gao_reports: GAO-26-107436

Government Accountability Office reports (1994–2008) with abstracts, legal references, and subject classifications.

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GAO-26-107436 Nonbank Mortgage Companies: Ginnie Mae and FHFA Could Enhance Financial Monitoring 2026-02-10 GAO-26-107436     Many mortgage companies aren't banks and don't take deposits to fund loans. "Nonbank" mortgage companies rely on short-term funding instead, which can leave them more vulnerable to failure in economic downturns. Nonbanks make and service most of the loans packaged into federally backed mortgage securities. Sales of these securities to investors help fund more loans. A major nonbank failure could disrupt mortgage lending and leave...               https://www.gao.gov/products/gao-26-107436