legislation: 96-hr-7735

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
96-hr-7735 96 hr 7735 A bill to amend the Depository Institutions Deregulation and Monetary Control Act of 1980. Finance and Financial Sector 1980-07-02 1980-07-02 Referred to House Committee on Banking, Finance and Urban Affairs. House Rep. LaFalce, John J. [D-NY-36] NY D L000556 1 Amends the Depository Institutions Deregulation and Monetary Control Act of 1980 to prohibit State limitations on interest or other charges with regard to the extension of consumer credit. Permits States to adopt legislation explicitly exempting themselves from such prohibition. Permits creditors to impose transaction fees and access fees pursuant to an open-end credit plan. Prohibits any State limitation on charges in connection with such plans based on whether the creditor imposes such fees. Amends the Truth in Lending Act to exclude access fees and transaction fees from computation of the finance charges with respect to open-end credit plans. Amends the Depository Institutions Deregulation and Monetary Control Act of 1980 to declare that extensions of consumer credit may be made at the highest applicable rate if one or more statutory provisions apply with respect to the same extension of consumer credit. 2024-02-06T19:38:08Z  

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