legislation: 111-hr-5502

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
111-hr-5502 111 hr 5502 To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009. Finance and Financial Sector 2010-06-10 2010-07-27 Became Public Law No: 111-209. House Rep. Maffei, Daniel B. [D-NY-25] NY D M001171 6 (This measure has not been amended since it was introduced. The summary of that version is repeated here.) Amends the Credit Card Accountability Responsibility and Disclosure Act of 2009 to state that, in the case of a gift certificate, store gift card, or general-use prepaid card produced before April 1, 2010, the effective date of certain disclosure requirements under the Electronic Funds Transfer Act pertaining to fees shall be delayed until January 31, 2011. Requires the issuer of such a certificate or card, as a condition of such delayed effective date, to: (1) comply with a specified prohibition against and certain requirements for the imposition of any dormancy, inactivity, or service fees; (2) consider any such certificate or card for which funds expire to have no expiration date with respect to the underlying funds; (3) replace, at consumer request, any such certificate or card that has funds remaining at no cost to the consumer; and (4) comply with certain consumer rights disclosure requirements. 2023-03-22T18:07:22Z  

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