legislation: 96-hr-7038

Congressional bills and resolutions from Congress.gov, filtered to policy areas relevant to environmental, health, agriculture, and wildlife regulation.

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
96-hr-7038 96 hr 7038 Fair Credit Practices Act Finance and Financial Sector 1980-04-15 1980-04-15 Referred to House Committee on Banking, Finance and Urban Affairs. House Rep. Annunzio, Frank [D-IL-11] IL D A000212 2 Fair Credit Practices Act - Amends the Truth in Lending Act to prohibit any change in an open end credit plan which would affect credit extended before the change by: (1) increasing the annual percentage rate, the finance charge, the minimum periodic payment, or any other charge, penalty, or fee; (2) imposing any new charge, penalty, or fee; (3) reducing any grace period free from finance charge assessments; or (4) decreasing the period between payments or the maximum maturity of any extension of credit. Requires written notice of any change 60 days prior to its effective date. Prohibits the Board of Governors of the Federal Reserve System from issuing regulations affecting the amendments made by this Act. Gives this Act retroactive effect to April 15, 1980. Imposes no criminal liability for violations of this Act until its enactment. 2025-09-02T13:54:33Z  

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