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federal_register: 2024-22551

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts regulation_id_numbers
2024-22551 Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices Rule The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2024-05, titled "Improper Overdraft Opt-In Practices." In this circular, the CFPB responds to the question, "Can a financial institution violate the law if there is no proof that it has obtained consumers' affirmative consent before levying overdraft fees for ATM and one-time debit card transactions?" 2024-10-02 2024 10 https://www.federalregister.gov/documents/2024/10/02/2024-22551/consumer-financial-protection-circular-2024-05-improper-overdraft-opt-in-practices https://www.govinfo.gov/content/pkg/FR-2024-10-02/pdf/2024-22551.pdf Consumer Financial Protection Bureau 573 The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2024-05, titled "Improper Overdraft Opt-In Practices." In this circular, the CFPB responds to the question, "Can a financial institution violate the law...  

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