federal_register: 2023-10982

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts regulation_id_numbers
2023-10982 Consumer Financial Protection Circular 2023-02: Reopening Deposit Accounts That Consumers Previously Closed Rule The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2023-02, titled, "Reopening Deposit Accounts That Consumers Previously Closed." In this circular, the CFPB responds to the question, "After consumers have closed deposit accounts, if a financial institution unilaterally reopens those accounts to process a debit (i.e., withdrawal, ACH transaction, check) or deposit, can it constitute an unfair act or practice under the Consumer Financial Protection Act (CFPA)?" 2023-05-24 2023 5 https://www.federalregister.gov/documents/2023/05/24/2023-10982/consumer-financial-protection-circular-2023-02-reopening-deposit-accounts-that-consumers-previously https://www.govinfo.gov/content/pkg/FR-2023-05-24/pdf/2023-10982.pdf Consumer Financial Protection Bureau 573 The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2023-02, titled, "Reopening Deposit Accounts That Consumers Previously Closed." In this circular, the CFPB responds to the question, "After consumers have...  

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