federal_register: 2011-9210

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2011-9210 Interest on Deposits; Deposit Insurance Coverage Proposed Rule Effective July 21, 2011, the statutory prohibition against the payment of interest on demand deposits will be repealed pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act (the DFA).\1\ In light of this, the FDIC proposes to rescind regulations that have implemented this prohibition with respect to state-chartered nonmember (SNM) banks. Because the regulations include a definition of "interest" that may assist the FDIC in interpreting a recent statutory amendment that provides temporary, unlimited deposit insurance coverage for noninterest-bearing transaction accounts, the FDIC also proposes to retain and move the definition of "interest" into the deposit insurance regulations. --------------------------------------------------------------------------- 2011-04-15 2011 4 https://www.federalregister.gov/documents/2011/04/15/2011-9210/interest-on-deposits-deposit-insurance-coverage https://www.govinfo.gov/content/pkg/FR-2011-04-15/pdf/2011-9210.pdf Federal Deposit Insurance Corporation 164 Effective July 21, 2011, the statutory prohibition against the payment of interest on demand deposits will be repealed pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act (the DFA).\1\ In light of this, the FDIC proposes to...  

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