{"database": "openregs", "table": "federal_register", "rows": [["05-6061", "Eligibility of Adjustable Rate Mortgages", "Rule", "This rule makes available a new adjustable rate mortgage (ARM) product. In accordance with statutory authority, this rule enables the Secretary to insure five-year hybrid ARMs with interest rates adjustable up to two percentage points annually (this type of mortgage is known as a 5/1 ARM). The lifetime cap on annual interest rate adjustments for five-year ARMs is set at six percentage points.", "2005-03-29", 2005, 3, "https://www.federalregister.gov/documents/2005/03/29/05-6061/eligibility-of-adjustable-rate-mortgages", "https://www.govinfo.gov/content/pkg/FR-2005-03-29/pdf/05-6061.pdf", "Housing and Urban Development Department", "228", "This rule makes available a new adjustable rate mortgage (ARM) product. In accordance with statutory authority, this rule enables the Secretary to insure five-year hybrid ARMs with interest rates adjustable up to two percentage points annually (this...", null]], "columns": ["document_number", "title", "type", "abstract", "publication_date", "pub_year", "pub_month", "html_url", "pdf_url", "agency_names", "agency_ids", "excerpts", "regulation_id_numbers"], "primary_keys": ["document_number"], "primary_key_values": ["05-6061"], "units": {}, "query_ms": 25.745199993252754, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}