legislation: 114-hr-650

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
114-hr-650 114 hr 650 Preserving Access to Manufactured Housing Act of 2015 Housing and Community Development 2015-02-02 2015-04-15 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. House Rep. Fincher, Stephen Lee [R-TN-8] TN R F000458 43 (This measure has not been amended since it was introduced. The summary of has been expanded because action occurred on the measure.) Preserving Access to Manufactured Housing Act of 2015 (Sec. 2) Amends the Truth in Lending Act to revise the exclusion from the meaning of "mortgage originator" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs). Excludes from the meaning of "mortgage originator," instead, any retailer of manufactured or modular homes or its employees unless the retailer or its employees receive compensation or gain for engaging in certain activities in excess of any compensation or gain received in a comparable cash transaction. (Sec. 3) Revises the definition of "high cost mortgage." 2023-01-11T13:27:30Z  

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