{"database": "openregs", "table": "federal_register", "rows": [["06-9630", "Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices", "Notice", "The OCC, Board, and FDIC (the Agencies) are issuing final joint Guidance on Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices (Guidance). This Guidance has been developed to reinforce sound risk management practices for institutions with high and increasing concentrations of commercial real estate loans on their balance sheets. This Guidance applies to national banks and state chartered banks (institutions). Further, the Board believes that the Guidance is broadly applicable to bank holding companies.", "2006-12-12", 2006, 12, "https://www.federalregister.gov/documents/2006/12/12/06-9630/concentrations-in-commercial-real-estate-lending-sound-risk-management-practices", "https://www.govinfo.gov/content/pkg/FR-2006-12-12/pdf/06-9630.pdf", "Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation", "497,80,188,164", "The OCC, Board, and FDIC (the Agencies) are issuing final joint Guidance on Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices (Guidance). This Guidance has been developed to reinforce sound risk management practices for...", null]], "columns": ["document_number", "title", "type", "abstract", "publication_date", "pub_year", "pub_month", "html_url", "pdf_url", "agency_names", "agency_ids", "excerpts", "regulation_id_numbers"], "primary_keys": ["document_number"], "primary_key_values": ["06-9630"], "units": {}, "query_ms": 98.47344015724957, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}