{"database": "openregs", "table": "federal_register", "rows": [["2010-20286", "Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks", "Notice", "The OCC, FRB, FDIC, OTS, and NCUA (the Agencies) are issuing this final guidance entitled, \"Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks\" (guidance). The Agencies developed this guidance, in conjunction with the State Liaison Committee of the Federal Financial Institutions Examination Council (FFIEC), to address compliance and reputation risks associated with reverse mortgages, which are complex loan products typically offered to elderly consumers. Institutions are expected to use the guidance in their efforts to ensure that their risk management and consumer protection practices adequately address the compliance and reputation risks raised by reverse mortgage lending.", "2010-08-17", 2010, 8, "https://www.federalregister.gov/documents/2010/08/17/2010-20286/reverse-mortgage-products-guidance-for-managing-compliance-and-reputation-risks", "https://www.govinfo.gov/content/pkg/FR-2010-08-17/pdf/2010-20286.pdf", "Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation; Thrift Supervision Office; National Credit Union Administration", "497,80,188,164,489,335", "The OCC, FRB, FDIC, OTS, and NCUA (the Agencies) are issuing this final guidance entitled, \"Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks\" (guidance). The Agencies developed this guidance, in conjunction with the...", null]], "columns": ["document_number", "title", "type", "abstract", "publication_date", "pub_year", "pub_month", "html_url", "pdf_url", "agency_names", "agency_ids", "excerpts", "regulation_id_numbers"], "primary_keys": ["document_number"], "primary_key_values": ["2010-20286"], "units": {}, "query_ms": 0.5513981450349092, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}