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legislation: 96-hr-6758

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
96-hr-6758 96 hr 6758 A bill to amend section 313 of the National Housing Act and the Emergency Home Purchase Assistance Act of 1974. Housing and Community Development 1980-03-10 1980-03-10 Referred to House Committee on Banking, Finance and Urban Affairs. House Rep. Gonzalez, Henry B. [D-TX-20] TX D G000272 0 Amends the National Housing Act to remove the specific dollar limitations on the original principal obligation of a mortgage which may be purchased by the Government National Mortgage Association (GNMA) under the Emergency Home Purchase Assistance Act of 1974. Limits such purchasing authority to mortgages in an amount which would make a residence or project eligible for mortgage insurance under the applicable Federal insurance program. Permits such amounts to be raised by up to ten percent in high cost areas determined by the Secretary of Housing and Urban Development. Limits the sales price of a principal residence covered by a mortgage which may be purchased under the emergency authority of the GNMA to 105 percent of such maximum mortgage amount which may be raised an additional ten percent in high-cost areas. Eliminates the 7 1/2 percent interest rate limitation on mortgage loans eligible for purchase. Permits the Secretary to establish the maximum interest rate at a level consistent with market conditions provided it does not exceed the maximum rate on mortgages eligible for Federal insurance. Authorizes the Secretary to utilize the emergency home purchase assistance program to promote the construction of multifamily rental housing. Stipulates a specified amount for purchases and commitments authorized to be made by GNMA. 2024-02-06T19:38:08Z  

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