legislation: 108-s-1749

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
108-s-1749 108 s 1749 Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act Finance and Financial Sector 2003-10-16 2003-10-16 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Senate Sen. Specter, Arlen [R-PA] PA R S000709 0 Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act - Amends the Truth in Lending Act to provide nonliability for victims of identity theft following issuance of a no-fault letter by a State agency upon completion of its investigation into the matter. Cites duties of a creditor with respect to other creditors and credit reporting agencies following receipt of such State-issued no-fault letter. Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from including or maintaining information concerning any transaction involved in the identity theft with respect to which such no-fault letter has been issued. Cites duties of a consumer reporting agency with respect to other creditors and credit reporting agencies following receipt of such State-issued no-fault letter. Amends the Fair Debt Collection Practices Act to set forth the duties of a debt collector following receipt of such a State-issued no-fault letter. Amends the Electronic Fund Transfer Act to shield a person from liability for any electronic fund transfer with respect to which such no-fault letter has been issued. Cites duties of a financial institution following receipt of such State-issued no-fault letter. 2023-01-15T08:03:19Z  

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