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federal_register: 2015-09244

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts regulation_id_numbers
2015-09244 Homeownership Counseling Organizations Lists and High-Cost Mortgage Counseling Interpretive Rule Rule The Bureau of Consumer Financial Protection (Bureau) is reissuing a prior interpretive rule regarding the provision of lists of HUD-approved housing counseling agencies to mortgage loan applicants with additional interpretations describing permissible addresses for list generation, as well as additional details for generation. This interpretive rule also provides guidance, in addition to existing commentary, on the qualifications for providing high-cost mortgage counseling and on lender participation in such counseling. This interpretive rule continues to describe data instructions for lenders to use in complying with the requirement under the High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (RESPA Homeownership Counseling Amendments) Final Rule to provide a homeownership counseling list using data made available by the Bureau or Department of Housing and Urban Development (HUD). 2015-04-21 2015 4 https://www.federalregister.gov/documents/2015/04/21/2015-09244/homeownership-counseling-organizations-lists-and-high-cost-mortgage-counseling-interpretive-rule https://www.govinfo.gov/content/pkg/FR-2015-04-21/pdf/2015-09244.pdf Consumer Financial Protection Bureau 573 The Bureau of Consumer Financial Protection (Bureau) is reissuing a prior interpretive rule regarding the provision of lists of HUD-approved housing counseling agencies to mortgage loan applicants with additional interpretations describing permissible...  

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