{"database": "openregs", "table": "federal_register", "rows": [["2023-09171", "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt", "Rule", "The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to affirm that the Fair Debt Collection Practices Act (FDCPA) and its implementing Regulation F prohibit a debt collector, as that term is defined in the statute and regulation, from suing or threatening to sue to collect a time-barred debt. Accordingly, an FDCPA debt collector who brings or threatens to bring a State court foreclosure action to collect a time-barred mortgage debt may violate the FDCPA and Regulation F.", "2023-05-01", 2023, 5, "https://www.federalregister.gov/documents/2023/05/01/2023-09171/fair-debt-collection-practices-act-regulation-f-time-barred-debt", "https://www.govinfo.gov/content/pkg/FR-2023-05-01/pdf/2023-09171.pdf", "Consumer Financial Protection Bureau", "573", "The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to affirm that the Fair Debt Collection Practices Act (FDCPA) and its implementing Regulation F prohibit a debt collector, as that term is defined in the statute and...", null]], "columns": ["document_number", "title", "type", "abstract", "publication_date", "pub_year", "pub_month", "html_url", "pdf_url", "agency_names", "agency_ids", "excerpts", "regulation_id_numbers"], "primary_keys": ["document_number"], "primary_key_values": ["2023-09171"], "units": {}, "query_ms": 0.3920909948647022, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}