lobbying_activities: 2463309
Data license: Public Domain (U.S. Government data) · Data source: Federal Register API & Regulations.gov API
This data as json
| id | filing_uuid | filing_type | registrant_name | registrant_id | client_name | filing_year | filing_period | issue_code | specific_issues | government_entities | income_amount | expense_amount | is_no_activity | is_termination | received_date |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2463309 | 9cb68f06-72f0-48da-8cec-798acdce2c74 | Q2 | COMMUNITY BANKERS ASSOCIATION OF ILLINOIS | 400531588 | COMMUNITY BANKERS ASSOCIATION OF ILLINOIS | 2020 | second_quarter | SMB | Legislation and Regulation - Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - interest rate below break-even, short PPP loan terms, restricted use of PPP loan proceeds, and lender liability, and a PPP related liquidity facility (Treasury, SBA, House, Senate and Federal Reserve) Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - lender participation in the PPP, general availability of SBA forms, access to the SBAs portal, obtaining log-in credentials, SBA forms to obtain approval to become certified, SBA website list of active SBA lenders, SBA website list of PPP lenders, SBA call center access, late release of rules prior to the PPP going live, confusion surrounding the guaranteed portion of the PPP loans, bank board members not eligible to apply for PPP loans at their bank, PPP related liquidity facility, access to the SBA for answers to questions about the PPP, conflicting messaging from the SBA, and consistent need for additional guidance from the SBA and Treasury on various aspects of the PPP (House and Senate) Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - SBA technology supporting the PPP including delays in accessing E-Tran and the Lender Gateway, additional funding for (replenishing) the PPP, allocation of 25% of future PPP funds for banks under $50 billion in assets, and the creation of a Federal Reserve facility to support lending by providing term financing backed by PPP loans (Treasury, SBA, Federal Reserve, House and Senate) Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - allocation of 25% of future PPP funds for banks under $50 billion in assets, more workable loan terms - interest rates below funding costs, more flexible timing for loan disbursements expanding the program to meet non-payroll expenses, lender safe harbor, and suspending the beneficial ownership rule for non-current customers (House and Senate) Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - allocation of future PPP funds for banks between $10 - $50 billion in assets, SBA system crashes, difficulty inputting loans, large bank preferential access to the SBA for inputting their loans, automated bots overwhelming SBA system, slow processing times to input loans, exhaustion of the under $10 billion in bank asset funding tranche, loan forgiveness, and payment of PPP fees to the originating bank (House, Senate, FDIC, OCC, Federal Reserve, CFPB) Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - difference in taxing origination fee income from PPP loans between tax paying community banks and tax-exempt credit unions (House) Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - requirement that 75% of loan proceeds must be spent on retaining payroll, straight-forward approach to loan forgiveness, loan forgiveness calculator, presumption of borrower compliance for loans of $1 million and under, and questions related to loan forgiveness (House and Senate) Letters - Comment Letter to the Office of Comptroller of the Currency (OCC) regarding: Joint Notice of Proposed Rulemaking - Request for Comment on Community Reinvestment Act Regulations - Office of Comptroller of the Currency, Docker ID OCC-2018-0008 and RIN 1557-AE34; Federal Deposit Insurance Corporation, RIN 3064-AF22 (OCC and FDIC) Letter to the Federal Deposit Insurance Corporation (FDIC), OCC and Federal Reserve regarding providing financial services to non-customers and the unbanked during the COVID-19 crisis (FDIC, OCC, Federal Reserve and House) Letter to House and Senate regarding Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - the process for submitting closed loans to the SBA, borrower forgiveness, submitting SBAs form 1502, amount of the loan to be forgiven, forgiveness calculator, percentage of proceeds used for payroll versus non-payroll expenses, consequences of not spending 75% of loan proceeds on payroll, what constitutes full-time staff and new hires, are payments made in the 8 week period limited to cash payroll versus accrued and the impact on forgiveness, form of proof or documentation to qualify for forgiveness, payroll and forgivable expenses for the self-employed, self-rental income qualifying for forgiveness, intended way to remit forgiveness amounts to lenders, difference in taxing origination fee income from PPP loans between tax paying community banks and tax-exempt credit unions, and eligibility for employee retention credit (ERC) (House and Senate) Letter to House and Senate regarding Coronavirus Aid, Relief, and Economic Security (CARES) Acts Paycheck Protection Program (PPP), and the Treasury and SBA implementation - flexible spending of loan proceeds - 75%/25% split, flexible options for the 8 week period to spend funds, presumption of borrower compliance for loans under $1 million, easy to apply approach to loan forgiveness, loan forgiveness calculator, streamline form for self-employed and independent contractors, and preserve payroll and other business expense deductions for PPP loan recipients (House and Senate) Comment Letter to the NCUA regarding proposed rule about combination transactions with non-credit unions, credit union asset acquisitions - RIN 3313-AF10 (NCUA) Action Alerts - Action Alert regarding replenishing the SBAs small business loan fund (PPP) (Phase 2) (House and Senate) Action Alert regarding fixing various problems with the SBAs PPP (House and Senate) Action Alert regarding recommendations for improvement and answers to questions about the SBAs PPP loans (House and Senate) Action Alert regarding passing necessary SBA PPP reforms (Senate and House) Action Alert regarding NCUA proposal to increase transparency of credit unions acquiring community banks, allowing the largest credit unions to issue subordinated debt, holding hearings on credit unions weaponizing their tax-exempt status to purchase community banks (NCUA, House and Senate) Miscellaneous - Joint (OCC and FDIC) Notice of Proposed Rulemaking on Community Reinvestment Act [CRA] Regulations, the modernization of the CRA (House) On-line lender versus community bank lender performance during the COVID-10 crisis (House and Senate) | Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),Federal Reserve System,HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),Office of the Comptroller of the Currency (OCC),SENATE,Small Business Administration (SBA),Treasury, Dept of | 60000 | 0 | 0 | 2020-07-10T11:51:26.777000-04:00 |