{"database": "lobbying", "table": "lobbying_activities", "rows": [[467316, "df7e026c-4b35-4f8f-9462-18c77b201dac", "YY", "CALIFORNIA ASSOCIATION OF REALTORS", 7691, "CALIFORNIA ASSOCIATION OF REALTORS", 2006, "year_end", "FIN", "H.R. 111/S. 98 - Community in Real Estate Act would prohibit financial holding companies and national banks from engaging, directly or indirectly, in real estate brokerage or real estate management activities.\r\nH.R. 1182 - Prohibit Predatory Lending Act would amend the Truth in Lending Act to impose restrictions and limitations on high-cost mortgages, to revise the permissible fees and charges on certain loans made, to prohibit unfair or deceptive lending practices, and to provide for public education and counseling about predatory lenders.\n\nH.R. 1295- Responsible Lending Act would protect consumers against unfair and deceptive practices in connection with higher cost mortgage transactions, strengthen the civil remedies available to consumers under existing law, provide for certain uniform lending standards, improve housing counseling, better mortgage servicing, enhance appraisal standards and oversight, and establish licensing and minimum standards for mortgage brokers.\n\nH.R. 5746 - Industrial Bank Holding Company Act of 2006 would require an industrial bank holding company to register and file certain reports with the Federal Deposit Insurance Corporation (FDIC) within ninety days after becoming an industrial bank holding company, prohibit such holding company from being controlled by a commercial firm, and grandfathers certain institutions to exempt them from the requirements of this Act.\n\nComment Letter on Industrial Loan Company Applications - Comment letter was sent to Federal Deposit Insurance Corporation (FDIC) concerning their consideration for the application filed by Wal-Mart Stores and Home Depot to become an industrial loan company (ILC).\n\nComment Letter on Nontraditional or Exotic Loans - Comment letter was sent to the Office of the Comptroller of the Currency (OCC) concerning nontraditional loans and if stated income should be allowed for underwriting as well as whether future income should be considered.  If future income is considered in underwriting, how should it be done and will it only be allowed as a positive or also as a negative.  The OCC was requesting comments on nontraditional loans and if they are becoming a risk to the economy as they are becoming easier to obtain and being offered to borrowers with a higher probable risk.", "Federal Communications Commission (FCC),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Interior, Dept of (DOI),Internal Revenue Service (IRS),Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of,Veterans Affairs, Dept of (VA)", null, 60000, 0, 0, "2007-01-31T12:07:49-05:00"]], "columns": ["id", "filing_uuid", "filing_type", "registrant_name", "registrant_id", "client_name", "filing_year", "filing_period", "issue_code", "specific_issues", "government_entities", "income_amount", "expense_amount", "is_no_activity", "is_termination", "received_date"], "primary_keys": ["id"], "primary_key_values": ["467316"], "units": {}, "query_ms": 0.33984193578362465, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}