legislation: 104-hr-2820

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
104-hr-2820 104 hr 2820 Consumer Disclosure and Rental Purchase Agreement Act Commerce 1995-12-20 1996-01-19 Referred to the Subcommittee on Financial Institutions and Consumer Credit. House Rep. Watts, J. C., Jr. [R-OK-4] OK R W000210 36 Consumer Disclosure and Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to create a new title on rental purchase agreements. Declares that the title does not apply to rental-purchase agreements primarily for business, commercial, or agricultural purposes or made with Government instrumentalities. Regulates: (1) the content and manner of disclosures by merchants in rental-purchase agreements; and (2) the contents of rental-purchase agreements. Imposes individual and class action civil liability for violations. Establishes merchant defenses and provides for the liability of merchant assignees. Mandates model disclosure forms and clauses. Preempts inconsistent State laws providing lesser consumer protection. 2025-08-21T20:15:51Z  

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