legislation: 115-hr-3221

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
115-hr-3221 115 hr 3221 Securing Access to Affordable Mortgages Act Housing and Community Development 2017-07-13 2018-03-08 Placed on the Union Calendar, Calendar No. 448. House Rep. Kustoff, David [R-TN-8] TN R K000392 2 (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) Securing Access to Affordable Mortgages Act (Sec. 2) This bill amends the Truth in Lending Act and the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to exempt from property appraisal requirements a mortgage loan of $250,000 or less if it appears on the loan creditor's balance sheet for at least three years. The bill exempts mortgage lenders and others involved in real estate transactions from incurring penalties for failing to report appraiser misconduct. 2023-01-11T13:37:27Z  

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