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federal_register: 2025-11615

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts regulation_id_numbers
2025-11615 Selection of Annuity Providers-Safe Harbor for Individual Account Plans Rule This direct final rule (DFR) removes 29 CFR 2550.404a-4 from the Code of Federal Regulations, which is a regulation published in 2008 that provides a fiduciary safe harbor for the selection of annuity providers for the purpose of benefit distributions from individual account retirement plans covered by title I of the Employee Retirement Income Act of 1974 (ERISA). The regulatory safe harbor became unnecessary in 2019 when Congress amended ERISA to add a more streamlined fiduciary safe harbor covering the same activity. Although the statutory safe harbor did not technically nullify or repeal the regulatory safe harbor, its existence offers an unnecessary and inefficient alternative and may inadvertently be a trap for the unwary. This action improves the daily lives of the American people by reducing unnecessary, burdensome, and costly Federal regulations. 2025-07-01 2025 7 https://www.federalregister.gov/documents/2025/07/01/2025-11615/selection-of-annuity-providers-safe-harbor-for-individual-account-plans https://www.govinfo.gov/content/pkg/FR-2025-07-01/pdf/2025-11615.pdf Labor Department; Employee Benefits Security Administration 271,131 This direct final rule (DFR) removes 29 CFR 2550.404a-4 from the Code of Federal Regulations, which is a regulation published in 2008 that provides a fiduciary safe harbor for the selection of annuity providers for the purpose of benefit distributions... 1210-AC33

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