{"database": "lobbying", "table": "lobbying_activities", "rows": [[2512411, "2537d0aa-5d74-46e0-a904-a06215a61c75", "Q3", "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 400531588, "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 2020, "third_quarter", "CSP", "Community Bankers Association of Illinois 2020 Federal Policy Priorities -\n\nSupport The Independent Community Bankers of Americas Legislative and Regulatory Agenda Contained in their Community Focus 2020: The Community Bank Agenda for Expanding Economic Opportunity\n\nCompleting the Implementation of the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) \n\nSupport Additional Meaningful Regulatory Relief for Community Banks\n\nOppose Credit Unions Expanded Powers\n\nSupport the Federal Reserves Role in Payments System Improvement\n\nSupport Modernizing the Community Reinvestment Act (CRA)\n\nSupport Safe Harbor for Banking Cannabis-Related Businesses\n\nSupport Sound Principles for GSE Reform \n\nSupport the Federal Home Loan Banks\n\nSupport Agriculture and Rural America\n\nSupport Enhanced Data, Cyber and Payment Card Security (Data Security)\n\nSupport Consumer Financial Protection Bureau Reform and Meaningful Exemptions for Community Banks \n\nSupport the Community Bank Positions on Emerging Issues\n\nCFPBs Customer Data Sharing\n\nCFPBs Small-Dollar Consumer Lending\n\nFederal Reserves Modernize Reg CC\n\nFinally Address the Risks of Too-Big-To-Fail Banks and Financial Firms to Protect Our Financial System, the Economy, and American Taxpayers from Future Bailouts\n\n(House, Senate, CFPB, OCC, FDIC, Federal Reserve, FHFA)\n\n\nLegislation and Regulations -\n\nCommunity Bank top priorities for pandemic relief measures -\n1)     Support rural America by allowing interest on loans secured by agricultural real estate or primary residences in rural communities to be tax-exempt (ECORA, S.1641/H.R. 1872), providing direct assistance to farmers, ranchers and others involved in the food sector as needed, and enhance USDA guaranteed lending programs;\n2)    Extend the QM patch to January 2022 to help avoid additional disruption to the housing market. (House and Senate)\n\nSecond Initiative - Community Bank top priorities for pandemic relief measures -\n     1) Support rural America by passing Rep. Watkinss ECORA Act (H.R. 1872), which exempts interest on most agricultural loans from taxable income (lowering interest rates for farmers, ranchers and rural homeowners), provides direct assistance to farmers, ranchers and others involved in the food sector as needed, and enhances USDA guaranteed lending programs. (House, Senate)\n\nFHFA/Fannie/Freddie .50% residential mortgage guarantee fee increase with a September 1, 2020 implementation date (FHFA, Federal Reserve, OCC, House, Senate) \n\nLetters -\n\nComment Letter to the National Credit Union Administration (NCUA) regarding: Subordinated Debt; Proposed Rule RIN 3133-AF08 (NCUA)\n\nComment Letter to the Consumer Financial Protection Bureau (CFPB) regarding: Request for Information on Equal Credit Opportunity and Regulation B; Docket No CFPB-2020-0026 (CFPB)\n\n\nAction Alerts -\n\nAction Alert regarding urging Illinois Members of Congress to support additional pandemic relief as noted above in the Legislation and Regulation section of this filing (House, Senate)\n\nAction Alert regarding FHFA/Fannie/Freddie .50% residential mortgage guarantee fee increase with a September 1, 2020 implementation date (House, Senate) \n\n#2 Action Alert regarding urging Illinois Members of Congress to support additional pandemic relief as noted above in the Legislation and Regulation section of this filing (House, Senate)\n\n\nMiscellaneous - \n\nOCC proposal to issue payments charters (OCC)\n\nPostal Service financial services [banking] pilot program (House)\n\nCommunity Reinvestment Act (CRA) modernization (joint rulemaking)(House)\n\nPayments System Improvements (Federal Reserve FedNow Service) (House)\n \nExpiration of time to receive, and delivery of, Economic Impact Payments (EIPs) (House, Senate)", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),Federal Reserve System,HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),Office of the Comptroller of the Currency (OCC),SENATE", null, 60000, 0, 0, "2020-10-16T18:47:11.187000-04:00"]], "columns": ["id", "filing_uuid", "filing_type", "registrant_name", "registrant_id", "client_name", "filing_year", "filing_period", "issue_code", "specific_issues", "government_entities", "income_amount", "expense_amount", "is_no_activity", "is_termination", "received_date"], "primary_keys": ["id"], "primary_key_values": ["2512411"], "units": {}, "query_ms": 5.810422007925808, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}