legislation: 114-s-3491

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
114-s-3491 114 s 3491 Justice for Victims of Fraud Act of 2016 Finance and Financial Sector 2016-12-01 2016-12-01 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Senate Sen. Brown, Sherrod [D-OH] OH D B000944 15 Justice for Victims of Fraud Act of 2016 This bill amends the Truth in Lending Act and the Electronic Fund Transfer Act to prohibit predispute arbitration agreements with consumers (i.e., agreements to arbitrate any future disputes between parties instead of pursuing the claims in court) from being valid or enforceable in disputes related to credit card accounts or personal bank accounts that are not subject to a final judgment by a court if the credit card or bank account was not issued in response to a request or application for that account. The bill excludes from this prohibition accounts held by a financial institution pursuant to a bona fide trust agreement. 2023-01-11T13:33:52Z  

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