to members that are non-qualified thrift lenders; (2) the proscription against the acquisition of new advances from a Federal Home Loan Bank by a savings association lacking qualified thrift lender status; and (3) the minimum residential mortgage loan requirement for qualified thrift lender membership in the Federal Home Loan Bank system. Reduces from ten years to five years the waiting period before which a withdrawn member may resume membership. Modifies the formula for annual contributions by Federal Home Loan Banks to capitalize the Resolution Funding Corporation. Authorizes the Federal Home Loan Bank Board to: (1) impose assessments to make up for any deficiency resulting from such modification; and (2) establish Federal Home Loan Bank branches in the district in which the bank is located, provided that the total number of such banks and branches in all districts does not exceed 12. Directs the Federal Housing Finance Board to study and report to the Congress on: (1) the feasibility of creating a class of affiliate members of the Federal Home Loan Banks for institutions that make long term home mortgage loans; and (2) the desirability of applying requirements to such members that differ from those currently applicable in specified areas to Federal Home Loan Bank members. | 2025-08-26T15:15:08Z | |
| 102-hr-5726 | 102 | hr | 5726 | Securities Investor Protection Amendments of 1992 | Finance and Financial Sector | 1992-07-30 | 1992-09-23 | Laid on the table. See S. 2266 for further action. | House | Rep. Boucher, Rick [D-VA-9] | VA | D | B000657 | 9 | Securities Investor Protection Amendments of 1992 - Title I: Investment Adviser Regulatory Enhancement and Disclosure Act of 1992 - Investment Adviser Regulatory Enhancement and Disclosure Act of 1992 - Amends the Investment Advisers Act of 1940 to authorize the Securities and Exchange Commission (SEC) to collect fees to cover specified costs of regulating investment advisers and their activities. Sets forth a sliding scale fee schedule based upon assets under adviser management (adjustable annually according to specified indexes). Authorizes the SEC to suspend the registration of any investment adviser for failure to pay the requisite fees. Directs the SEC to: (1) establish and periodically revise a schedule for the regular inspection of investment advisers (plus a more frequent schedule for certain advisers based upon enumerated risk factors); and (2) conduct and report to the Congress on surveys to determine the extent of and reasons for the failure of persons to register as mandated. Authorizes the SEC to designate registered self-regulatory organizations to: (1) conduct periodic examinations of members and their affiliates to determine compliance with this Act; (2) discipline them for non-compliance; and (3) collect examination fees according to prescribed guidelines. Lists prohibited transactions by registered investment advisers with respect to fraudulent, deceptive, or manipulative practices, including the rendering of investment advice that is unsuitable to the client's financial situation and experience. Directs the SEC to promulgate rules with respect to such proscriptions. Requires registered investment advisers to disseminate to current and prospective clients brochures disclosing specified investor protection information, including: (1) conflicts of interest; (2) compensation arrangements; (3) any disiplinary history; and (4) available remedies for disputes arising out of the investment adviser-client relationships. Requires registered investment advisers to provide each client periodically w… | 2024-02-05T14:30:09Z | |
| 102-hr-5705 | 102 | hr | 5705 | Credit Availability Act of 1992 | Finance and Financial Sector | 1992-07-28 | 1992-08-03 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. McCollum, Bill [R-FL-5] | FL | R | M000350 | 0 | Credit Availability Act of 1992 - Amends the Home Owners' Loan Act to cite circumstances in which the Director of the Office of Thrift Supervision may grant temporary, limited exceptions to the capitalization requirements for a savings association's investments in, and credit extensions to, any subsidiary engaged in real estate activities. Restricts such exceptions to investments or credit extensions granted to a savings association's subsidiary as of April 12, 1989, and to subsequent investments and credit extensions granted to complete projects or investments initiated by the subsidiary before that date. Mandates that the Director require such savings associations to deduct at least 25 percent of the eligible amount from capital. | 2025-08-26T15:13:56Z | |
| 102-s-3000 | 102 | s | 3000 | National Law Enforcement Officers Memorial Coin Act | Finance and Financial Sector | 1992-07-22 | 1992-07-22 | Read twice and referred to the Committee on Banking. | Senate | Sen. DeConcini, Dennis [D-AZ] | AZ | D | D000185 | 0 | National Law Enforcement Officers Memorial Coin Act - Directs the Secretary of the Treasury to issue gold and silver coins emblematic of the National Law Enforcement Officers Memorial. Establishes the National Law Enforcement Officers Memorial Maintenance Fund to be administered by the Secretary of the Interior for Memorial-related purposes and to provide educational scholarships to the immediate family members of law enforcement officers killed in the line of duty whose names appear on the Memorial. | 2025-08-26T15:16:58Z | |
| 102-hr-5629 | 102 | hr | 5629 | Resolution Trust Corporation Asset Recovery Act of 1992 | Finance and Financial Sector | 1992-07-21 | 1992-08-03 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Leach, James A. [R-IA-1] | IA | R | L000169 | 0 | Resolution Trust Corporation Asset Recovery Act of 1992 - Amends the Federal Deposit Insurance Act to extend from three years to five years the statute of limitations for tort actions brought by the Resolution Trust Corporation in its capacity as conservator or receiver of failed savings associations. | 2025-08-26T15:16:08Z | |
| 102-hr-5603 | 102 | hr | 5603 | Resolution Trust Corporation Loss Reduction and Funding Act of 1992 | Finance and Financial Sector | 1992-07-09 | 1992-08-03 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. McCollum, Bill [R-FL-5] | FL | R | M000350 | 0 | Resolution Trust Corporation Loss Reduction and Funding Act of 1992 - Amends the Federal Home Loan Bank Act to direct the Secretary of the Treasury to provide additional funding to the Resolution Trust Corporation (RTC). Declares that the purpose of this Act is to directly reduce the amount of taxpayer funds otherwise required to be appropriated to the RTC by removing the threat of large losses which would accrue in connection with the resolution of savings associations which would be healthy but for the supervisory goodwill acquired by them in transactions with Federal regulatory agencies. Prohibits any court from taking into account the supervisory goodwill buy-back program (established by this Act) when considering litigation between certain savings associations and the United States. Sets guidelines for a supervisory goodwill buy-back program which replaces the supervisory goodwill of a qualified savings association with tangible capital (thus precluding the closing of such institutions). Provides that if a qualified savings association meets all fully phased in capital standards after receiving funds for its goodwill, then such standards will apply to the association. Prescribes annual assessment guidelines for such qualified savings associations. Prohibits a savings association from making any capital distribution or paying any dividend until the sum of its imposed assessments equals or exceeds the replacement amount it has received. Requires the Director of the Office of Thrift Supervision to promptly determine upon enactment of this Act those savings associations eligible for inclusion in the supervisory goodwill buy-back program. | 2025-08-26T15:16:23Z | |
| 102-hr-5608 | 102 | hr | 5608 | Truth in Savings Act Amendments of 1992 | Finance and Financial Sector | 1992-07-09 | 1992-07-15 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. McNulty, Michael R. [D-NY-23] | NY | D | M000590 | 0 | Truth in Savings Act Amendment of 1992 - Amends the Truth in Savings Act to provide that no minimum or maximum amount of civil liability shall be applicable with respect to the liability of a non-complying depository institution towards each member account holder in a class action suit. | 2025-08-26T15:16:38Z | |
| 102-hr-5538 | 102 | hr | 5538 | Financial Institution Restitution Collection Improvement Act of 1992 | Finance and Financial Sector | 1992-07-02 | 1992-08-12 | Forwarded by Subcommittee to Full Committee (Amended). | House | Rep. Annunzio, Frank [D-IL-11] | IL | D | A000212 | 18 | Financial Institution Restitution Collection Improvement Act of 1992 - Amends the Federal Deposit Insurance Act to permit prejudgment attachment of certain property where there is probable cause to believe banking laws have been violated. Provides that an order of restitution issued in connection with a conviction for a banking law violation shall: (1) be due in full as of the date of the order; (2) remain enforceable until the total amount of restitution has been paid; and (3) constitute a lien against all of the defendant's property. Authorizes the court to appoint a temporary receiver to administer the defendant's assets to ensure payment of restitution. Requires the court, after the sentencing of the defendant, to make available to any recipient of a court-ordered restitution any financial information contained in the defendant's presentencing investigation report. Mandates that the defendant pay directly to the Federal Deposit Insurance Corporation (FDIC) any court-ordered restitution which accrues to its benefit. Prohibits the court from taking into consideration the defendant's ability to pay when determining the amount of restitution ordered. Requires the United States Parole Commission (or the probation officer of Federal district court) to notify each recipient of court-ordered restitution if the full amount of such an order has not been fully paid before the end of the defendant's period of supervised release. Prescribes guidelines under which any private person may file a court action to recover, on behalf of the FDIC, any asset of any person liable for the satisfaction of a restitution order. Grants such person a prescribed percentage of recovered assets. | 2025-08-26T15:17:02Z | |
| 102-hr-5539 | 102 | hr | 5539 | Credit Availability and Regulatory Relief Act of 1992 | Finance and Financial Sector | 1992-07-02 | 1992-07-24 | Referred to the Subcommittee on Telecommunications and Finance. | House | Rep. Bereuter, Doug [R-NE-1] | NE | R | B000403 | 41 | Credit Availability and Regulatory Relief Act of 1992 - Title I: Supervisory Reforms - Amends the Federal Deposit Insurance Act to authorize the appropriate Federal banking agency to exempt any insured depository institution owned or controlled by a depository institution holding company from statutory examination requirements if: (1) the agency is satisfied that adequate internal controls and examination procedures exist within the holding company structure; and (2) the institutions owned or controlled by the holding company having at least 80 percent of all insured depository institutions owned or controlled by such holding company have been subjected to onsite examinations. Modifies statutory auditing and reporting requirements in order to reduce the regulatory costs incurred by insured depository institutions. Requires the Small Business Administration together with specified financial institution regulatory agencies to conduct a joint study and report to the Congress on the appropriate methods to obtain the information needed to assess the availability of credit to small businesses, including minority-owned small businesses and small farms. Repeals the existing mandate for certain regulatory standards for safety and soundness. Requires the appropriate Federal banking agencies to review their regulations and adopt uniform regulations. Excludes from bank closure requirements specified branches and automated teller machines. Amends the Federal Reserve Act to modify the aggregate statutory limits on insider lending. Repeals the current statutory mandate with respect to the regulation of interbank risks. Amends the Federal Deposit Insurance Act to change the assessment base calculation for deposit insurance premiums (from the two most recent quarterly call reports of the institution to the next-to-last call report and the one immediately before it). Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to: (1) establish a threshold of $100,000 or less level below which State-certified … | 2025-08-26T15:14:44Z | |
| 102-hr-5544 | 102 | hr | 5544 | Resolution Trust Corporation Cost Reduction Act | Finance and Financial Sector | 1992-07-02 | 1992-07-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. McMillan, J. Alex [R-NC-9] | NC | R | M000566 | 1 | Resolution Trust Corporation Cost Reduction Act - Prohibits the Resolution Trust Corporation (RTC) from delaying the closing of any savings association for which it has been appointed conservator or receiver because it lacks the funds to pay off insured deposits at the association. Authorizes the RTC to issue notes to insured depositors for the amount by which their deposit at a savings association in RTC receivership or conservatorship exceeds available RTC financial resources if it lacks sufficient resources to pay its obligations on those deposits. | 2025-08-26T15:16:22Z | |
| 102-s-2967 | 102 | s | 2967 | Credit Availability and Regulatory Relief Act of 1992 | Finance and Financial Sector | 1992-07-02 | 1992-07-02 | Read twice and referred to the Committee on Banking. | Senate | Sen. Garn, E. J. (Jake) [R-UT] | UT | R | G000072 | 3 | Credit Availability and Regulatory Relief Act of 1992 - Title I: Supervisory Reforms - Amends the Federal Deposit Insurance Act to authorize the appropriate Federal banking agency to exempt any insured depository institution owned or controlled by a depository institution holding company from statutory examination requirements if: (1) the agency is satisfied that adequate internal controls and examination procedures exist within the holding company structure; and (2) the institutions owned or controlled by the holding company having at least 80 percent of all insured depository institutions owned or controlled by such holding company have been subjected to onsite examinations. Modifies statutory auditing and reporting requirements in order to reduce the regulatory costs incurred by insured depository institutions. Requires the Small Business Administration, together with specified financial institution regulatory agencies, to conduct a joint study and report to the Congress on the appropriate methods to obtain the information needed to assess the availability of credit to small businesses, including minority-owned small businesses and small farms. Repeals the existing mandate for certain regulatory standards for safety and soundness. Requires the appropriate Federal banking agencies to review their regulations and adopt uniform regulations. Excludes from bank closure requirements specified branches and automated teller machines. Amends the Federal Reserve Act to modify the aggregate statutory limits on insider lending. Repeals the current statutory mandate with respect to the regulation of interbank risks. Amends the Federal Deposit Insurance Act to change the assessment base calculation for deposit insurance premiums from the two most recent quarterly call reports of the institution to the next-to-last call report and the one immediately before it. Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to: (1) establish a threshold level of $100,000 or less below which State-certified … | 2025-08-26T15:15:43Z | |
| 102-s-2905 | 102 | s | 2905 | A bill to provide a 4-month extension of the transition rule for separate capitalization of savings associations' subsidiaries. | Finance and Financial Sector | 1992-06-29 | 1992-07-01 | Became Public Law No: 102-310. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 1 | Amends the Home Owners' Loan Act to extend from June 30, 1992, to October 31, 1992, the transition rule for separate capitalization required of certain subsidiaries of savings associations. | 2021-09-25T05:34:39Z | |
| 102-hr-5497 | 102 | hr | 5497 | Community Reinvestment Improvement Act of 1992 | Finance and Financial Sector | 1992-06-25 | 1992-07-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. McCollum, Bill [R-FL-5] | FL | R | M000350 | 3 | Community Reinvestment Improvement Act of 1992 - Amends the Community Reinvestment Act of 1977 to set forth a modified evaluation procedure for certain mid-sized financial institutions which meet specified criteria. Requires the appropriate financial institutions supervisory agency to: (1) conduct a compliance evaluation in connection with its examination of such institutions or every two years, whichever is more frequent; and (2) provide public notice of such evaluation upon its commencement. Disqualifies from this Act's modified evaluation procedure for a ten-year period any institution that has intentionally submitted false information or willfully violated the requirements of this Act. Exempts from the evaluation requirements of this Act certain small-sized regulated financial institutions. Cites criteria under which a regulated financial institution's application for a deposit facility shall not be denied on the basis of its compliance with this Act. | 2025-08-26T15:13:33Z | |
| 102-s-2896 | 102 | s | 2896 | A bill to ensure that consumer credit reports include information on any overdue child support obligations of the consumer. | Finance and Financial Sector | 1992-06-25 | 1992-06-25 | Read twice and referred to the Committee on Banking. | Senate | Sen. Rockefeller, John D., IV [D-WV] | WV | D | R000361 | 1 | Amends: (1) the Fair Credit Reporting Act to require a consumer reporting agency (CRA) to include in any consumer report information provided by a State child support agency or verified by another government entity on the failure of the consumer to pay overdue child support; and (2) the Social Security Act (SSA) to require States to provide CRAs with information on overdue child support obligations of absent parents. Eliminates: (1) the requirement under the SSA that such information be made upon the request of the CRA; and (2) the authority of the State under the SSA to impose a fee upon the requesting CRA for the furnishing of such information. | 2025-01-14T18:20:21Z | |
| 102-hjres-514 | 102 | hjres | 514 | To encourage a national policy enhancing commercial financial liquidity for the promotion of a speedy and robust economic recovery. | Finance and Financial Sector | 1992-06-24 | 1992-07-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Hayes, James A. [D-LA-7] | LA | D | H000390 | 0 | Declares that U.S. policy should be consistent with the preservation of the availability of credit, under safe and sound lending practices, for commercially prudent business purposes in order to create jobs and promote a speedy and robust economic recovery. Provides that the Department of the Treasury, including the Comptroller of the Currency and the Office of Thrift Supervision, the Federal Deposit Insurance Corporation and the Federal Reserve Board, should: (1) undertake measures to ensure that their policies, bank examination practices, and regulations identify those which may adversely affect the availability of credit with respect to the needs of farmers, agriculture, and small businesses; and (2) modify those which have been determined to threaten or adversely affect the availability of commercial credit in order to stimulate speedy and robust economic recovery. Directs such entities to: (1) establish internal mechanisms by which adversely affected lenders and potential borrowers may administratively appeal certain decisions of bank examiners or local regulatory officials; and (2) report to the Congress on legislative recommendations to assure the availability of commercial credit to promote economic recovery. | 2024-02-06T19:38:08Z | |
| 102-hr-5476 | 102 | hr | 5476 | World University Games Commemorative Coin Act | Finance and Financial Sector | 1992-06-24 | 1992-07-01 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. LaFalce, John J. [D-NY-32] | NY | D | L000556 | 118 | World University Games Commemorative Coin Act - Authorizes the minting and issuance of five dollar gold coins and one dollar silver coins (at no net cost to the Government) to commemorate American participation in the World University Games. Requires that all surcharges from the sale of such coins be paid to the Greater Buffalo Athletic Corporation to support amateur athletic programs, erect facilities for the use of such athletes, and to underwrite the cost of sponsoring the World University Games. | 2025-08-26T15:16:46Z | |
| 102-hr-5433 | 102 | hr | 5433 | Comprehensive Community Bank Burden Reduction Act of 1992 | Finance and Financial Sector | 1992-06-18 | 1992-07-01 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Bereuter, Doug [R-NE-1] | NE | R | B000403 | 21 | Comprehensive Community Bank Burden Reduction Act of 1992 - Title I: Purposes - Sets forth the purposes of this Act. Title II: Supervisory Reforms - Amends the Federal Deposit Insurance Act to extend from 18 months to twenty-four months the annual on-site examination cycle for certain small-sized insured depository institutions. Authorizes the appropriate Federal banking agency to exempt small-sized institutions within a depository institution holding company from statutory examination requirements if the agency is satisfied that adequate internal controls and examination procedures exist within the holding company structure. Modifies statutory auditing and reporting requirements in order to reduce the regulatory costs incurred by insured depository institutions, including Federal Credit Unions. Repeals regulatory standards for safety and soundness. Exempts from bank branch closure notice requirements specified branches and automated teller machines. Directs the Federal Financial Institutions Examination Council to review risk-based capital rules and compliance requirements with respect to their cost burden upon community banks. Amends the Federal Reserve Act to modify the aggregate statutory limits on insider lending. Repeals the statutory mandate with respect to the regulation of interbank risks. Amends the Federal Deposit Insurance Act to modify the approval process with respect to the activities of insured state banks. Directs Federal banking regulatory agencies to coordinate their regulations and interpretation with one another to achieve uniformity. Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to: (1) authorize Federal financial institution regulatory agencies and the Resolution Trust Corporation to establish levels below which a certified or licensed appraiser shall not be required in connection with Federal real estate-related transactions; and (2) prohibit States from requiring State-certified or State-licensed appraisers for such transactions. Amends the Community… | 2025-08-26T15:13:59Z | |
| 102-hr-5409 | 102 | hr | 5409 | To extend the statute of limitations applicable to civil actions brought by the Federal conservator or receiver of a failed depository institution. | Finance and Financial Sector | 1992-06-16 | 1992-07-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Vento, Bruce F. [D-MN-4] | MN | D | V000087 | 0 | Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to extend from three years to six years the statute of limitations applicable to civil actions for negligence and fraud on the part of the personnel of insured depository institutions. Provides for a preservation of claims period if an institution or its predecessors could have brought an action on the claim at any time within the six-year period before the appointment of a Federal conservator or receiver. | 2024-02-06T19:38:08Z | |
| 102-hr-5375 | 102 | hr | 5375 | Community Bank Burden Reduction Act of 1992 | Finance and Financial Sector | 1992-06-11 | 1992-06-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Bereuter, Doug [R-NE-1] | NE | R | B000403 | 43 | Community Bank Burden Reduction Act of 1992 - Amends the Community Reinvestment Act of 1977 to set forth conditions under which a regulated financial institution shall not be subject to its examination requirements. | 2025-08-26T15:18:15Z | |
| 102-hr-5385 | 102 | hr | 5385 | Deposit Insurance Disclosure Act of 1992 | Finance and Financial Sector | 1992-06-11 | 1992-07-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Neal, Richard E. [D-MA-2] | MA | D | N000015 | 4 | Deposit Insurance Disclosure Act of 1992 - Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to require insured depository institutions to include a notice regarding the $100,000 limitation on deposit insurance coverage in periodic account statements provided to accountholders. | 2025-08-26T15:14:56Z | |
| 102-s-2841 | 102 | s | 2841 | World University Games Commemorative Coin Act of 1992 | Finance and Financial Sector | 1992-06-11 | 1992-06-11 | Read twice and referred to the Committee on Banking. | Senate | Sen. D'Amato, Alfonse [R-NY] | NY | R | D000018 | 40 | World University Games Commemorative Coin Act of 1992 - Authorizes the minting and issuance of five-dollar gold coins and one-dollar silver coins (at no net cost to the Government) to commemorate American participation in the World University Games. Requires that all surcharges from the sale of such coins be paid to the Greater Buffalo Athletic Corporation to support amateur athletic programs, to erect facilities for the use of such athletes, and to underwrite the cost of sponsoring the World University Games. | 2025-08-26T15:16:02Z | |
| 102-hr-5311 | 102 | hr | 5311 | Federal Banking Agency Consolidation Act of 1992 | Finance and Financial Sector | 1992-06-03 | 1992-06-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Barnard, Doug, Jr. [D-GA-10] | GA | D | B000153 | 0 | Federal Banking Agency Consolidation Act of 1992 - Title I: Office of Federal Depository Regulation - Subtitle A: General Provisions - Establishes the Office of Federal Depository Regulation as a bureau within the Department of the Treasury, headed by a Director appointed by the President and two Deputy Directors appointed by the Secretary of the Treasury (the Secretary). Grants the Director authority to act without any prior review or approval by the Secretary. Prohibits the Secretary from intervening in any matter or proceeding before the Director. Grants the Director authority to: (1) appoint personnel; (2) impose and collect assessments, fees, and other charges; and (3) prescribe regulations and issue orders. Subtitle B: Examination Provision - Mandates that an examination system which imposes no larger burdens on State savings associations than are imposed on State nonmember banks be established as a Federal banking regulatory goal. Requires specified Federal banking regulatory agencies to report to the Congress on actions taken to reduce the cost burden on State savings associations which results from their oversight by two Federal agencies. Title II: Interim Provisions; Transfer of Functions, Personnel, and Property - Transfers to the Director the functions, personnel, and property of the Office of the Comptroller of the Currency and the Office of Thrift Supervision. Abolishes the Office of Thrift Supervision and the Office of the Comptroller of the Currency. Title III: Regulatory and Supervisory Responsibility - Transfers to the Director all the powers and duties which were vested in the Director of the Office of Thrift Supervision and in the Comptroller of the Currency. Amends the Federal Deposit Insurance Act and the Revised Statutes to conform with this Act. Title IV: Federal Deposit Insurance Corporation Amendments - Amends the Federal Deposit Insurance Act and the Revised Statutes to conform with this Act. Title V: Reorganization of Boards of Directors - Amends the Federal Deposit Insuranc… | 2025-08-26T15:15:29Z | |
| 102-hr-5321 | 102 | hr | 5321 | Bankruptcy Amendments of 1992 | Finance and Financial Sector | 1992-06-03 | 1992-06-08 | Referred to the Subcommittee on Economic and Commercial Law. | House | Rep. Synar, Mike [D-OK-2] | OK | D | S001139 | 36 | Bankruptcy Amendments of 1992 - Amends Federal bankruptcy law to raise to $1 million the ceiling on debts for eligibility to file as a chapter 13 debtor (bankrupt consumer repayment of debt under court supervision). (Currently the ceiling is $100,000 for unsecured debts, or $350,000 for certain secured debts.) Modifies the guidelines for: (1) chapter 13 bankruptcies; (2) automatic stays; (3) exemptions; (4) discharges; and (5) preferences. Directs the Administrative Office of the United States Courts to compile and make available to the public statistical information regarding bankruptcy cases. | 2025-08-26T15:17:36Z | |
| 102-hr-5322 | 102 | hr | 5322 | To extend the period during which chapter 12 of title 11 of the United States Code remains in effect. | Finance and Financial Sector | 1992-06-03 | 1992-06-24 | Subcommittee Hearings Held. | House | Rep. Synar, Mike [D-OK-2] | OK | D | S001139 | 3 | Amends the Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy Act of 1986 to: (1) postpone from October 1, 1993, to October 1, 1995, repeal of provisions concerning the debt adjustment of a family farmer with regular annual income; and (2) modify the guidelines for court-authorized extension of the filing period for bankruptcy plans by a family farmer. | 2021-06-02T14:57:17Z | |
| 102-s-2794 | 102 | s | 2794 | Community Bank Regulatory Relief Act of 1992 | Finance and Financial Sector | 1992-06-02 | 1992-06-02 | Read twice and referred to the Committee on Banking. | Senate | Sen. Dole, Robert J. [R-KS] | KS | R | D000401 | 11 | Community Bank Regulatory Relief Act of 1992 - Title I: Regulatory Burden Relief - Amends the Community Reinvestment Act of 1977 to exempt from its requirements certain small-sized banks located in small towns. Amends the Federal Deposit Insurance Corporation Improvement Act of 1991 to exempt certain small-sized banks from its data gathering requirements with respect to their small business and small farm lending practices. Directs the Board of Governors of the Federal Reserve System (the Board) to complete a study of the costs and benefits of compliance with such data-gathering requirements. Prohibits a bank regulatory agency from prescribing standards or regulations that set a specific level or range of compensation for bank personnel. Amends the Truth in Lending Act to: (1) exempt from its requirements credit transactions involving consumers with certain high incomes or net worth (sophisticated consumers); (2) preclude rescission in a transaction containing an unintentional error that does not substantively affect the terms of the extension of credit; and (3) deny standing to sue creditors to anyone but an individual aggrieved by a violation of the Act (thus eliminating class actions). Amends the Federal Reserve Act to: (1) exempt from its interbank liability scheme exposures between certain adequately capitalized small-sized depository institutions; and (2) exempt from its aggregate limits on credit extensions certain transactions by a member bank with senior executive personnel or principal shareholders (insider lending). Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to authorize Federal financial institutions regulatory agencies and the Resolution Trust Corporation to establish a threshold level below which a certified or licensed appraiser is not required to perform appraisals in connection with federally related transactions. Amends the Federal Deposit Insurance Act to repeal: (1) the independent public accountant attestation requirement; and (2) the asset quality, ea… | 2025-08-26T15:16:15Z | |
| 102-s-2795 | 102 | s | 2795 | Savings Association Interstate Branching Limitation Act of 1992 | Finance and Financial Sector | 1992-06-02 | 1992-06-02 | Read twice and referred to the Committee on Banking. | Senate | Sen. Dole, Robert J. [R-KS] | KS | R | D000401 | 2 | Savings Association Interstate Branching Limitation Act of 1992 - Establishes a 15-month moratorium on interstate branching by Federal savings associations. | 2025-08-26T15:17:03Z | |
| 102-s-2787 | 102 | s | 2787 | A bill to permit national banks to underwrite municipal revenue bonds. | Finance and Financial Sector | 1992-05-21 | 1992-05-21 | Read twice and referred to the Committee on Banking. | Senate | Sen. Sanford, Terry [D-NC] | NC | D | S000055 | 2 | Amends Federal banking law regarding the powers of national banking associations to declare that the limitations and restrictions pertaining to dealing in, underwriting, and purchasing securities for an association's own account do not apply to certain State and municipal obligations (thus permitting national banks to underwrite municipal revenue bonds). | 2025-01-14T18:20:21Z | |
| 102-hr-5221 | 102 | hr | 5221 | To exempt certain financial institutions from the examination requirements of the Community Reinvestment Act of 1977. | Finance and Financial Sector | 1992-05-20 | 1992-06-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Peterson, Collin C. [D-MN-7] | MN | D | P000258 | 0 | Amends the Community Reinvestment Act of 1977 to exempt a regulated financial institution from its examination requirements if: (1) the institution's main office is located in a local governmental unit of not more than 15,000 persons, and which is not part of a metropolitan statistical area; (2) the institution and its parent bank holding company have aggregate assets of not more than $75,000,000; and (3) the aggregate outstanding balances of loans made by the institution comprise at least 50 percent of its deposits. | 2024-02-06T19:38:08Z | |
| 102-s-2733 | 102 | s | 2733 | Federal Housing Enterprises Regulatory Reform Act of 1992 | Finance and Financial Sector | 1992-05-15 | 1992-07-02 | Held at the desk. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 0 | Federal Housing Enterprises Regulatory Reform Act of 1992 - Sets forth congressional findings and definitions. Title I: Supervision and Regulation of the Enterprises - Establishes within the Department of Housing and Urban Development (HUD) the Office of Federal Housing Enterprise Oversight, managed by a presidentially appointed Director, who shall ensure that the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal National Mortgage Association (Fannie Mae) (the enterprises) are adequately capitalized and operating safely. Authorizes the Director, without the review or approval of the Secretary of HUD, to: (1) issue regulations for the financial health and security of the enterprises, including the establishment of capital standards; (2) examine each enterprise's financial and operating condition; (3) determine capital levels of the enterprises; (4) undertake administrative and enforcement actions; (5) appoint conservators of the enterprises; (6) monitor and enforce compliance with housing goals; and (7) conduct research and financial analysis. Authorizes the Director, subject to the Secretary's review and approval, to issue regulations: (1) concerning the housing finance missions of the enterprises, including affordable housing; and (2) establishing and monitoring compliance with fair lending requirements. Subjects the introduction of any new program by an enterprise to prior approval by both the Director and the Secretary. Allows an adequately capitalized enterprise to introduce a new program with notice to the Director and the Secretary. Exempts such a new program from approval by the Director; and deems it approved by the Secretary within 20 days after submission unless the Secretary determines there is substantial probability the program is not authorized by the relevant charter Act or would have a deleterious effect on housing finance. Authorizes the Director to levy annual assessments on the enterprises (payable semiannually) for the estimated expenses of the Office, including an init… | 2025-01-14T18:20:21Z | |
| 102-hr-5170 | 102 | hr | 5170 | Mortgage Refinancing Reform Act of 1992 | Finance and Financial Sector | 1992-05-14 | 1992-05-27 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Torres, Esteban Edward [D-CA-34] | CA | D | T000316 | 15 | Mortgage Refinancing Reform Act of 1992 - Amends the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to include within their purview residential mortgage refinancing disclosure requirements. Amends the Truth in Lending Act to require a creditor to promptly refund any unearned portion of the finance charge, together with any unearned portion of the insurance premium, if a consumer prepays in full the financed amount under any consumer credit transaction. Applies this requirement to refinanced transactions, and prepayments made as a result of the acceleration of the obligation to repay. Requires a creditor to calculate the refund of the unearned portion of the finance charge on unearned insurance premiums for any precomputed consumer credit transaction based on a method which is at least as favorable to the consumer as the actuarial method. Entitles consumers to obtain one free annual statement disclosing the amount due on any precomputed consumer credit account. Treats as a statutory mandate a finance charge commitment made by a creditor to a consumer regarding a residential mortgage transaction that is to be consummated within a certain time-frame after the date such commitment is made (unless the offer clearly states that the term is subject to change). Mandates a disclosure statement of the rights and duties of the creditor and consumer with respect to such finance charge commitments. Grants such consumers the right to withdraw a credit application in connection with a residential mortgage transaction without incurring any obligation (other than handling fees) if the withdrawal is made pursuant to prescribed procedures. Increases the civil penalty applicable to creditors who fail to make the disclosures required by this Act in connection with an extension of credit for residential mortgage transactions, including refinancing. | 2025-08-26T15:15:50Z | |
| 102-hr-5182 | 102 | hr | 5182 | To allow financial institutions to disclose to the Office of Personnel Management the names and current addresses of those of their customers who are receiving, by direct deposit or electronic funds transfer, any payments under chapter 83 or chapter 84 of title 5, United States Code. | Finance and Financial Sector | 1992-05-14 | 1992-06-01 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Morella, Constance A. [R-MD-8] | MD | R | M000941 | 0 | Amends the Right to Financial Privacy Act of 1978 to authorize financial institutions to disclose to the Office of Personnel Management the names and current addresses of customers where such information is used solely for the administration of the Federal employees' retirement system. | 2024-02-06T19:38:08Z | |
| 102-s-2707 | 102 | s | 2707 | Vietnam Veterans Commemorative Coin Act | Finance and Financial Sector | 1992-05-13 | 1992-10-07 | Referred to the Subcommittee on Consumer Affairs and Coinage. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 46 | Vietnam Veterans Commemorative Coin Act - Directs the Secretary of the Treasury to issue a specified number of one-dollar silver coins to commemorate the heroic service of veterans who served during the Vietnam War and the 10th anniversary of the dedication of the Vietnam Veterans Memorial. Sets forth certain features of such coins and provides for their design, issuance, and sale. Requires that all sales include a surcharge of $7 per coin. Requires that all surcharges be paid to the Vietnam Veterans Assistance Fund for specified veteran programs and services. | 2025-08-26T15:16:16Z | |
| 102-hr-5134 | 102 | hr | 5134 | Bank Examination and Appraisal Improvement Act of 1992 | Finance and Financial Sector | 1992-05-12 | 1992-06-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Barton, Joe [R-TX-6] | TX | R | B000213 | 2 | Bank Examination and Appraisal Improvement Act of 1992 - Directs the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (the agencies) to study commercial bank examination standards and procedures. Directs the agencies to: (1) provide commercial banks, as part of the study, with an opportunity to share their experiences, with particular emphasis on differences in the application of examination standards by the different agencies; and (2) jointly submit annual implementation reports to the Congress. Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to authorize the Appraisal Subcommittee to permit a financial institution to use any real property appraisal made by a State or local government for purposes of tax assessments if the Subcommittee determines that there is a scarcity of licensed or certified appraisers to make appraisals in connection with federally related transactions involving such institution. Directs the Subcommittee to report to the Congress: (1) the extent to which it has authorized the use of tax appraisals in lieu of appraisals made by certified or licensed appraisers; and (2) the advantages and disadvantages of using tax appraisals as a substitute for appraisals made by such appraisers. | 2025-08-26T15:16:20Z | |
| 102-hr-5126 | 102 | hr | 5126 | Civil War Battlefield Commemorative Coin Act of 1992 | Finance and Financial Sector | 1992-05-07 | 1992-10-05 | Became Public Law No: 102-379. | House | Rep. Vento, Bruce F. [D-MN-4] | MN | D | V000087 | 258 | Civil War Battlefield Commemorative Coin Act of 1992 - Directs the Secretary of the Treasury to issue a specified number of five-dollar gold coins, one-dollar silver coins, and half-dollar clad coins emblematic of the Civil War. Sets forth certain features of such coins and provides for their design, issuance, and sale. Requires that all sales include a surcharge of $35 per coin for the five-dollar coins, $7 per coin for the one-dollar coins, and $2 per coin for the half-dollar coins. Requires that all surcharges be paid to the Civil War Battlefield Foundation for the preservation of historically significant Civil War battlefields. Directs the Secretary, in cooperation with the Foundation, to develop and implement a marketing program to promote and sell such coins within the United States and internationally. Requires the Secretary to report quarterly to specified congressional committees on activities carried out under this Act. | 2025-01-14T18:20:21Z | |
| 102-s-2682 | 102 | s | 2682 | Civil War Battlefield Commemorative Coin Act of 1992 | Finance and Financial Sector | 1992-05-07 | 1992-05-07 | Read twice and referred to the Committee on Banking. | Senate | Sen. Bumpers, Dale [D-AR] | AR | D | B001057 | 58 | Civil War Battlefield Commemorative Coin Act of 1992 - Directs the Secretary of the Treasury to issue a specified number of five-dollar gold coins, one-dollar silver coins, and half-dollar clad coins to commemorate the 100th anniversary of Civil War battlefield preservation. Sets forth certain features of such coins and provides for their design, issuance, and sale. Requires that all sales include a surcharge of $35 per coin for the five-dollar coins, $7 per coin for the one-dollar coins, and $1 per coin for the half-dollar coins. Requires that all surcharges be paid to the Civil War Battlefield Foundation for the preservation of historically significant Civil War battlefields. | 2025-08-26T15:16:42Z | |
| 102-hr-5043 | 102 | hr | 5043 | Bank Lending Stimulus Act | Finance and Financial Sector | 1992-04-30 | 1992-05-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Kennedy, Joseph P., II [D-MA-8] | MA | D | K000110 | 0 | Bank Lending Stimulus Act - Establishes an 18-month moratorium during which a Federal banking regulatory agency is prohibited from imposing or enforcing upon an adequately capitalized insured bank any leverage limit which requires a ratio of tangible equity to total assets greater than three percent. Cites exceptions for insured banks with insufficient loan loss reserves, or operating in an unsafe or unsound manner. | 2025-08-26T15:13:35Z | |
| 102-hr-5020 | 102 | hr | 5020 | Prisoner-of-War Commemorative Coin Act | Finance and Financial Sector | 1992-04-29 | 1992-05-15 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Peterson, Douglas (Pete) [D-FL-2] | FL | D | P000259 | 62 | Prisoner-of-War Commemorative Coin Act - Directs the Secretary of the Treasury to issue a specified number of one-dollar coins emblematic of the experience of American prisoners of war. Requires that all sales of such coins include a surcharge of $5 per coin. Requires specified proceeds from such surcharges to be paid to the: (1) Secretary of the Interior for construction of the Andersonville Prisoner-of-War Museum in Andersonville, Georgia; (2) endowment fund established by this Act for the maintenance of such Museum; and (3) Secretary of Veterans Affairs to maintain national cemeteries. | 2025-08-26T15:17:55Z | |
| 102-hr-4924 | 102 | hr | 4924 | Resolution Trust Corporation Reform Act of 1992 | Finance and Financial Sector | 1992-04-09 | 1992-05-04 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Jontz, Jim [D-IN-5] | IN | D | J000265 | 14 | Resolution Trust Corporation Reform Act of 1992 - Title I: Serving the Real Economy - Subtitle A: Evaluation of Economic Impact - Amends the Home Loan Bank Act to require the Oversight Board and the Resolution Trust Corporation (RTC) to include in their semiannual report to the Congress an analysis of: (1) the impact that real property asset disposition by the RTC has had upon local real estate markets in certain metropolitan statistical areas in which it disposes of such property; (2) the efficacy of RTC procedures to ensure compliance with certain requirements to minimize the impact of RTC actions upon local real estate markets; and (3) specified details regarding RTC disposition of real property parcels. Requires the RTC, upon acquiring control of any asset, to: (1) evaluate the costs of holding and managing the property; and (2) take such evaluation into account when determining property disposition. Prohibits the RTC from disposing of any real property unless it has been appraised during the six-month period ending on the date of disposition. Subtitle B: Treatment of Residential Real Property Assets - Extends from 90 to 180 days after RTC notice the period in which qualifying multifamily purchasers may give written notice of serious interest in certain RTC property disposition. Grants the RTC loan guarantee authority for loans made by qualified lenders to finance purchases under the affordable housing program with respect to RTC-held residential properties (including condominium properties). Prescribes loan guarantee limitations. Authorizes appropriations to cover loan guarantee commitment costs. Sets forth maintenance standards for RTC-held residential property. Prohibits the RTC from disaffirming or repudiating any qualified residential lease. Requires the RTC to comply with State and municipal laws regarding residential leases and tenancies. Subtitle C: Increases in National Savings - Amends Federal law regarding the public debt to direct the Secretary of the Treasury (the Secretary) to issue cit… | 2025-08-26T15:16:13Z | |
| 102-hr-4973 | 102 | hr | 4973 | Federal Home Loan Bank System Modernization Act of 1992 | Finance and Financial Sector | 1992-04-09 | 1992-05-04 | Referred to the Subcommittee on Housing and Community Development. | House | Rep. Baker, Richard H. [R-LA-6] | LA | R | B000072 | 1 | Federal Home Loan Bank System Modernization Act of 1992 - Amends the Federal Home Loan Bank Act to modify the formula for annual contributions by Federal Home Loan Banks to capitalize the Resolution Funding Corporation. Modifies membership eligibility requirements for former Federal Home Loan Bank members, and for new members, including any building and loan association, savings and loan association, cooperative bank, homestead association, savings bank, or insured depositor institution. Makes insurance companies not yet members ineligible to become members. Permits Federal savings and loan associations to withdraw from membership (as all other members are currently allowed to do). Reduces from ten years to five years the waiting period before a withdrawn member may resume membership. Repeals: (1) the limitations (including the 30 percent lending cap) on advances to members that are not qualified thrift lenders; (2) the proscription against acquisition of new advances from a Federal Home Loan Bank by a savings association which lacks qualified thrift lender status; and (3) the requirement for a minimum of eight Federal Home Loan Bank districts. Authorizes the Federal Home Loan Bank Board to establish one or more branches of a Federal Home Loan Bank in the district in which the bank is located, subject to the limitation that the total number of such banks and branches in all of the districts does not exceed 12. Directs the Federal Housing Finance Board to study and report to the Congress on: (1) the feasibility of creating a class of affiliate members of the Federal Home Loan Banks for institutions that make long term home mortgage loans; and (2) the desirability of applying requirements to such members that differ from those currently applicable in specified areas to Federal Home Loan Bank members. | 2025-08-26T15:14:23Z | |
| 102-hr-4979 | 102 | hr | 4979 | Financial Consumers Association Act of 1992 | Finance and Financial Sector | 1992-04-09 | 1992-05-04 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Kennedy, Joseph P., II [D-MA-8] | MA | D | K000110 | 6 | Financial Consumers Association Act of 1992 - Establishes the Financial Consumers Association as a nonprofit corporation which will not be an agency or establishment of the Federal Government. Requires the Association to establish regional offices in each of the Federal Reserve districts. Authorizes appropriations. Outlines the duties of the Association, including: (1) advising consumers on financial service matters; (2) representing consumer interests in financial service matters; and (3) encouraging membership by low- and moderate-income and minority consumers. | 2025-08-26T15:14:46Z | |
| 102-hr-4803 | 102 | hr | 4803 | Non-Proliferation of Weapons of Mass Destruction and Regulatory Improvement Act of 1992 | Finance and Financial Sector | 1992-04-08 | 1992-05-08 | Committee Hearings Held. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 0 | Non-Proliferation of Weapons of Mass Destruction and Regulatory Improvement Act of 1992 - Title I: International Development Institutions and Export-Import Bank - Prohibits the provision of any Federal funds to any international development institution if the Secretary of the Treasury's most recent determination is that a member country of the institution: (1) is either capable of producing, or seeking to produce, a type of weapon that is a subject of a regime for controlling weapons of mass destruction; and (2) is not adhering to the regime. Directs the Secretary of the Treasury (Secretary) to report to a certain congressional committee: (1) the member countries capable of either producing, or seeking to produce, a weapon that is a subject of a regime for controlling weapons of mass destruction; (2) the international institutions of which such countries are members; and (3) whether or not such member countries are adhering to the weapons regime. Directs the Secretary to instruct the United States Executive Director of each international development institution to urge it to amend its charter to require that each appropriate member country adhere to the weapons regime. Amends the Export-Import Bank Act of 1945 to prohibit the Export-Import Bank from granting any credit assistance for exports to any country that is not adhering to the weapons regime. Title II: Banking Law Enforcement Provisions - Amends the International Banking Act of 1978 to mandate that the U.S. offices of foreign banks submit an annual report to the Board of Governors of the Federal Reserve System (the Board) listing the name of each depository institution which holds their deposits. Prohibits a foreign bank controlled by a foreign government from: (1) accepting deposits in the United States; or (2) engaging in any financial transaction in the United States, or with any U.S. person, including making any extensions of credit. Cites exceptions for trade-related financing under Board-prescribed regulations. Provides for application of bank a… | 2025-08-26T15:17:23Z | |
| 102-hr-4832 | 102 | hr | 4832 | To amend the Federal Home Loan Bank Act to require the Resolution Trust Corporation to maintain residential properties of institutions for which the Corporation is conservator or receiver in compliance with local property maintenance and safety laws. | Finance and Financial Sector | 1992-04-08 | 1992-04-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Weiss, Ted [D-NY-17] | NY | D | W000258 | 0 | Amends the Federal Home Loan Bank Act to require the Resolution Trust Corporation, in its capacity as conservator or receiver of occupied residential real property, to comply with State housing law standards for safety, sanitation, or habitability. | 2024-02-06T19:38:08Z | |
| 102-hr-4765 | 102 | hr | 4765 | Resolution Trust Corporation Funding and Cost Reduction Act of 1992 | Finance and Financial Sector | 1992-04-03 | 1992-04-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 0 | Resolution Trust Corporation Funding and Cost Reduction Act of 1992 - Amends the Federal Home Loan Bank Act to: (1) repeal the termination of the mandate for specified additional funding for the Resolution Trust Corporation (RTC); and (2) specify that the additional interim funding (already authorized) which the Secretary of the Treasury must provide to the RTC must come out of any money in the Treasury not otherwise appropriated. Directs the Secretary, at the President's request, to provide to the RTC out of any money in the Treasury not otherwise appropriated to it, further additional funds of up to $25,000,000,000, until April 1, 1993 (minus the total amount of certain statutorily-mandated assessments received by the RTC). Amends the Federal Deposit Insurance Act to direct the Federal Deposit Insurance Corporation (FDIC) to impose on Savings Association Insurance Fund (SAIF) members: (1) a semiannual assessment according to a prescribed formula for each of the two semiannual periods which begin after the date of enactment of this Act; and (2) additional semiannual assessments for any semiannual period for which the Thrift Depositor Protection Oversight Board determines additional special assessments are necessary to provide additional resources to the RTC (at a rate determined by the Thrift Depositor Protection Oversight Board). Amends the Federal Home Loan Bank Act to prohibit the RTC or the FDIC from: (1) using appropriated funds to benefit any shareholder of an insured depository institution in connection with any type of resolution by the RTC or the FDIC; and (2) transferring appropriated funds to the SAIF under certain provisions of the Federal Deposit Insurance Act. Authorizes the FDIC, with respect to separate capitalization rules for savings associations' subsidiaries engaged in activities impermissible for national banks, to prescribe a greater percentage than the one prescribed if it determines that the use of such percentage would not constitute an unsafe or unsound practice or condition. Express… | 2025-08-26T15:13:35Z | |
| 102-s-2518 | 102 | s | 2518 | Small Business Incentive Act of 1992 | Finance and Financial Sector | 1992-04-02 | 1992-04-02 | Read twice and referred to the Committee on Banking. | Senate | Sen. Dodd, Christopher J. [D-CT] | CT | D | D000388 | 10 | Small Business Incentive Act of 1992 - Title I: Amendment to the Securities Act of 1933 - Amends the Securities Act of 1933 to increase from $5 million to $10 million the size of small business offerings that are exempt from the registration requirements of the Act (thus removing some regulatory constraints in order to facilitate capital-raising by small businesses). Title II: Amendments to the Investment Company Act of 1940 - Amends the Investment Company Act of 1940 (the Act) to exclude from its definition of investment company any issuer all of whose securities are held by certain investors whom the Securities and Exchange Commission (SEC) has determined by rule or regulation possess such financial sophistication, net worth, and other specified factors as not to need the protections of the Act (thus exempting such companies from some of the Act's regulatory constraints). Empowers the SEC to define, by rule, such "qualified purchasers." Sets forth conditions under which certain business and industrial development companies that are already subject to regulation by the State in which they are organized are exempt from the regulatory constraints of the Act. Increases from $100,000 to $10 million the maximum aggregate amount of proceeds that certain interstate closed-end investment companies may receive from the sale of their outstanding securities and still retain their exempt status under the Act. Expands the definition of eligible portfolio company to include any company which does not have total assets in excess of $4 million and capital and surpluses in excess of $2 million (thus increasing the flow of capital by permitting business development companies to invest in more small businesses). Declares that a business development company is not required to make available significant managerial assistance with respect to any eligible portfolio company (as defined by this Act), or any other company that meets certain SEC criteria (thus encouraging the flow of capital to very small businesses). Permits a busines… | 2025-08-26T15:14:15Z | |
| 102-hr-4723 | 102 | hr | 4723 | To remove the limitation on the availability of funds previously appropriated to the Resolution Trust Corporation. | Finance and Financial Sector | 1992-04-01 | 1992-04-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 0 | Amends the Federal Home Loan Bank Act to extend the limitation placed on previously appropriated additional interim funds to the Resolution Trust Corporation from April 1, 1992, to May 15, 1992. | 2024-02-06T19:38:08Z | |
| 102-s-2511 | 102 | s | 2511 | A bill to exempt certain financial institutions from the examination requirements of the Community Reinvestment Act of 1977. | Finance and Financial Sector | 1992-04-01 | 1992-04-01 | Read twice and referred to the Committee on Banking. | Senate | Sen. Kassebaum, Nancy Landon [R-KS] | KS | R | K000017 | 5 | Amends the Community Reinvestment Act of 1977 to exempt from its examination requirements a regulated financial institution if: (1) its main office is located in an area of 15,000 or less population outside a metropolitan statistical area; (2) the institution and its parent bank holding company have maximum aggregate assets of $75,000,000; and (3) the aggregate outstanding balances of secured and unsecured loans made by the institution constitute at least 50 percent of its deposits. | 2025-01-14T18:20:21Z | |
| 102-hr-4704 | 102 | hr | 4704 | To remove the limitation on the availability of funds previously appropriated to the Resolution Trust Corporation. | Finance and Financial Sector | 1992-03-31 | 1992-04-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 1 | Amends the Federal Home Loan Bank Act to remove the limitation placed on previously appropriated additional interim funds to the Resolution Trust Corporation. | 2024-02-06T19:38:08Z | |
| 102-hr-4710 | 102 | hr | 4710 | To extend the statute of limitations applicable to civil actions brought by the Federal conservator or receiver of a failed depository institution. | Finance and Financial Sector | 1992-03-31 | 1992-04-15 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Levine, Mel [D-CA-27] | CA | D | L000264 | 2 | Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to extend from three to five years the statute of limitations for civil actions brought by a Federal conservator or receiver of a failed depository institution. | 2024-02-06T19:38:08Z | |
| 102-hr-4698 | 102 | hr | 4698 | To amend the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to authorize the Secretary of Housing and Urban Development to increase the amount of the maximum principal obligation under a mortgage that may be purchased by such corporations with respect to properties located in the Virgin Islands. | Finance and Financial Sector | 1992-03-30 | 1992-04-15 | Referred to the Subcommittee on Housing and Community Development. | House | Del. de Lugo, Ron [D-VI-At Large] | VI | D | D000209 | 0 | Amends the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to include the Virgin Islands among the areas where the maximum principal amount of a mortgage under such Acts may be increased. | 2024-02-06T19:38:08Z | |
| 102-hr-4610 | 102 | hr | 4610 | To amend title 11 of the United States Code with respect to supplemental permanent injunctions. | Finance and Financial Sector | 1992-03-26 | 1992-04-03 | Referred to the Subcommittee on Economic and Commercial Law. | House | Rep. Schroeder, Patricia [D-CO-1] | CO | D | S000142 | 0 | Amends Federal bankruptcy law with respect to a debtor's discharge to prescribe guidelines under which a court that enters an order confirming a reorganizaton plan may issue an injunction to supplement the injunctive effect of a discharge. Permits the court to issue a supplemental injunction which enjoins persons and governmental units from taking legal action to recover a claim that under the plan of reorganization is to be paid by a trust formed pursuant to the plan, except as the injunction or plan expressly allows. | 2021-06-02T14:51:09Z | |
| 102-hr-4584 | 102 | hr | 4584 | Savings Associations Interstate Branching Reform Act of 1992 | Finance and Financial Sector | 1992-03-25 | 1992-04-01 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Sarpalius, Bill [D-TX-13] | TX | D | S000066 | 5 | Savings Associations Interstate Branching Reform Act of 1992 - Amends the Home Owners' Loan Act to preclude a savings association from establishing or operating a new branch outside its home State unless it has the written approval of the Director of the Office of Thrift Supervision. Restricts the Director's authority to approve interstate branching by a savings association to situations where: (1) the law of the host State allows interstate branching; (2) the interstate branch is operated pursuant to the laws of the host State; and (3) the savings association is adequately capitalized under Federal law. | 2025-08-26T15:18:16Z | |
| 102-s-2482 | 102 | s | 2482 | Resolution Trust Corporation Funding Act of 1992 | Finance and Financial Sector | 1992-03-25 | 1992-03-30 | Held at the desk. | Senate | Sen. Riegle, Donald W., Jr. [D-MI] | MI | D | R000249 | 0 | Resolution Trust Corporation Funding Act of 1992 - Title I: Resolution Trust Corporation Funding - Amends the Federal Home Loan Bank Act to extend the authorization of funds for the Resolution Trust Corporation (RTC), until April 1, 1993, and to provide additional funds. Title II: Resolution Trust Corporation Technical Amendments - Makes technical amendments to the Resolution Trust Corporation Refinancing, Refinancing, Restructuring, and Improvement Act of 1991. Title III: Other Resolution Trust Corporation-Related Amendments - Amends the Resolution Trust Corporation Refinancing, Restructuring, and Improvement Act of 1991 to repeal the risk-weighted capital requirement for certain single family housing construction loans, and for purchase loans secured by certain multi-family housing. Specifies that personal property sold by a U.S. agency includes financial instruments and other intangible assets (thereby permitting a certain Alaskan corporation to purchase intangible assets as well as real property from the RTC and the Federal Deposit Insurance Corporation (FDIC). Requires the RTC to provide continuation of health plan coverage to certain eligible employees of failed depository institutions placed under RTC conservatorship or receivership. Directs the Attorney General to collect and maintain specified judgment collection information according to prescribed procedures in order to ensure that the greatest practicable amount of money due the United States and the RTC from fines and restitution imposed upon insured savings associations (and institution-affiliated parties) in connection with criminal proceedings is actually received. Amends the Crime Control Act of 1990 to encourage the Attorney General to report to the Congress on the findings of certain financial institution fraud task forces with respect to the collapse of private deposit insurance corporations (including recommendations for regulatory or legislative changes necessary to prevent future collapses). Amends the Federal Home Loan Bank Act to prescri… | 2025-01-14T18:20:21Z | |
| 102-hjres-441 | 102 | hjres | 441 | Commending the New York Stock Exchange on the occasion of its bicentennial on May 17, 1992. | Finance and Financial Sector | 1992-03-17 | 1992-03-20 | Referred to the Subcommittee on Census and Population. | House | Rep. Horton, Frank J. [R-NY-29] | NY | R | H000797 | 220 | Commends the New York Stock Exchange on the occasion of its bicentennial on May 17, 1992. | 2024-02-06T20:04:02Z | |
| 102-s-2355 | 102 | s | 2355 | Savings Association Interstate Branching Act of 1992 | Finance and Financial Sector | 1992-03-13 | 1992-03-13 | Read twice and referred to the Committee on Banking. | Senate | Sen. Ford, Wendell H. [D-KY] | KY | D | F000268 | 9 | Savings Association Interstate Branching Act of 1992 - Amends the Home Owners' Loan Act to preclude a Federal savings association from establishing or operating a new branch outside its home State unless it has the written approval of the Director of the Office of Thrift Supervision. Restricts the Director's authority to approve interstate branching by a Federal savings association to situations where: (1) the law of the host State allows interstate branching for its State-chartered thrifts; (2) the interstate branch is operated pursuant to the laws of the host State; and (3) the Federal savings association is adequately capitalized under Federal law. | 2025-08-26T15:17:15Z | |
| 102-hr-4450 | 102 | hr | 4450 | Government Securities Auction Reform Act | Finance and Financial Sector | 1992-03-12 | 1992-05-07 | Subcommittee Hearings Held. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 1 | Government Securities Auction Reform Act - Amends the Federal Reserve Act to direct the Federal Reserve Board (the Board) to establish and oversee, in conjunction with the Federal Reserve banks, a secure automated access system for the sale of Government securities to facilitate remote participation in all auctions of such securities through automated means. Declares that any Government security broker or dealer meeting all applicable Federal capital requirements shall be provided access to such automated system. Sets forth operating criteria for the system. Requires the system to be developed and implemented before January 1, 1993. Amends Federal law with respect to deposits and depositories of Federal monies to authorize the Secretary of the Treasury (the Secretary) to designate any Federal Reserve bank as the Secretary's agent for purposes of selling any Government security related to the public debt. Amends the Federal Reserve Act to direct the Board to establish and maintain automated access procedures under which the Federal Reserve banks shall experiment with: (1) single price auctions of Treasury securities; and (2) a continuous market for the sale of Treasury bills and certificates of indebtedness through use of the automated system during normal business hours. Proscribes favored treatment for participants in such system, or in the auction or continuous market experimental program, due to the participants' business or other relationship with the Secretary, Board, or Federal Reserve bank. Directs the Board to prescribe regulations regarding internal controls for auction and other market participants. Requires the Board to report to certain congressional committees on the experimental program. Sets forth enforcement procedures, including revocation and suspension of the status of participants for violations of any auction or automated access system rule. | 2025-08-26T15:14:33Z | |
| 102-hr-4415 | 102 | hr | 4415 | Deposit Insurance Reform Act of 1992 | Finance and Financial Sector | 1992-03-10 | 1992-03-16 | Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance. | House | Rep. Gonzalez, Henry B. [D-TX-20] | TX | D | G000272 | 0 | Deposit Insurance Reform Act of 1992 - Amends the Federal Deposit Insurance Act to direct the Federal Deposit Insurance Corporation (FDIC) to aggregate according to a prescribed formula the amounts of all deposits in an insured depository institution which are maintained by a depositor in order to determine the net amount of insurance due such depositor. | 2025-08-26T15:14:43Z | |
| 102-s-2330 | 102 | s | 2330 | A bill to provide that the compensation paid to certain corporate officers be treated as a proper subject for action by security holders, and for other purposes. | Finance and Financial Sector | 1992-03-10 | 1992-03-10 | Read twice and referred to the Committee on Banking. | Senate | Sen. Harkin, Tom [D-IA] | IA | D | H000206 | 0 | Amends the Securities Exchange Act of 1934 to provide that the methods employed by a registered securities issuer to determine corporate officer compensation is a proper subject for action by securities owners, and such methods must be disclosed in the issuer's proxy statement, in conjunction with clear and comprehensive information relating to the compensation paid to each director and senior officer. Directs the Securities and Exchange Commission to promulgate final rules and regulations to implement this Act. | 2025-01-14T18:20:21Z | |
| 102-s-2334 | 102 | s | 2334 | A bill to extend the statute of limitations applicable to civil actions brought by the Federal conservator or receiver of a failed depository institution. | Finance and Financial Sector | 1992-03-10 | 1992-03-10 | Read twice and referred to the Committee on Banking. | Senate | Sen. Wirth, Timothy [D-CO] | CO | D | W000647 | 7 | Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to extend from three to five years the statute of limitations for civil actions brought by a Federal conservator or receiver of a failed depository institution. | 2025-01-14T18:20:21Z | |
| 102-hr-4398 | 102 | hr | 4398 | Federal Reserve Bank Branch Modernization Act | Finance and Financial Sector | 1992-03-05 | 1992-10-24 | Became Public Law No: 102-491. | House | Rep. Erdreich, Ben [D-AL-6] | AL | D | E000201 | 0 | Federal Reserve Bank Branch Modernization Act - Amends the Federal Reserve Act to establish as a prerequisite to any authorized acquisition or construction of branch buildings by Federal Reserve banks the approval of the Board of Governors of the Federal Reserve System. | 2024-02-06T19:38:08Z | |
| 102-hr-4359 | 102 | hr | 4359 | To amend title 11 of the United States Code with respect to executory contracts and unexpired leases involving airport terminals, aircraft gates, and related facilities, and to permit governmental units to serve on committees of creditors and equity security holders with respect to certain claims. | Finance and Financial Sector | 1992-03-03 | 1992-03-06 | Referred to the Subcommittee on Economic and Commercial Law. | House | Rep. Horn, Joan Kelly [D-MO-2] | MO | D | H000788 | 1 | Amends Federal bankruptcy law regarding a debtor's executory contracts and unexpired leases related to use of airport facilities to cite circumstances under which a bankruptcy trustee must surrender to an airport operator the use and possession of such facilities. Modifies the definition of "person" as it applies to a governmental unit. | 2021-06-02T14:49:02Z | |
| 102-hr-4363 | 102 | hr | 4363 | National Cooperative Research Act Extension of 1992 | Finance and Financial Sector | 1992-03-03 | 1992-10-09 | Message on Senate action sent to the House. | House | Rep. Brooks, Jack B. [D-TX-9] | TX | D | B000880 | 0 | Amends Federal bankruptcy law to define "farmout agreement," and to articulate conditions under which any interests in liquid or gaseous hydrocarbons which have been transferred pursuant to such an agreement are excluded from a debtor's estate. National Cooperative Research Act Extension of 1992 - Amends the National Cooperative Research Act of 1984 (NCRA) to include a joint production venture within the scope of such Act as an activity that shall not be deemed illegal per se under the antitrust laws, subject to specified conditions. Declares as the purpose of such Act to promote innovation, facilitate trade, and strengthen U.S. competitiveness in world markets by clarifying the applicability of the rule of reason standard and establishing a procedure under which firms may notify the Department of Justice (DOJ) and the Federal Trade Commission (FTC) of their cooperative ventures and thereby qualify for a single-damage limitation on civil antitrust liability. Modifies the definition of a joint research and development (R&D) venture to reflect the extension of the NCRA to joint production ventures. Authorizes: (1) joint venturers to engage in the production or testing of any product, process, or service and to collect, exchange, and analyze production information related to the venture's activity; and (2) the integration of existing facilities to produce or process a new product or technology. Limits recovery to actual damages for joint production ventures. Makes this Act inapplicable with respect to: (1) the marketing of proprietary information, such as patents and trade secrets developed through a joint venture formed before the enactment of this Act; and (2) the licensing, convening, or transferring of intellectual property, such as patents and trade secrets, developed through such venture formed after the enactment of this Act. Expands the filing requirement under the NCRA to specify that, in identifying the parties to the venture, the notification must include a corporation's place of incorporation and the… | 2021-06-07T13:23:47Z | |
| 102-hjres-431 | 102 | hjres | 431 | Designating the week beginning April 19, 1992, as "National Credit Education Week". | Finance and Financial Sector | 1992-02-27 | 1992-03-03 | Referred to the Subcommittee on Census and Population. | House | Rep. Torres, Esteban Edward [D-CA-34] | CA | D | T000316 | 221 | Designates the week beginning April 19, 1992, as National Credit Education Week. | 2024-02-06T20:04:02Z | |
| 102-hr-4337 | 102 | hr | 4337 | To require the Secretary of the Treasury to mint coins in commemoration of the 200th anniversary of the White House, and for other purposes. | Finance and Financial Sector | 1992-02-27 | 1992-03-16 | Referred to the Subcommittee on Consumer Affairs and Coinage. | House | Rep. Torres, Esteban Edward [D-CA-34] | CA | D | T000316 | 0 | Title I: 1992 White House Commemorative Coins - 1992 Omnibus Commemorative Coin and Medal Act - Directs the Secretary of the Treasury (Secretary) to issue one-dollar silver coins emblematic of the White House. Requires that the total surcharges received from the sale of such coins be paid promptly to the White House Endowment Fund to assist its efforts to raise an endowment as a permanent source of support for the White House Collection of fine art and historic furnishings, and for the maintenance of the Executive Mansion's historic public rooms. Title II: World Cup USA 1994 Commemorative Coins - World Cup USA 1994 Commemorative Coin Act - Directs the Secretary to issue a specified number of five-dollar gold coins, one-dollar silver coins, and half-dollar clad coins in commemoration of the 1994 World Cup (soccer). Sets forth certain features of such coins and provides for their design, issuance, and sale. Requires that all sales include a surcharge of $35 per coin for the five-dollar coins, $7 per coin for the one-dollar coins, and $1 per coin for the half-dollar coins. Requires that all surcharges be paid to the Organizing Committee for organizing and staging the 1994 World Cup. Requires that ten percent of such funds be made available through the U.S. Soccer Federation Foundation, Inc., for distribution to institutions for scholastic scholarships to qualified students. Title III: Silver Medals for Veterans of the Persian Gulf Conflict - Directs the Secretary to design and strike a silver commemorative medal for members of the U.S. armed forces who served in a combat zone in connection with the Persian Gulf conflict. Title IV: Christopher Columbus Quincentenary Coins and Fellowship Foundation - Subtitle A: Christopher Columbus Quincentenary Coins - Christopher Columbus Quincentenary Coin Act - Directs the Secretary to mint and issue not more than a specified number of five-dollar gold coins, one-dollar silver coins, and half-dollar clad coins emblematic of the quincentenary of the discovery of America, … | 2024-02-06T19:38:08Z | |
| 102-s-2275 | 102 | s | 2275 | Secondary Market for Commercial Real Estate Mortgages Act of 1992 | Finance and Financial Sector | 1992-02-27 | 1992-02-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. Domenici, Pete V. [R-NM] | NM | R | D000407 | 4 | Secondary Market For Commercial Real Estate Mortgages Act of 1992 - Directs the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and the Federal Housing Finance Board to each study and report to the Congress with regard to the development of a secondary commercial real estate mortgage market. Directs the Resolution Trust Corporation to study and report to the Congress with regard to the impact of its commercial real estate securitization program. | 2025-08-26T15:16:36Z | |
| 102-s-2276 | 102 | s | 2276 | Credit Availability Act of 1992 | Finance and Financial Sector | 1992-02-27 | 1992-02-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. Domenici, Pete V. [R-NM] | NM | R | D000407 | 4 | Credit Availability Act of 1992 - Amends the Home Owners' Loan Act to grant certain well capitalized and adequately capitalized savings associations a two-year exemption from meeting the capitalization requirements against their real estate development subsidiaries. Grants the Director of the Office of Thrift Supervision discretionary authority to deny such exemption to savings associations with specified ratings, or apply it to some which are located in economically distressed communities. | 2025-08-26T15:13:35Z | |
| 102-s-2284 | 102 | s | 2284 | Wholesale Bank Deposit Insurance Act of 1992 | Finance and Financial Sector | 1992-02-27 | 1992-02-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. Kassebaum, Nancy Landon [R-KS] | KS | R | K000017 | 0 | Wholesale Bank Deposit Insurance Act of 1992 - Amends the Federal Deposit Insurance Act to authorize certain insured depository institutions to voluntarily terminate their insured status (become uninsured State member banks under the Federal Reserve Act). Precludes such institutions from accepting deposits other than as uninsured State member banks, and requires them to pay to the Federal Deposit Insurance Corporation (FDIC) an exit fee reflecting their pro rata share of the relevant deposit insurance fund's contingent liabilities. Provides for a transition period during which formerly insured deposits temporarily retain their insured status. Requires the depository institution to notify its depositors and the FDIC of its non-insured status. Amends the Bank Holding Company Act of 1956 to permit a bank holding company all of whose subsidiary depository institutions are uninsured State member banks to acquire interests in banking and securities firms. (Current law prohibits such affiliations between banking and securities institutions.) Imposes the same requirements upon the acquisition of such interests as would be applicable to a bank holding company that does not own uninsured State member banks. Restricts the affiliation of uninsured State member banks with other deposit-taking institutions, including proscriptions against affiliations with insured banks, savings associations, and any institution that accepts initial deposits of $100,000 or less (i.e., a retail depository institution). Amends the McFadden Act to exempt noninsured banks and their affiliates from the conditions placed upon branch banking by national banking associations. Amends the Banking Act of 1933 to permit securities industry personnel to simultaneously serve with an uninsured State member bank. Amends the Bank Holding Company Act of 1956 to exempt from its insurance requirements uninsured State member banks that are controlled by certain holding companies that control only uninsured State member banks. Amends the Federal Reserve Act to … | 2025-08-26T15:16:05Z | |
| 102-s-2290 | 102 | s | 2290 | Bank and Thrift Disclosure Act of 1992 | Finance and Financial Sector | 1992-02-27 | 1992-02-27 | Read twice and referred to the Committee on Banking. | Senate | Sen. Wirth, Timothy [D-CO] | CO | D | W000647 | 23 | Bank and Thrift Disclosure Act of 1992 - Requires each appropriate banking agency to disclose to the public the reports of all examinations of each failed depository institution performed during the five-year period preceding its transfer, failure, or receipt of certain Federal depository insurance (or other Federal "bail-out" funds). Limits such disclosure requirement to an institution that received such funds while it was critically undercapitalized within the one-year period before its failure. Cites conditions under which public disclosure may be delayed because of threats to safety, soundness, or pending administrative, civil, or criminal investigations. Subjects a holding company of such a failed institution to the same public disclosure requirements, but excludes open institutions and affiliated solvent institutions. Mandates public disclosure of settlement agreements between the Resolution Trust Corporation or the Federal Deposit Insurance Corporation and any other party with respect to certain failed depository institutions. Applies the public disclosure requirements of this Act to specified kinds of failed institutions. Shields certain identifying and customer information from the disclosure requirements. Requires the appropriate banking agencies to: (1) make public disclosures of loans by insiders (senior personnel and principal shareholders) who have defaulted on loans made by a failed institution; and (2) provide the public with periodic updates of pending and settled lawsuits brought by such agencies involving transactions that caused a material loss to either the failed depository institution or to the deposit insurance fund. Directs the Comptroller General to selectively audit examination reports and public disclosures made by the appropriate banking agencies to assess their compliance with this Act. | 2025-08-26T15:13:34Z |
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CREATE TABLE legislation (
bill_id TEXT PRIMARY KEY,
congress INTEGER,
bill_type TEXT,
bill_number INTEGER,
title TEXT,
policy_area TEXT,
introduced_date TEXT,
latest_action_date TEXT,
latest_action_text TEXT,
origin_chamber TEXT,
sponsor_name TEXT,
sponsor_state TEXT,
sponsor_party TEXT,
sponsor_bioguide_id TEXT,
cosponsor_count INTEGER DEFAULT 0,
summary_text TEXT,
update_date TEXT,
url TEXT
);
CREATE INDEX idx_leg_congress ON legislation(congress);
CREATE INDEX idx_leg_type ON legislation(bill_type);
CREATE INDEX idx_leg_policy ON legislation(policy_area);
CREATE INDEX idx_leg_date ON legislation(introduced_date);
CREATE INDEX idx_leg_sponsor ON legislation(sponsor_name);
CREATE INDEX idx_leg_sponsor_bioguide ON legislation(sponsor_bioguide_id);