bill_id,congress,bill_type,bill_number,title,policy_area,introduced_date,latest_action_date,latest_action_text,origin_chamber,sponsor_name,sponsor_state,sponsor_party,sponsor_bioguide_id,cosponsor_count,summary_text,update_date,url
93-sres-451,93,sres,451,Resolution for submission of a resolution disapproving deferral of budget authority.,Housing and Community Development,1974-12-14,1974-12-14,Ordered held at desk.,Senate,"Sen. Humphrey, Hubert H. [D-MN]",MN,D,H000953,14,"Expresses the Senate disapproval of the proposed deferral of budget authority to carry out the comprehensive planning grants program under section 701 of the Housing Act of 1954 (numbered D75-107), set forth in the special message transmitted by the President to the Congress on November 26, 1974, under section 1013 of the Impoundment Control Act of 1974.",2024-08-01T18:39:52Z,
93-hres-1491,93,hres,1491,"Resolution disapproving the deferral of budget authority relating to comprehensive planning grants (Deferral No. D 75-107) which is proposed by the President in his special message of November 26, 1974, transmitted under section 1013 of the Impoundment Control Act of 1974.",Housing and Community Development,1974-12-10,1974-12-10,Referred to House Committee on Appropriations.,House,"Rep. Stark, Fortney Pete [D-CA-8]",CA,D,S000810,0,"States that the House of Representatives disapproves the deferral of budget authority relating to comprehensive planning  grants under the Housing Act of 1954 proposed by the President in his special message of November 26, 1975.",2024-08-01T18:27:17Z,
93-sres-446,93,sres,446,Resolution disapproving the proposed deferral of budget authority to carry out homeownership assistance.,Housing and Community Development,1974-12-10,1974-12-17,"Reported to Senate from the Committee on Appropriations, S. Rept. 93-1373.",Senate,"Sen. Sparkman, John J. [D-AL]",AL,D,S000701,7,States that the Senate disapproves the proposed deferral of budget authority to carry out the homeownership assistance program under section 235 of the National Housing Act.,2025-01-14T18:18:18Z,
93-s-4214,93,s,4214,"A bill to amend section 313 of the National Housing Act, as amended by the Emergency Home Purchase Assistance Act of 1974, to authorize GNMA, under the emergency program authorized by that section, to purchase certain mortgages covering multifamily rental, cooperative or condominium housing.",Housing and Community Development,1974-12-05,1974-12-05,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Taft, Robert, Jr. [R-OH]",OH,R,T000010,5,"Authorizes the Government National Mortgage Association, under the emergency program authorized by the Emergency Home Purchase Assistance Act, to purchase qualified mortgages covering multifamily rental, cooperative, or condominium housing.",2025-01-14T18:20:21Z,
93-hr-17548,93,hr,17548,A bill to amend the Federal Home Loan Mortgage Corporation Act to establish a new secondary market program under which the Federal Home Loan Mortgage Corporation may provide needed liquidity for the savings and loan industry by purchasing older seasoned home mortgages from savings and loan associations and other financial institutions.,Housing and Community Development,1974-12-03,1974-12-03,Referred to House Committee on Banking and Currency.,House,"Rep. Gude, Gilbert [R-MD-8]",MD,R,G000513,0,"Establishes, under the Federal Home Loan Mortgage Corporation Act, a new secondary market program under which the Federal Home Loan Mortgage Corporation may provide needed liquidity for the savings and loan industry by purchasing older seasoned home mortgages from savings and loan associations and other financial institutions. States that the maximum aggregate amount of mortgages that may be purchased by the Corporation from any one savings and loan association or other financial institution shall not exceed $20,000,000.",2024-08-01T18:39:23Z,
93-hr-17365,93,hr,17365,Emergency Home Purchase Assistance Act,Housing and Community Development,1974-10-15,1974-10-15,Referred to House Committee on Banking and Currency.,House,"Rep. Chappell, Bill, Jr. [D-FL-4]",FL,D,C000321,0,"Emergency Home Purchase Assistance Act - Declares it to be the finding of Congress that residential mortgage credit is or is likely to become prohibitively expensive or unavailable, and that this situation causes hardship for those wishing to purchase or sell housing and delays the achievement of the national goal of a decent home for every family. Revises the National Housing Act by granting the Secretary of Housing and Urban Development the authority to direct the Federal National Mortgage Association to purchase specified types of mortgages.  Directs the Secretary to exercise such authority when he finds that inflationary conditions and related governmental actions are having a severely disproportionate effect on the housing industry and threaten to seriously affect the economy and delay the achievement of national housing goals. Authorizes the Secretary to make purchases and commitments pursuant to this Act not to exceed $7,750,000,000 outstanding at any one time. Provides that the authority conferred shall become effective on the date of enactment and shall remain in effect for one year. Authorizes financing for the preservation of historic structures under the National Housing Act. Increases the maximum amount for which a Federal Home Loan Bank may accept a mortgage as security for an advance from $40,000 to $55,000. Requires the Council on Wage and Price Stability to report to the President on a quarterly basis with respect to the containment of inflation.",2025-09-03T12:50:23Z,
93-hr-17297,93,hr,17297,Home Purchase Assistance Act,Housing and Community Development,1974-10-11,1974-10-11,Referred to House Committee on Banking and Currency.,House,"Rep. Fascell, Dante B. [D-FL-15]",FL,D,F000041,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:16Z,
93-hr-17306,93,hr,17306,Emergency Home Purchase Assistance Act,Housing and Community Development,1974-10-11,1974-10-11,Referred to House Committee on Banking and Currency.,House,"Rep. Shoup, Dick [R-MT-1]",MT,R,S000383,0,"Emergency Home Purchase Assistance Act - Declares it to be the finding of Congress that residential credit is or is likely to become prohibitively expensive or unavailable, and that this situation causes hardship for those wishing to purchase or sell housing and delays the achievement of the national goal of a decent home for every family. Revises the National Housing Act by granting the Secretary of Housing and Urban Development the authority to direct the Federal National Mortgage Association to purchase specified types of mortgages.  Directs the Secretary to exercise such authority when he finds that inflationary conditions and related governmental actions are having a severely disproportionate effect on the housing industry and threaten to seriously affect the economy and delay the achievement of national housing goals. Authorizes the Secretary to make purchases and commitments pursuant to this Act not to exceed $10,000,000,000 outstanding at any one time. Provides that the authority  conferred shall become effective on the date of enactment and shall remain in effect for one year. Authorizes financing for the preservation of historic structures under the National Housing Act. Increases the maximum amount for which a Federal Home Loan Bank may accept a mortgage as security for an advance from $40,000 to $55,000. Requires the Council on Wage and Price Stability to report to the President on a quarterly basis with respect to the containment of inflation.",2025-09-03T12:50:23Z,
93-hr-17248,93,hr,17248,Home Purchase Assistance Act,Housing and Community Development,1974-10-10,1974-10-10,Referred to House Committee on Banking and Currency.,House,"Rep. Steele, Robert H. [R-CT-2]",CT,R,S000836,14,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:16Z,
93-hr-17249,93,hr,17249,Home Purchase Assistance Act,Housing and Community Development,1974-10-10,1974-10-10,Referred to House Committee on Banking and Currency.,House,"Rep. Steele, Robert H. [R-CT-2]",CT,R,S000836,19,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:16Z,
93-hr-17269,93,hr,17269,Home Purchase Assistance Act,Housing and Community Development,1974-10-10,1974-10-10,Referred to House Committee on Banking and Currency.,House,"Rep. Fraser, Donald M. [D-MN-5]",MN,D,F000350,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:16Z,
93-hr-17198,93,hr,17198,Home Purchase Assistance Act,Housing and Community Development,1974-10-09,1974-10-09,Referred to House Committee on Banking and Currency.,House,"Rep. Guyer, Tennyson [R-OH-4]",OH,R,G000537,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:16Z,
93-hr-17144,93,hr,17144,Home Purchase Assistance Act,Housing and Community Development,1974-10-08,1974-10-08,Referred to House Committee on Banking and Currency.,House,"Rep. Conte, Silvio O. [R-MA-1]",MA,R,C000709,0,"House Purchase Assistance Act - Declares the finding of the Congress that: (1) in many parts of the Nation, residential mortgage credit is or is likely soon to become prohibitively expensive or unavailable at any price; (2) the unavailability of mortgage credit severely restricts housing production, causes hardship for those who wish to purchase or sell existing housing, and delays the achievement of the national goal of a decent home for every American family; and (3) there is an urgent need to provide an alternate source of residential mortgage credit on an emergency basis. Provides that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a substantial reduction in the volume of home construction or acquisition and is delaying the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968 the Secretary shall institute steps to provide for the purchase of mortgages in accordance with this Act. Establishes a housing trust fund for carrying out the purposes of this Act.  Sets standards for the mortgages to be purchased under this Act.  Provides that not more than $10,000,000,000 in any single fiscal year shall be committed under this Act for the purchase of mortgages. Directs the Secretary to transmit to the Congress not later than March 15 of each year a report on his activities under this Act during the preceding year and on any activities he anticipates during the year in which the report is made.",2025-09-03T12:50:09Z,
93-hr-17148,93,hr,17148,Home Purchase Assistance Act,Housing and Community Development,1974-10-08,1974-10-08,Referred to House Committee on Banking and Currency.,House,"Rep. Fish, Hamilton, Jr. [R-NY-25]",NY,R,F000141,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:09Z,
93-hr-17161,93,hr,17161,National Condominium and Tenants Rights Act,Housing and Community Development,1974-10-08,1974-10-08,Referred to House Committee on Banking and Currency.,House,"Rep. Rosenthal, Benjamin S. [D-NY-8]",NY,D,R000442,23,"National Condominium and Tenants Rights Act - Expresses the findings of Congress and declares the purposes of the Act, including to establish minimum national standards governing the sale, ownership, conversion to, and extension of credit for condominiums. States that no condominium housing loan shall be made:  (1) to any developer unless the creditor received a written property statement containing specified names, address, legal descriptions, costs and assurances; or (2) to any prospective purchaser unless the same written property statement has been submitted to such purchaser 21 days prior to to any legally obligating document's execution. Provides similar protection for tenants in cases of condominium conversions. Prohibits discrimination against condominium-unit purchasers in the extension of credit on the basis of age, sex, marital status, religion, race, or national origin. Provides for the designation of an Assistant Secretary for Condominiums in the Department of Housing and Urban Development and enumerates the duties to be performed. Requires each creditor subject to the provisions of this Act to file an annual report with the Secretary of Housing and Urban Development showing the extent of compliance with the provisions of this Act. Creates a civil remedy against creditors by persons discriminated against in violation of this Act.  States that any developer or creditor who violates the provisions of this Act shall be fined not more than $15,000 for each violation. Empowers the Secretary to encourage and make grants to State and local governments to help establish offices to administer and enforce State and local requirements with respect to condominiums.  Enumerates the requirements to be met by any plan for the protection of purchasers of condominium units and those displaced by conversion to such units prior to the making of any grant.  Authorizes to be appropriated such sums as necessary to carry out such grants. Defines the terms used in this Act.  Authorizes to be appropriated such sums as necessary to carry out this Act.",2025-09-03T12:50:15Z,
93-hr-17162,93,hr,17162,National Condominium and Tenants Rights Act,Housing and Community Development,1974-10-08,1974-10-08,Referred to House Committee on Banking and Currency.,House,"Rep. Rosenthal, Benjamin S. [D-NY-8]",NY,D,R000442,2,"National Condominium and Tenants Rights Act - Expresses the findings of Congress and declares the purposes of the Act, including to establish minimum national standards governing the sale, ownership, conversion to, and extension of credit for condominiums. States that no condominium housing loan shall be made:  (1) to any developer unless the creditor received a written property statement containing specified names, address, legal descriptions, costs and assurances; or (2) to any prospective purchaser unless the same written property statement has been submitted to such purchaser 21 days prior to to any legally obligating document's execution. Provides similar protection for tenants in cases of condominium conversions. Prohibits discrimination against condominium-unit purchasers in the extension of credit on the basis of age, sex, marital status, religion, race, or national origin. Provides for the designation of an Assistant Secretary for Condominiums in the Department of Housing and Urban Development and enumerates the duties to be performed. Requires each creditor subject to the provisions of this Act to file an annual report with the Secretary of Housing and Urban Development showing the extent of compliance with the provisions of this Act. Creates a civil remedy against creditors by persons discriminated against in violation of this Act.  States that any developer or creditor who violates the provisions of this Act shall be fined not more than $15,000 for each violation. Empowers the Secretary to encourage and make grants to State and local governments to help establish offices to administer and enforce State and local requirements with respect to condominiums.  Enumerates the requirements to be met by any plan for the protection of purchasers of condominium units and those displaced by conversion to such units prior to the making of any grant.  Authorizes to be appropriated such sums as necessary to carry out such grants. Defines the terms used in this Act.  Authorizes to be appropriated such sums as necessary to carry out this Act.",2025-09-03T12:50:15Z,
93-hr-17167,93,hr,17167,Home Purchase Assistance Act,Housing and Community Development,1974-10-08,1974-10-08,Referred to House Committee on Banking and Currency.,House,"Rep. Wilson, Robert C. [R-CA-40]",CA,R,W000610,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:09Z,
93-hr-17169,93,hr,17169,Home Purchase Assistance Act,Housing and Community Development,1974-10-08,1974-10-08,Referred to House Committee on Banking and Currency.,House,"Rep. Wright, James C., Jr. [D-TX-12]",TX,D,W000763,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:15Z,
93-hr-17090,93,hr,17090,Home Purchase Assistance Act,Housing and Community Development,1974-10-07,1974-10-07,Referred to House Committee on Banking and Currency.,House,"Rep. Brinkley, Jack [D-GA-3]",GA,D,B000839,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:09Z,
93-hr-17046,93,hr,17046,Emergency Housing Finance Assistance Act,Housing and Community Development,1974-10-03,1974-10-03,Referred to House Committee on Banking and Currency.,House,"Rep. Brown, Garry E. [R-MI-3]",MI,R,B000917,1,"Emergency Housing Finance Assistance Act - Declares the finding of the Congress that: (1) inflationary conditions affecting the economy and necessary actions to curb inflation have had a disproportionately severe impact upon housing and related industries, and this impact has persisted despite a number of governmental measures adopted to date; and (2) pending development and implementation of other possible measures in the restoration of eocnomic stability, there is an urgent need for additional housing assistance authority which, through maximum use of existing mechanisms, can be immediately implemented to mitigate hardships and ameliorate conditions in the housing industry that could have serious adverse consequences for the economy as a whole. Directs the Secretary of Housing and Urban Development, in order to carry out the purpose of this Act, subject to such conditions as he may prescribe consistent with the provisions of this Act, to authorize the Government National Mortgage Association, pursuant to commitments or otherwise, to purchase, service, sell (with or without recourse) or otherwise deal in mortgages which are not insured or guaranteed by any Federal agency or authority within the meaning of its authority under the National Housing Act and which have an original principal obligation which does not exceed $45,000 per family residence or dwelling unit.  Provides that such Association shall have, with respect to any mortgages purchased under this Act, all the powers and authorities specified in the National Housing Act with respect to mortgages eligible for purchase by the Association under such Act.  Provides that the purchase by the Association of any mortgage originated more than one year prior to such purchase shall be subject to such conditions or certifications as the Secretary may require to assure that the proceeds of the transaction or equivalent funds are used by the seller for additional mortgage lendings in furtherance of the purpose of this Act. Authorizes such Association to guarantee securities based on pools or trusts of mortgages assisted under this Act, as provided in the National Housing Act with respect to federally insured or guaranteed mortgages, and to act as issuer of such guaranteed securities. Provides that the total amount of outstanding purchases and commitments authorized by the Secretary to be made pursuant to this Act shall not exceed $8,000,000,000 at any one time.  Provides that no mortgages shall be purchased under this Act after October 31, 1976, except pursuant to a commitment issued on or before such date.",2025-09-03T12:50:08Z,
93-hr-17050,93,hr,17050,Emergency Housing Finance Assistance Act,Housing and Community Development,1974-10-03,1974-10-03,Referred to House Committee on Banking and Currency.,House,"Rep. Widnall, William B. [R-NJ-7]",NJ,R,W000445,3,"Emergency Housing Finance Assistance Act - Declares the finding of the Congress that: (1) inflationary conditions affecting the economy and necessary actions to curb inflation have had a disproportionately severe impact upon housing and related industries, and this impact has persisted despite a number of governmental measures adopted to date; and (2) pending development and implementation of other possible measures in the restoration of eocnomic stability, there is an urgent need for additional housing assistance authority which, through maximum use of existing mechanisms, can be immediately implemented to mitigate hardships and ameliorate conditions in the housing industry that could have serious adverse consequences for the economy as a whole. Directs the Secretary of Housing and Urban Development, in order to carry out the purpose of this Act, subject to such conditions as he may prescribe consistent with the provisions of this Act, to authorize the Government National Mortgage Association, pursuant to commitments or otherwise, to purchase, service, sell (with or without recourse) or otherwise deal in mortgages which are not insured or guaranteed by any Federal agency or authority within the meaning of its authority under the National Housing Act and which have an original principal obligation which does not exceed $45,000 per family residence or dwelling unit.  Provides that such Association shall have, with respect to any mortgages purchased under this Act, all the powers and authorities specified in the National Housing Act with respect to mortgages eligible for purchase by the Association under such Act.  Provides that the purchase by the Association of any mortgage originated more than one year prior to such purchase shall be subject to such conditions or certifications as the Secretary may require to assure that the proceeds of the transaction or equivalent funds are used by the seller for additional mortgage lendings in furtherance of the purpose of this Act. Authorizes such Association to guarantee securities based on pools or trusts of mortgages assisted under this Act, as provided in the National Housing Act with respect to federally insured or guaranteed mortgages, and to act as issuer of such guaranteed securities. Provides that the total amount of outstanding purchases and commitments authorized by the Secretary to be made pursuant to this Act shall not exceed $8,000,000,000 at any one time.  Provides that no mortgages shall be purchased under this Act after October 31, 1976, except pursuant to a commitment issued on or before such date.",2025-09-03T12:50:08Z,
93-hr-17014,93,hr,17014,Home Purchase Assistance Act,Housing and Community Development,1974-10-02,1974-10-02,Referred to House Committee on Banking and Currency.,House,"Rep. Steele, Robert H. [R-CT-2]",CT,R,S000836,16,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:08Z,
93-s-4047,93,s,4047,Condominium Act,Housing and Community Development,1974-09-26,1974-09-26,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Proxmire, William [D-WI]",WI,D,P000553,2,"Condominium Act - States that it shall be unlawful for any developer or agent, directly or indirectly, to make use of any means or instrument of transportation or communication in interstate commerce, or of the mails, to sell any condominium in any project unless the project is registered and a statement of record with respect to such condominium is in effect in accordance with the provisions of this Act, and a printed public offering statement, meeting the requirements of this Act, is furnished to the purchaser in advance of the signing of any contract or agreement for sale by the purchaser. States that any contract or agreement for the purchase of a condominium in a project covered by this Act, where the public offering statement has not been given to the purchaser in advance or at the time of his signing, shall be voidable at the option of the purchaser.  Provides that a purchaser may revoke such contract agreement within ten days, where he has received the public offering statement less than forty-eight hours before he signed the contract or agreement, and the contract or agreement shall so provide. Specifies the contents of a statement of record and of the public offering statement. Provides that in any case where the project involved is a leased-unit structure which is to be converted to a condominium project, the information described in the statement of record shall also include satisfactory assurances that: (1) existing tenants will have first priority to purchase dwelling units in the project; (2) all of the tenants of the structure or structures involved will have been given at least six months, after notification of the proposed conversion, to decide whether or not to purchase their dwelling units; (3) no tenant will be required to move from the project upon its conversion without ninety days' writen notice; and (4) no lease agreement outstanding at the time of conversion (and covering a dwelling unit in the project) will be abridged without the consent of both the lessee and the developer. Authorizes the Secretary of Housing and Urban Development to conduct investigations to determine the extent of compliance with the provisions of this Act and to bring suit in any district court of the United States against alleged violators of the provisions of this Act. Directs the Secretary of Housing and Urban Development to conduct a full and complete study of the state of the rental housing market in representative metropolitan areas experiencing significant increases in construction and condominium conversions. Requires the Secretary to make his recommendations to Congress within one year following the date of enactment of this Act for handling tenant relocation problems involved in condominium conversions. Provides for review of orders issued by the Secretary after a hearing in the United States Court of Appeals for the circuit wherein the aggrieved party resides or has his principal place of business. Authorizes to be appropriated such sums as are necessary to carry out the provisions of this Act.",2025-09-03T12:53:18Z,
93-hr-16885,93,hr,16885,Home Purchase Assistance Act,Housing and Community Development,1974-09-25,1974-09-25,Referred to House Committee on Banking and Currency.,House,"Rep. Young, Andrew [D-GA-5]",GA,D,Y000028,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:50:01Z,
93-hr-16767,93,hr,16767,Home Purchase Assistance Act,Housing and Community Development,1974-09-19,1974-09-19,Referred to House Committee on Banking and Currency.,House,"Rep. Steele, Robert H. [R-CT-2]",CT,R,S000836,0,"Home Purchase Assistance Act - Requires that whenever the Secretary of Housing and Urban Development determines that a substantial number of families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of home construction or acquisition and thereby adversely to affect the economy and to delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Establishes within the Association a Housing Trust Fund which shall be used to carry out such purposes. Provides that mortgages may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; and (2) such mortgage involves the acquisition or construction of a residential dwelling at a cost which does not exceed $30,000 (or such greater amount, but not to exceed $45,000 as may be necessary to meet the need for mortgage credit in high cost areas). States that the Association shall not permit the aggregate outstanding amount of mortgages held by the fund under this section to increase by more than $10,000,000,000 in any single fiscal year. Requires that 50 percent of the aggregate principal amount of home mortgages purchased under this Act in any fiscal year shall involve residences upon which construction has been completed within twelve months preceding the date of purchase.",2025-09-03T12:49:54Z,
93-hr-16679,93,hr,16679,Condominium Protection Act,Housing and Community Development,1974-09-17,1974-09-17,Referred to House Committee on Banking and Currency.,House,"Rep. Aspin, Les [D-WI-1]",WI,D,A000224,0,"Condominium Protection Act - States that it shall be unlawful for any developer or agent, directly or indirectly, to make use of any means or instruments of transportation or communication in interstate commerce, or of the mails: (1) to sell or lease any condominium in any project unless a statement of record and a printed public offering statement with respect to such condominium is in effect in accordance with the provisions of this Act, is furnished to the purchaser in advance of the signing of any contract or agreement for sale or lease by the purchaser; and (2) in selling or leasing, or offering to sell or lease, any condominium in a project to employ any device, scheme, or artifice to defraud, or to obtain money or property by means of a material misrepresentation with respect to any information included in the statement of record or the public offering statement or with respect to any other information pertinent to the lot or the subdivision and upon which the purchaser relies, or to engage in any transaction, practice, or course of business which operates or would operate as a fraud or deceit upon a purchaser. Provides that any contract or agreement for the purchase or leasing of a condominium in a project covered by this Act, where the public offering statement has not been given to the purchaser in advance or at the time of his signing, shall be voidable at the option of the purchaser. Requires a project to be registered by filing with the Secretary of Housing and Urban Development a statement of record, and specifies the information to be contained in such statement. States that a public offering statement relating to the condominiums in a project shall contain such of the information contained in the statement of record, and any amendments thereto, as the Secretary may deem necessary, and shall disclose fully and accurately the characteristics of the project and the condominiums therein offered and shall make known to prospective purchasers all unusual and material circumstances or features affecting the condominiums. Provides that the public offering statement shall not be used for any promotional purposes before registration of the project and afterward only if it is used in its entirety. Provides that any person who willfully violates any provision of this Act, or any person who willfully, in a statement of record filed under, or in a public offering statement issued pursuant to this Act, makes any untrue statement of a material fact or omits to state any material fact required to be stated therein, shall upon conviction be fined not more than $5,000 or imprisoned not more than five years, or both. States that, unless the method of disposition is adopted for the purpose of evasion of this Act, the provisions of this Act shall not apply to: (1) the sale or lease of real estate not pursuant to a common promotional plan to offer or sell condominiums in a project; (2) the sale or lease of condominiums solely for commercial or industrial purposes or users; (3) the sale or lease of real estate under or pursuant to court order; or (4) the sale or lease of real estate by any government or government agency. Grants jurisdiction to United States District Courts over any suit or action which may be brought to enforce any liability or duty created by this Act. Authorizes to be appropriated such sums as may be necessary to carry out this Act.",2025-09-03T12:49:53Z,
93-s-3979,93,s,3979,Emergency Home Purchase Assistance Act of 1974,Housing and Community Development,1974-09-10,1974-10-18,Public law 93-449.,Senate,"Sen. Cranston, Alan [D-CA]",CA,D,C000877,13,"(LATEST SUMMARY)  Emergency Home Purchase Assistance Act - Requires  that whenever the Secretary of Housing and Urban Development finds inflationary conditions and related  governmental actions are having a severely disproportionate effect on the housing industry and  the resulting reduction in the volume of home construction or acquisition threatens seriously to  affect the economy and to delay the orderly achievement of the national housing goals contained in the Housing  and Urban Development Act of 1968, he shall direct the Government National Mortgage Association to begin  making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act.   States that upon direction from the Secretary  the Association shall purchase, sell and otherwise deal in mortgages covering more than four-family residences or covering  one to four-family residences, both to be insured as provided in this Act.   Provides that if mortgages are to be purchased  they must involve an original principal obligation not to exceed $42,000 ($55,000 in Alaska, Hawaii, and Guam) per  family residence, and must not involve in excess of prescribed maximum interest rates (8 1/4%) or in excess of that  which the Secretary prescribes.   Authorizes the Association to guarantee securities  based on pools or trusts of the mortgages purchased by it under this Act with respect to federally insured or  guaranteed mortgages and to act issuer of such guaranteed securities.  Allows the Association to sell securities  guaranteed under this Act to Federal Reserve banks.   Sets a limit on the total amount of purchases  and commitments under this Act of $7,750,000,000.   States that the provisions of this Act shall remain  in effect for one year.   Authorizes home improvement loans of up to $15,000  per family unit for preservation of historic structures.   Authorizes insurance of mortgages involving a  dwelling unit in a cooperative housing project which is covered by a blanket mortgage insured under this Act.   Requires the Council on Wage and Price Stability  to report to the President on a quarterly basis its activities, findings, and recommendations with respect to the  containment of inflation and maintenance of the economy.",2025-01-14T18:20:21Z,
93-hr-16548,93,hr,16548,National Condominium Act,Housing and Community Development,1974-08-22,1974-08-22,Referred to House Committee on Banking and Currency.,House,"Rep. Gude, Gilbert [R-MD-8]",MD,R,G000513,0,"National Condominium Act - Establishes minimum national standards for all condominium units the sale of which is financed with Federal assistance in any form, and encourages the States through a new program of Federal grants to establish such standards to protect both the residents of previously leased units to be converted and the potential purchasers of such units from undue hardships and unexpected economic expenses. States that any person who willfully violates any of the provisions of this Act shall be fined not less than $15,000 and/or be imprisoned for not less than two years.",2025-09-03T12:49:47Z,
93-hr-16509,93,hr,16509,A bill to amend the National Housing Act to provide Federal insured financing on resale of cooperative dwellings.,Housing and Community Development,1974-08-21,1974-08-21,Referred to House Committee on Banking and Currency.,House,"Rep. Koch, Edward I. [D-NY-18]",NY,D,K000302,0,Provides federally insured financing for mortgages involving a dwelling unit in a cooperative housing project which is covered by a blanket mortgage under the National Housing Act.,2024-08-01T18:38:35Z,
93-s-3905,93,s,3905,A bill to amend section 313 of the Consolidated Farm and Rural Development Act to provide for guaranteed loans for certain purposes.,Housing and Community Development,1974-08-13,1974-08-13,Referred to Senate Committee on Agriculture and Forestry.,Senate,"Sen. Bellmon, Henry L. [R-OK]",OK,R,B000351,0,"Provides, under the Consolidated Farm and Rural Development Act, that the Secretary of Agriculture may guarantee a loan made by an approved lender without regard to the limitation and prohibitions in such Act if such loan is secured by a second mortgage on real estate and the total principal indebtedness outstanding against such real estate, if such second mortgage is taken, does not exceed 85 percent of its appraised value.",2025-01-14T16:41:20Z,
93-hr-16220,93,hr,16220,Smaller Communities Act,Housing and Community Development,1974-08-01,1974-08-01,Referred to House Committee on Banking and Currency.,House,"Rep. Patman, Wright [D-TX-1]",TX,D,P000103,0,"Smaller Communities Act - Expresses the findings of Congress and declares the purposes of this Act, including to establish the Small Community Administration in order to:  (1) develop a national program to coordinate and improve the Federal assistance available to smaller communities; and (2) encourage the development of smaller communities through the coordination of certain Federal loan grant assistance programs. Establishes, as an independent agency in the executive branch, the Smaller Communities Administration, to be headed by an Administrator.  Directs the Administration to:  (1) to provide technical assistance to smaller communities; (2) coordinate with the Small Business Administration, Farmers Home Administration, Department of Transportation, Departments of Housing and Urban Development, Interior, Health, Education, and Welfare, and Commerce, the Environmental Protection Agency, and other Federal agencies to formulate Federal policy with respect to smaller communities; (3) represent the interests of smaller communities in the allocation of resources and scarce materials; (4) represent the interests of smaller communities in the location and construction of buildings by the Federal Government; (5) represent the interests of smaller communities before each Federal organization that affects the welfare of small communities; (6) conduct studies in specified areas; and (7) assist business firms and nonprofit institutions located in smaller communities in the awarding of Federal contracts. Establishes the Office of the Smaller Community Ombudsman, directing that the Ombudsman shall:  (1) develop an information system to supply officials of smaller communities with information on Federal grant and loan assistance programs designed to aid small communities; and (2) coordinate Federal agencies administering such programs. Authorizes to be appropriated such sums as may be necessary to carry out the provisions of this Act.",2025-09-03T12:49:36Z,
93-hr-16202,93,hr,16202,Housing Enforcement Assistance Act,Housing and Community Development,1974-07-31,1974-07-31,Referred to House Committee on Banking and Currency.,House,"Rep. Podell, Bertram L. [D-NY-13]",NY,D,P000399,13,"Housing Enforcement Assistance Act - Authorizes the Secretary of Housing and Urban Development to establish within his department a housing enforcement assistance program under which he will make grants as provided in this act to cities and other municipalities to assist them in the more effective enforcement of local housing codes, including:  (1) the training, employment, and compensation of housing inspectors and related or supporting personnel; (2) the establishment and operation of housing courts to provide a forum for the resolution of controversies involving building violations, rent strikes, evictions, and other matters relating to landlord-tenant relations and housing code enforcement; (3) the development and improvement of housing codes; (4) emergency repairs to eliminate conditions which endanger the health and safety of tenants; and (5) such other actions to deal with aspects of housing code enforcement as in the judgment of the Secretary will significantly help in carrying out the purpose of this Act. Stipulates that the Secretary shall allocate the funds appropriated to the various cities and municipities in the United States in accordance with a formula appropriately refelecting their need for assistance in the enforcement of housing codes. States that such formula, which shall be published in the Federal Register in advance of such allocation, shall take into account with respect to each of such cities and municipalities its size, the amount and average age of its housing which is threatened with loss from blight or deterioration but could be preserved by more effective enforcement of housing codes, its financial need, and such other factors as the Secretary may determine to be appropriate and in furtherance of the objectives of this Act. Authorizes appropriations of $40,000,000 to carry out the purposes of this Act. Provides that grants for and on behalf of a city or municipality may be made to an agency of State government in any case where cities or municipalities within the State involved are prevented by State law from receiving such grants or from expending them for their intended purpose.",2025-09-03T12:49:37Z,
93-hr-16145,93,hr,16145,National Mobile Home and Recreational Vehicle Safety Act,Housing and Community Development,1974-07-29,1974-07-29,Referred to House Committee on Interstate and Foreign Commerce.,House,"Rep. Frey, Lou, Jr. [R-FL-9]",FL,R,F000381,1,"National Mobile Home and Recreational Vehicle Safety Act - Directs the Secretary of Transportation and Secretary of Housing and Urban Development to establish by order appropriate nonoperational Federal mobile home and recreational vehicle safety standards.  Provides that, in prescribing standards under this Act, the Secretary of Transportation and the Secretary of Housing and Urban Development shall:  (1) consider relevant available mobile home safety data; (2) consult with such State or interstate agencies (including legislative committees) as he deems appropriate; (3) consider whether any such proposed standard is reasonable, practicable, and appropriate for the particular type of mobile home or recreational vehicle for which it is prescribed; (4) consider whether any such standard will result in a substantial increase in the retail price of mobile homes or recreational vehicles; and (5) consider the extent to which any such standard will contribute to carrying out the purpose of this title. Directs the Secretary of Transportation to issue initial Federal recreational vehicle and mobile home safety standards upon the expiration of a two hundred and seventy day period which begins on the date of enactment of this Act. Provides that the Secretary shall issue new and revised Federal recreational vehicle and mobile home safety standards under this title upon the expiration of the five hundred and forty-day period which begins on the date of enactment of this Act. Establishes both a National Mobile Home Safety Advisory Council, and a National Recreational Vehicle Safety Advisory Council, a majority of each of which shall be representatives of the general public, including representatives of State and local governments, and the remainder shall include mobile home or recreational vehicle, manufacturers, dealers, representatives of insurers, and nationally recognized standards-producing organizations. Provides that the Secretary shall consult with the appropriate Advisory Council before establishing or revoking any mobile home or recreational vehicle safety standard pursuant to this title. Directs the Secretary to conduct research, testing, development and training necessary to carry out the purposes of this title. Provides that no person shall:  (1) manufacture for sale, sell, offer for sale, or introduce or deliver for introduction into interstate commerce, or import into the United States, any mobile home or recreational vehicle manufactured on or after the date any applicable Federal mobile home or recreational vehicle safety standard takes effect under this title unless it is in conformity with such standard; (2) fail or refuse access to or copying of records, or fail to make reports or provide information, or fail or refuse to permit entry or inspection, as required under this Act; (3) fail to issue a certficate required by this Act, or issue a certificate to the effect that a mobile home or recreational vehicle conforms to all applicable Federal mobile home or recreational vehicle safety standards, unless such person in the exercise of due care has reason to know that such certificate is false or misleading in a material respect; or (4) fail to furnish notification of any defect as required by this Act. Provides for civil penalties for violations of this Act. Authorizes the Secretary to conduct such inspection and investigation as may be necessary to enforce Federal mobile home and recreational vehicles safety standards established under this Act.  Provides that every manufacturer, distributor, and dealer of mobile homes and recreational vehicles shall maintain such records, make such reports, and provide such performance and technical data to the Secretary as may be required to carry out the purposes of this Act. Establishes a National Mobile Home and Recreational Vehicle Safety Institute in the Department of Housing and Urban Development.  Provides that such Institute shall be headed by a Director appointed by the Secretary. Authorizes such Institute to:  (1) develop, establish, and forward to the Secretary of Transportation recommended mobile home and recreational vehicle nonoperational safety standards; (2) conduct research, testing, development, and training as authorized by this title; (3) prepare the annual report to the Congress required by this title; and (4) perform all other functions of the Secretary of Housing and Urban Development under this Act. Requires the Secretary to submit to the President an annual report on the activities of the Department of Transportation under this title. States that nothing in this Act shall prevent any State agency or court from asserting or continuing jurisdiction under State law over any aspect of mobile home or recreational vehicle safety with respect to which no standards have been established pursuant to this title.  Provides that any State may assume responsibility for enforcement of any Federal standards which have been established under this Act upon approval by the Secretary under specified conditions. Authorizes the Secretary to make grants to States which have been delegated enforcement responsibility to assist them in identifying their needs and responsibilities in the area of safety standards enforcement or in developing enforcement plans.  Provides that the Federal share of each such grant shall not exceed 90 percent of the total cost. Authorizes Federal participation under the Home Owner's Loan Act of 1933 in any loan made for the purchase of a recreational vehicle or mobile home which meets or exceeds the safety standards  established under this Act.  Provides for Federal participation in loans made to veterans purchasing mobile homes and recreational vehicles which meet such standards.",2025-09-03T12:49:36Z,
93-s-3786,93,s,3786,A bill to provide tax relief for condominium owners and homeowners' associations.,Housing and Community Development,1974-07-22,1974-07-22,Referred to Senate Committee on Finance.,Senate,"Sen. Goldwater, Barry [R-AZ]",AZ,R,G000267,0,"Provides an exclusion from income taxation under the Internal Revenue Code for corporations, organizations, and associations, not organized for profit, the membership of which is comprised solely of the owners of residential units in a condominium or housing development.  Specifies other criteria to be met prior to eligibility for such exclusion. (Amends 26 U.S.C. 501(c))",2024-08-01T18:43:00Z,
93-hr-15969,93,hr,15969,Housing Enforcement Assistance Act,Housing and Community Development,1974-07-17,1974-07-17,Referred to House Committee on Banking and Currency.,House,"Rep. Podell, Bertram L. [D-NY-13]",NY,D,P000399,0,"Housing Enforcement Assistance Act - Authorizes the Secretary of Housing and Urban Development to establish within his department a housing enforcement assistance program under which he will make grants as provided in this Act to cities and other municipalities to assist them in the more effective enforcement of local housing codes, including:  (1) the employment and compensation of housing inspectors and related or supporting personnel; (2) the establishment and operation of housing courts to provide a forum for the resolution of controversies involving building violations, rent strikes, evictions, and other matters relating to landlord-tenant relations and housing code enforcement; (3) the development and improvement of housing codes; (4) emergency repairs to prevent tenant hardship; and (5) such other actions to deal with aspects of housing code enforcement as in the judgment of the Secretary will significantly help in carrying out the purpose of this Act. Stipulates that the Secretary shall allocate the funds appropriated to the various cities and municipalities in the United States in accordance with a formula appropriately reflecting their need for assistance in the enforcement of housing codes. States that such formula, which shall be published in the Federal Register in advance of such allocation, shall take into account with respect to each of such cities and municipalities its size, the amount and average age of its housing which is threatened with loss from blight or deterioration but could be preserved by more effective enforcement of housing codes, its financial need, and such other factors as the Secretary may determine to be appropriate and in furtherance of the objectives of this Act. Authorizes appropriations of $40,000,000 and carry out the purposes of this Act.",2025-09-03T12:49:30Z,
93-hr-15717,93,hr,15717,Relocation Benefits Act,Housing and Community Development,1974-06-28,1974-06-28,Referred to House Committee on the Judiciary.,House,"Rep. Danielson, George E. [D-CA-29]",CA,D,D000043,0,"Relocation Benefits Act - States that the purpose of this Act is to provide assistance through existing programs to persons whose lives and careers were interrupted because of Executive Order 9066, February 25, 1942, allowing removal of persons from military areas and sheltering of such persons. Establishes the Relocation Benefits Commission and the Relocation Benefits Trust Fund. Provides that where such persons apply for benefits from any agency and are qualified, but the agency lacks funds, such Commission shall consider such persons for benefits under this Act by transferring funds from the Trust Fund to such agency. Authorizes appropriations to the Fund of an amount equal to the amount received by the United States from Japan pursuant to the agreement concerning the Ryukyu and Daito Islands, of June 19, 1970. Terminates such Commission when the Fund is depleted.",2025-09-03T12:49:17Z,
93-hr-15663,93,hr,15663,"A bill to amend the National Housing Act to prohibit FHA insurance of blanket mortgages in condominium projects, and FNMA purchases of conventional condominium mortgages, where the developer retains or will retain a leasehold interest in the common areas and facilities of the project involved.",Housing and Community Development,1974-06-27,1974-06-27,Referred to House Committee on Banking and Currency.,House,"Rep. Lehman, William [D-FL-13]",FL,D,L000226,0,"Revises the National Housing Act to prohibit Federal Housing Administration insurance of blanket mortgages on condominium projects, and Federal National Mortgage Association purchases of conventional condominium mortgages, where the developer retains or will retain a leasehold interest in the common areas and facilities of the project involved.",2024-08-01T18:37:55Z,
93-hr-15693,93,hr,15693,A bill to amend the Internal Revenue Code of 1954 to provide an exemption from income taxation for cooperative housing corporations and condominium housing associations.,Housing and Community Development,1974-06-27,1974-06-27,Referred to House Committee on Ways and Means.,House,"Rep. Lehman, William [D-FL-13]",FL,D,L000226,1,Provides an exclusion from income taxation under the Internal Revenue Code for cooperative housing corporations and condominium housing associations if membership in such organizations is limited to owners of units within such cooperative or condominium.,2024-08-01T18:37:58Z,
93-hr-15627,93,hr,15627,A bill to amend section 235 of the National Housing Act to provide that increases in a mortgagor's income shall be taken into account (for purposes of determining the amount of his required mortgage payment under the program of homeownership for lower income families) only to the extent that they exceed increases in the cost of living.,Housing and Community Development,1974-06-26,1974-06-26,Referred to House Committee on Banking and Currency.,House,"Rep. Duncan, John J. [R-TN-2]",TN,R,D000534,0,Provides that increases in a mortgagor's income shall be taken into account (for purposes of determining the amount of his required mortgage payment under the program of homeownership under the National Housing Act for lower income families) only to the extent that they exceed increases in the cost of living.,2024-08-01T18:37:55Z,
93-hr-15589,93,hr,15589,A bill to amend the Internal Revenue Code of 1954 to extend the cutoff date for qualification of low-income housing rehabilitation expenditures for the 5-year depreciation privilege provided by section 167(k).,Housing and Community Development,1974-06-25,1974-06-25,Referred to House Committee on Ways and Means.,House,"Rep. Carey, Hugh L. [D-NY-15]",NY,D,C000143,0,"Extends, from January 1, 1975, to January 1, 1980, the cutoff date for qualification of low-income housing rehabilitation expenditures for the five-year depreciation privilege provided under the Internal Revenue Code.",2024-08-01T18:37:57Z,
93-hr-15444,93,hr,15444,"A bill to amend the U.S. Housing Act of 1937, and the National Housing Act, to provide that future social security benefit increases shall be disregarded in determining eligibility for submission to or occupancy of low-rent public housing or the rent which an individual or family must pay for such housing, and that such increases shall also be disregarded in determining eligibility for (and the amount of) other Federal housing subsidies.",Housing and Community Development,1974-06-18,1974-06-18,Referred to House Committee on Banking and Currency.,House,"Rep. Ketchum, William M. [R-CA-36]",CA,R,K000153,0,"Provides that future social security benefit increases shall be disregarded in determining eligibility for admission to or occupancy of low-rent public housing, the rent which an individual or family must pay for such housing or eligibility for mortgage insurance, assistance payments, or rent supplement payments, notwithstanding any other provision of law.",2024-08-01T18:37:48Z,
93-hr-15446,93,hr,15446,"A bill to amend the Internal Revenue Code of 1954 to allow the rapid depreciation of expenditures to rehabilitate low-income rental housing incurred after December 31, 1974.",Housing and Community Development,1974-06-18,1974-06-18,Referred to House Committee on Ways and Means.,House,"Rep. Roush, J. Edward [D-IN-4]",IN,D,R000467,2,"Allows, under the Internal Revenue Code, the rapid depreciation of expenditures to rehabilitate low-income rental housing incurred after December 31, 1974.",2024-08-01T18:37:50Z,
93-s-3658,93,s,3658,Condominium Disclosure Act,Housing and Community Development,1974-06-17,1974-06-17,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Biden, Joseph R., Jr. [D-DE]",DE,D,B000444,3,"Condominium Disclosure Act - States that it shall be unlawful for any developer or agent, directly or indirectly, to make use of any means or instruments of transportation or communication in interestate commerce, or of the mails:  (1) to sell or lease any condominium in any project unless a statement of record and a printed public offering statement with respect to such condominium is in effect in accordance with the provisions of this Act, is furnished to the purchaser in advance of the signing of any contract or agreement for sale or lease by the purchaser; and (2) in selling or leasing, or offering to sell or lease, any condominium in a project to employ and device, scheme, or artifice to defraud, or to obtain money or property by means of a material misrepresentation with respect to any information included in the statement of record or the public offering statement or with respect to any other information pertinent to the lot or the subdivision and upon which the purchaser relies, or to engage in any transaction, practice, or course of business which operates or would operate as a fraud or deceit upon a purchaser. Provides that any contract or agreement for the purchase or leasing of a condominium in a project covered by this Act, where the public offering statement has not been given to the purchaser in advance or at the time of his signing, shall be voidable at the option of the purchaser. Requires a project to be registered by filing with the Secretary of Housing and Urban Development a statement of record, and specifies the information to be contained in such statement. States that a public offering statement relating to the condominiums in a project shall contain such of the information contained in the statement of record, and any amendments thereto, as the Secretary may deen necessary, and shall disclose fully and accurately the characteristics of the project and the condominiums therein offered and shall make known to prospective purchasers all unusual and material circumstances or features affecting the condominiums. Provides that the public offering statement shall not be used for any promotional purposes before registration of the project and afterward only if it is used in its entirety. Provides that any person who willfully violates any provision of this Act, or any person who willfully, in a statement of record filed under, or in a public offering statement issued pursuant to this Act, makes any untrue statement of a material fact or omits to state any material fact required to be stated therein, shall upon conviction be fined not more than $5,000 or imprisoned not more than five years, or both. States that, unless the method of disposition is adopted for the purpose of evasion of this Act, the provisions of this Act shall not apply to:  (1) the sale or lease of real estate not pursuant to a common promotional plan to offer or sell condominiums in a project; (2) the sale or lease of condominiums solely for commercial or industrial purposes or uses; (3) the sale or lease of real estate under or pursuant to court order; or (4) the sale or lease of real estate by any government or government agency. Grants jurisdiction to United States District Courts over any suit or action which may be brought to enforce any liability or duty created by this Act. Authorizes to be appropriated such sums as may be necessary to carry out this Act.",2025-09-03T12:53:03Z,
93-hr-15409,93,hr,15409,"A bill to amend the Internal Revenue Code of 1954 to provide that the tax rules now applicable to savings and loan associations, mutual savings banks, et cetera, shall be applicable to the comparable mortgage programs now undertaken by national mortgage associations.",Housing and Community Development,1974-06-14,1974-06-14,Referred to House Committee on Ways and Means.,House,"Rep. Burke, James A. [D-MA-11]",MA,D,B001092,0,"Provides that the income tax rules, relating to reserves for losses on loans, now applicable to savings and loan associations and mutual savings banks,  shall be applicable to the comparable mortgage programs now undertaken by national mortgage associations. (Amends 26 U.S.C. 593)",2024-08-01T18:37:51Z,
93-hr-15361,93,hr,15361,Housing and Urban Development Act,Housing and Community Development,1974-06-13,1974-06-20,"Measure laid on table in House, S. 3066 passed in lieu.",House,"Rep. Patman, Wright [D-TX-1]",TX,D,P000103,23,"Housing and Urban Development Act - Title I:  Community Development Block Grants - Authorizes the Secretary of Housing and Urban Development to make grants to States and Units of general local government to help finance Community Development Programs. Authorizes the Secretary to incur obligations for such grants of up to $8,050,000,000 until July 1, 1977.  Authorizes $100,000,000 for each of fiscal years 1975, 1976, and 1977 for grants to general local government units for urgent community development needs. Requires grant applicants to:  (1) formulate community development programs and housing assistance plans; (2) operate such programs in accordance with the Civil Rights Act of 1964 and Public Law 90-284 (relating to fair housing); and (3) inform affected citizens of the various aspects of the program. Requires an annual review and audit to determine if grantees are carrying out their programs as required by this Act. Authorizes the Secretary to release funds for projects to applicants who assume all of the responsibilities of environmental review, decision making, and action pursuant to the Environmental Policy Act that would otherwise apply to the Secretary. States that community development programs approved under this title may include: (1) acquisition of real property that is deteriorating or useful for public purposes; (2) installation of public works facilities; (3) rehabilitation of buildings; and (4) provisions for health, social, counseling and training services under activities within this title. Prescribes the allocation of grant funds under this title, including a ratio to determine amounts for individual cities which relates to poverty and housing overcrowding in the city.  Requires that 80 percent of the non-urgent grant funds go to metropolitan areas. Prescribes the full ""hold-harmless"" amount of a metropolitan city or urban county under this title. Preserves a discretionary grant fund for special projects, including new communities, United States territories, and diaster-caused development needs. Authorizes the guarantee of notes or other obligations of general local government units for acquisition of real property for community development programs. Prohibits discrimination based upon race, color, national origin, or sex under programs funded by this title. Sets wage standards for labor performed under contracts funded by this title. Requires the termination or reduction of funds to grantees failing to comply with this title.  Allows judicial review of such actions. Allows 20 percent of the urgent-need grants to be applied toward the payment of principal and interest on temporary loans made to a local government unit under the Housing Act of 1949. Permits continuance of local building codes (where assistance is sought under this Act) whose standards are as high or higher than those required by this Act. Provides for the employment of low-income persons under programs approved by this title. Title II:  Assisted Housing - Authorizes assistance, under the United States Housing Act of 1937, to low-income families. Allows public housing agencies to make assistance payments for the use of existing dwelling units. Allows assistance payments for contracts with owners or prospective owners who construct or rehabilitate housing which will be used at least in part for low-income families. Allows the Secretary to enter into contracts with public housing agencies by which they may assist owners or prospective owners of units over which such agencies assume management. Requires such assistance contracts to set a maximum monthly rent, according to prescribed guidelines. Disallows material differences in rents for assisted housing and comparable unassisted housing. Sets forth a time limit on such contracts for assistance payments. Reserves all ownership, management, and maintenance responsibilities in the owners. Requires 30 percent of families assisted under this title to be ""very low-income"" families. Requires the Secretary to insure that special projects for the handicapped authorized under the United States Housing Act of 1937 provide quality services and management consistent with the needs of the occupant. Prohibits the approval of a housing assistance plan under the United States Housing Act of 1937, the National Housing Act, or the Housing and Urban Development Act of 1965 unless the general local government unit certifies that such assistance is consistent with a housing assistance plan approved under title I of this Act. Requires the allocation of assistance under provisions of the above-mentioned laws according to rates of poverty, overcrowding, and substandard housing. Makes public housing agencies eligible as mortgagors under the National Housing Act's provisions relating to housing for moderate income and displaced families. Specifies minimum rentals for low-rent housing under the United States Housing Act of 1937. Requires the establishment of sound management practices by public housing agencies. Increases the annual contribution to public housing to maintain low rents to $400,000,000 for fiscal year 1973 and $965,000,000 for fiscal year 1974. Extends the home ownership, cooperative and rental mortgage provisions of the National Housing Act until June 30, 1975. Makes special provision for housing assistance to American Indians, the elderly and handicapped, and to areas where assistance is otherwise unavailable. Title III:  Mortgage Credit Programs - Extends the regular FHA insurance programs and the interest rate authority for veterans' home loans. Increases the maximum mortgage amount under the FHA one-to four-family and multifamily mortgage insurance programs. Makes changes in downpayment requirements for regular FHA one-to four-family mortgages. Provides for FHA insured financing on resale of cooperative dwellings. Increases the amounts and time limits on home improvement loans. Permits the co-insurance of any mortgage, advance, or loan in addition to co-insurance otherwise provided by this Act. Prohibits the issuance of such insurance until it is determined that such co-insurance demonstration program will not disrupt the mortgage market or reduce the availability of mortgage credit to borrowers who depend upon mortgage insurance under this Act. Prohibits the purchase of mortgages by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation if the outstanding principal balance of the mortgage at the time of purchase exceeds 80 percent of the value of the property. Eliminates the provisions of Federal law concerning the retirement of common and preferred stock in FNMA. Prohbits sex discrimination in Federal mortgage assistance payments under this title. Adds osteopathic and podiatric facilities to the provisions of the National Housing Act regarding mortgage insurance for group practice facilities. Title IV:  Rural Housing - Allows loans for the repair and improvement of rural dwellings to make them safe and sanitary (where the borrower does not otherwise qualify) of up to $5,000. Extends veterans preference to rural housing programs under the Housing Act of 1949. Authorizes funds for loan programs for rural housing programs. Authorizes direct and insured loans to provide housing and related facilities for elderly persons and families in rural areas. Authorizes direct and insured loans to provide condominium housing for low-and moderate-income families in ruarl areas. Permits the Secretary to make loans to public or private nonprofit organizations for the acquisition and development of land as building sites to be subdivided and sold to families, nonprofit organizations, public agencies, and cooperatives. Allows borrowers, under provisions of the Housing Act of 1949, to prepay taxes and insurance to the Secretary, who will hold such payments in escrow and pay them out at the appropriate time. Provides for contracts with public or private nonprofit organizations to provide information and technical assistance, provided such private nonprofit organizations are sponsored by a State or local government entity.  States that such information and assistance shall relate to construction, rehabilitation, and operation of low-and moderate-income housing, as well as counseling on household management and budgeting. Authorizes loans and insurance for rental or cooperative housing for persons and families of low income in multifamily housing projects, as well as assistance payments to owners of such rental housing to make available to such persons such housing at rates not exceeding 25 percent of their incomes. Title V:  Miscellaneous - States that it is the purpose of this part to encourage the formation of State development agencies which have authority to carry out development activities designed to: (1) provide housing and related facilities for persons and families of low and moderate income; (2) promote the sound growth and development of neighborhoods through the revitalization of slum and blighted areas; and (3) increase and improve employment opportunities for the unemployed and underemployed through the development and redevelopment of industrial, manufacturing, and commercial facilities. Permits the guarantee of bonds, debentures, notes and other obligations issued by State development agencies to finance development activities described in the purposes of this title. Establishes a revolving fund to provide for timely payment of liabilities incurred as a result of such guarantees. Allows supplementary grants for projects assisted by the National Foundation on the Arts and Humanities. Includes waste disposal facilities among eligible land improvements. Authorizes appropriations for comprehensive urban planning. Title VI:  Consumer Home Mortgage Assistance - Consumer Home Mortgage Assistance Act - States that savings and loan associations are authorized to invest an amount, not exceeding the greater of the sum of its surplus, undivided profits, and reserves or 5 percent of its assets, in loans or in interests therein the principal purpose of which is to provide financing with respect to what is or is expected to become primarily residential real estate within one hundred miles of their home office or within the State in which such office is located. Increase the amount that may be loaned by such associations on single family dwellings from $45,000 to $55,000. Permits any national banking association to make real estate loans secured by liens upon unimproved real estate, upon improved real estate, including improved farmland and improved business and residential properties, and upon real estate to be improved by a building or buildings to be constructed or in the process of construction, in an amount which when added to the amount unpaid upon prior mortgages, liens, encumbrances, if any, upon such real estate does not exceed the respective proportions of appraised value as provided in this title. States that the amount of any such loan hereafter made shall not exceed 66 2/3 percent of the appraised value if such real estate is unimproved, 75 percent of the appraised value if such real estate is improved by offsite improvements such as as streets, water, sewers, or other utilities, 75 percent of the appraised value if such real estate is in the process of being improved by a building or building to be constructed or in the process of construction, or 90 percent of the appraised value if such real estate is improved by a building or buildings. Allows national banking associations to make real estate loans secured by liens upon forest tracts with are properly managed in all respects. Limits the amount that Federal Credit Unions may loan to it directors and members of it supervisory credit committee to $2,500 without approval of the board of directors. Allows such credit unions to establish two-member investment committees. Prescribes meeting frequencies and procedures for credit committees of such credit unions. Provides termination procedures for insured credit unions.",2025-09-03T12:49:06Z,
93-hr-15362,93,hr,15362,Housing and Urban Development Act,Housing and Community Development,1974-06-13,1974-06-13,Referred to House Committee on Banking and Currency.,House,"Rep. Patman, Wright [D-TX-1]",TX,D,P000103,8,"Housing and Urban Development Act - Title I:  Community Development Block Grants - Authorizes the Secretary of Housing and Urban Development to make grants to States and Units of general local government to help finance Community Development Programs. Authorizes the Secretary to incur obligations for such grants of up to $8,050,000,000 until July 1, 1977.  Authorizes $100,000,000 for each of fiscal years 1975, 1976, and 1977 for grants to general local government units for urgent community development needs. Requires grant applicants to:  (1) formulate community development programs and housing assistance plans; (2) operate such programs in accordance with the Civil Rights Act of 1964 and Public Law 90-284 (relating to fair housing); and (3) inform affected citizens of the various aspects of the program. Requires an annual review and audit to determine if grantees are carrying out their programs as required by this Act. Authorizes the Secretary to release funds for projects to applicants who assume all of the responsibilities of environmental review, decision making, and action pursuant to the Environmental Policy Act that would otherwise apply to the Secretary. States that community development programs approved under this title may include: (1) acquisition of real property that is deteriorating or useful for public purposes; (2) installation of public works facilities; (3) rehabilitation of buildings; and (4) provisions for health, social, counseling and training services under activities within this title. Prescribes the allocation of grant funds under this title, including a ratio to determine amounts for individual cities which relates to poverty and housing overcrowding in the city.  Requires that 80 percent of the non-urgent grant funds go to metropolitan areas. Prescribes the full ""hold-harmless"" amount of a metropolitan city or urban county under this title. Preserves a discretionary grant fund for special projects, including new communities, United States territories, and diaster-caused development needs. Authorizes the guarantee of notes or other obligations of general local government units for acquisition of real property for community development programs. Prohibits discrimination based upon race, color, national origin, or sex under programs funded by this title. Sets wage standards for labor performed under contracts funded by this title. Requires the termination or reduction of funds to grantees failing to comply with this title.  Allows judicial review of such actions. Allows 20 percent of the urgent-need grants to be applied toward the payment of principal and interest on temporary loans made to a local government unit under the Housing Act of 1949. Permits continuance of local building codes (where assistance is sought under this Act) whose standards are as high or higher than those required by this Act. Provides for the employment of low-income persons under programs approved by this title. Title II:  Assisted Housing - Authorizes assistance, under the United States Housing Act of 1937, to low-income families. Allows public housing agencies to make assistance payments for the use of existing dwelling units. Allows assistance payments for contracts with owners or prospective owners who construct or rehabilitate housing which will be used at least in part for low-income families. Allows the Secretary to enter into contracts with public housing agencies by which they may assist owners or prospective owners of units over which such agencies assume management. Requires such assistance contracts to set a maximum monthly rent, according to prescribed guidelines. Disallows material differences in rents for assisted housing and comparable unassisted housing. Sets forth a time limit on such contracts for assistance payments. Reserves all ownership, management, and maintenance responsibilities in the owners. Requires 30 percent of families assisted under this title to be ""very low-income"" families. Requires the Secretary to insure that special projects for the handicapped authorized under the United States Housing Act of 1937 provide quality services and management consistent with the needs of the occupant. Prohibits the approval of a housing assistance plan under the United States Housing Act of 1937, the National Housing Act, or the Housing and Urban Development Act of 1965 unless the general local government unit certifies that such assistance is consistent with a housing assistance plan approved under title I of this Act. Requires the allocation of assistance under provisions of the above-mentioned laws according to rates of poverty, overcrowding, and substandard housing. Makes public housing agencies eligible as mortgagors under the National Housing Act's provisions relating to housing for moderate income and displaced families. Specifies minimum rentals for low-rent housing under the United States Housing Act of 1937. Requires the establishment of sound management practices by public housing agencies. Increases the annual contribution to public housing to maintain low rents to $400,000,000 for fiscal year 1973 and $965,000,000 for fiscal year 1974. Extends the home ownership, cooperative and rental mortgage provisions of the National Housing Act until June 30, 1975. Makes special provision for housing assistance to American Indians, the elderly and handicapped, and to areas where assistance is otherwise unavailable. Title III:  Mortgage Credit Programs - Extends the regular FHA insurance programs and the interest rate authority for veterans' home loans. Increases the maximum mortgage amount under the FHA one-to four-family and multifamily mortgage insurance programs. Makes changes in downpayment requirements for regular FHA one-to four-family mortgages. Provides for FHA insured financing on resale of cooperative dwellings. Increases the amounts and time limits on home improvement loans. Permits the co-insurance of any mortgage, advance, or loan in addition to co-insurance otherwise provided by this Act. Prohibits the issuance of such insurance until it is determined that such co-insurance demonstration program will not disrupt the mortgage market or reduce the availability of mortgage credit to borrowers who depend upon mortgage insurance under this Act. Prohibits the purchase of mortgages by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation if the outstanding principal balance of the mortgage at the time of purchase exceeds 80 percent of the value of the property. Eliminates the provisions of Federal law concerning the retirement of common and preferred stock in FNMA. Prohbits sex discrimination in Federal mortgage assistance payments under this title. Adds osteopathic and podiatric facilities to the provisions of the National Housing Act regarding mortgage insurance for group practice facilities. Title IV:  Rural Housing - Allows loans for the repair and improvement of rural dwellings to make them safe and sanitary (where the borrower does not otherwise qualify) of up to $5,000. Extends veterans preference to rural housing programs under the Housing Act of 1949. Authorizes funds for loan programs for rural housing programs. Authorizes direct and insured loans to provide housing and related facilities for elderly persons and families in rural areas. Authorizes direct and insured loans to provide condominium housing for low-and moderate-income families in ruarl areas. Permits the Secretary to make loans to public or private nonprofit organizations for the acquisition and development of land as building sites to be subdivided and sold to families, nonprofit organizations, public agencies, and cooperatives. Allows borrowers, under provisions of the Housing Act of 1949, to prepay taxes and insurance to the Secretary, who will hold such payments in escrow and pay them out at the appropriate time. Provides for contracts with public or private nonprofit organizations to provide information and technical assistance, provided such private nonprofit organizations are sponsored by a State or local government entity.  States that such information and assistance shall relate to construction, rehabilitation, and operation of low-and moderate-income housing, as well as counseling on household management and budgeting. Authorizes loans and insurance for rental or cooperative housing for persons and families of low income in multifamily housing projects, as well as assistance payments to owners of such rental housing to make available to such persons such housing at rates not exceeding 25 percent of their incomes. Title V:  Miscellaneous - States that it is the purpose of this part to encourage the formation of State development agencies which have authority to carry out development activities designed to: (1) provide housing and related facilities for persons and families of low and moderate income; (2) promote the sound growth and development of neighborhoods through the revitalization of slum and blighted areas; and (3) increase and improve employment opportunities for the unemployed and underemployed through the development and redevelopment of industrial, manufacturing, and commercial facilities. Permits the guarantee of bonds, debentures, notes and other obligations issued by State development agencies to finance development activities described in the purposes of this title. Establishes a revolving fund to provide for timely payment of liabilities incurred as a result of such guarantees. Allows supplementary grants for projects assisted by the National Foundation on the Arts and Humanities. Includes waste disposal facilities among eligible land improvements. Authorizes appropriations for comprehensive urban planning. Title VI:  Consumer Home Mortgage Assistance - Consumer Home Mortgage Assistance Act - States that savings and loan associations are authorized to invest an amount, not exceeding the greater of the sum of its surplus, undivided profits, and reserves or 5 percent of its assets, in loans or in interests therein the principal purpose of which is to provide financing with respect to what is or is expected to become primarily residential real estate within one hundred miles of their home office or within the State in which such office is located. Increase the amount that may be loaned by such associations on single family dwellings from $45,000 to $55,000. Permits any national banking association to make real estate loans secured by liens upon unimproved real estate, upon improved real estate, including improved farmland and improved business and residential properties, and upon real estate to be improved by a building or buildings to be constructed or in the process of construction, in an amount which when added to the amount unpaid upon prior mortgages, liens, encumbrances, if any, upon such real estate does not exceed the respective proportions of appraised value as provided in this title. States that the amount of any such loan hereafter made shall not exceed 66 2/3 percent of the appraised value if such real estate is unimproved, 75 percent of the appraised value if such real estate is improved by offsite improvements such as as streets, water, sewers, or other utilities, 75 percent of the appraised value if such real estate is in the process of being improved by a building or building to be constructed or in the process of construction, or 90 percent of the appraised value if such real estate is improved by a building or buildings. Allows national banking associations to make real estate loans secured by liens upon forest tracts with are properly managed in all respects. Limits the amount that Federal Credit Unions may loan to it directors and members of it supervisory credit committee to $2,500 without approval of the board of directors. Allows such credit unions to establish two-member investment committees. Prescribes meeting frequencies and procedures for credit committees of such credit unions. Provides termination procedures for insured credit unions.",2025-09-03T12:49:12Z,
93-hr-15234,93,hr,15234,"A bill to amend the Internal Revenue Code of 1954 to provide that the tax rules now applicable to savings and loan associations, mutual savings banks, and so forth, shall be applicable to the comparable mortgage programs now undertaken by national mortgage associations.",Housing and Community Development,1974-06-06,1974-06-06,Referred to House Committee on Ways and Means.,House,"Rep. Conable, Barber B., Jr. [R-NY-35]",NY,R,C000666,5,"Provides that the income tax rules, relating to reserves for losses on loans, now applicable to savings and loan associations and mutual savings banks,  shall be applicable to the comparable mortgage programs now undertaken by national mortgage associations. (Amends 26 U.S.C. 593)",2024-08-01T18:37:44Z,
93-hr-15174,93,hr,15174,A bill to amend the Internal Revenue Code of 1954 to provide an exemption from income taxation for cooperative housing corporations and condominium housing associations.,Housing and Community Development,1974-06-04,1974-06-04,Referred to House Committee on Ways and Means.,House,"Rep. Lehman, William [D-FL-13]",FL,D,L000226,13,Provides an exclusion from income taxation under the Internal Revenue Code for cooperative housing corporations and condominium housing associations if membership in such organizations is limited to owners of units within such cooperative or condominium.,2024-08-01T18:37:38Z,
93-hr-15184,93,hr,15184,"A bill, emergency authorization for community development and housing programs.",Housing and Community Development,1974-06-04,1974-06-04,Referred to House Committee on Banking and Currency.,House,"Rep. Rooney, Fred B. [D-PA-15]",PA,D,R000423,0,"Extends the following community development and housing programs by authorizing increased appropriations for succeeding fiscal years under such programs:  (1) urban renewal, (2) model cities, (3) rehabilitation loans, (4) basic water facility and neighborhood facility grants, (5) rental and public housing, and (6) rent supplements.",2024-08-01T18:37:36Z,
93-hr-15059,93,hr,15059,Federal Housing Act,Housing and Community Development,1974-05-29,1974-05-29,Referred to House Committee on Banking and Currency.,House,"Rep. Stephens, Robert G., Jr. [D-GA-10]",GA,D,S000860,0,"Federal Housing Act - Declares the finding of the Congress that the general welfare of the American people requires, as a matter of national purpose, the sound development of housing, together with adequate financing thereof. Creates, under the provision of the National Housing Act, a body corporate in the executive branch of the Government to be known as the Federal Housing Administration which shall carry on and continue the functions, powers, and duties of the Department of Housing and Urban Development under this Act.  Provides that nothing contained herein shall be deemed to prohibit the FHA from servicing other housing programs under this Act, provided such servicing is based on sound credit and actuarial standards. Provides that the FHA shall have succession until dissolved by Act of Congress.  Provides that all of the FHA's powers under this Act, including the authority to insure mortgages, and fix maximum amounts, interest rates, and loan-to-value ratios for such mortgages, shall continue in full force and effect and may continue to be exercised until the FHA is dissolved by Act of Congress.  Provides that FHA shall maintain its principal office in the District of Columbia, and shall be deemed, for purposes of venue in civil actions, to be a resident thereof.  Authorizes agencies or offices to be established by the FHA in such other place or places as it may deem necessary or appropriate in the conduct of its business. Provides that the management of the FHA shall be vested in a Board of Directors (hereinafter referred to as the 'Board'), and a Commissioner who shall also be a member of the Board.  Provides that the Board shall consist of the Chairman of the Federal Home Loan Bank Board, the Chairman of the Federal Reserve Board, the Secretary of the Treasury, the Secretary of the Department of Housing and Urban Development, and the Comptroller of the Currency, or their delegates. Provides that the Board of Directors shall be vested with the responsibility to exercise general direction and supervision over the performance of all functions, powers, and duties vested in the FHA when relating in the judgment of the Board to matters of a broad and general supervisory, advisory, or policy nature, including the approval of regulations promulgated by the Commissioner, the setting of maximum mortgage amounts, fees, and premimums, the setting of competitive mortgage market interest rates, and the declaration of high cost areas for increased mortgage insurance.  Provides that all administrative powers, functions, and duties of the FHA shall be exercised and performed by the Commissioner. Provides for the administration of the FHA. Provides that the Commissioner shall, among his responsibilities, advise the Board and the President with respect to Federal programs and activities relating to matters concerning development of housing under the authority of this Act, and provide technical assistance and information, including a clearinghouse service, to States, counties, towns, villages, and other local governments, in developing housing.  Provides that the Commissioner shall also be responsible for maintenance of such liaison with Congress as may be necessary for proper administration of the FHA.  Requires the Commissioner, as soon as practicable after the end of each calendar year, to make a report to the President for submission to the Congress on the activities of the FHA during the preceding calendar year. Transfers to and vests in the FHA all of the functions, powers, and duties of the Department of Housing and Urban Development under specified provisions of the National Housing Act. Authorizes the Commissioner, upon such terms and conditions as he may prescribe, to insure banks, trust companies, personal finance companies, mortgage companies, building and loan associations, installment lending companies, and other such financial institutions, which the Commissioner finds to be qualified by experience or facilities and approves as eligible for credit insurance, against losses which they may sustain as a result of loans and advances of credit, and purchases of obligations representing loans and advances of credit, made by them on and after July 1, 1939. Authorizes the Commissioner, directed by such regulations or procedures as he shall deem advisable, to prevent the use of any financial assistance under this Act with respect to new residential structures other than mobile homes that have not been completed and occupied for at least six months, or which would, through multiple loans, result in an outstanding aggregate loan balance with respect to the same structure exceeding the dollar amount limitation prescribed in this Act for the type of loan involved.  Grants the authority whereby this subparagraph may in the discretion of the Commissioner be waived with respect to the period of occupancy or completion of any such new residential structures. Authorizes and directs the Commissioner, with respect to mobile homes to be financed under this Act, to: (1) prescribe minimum property standards to assure the livability and durability of the mobile home and the suitability of the site on which the mobile home is to be located; and (2) obtain assurances from the borrower that the mobile home will be placed on a site which complies with the standards prescribed by the Commissioner and with local zoning. Sets forth the limitation amounts on loans and mortgages insured by the FHA.  Sets forth eligibility requirements for insurance coverage by the FHA. Requires the financial transactions of the FHA to be audited by the General Accounting Office.  Requires an annual report of such audit to the Congress.",2025-09-03T12:48:55Z,
93-hr-15071,93,hr,15071,National Condominium Act,Housing and Community Development,1974-05-29,1974-05-29,Referred to House Committee on Banking and Currency.,House,"Rep. Collins, Cardiss [D-IL-7]",IL,D,C000634,0,"National Condominium Act - Provides for the designation of an Assistant Secretary for Condominiums under the Department of Housing and Urban Development Act to assist in the planning, development, construction, or operation of condominiums or the purchase of condominium units. Establishes minimum national standards for all condominium units the sale of which is financed with Federal assistance in any form, and encourages the States through a new program of Federal grants to establish such standards to protect both the residents of previously leased units to be converted and the potential purchasers of such units from undue hardships and unexpected economic expenses. States that any person who willfully violates any of the provisions of this Act shall be fined not less than $15,000 and be imprisoned for not less than two years.",2025-09-03T12:48:55Z,
93-hr-15024,93,hr,15024,"A bill to amend the Internal Revenue Code of 1954 to allow the rapid depreciation of expenditures to rehabilitate low-income rental housing incurred after December 31, 1974.",Housing and Community Development,1974-05-28,1974-05-28,Referred to House Committee on Ways and Means.,House,"Rep. Roush, J. Edward [D-IN-4]",IN,D,R000467,6,"Allows, under the Internal Revenue Code, the rapid depreciation of expenditures to rehabilitate low-income rental housing incurred after December 31, 1974.",2024-08-01T18:37:32Z,
93-hr-14943,93,hr,14943,A bill to increase the actuarial soundness of the Government National Mortgage Association.,Housing and Community Development,1974-05-22,1974-05-22,Referred to House Committee on Banking and Currency.,House,"Rep. Eckhardt, Bob [D-TX-8]",TX,D,E000035,0,"Requires that every person who makes a finance charge for any extension of credit for a mortgage at an annual percentage rate in excess of 8 percent shall pay an annual interest stabilization fee to the Government National Mortgage Association in an amount equal to 1 percent of the annual interest charge for each one-tenth percentage point by which the annual percentage rate exceeds 8 percent.  Provides that where the amount financed varies during the year, or the period of repayment is less than a year, the amount of the fee shall be ratably adjusted.  Provides that where the period of repayment is more than a year, the fee shall be paid with respect to each year during which there is at any time an unpaid balance outstanding, but need not be paid in advance of receipt of the finance charge. Exempts from the provisions of this Act any loan meeting all of the following conditions:  (1) the amount of the loan is under $10,000, and  (2) the making of the loan is regulated by an agency of a State under a small loan law or similar statute. States that for the purposes of this Act, the terms ""finance charge"", and ""annual percentage rate"" shall be defined as in the Truth in Lending Act, but shall not be restricted to consumer and agricultural transactions. Directs the Government National Mortgage Association to prescribe such regulations as may be necessary or appropriate to carry out the provisions of this Act. Provides that any fees paid pursuant to this Act shall be held by the Government National Mortgage Association in a separate fund, and pursuant to title III of the National Housing Act, as amended, to stabilize and strengthen the national housing market.",2024-08-01T18:37:29Z,
93-hr-14915,93,hr,14915,National Mobile Home and Recreational Vehicle Safety Act,Housing and Community Development,1974-05-21,1974-05-21,Referred to House Committee on Interstate and Foreign Commerce.,House,"Rep. Frey, Lou, Jr. [R-FL-9]",FL,R,F000381,3,"National Mobile Home and Recreational Vehicle Safety Act - Directs the Secretary of Transportation and Secretary of Housing and Urban Development to establish by order appropriate nonoperational Federal mobile home and recreational vehicle safety standards.  Provides that, in prescribing standards under this Act, the Secretary of Transportation and the Secretary of Housing and Urban Development shall:  (1) consider relevant available mobile home safety data; (2) consult with such State or interstate agencies (including legislative committees) as he deems appropriate; (3) consider whether any such proposed standard is reasonable, practicable, and appropriate for the particular type of mobile home or recreational vehicle for which it is prescribed; (4) consider whether any such standard will result in a substantial increase in the retail price of mobile homes or recreational vehicles; and (5) consider the extent to which any such standard will contribute to carrying out the purpose of this title. Directs the Secretary of Transportation to issue initial Federal recreational vehicle and mobile home safety standards upon the expiration of a two hundred and seventy day period which begins on the date of enactment of this Act. Provides that the Secretary shall issue new and revised Federal recreational vehicle and mobile home safety standards under this title upon the expiration of the five hundred and forty-day period which begins on the date of enactment of this Act. Establishes both a National Mobile Home Safety Advisory Council, and a National Recreational Vehicle Safety Advisory Council, a majority of each of which shall be representatives of the general public, including representatives of State and local governments, and the remainder shall include mobile home or recreational vehicle, manufacturers, dealers, representatives of insurers, and nationally recognized standards-producing organizations. Provides that the Secretary shall consult with the appropriate Advisory Council before establishing or revoking any mobile home or recreational vehicle safety standard pursuant to this title. Directs the Secretary to conduct research, testing, development and training necessary to carry out the purposes of this title. Provides that no person shall:  (1) manufacture for sale, sell, offer for sale, or introduce or deliver for introduction into interstate commerce, or import into the United States, any mobile home or recreational vehicle manufactured on or after the date any applicable Federal mobile home or recreational vehicle safety standard takes effect under this title unless it is in conformity with such standard; (2) fail or refuse access to or copying of records, or fail to make reports or provide information, or fail or refuse to permit entry or inspection, as required under this Act; (3) fail to issue a certficate required by this Act, or issue a certificate to the effect that a mobile home or recreational vehicle conforms to all applicable Federal mobile home or recreational vehicle safety standards, unless such person in the exercise of due care has reason to know that such certificate is false or misleading in a material respect; or (4) fail to furnish notification of any defect as required by this Act. Provides for civil penalties for violations of this Act. Authorizes the Secretary to conduct such inspection and investigation as may be necessary to enforce Federal mobile home and recreational vehicles safety standards established under this Act.  Provides that every manufacturer, distributor, and dealer of mobile homes and recreational vehicles shall maintain such records, make such reports, and provide such performance and technical data to the Secretary as may be required to carry out the purposes of this Act. Establishes a National Mobile Home and Recreational Vehicle Safety Institute in the Department of Housing and Urban Development.  Provides that such Institute shall be headed by a Director appointed by the Secretary. Authorizes such Institute to:  (1) develop, establish, and forward to the Secretary of Transportation recommended mobile home and recreational vehicle nonoperational safety standards; (2) conduct research, testing, development, and training as authorized by this title; (3) prepare the annual report to the Congress required by this title; and (4) perform all other functions of the Secretary of Housing and Urban Development under this Act. Requires the Secretary to submit to the President an annual report on the activities of the Department of Transportation under this title. States that nothing in this Act shall prevent any State agency or court from asserting or continuing jurisdiction under State law over any aspect of mobile home or recreational vehicle safety with respect to which no standards have been established pursuant to this title.  Provides that any State may assume responsibility for enforcement of any Federal standards which have been established under this Act upon approval by the Secretary under specified conditions. Authorizes the Secretary to make grants to States which have been delegated enforcement responsibility to assist them in identifying their needs and responsibilities in the area of safety standards enforcement or in developing enforcement plans.  Provides that the Federal share of each such grant shall not exceed 90 percent of the total cost. Authorizes Federal participation under the Home Owner's Loan Act of 1933 in any loan made for the purchase of a recreational vehicle or mobile home which meets or exceeds the safety standards  established under this Act.  Provides for Federal participation in loans made to veterans purchasing mobile homes and recreational vehicles which meet such standards.",2025-09-03T12:48:54Z,
93-hr-14899,93,hr,14899,"A bill to establish in the Department of Housing and Urban Development a direct low-interest loan program to assist low- and middle-income homeowners in the maintenance and improvement of their homes, and to provide for an annual General Accounting Office audit of the housing programs of such Department to promote their more efficient administration.",Housing and Community Development,1974-05-20,1974-05-20,Referred to House Committee on Banking and Currency.,House,"Rep. Metcalfe, Ralph H. [D-IL-1]",IL,D,M000675,1,"Title I:  Home Maintenance and Improvement Loans for Low-and Middle-Income Families - Authorizes the Secretary of Housing and Urban Development to make loans as provided in this Act to low and middle-income individuals and families owning and occupying one, two, or three-family residential structures to assist in financing the necessary maintenance or improvements of such structures through qualified repairs. Provides that such loans shall bear interest at 3 percent. Defines ""low and middle-income individuals and families"" for purposes of this Act. Defines ""qualified repairs"" for purposes of this Act. Requires the reservation of 15 percent of such loans for elderly homeowners. Authorizes appropriations necessary to carry out this Act. Title II:  Audits of Federal Housing Programs by General Accounting Office - Directs the Comptroller General to annually audit housing and related programs of the Department of Housing and Urban Development. Sets forth requirements for such audits.",2024-08-01T18:37:30Z,
93-hr-14900,93,hr,14900,"A bill to establish in the Department of Housing and Urban Development a direct low-interest loan program to assist low- and middle-income homeowners in the maintenance and improvement of their homes, and to provide for an annual General Accounting Office audit of the housing programs of such Department to promote their more efficient administration.",Housing and Community Development,1974-05-20,1974-05-20,Referred to House Committee on Banking and Currency.,House,"Rep. Metcalfe, Ralph H. [D-IL-1]",IL,D,M000675,24,"Title I:  Home Maintenance and Improvement Loans for Low-and Middle-Income Families - Authorizes the Secretary of Housing and Urban Development to make loans as provided in this Act to low and middle-income individuals and families owning and occupying one, two, or three-family residential structures to assist in financing the necessary maintenance or improvements of such structures through qualified repairs. Provides that such loans shall bear interest at 3 percent. Defines ""low and middle-income individuals and families"" for purposes of this Act. Defines ""qualified repairs"" for purposes of this Act. Requires the reservation of 15 percent of such loans for elderly homeowners. Authorizes appropriations necessary to carry out this Act. Title II:  Audits of Federal Housing Programs by General Accounting Office - Directs the Comptroller General to annually audit housing and related programs of the Department of Housing and Urban Development. Sets forth requirements for such audits.",2024-08-01T18:37:29Z,
93-hr-14903,93,hr,14903,Consumer Home Mortgage Assistance Act,Housing and Community Development,1974-05-20,1974-06-17,"Reported to House from the Committee on Banking and Currency with amendment, H. Rept. 93-1113.",House,"Rep. St Germain, Fernand J. [D-RI-1]",RI,D,S000762,0,"(LATEST SUMMARY)  Consumer Home Mortgage Assistance Act - =Title  I:  Lending and Investment Powers, Federal Savings and Loan Associations= - Revises the Home Owners'  Loan Act by making technical changes to modify the lending and investment powers of Federal savings and  loan associations so as to increase the availability of mortgage credit for the financing  of residential housing.   Authorizes loans of $10,000 for property improvement  under the Home Owner's Loan Act.   =Title II:  National Banks= - Revises the regulations  governing real estate, forest tract, construction and commerical loans made by national  banking associations.   =Title III:  Federal Credit Unions= - Revises  the Federal Credit Union Act by setting forth new procedures for the operation of boards of directors  of federal credit unions.   Allows Federal credit union loans to their own  directors provided such loans in excess of $2500 plus pledged shares are approved by the boards of directors.   Prescribes changes in the operations of federal  credit union credit committees.   Specifies the conditions under which an insured  credit union may terminate its status as an insured credit union.   Authorizes the Administrator of the National Credit  Union Administration to make loans to, or purchase the assets of, or establish accounts in,  any insured credit union in order to prevent its closing or in order to reopen a closed  insured credit union.",2025-09-03T12:48:56Z,
93-s-3511,93,s,3511,Emergency Housing Finance Act,Housing and Community Development,1974-05-16,1974-06-27,"Placed on calendar in Senate under ""Subjects on the Table"".",Senate,"Sen. Sparkman, John J. [D-AL]",AL,D,S000701,0,"Emergency Housing Finance Act - Authorizes the Federal Home Loan Mortgage Corporation to purchase, and make commitments to purchase residential mortgages from any Federal home loan bank, the Federal Savings and Loan Insurance Corporation, any member of a Federal home loan bank, or any other financial institution the deposits or accounts of which are insured by an agency of the United States. Sets forth downpayment requirements and maximum mortgage amounts under Federal Housing Administration Programs.  Increases the maximum mortgage amounts under FHA one-to-four family mortgage insurance programs and multifamily mortgage insurance programs. Authorizes appropriations for community development and housing programs, including the model cities and rent supplement programs.",2025-09-03T12:52:57Z,
93-hr-14812,93,hr,14812,"A bill to amend the National Housing Act to improve conditions in the housing market by increasing maximum mortgage amounts under the various FHA residential housing programs, by providing a $1.7-billion increase in GNMA's authority to purchase mortgages under the tandem plan, and by limiting the interest rate on mortgages which may be purchased under such plan.",Housing and Community Development,1974-05-15,1974-05-15,Referred to House Committee on Banking and Currency.,House,"Rep. Moakley, John Joseph [D-MA-9]",MA,D,M000834,0,"Increases the maximum mortgage amounts under specified Federal Housing Administration programs by providing a $1,700,000,000 increase in the Government National Mortgage Association's authority to purchase mortgages. Limits to 7 1/4 percent the interest rate on mortgages which may be purchased under such plan.",2024-08-01T18:37:22Z,
93-hr-14779,93,hr,14779,United States Housing Act,Housing and Community Development,1974-05-14,1974-05-14,Referred to House Committee on Banking and Currency.,House,"Rep. Mitchell, Parren J. [D-MD-7]",MD,D,M000826,24,"United States Housing Act - States that it is the policy of the United States to promote the general welfare of the Nation by employing its funds and credit, as provided in this Act, to assist the several States and their political subdivisions to remedy the unsafe and unsanitary housing conditions and the acute shortage of decent, safe and sanitary dwellings for families of low income and, consistent with the objectives of this Act, to vest in local public housing agencies the maximum amount of responsibility in the administration of their housing programs.  Provides that no person should be barred from serving on the board of directors or similar governing body of a local public housing agency because of his tenancy in a low-income housing project. Permits the Secretary of Housing and Urban Development to make loans or commitments to make loans to public housing agencies to help finance or refinance the development, acquisition, or operation of low-income housing projects by such agencies. Provides that the Secretary may issue and have outstanding at any one time notes and other obligations for purchase by the Secretary of the Treasury in an amount which will not, unless authorized by the President, exceed $l,500,000,000. Authorizes the Secretary to make annual contributions to public housing agencies to assist in achieving and maintaining the low-income character of their projects. Provides that the Secretary may enter into contracts for annual contributions with respect to the modernization of low-income housing projects in an amount aggregating not more than $30,000,000 per annum on and after July 1, 1974, which limits shall be increased by $30,000,000 on July 1, 1975. States that the Secretary may include in any contract for loans, annual contributions, sale, lease, mortgage, or any other agreement or instrument made pursuant to this Act, such covenants, conditions, or provisions as he may deem necessary in order to insure the low-income character of the project involved, and that no otherwise eligible applicant shall be excluded from any project because of race, religion, nationality, age, sex, marital status, or amount or source of income. Stipulates that for the purpose of providing a supplementary form of low-rent housing which will aid in assuring a decent place to live for every citizen and promote efficiency and economy in the program under this Act by taking full advantage of vacancies or potential vacancies in the private housing market, each public housing agency may, to the maximum extent consistent with the achievement of the objectives of this Act, provide low-rent housing under this Act in the form of low-rent housing in private accommodations in accordance with this Act where such housing in private accommodations can be provided at a cost equal to or less than housing in projects assisted under other provisions of this Act.",2025-09-03T12:48:49Z,
93-hr-14749,93,hr,14749,Consumer Home Mortgage Assistance Act,Housing and Community Development,1974-05-13,1974-05-13,Referred to House Committee on Banking and Currency.,House,"Rep. St Germain, Fernand J. [D-RI-1]",RI,D,S000762,0,"Consumer Home Mortgage Assistance Act - Title I:  Lending and Investment Powers, Federal Savings and Loan Associations - Revises the Home Owners' Loan Act by making technical changes to modify the lending and investment powers of Federal savings and loan associations so as to increase the availability of mortgage credit for the financing of residential housing. Authorizes loans of $10,000 for property improvement under the Home Owner's Loan Act. Title II:  National Banks - Revises the regulations governing real estate, forest tract, construction and commerical loans made by national banking associations. Title III:  Federal Credit Unions - Revises the Federal Credit Union Act by setting forth new procedures for the operation of boards of directors of federal credit unions. Allows Federal credit union loans to their own directors provided such loans in excess of $2500 plus pledged shares are approved by the boards of directors. Prescribes changes in the operations of federal credit union credit committees. Specifies the conditions under which an insured credit union may terminate its status as an insured credit union. Authorizes the Administrator of the National Credit Union Administration to make loans to, or purchase the assets of, or establish accounts in, any insured credit union in order to prevent its closing or in order to reopen a closed insured credit union.",2025-09-03T12:48:49Z,
93-hr-14750,93,hr,14750,A bill to exempt range sheep industry mobile housing from regulations affecting permanent housing for agricultural workers.,Housing and Community Development,1974-05-13,1974-05-13,Referred to House Committee on Education and Labor.,House,"Rep. Symms, Steven D. [R-ID-1]",ID,R,S001138,0,"Provides that the Secretary of Labor shall not apply the Federal regulations governing permanent housing for agricultural workers to the nonwintering, mobile housing facilities (commonly known as ""camp wagons"") used in the range sheep industry.",2025-07-21T19:44:15Z,
93-s-3456,93,s,3456,Middle Income Mortgage Credit Relief Act,Housing and Community Development,1974-05-08,1974-05-08,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Cranston, Alan [D-CA]",CA,D,C000877,0,"Middle Income Mortgage Credit Relief Act - States that whenever the Secretary of Housing and Urban Development determines that a substantial number of middle-income families are unable to obtain mortgage credit at reasonable rates due to high interest rates or reduced availability of mortgage credit and that the inability to obtain such credit is causing or threatening to cause a significant reduction in the volume of residential home construction and thereby adversely affect the economy and delay the orderly achievement of the national housing goals contained in title XVI of the Housing and Urban Development Act of 1968, the Secretary shall direct the Government National Mortgage Association to begin making commitments to purchase and to purchase mortgages in accordance with the provisions of this Act. Provides that, not later than sixty days following the enactment of this Act, the Secretary shall issue regulations to carry out the purposes of this Act. Establishes within the Association a Middle Income Housing Fund which shall be used to carry out the purposes of this Act.  States that a mortgage may be purchased under this Act only if:  (1) such mortgage was executed to finance the acquisition of the principal residence of the mortgagor; (2) such mortgage involves a principal amount not to exceed $30,000; (3) such mortgage involves an interest rate not in excess of 7 percent per annum; and (4) no points, discounts, or similar charges were assessed against the prospective buyer or seller in connection with the mortgage.",2025-09-03T12:52:57Z,
93-hr-14630,93,hr,14630,A bill to amend the Internal Revenue Code of 1954 to provide an exemption from income taxation for cooperative housing corporations and condominium housing associations.,Housing and Community Development,1974-05-07,1974-05-07,Referred to House Committee on Ways and Means.,House,"Rep. Lehman, William [D-FL-13]",FL,D,L000226,0,Provides an exclusion from income taxation under the Internal Revenue Code for cooperative housing corporations and condominium housing associations if membership in such organizations is limited to owners of units within such cooperative or condominium.,2024-08-01T18:37:19Z,
93-s-3451,93,s,3451,A bill to exempt range sheep industry mobile housing from regulations affecting permanent housing for agricultural workers.,Housing and Community Development,1974-05-07,1974-05-07,Referred to Senate Committee on Labor and Public Welfare.,Senate,"Sen. McClure, James A. [R-ID]",ID,R,M000346,8,"Provides that the Secretary of Labor shall not apply the Federal regulations governing permanent housing for agricultural workers to the nonwintering, mobile housing facilities (commonly known as ""camp wagons"") used in the range sheep industry.",2025-04-21T12:24:17Z,
93-hr-14555,93,hr,14555,Housing Act for Older Americans and the Handicapped,Housing and Community Development,1974-05-02,1974-05-02,Referred to House Committee on Banking and Currency.,House,"Rep. Hunt, John E. [R-NJ-1]",NJ,R,H000972,0,"Housing Act for Older Americans and the Handicapped - States the finding of the Congress that among the low-income people of the Nation, millions of our elderly and many handicapped persons, unable to perform to the extent of providing their essential needs for a suitable living environment, are unnecessarily suffering in need for assistance.  Makes it the purpose of this Act to give appropriate and positive support to the elderly and the handicapped, by making available a Federal housing assistance program. States that it is the intent of Congress that a community's planning, development, and management activities, directly or indirectly supported by Federal programs, will permit and encourage participation by elderly and handicapped persons so that the needs and potential contributions of these special groups can be readily acknowledged. Provides, under the provisions of the United States Housing Act of 1937, that for the purpose of providing more adequate assistance to low income elderly and handicapped individuals, each public housing agency under such Act shall, to the maximum extent consistent with the achievement of the objectives of such Act, and supplemental to other provisions of such Act which make specific reference to the elderly and the handicapped, provide housing for such individuals in accordance with this Act. Requires that at least 25 percent of the total amount of contracts for annual contribution contracts entered into in any fiscal year under such Act shall be entered into with respect to units of low-rent housing specially designed for the elderly or the handicapped in accordance with this Act. Requires that multifamily housing projects assisted under such Act for the predominant or exclusive use of elderly or handicapped individuals shall be specifically designed to accomodate the special environmental needs of the intended occupant, and be in appropriate support of, and supported by, applicable plans of a State, the District of Columbia, Puerto Rico and possessions of the United States, or of a subdivision within any State, which respond to Federal program requirements. Requires that public housing agencies under such Act, where practicable, contract for the use of dwelling units in a manner which will promote the efficient provision of needed services to elderly and handicapped individuals, as in a community's comprehensive plan for the aged or the handicapped. Authorizes a public housing agency, notwithstanding any otherwise applicable limit on the number of units which could be contracted for in any structure, to enter into lease contracts with the owners of structures containing dwelling units predominantly or exclusively for occupancy by elderly or handicapped families for the use of all or some of such units in accordance with the provisions of this Act.",2025-09-03T12:48:44Z,
93-s-3436,93,s,3436,Emergency Home Finance Act,Housing and Community Development,1974-05-02,1974-05-02,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Brooke, Edward W. [R-MA]",MA,R,B000871,1,"Emergency Home Finance Act - Expresses the findings of Congress, including that there is an urgent need to provide an alternate source of residential mortgage credit on an emergency basis. Authorizes the Secretary of Housing and Urban Development to make mortgage loans to finance the purchase of housing in geographic areas where he determines, after consultation with the Chairman of the Federal Reserve Board and the Chairman of the Federal Home Loan Bank Board, that mortgage credit is not available on reasonable terms at specified interest rates. Establishes in the Treasury of the United States a trust fund to be known as the National Housing Trust Fund for the purpose of making, processing, and servicing direct mortgage loans. States that, to carry out the purposes of this Act, the Secretary is authorized to issue to the Secretary of the Treasury notes or other obligations in an aggregate amount not to exceed $5,000,000,000. Requires the Secretary to transmit to the Congress not later than March 15 of each year a report on his activities under this Act during the preceding year, and on any activities he anticipates during the year in which the report is made.",2025-09-03T12:52:57Z,
93-hr-14475,93,hr,14475,"A bill to establish in the Department of Housing and Urban Development a direct low-interest loan program to assist low and middle-income homeowners in the maintenance and improvement of their homes, and to provide for an annual GAO audit of the housing programs of such Department to promote their more efficient administration.",Housing and Community Development,1974-04-30,1974-04-30,Referred to House Committee on Banking and Currency.,House,"Rep. Metcalfe, Ralph H. [D-IL-1]",IL,D,M000675,0,"Title I:  Home Maintenance and Improvement Loans for Low-and Middle-Income Families - Authorizes the Secretary of Housing and Urban Development to make loans as provided in this Act to low and middle-income individuals and families owning and occupying one, two, or three-family residential structures to assist in financing the necessary maintenance or improvements of such structures through qualified repairs. Provides that such loans shall bear interest at 3 percent. Defines ""low and middle-income individuals and families"" for purposes of this Act. Defines ""qualified repairs"" for purposes of this Act. Requires the reservation of 15 percent of such loans for elderly homeowners. Authorizes appropriations necessary to carry out this Act. Title II:  Audits of Federal Housing Programs by General Accounting Office - Directs the Comptroller General to annually audit housing and related programs of the Department of Housing and Urban Development. Sets forth requirements for such audits.",2024-08-01T18:37:08Z,
93-hr-14487,93,hr,14487,A bill to provide that no part of expenses or depreciation on a taxpayer's personal residence can be deducted for income tax purposes as a business expense.,Housing and Community Development,1974-04-30,1974-04-30,Referred to House Committee on Ways and Means.,House,"Rep. Vanik, Charles A. [D-OH-22]",OH,D,V000047,0,"Provides that, except as otherwise expressly provided, no tax deduction shall be allowed for personal, living, or family expenses under the Internal Revenue Code. States that if a dwelling which is used by the taxpayer as a personal residence (whether or not as his principal residence) is also used by him in an activity engaged in for profit, all expenses in connection with the maintenance, care, and use of such dwelling shall nevertheless be treated as personal, living, or family expenses. Exempts from such rule that portion of a dwelling:  (1) which constitutes an office, shop, or other place of doing business utilized by patients, clients, or customers in meeting or dealing with the taxpayer in the normal course of his conduct of his trade or business; or  (2) which the taxpayer operates as a hotel, rooming house, or similar establishment.",2024-08-01T18:37:11Z,
93-hr-14490,93,hr,14490,Housing and Urban Development Act,Housing and Community Development,1974-04-30,1974-04-30,Referred to House Committee on Banking and Currency.,House,"Rep. Barrett, William A. [D-PA-1]",PA,D,B000178,13,"Housing and Urban Development Act - Title I:  Community Development Block Grants - Authorizes the Secretary of Housing and Urban Development to make grants to States and units of general local government to help finance Community Development Programs.  Authorizes the Secretary to incur obligations for such grants of up to $8,050,000,000 until July 1, 1977.  Authorizes $100,000,000 for each of fiscal years 1975, 1976, and 1977 for grants to general local government units for urgent community development needs. Requires grant applicants to:  (1) formulate community development programs and housing assistance plans;  (2) operate such programs in accordance with the Civil Rights Act of 1964 and Public Law 90-284 (relating to fair housing) and (3) inform affected citizens of the various aspects of the program. Requires annual reviews and audits to determine if grantees are carrying out their programs as required by this Act. States that community development programs approved under this title may include:  (1) acquisition of real property that is deteriorating or useful for public purposes;  (2) installation of public works facilities;  (3) rehabilitation of buildings; and  (4) provisions for health, social counseling, and training services under activities within this title. Prescribes the allocations of grant funds under this title, including a ratio to determine amounts for individual cities which relates to poverty and housing overcrowding in the city.  Requires that 80 percent of the non-urgent grant funds go to metropolitan areas. Prescribes the full ""hold-harmless"" amount of a metropolitan city or urban county under this title. Prescribes a discretionary grants fund for special projects, including new communities, United States territories, and disaster-caused development needs. Authorizes the guarantee of notes or other obligations of general local government units for acquisition of real property for community development programs. Prohibits discrimination based upon race, color, national origin, or sex under programs funded by this title. Sets wage standards for labor performed under contracts funded by this title. Requires the termination or reduction of funds to grantees failing to comply with this title.  Allows judidical review of such actions. Allows 20 percent of the urgent-need grants to be applied toward the payment of principal and interest on temporary loans made to a local government unit under the Housing Act of 1949. Provides for the employment of low-income persons under programs approved by this title. Title II:  Assisted Housing - Authorizes assistance, under the United States Housing Act of 1937, to low-income families. Allows public housing agencies to make assistance payments for the use of existing dwelling units. Allows assistance payments for contracts with owners or prospective owners who construct or rehabilitate housing which will be used at least in part for low-income families. Requires such assistance contracts to set a maximum monthly rent, according to prescribed guidelines. Sets forth a time limit on such contracts for assistance payments. Preserves all ownership, management, and maintenance responsiblilities in the owners. Requires 30 percent of families assisted under this title to be ""very low-income"" families. Requires the Secretary to insure that special projects for the handicapped authorized under the United States Housing Act of 1937 provide quality services and management consistent with the needs of the occupant. Prohibits the approval of a housing assistance plan under the United States Housing Act of 1937, the National Housing Act, or the Housing and Urban Development Act of 1965 unless the general local government unit certifies that such assistance is consistent with a housing assistance plan approved under title I of this Act. Requires the allocation of assistance under provisions of the above-mentioned laws according to rates of property, overcrowding, and substandard housing. Makes public housing agencies eligible as mortgagors under the National Housing Act's provisions relating to housing for moderate income and displaced families. Specifies minimum rentals for low-rent housing under the United States Housing Act of 1937. Requires the establishment of sound management practices by public housing agencies. Increases the annual contribution to public housing to maintain low rents to $400,000,000 for fiscal year 1973 and $965,000,000 for fiscal year 1974. Extends the home ownership, cooperative and rental mortgage provisions of the National Housing Act until June 30, 1975. Title III:  Mortage Credit Programs - Extends the regular FHA insurance programs and the interest rate authority for veterans' home loans. Increases the maximum mortgage amounts under the FHA one to four-family and multifamily mortgage insurance programs. Makes changes in downpayment requirements for regular FHA one to four-family mortgages. Increases the amounts and time limits on home improvement loans. Permits the co-insurance of any mortgage, advance, or loan in addition to co-insurance otherwise provided by this Act.  Prohibits the issuance of such insurance until it is determined that such co-insurance demonstration program will not disrupt the mortgage market or reduce the availability of mortgage credit to borrowers who depend upon mortgage insurance under this Act. Prohibits the purchase of mortgages by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation if the outstanding principal balance of the mortgage at the time of purchase exceeds 80 percent of the value of the property, with specifed exceptions. Eliminates the provisions of Federal law concerning the retirement of common and preferred stock in FNMA. Prohibits sex discrimination in Federal mortgage assistance payments under this title. Title IV:  Rural Housing - Allows loans for the repair and improvement of rural dwellings to make them safe and sanitary (where the borrower does not otherwise qualify) of up to $500. Extends veterans preference to rural housing programs under the Housing Act of 1949. Authorizes funds for loan programs for rural housing programs. Authorizes direct and insured loans to provide housing and related facilities for elderly persons and families in rural areas. Authorizes direct and insured loans to provide condominium housing for low-and moderate-income families in rural areas. Title V:  Miscellaneous - States that it is the purpose of this part to encourage the formation of State development agencies which have broad and flexibile authority to carry out development activities designed to:  (1) provide housing and related facilities for persons and families of low and moderate income,  (2) promote the sound growth and development of neighborhoods through the revitalization of slum and blighted areas, and  (3) increase and improve employment opportunities for the unemployed and underemployed through the development and redevelopment of industrial, manufacturing, and commercial facilities. Permits the guarantee of bonds, debentures, notes and other obligations issued by State development agencies to finance development activities described in the purposes of this title. Establishes a revolving fund to provide for timely payment of liabilities incurred as a result of such guarantees. Allows supplementary grants for projects assisted by the National Foundation on the Arts and Humanities. Includes waste disposal facilities among eligible land improvements. Authorizes appropriations for comprehensive urban planning.",2025-09-03T12:48:44Z,
93-hr-14491,93,hr,14491,A bill to amend the Housing and Urban Development Act of 1968.,Housing and Community Development,1974-04-30,1974-04-30,Referred to House Committee on Banking and Currency.,House,"Rep. Brown, Garry E. [R-MI-3]",MI,R,B000917,5,"Expands the meaning of ""subdivision,"" under the Housing and Urban Development Act of 1968 to include land ""in any State or in a foreign country."" Extends the revocation period, relating to qualified land contracts, of 48 hours as provided in the Act to 72 hours. Adds industrially and commercially zoned property to the list of property exempt from the Act when enumerated conditions are met.",2024-08-01T18:37:08Z,
93-hr-14445,93,hr,14445,National Mobile Home and Recreational Vehicle Safety Act,Housing and Community Development,1974-04-29,1974-04-29,Referred to House Committee on Interstate and Foreign Commerce.,House,"Rep. Frey, Lou, Jr. [R-FL-9]",FL,R,F000381,7,"National Mobile Home and Recreational Vehicle Safety Act - Directs the Secretary of Transportation and Secretary of Housing and Urban Development to establish by order appropriate nonoperational Federal mobile home and recreational vehicle safety standards.  Provides that, in prescribing standards under this Act, the Secretary of Transportation and the Secretary of Housing and Urban Development shall:  (1) consider relevant available mobile home safety data; (2) consult with such State or interstate agencies (including legislative committees) as he deems appropriate; (3) consider whether any such proposed standard is reasonable, practicable, and appropriate for the particular type of mobile home or recreational vehicle for which it is prescribed; (4) consider whether any such standard will result in a substantial increase in the retail price of mobile homes or recreational vehicles; and (5) consider the extent to which any such standard will contribute to carrying out the purpose of this title. Directs the Secretary of Transportation to issue initial Federal recreational vehicle and mobile home safety standards upon the expiration of a two hundred and seventy day period which begins on the date of enactment of this Act. Provides that the Secretary shall issue new and revised Federal recreational vehicle and mobile home safety standards under this title upon the expiration of the five hundred and forty-day period which begins on the date of enactment of this Act. Establishes both a National Mobile Home Safety Advisory Council, and a National Recreational Vehicle Safety Advisory Council, a majority of each of which shall be representatives of the general public, including representatives of State and local governments, and the remainder shall include mobile home or recreational vehicle, manufacturers, dealers, representatives of insurers, and nationally recognized standards-producing organizations. Provides that the Secretary shall consult with the appropriate Advisory Council before establishing or revoking any mobile home or recreational vehicle safety standard pursuant to this title. Directs the Secretary to conduct research, testing, development and training necessary to carry out the purposes of this title. Provides that no person shall:  (1) manufacture for sale, sell, offer for sale, or introduce or deliver for introduction into interstate commerce, or import into the United States, any mobile home or recreational vehicle manufactured on or after the date any applicable Federal mobile home or recreational vehicle safety standard takes effect under this title unless it is in conformity with such standard; (2) fail or refuse access to or copying of records, or fail to make reports or provide information, or fail or refuse to permit entry or inspection, as required under this Act; (3) fail to issue a certficate required by this Act, or issue a certificate to the effect that a mobile home or recreational vehicle conforms to all applicable Federal mobile home or recreational vehicle safety standards, unless such person in the exercise of due care has reason to know that such certificate is false or misleading in a material respect; or (4) fail to furnish notification of any defect as required by this Act. Provides for civil penalties for violations of this Act. Authorizes the Secretary to conduct such inspection and investigation as may be necessary to enforce Federal mobile home and recreational vehicles safety standards established under this Act.  Provides that every manufacturer, distributor, and dealer of mobile homes and recreational vehicles shall maintain such records, make such reports, and provide such performance and technical data to the Secretary as may be required to carry out the purposes of this Act. Establishes a National Mobile Home and Recreational Vehicle Safety Institute in the Department of Housing and Urban Development.  Provides that such Institute shall be headed by a Director appointed by the Secretary. Authorizes such Institute to:  (1) develop, establish, and forward to the Secretary of Transportation recommended mobile home and recreational vehicle nonoperational safety standards; (2) conduct research, testing, development, and training as authorized by this title; (3) prepare the annual report to the Congress required by this title; and (4) perform all other functions of the Secretary of Housing and Urban Development under this Act. Requires the Secretary to submit to the President an annual report on the activities of the Department of Transportation under this title. States that nothing in this Act shall prevent any State agency or court from asserting or continuing jurisdiction under State law over any aspect of mobile home or recreational vehicle safety with respect to which no standards have been established pursuant to this title.  Provides that any State may assume responsibility for enforcement of any Federal standards which have been established under this Act upon approval by the Secretary under specified conditions. Authorizes the Secretary to make grants to States which have been delegated enforcement responsibility to assist them in identifying their needs and responsibilities in the area of safety standards enforcement or in developing enforcement plans.  Provides that the Federal share of each such grant shall not exceed 90 percent of the total cost. Authorizes Federal participation under the Home Owner's Loan Act of 1933 in any loan made for the purchase of a recreational vehicle or mobile home which meets or exceeds the safety standards  established under this Act.  Provides for Federal participation in loans made to veterans purchasing mobile homes and recreational vehicles which meet such standards.",2025-09-03T12:48:38Z,
93-hr-14449,93,hr,14449,"Headstart, Economic Opportunity, and Community Partnership Act of 1974",Housing and Community Development,1974-04-29,1975-01-04,Public law 93-644.,House,"Rep. Hawkins, Augustus F. [D-CA-21]",CA,D,H000367,2,"(LATEST SUMMARY)  Headstart, Economic Opportunity, and Community  Partnership Act - Authorizes the Director of the Office of Economic Opportunity to provide financial assistance through  grants or contracts for research, demonstration or pilot projects conducted by public or private agencies which are  designed to test or asssist in the development of new approaches or methods that will aid in overcoming special problems or otherwise  furthering the purposes of this Act.   Directs the Director to establsih an overall plan  to govern the approval of research, demonstration, and pilot projects and the use of all research authority under this Act.   Establishes:  (1) a program to be known as ""Emergency  Energy Conservation Services"" designed to enable low-income individuals and families, including the elderly and  the near poor, to participate in energy conservation programs designed to  lessen the impact of the high cost of energy on such individuals  and families and to reduce individual and family energy consumption; and (2) a program to be known as ""Summer Youth Recreation""  designed to provide recreational opportunities for low-income children during the summer months.   Authorizes to be appropriated to the Office of  Economic Opportinity up to $50,000,000 to provide financial assistance to community action agencies for the demonstration  of community partnership agreements.   Establishes within the Office of Economic Opportunity  or successor authority an Intergovernmental Advisory Council on Community Services to: (1) encourage the  formation and review the substance of community partnership agreements and; (2) identify and encourage means of  increasing the resources available for antipoverty efforts.   Directs the Secretary to establish within the  Department of Health, Education, and Welfare a ""Comprehensive Health Services"" program which shall include:  (1)  programs to aid in developing and carrying out comprehensive health services projects focused upon the needs of  urban and rural areas having high concentrations or proportions of poverty and marked inadequancy of health  services for the poor; and (2) programs to provide financial assistance to public or private agencies  to projects designed to develop knowledge or enhance skills in the field of health services for the poor.  Provides  that such projects shall encourage both prospective and practicing health professionals to direct their talents and energies  toward providing health services for the poor.   Authorizes the Secretary to carry out the following  programs:  (1) an Alcoholic Counseling and Recovery"" program designed to discover and treat the disease  of alcoholism; and (2) a ""Drug Rehabilitation"" program designed to discover the causes of drug abuse and  addiction, to treat narcotic and drug addiction and the dependence associated with drug abuse.   Provides that Title V of the Economic Opportunity  Act of 1964 is redesignated the ""Headstart - Follow Through Act"".   Extends the authority for appropriation of funds  for Project Headstart for fiscal years 1975, 1976, and 1977.   Directs the Secretary to provide financial assistance  to an agency eligible for designation as a Headstart agency which:  (1) will provide such comprehensive  health, nutritional, educational, social, and other services as will aid the children to attain their full potential;  and (2) will provide for direct participation of the parents of such children in the development, conduct,  and overall program direction at the local level.   Enumerates the criteria to be applied by the Secretary  of Health, Education, and Welfare in designating Headstart agencies.   Directs the Secretary to prescribe by regulation  eligibility for the participation of persons in Headstart programs.   Requires the Secretary to prescribe procedures  for appeal, notice, and hearings for an agency whose application to a Headstart agency has been substantially rejected.   Authorizes the Secretary to provide, directly  or through grants or other arrangments:  (1) technical assistance to communities in developing, conducting, and administering  Headstart programs; and (2) training for specialized or other personnel needed in connection with Headstart programs.   Authorizes the Secretary to provide financial  assistance through grants or contracts for research, demonstration, or pilot projects conducted by public  or private agencies which are designed to test or assist in the development of new approaches or methods that will  aid in overcoming special problems or otherwise in furthering the purpose of the Headstart programs.   Authorizes the Secretary to provide financial  assistance in the form of grants to local educational agencies, combinations of such agencies, and any other public  or appropriate nonprofit private agencies, organizations, and institutions for the purpose of carrying out Follow-Through  programs focused primarily on children from low-income in kindergarten and primary grades, including such  children enrolled in private, nonprofit elementary schools who are previously enrolled in Headstart or other similar programs.   States that such projects shall provide for the  direct participation of the parents of such children in the development, conduct, and overall direction of the  program at the local level.   Authorizes to be appropriated for carrying out  Follow-Through programs $60,000,000 for fiscal years 1975, 1976, and 1977.  States that no such project shall be approved  for assistance unless the Secretary is satisfied that the services to be provided will be in addition to, and  not in substitution for, services previously provided without Federal assistance.   States that, upon the date of enactment of this  Act, there is established within the executive branch an agency known as the ""Community Services Administration"" which  shall be headed by a Director and which shall be, in all respects, and for all purposes, the successor authority  to the Office of Economic Opportunity.  Provides that the Administration will remain in existence unless and  until a reorganization plan submitted by the President pursuant to a prescribed administrative structure takes effect.   Provides that agencies administering programs  under this Act shall revise the criteria for eligibility for such programs at regular intervals.   Authorizes to be appropriated for fiscal years  1975, 1976, and 1977 such sums as are necessary to develop the following special programs by which the residents  of urban and rural low-income areas may, through self-help and mobilization of the community at large, with appropriate  Federal assistance, improve the quality of their economic and social participation in community life in such  a way as to contribute to the elimination of poverty and the establishment of permanent economic and social benefits:   (1)urban and rural impact programs; (2) special rural programs; (3) development loans to community economic  development programs; (4) supportive programs and activities as are necessary to implement the above programs;  (5) low and moderate income housing programs; and (6) Department of Agriculture and Farmers Home Administration programs.   Authorizes the Secretary to provide financial  assistance to public and nonprofit private agencies, including but not limited to, governing bodies of Indian tribes  on Federal and State reservations, Alaska Native Claims Settlement Act, and such public and nonprofit private  agencies serving Hawaiian Natives, and Indian organizations in urban or rural nonreservation areas, for projects  pertaining to the goal of economic and social self-sufficiency for American Indians, Hawaiian Natives, and Alaskan Natives.   States that the Director shall, directly or through  grants or contracts, measure and evaluate the impact of all programs authorized by this Act and of poverty-related  programs authorized by other Acts, in order to determine their effectiveness in achieving stated goals and  their impact on related programs.",2025-07-21T19:44:15Z,
93-hr-14342,93,hr,14342,"A bill to amend title VIII of the act entitled ""An act to prescribe penalties for certain act of violence or intimidation, and for other purposes.",Housing and Community Development,1974-04-24,1974-04-24,Referred to House Committee on the Judiciary.,House,"Rep. Dulski, Thaddeus J. [D-NY-37]",NY,D,D000523,0,"Provides that the prohibitions against discrimination in the sale or rental of housing shall apply to all dwellings after December 31, 1975.",2024-08-01T18:37:01Z,
93-hr-14292,93,hr,14292,A bill to amend title XIV of the Housing and Urban Development Act of 1968 (the Interstate Land Sales Full Disclosure Act) to provide for the exemption of new communities from the requirements of that title.,Housing and Community Development,1974-04-23,1974-04-23,Referred to House Committee on Banking and Currency.,House,"Rep. Frenzel, Bill [R-MN-3]",MN,R,F000380,0,Sets forth criteria for the exemption of new communities from the requirements of the Interstate Land Sales Full Disclosure Act.,2024-08-01T18:37:03Z,
93-hr-14298,93,hr,14298,"Development, Volunteer, and Other Community Assistance Programs Act",Housing and Community Development,1974-04-23,1974-04-23,Referred to House Committee on Education and Labor.,House,"Rep. Moakley, John Joseph [D-MA-9]",MA,D,M000834,0,"Development, Volunteer, and Other Community Assistance Programs Act - Title I:  Domestic Volunteer Services - Provides for the establishment of the Volunteers in Service to America (VISTA) program of full-time volunteer service.  States that the purpose of this Act is to strengthen and supplement efforts to eliminate poverty and poverty-related human, social, and environmental problems in the United States.  Authorizes the Director of the program to recruit, select, and train persons to serve in full-time volunteer programs consistent with the provisions, and to carry out the purposes, of this Act. Authorizes the Director to provide a stipend to volunteers, while they are in training and during their assignments, enrolled for periods of service of not less than one year under this Act.  States that such stipend shall not exceed $50 per month during the volunteer's service. Provides for the University Year for ACTION (UYA) program of full-time volunteer service by students enrolled in institutions of higher education.  States that the purpose of this Act is to strengthen and supplement efforts to eliminate poverty and poverty related human, social, and environmental problems.  Authorizes the use of funds for special service-learning programs. Empowers the Director to engage in special volunteer programs or demonstration programs, such as a program to provide alternatives to the incarceration of youthful offenders. Sets up a series of national older American volunteers programs, including:  (1) a retired senior volunteer program; (2) a foster grandparent program; and (3) an older American community service program.  Details the conditions for the making of grants and contracts for such programs. Provides for national volunteers programs to assist small businesses and promote volunteer service by persons with business experience.  Sets up the framework for the organization and administration of such programs. Title II:  Community Services - Provides for community action programs and agencies, prescribes the structure, and describes the functions of community action agencies.  Authorizes financial assistance to community programs and related projects and activities.  Enumerates the authorities which a community action agency must hold to qualify for designation under this Act.  Provides for the establishment of boards of not more than 51 members to govern the community action agencies, detailing the powers and functions of such agencies. Requires each agency to encourage the establishment of housing developments and service organizations to focus on the housing needs of low-income families and individuals. Prescribes the general provisions to be followed by the Director in providing financial assistance to community action agencies in carrying out programs under this Act.  Provides for the development of special programs relating to:  (1) legal services; (2) emergency food and community nutrition; (3) environmental action; and (4) rural housing development and rehabilitation. Calls for the development of neighborhood centers and employment of area residents in carrying out the purposes of this Act.  Provides for the allotment of funds among the States and sets limitations on assistance. Empowers the Director to make grants to community-based design and planning organizations to provide technical and architectural service to persons and organizations not otherwise able to afford such assistance. Provides for the creation of a youth recreation and sports program for disadvantaged youth and for consumer action and cooperative programs to low-income persons.  Directs the Director to further the extension of benefits to residents of rural areas. Requires the submission of plans to State Governors prior to the granting of assistance under this Act.  Sets special financial and regulatory limitations on programs, including that the use of family services shall not be a prerequisite to the receipt of other services under this Act. Establishes a series of special programs to combat poverty in rural areas, including rural loan programs and assistance for migrant and other seasonally employed farmworkers and their families. Provides for assistance in establishing and strengthening small business concerns.  Empowers the Administrator of the Small Business Administration to provide aid for technical and managerial assistance for projects. Sets up work experience, training, and day care programs.  Provides for the establishment of special programs of assistance to agencies conducting activities which are directed toward the solution of critical problems existing in particular low-income communities.  Prescribes the requirements to be met before financial assistance will be granted for such purposes. Provides for support to self-help programs which promote the economic development and independence of low-income persons in rural areas. Requires the Director to provide for the continuing evaluation of programs under this Act.  Calls for cooperation among Federal agencies.  Requires the publication of evaluation results and the evaluation of programs by other administering agencies. Title III:  Administration and Coordination - Establishes in the executive branch the Agency for Development, Volunteer, and Other Community Assistance Programs, headed by a Director.  Outlines the powers and duties of the Director and places restrictions on any political activities pursuant to this Act. Creates in the Agency a National Advisory Council on Community Services to advise the Director and review programs under this Act.  Creates in the Agency a National Voluntary Service Council to perform policy and advisory duties. Expresses the intent of Congress that the problems of the elderly poor shall be considered in carrying out this Act. Sets limitations:  (1) on benefits to those who are voluntarily poor; (2) with respect to specified unlawful activities; and (3) on Federal administrative expenses. Provides for:  (1) notice and hearing procedures for suspension and termination of financial assistance; (2) the distribution of benefits between rural and urban areas; and (3) audits and the transfer of personnel of ACTION and the Office of Economic Opportunity. Details the responsibilities of the Director and provides for coordination of the programs under this Act with other appropriate and related projects.  Establishes an information center to insure maximum use is made of available programs under this Act. Title IV:  Transfer of Programs - Headstart - Follow Through Act - Authorizes the Secretary of Health, Education, and Welfare to provide financial aid to Project Headstart agencies.  Authorizes appropriations for such purposes.  Enumerates the required powers and functions of Headstart agencies prior to receiving funds under this Act.  Requires annual revision of  the poverty line which shall be used as a criterion of eligibility for participation in Headstart programs. Requires the Secretary to make a public announcement of research or demonstration contracts.  Provides for the continuing evaluation of programs under this title.  Defines the terms used in this Act.  Authorizes appropriations through fiscal year 1977 to carry out the purposes of this part. Native American Program Extension Act - Provides for financial and technical assistance to promote the economic and social self-sufficiency for American Indians and Alaskan natives.  Authorizes appropriations for such programs. Empowers the Secretary to provide aid for pilot and demonstration projects which are designed to test or assist in the development of new methods to overcome special problems or otherwise further the purposes of this title. Authorizes appropriations of such sums as necessary for fiscal years 1975-1977 for such aid. Directs the Secretary to establish:  (1) in the Administration on Aging, a Senior Opportunities and Services Program to identify and meet the needs of older, poor persons over sixty; and (2) a Comprehensive Health Services Program to concentrate on health services for the poor. Title V:  Authorization of Appropriations - Authorizes appropriations for specified titles and provisions of this Act. Title VI:  General Provisions - Defines the terms used in this Act.  Repeals the Domestic Volunteer Service Act of 1973 and the Economic Opportunity Act of 1974.",2025-09-03T12:48:37Z,
93-hr-14326,93,hr,14326,Housing Act for Older Americans and the Handicapped,Housing and Community Development,1974-04-23,1974-04-23,Referred to House Committee on Banking and Currency.,House,"Rep. Mosher, Charles A. [R-OH-13]",OH,R,M001031,0,"Housing Act for Older Americans and the Handicapped - States the finding of the Congress that among the low-income people of the Nation, millions of our elderly and many handicapped persons, unable to perform to the extent of providing their essential needs for a suitable living environment, are unnecessarily suffering in need for assistance.  Makes it the purpose of this Act to give appropriate and positive support to the elderly and the handicapped, by making available a Federal housing assistance program. States that it is the intent of Congress that a community's planning, development, and management activities, directly or indirectly supported by Federal programs, will permit and encourage participation by elderly and handicapped persons so that the needs and potential contributions of these special groups can be readily acknowledged. Provides, under the provisions of the United States Housing Act of 1937, that for the purpose of providing more adequate assistance to low income elderly and handicapped individuals, each public housing agency under such Act shall, to the maximum extent consistent with the achievement of the objectives of such Act, and supplemental to other provisions of such Act which make specific reference to the elderly and the handicapped, provide housing for such individuals in accordance with this Act. Requires that at least 25 percent of the total amount of contracts for annual contribution contracts entered into in any fiscal year under such Act shall be entered into with respect to units of low-rent housing specially designed for the elderly or the handicapped in accordance with this Act. Requires that multifamily housing projects assisted under such Act for the predominant or exclusive use of elderly or handicapped individuals shall be specifically designed to accomodate the special environmental needs of the intended occupant, and be in appropriate support of, and supported by, applicable plans of a State, the District of Columbia, Puerto Rico and possessions of the United States, or of a subdivision within any State, which respond to Federal program requirements. Requires that public housing agencies under such Act, where practicable, contract for the use of dwelling units in a manner which will promote the efficient provision of needed services to elderly and handicapped individuals, as in a community's comprehensive plan for the aged or the handicapped. Authorizes a public housing agency, notwithstanding any otherwise applicable limit on the number of units which could be contracted for in any structure, to enter into lease contracts with the owners of structures containing dwelling units predominantly or exclusively for occupancy by elderly or handicapped families for the use of all or some of such units in accordance with the provisions of this Act.",2025-09-03T12:48:35Z,
93-hr-14201,93,hr,14201,A bill to amend the National Housing Act to authorize FHA insurance of mortgages covering sales of individual condominium units meeting the requirements for such insurance without regard to whether or not such units are part of an FHA-insured project.,Housing and Community Development,1974-04-11,1974-04-11,Referred to House Committee on Banking and Currency.,House,"Rep. Anderson, Glenn M. [D-CA-35]",CA,D,A000189,0,Revises the National Housing Act by authorizing Federal Housing Administration insurance of mortgages covering sales of individual condominium units meeting the requirements for such insurance without regard to whether or not such units are part of a Federal Housing Administration insured project.  (Amends 12 U.S.C. 1715y (c)),2024-08-01T18:36:57Z,
93-hr-14124,93,hr,14124,A bill to amend the Federal Deposit Insurance Act and title IV of the National Housing Act to prohibit brokered deposits.,Housing and Community Development,1974-04-10,1974-04-10,Referred to House Committee on on Banking and Currency.,House,"Rep. Hanley, James M. [D-NY-32]",NY,D,H000158,0,"Revises the Federal Deposit Insurance Act by providing that no insured bank, mutual savings, or cooperative bank, or officer, director, agent, or substantial stockholder of any such institution may pay a broker, finder, or other person compensation for obtaining a deposit for such bank. Revises the National Housing Act by providing that no insured institution or officer, director, agent, or substantial stockholder of any such insured institution may pay a broker, finder, or other person compensation for obtaining a deposit for such insured institution. Sets forth penalties for the soliciting of compensation from any insured bank as defined by the Federal Deposit Insurance Act or any insured institution as defined by the National Housing Act in return for obtaining funds of another for deposit or investment in such institutions.",2024-08-01T18:36:57Z,
93-hr-14078,93,hr,14078,Housing Act for Older Americans and the Handicapped,Housing and Community Development,1974-04-09,1974-04-09,Referred to House Committee on Banking and Currency.,House,"Rep. Stephens, Robert G., Jr. [D-GA-10]",GA,D,S000860,1,"Housing Act for Older Americans and the Handicapped - States the finding of the Congress that among the low-income people of the Nation, millions of our elderly and many handicapped persons, unable to perform to the extent of providing their essential needs for a suitable living environment, are unnecessarily suffering in need for assistance.  Makes it the purpose of this Act to give appropriate and positive support to the elderly and the handicapped, by making available a Federal housing assistance program. States that it is the intent of Congress that a community's planning, development, and management activities, directly or indirectly supported by Federal programs, will permit and encourage participation by elderly and handicapped persons so that the needs and potential contributions of these special groups can be readily acknowledged. Provides, under the provisions of the United States Housing Act of 1937, that for the purpose of providing more adequate assistance to low income elderly and handicapped individuals, each public housing agency under such Act shall, to the maximum extent consistent with the achievement of the objectives of such Act, and supplemental to other provisions of such Act which make specific reference to the elderly and the handicapped, provide housing for such individuals in accordance with this Act. Requires that at least 25 percent of the total amount of contracts for annual contribution contracts entered into in any fiscal year under such Act shall be entered into with respect to units of low-rent housing specially designed for the elderly or the handicapped in accordance with this Act. Requires that multifamily housing projects assisted under such Act for the predominant or exclusive use of elderly or handicapped individuals shall be specifically designed to accomodate the special environmental needs of the intended occupant, and be in appropriate support of, and supported by, applicable plans of a State, the District of Columbia, Puerto Rico and possessions of the United States, or of a subdivision within any State, which respond to Federal program requirements. Requires that public housing agencies under such Act, where practicable, contract for the use of dwelling units in a manner which will promote the efficient provision of needed services to elderly and handicapped individuals, as in a community's comprehensive plan for the aged or the handicapped. Authorizes a public housing agency, notwithstanding any otherwise applicable limit on the number of units which could be contracted for in any structure, to enter into lease contracts with the owners of structures containing dwelling units predominantly or exclusively for occupancy by elderly or handicapped families for the use of all or some of such units in accordance with the provisions of this Act.",2025-09-03T12:48:30Z,
93-hr-14080,93,hr,14080,Housing Act for Older Americans and the Handicapped,Housing and Community Development,1974-04-09,1974-04-09,Referred to House Committee on Banking and Currency.,House,"Rep. Widnall, William B. [R-NJ-7]",NJ,R,W000445,6,"Housing Act for Older Americans and the Handicapped - States the finding of the Congress that among the low-income people of the Nation, millions of our elderly and many handicapped persons, unable to perform to the extent of providing their essential needs for a suitable living environment, are unnecessarily suffering in need for assistance.  Makes it the purpose of this Act to give appropriate and positive support to the elderly and the handicapped, by making available a Federal housing assistance program. States that it is the intent of Congress that a community's planning, development, and management activities, directly or indirectly supported by Federal programs, will permit and encourage participation by elderly and handicapped persons so that the needs and potential contributions of these special groups can be readily acknowledged. Provides, under the provisions of the United States Housing Act of 1937, that for the purpose of providing more adequate assistance to low income elderly and handicapped individuals, each public housing agency under such Act shall, to the maximum extent consistent with the achievement of the objectives of such Act, and supplemental to other provisions of such Act which make specific reference to the elderly and the handicapped, provide housing for such individuals in accordance with this Act. Requires that at least 25 percent of the total amount of contracts for annual contribution contracts entered into in any fiscal year under such Act shall be entered into with respect to units of low-rent housing specially designed for the elderly or the handicapped in accordance with this Act. Requires that multifamily housing projects assisted under such Act for the predominant or exclusive use of elderly or handicapped individuals shall be specifically designed to accomodate the special environmental needs of the intended occupant, and be in appropriate support of, and supported by, applicable plans of a State, the District of Columbia, Puerto Rico and possessions of the United States, or of a subdivision within any State, which respond to Federal program requirements. Requires that public housing agencies under such Act, where practicable, contract for the use of dwelling units in a manner which will promote the efficient provision of needed services to elderly and handicapped individuals, as in a community's comprehensive plan for the aged or the handicapped. Authorizes a public housing agency, notwithstanding any otherwise applicable limit on the number of units which could be contracted for in any structure, to enter into lease contracts with the owners of structures containing dwelling units predominantly or exclusively for occupancy by elderly or handicapped families for the use of all or some of such units in accordance with the provisions of this Act.",2025-09-03T12:48:25Z,
93-hr-14094,93,hr,14094,"Development, Volunteer, and Other Community Assistance Programs Act",Housing and Community Development,1974-04-09,1974-04-09,Referred to House Committee on Education and Labor.,House,"Rep. Hawkins, Augustus F. [D-CA-21]",CA,D,H000367,2,"Development, Volunteer, and Other Community Assistance Programs Act - Title I:  Domestic Volunteer Services - Provides for the establishment of the Volunteers in Service to America (VISTA) program of full-time volunteer service.  States that the purpose of this Act is to strengthen and supplement efforts to eliminate poverty and poverty-related human, social, and environmental problems in the United States.  Authorizes the Director of the program to recruit, select, and train persons to serve in full-time volunteer programs consistent with the provisions, and to carry out the purposes, of this Act. Authorizes the Director to provide a stipend to volunteers, while they are in training and during their assignments, enrolled for periods of service of not less than one year under this Act.  States that such stipend shall not exceed $50 per month during the volunteer's service. Provides for the University Year for ACTION (UYA) program of full-time volunteer service by students enrolled in institutions of higher education.  States that the purpose of this Act is to strengthen and supplement efforts to eliminate poverty and poverty related human, social, and environmental problems.  Authorizes the use of funds for special service-learning programs. Empowers the Director to engage in special volunteer programs or demonstration programs, such as a program to provide alternatives to the incarceration of youthful offenders. Sets up a series of national older American volunteers programs, including:  (1) a retired senior volunteer program; (2) a foster grandparent program; and (3) an older American community service program.  Details the conditions for the making of grants and contracts for such programs. Provides for national volunteers programs to assist small businesses and promote volunteer service by persons with business experience.  Sets up the framework for the organization and administration of such programs. Title II:  Community Services - Provides for community action programs and agencies, prescribes the structure, and describes the functions of community action agencies.  Authorizes financial assistance to community programs and related projects and activities.  Enumerates the authorities which a community action agency must hold to qualify for designation under this Act.  Provides for the establishment of boards of not more than 51 members to govern the community action agencies, detailing the powers and functions of such agencies. Requires each agency to encourage the establishment of housing developments and service organizations to focus on the housing needs of low-income families and individuals. Prescribes the general provisions to be followed by the Director in providing financial assistance to community action agencies in carrying out programs under this Act.  Provides for the development of special programs relating to:  (1) legal services; (2) emergency food and community nutrition; (3) environmental action; and (4) rural housing development and rehabilitation. Calls for the development of neighborhood centers and employment of area residents in carrying out the purposes of this Act.  Provides for the allotment of funds among the States and sets limitations on assistance. Empowers the Director to make grants to community-based design and planning organizations to provide technical and architectural service to persons and organizations not otherwise able to afford such assistance. Provides for the creation of a youth recreation and sports program for disadvantaged youth and for consumer action and cooperative programs to low-income persons.  Directs the Director to further the extension of benefits to residents of rural areas. Requires the submission of plans to State Governors prior to the granting of assistance under this Act.  Sets special financial and regulatory limitations on programs, including that the use of family services shall not be a prerequisite to the receipt of other services under this Act. Establishes a series of special programs to combat poverty in rural areas, including rural loan programs and assistance for migrant and other seasonally employed farmworkers and their families. Provides for assistance in establishing and strengthening small business concerns.  Empowers the Administrator of the Small Business Administration to provide aid for technical and managerial assistance for projects. Sets up work experience, training, and day care programs.  Provides for the establishment of special programs of assistance to agencies conducting activities which are directed toward the solution of critical problems existing in particular low-income communities.  Prescribes the requirements to be met before financial assistance will be granted for such purposes. Provides for support to self-help programs which promote the economic development and independence of low-income persons in rural areas. Requires the Director to provide for the continuing evaluation of programs under this Act.  Calls for cooperation among Federal agencies.  Requires the publication of evaluation results and the evaluation of programs by other administering agencies. Title III:  Administration and Coordination - Establishes in the executive branch the Agency for Development, Volunteer, and Other Community Assistance Programs, headed by a Director.  Outlines the powers and duties of the Director and places restrictions on any political activities pursuant to this Act. Creates in the Agency a National Advisory Council on Community Services to advise the Director and review programs under this Act.  Creates in the Agency a National Voluntary Service Council to perform policy and advisory duties. Expresses the intent of Congress that the problems of the elderly poor shall be considered in carrying out this Act. Sets limitations:  (1) on benefits to those who are voluntarily poor; (2) with respect to specified unlawful activities; and (3) on Federal administrative expenses. Provides for:  (1) notice and hearing procedures for suspension and termination of financial assistance; (2) the distribution of benefits between rural and urban areas; and (3) audits and the transfer of personnel of ACTION and the Office of Economic Opportunity. Details the responsibilities of the Director and provides for coordination of the programs under this Act with other appropriate and related projects.  Establishes an information center to insure maximum use is made of available programs under this Act. Title IV:  Transfer of Programs - Headstart - Follow Through Act - Authorizes the Secretary of Health, Education, and Welfare to provide financial aid to Project Headstart agencies.  Authorizes appropriations for such purposes.  Enumerates the required powers and functions of Headstart agencies prior to receiving funds under this Act.  Requires annual revision of  the poverty line which shall be used as a criterion of eligibility for participation in Headstart programs. Requires the Secretary to make a public announcement of research or demonstration contracts.  Provides for the continuing evaluation of programs under this title.  Defines the terms used in this Act.  Authorizes appropriations through fiscal year 1977 to carry out the purposes of this part. Native American Program Extension Act - Provides for financial and technical assistance to promote the economic and social self-sufficiency for American Indians and Alaskan natives.  Authorizes appropriations for such programs. Empowers the Secretary to provide aid for pilot and demonstration projects which are designed to test or assist in the development of new methods to overcome special problems or otherwise further the purposes of this title. Authorizes appropriations of such sums as necessary for fiscal years 1975-1977 for such aid. Directs the Secretary to establish:  (1) in the Administration on Aging, a Senior Opportunities and Services Program to identify and meet the needs of older, poor persons over sixty; and (2) a Comprehensive Health Services Program to concentrate on health services for the poor. Title V:  Authorization of Appropriations - Authorizes appropriations for specified titles and provisions of this Act. Title VI:  General Provisions - Defines the terms used in this Act.  Repeals the Domestic Volunteer Service Act of 1973 and the Economic Opportunity Act of 1974.",2025-09-03T12:48:33Z,
93-hr-14015,93,hr,14015,A bill to amend title V of the Housing and Urban Development Act of 1970 to establish a demonstration program aimed at developing techniques and structures of neighborhood and district subunits of general local Government which achieve partnership between citizens and public officials.,Housing and Community Development,1974-04-08,1974-04-08,Referred to House Committee on Banking and Currency.,House,"Rep. Brown, George E., Jr. [D-CA-38]",CA,D,B000918,0,"Provides, under the Housing and Urban Development Act, that in order to develop subunits within the structure of local government which will be sensitive to individual and neighborhood needs and will assure that authority is exercised at the most appropriate level of governmental operation, the Secretary of Housing and Urban Development is authorized to make grants to units of general local government to carry out demonstration programs of neighborhood and district governmental subunits.  States that each such demonstration program shall provide for full participation of citizens and public officials.",2024-08-01T18:36:50Z,
93-hr-13984,93,hr,13984,Housing Opportunities for the Handicapped Act,Housing and Community Development,1974-04-04,1974-04-04,Referred to House Committee on Banking and Currency.,House,"Rep. Koch, Edward I. [D-NY-18]",NY,D,K000302,0,"Housing Opportunities for the Handicapped Act - States that the purpose of this Act is to: (1) promote alternatives to institutional living arrangements for severely handicapped adults; (2) promote a more normal living experience and thereby provide an opportunity for the severely handicapped adult to choose how and where to live in order to reduce dependency, to maximize opportunities for vocational evaluation, training, and placement, integration into the community, and to utilize already obtained rehabilitation and educational experiences; (3) focus attention on housing needs which are not already available; (4) promote facility construction adequate for both handicapped and nonhandicapped at the most feasible cost; (5) demonstrate models of housing and services for severely handicapped adults; and (6) utilize existing supportive service systems. Authorizes the Secretary of Health, Education, and Welfare to make grants to eligible sponsors to carry out a demonstration program to provide, in an efficient and innovative manner, housing and coordination of existing supportive services for severely handicapped adults.  Sets forth requirements to be met for approval of grant applications under this Act. Authorizes appropriations of $1,000,000 for fiscal year 1975; $1,500,000 for fiscal year 1976; and $2,000,000 for fiscal year 1977 to carry out the purposes ot this Act.",2025-09-03T12:48:24Z,
93-hr-13985,93,hr,13985,United States Housing Act,Housing and Community Development,1974-04-04,1974-04-04,Referred to House Committee on Banking and Currency.,House,"Rep. Mitchell, Parren J. [D-MD-7]",MD,D,M000826,17,"United States Housing Act - Declares that it is the policy of the United States to promote the general welfare of the Nation by employing its funds and credit to assist the States to remedy unsafe and unsanitary housing conditions and shortages of decent dwellings for families of low income.  States that no person should be barred from serving on the governing body of a local public housing agency because of his tenancy in a low-income housing project.  Defines the terms used in this Act. Empowers the Secretary of Housing and Urban Development to make loans to public housing agencies to help finance or refinance the development, acquisition, or operation of low-income housing projects.  States that the Secretary may have outstanding  at any one time obligations in an amount of up to $1,500,000,000. Authorizes the Secretary to make annual contributions to public housing agencies to assist in achieving and maintaining the low-income character of their projects.  Sets forth the aggregate allowable amounts for such contributions for fiscal years 1970 through 1975.  Requires that specified amounts be available only for low-income housing for persons who are members of any Indian tribe, band, pueblo, group, or community of Indians or Alaska Natives which is recognized as eligible for service from the Bureau of Indian Affairs or who are the wards of any State government. States that any contract for loans or annual contributions entered into by the Secretary with a public housing agency may cover one or more low-income housing projects.  Empowers the Secretary, subject to specific limitations, to consent to the modification, with respect to the rate of interest, time of payment, security, or any other term, of any contract. Provides that the Secretary may include in any contract conditions to insure the low-income character of the project involved, and that no otherwise eligible applicant shall be excluded from any project because of race, religion, nationality, age, sex, marital status, or amount or source of income.  Sets forth additional contract provisions and requirements. Directs the Secretary to encourage public housing agencies, in providing housing predominantly for displaced, elderly, or handicapped families, to design, develop, or otherwise acquire such housing to meet the special needs of the occupants and, wherever practicable, for use in whole or in part as congregate housing. States that each public housing agency may provide low-rent housing in private accommodations where such housing can be provided at a cost equal to or less than housing in projects assisted under other provisions of this Act.  Empowers the Secretary to make annual contributions to public housing agencies for the operation of low-income housing projects in the amount required:  (1) to assure the low-income character of the projects involved, and (2) to achieve and maintain adequate operating services and reserve funds. Sets forth general provisions governing the actions by the Secretary with respect to the functions, powers, and duties vested in him by this Act.  Prescribes the labor standards required in any contracts made under this Act.  Permits the exemption of specified projects from the rental formula.",2025-09-03T12:48:25Z,
93-s-3300,93,s,3300,Federal Housing Administration Act,Housing and Community Development,1974-04-03,1974-04-03,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Brock, Bill [R-TN]",TN,R,B000851,0,"Federal Housing Administration Act - Expresses the purposes of this Act.  Establishes, under the National Housing Act, a government corporation, called the Federal Housing Administration (FHA) in the executive branch to carry on mortgage insurance programs.  Gives the FHA permanent existence, and provides for its powers to continue without interruption until the corporation is formally dissolved by Congress. Provides that the FHA is to be governed by a 6 member Board of Directors, and a Commissioner who is also Chairman of the Board.  Sets forth the responsibilities of the Board of Directors of the FHA, including to exercise general supervision over the functioning of the FHA.  Requires the Board to approve actions taken by the Commissioner in setting maximum mortgage amounts, fees and premiums, and mortgage market interest rates. Establishes the Commissioner of the FHA as the administrative and executive head of the Corporation, to be appointed by the President for a six year term.  Directs the Commissioner to advise the Board and the President on housing matters under the scope of the Act and to provide information and technical assistance on the subject of housing to State and local governments.  Makes the Commissioner responsible for maintaining liaison with Congress for the FHA, and with making a yearly report on the FHA's activities.  Provides for Assistant Commissioners and a General Counsel. Transfers to the FHA all of the functions, powers and duties now committed to the Department of Housing and Urban Development under specified sections of Title I and Title II of the National Housing Act.  Empowers the Commissioner to insure loans made for the purpose of financing the renovation and repair of existing structures and the building of new structures including the financing of the purchase of a mobile home to be used as a principle residence.  Authorizes the Commissioner to set standards for the type of improvements and repairs which can be insured, and minimum standards for mobile homes and the sites on which they are to be located.  Enumerates the powers of the Commissioner, including to transfer insurance when the loan is sold by one financial institution to another and to set premium charges for the insurance.  Authorizes the Commissioner to insure eligible mortgages and to make commitments for the insuring of such mortgages.  Sets forth the criteria which must be met for a mortgage to be eligible for insurance.  Directs the Commissioner to determine credit standards to be met by mortgages, interest rates and other terms and conditions of the mortgage to be insured, and the minimum amount of cash which must be paid by the mortgagor as a down payment. Provides that any contract of insurance issued by the Commissioner is to be conclusive evidence of the eligibility of the loan or mortgage for insurance. Provides for the insurance of mortgage loans made to reconstruct single-family homes destroyed by flood, fire, hurricane, earthquake, storm, riot, or other catastrophe, under the Disaster Relief Act of 1970. Empowers the Commissioner to insure mortgages in outlying areas or small communities where he finds that it is not practical to obtain conformity with the requirements for mortgages on housing in built-up urban areas. Provides for the Commissioner to insure mortgages on vacation or seasonal homes subject to specified standards. Provides for the payment of insurance by the Commissioner, and attendant proceedings including foreclosure, conveyance of title, issuance of debentures and certificates of claim in lieu of cash.  Authorizes the Commissioner to consent to the release of the mortgagor or the property from the lien of the mortgage.  Gives the Commissioner the power to deal with, in all respects, and in his discretion, any property conveyed to him in exchange for debentures and certificates of claim. Provides that the Commissioner is authorized to include in the amount of insurance, amounts reasonably incurred by the mortgage in the course of foreclosure for protecting and operating the property, and conveying the property to the Commissioner. Provides for the maintenance of a General Surplus Account and a Participating Reserve Account within the Mutual Mortgage Insurance Fund.  Provides for the allocation of aggregate net income or loss sustained by the Mutual Mortgage Insurance Fund between the General Surplus Account and the Participating Reserve Account by the Commissioner.  Provides that, after a mortgagor has paid his mortgage in full, and the insurance has been terminated, the Commissioner is to distribute to such mortgagor his share of the Participating Reserve Account. Authorizes the Commissioner to insure mortgages on rental housing designed to provide housing for families at moderate rentals.  Sets forth maximum mortgage amounts and loan to value ratios for projects insured along with the Commissioner's authority to change such amounts with the approval of the Board.  Provides for the issuance by the Commissioner of certificates of claim as part of the payment of insurance, together with debentures and cash.  Provides for the acquisition of title to property by the Commissioner by means of voluntary conveyance or foreclosure. Gives the Commissioner authority to deal with property acquired by him, and to pursue and settle all claims assigned to him.  Sets forth the rights of the parties in the case of default or payment of the mortgage. Provides for reissuance of insurance issued prior to the enactment of the National Housing Act amendments of 1938. Provides for application of the prevailing area wage rate standards of the Davis-Bacon Act to construction upon which there is a mortgage insured under this Act. Provides for insurance of mortgages on cooperative housing projects owned and operated by a nonprofit cooperative ownership housing corporation or trust, a nonprofit corporation or nonprofit trust organized for the purpose of construction of homes for members of the corporation or beneficiaries of the trust, or a mortgagor which will sell the property or project to a nonprofit cooperative housing corporation or trust. Authorizes the Commissioner to process applications and issue commitments for insurance of mortgages even through the permanent mortgaging financing may not be insured under this Act.  Gives the Commissioner the authority to isure mortgages where the mortgagor is not the occupant of the property by reason of military service where he intends to occupy the property upon discharge from military service. Requires that the purchaser of property approved for mortgage insurance under this Act be provided by the seller or builder with a written appraisal of the property prior to the sale of the property. Provides that no mortgage covering new or rehabilitated multifamily housing is to be insured unless the mortgagor has provided the Commissioner with a cost certification showing that the approved percentage of actual cost equalled or exceeded the proceeds of the mortgage loan, or that any excess is to be paid forthwith to the mortgagee for application to reduction of the principal obligation of the mortgage. Authorizes the Commissioner to terminate insurance under this Act upon request of the borrower or mortgagor, and the financial institution or mortgagee, and payment of a termination charge. Gives the Commissioner the right to acquire the mortgage, upon payment of insurance benefits to the mortgagee, for the purpose of avoiding foreclosure by the mortgagee.  Provides for mortgage insurance for condominiums. Transfers the personnel, assets, contracts, property, unexpended appropriations, used in the programs of the National Housing Act, to the new FHA. Provides for the establishment of mortgage fees, interest rates, and premium charges sufficient to meet the expenditures of the FHA and provide adequate reserve funds.  Enumerates additional powers and duties of the Commissioner. Authorizes the FHA to borrow from the Treasury such funds as the Board deems necessary for insurance purposes.  Provides for investment of money of the FHA not otherwise employed in obligations of the United States or obligations guaranteed as to principal and interest by the United States. Provides that debentures and other obligations of the FHA shall be exempt from all State and Federal taxation, and the FHA, including its franchise, capital, reserves, surplus, and income shall be exempt from all State and Federal taxation, except that the FHA's real property may be taxed as other real property is taxed. Authorizes other Federal instrumentalities currently authorized to purchase mortgages insured under the National Housing Act to purchase mortgages insured by the FHA.  Provides for non-abatement of actions by or against agencies whose functions are being transferred by this Act.  Provides for the auditing of the affairs of the FHA annually by the General Accounting Office, and the rendering of a report of the results of that audit. Provides for severance of any part of the Act which might at a future time be declared unconstitutional, and for the continued validity of the remainder of the Act.  Repeals specified portions of the National Housing Act.",2025-09-03T12:52:50Z,
93-hr-13610,93,hr,13610,Federal Housing Act,Housing and Community Development,1974-03-20,1974-03-20,Referred to House Committee on Banking and Currency.,House,"Rep. Hastings, James F. [R-NY-39]",NY,R,H000327,0,"Federal Housing Act - Declares the finding of the Congress that the general welfare of the American people requires, as a matter of national purpose, the sound development of housing, together with adequate financing thereof. Creates, under the provision of the National Housing Act, a body corporate in the executive branch of the Government to be known as the Federal Housing Administration which shall carry on and continue the functions, powers, and duties of the Department of Housing and Urban Development under this Act.  Provides that nothing contained herein shall be deemed to prohibit the FHA from servicing other housing programs under this Act, provided such servicing is based on sound credit and actuarial standards. Provides that the FHA shall have succession until dissolved by Act of Congress.  Provides that all of the FHA's powers under this Act, including the authority to insure mortgages, and fix maximum amounts, interest rates, and loan-to-value ratios for such mortgages, shall continue in full force and effect and may continue to be exercised until the FHA is dissolved by Act of Congress.  Provides that FHA shall maintain its principal office in the District of Columbia, and shall be deemed, for purposes of venue in civil actions, to be a resident thereof.  Authorizes agencies or offices to be established by the FHA in such other place or places as it may deem necessary or appropriate in the conduct of its business. Provides that the management of the FHA shall be vested in a Board of Directors (hereinafter referred to as the 'Board'), and a Commissioner who shall also be a member of the Board.  Provides that the Board shall consist of the Chairman of the Federal Home Loan Bank Board, the Chairman of the Federal Reserve Board, the Secretary of the Treasury, the Secretary of the Department of Housing and Urban Development, and the Comptroller of the Currency, or their delegates. Provides that the Board of Directors shall be vested with the responsibility to exercise general direction and supervision over the performance of all functions, powers, and duties vested in the FHA when relating in the judgment of the Board to matters of a broad and general supervisory, advisory, or policy nature, including the approval of regulations promulgated by the Commissioner, the setting of maximum mortgage amounts, fees, and premimums, the setting of competitive mortgage market interest rates, and the declaration of high cost areas for increased mortgage insurance.  Provides that all administrative powers, functions, and duties of the FHA shall be exercised and performed by the Commissioner. Provides for the administration of the FHA. Provides that the Commissioner shall, among his responsibilities, advise the Board and the President with respect to Federal programs and activities relating to matters concerning development of housing under the authority of this Act, and provide technical assistance and information, including a clearinghouse service, to States, counties, towns, villages, and other local governments, in developing housing.  Provides that the Commissioner shall also be responsible for maintenance of such liaison with Congress as may be necessary for proper administration of the FHA.  Requires the Commissioner, as soon as practicable after the end of each calendar year, to make a report to the President for submission to the Congress on the activities of the FHA during the preceding calendar year. Transfers to and vests in the FHA all of the functions, powers, and duties of the Department of Housing and Urban Development under specified provisions of the National Housing Act. Authorizes the Commissioner, upon such terms and conditions as he may prescribe, to insure banks, trust companies, personal finance companies, mortgage companies, building and loan associations, installment lending companies, and other such financial institutions, which the Commissioner finds to be qualified by experience or facilities and approves as eligible for credit insurance, against losses which they may sustain as a result of loans and advances of credit, and purchases of obligations representing loans and advances of credit, made by them on and after July 1, 1939. Authorizes the Commissioner, directed by such regulations or procedures as he shall deem advisable, to prevent the use of any financial assistance under this Act with respect to new residential structures other than mobile homes that have not been completed and occupied for at least six months, or which would, through multiple loans, result in an outstanding aggregate loan balance with respect to the same structure exceeding the dollar amount limitation prescribed in this Act for the type of loan involved.  Grants the authority whereby this subparagraph may in the discretion of the Commissioner be waived with respect to the period of occupancy or completion of any such new residential structures. Authorizes and directs the Commissioner, with respect to mobile homes to be financed under this Act, to: (1) prescribe minimum property standards to assure the livability and durability of the mobile home and the suitability of the site on which the mobile home is to be located; and (2) obtain assurances from the borrower that the mobile home will be placed on a site which complies with the standards prescribed by the Commissioner and with local zoning. Sets forth the limitation amounts on loans and mortgages insured by the FHA.  Sets forth eligibility requirements for insurance coverage by the FHA. Requires the financial transactions of the FHA to be audited by the General Accounting Office.  Requires an annual report of such audit to the Congress.",2025-09-03T12:48:12Z,
93-hr-13625,93,hr,13625,Abandonment Disaster Demonstration Relief Act,Housing and Community Development,1974-03-20,1974-03-20,Referred to House Committee on Banking and Currency.,House,"Rep. Diggs, Charles C., Jr. [D-MI-13]",MI,D,D000344,4,"Abandonment Disaster Demonstration Relief Act - States that it is the purpose of this Act to establish a Neighborhood Protection Corporation which will have the authority, on a demonstration basis, to enter and take possession of abandoned residential properties in order to prevent the continued deterioration and destruction of neighborhoods and communities and to hold and assemble parcels of land for the orderly development and redevelopment of neighborhoods and communities. Establishes a corporation to be known as the Neighborhood Corporation, which shall be an independent agency of the United States.  Prohibits the Corporation or any of its functions, powers, or duties from being transferred to or consolidated with any other department, agency, or establishment of the Federal Government. Requires the demonstration program to be conducted in three metropolitan housing areas. States that in the case of abandoned residential property subject to a mortgage which is insured or guaranteed by an agency of the  United States, the Corporation may file in the United States district court wherein the property is located an action for forfeiture of such property to the United States, and an application for an order to seize and take possession of such property as the receiver of the court. Provides that not later than thirty days after the issuance of an order the court shall hold a hearing on the merits to determine whether forfeiture should be ordered. Directs the Corporation to acquire in exchange for obligations issued by it residential properties to which title is held by the Secretary of Housing and Urban Development or the Administrator of Veterans' Affairs at the fair market value of the property as of the date the title is passed to the corporation. Allows the Corporation to acquire real or residential properties by condemnation for the purpose of redeveloping a community or neighborhood. Permits the Corporation to construct, erect, remodel, repair, and rehabilitate structures on residential property, and  or rent, lease, insure, maintain, exchange, convey, sell for cash or credit, or otherwise dispose of real or residential property, improvement or interest therein. States that the Corporation may acquire, in exchange for obligations issued by it, real properties, residential properties,  mortgages on residential properties, and other obligations and liens secured by residential properties. Directs the Corporation to provide directly or by contract counseling on household management, property management, budgeting, and related counseling services which would assist low- and moderate-income families who purchase homes from the Corporation. Provides that the Corporation, when it sells property improved by dwellings for occupancy by fewer than five families to a purchaser,  may originate and service the mortgage covering such property. Requires the Board of Directors of the Corporation to determine the minimum amount of capital stock in the Corporation and authorizes the Board to increase such capital stock from time to time in such amount as may be necessary, but not to exceed in the aggregate $35,000,000. Directs that, in its fourth annual report, the Corporation shall include its recommendations with respect to whether the demonstration authorized under this Act should be continued, expanded, or terminated.",2025-09-03T12:48:13Z,
93-s-3200,93,s,3200,Homeowners' Loan Act,Housing and Community Development,1974-03-20,1974-03-20,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Mondale, Walter F. [D-MN]",MN,D,M000851,8,"Homeowners' Loan Act - Establishes the Homeowners' Loan Corporation.  Requires the Board of Directors of the Corporation to determine the minimum amount of capital stock of the Corporation and to increase such capital stock from time to time in such amounts as may be necessary.  Authorizes the Corporation to issue bonds in an aggregate amount not to exceed $10,000,000,000 which may be sold by the Corporation to obtain funds for carrying out the purposes of this Act. Authorizes the Corporation for a period of three years after the date of enactment of this Act, but only during any calendar quarter in which the Federal Home Loan Bank Board determines that the foreclosure rate exceeds one-half of 1 percent, to acquire home mortgages and other obligations and liens secured by real estate.  States that each home mortgage or other obligation or lien so acquired shall be carried as a first lien or refinanced as a home mortgage by the Corporation on the basis of the price paid therefore by the Corporation, and shall be amortized by means of monthly payments sufficient to retire the interest and principal within a period of not to exceed thirty years. Directs the Board to issue such rules and regulations as may be necessary, including rules and regulations providng for the appraisal of the property on which loans are made under this section so as to accomplish the purposes of this Act. States that whoever makes any statement, knowing it to be false, or whoever willfully overvalues any security, for the purpose of influencing in any way the action of the Homeowners' Loan Corporation of the Board upon any application, advance, discount, purchase, or repurchase agreement, or loan under this Act, or any extension thereof, shall be punished by a fine of not more than $5,000, or by imprisonment for not more than two years, or both.",2025-09-03T12:52:43Z,
93-hr-13583,93,hr,13583,National Homestead Act,Housing and Community Development,1974-03-19,1974-03-19,Referred to House Committee on Banking and Currency.,House,"Rep. Holt, Marjorie S. [R-MD-4]",MD,R,H000747,4,"National Homestead Act - Directs the Secretary of Housing and Urban Development to compile a catalog of all unoccupied single-family dwellings in urban and other areas within the United States which are owned by him or his Department, and which would be suitable for occupancy and rehabilitation by qualified low and moderate-income families.  Requires the Secretary to take such steps as may be necessary to assure that the residents of each community or area in which any such dwelling is located will be fully and currently informed of the existence, nature, and location of such dwellings. States that an applicant is qualified, for the purposes of participation in the program under this Act with respect to any dwelling, only if he or she: (1) is eighteen years of age or older; (2) is the head of his or her household; (3) is a citizen of the United States; (4) has not previously participated in the program; (5) is not the owner of any other real property; and (6) possesses the financial, technical, and other resources which are necessary to rehabilitate such dwelling. Requires each applicant to enter into an agreement that, among other things, he or she will reside in the dwelling for a period of at least five years and will during such period rehabilitate and maintain the dwelling so that it satisfies all of the requirements of applicable State and local law.  States that the conveyance of any dwelling to an applicant under this Act shall be made on a conditional basis, in return for the payment by such applicant of the aforementioned agreement. Provides that upon any material failure by the applicant to carry out his or her agreement entered into under this Act the conditional conveyance of title to such applicant shall be revoked.  States that after the applicant has resided in the dwelling for the required five-year period and has rehabilitated and maintained it and otherwise complied with the terms of his or her agreement throughout such period, he shall be granted a fee simple title to such property.",2025-09-03T12:48:12Z,
93-hr-13490,93,hr,13490,A bill to amend the Internal Revenue Code of 1954 to encourage greater conservation of energy in home heating and cooling by providing an income tax deduction for expenditures made for more effective insulation and heating equipment in residential structures.,Housing and Community Development,1974-03-14,1974-03-14,Referred to House Committee on Ways and Means.,House,"Rep. Cohen, William S. [R-ME-2]",ME,R,C000598,1,Allows an income tax deduction under the Internal Revenue Code for expenditures made for more effective insulation and heating equipment in residential structures.  Sets forth standards for qualified insulative materials and qualified heating materials under this Act.,2024-08-01T18:36:31Z,
93-s-3164,93,s,3164,Real Estate Settlement Procedures Act of 1974,Housing and Community Development,1974-03-13,1974-12-22,Public law 93-533.,Senate,"Sen. Brock, Bill [R-TN]",TN,R,B000851,0,"(LATEST SUMMARY)  Real Estate Settlement Procedures Act - Directs  the Secretary of Housing and Urban Development, in consultation with the Administrator  of Veterans' Affairs, the Federal Deposit Insurance Corporation, and the  Federal Home Loan Bank Board, to develop and prescribe a standard form for the statement  of settlement costs which shall be used as the standard real estate settlement form  in all transactions in the United States which involve federally related mortgage loans.   Requires such form to conspicuously and clearly itemize the charges imposed upon both  the borrower and the seller in connection with the settlement.   Directs the Secretary to prepare and distribute  special booklets to help persons borrowing money to finance the purchase of residential  real estate to better understand the nature and costs of real estate settlement services.   Requires lenders to provide the booklet to each  person from whom it receives an application to borrow money to finance the purchase  of residential real estate.   Requires lenders agreeing to make a federally  related mortgage loan to provide to the prospective borrower, to the prospective seller, and  to any officer or agency of the Federal Government proposing to insure, guarantee, supplement, or assist such loan,  at the time of loan commitment , but in no event later than 12 days prior to settlement, an itemized disclosure in writing  of each charge arising in connection with such settlement.   Prohibits any person from giving and accepting  any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or  otherwise, involving a federally related mortgage loan.   Prescribes limits on the amounts a lender, in  connection with a federally related mortgage loan, shall require the borrower or prospective  borrower to deposit in any escrow account which may be established in connection with  such loan for the purpose of assuring payment of taxes and insurance premiums with respect to the property.   Prohibits insured and other banks from making  a federally related mortgage loan to any person unless specified information has been  disclosed to the bank.   Directs the Secretary to establish and place in  operation on a demonstration basis in various areas of the United States, a model system  or systems for the recordation of land parcels in a manner and form calculated to facilitate  and simplify land transfers and mortgage transactions and reduce the cost thereof.   Requires the Secretary, after consultation with  the Administrator of Veterans' Affairs, the Federal Deposit Insurance Corporation, and the Federal Home  Loan Bank Board, and after such study, investigation, and hearings (at which representatives of consumers groups  shall be allowed to testify) as he deems appropriate, to, not less than three years nor more than five years  from the effective date of this Act, report to the Congress on whether, in view of the implementation  of the provisions of this Act imposing certain requirements and prohibiting practices in connection with real  estate settlements, there is any necessity for further legislation in this area.   Directs the Secretary to, on a demonstration basis  in selected housing market areas, have prepared and included in the special information booklets required to be  furnished under this Act, statements of the range of costs for specific settlement services in such areas.  Provides  that, not later than June 30, 1976, the Secretary shall transmit to the Congress a full report on the demonstration  conducted under this Act.",2025-01-14T18:20:21Z,
93-hr-13414,93,hr,13414,Federal Housing Act,Housing and Community Development,1974-03-12,1974-03-12,Referred to House Committee on Banking and Currency.,House,"Rep. Pepper, Claude [D-FL-14]",FL,D,P000218,0,"Federal Housing Act - Declares the finding of the Congress that the general welfare of the American people requires, as a matter of national purpose, the sound development of housing, together with adequate financing thereof. Creates, under the provision of the National Housing Act, a body corporate in the executive branch of the Government to be known as the Federal Housing Administration which shall carry on and continue the functions, powers, and duties of the Department of Housing and Urban Development under this Act.  Provides that nothing contained herein shall be deemed to prohibit the FHA from servicing other housing programs under this Act, provided such servicing is based on sound credit and actuarial standards. Provides that the FHA shall have succession until dissolved by Act of Congress.  Provides that all of the FHA's powers under this Act, including the authority to insure mortgages, and fix maximum amounts, interest rates, and loan-to-value ratios for such mortgages, shall continue in full force and effect and may continue to be exercised until the FHA is dissolved by Act of Congress.  Provides that FHA shall maintain its principal office in the District of Columbia, and shall be deemed, for purposes of venue in civil actions, to be a resident thereof.  Authorizes agencies or offices to be established by the FHA in such other place or places as it may deem necessary or appropriate in the conduct of its business. Provides that the management of the FHA shall be vested in a Board of Directors (hereinafter referred to as the 'Board'), and a Commissioner who shall also be a member of the Board.  Provides that the Board shall consist of the Chairman of the Federal Home Loan Bank Board, the Chairman of the Federal Reserve Board, the Secretary of the Treasury, the Secretary of the Department of Housing and Urban Development, and the Comptroller of the Currency, or their delegates. Provides that the Board of Directors shall be vested with the responsibility to exercise general direction and supervision over the performance of all functions, powers, and duties vested in the FHA when relating in the judgment of the Board to matters of a broad and general supervisory, advisory, or policy nature, including the approval of regulations promulgated by the Commissioner, the setting of maximum mortgage amounts, fees, and premimums, the setting of competitive mortgage market interest rates, and the declaration of high cost areas for increased mortgage insurance.  Provides that all administrative powers, functions, and duties of the FHA shall be exercised and performed by the Commissioner. Provides for the administration of the FHA. Provides that the Commissioner shall, among his responsibilities, advise the Board and the President with respect to Federal programs and activities relating to matters concerning development of housing under the authority of this Act, and provide technical assistance and information, including a clearinghouse service, to States, counties, towns, villages, and other local governments, in developing housing.  Provides that the Commissioner shall also be responsible for maintenance of such liaison with Congress as may be necessary for proper administration of the FHA.  Requires the Commissioner, as soon as practicable after the end of each calendar year, to make a report to the President for submission to the Congress on the activities of the FHA during the preceding calendar year. Transfers to and vests in the FHA all of the functions, powers, and duties of the Department of Housing and Urban Development under specified provisions of the National Housing Act. Authorizes the Commissioner, upon such terms and conditions as he may prescribe, to insure banks, trust companies, personal finance companies, mortgage companies, building and loan associations, installment lending companies, and other such financial institutions, which the Commissioner finds to be qualified by experience or facilities and approves as eligible for credit insurance, against losses which they may sustain as a result of loans and advances of credit, and purchases of obligations representing loans and advances of credit, made by them on and after July 1, 1939. Authorizes the Commissioner, directed by such regulations or procedures as he shall deem advisable, to prevent the use of any financial assistance under this Act with respect to new residential structures other than mobile homes that have not been completed and occupied for at least six months, or which would, through multiple loans, result in an outstanding aggregate loan balance with respect to the same structure exceeding the dollar amount limitation prescribed in this Act for the type of loan involved.  Grants the authority whereby this subparagraph may in the discretion of the Commissioner be waived with respect to the period of occupancy or completion of any such new residential structures. Authorizes and directs the Commissioner, with respect to mobile homes to be financed under this Act, to: (1) prescribe minimum property standards to assure the livability and durability of the mobile home and the suitability of the site on which the mobile home is to be located; and (2) obtain assurances from the borrower that the mobile home will be placed on a site which complies with the standards prescribed by the Commissioner and with local zoning. Sets forth the limitation amounts on loans and mortgages insured by the FHA.  Sets forth eligibility requirements for insurance coverage by the FHA. Requires the financial transactions of the FHA to be audited by the General Accounting Office.  Requires an annual report of such audit to the Congress.",2025-09-03T12:48:05Z,
93-hr-13283,93,hr,13283,"A bill to amend the Internal Revenue Code of 1954 to provide a 20-percent tax credit for individuals for home improvements, home repairs, furnishings and appliances.",Housing and Community Development,1974-03-06,1974-03-06,Referred to House Committee on Ways and Means.,House,"Rep. Lehman, William [D-FL-13]",FL,D,L000226,0,"Provides a 20 percent tax credit, under the Internal Revenue Code, to individuals for home improvements, home repairs, furnishings, and appliances.  States that the total amount allowable as a tax credit under this Act for any taxable year for any taxpayer or married couple shall not exceed $200.  Provides that the amendments made under this Act shall apply to taxable years beginning after December 31, 1973.",2024-08-01T18:36:23Z,
93-hr-13291,93,hr,13291,"A bill to amend the Internal Revenue Code of 1954 to allow the rapid depreciation of expenditures of rehabilitated low-income rental housing incurred after December 31, 1974.",Housing and Community Development,1974-03-06,1974-03-06,Referred to House Committee on Ways and Means.,House,"Rep. Roush, J. Edward [D-IN-4]",IN,D,R000467,0,"Allows, under the Internal Revenue Code, the rapid depreciation of expenditures to rehabilitate low-income rental housing incurred after December 31, 1974.",2024-08-01T18:36:23Z,
93-s-3115,93,s,3115,Abandonment Disaster Demonstration Relief Act,Housing and Community Development,1974-03-06,1974-03-06,"Referred to Senate Committee on Banking, Housing and Urban Affairs.",Senate,"Sen. Hart, Philip A. [D-MI]",MI,D,H000291,2,"Abandonment Disaster Demonstration Relief Act - States that it is the purpose of this Act to establish a Neighborhood Protection Corporation which will have the authority, on a demonstration basis, to enter and take possession of abandoned residential properties in order to prevent the continued deterioration and destruction of neighborhoods and communities and to hold and assemble parcels of land for the development and redevelopment of neighborhoods and communities. Establishes a corporation to be known as the Neighborhood Corporation, which shall be an independent agency of the United States.  Prohibits the Corporation or any of its functions, powers, or duties, from being transferred to or consolidated with any other department, agency, or establishment of the Federal Government. Requires the demonstration program to be conducted in three metropolitan housing areas. States that in the case of abandoned residential property subject to a mortgage which is insured or guaranteed by an agency of the United States, the Corporation may file in the United States district court wherein the property is located an action for forfeiture of such property to the United States, and an application for an order to seize and take possession of such property as the receiver of the court. Provides that, not later than thirty days after the issuance of an order, the court shall hold a hearing on the merits to determine whether forfeiture should be ordered. Directs the Corporation to acquire in exchange for obligations issued by it residential properties to which title is held by the Secretary of Housing and Urban Development or the Administrator of Veterans' Affairs at the fair market value of the property as of the date the title is passed to the Corporation. Allows the Corporation to acquire real or residential properties by condemnation for the purpose of redeveloping a community or neighborhood. Permits the Corporation to construct, erect, remodel, repair, and rehabilitate structures on residential property; or rent, lease, insure, maintain, exchange, convey, sell for cash or credit, or otherwise dispose of real or residential property, improvements or interests therein. States that the Corporation may acquire in exchange for obligations issued by it, real properties, residential properties, mortgages on residential properties, and other obligations and liens secured by residential properties. Directs the Corporation to provide directly or by contract counseling on household management, property management, budgeting, and related counseling services which would assist low- and moderate-income families who purchase homes from the Corporation. Provides that the Corporation, when it sells property improved by dwellings for occupancy by fewer than five families to a purchaser,  may originate and service the mortgage covering such property. Requires the Board of Directors of the Corporation to determine the minimum amount of capital stock in the Corporation and  to increase such capital stock from time to time in such amount as may be necessary, but not to exceed in the aggregate $35,000,000. Directs that, in its fourth annual report, the Corporation shall include its recommendations with respect to whether the demonstration authorized under this Act should be continued, expanded, or terminated.",2025-09-03T12:52:43Z,
93-hr-13187,93,hr,13187,National Homestead Act,Housing and Community Development,1974-02-28,1974-02-28,Referred to House Committee on Banking and Currency.,House,"Rep. Young, Andrew [D-GA-5]",GA,D,Y000028,0,"National Homestead Act - Directs the Secretary of Housing and Urban Development to transfer any real property to local public housing agencies without charge:  (1) which is improved by a single-family dwelling; (2) which the Secretary holds title; (3) which is not occupied and (4) which is suitable for use and requested by the Agency for use in a local homestead program.  Provides for the establishment of homestead programs to be carried out by such agencies.  Directs the Secretary to approve any such program which provides for:  (1) the conveyance of residential property by the local public housing agency to qualified applicants on a conditional basis, in return for the payment by the applicant of a nominal fee, not to exceed $100; and (2) an agreement whereby the applicant agrees to occupy such property as a principal residence for a period of not less than three years and to rehabilitate the property as may be necessary to meet the requirements of applicable State and local law. Sets forth the qualifications for applicants in such programs.  Requires local public housing agencies to give preference to qualified low-and moderate-income applicants. States that after the applicant has occupied such property for the required three-year period and has rehabilitated and maintained it and otherwise complied with the terms of his or her agreement, the Secretary shall convey to the applicant fee simple title to the property. Authorizes the Secretary to issue such rules and regulations as may be necessary to carry out his functions under this Act.  Directs the Secretary to conduct a continuing evaluation of programs carried out pursuant to this Act and, commencing with the third fiscal year beginning after the date of enactment of this Act, to transmit to the Congress an annual report containing a summary of his evaluation of such programs and his recommendations for the future conduct of such programs. Authorizes to be appropriated such sums as may be necessary to carry out this Act.",2025-09-03T12:47:55Z,
93-hr-13102,93,hr,13102,Escrow System Improvement Act,Housing and Community Development,1974-02-27,1974-02-27,Referred to House Committee on Banking and Currency.,House,"Rep. Brown, George E., Jr. [D-CA-38]",CA,D,B000918,18,"Escrow System Improvement Act - Requires the establishment of an escrow services plan in connection with any federally related mortgage loan if, at the time the loan is made or at any time thereafter, either the borrower of the lender requests it, and after being established any such plan shall continue in effect until the borrower has fully discharged his obligation under the laon. Requires that the contract of sale, deed or trust, or other appropriate document executed in connection with any federally related mortgage loan shall include a covenant fully informing the borrower of his right:  (1) to have an escrow service plan established upon his request in connection with such loan as provided under this Act; and (2) to terminate any such plan under and in accordance with this Act. Provides that, within sixty days after the effective date of this of this Act, the lender under any federally related mortgage loan made before the effective date of this Act shall, in accordance with regulations prescribed by the Secretary, provide to any borrower under such a loan a written notice: (1) of his right under this section to request the establishment of an escrow services plan; and (2) describing the advantages to the borrower of an escrow services plan. Provides that if the borrower under any federally related mortgage loan with respect to which there was established an escrow account requests the establishment of an escrow services plan under this Act, the escrow account shall be terminated upon the establishment of the escrow services plan and the balance in such account shall be treated as payments made under the escrow services plan. Requires that whenever the borrower in connection with a federally related mortgage loan has acquired an equity of at least 20 percent in the property covered by such loan: (1) the lender shall no longer have the right to require the establishment of an escrow services plan in connection with such loan; and (2) the borrower shall have the right to terminate any escrow services plan theretofore established in connection with such loan under this Act. Provides that payments of taxes and insurance premiums by the lender under any escrow services plan established in connection with a federally-related mortgage loan shall be made at such times and in such manner as will insure that the borrower receives the maximum benefit of any discounts and other financial consideration which may be allowed or provided for in the jurisdictionwhere the property which secures such loan is located.",2025-09-03T12:47:55Z,
93-hr-13106,93,hr,13106,Federal Housing Act,Housing and Community Development,1974-02-27,1974-02-27,Referred to House Committee on Banking and Currency.,House,"Rep. Hanna, Richard T. [D-CA-34]",CA,D,H000164,0,"Federal Housing Act - Declares the finding of the Congress that the general welfare of the American people requires, as a matter of national purpose, the sound development of housing, together with adequate financing thereof. Creates, under the provision of the National Housing Act, a body corporate in the executive branch of the Government to be known as the Federal Housing Administration which shall carry on and continue the functions, powers, and duties of the Department of Housing and Urban Development under this Act.  Provides that nothing contained herein shall be deemed to prohibit the FHA from servicing other housing programs under this Act, provided such servicing is based on sound credit and actuarial standards. Provides that the FHA shall have succession until dissolved by Act of Congress.  Provides that all of the FHA's powers under this Act, including the authority to insure mortgages, and fix maximum amounts, interest rates, and loan-to-value ratios for such mortgages, shall continue in full force and effect and may continue to be exercised until the FHA is dissolved by Act of Congress.  Provides that FHA shall maintain its principal office in the District of Columbia, and shall be deemed, for purposes of venue in civil actions, to be a resident thereof.  Authorizes agencies or offices to be established by the FHA in such other place or places as it may deem necessary or appropriate in the conduct of its business. Provides that the management of the FHA shall be vested in a Board of Directors (hereinafter referred to as the 'Board'), and a Commissioner who shall also be a member of the Board.  Provides that the Board shall consist of the Chairman of the Federal Home Loan Bank Board, the Chairman of the Federal Reserve Board, the Secretary of the Treasury, the Secretary of the Department of Housing and Urban Development, and the Comptroller of the Currency, or their delegates. Provides that the Board of Directors shall be vested with the responsibility to exercise general direction and supervision over the performance of all functions, powers, and duties vested in the FHA when relating in the judgment of the Board to matters of a broad and general supervisory, advisory, or policy nature, including the approval of regulations promulgated by the Commissioner, the setting of maximum mortgage amounts, fees, and premimums, the setting of competitive mortgage market interest rates, and the declaration of high cost areas for increased mortgage insurance.  Provides that all administrative powers, functions, and duties of the FHA shall be exercised and performed by the Commissioner. Provides for the administration of the FHA. Provides that the Commissioner shall, among his responsibilities, advise the Board and the President with respect to Federal programs and activities relating to matters concerning development of housing under the authority of this Act, and provide technical assistance and information, including a clearinghouse service, to States, counties, towns, villages, and other local governments, in developing housing.  Provides that the Commissioner shall also be responsible for maintenance of such liaison with Congress as may be necessary for proper administration of the FHA.  Requires the Commissioner, as soon as practicable after the end of each calendar year, to make a report to the President for submission to the Congress on the activities of the FHA during the preceding calendar year. Transfers to and vests in the FHA all of the functions, powers, and duties of the Department of Housing and Urban Development under specified provisions of the National Housing Act. Authorizes the Commissioner, upon such terms and conditions as he may prescribe, to insure banks, trust companies, personal finance companies, mortgage companies, building and loan associations, installment lending companies, and other such financial institutions, which the Commissioner finds to be qualified by experience or facilities and approves as eligible for credit insurance, against losses which they may sustain as a result of loans and advances of credit, and purchases of obligations representing loans and advances of credit, made by them on and after July 1, 1939. Authorizes the Commissioner, directed by such regulations or procedures as he shall deem advisable, to prevent the use of any financial assistance under this Act with respect to new residential structures other than mobile homes that have not been completed and occupied for at least six months, or which would, through multiple loans, result in an outstanding aggregate loan balance with respect to the same structure exceeding the dollar amount limitation prescribed in this Act for the type of loan involved.  Grants the authority whereby this subparagraph may in the discretion of the Commissioner be waived with respect to the period of occupancy or completion of any such new residential structures. Authorizes and directs the Commissioner, with respect to mobile homes to be financed under this Act, to: (1) prescribe minimum property standards to assure the livability and durability of the mobile home and the suitability of the site on which the mobile home is to be located; and (2) obtain assurances from the borrower that the mobile home will be placed on a site which complies with the standards prescribed by the Commissioner and with local zoning. Sets forth the limitation amounts on loans and mortgages insured by the FHA.  Sets forth eligibility requirements for insurance coverage by the FHA. Requires the financial transactions of the FHA to be audited by the General Accounting Office.  Requires an annual report of such audit to the Congress.",2025-09-03T12:47:56Z,
93-s-3066,93,s,3066,Housing and Community Development Act of 1974,Housing and Community Development,1974-02-27,1974-08-22,Public law 93-383.,Senate,"Sen. Sparkman, John J. [D-AL]",AL,D,S000701,0,"(LATEST SUMMARY)   Housing and Community Development Act of 1974 - Title I: Community Development - Authorizes the Secretary of Housing and Urban Development to make grants to States and Units of general local government to help finance Community Development Programs. Authorizes the Secretary to incur obligations for such grants of up to $8,400,000,000 until July 1, 1977. Authorizes $50,000,000 for each of fiscal years 1975, 1976, and $100,000,000 for 1977 for grants to general local government units for urgent community development needs.  Requires grant applicants to: (1) set forth a three-year community development plan and formulate a program of operation; (2) operate such programs in accordance with the Civil Rights Act of 1964 and Public Law 90-284 (relating to fair housing); and (3) inform affected citizens of the various aspects of the program. Requires applicants to certify that their plans give maximum feasible priority to activities benefiting low- or moderate-income families.  Requires an annual review and audit to determine if grantees are carrying out their programs as required by this Act.  Authorizes the Secretary to release funds for projects to applicants who assume all of the responsibilities of environmental review, decision making, and action pursuant to the Environmental Policy Act that would otherwise apply to the Secretary.  States that community development programs approved under this title may include: (1) acquisition of real property that is deteriorating or useful for public purposes; (2) installation of public works facilities; (3) rehabilitation of buildings; and (4) provisions for public services not otherwise available.  Prescribes the allocation of grant funds under this title, including a ratio to determine amounts for individual cities which relates to poverty and housing overcrowding in the city. Requires that 80 percent of the non-urgent grant funds go to metropolitan areas.  Prescribes the full ""hold-harmless"" amount of a metropolitan city or urban county under this title.  Preserves a discretionary grant fund for special projects, including new communities, United States territories, and disaster-caused development needs.  Authorizes the guarantee of notes or other obligations of general local government units for acquisition of real property for community development programs.  Prohibits discrimination based upon race, color, national origin, or sex under programs funded by this title.  Sets wage standards for labor performed under contracts funded by this title.  Requires the termination or reduction of funds to grantees failing to comply with this title. Allows judicial review of such actions.  Allows 20 percent of the urgent-need grants to be applied toward the payment of principal and interest on temporary loans made to a local government unit under the Housing Act of 1949.  Permits continuance of local building codes (where assistance is sought under this Act) whose standards are as high or higher than those required by this Act.  Provides for the employment of low-income persons under programs approved by this title. Grants Congressional assent to interstate community development cooperation.  Title II: Assisted Housing - Authorizes assistance, under the United States Housing Act of 1937, to low-income families.  Allows public housing agencies to make assistance payments for the use of existing dwelling units.  Allows assistance payments for contracts with owners or prospective owners who construct or rehabilitate housing which will be used at least in part for low-income families.  Allows the Secretary to enter into contracts with public housing agencies by which they may assist owners or prospective owners of units over which such agencies assume management.  Requires such assistance contracts to set a maximum monthly rent, according to prescribed guidelines.  Disallows material differences in rents for assisted housing and comparable unassisted housing.  States that the terms of contracts for assistance payments shall not exceed one hundred and eighty days.  Reserves all ownership, management, and maintenance responsibilities in the owners.  Requires 30 percent of families assisted under this title to be ""very low-income"" families.  Authorizes the Secretary to make annual contributions for the operation of low-income housing projects to achieve and maintain adequate operating services and reserve funds.  Requires families living in assisted dwelling units to pay a minimum of twenty percent of their monthly incomes in rentals for such units.  Requires the Secretary to insure that special projects for the handicapped authorized under the United States Housing Act of 1937 provide quality services and management consistent with the needs of the occupant.  Prohibits the approval of a housing assistance plan under the United States Housing Act of 1937, the National Housing Act, or the Housing and Urban Development Act of 1965 unless the general local government unit certifies that such assistance is consistent with a housing assistance plan approved under title I of this Act.  Requires the allocation of assistance under provisions of the above-mentioned laws according to rates of poverty, overcrowding, and substandard housing.  Title III: Mortgage Credit Assistance - Extends the regular FHA insurance programs and the interest rate authority for veterans' home loans.  Increases the maximum mortgage amount under the FHA one-to-four-family and multifamily mortgage insurance programs.  Makes changes in down payment requirements for regular FHA one-to-four-family mortgages.  Provides for FHA insured financing on resale of cooperative dwellings.  Increases the amounts and time limits on home improvement loans.  Permits the co-insurance of any mortgage, advance, or loan in addition to co-insurance otherwise provided by this Act.  Prohibits the issuance of such insurance until it is determined that such co-insurance demonstration program will not disrupt the mortgage market or reduce the availability of mortgage credit to borrowers who depend on mortgage insurance under this Act.  Prohibits the purchase of mortgages by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation if the outstanding principal balance of the mortgage at the time of purchase exceeds 80 percent of the value of the property.  Title IV: Comprehensive Planning - Provides that assistance may be granted under this Act for an ongoing comprehensive planning process for States, cities, regions, and Indian reservations to be reviewed at least biennially for necessary or desirable amendments.  Authorizes the Secretary to provide fellowships for the graduate training of those wishing to develop general or specific capacities in urban affairs, and to make project grants and enter into contracts with institutions of higher education for the same purpose.  Title V: Rural Housing - Allows loans for the repair and improvement of rural dwellings to make them safe and sanitary (where the borrower does not otherwise qualify) of up to $5,000.  Extends veterans preference to rural housing programs under the Housing Act of 1949.  Authorizes funds for loan programs for rural housing programs.  authorizes direct and insured loans to provide housing and related facilities for elderly persons and families in rural areas.  Authorizes direct and insured loans to provide condominium housing for low-and moderate-income families in rural areas.  Permits the Secretary to make loans to public or private nonprofit organizations for the acquisition and development of land as building sites to be subdivided and sold to families, nonprofit organizations, public agencies, and cooperatives.  Allows borrowers, under provisions of the Housing Act of 1949, to prepay taxes and insurance to the Secretary, who will hold such payments in escrow and pay them out at the appropriate time.  Authorizes the Secretary to make loans to low- or moderate- income families for the purchase of condominiums.  Provides for the transfer of pre-1965 insured housing loans to the Rural Housing Insurance Fund.  Title VI: Mobile Home Construction and Safety Standards - Directs the Secretary to establish appropriate Federal mobile home construction and safety standards after the consideration of specified factors. Directs the Secretary to appoint a National Mobile Home Advisory Council to assist him in establishing, amending, or revoking such standards.  Provides for judicial review of complaints by persons adversely affected by mobile home construction and safety standards.  Directs the Secretary to conduct research, testing, development, and training to carry out the purposes of this title.  Defines the acts prohibited under this title and imposes civil and criminal penalties for the commission of such acts.  Authorizes the Secretary to conduct inspections and investigations to promulgate or enforce standards established under this title, and requires manufacturers of mobile homes to supply specified information to the Secretary to enable him to carry out the purposes of this title.  Provides for notification of defects to purchasers of mobile homes by either the manufacturer, the Secretary, or both. Requires the manufacturer to correct such defects within a reasonable time at no expense to the owners.  Authorizes the Secretary to make grants to the States to assist them in developing State plans with respect to mobile home construction and safety requirements.  Title VII: Consumer Home Mortgage Assistance - Consumer Home Mortgage Assistance Act - States that savings and loan associations are authorized to invest an amount, not exceeding the greater of the sum of its surplus, undivided profits, and reserves or 3 percent of its assets, in loans or in interests therein the principal purpose of which is to provide financing with respect to what is or is expected to become primarily residential real estate within one hundred miles of their home office or within the State in which such office is located.  Increases the amount that may be loaned by such associations on single family dwellings from $45,000 to $55,000.  Permits any national banking association to make real estate loans secured by liens upon unimproved real estate, upon improved real estate, including improved farmland and improved business and residential properties, and upon real estate to be improved by a building or buildings to be constructed or in the process of construction, in an amount which when added to the amount unpaid upon prior mortgages, liens, encumbrances, if any, upon such real estate does not exceed the respective proportions of appraised value as provided in this title.  States that the amount of any such loan hereafter made shall not exceed 66 2/3 percent of the appraised value if such real estate is unimproved, 75 percent of the appraised value if such real estate is in the process of being improved by a building or building to be constructed or in the process of construction, or 90 percent of the appraised value if such real estate is improved by a building or buildings.  Allows national banking associations to make real estate loans secured by liens upon forest tracts which are properly managed in all respects.  Limits the amount that Federal Credit Unions may loan to its directors and members of its supervisory credit committee to $2,500 without approval of the board of directors.  Prescribes meeting frequencies and procedures for credit committees of such credit unions.  Provides termination procedures for insured credit unions.  Title VIII: Miscellaneous - States that it is the purpose of this part to encourage the formation of State development agencies which have authority to carry out development activities designed to: (1) provide housing and related facilities for persons and families of low and moderate income; (2) promote the sound growth and development of neighborhoods through the revitalization of slum and blighted areas; (3) increase and improve employment opportunities for the unemployed and underemployed through the development and redevelopment of industrial, manufacturing, and commercial facilities; and (4) implement State land use and preservation policies.  Permits the guarantee of bonds, debentures, notes and other obligations issued by State development agencies to finance development activities described in the purposes of this title.  Establishes a revolving fund to provide for timely payment of liabilities incurred as a result of such guarantees.  Prohibits discrimination on account of sex in the extension of mortgage assistance under this Act.  Establishes a nonprofit, nongovernmental instrument to be known as the National Institute of Building Sciences to make findings and to advise both the public and private sectors of the economy with respect to the use of building science and technology in achieving nationally acceptable standards and other technical provision for use in Federal, State, and local housing and building regulations.  Authorizes the Secretary of Housing and Urban Development to transfer without payment to a unit of general local government, or a State, any real property (1) which is improved by a one- to four-family residence; (2) to which the Secretary holds title; (3) which is not occupied; (4) which is requested by such unit, State, or agency for use in an urban homestead program; and (5) which the Secretary determines is suitable for use in an urban homestead program which meets the requirements of this Act.  Authorizes interstate land sales under the Housing and Urban Development Act of 1968 when such sales and the parties thereto meet specified requirements.  Authorizes the Secretary of Housing and Urban Development to undertake demonstrations to determine the economic and technical feasibility of utilizing solar energy to heat or cool residential housing.  Provides additional authority to the Secretary of HUD to undertake research with respect to housing-related facilities.  Requires notice of flood hazards with respect to lands or dwellings to prospective purchasers or lessees a reasonable period in advance of the signing of the purchase agreement.",2025-01-14T18:20:21Z,