legislation: 108-hr-3296

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
108-hr-3296 108 hr 3296 Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act Finance and Financial Sector 2003-10-15 2003-10-22 Referred to the Subcommittee on Financial Institutions and Consumer Credit. House Rep. Gerlach, Jim [R-PA-6] PA R G000549 1 Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act - Amends the Truth in Lending Act to provide nonliability for victims of identity theft following issuance of a no-fault letter by a State agency upon completion of its investigation into the matter. Cites duties of a creditor with respect to other creditors and credit reporting agencies following receipt of such State-issued no-fault letter. Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from including or maintaining information concerning any transaction involved in the identity theft with respect to which such no-fault letter has been issued. Cites duties of a consumer reporting agency with respect to other creditors and credit reporting agencies following receipt of such State-issued no-fault letter. Amends the Fair Debt Collection Practices Act to set forth the duties of a debt collector following receipt of such a State-issued no-fault letter. Amends the Electronic Fund Transfer Act to shield a person from liability for any electronic fund transfer with respect to which such no-fault letter has been issued. Cites duties of a financial institution following receipt of such State-issued no-fault letter. 2023-01-15T07:32:53Z  

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