legislation: 109-hr-4415

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
109-hr-4415 109 hr 4415 Consumer Checking Fairness Act Finance and Financial Sector 2005-11-18 2006-01-05 Referred to the Subcommittee on Financial Institutions and Consumer Credit. House Rep. Meek, Kendrick B. [D-FL-17] FL D M001148 2 Consumer Checking Fairness Act - Amends the Expedited Funds Availability Act to require a depository institution to post checks presented for payment against a checking account used primarily for personal, family, or household purposes after the close of any business day in the numerical order of the checks, beginning with the lowest number. Requires customer notification and consent for a different posting order. Requires a depository institution to credit all deposits to such account after the close of any business day before debiting any check drawn on the account and presented for payment. Directs the Board of Governors of the Federal Reserve System to prescribe implementing regulations. 2023-01-13T04:49:38Z  

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