legislation: 112-hr-4076

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
112-hr-4076 112 hr 4076 To amend the Truth in Lending Act to add a rule of construction relating to certain payments to an employee of a mortgage originator. Housing and Community Development 2012-02-17 2012-02-23 Referred to the Subcommittee on Financial Institutions and Consumer Credit. House Rep. Frank, Barney [D-MA-4] MA D F000339 3 Amends the Truth in Lending Act to deny any construction of the prohibition against residential mortgage loan originator steering incentives as prohibiting a creditor or mortgage originator from reducing compensation to an employee mortgage originator if, after the employee mortgage originator has made the consumer an initial annual percentage rate (APR) offer, the employee mortgage originator makes a subsequent offer to the consumer that: (1) consists only of a reduction in the APR, and (2) is made in response to a lower APR offer to the consumer by another creditor or mortgage originator. 2019-11-15T20:54:36Z  

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