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federal_register: 2014-25492

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts regulation_id_numbers
2014-25492 HUD's Qualified Mortgage Rule: Announcement of Intention To Adopt Changes Pertaining to Exempted Transaction List Rule The Consumer Financial Protection Bureau (CFPB) is issuing a final rule being published concurrently with this document, and it can be found elsewhere in this Federal Register, entitled "Amendments to the 2013 Mortgage Rules under the Truth in Lending Act (Regulation Z)," amending certain terms in CFPB's definition of "qualified mortgage" which HUD cross-referenced in HUD's qualified mortgage definition. In accordance with the procedures incorporated in HUD's definition of "qualified mortgage," this document advises of HUD's intention to adopt, for HUD's qualified mortgage rule, CFPB's changes to the exemption for non-profit transactions from the qualified mortgage standards. HUD is not, however, adopting the new points and fees cure provision adopted by CFPB for the reasons stated in this document, but is providing guidance to mortgagees on curing points and fees errors prior to insurance endorsement. 2014-11-03 2014 11 https://www.federalregister.gov/documents/2014/11/03/2014-25492/huds-qualified-mortgage-rule-announcement-of-intention-to-adopt-changes-pertaining-to-exempted https://www.govinfo.gov/content/pkg/FR-2014-11-03/pdf/2014-25492.pdf Housing and Urban Development Department 228 The Consumer Financial Protection Bureau (CFPB) is issuing a final rule being published concurrently with this document, and it can be found elsewhere in this Federal Register, entitled "Amendments to the 2013 Mortgage Rules under the Truth in Lending...  

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