federal_register: 2013-01809
Data license: Public Domain (U.S. Government data) · Data source: Federal Register API & Regulations.gov API
This data as json
| document_number | title | type | abstract | publication_date | pub_year | pub_month | html_url | pdf_url | agency_names | agency_ids | excerpts | regulation_id_numbers |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2013-01809 | Appraisals for Higher-Priced Mortgage Loans | Rule | The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z implement a new provision requiring appraisals for "higher-risk mortgages" that was added to TILA by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act or Act). For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the final rule requires creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used. | 2013-02-13 | 2013 | 2 | https://www.federalregister.gov/documents/2013/02/13/2013-01809/appraisals-for-higher-priced-mortgage-loans | https://www.govinfo.gov/content/pkg/FR-2013-02-13/pdf/2013-01809.pdf | Treasury Department; Comptroller of the Currency; Federal Reserve System; National Credit Union Administration; Consumer Financial Protection Bureau; Federal Housing Finance Agency | 497,80,188,335,573,174 | The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z... |