legislation: 109-s-3978

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
109-s-3978 109 s 3978 Debit and Check Card Consumer Protection Act of 2006 Finance and Financial Sector 2006-09-28 2006-09-28 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S10481) Senate Sen. Clinton, Hillary Rodham [D-NY] NY D C001041 0 Debit and Check Card Consumer Protection Act of 2006 - Amends the Electronic Funds Transfer Act regarding consumer liability for unauthorized electronic fund transfers to repeal the provision that financial institutions need not reimburse a consumer for losses that would not have occurred but for the consumer's failure to report an unauthorized electronic fund transfer or account error within a certain time period. Repeals the $500 consumer liability limit for such unauthorized transfers or account errors (thus applying the regular $50 maximum limit currently specified for timely reported unauthorized transfers or account errors). Applies error resolution requirements to any charge for goods or services not accepted by the consumer (or designee), or not delivered to the consumer (or designee), in accordance with the agreement made at the time of a transaction. Sets forth the rights of consumers with respect to issuers of accepted credit and debit cards. 2023-01-12T17:52:03Z  

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