{"database": "lobbying", "table": "lobbying_activities", "is_view": false, "human_description_en": "where filing_period = \"second_quarter\", filing_year = 2023 and issue_code = \"SMB\" sorted by filing_year descending", "rows": [[2996534, "d38e586c-0e64-4358-9be7-cb412e5f5343", "Q2", "BUILDING OWNERS AND MANAGERS ASSOCIATION INTERNATIONAL", 7394, "BUILDING OWNERS AND MANAGERS ASSOCIATION INTERNATIONAL", 2023, "second_quarter", "SMB", "H.R. 1491 Small Business Energy Loan Enhancement Act This bill increases from $5.5 million to $10 million the maximum amount of certain Small Business Administration loans for plant acquisition, construction, conversion, and expansion. Projects eligible for these increased loan amounts must (1) reduce the borrower's energy consumption by at least 10%; or (2) generate renewable energy or renewable fuels, such as biodiesel or ethanol production.", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2023-05-17T14:10:34-04:00"], [2998102, "f51cf33f-bea1-4d22-a669-8265005ffb6e", "Q2", "PROMOTIONAL PRODUCTS ASSOCIATION INTERNATIONAL", 400520538, "PROMOTIONAL PRODUCTS ASSOCIATION INTERNATIONAL", 2023, "second_quarter", "SMB", "Independent contractors (maintain safe harbors) and use of promotional products as advertising media. Value of small business to the US economy. Opposition to the PRO Act related to limited use of independent contractors. Support of CARES Act and pandemic economic stimulus package related to PPP, EIDL and automatic forgiveness of relatively low PPP loans. Opposition to the proposal to change the section 199A deduction included in the Small Business Tax Fairness Act (S.2387). Oppose the consumer financial accounting reporting recommendation with the Build Back Better Act.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),White House Office", null, 95000, 0, 0, "2023-06-29T11:21:42-04:00"], [2998178, "85385ab9-c3b6-4e63-a55a-cf49d2c903b6", "Q2", "COMMUNICATIONS PREFERRED LLC", 401105606, "NATIONAL ASSOCIATION OF WOMEN BUSINESS OWNERS", 2023, "second_quarter", "SMB", "Access to capital", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2023-06-30T11:45:28-04:00"], [2998221, "78455c17-4e7e-42ed-961b-5b1047f4f497", "Q2", "DON MURPHY CAPITOL CONSULTING", 401107241, "THE MARIJUANA LEADERSHIP CAMPAIGN", 2023, "second_quarter", "SMB", "SAFE Banking Act, 280e", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2023-06-30T15:04:56-04:00"], [2998478, "2428918a-216d-4847-a86d-4ef02853025f", "Q2", "HOLLAND & KNIGHT LLP", 18466, "AMERICAN FACTORING ASSOCIATION", 2023, "second_quarter", "SMB", "Educating Congress on the importance of the factoring industry to the U.S. economy.", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2023-07-04T11:47:02-04:00"], [2998484, "aca2b6d0-c0c2-4bd5-8c81-9c29162d78c1", "Q2", "HOLLAND & KNIGHT LLP", 18466, "BENWORTH CAPITAL", 2023, "second_quarter", "SMB", "Small Business Administration's investigation into PPP fraud.", "SENATE", 40000, null, 0, 0, "2023-07-04T11:49:47-04:00"], [2998510, "c7f6f62a-a324-4f8c-b3e1-674d6c98717d", "2T", "HOLLAND & KNIGHT LLP", 18466, "CAPITOL BRIDGE, LLC", 2023, "second_quarter", "SMB", "Ongoing engagement to extend emergency state staffing flexibility (unemployment insurance programs); engage agencies to seek waiver request for state UI staffing extension; other Dept of Labor outreach on government contracting issues; Outreach regarding government contracting issues at HHS/CMS, performance, and annual fiscal savings resulting from contracting performance.", "HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE", 50000, null, 0, 1, "2023-07-04T12:26:00-04:00"], [2998639, "53fd81bc-7c1a-4fd5-9d3c-f43159486dbd", "Q2", "MARSHALL BRACHMAN", 6848, "ZIONS BANCORP", 2023, "second_quarter", "SMB", "monitor for legislation affecting small business loans monitor PPP legislation", "HOUSE OF REPRESENTATIVES,SENATE", 52500, null, 0, 0, "2023-07-04T15:10:30-04:00"], [2998907, "5eb48f8e-cdff-4ede-88fe-99c688811616", "Q2", "NATIONAL ASSOCIATION OF SURETY BOND PRODUCERS", 27183, "NATIONAL ASSOCIATION OF SURETY BOND PRODUCERS", 2023, "second_quarter", "SMB", "Generally advocate for support of and funding for the Surety Bond Guarantee Program of the Small Business Administration. Informed congressional offices of free surety industry online, educational course and mentoring program to educate small construction business owners and principals about ways in which to qualify for surety bonding. Advocate for support of HR 2726, Small Business Payment for Performance Act of 2023, which requires federal contracting agencies to make interim partial payments to their small construction prime contractors for unilateral changes in contracts.", "HOUSE OF REPRESENTATIVES,SENATE", null, 20000, 0, 0, "2023-07-05T11:13:29-04:00"], [3000029, "37dc018e-0499-4d2f-bdb8-761250f1e1e6", "Q2", "THE MAJORITY GROUP, LLC", 400713141, "CONNECTED COMMERCE COUNCIL", 2023, "second_quarter", "SMB", "small business & technology", "HOUSE OF REPRESENTATIVES,SENATE", 160000, null, 0, 0, "2023-07-08T18:41:18-04:00"], [3000189, "083f7764-0c82-4c92-bf4c-b7d9b73d0357", "Q2", "THE HARRIS FIRM", 68376, "HOLISTIC INDUSTRIES INC.", 2023, "second_quarter", "SMB", "Issues related to cannabis becoming eligible for safe harbor banking, decriminalization and social equity and interstate commerce.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-09T23:05:01-04:00"], [3000195, "74262513-c425-45c4-b20a-e87464d9430c", "2T", "ALPINE GROUP PARTNERS, LLC.", 1171, "ASIAN AMERICAN HOTEL OWNERS ASSOCIATION", 2023, "second_quarter", "SMB", "SBA Loan Cap increase Issues related to tourism, travel, and taxes", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 1, "2023-07-09T23:50:47-04:00"], [3000552, "a8134bfd-30d5-4c49-8ae5-da396c0f7470", "Q2", "CHUGACH ALASKA CORPORATION", 401106660, "CHUGACH ALASKA CORPORATION", 2023, "second_quarter", "SMB", "SBA oversight FY24 NDAA SBA re-authorization", "HOUSE OF REPRESENTATIVES,SENATE", null, 77500, 0, 0, "2023-07-10T17:28:53-04:00"], [3000569, "b96b9b33-e14f-4586-a9a4-758b4e9205e9", "Q2", "D&P CREATIVE STRATEGIES, LLC", 304554, "DOORDASH", 2023, "second_quarter", "SMB", "Restaurant relief Minority owned small businesses", null, 60000, null, 0, 0, "2023-07-10T17:57:42-04:00"], [3000724, "55f49974-534c-41a6-8924-886d2efff994", "Q2", "THE ESOP ASSOCIATION", 13858, "ESOP ASSOCIATION", 2023, "second_quarter", "SMB", "Any proposed legislation potentially impacting ESOP creation and operation, and employee ownership issues and generally all legislative proposals to amend the Employee Retirement Security Act of 1974. Above areas include tax and labor law issues embedded in the Employee Retirement Security Act of 1974 and the Federal Internal Revenue Code, and laws encouraging Federal agencies to promote creation and operation of ESOPs.", "HOUSE OF REPRESENTATIVES,SENATE", null, 60000, 0, 0, "2023-07-11T10:45:06-04:00"], [3001107, "9cc7eed6-4d29-412d-b10b-21738c9e5976", "Q2", "MR. MARK REY", 400454181, "PUBLIC TIMBER PURCHASERS GROUP", 2023, "second_quarter", "SMB", "US Forest Service and Bureau of Land Management timber sales programs", "Agriculture, Dept of (USDA),Bureau of Land Management (BLM),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),SENATE,Small Business Administration (SBA)", 9000, null, 0, 0, "2023-07-11T15:52:06-04:00"], [3001177, "0179b9db-0392-4042-9f7a-16bfb21e30ae", "Q2", "STORY PARTNERS, LLC", 401105393, "ALIBABA GROUP HOLDING LIMITED", 2023, "second_quarter", "SMB", "Issues related to e-commerce platforms and the benefits to U.S. businesses and U.S. GDP", "HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 0, "2023-07-11T17:07:24-04:00"], [3001488, "246763fb-bec0-4efb-ae88-25fd8037f6c5", "Q2", "MCALLISTER & QUINN, LLC", 292573, "DAUNTLESS AIR", 2023, "second_quarter", "SMB", "U.S. Forest Service procurement issues. Federal and State aerial firefighting policy reform. Small business contracting issues.", "HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE", 20000, null, 0, 0, "2023-07-12T13:47:38-04:00"], [3001512, "beea13b9-0dcb-406b-a780-38d5aed49984", "2T", "J.A. GREEN AND COMPANY (FORMERLY LLC)", 313511, "MASON HARRIMAN GROUP", 2023, "second_quarter", "SMB", "Issues related to funding for IT service contracts implementing TBM and CPIC programs; FY24 FSGG Appropriations", "Homeland Security, Dept of (DHS),Office of Management & Budget (OMB),Small Business Administration (SBA)", null, null, 0, 1, "2023-07-12T13:56:58-04:00"], [3001562, "de9571b3-552e-410a-a0c8-71cfb7238ad6", "Q2", "MCALLISTER & QUINN, LLC", 292573, "MASSIF", 2023, "second_quarter", "SMB", "Defense production issues. NDAA - provisions related to defense production/contracting issues for small businesses. No bill number - National Defense Authorization Act for Fiscal Year 2024 - Provisions related to PFAS and defense production/contracting issues.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2023-07-12T14:19:49-04:00"], [3001661, "2f79672c-b321-4a0f-8107-13d1edbc1c49", "Q2", "NATIONAL SMALL BUSINESS ASSOCIATION", 28550, "NATIONAL SMALL BUSINESS ASSOCIATION", 2023, "second_quarter", "SMB", "H.R.2513/S.1978 Corporate Transparency Act of 2019. To ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies, and for other purposes; H.R.20/S.567 Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959, and for other purposes; S.866 American Innovation and Jobs Act. To amend the Internal Revenue Code of 1986 to enhance tax benefits for research activities. H.R.1332 Thirty-Two Hour Workweek Act. To amend the Fair Labor Standards Act of 1938 to reduce the standard workweek from 40 hours per week to 32 hours per week, and for other purposes. S.1706 Main Street Tax Certainty Act. To amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. H.R.3799 CHOICE Arrangement Act/Association Health Plans Act. To amend the Internal Revenue Code of 1986 to provide for health reimbursement arrangements integrated with individual health insurance coverage. H.R.3938 Build It in America Act. To amend the Internal Revenue Code of 1986 to encourage economic growth. H.R.3937 Small Business Jobs Act. To amend the Internal Revenue Code of 1986 to promote the establishment and growth of small businesses. H.R.3936 Tax Cuts for Working Families Act. To amend the Internal Revenue Code of 1986 to rename the standard deduction the guaranteed deduction, and to add a bonus amount to the guaranteed deduction for taxable years 2024 and 2025. H.R.3881/S.1838 Credit Card Competition Act. To amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes. In addition to contacts associated with the legislation described above: Small business tax relief Small Business Administration staffing Small Business Administration lending requirements and rules Consumer Financial Protection Bureau lending requirements Federal regulatory reform Federal privacy issues State privacy issues Independent contractor rules Joint employer rules Noncompete provisions", "Consumer Financial Protection Bureau (CFPB),Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 40000, 0, 0, "2023-07-12T15:02:15-04:00"], [3001742, "fe90ffc7-6c4a-46a2-94d2-2712c6819379", "Q2", "AMERICAN FINANCIAL SERVICES ASSOCIATION", 2354, "AMERICAN FINANCIAL SERVICES ASSOCIATION", 2023, "second_quarter", "SMB", "CFPB rule 1071 specifically as directed to auto lending", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 280000, 0, 0, "2023-07-12T15:28:40-04:00"], [3002018, "8290fb7e-053b-4cf5-b6a7-5acb2b3f66d6", "Q2", "JERE GLOVER", 401104062, "NATIONAL SMALL BUSINESS ASSOCIATION.", 2023, "second_quarter", "SMB", "SBIR Related issues", "Defense, Dept of (DOD),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", 6000, null, 0, 0, "2023-07-12T17:39:00-04:00"], [3002059, "d9d89e4f-a0e2-4c9d-a06b-92de669bcd07", "Q2", "NATIONAL FUNERAL DIRECTORS ASSN", 27888, "NATIONAL FUNERAL DIRECTORS ASSN", 2023, "second_quarter", "SMB", "Small Business: Health Care, Taxes and Related Issues NFDA works with relevant federal departments/agencies and Congress to support and/or advocate for legislation, rules and regulations that recognize the unique needs of small and family-owned businesses. Specifically, issues related to small business and tax related issues including Death Tax Repeal Act.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 50000, 0, 0, "2023-07-12T19:28:47-04:00"], [3002183, "9ea27f2c-abb6-4e17-9c66-a54776499ff9", "Q2", "AGORA CONSULTING, LLC", 401105797, "AMERICAN CULTURAL RESOURCES ASSN", 2023, "second_quarter", "SMB", "General small business issues", "HOUSE OF REPRESENTATIVES,SENATE", 13500, null, 0, 0, "2023-07-13T09:55:40-04:00"], [3002321, "d0459d2e-d9e4-4ba8-85c5-419baadfcbb9", "Q2", "DUTKO WORLDWIDE, LLC", 12868, "ACCENTURE FEDERAL SERVICES LLC", 2023, "second_quarter", "SMB", "Highlight federal contracting opportunities for small businesses", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2023-07-13T10:55:43-04:00"], [3002358, "57534b7c-9e85-414e-bdcd-c4742286c02f", "Q2", "STRATEGIC MARKETING INNOVATIONS", 60550, "PHYSICAL SCIENCES INC.", 2023, "second_quarter", "SMB", "SBIR Reauthorization", "HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 0, "2023-07-13T11:07:51-04:00"], [3002382, "81e6d571-b261-43d3-ae5b-d3fa3e0537f9", "Q2", "ALLON ADVOCACY, LLC", 401104657, "AMOUNT", 2023, "second_quarter", "SMB", "Issues related to extending the authority for commitments for the paycheck protection program and separate amounts authorized for other loans under section 7(a) of the Small Business Act (PL 116-147); Issues related to the Paycheck Protection Program Flexibility Act of 2020 (PL 116-142).", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE,Small Business Administration (SBA)", 15000, null, 0, 0, "2023-07-13T11:22:54-04:00"], [3002446, "334f15b8-b776-4c2b-a50b-7068c92dc5b2", "Q2", "AIR CONDITIONING CONTRACTORS OF AMERICA", 567, "AIR CONDITIONING CONTRACTORS OF AMERICA", 2023, "second_quarter", "SMB", "ACCA opposed the nomination of Secretary Julie Su as Secretary of Labor on the basis that it would harm small businesses and independent contractors.", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2023-07-13T11:49:00-04:00"], [3002699, "69f2587e-6cdc-4d20-886d-2ee623f2a556", "Q2", "AMERICAN DENTAL ASSOCIATION", 2228, "AMERICAN DENTAL ASSOCIATION", 2023, "second_quarter", "SMB", "Increased funding for small business loan programs Personal Protective Equipment for Small Businesses Liability Reform Small Business Taxes: 199A, 179 expensing, cash accounting Availability and cost of PPE Deceptive online reviews of small businesses, including dental practices", "HOUSE OF REPRESENTATIVES,SENATE", null, 632000, 0, 0, "2023-07-13T13:29:43-04:00"], [3002953, "52aaf01e-9677-471c-97f5-39f0e42b8d4f", "Q2", "MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)", 24486, "TIRE PROS FRANCORP, LLC", 2023, "second_quarter", "SMB", "Motor vehicle equipment and repair issues", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-13T15:00:40-04:00"], [3002966, "ee41cba1-9213-456d-af7f-36388ff3a614", "Q2", "CASSIDY & ASSOCIATES, INC.", 8453, "DUN & BRADSTREET", 2023, "second_quarter", "SMB", "Issues related to the SBA's Section 7(a) and Section 504 loan programs.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-13T15:02:34-04:00"], [3002978, "40a0ad14-162f-4177-a030-07e905c4406b", "Q2", "EQUIPMENT LEASING AND FINANCE ASSOCIATION", 13767, "EQUIPMENT LEASING AND FINANCE ASSOCIATION", 2023, "second_quarter", "SMB", "Issues related to infrastructure Issues related to small business lending", "Federal Reserve System,HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 120000, 0, 0, "2023-07-13T15:07:33-04:00"], [3003697, "b354c78f-5062-43d3-bd83-112457180263", "Q2", "FORWARD GLOBAL", 401105597, "LIFTFUND", 2023, "second_quarter", "SMB", "Issues related to appropriations.", "Treasury, Dept of,White House Office", 10000, null, 0, 0, "2023-07-14T11:01:02-04:00"], [3003766, "b2b781f3-f46e-45f4-8706-2a41a8e45419", "2A", "PROMOTIONAL PRODUCTS ASSOCIATION INTERNATIONAL", 400520538, "PROMOTIONAL PRODUCTS ASSOCIATION INTERNATIONAL", 2023, "second_quarter", "SMB", "Independent contractors (maintain safe harbors) and use of promotional products as advertising media. Value of small business to the US economy. Opposition to the PRO Act related to limited use of independent contractors. Support of CARES Act and pandemic economic stimulus package related to PPP, EIDL and automatic forgiveness of relatively low PPP loans. Opposition to the proposal to change the section 199A deduction included in the Small Business Tax Fairness Act (S.2387). Oppose the consumer financial accounting reporting recommendation with the Build Back Better Act.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),White House Office", null, 95000, 0, 0, "2023-07-14T11:28:24-04:00"], [3004712, "3eb85de7-a2fe-4b3d-b7ed-6923a0599907", "Q2", "THE MCKEON GROUP, INC.", 401103598, "NATIONALASSOCIATION OF STATE AGENCIES FOR SURPLUS PROPERTY", 2023, "second_quarter", "SMB", "Small business as it relates to Covid issues", null, 14000, null, 0, 0, "2023-07-14T17:54:16-04:00"], [3004853, "e5c3ff8d-7bc1-448f-bfc8-4ebdd1da29db", "Q2", "TIBER CREEK GROUP", 20744, "AMERICAN HOTEL & LODGING ASSOCIATION", 2023, "second_quarter", "SMB", "Coronavirus Aid, Relief, and Economic Security Act (CARES Act) (PL 116-136), Implementation of the Payment Protection Plan.", "Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", 60000, null, 0, 0, "2023-07-14T19:32:31-04:00"], [3004894, "701b4ef9-55c6-44c1-9d45-19032d4b4a60", "Q2", "TIBER CREEK GROUP", 20744, "EQUIPMENT LEASING AND FINANCE ASSOCIATION", 2023, "second_quarter", "SMB", "Issues related to small business lending; Issues related to infrastructure.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-14T19:55:33-04:00"], [3004945, "c76839ff-61e9-4202-a08e-4ce969beab55", "Q2", "CORNERSTONE GOVERNMENT AFFAIRS, INC.", 75557, "ADVANCED MEDICAL TECHNOLOGY ASSOCIATION", 2023, "second_quarter", "SMB", "Congressional outreach related to Small Business Innovation Research (SBIR) program.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-14T22:26:17-04:00"], [3005225, "e3afec86-47f2-4a60-b30f-3518b716cf27", "Q2", "CAPITOL COUNSEL LLC", 313715, "LAS VEGAS SANDS CORPORATION", 2023, "second_quarter", "SMB", "Legislative and regulatory federal policy issues related to coronavirus response efforts.", "SENATE", 50000, null, 0, 0, "2023-07-15T16:50:01-04:00"], [3005397, "eab4ecb4-72c3-4c55-98d8-30a55dcf545b", "Q2", "FORBES-TATE", 400976792, "OUTDOOR INDUSTRY ASSOCIATION", 2023, "second_quarter", "SMB", "Issues related to outdoor recreation including public lands management legislation, climate related legislation, outdoor recreation participation legislation, farm bill, small business related legislation, trade related legislation.", "Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),SENATE", 50000, null, 0, 0, "2023-07-15T20:18:47-04:00"], [3005661, "5c45d564-57ed-4a0c-aa1f-b7bb14564be7", "Q2", "FORBES-TATE", 400976792, "ANYWHERE REAL ESTATE INC.", 2023, "second_quarter", "SMB", "Issues related to the business of real estate, home ownership, antitrust, privacy, cyber.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-16T12:00:27-04:00"], [3005740, "57383fcf-2a3a-4dc5-ac23-e4ff785a57a9", "Q2", "FORBES-TATE", 400976792, "AUCTANE, INC.", 2023, "second_quarter", "SMB", "Monitor issues related to shipping logistics and small business issues.", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2023-07-16T12:49:15-04:00"], [3005889, "2481505f-f108-4b37-a15c-8f519102ea50", "Q2", "7-ELEVEN, INC", 36220, "7-ELEVEN INC", 2023, "second_quarter", "SMB", "Small business and franchising.", "SENATE", null, 540000, 0, 0, "2023-07-16T15:16:19-04:00"], [3006050, "d3f152e7-0bb4-4319-88eb-15210046bb8a", "Q2", "CAPITOL CHAMBERS STRATEGIES", 401106102, "PAYPAL, INC.", 2023, "second_quarter", "SMB", "Monitor issues relating to small business lending.", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2023-07-16T20:25:40-04:00"], [3006341, "8645bbab-5882-4e8d-a9b3-bf644ca1215d", "Q2", "RICH FEUER ANDERSON", 84775, "FRANKLIN SQUARE HOLDINGS, L.P.", 2023, "second_quarter", "SMB", "Regulation of business development companies.", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2023-07-17T09:51:22-04:00"], [3006445, "fc0647d9-4771-4ce8-9389-e3e63a9bb244", "Q2", "THE ROTUNDA GROUP LLC", 401104124, "CAUDILL SEED COMPANY, LLC", 2023, "second_quarter", "SMB", "regulatory burden on small businesses", "HOUSE OF REPRESENTATIVES,SENATE", 9000, null, 0, 0, "2023-07-17T10:29:22-04:00"], [3006534, "6f78c7c2-80c1-46ab-a240-abef8040115e", "Q2", "ETKA CONSULTING", 13882, "RURAL ADVANCEMENT FOUND INTL-USA ON BEHALF OF CAMPAIGN FOR CONTRACT AG REFORM", 2023, "second_quarter", "SMB", "Reform of USDA Farm Service Agency and Small Business Association guaranteed lending programs for poultry facilities", "Agriculture, Dept of (USDA),Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),White House Office", 10000, null, 0, 0, "2023-07-17T10:50:16-04:00"], [3006555, "ca21b794-2792-4694-9a93-bd34a847d9e8", "2A", "ETKA CONSULTING", 13882, "RURAL ADVANCEMENT FOUND INTL-USA ON BEHALF OF CAMPAIGN FOR CONTRACT AG REFORM", 2023, "second_quarter", "SMB", "Reform of USDA Farm Service Agency and Small Business Association guaranteed lending programs for poultry facilities", "Agriculture, Dept of (USDA),Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),White House Office", 10000, null, 0, 0, "2023-07-17T10:57:42-04:00"], [3006565, "047cd900-ae67-41d0-af4f-f5b1f4acc5e0", "Q2", "GUSTO", 401106368, "GUSTO", 2023, "second_quarter", "SMB", "SBA appropriations", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 10000, 0, 0, "2023-07-17T11:03:49-04:00"], [3006665, "fce02c7f-1a91-48aa-8a51-99fef8385c7f", "Q2", "NATIONAL ROOFING CONTRACTORS ASSOCIATION", 28504, "NATIONAL ROOFING CONTRACTORS ASSOCIATION", 2023, "second_quarter", "SMB", "Oppose the ENABLERS Act", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 200000, 0, 0, "2023-07-17T11:27:29-04:00"], [3006987, "d7037268-1cb6-4668-8127-337ba963556a", "Q2", "MADISON SERVICES GROUP, INC", 74795, "GOVEVOLVE", 2023, "second_quarter", "SMB", "FY2024 appropriations, government contracting", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", 20000, null, 0, 0, "2023-07-17T12:59:05-04:00"], [3006992, "47e630fc-9beb-4403-9c4f-e9117e898324", "Q2", "MADISON SERVICES GROUP, INC", 74795, "MONTGOMERY COUNTY CHAMBER OF COMMERCE", 2023, "second_quarter", "SMB", "FY2024 appropriations, government contracting", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2023-07-17T13:01:13-04:00"], [3006994, "dd4ec0f1-32ac-454d-948d-f009a8ce3c6a", "Q2", "MADISON SERVICES GROUP, INC", 74795, "HUBZONE CONTRACTORS NATIONAL COUNCIL", 2023, "second_quarter", "SMB", "FY2024 appropriations, HUBZone program, small business contracting", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2023-07-17T13:03:02-04:00"], [3007006, "84a564b5-4c54-484e-8987-adfb017bb33a", "Q2", "MADISON SERVICES GROUP, INC", 74795, "CALIFORNIA ASSOCIATION FOR MICRO ENTERPRISE OPPORTUNITY", 2023, "second_quarter", "SMB", "FY2024 appropriations, access to capital, entrepreneurial development", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2023-07-17T13:07:18-04:00"], [3007014, "52065a94-d12d-47a2-bd66-bb1edc033641", "Q2", "AMERICAN BUS ASSOCIATION", 1843, "AMERICAN BUS ASSOCIATION", 2023, "second_quarter", "SMB", "Monitoring legislative activity, generally, for matters that affect small business entities; tracking OSHA regulations addressing overtime pay thresholds and heat standards.", null, null, 100000, 0, 0, "2023-07-17T13:10:06-04:00"], [3007249, "80c4e5c0-cc86-4c4e-aa5d-c90f59ae05f0", "Q2", "DAVIDOFF HUTCHER & CITRON, LLP", 11628, "MADELAINE CHOCOLATE COMPANY", 2023, "second_quarter", "SMB", "Continued support for funding to restore Madelaine's facilities following damage to its plant by Hurricaine Sandy.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", 20000, null, 0, 0, "2023-07-17T14:17:15-04:00"], [3007254, "2d2b07b0-9ad3-41a3-80ce-6bb9ec2f2750", "Q2", "THE MARINE RETAILERS ASSOCIATION OF THE AMERICAS", 401103759, "THE MARINE RETAILERS ASSOCIATION OF THE AMERICAS", 2023, "second_quarter", "SMB", "Reintroduction of the PREPARE Act (117th S. 1621/HR.3207).", "HOUSE OF REPRESENTATIVES,SENATE", null, 10000, 0, 0, "2023-07-17T14:18:15-04:00"], [3007258, "d6994ee2-d657-4679-8f24-612652daeffa", "Q2", "DAVIDOFF HUTCHER & CITRON, LLP", 11628, "BROOKLYN CHAMBER OF COMMERCE", 2023, "second_quarter", "SMB", "Discussions with Congress and Federal Agencies on grants and assistance for programs that support small business development in Brooklyn.", "Commerce, Dept of (DOC),Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE,Small Business Administration (SBA)", 20000, null, 0, 0, "2023-07-17T14:18:21-04:00"], [3007461, "746c2ecc-2236-4eef-989d-d1c8d39c792f", "Q2", "DAVIDOFF HUTCHER & CITRON, LLP", 11628, "NEUMAN'S KITCHEN, INC.", 2023, "second_quarter", "SMB", "Repayment of disaster loans.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", 10000, null, 0, 0, "2023-07-17T14:59:48-04:00"], [3007480, "94d8df6d-f8e2-4d71-88fb-74e184ba6517", "Q2", "MANATOS & MANATOS", 23634, "LIBRA CAPITAL US, INC.", 2023, "second_quarter", "SMB", "Social responsibility", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2023-07-17T15:03:01-04:00"], [3007800, "6fc0ea26-cb8b-47fd-a923-413038fb418d", "Q2", "CASSIDY & ASSOCIATES, INC.", 8453, "PARTS LIFE, INC.", 2023, "second_quarter", "SMB", "HUBZONE policy", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2023-07-17T15:46:00-04:00"], [3007919, "a0244872-1242-486b-aa16-18df60693c92", "Q2", "CAPITOL COUNSEL LLC", 313715, "PLANNED PARENTHOOD FEDERATION OF AMERICA, INC", 2023, "second_quarter", "SMB", "Issues around Paycheck Protection Program.", "HOUSE OF REPRESENTATIVES,SENATE", 90000, null, 0, 0, "2023-07-17T16:18:34-04:00"], [3008559, "356df75a-e301-440e-a728-683ea8eb825e", "Q2", "INVARIANT LLC", 314237, "AMERICAN COUNCIL OF ENGINEERING COMPANIES", 2023, "second_quarter", "SMB", "Monitor and advocate for flexibility in the Paycheck Protection Program as it relates to Federal Acquisition Rules.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2023-07-17T20:59:23-04:00"], [3008633, "adbe6759-9282-4b90-8e43-70834fa8ccc4", "Q2", "INVARIANT LLC", 314237, "SHOPIFY INC.", 2023, "second_quarter", "SMB", "Educate policymakers on issues related to the growth of small businesses in the digital economy. Support S.1042, the One Stop Shop for Small Business Licensing Act.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", 50000, null, 0, 0, "2023-07-17T21:57:40-04:00"], [3008809, "d7611cf1-cf1a-4411-8ead-f7085e0c109c", "Q2", "PREMIUM CIGAR ASSOCIATION", 401024891, "PREMIUM CIGAR ASSOCIATION", 2023, "second_quarter", "SMB", "Tobacco Retail Impact Health and Economic Impacts of Premium Cigars National Academies of Sciences Research Study on Premium Cigars FDA Proposed Rule Prohibiting Menthol Cigarettes and Flavored Cigars FDA Proposed Rule on Tobacco Manufacturing Practices Credit Card Competition Act", "Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 90000, 0, 0, "2023-07-18T07:45:39-04:00"], [3009011, "4e9366c2-d7b0-46bb-9fe0-3e574679580a", "Q2", "NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION (NRECA)", 28515, "NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION (NRECA)", 2023, "second_quarter", "SMB", "Issues related to EPAs small entity panel for proposed power sector greenhouse gas regulations", "HOUSE OF REPRESENTATIVES,SENATE", null, 880092, 0, 0, "2023-07-18T09:35:58-04:00"], [3009651, "75330df6-13ef-40f5-9040-83c5bc036795", "Q2", "DANCE/USA", 40020151, "DANCE/USA", 2023, "second_quarter", "SMB", "Ensure equitable access to federal programs by arts and cultural sector", "HOUSE OF REPRESENTATIVES,Natl Endowment for the Arts,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2023-07-18T11:27:02-04:00"], [3009682, "3da8bf60-7e93-4eb2-b783-2cb36dc857dc", "Q2", "OPERA AMERICA", 30234, "OPERA AMERICA", 2023, "second_quarter", "SMB", "Expand equitable access to the arts and cultural sector", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2023-07-18T11:30:33-04:00"], [3009752, "0089e347-2ef4-4f38-81c5-206a964b1e3a", "Q2", "PAYPAL, INC.", 401103770, "PAYPAL INC", 2023, "second_quarter", "SMB", "Issues related to small business access to capital Issues related to small business lending", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 373600, 0, 0, "2023-07-18T11:40:06-04:00"], [3009911, "00208c5a-d389-463a-a845-2f659ceb9fcf", "Q2", "WILLIAMS AND JENSEN, PLLC", 41454, "REINSURANCE ASSOCIATION OF AMERICA", 2023, "second_quarter", "SMB", "Small business risk transfer legislation.", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2023-07-18T12:11:43-04:00"], [3010292, "dea6ea12-7e8b-42c5-9255-c3a83b66f312", "Q2", "MR. PAUL MORINVILLE", 401107250, "US INVENTOR INC.", 2023, "second_quarter", "SMB", "S. 2140: A bill to amend Title 35, United States Code, to address matters relating to patent subject matter eligibility, and for other purposes: Discussions regarding strengthening patent rights to increase American innovation including restoring injunctive relief, eliminating Patent Trial and Appeal Board procedures on issued patents, eliminate 35 USC Section 101 judicially created exception to patentable subject matter called the \"abstract idea,\" and classify a patent as a personal property right. PREVAIL Act of 2023 (bill not yet numbered): Discussions regarding strengthening patent rights to increase American innovation including restoring injunctive relief, eliminating Patent Trial and Appeal Board procedures on issued patents, eliminate 35 USC Section 101 judicially created exception to patentable subject matter called the \"abstract idea,\" and classify a patent as a personal property right.", "HOUSE OF REPRESENTATIVES,Patent & Trademark Office (PTO),SENATE,U.S. International Trade Commission (ITC)", 25000, null, 0, 0, "2023-07-18T13:24:02-04:00"], [3010414, "ffbc75d2-fcb6-4205-8556-d0796e00a226", "Q2", "EBAY INC.", 54517, "EBAY INC.", 2023, "second_quarter", "SMB", "\u25cbGeneral issues relating to small businesses utilizing e-commerce platforms; \u25cbGeneral issues related to SEC. 9674 of the American Rescue Plan of 2021; \u25cbH.R. 190 - Saving Gig Economy Taxpayers Act; \u25cbH.R. 488 / S. 26 - SNOOP Act of 2023; \u25cbH.R. 190 - The Saving Gig Economy Taxpayers Act; \u25cbH.R. 3530 - Cut Red Tape for Onlines Sales Act; \u25cbS.1761 - Red Tape Reduction Act of 2023; \u25cbThe INFORM Consumers Act.", "HOUSE OF REPRESENTATIVES,SENATE", null, 450000, 0, 0, "2023-07-18T13:50:53-04:00"], [3010658, "2d8e97c2-841e-4710-9464-ed6efe782d1a", "Q2", "BLANK ROME GOVERNMENT RELATIONS", 6325, "BERING STRAITS NATIVE CORPORATION", 2023, "second_quarter", "SMB", "Issues related to Native American contracting at US Army facilities under SBA 8(a) Program.", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2023-07-18T14:22:57-04:00"], [3010984, "8ea9ac0b-d9d0-4de9-80d4-4b9285343c69", "Q2", "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 400531588, "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 2023, "second_quarter", "SMB", "CBAI 2023 Federal Policy Priorities - The Community Bankers Association of Illinois (CBAI) supports fair competition for financial services, tiered regulations, the separation of banking and commerce, the dual banking system/charter choice, and financial innovation; and opposes discrimination favoring certain financial service providers, banking industry consolidation, and systemic risk. Based on these guiding principles, CBAI has identified the following 2023 Federal Legislative and Regulatory Policy Priorities, which if implemented, will help community banks thrive and better serve their customers and communities. Traditional Issues, Opportunities and Concerns Additional Meaningful Regulatory Relief for Community Banks The importance of community banks cannot be overstated, and they serve their customers and communities honestly and with respect. CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Community Bank Position on Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purpose of serving individuals of modest means and with a common bond. They blatantly abuse their competitive advantages and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks is a recent and disturbing trend that negatively impacts all taxpayers. An exit fee should be imposed on these acquisitions. This escalation of credit unions abusing of their tax-exemption should prompt Congress to act now. This abuse is an existential threat to community banks and the communities they serve. Community Bank Position on the Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purposes, blatantly abusing its competitive advantages against community banks. The FCS is the only GSE that competes directly with community banks. This blatant and continuing discrimination against community banks must end and FCS competitive advantages must be reined-in, and the playing field leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) Enhanced security standards should be enforced through a tiered system where the more restrictive rules and are imposed on the largest and most critical members of the financial system and economy where their lapses pose the greatest threat to the largest number of consumers. Core data security principals in standards enacted by legislation and regulations must include the complete cost of data breaches being borne by that party that caused the breach; all participants should be subject to verifiable Gramm-Leach-Bliley Act-like data security standards; and any new data security standard proposals should ensure that community banks are not overburdened with redundant standards. Consumer Financial Protection Bureau (CFPB) Reform and Meaningful Exemptions for Community Banks Regulations promulgated by the CFPB must provide community banks with the flexibility to meet the needs of its customers and they must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. A one-size-fits-all approach to CFPB regulations harms the successful community bank business model. In reforming the CFPB, the single Director governance should be replaced by a five-member board or commission; a broader definition of firms that grant credit should be subject to the CFPB rules, these firm should be robustly supervised and examined; and the focus of any enhanced regulation of financial products should be on the mega banks and financial firms, the unregulated shadow financial industry and emerging Fintech companies. The CFPB has the statutory authority under the Dodd-Frank Act to exempt any class of providers [community banks] or any products or services from the rules it writes, but to-date the Bureau has been far too reticent to do so. The effective use of this authority will ensure community banks continue to be a healthy alternative to large banks and non-banks for consumers seeking to use responsible financial service providers. Financial Transaction Tax Tax laws should encourage and promote robust economic activity and a thriving community banking sector, not impose new bank-specific fees, punitive new levies, transaction taxes, limitations on the deductibility of expenses, revenue offsets or pay-fors that target the banking industry. Rather, there should be parity among all financial service providers; there should be tax incentives for community banks serving low- and moderate-income individuals, small businesses, and small farms; and there should be a tax credit equivalent to the cost of community bank compliance with BSA compliance. Current Issues, Opportunities and Concerns Bank Regulators Involvement in Resolving Reimbursement for Fraudulently Altered Returned Checks CBAIs member community banks have been experiencing a pernicious and growing problem with reimbursements for fraudulently altered checks drawn on their customers accounts. The problem can be accurately summarized as being caused by the nations largest banks and credit union, where these checks were deposited in fraudulent accounts, which is harming community banks and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI has urged the regulators to get involved and address this problem. Finally Address the Risks of Too-Big-To-Fail (and now Too-Big-To-Not-Completely-Insure) Banks and Financial Firms to Protect Our Financial System, the Economy, and American Taxpayers from Future Bailouts TBTF The financial crisis, taxpayer bailouts, and subsequent recession was caused by the misconduct of the nations largest banks and financial firms. These megabanks have proven, at great cost to American taxpayers, that they cannot be effectively managed, supervised or disciplined. They are clearly too-big-to-change, too-big-to-fail and must be downsized. TBTNCI The recent failures of two large banks in early 2023, and the FDIC insuring 100% of their uninsured deposits, have raised new concerns about deposit insurance and have prompted calls for broader FDIC reforms. If systemically important financial institutions (SIFIs) cause losses to the Deposit Insurance Fund (DIF) then SIFIs should be responsible for reimbursing the DIF for those losses. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks. SBA Direct Lending Community banks and the SBA have a long, beneficial, and cooperative private sector/public sector relationship, where SBA does not compete with banks in lending to small businesses. Direct SBA lending would violate this tradition. Community banks are far superior in establishing and prudently underwriting commercial lending relationships. The SBA originating and disbursing 7(a) loans will put billions of taxpayer dollars at risk of loss. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), and Stablecoins The risks posed by digital assets are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry (i.e., disintermediation.). They also pose threats to the privacy and security of consumers and small businesses. Of great concern is that there is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments, and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must cooperate and collaborate in the development and implementation of a comprehensive approach to ensure a consistent Federal regulatory framework that does not permit digital assets to threaten the essential and highly successful business model of regulated and responsible community banks. Reasonable Rules and Implementation Small Business Data Collection (CFPB) Small business lending data clearly suggests fair lending is not a problem at community banks as they treat their customers honestly and fairly. The regulatory burden of these collection and reporting requirements falls disproportionately hard on community banks, and community banks should be provided with meaningful exemptions in this rulemaking. Customer Data Sharing (CFPB) Community banks are financially sound and take great care in protecting consumer privacy. Non-bank entities must be held responsible for ensuring the safety of the customer information they are accessing and to be able to satisfy the liability for any financial harm which they cause community banks and their consumers. Modernizing the Community Reinvestment Act (CRA) (OCC, Federal Reserve and FDIC) The modernization of the CRA must enhance the ability of community banks to serve their communities and must not impose any additional regulatory burden. All financial service providers must be subject to the CRA to provide a complete picture of every financial institutions performance in serving their communities. A modernization of the CRA that does not encompass credit unions, Farm Credit System lenders and Fintechs (including the OCCs Special Purpose National Banks) will be a sham. Reporting Beneficial Ownership Information (FinCEN) Provisions in the NDAA in the 116th Congress shifted the burden of collecting and reporting beneficial ownership to FinCEN. This transfer must be accomplished completely and expeditiously. Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, a safe harbor from federal sanctions for financial institutions that choose to serve legally compliant cannabis-related business in states where cannabis is legal is a matter of public safety and should be permitted. Agriculture and Rural America A vibrant rural economy is vital to Americas prosperity. The multi-year Farm Bill provided a strong safety net for farmers and ranchers including adequate price-protection programs and enhanced USDA-guaranteed farm and business loan programs. These programs must be protected from cuts or any adverse changes that would discourage farmer and rancher participation or undermine private-sector delivery. Federal Reserves Role in Payments System Improvement (FedNow Service) A fast and secure payments system is the very foundation of financial services and the economy and must be modernized. The payments system must not be monopolized by The Clearing House and its 25 large bank owners that endangered our financial system and the entire economy during the financial crisis. Community banks, small businesses and consumers must rely on the Federal Reserve to provide access to a safe and secure payments system. The Federal Reserve must be supported in its development of the FedNow Service to ensure that all participants have access to a real-time system on a fair and impartial basis. IRS Reporting Plan The various proposed IRS reporting requirements are unprecedented, misguided, raise serious concerns about government overreach, and is an invasion of their financial privacy. If implemented, they will damage the trusted and beneficial relationship between community banks and their customers. If the IRS wants to ensure greater compliance with tax laws, it can be accomplished by more appropriately using the existing tools and the wealth of information it currently possesses. Harmful Climate Risk Regulations CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities including setting hard lending concentration limits on lending to fossil fuel or other carbon-intensive industries, stress testing or scenario analysis based on adverse climate change assumptions, and capital requirements based on climate risks. Community bankers high-contact and relationship-based lending model together with the soon-to-be-implemented Current Expected Credit Loss model, will incorporate material risk assumptions in estimating loan losses - including climate risks. Additional separate climate risk stress testing, concentration limits, and capital requirements for community banks are duplicative and unnecessary. (House and Senate, Federal Reserve, FDIC, OCC, CFPB) Legislation and Regulation - H.J.Res. 50 - A resolution to disapprove of the CFPBs Small Business Loan Application Data Collection Rule (House and Senate) H.R. 3139 - ACRE Act (Access to Credit for our Rural Economy Act) (All Sections), legislation that will exclude from the gross income of certain financial lending institutions, for income tax purposes, interest received on loans secured by rural or agricultural real estate (House) Letters - Joint Trades letter regarding H.R. 3139 - The ACRE Act (Access to Credit for our Rural Economy Act) (All Sections), legislation that will exclude from the gross income of certain financial lending institutions, for income tax purposes, interest received on loans secured by rural or agricultural real estate (House) Action Alerts - Action Alert to members of congress regarding a Joint Resolution (H.J.Res 50) to Nullify the CFPBs Section 1071 Rule (House and Senate) Miscellaneous - Reimbursements from the largest banks for fraudulently altered return checks (Fraud Returns) including - the regulators intervention, providing dedicated resources to lodge complaints, Joint Regulatory Supervisory Guidance, dedicated points of contact at the largest banks, Community Bankers Association of Illinois member guidance with directions on filing complaints to the federal regulators, and the enhanced supervision of the largest banks for CDD and CIP compliance (House, Senate, OCC, FDIC, Federal Reserve) House Financial Services Committee hearing on stable coins and their 1-to-1 backing by reserves of highly liquid assets (House)", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE", null, 60000, 0, 0, "2023-07-18T15:03:45-04:00"], [3011052, "70e89e60-0c61-4764-a75e-8e2b1bb30a7f", "Q2", "THE NICKLES GROUP, LLC", 293335, "VITA INCLINATA TECHNOLOGIES, INC.", 2023, "second_quarter", "SMB", "Advocating for improvements to the SBIR program and contracting with small businesses.", "SENATE", 50000, null, 0, 0, "2023-07-18T15:09:27-04:00"], [3011110, "f9a26029-5e33-43ab-ad4a-05d6f7e5c0b6", "Q2", "THE NICKLES GROUP, LLC", 293335, "MERCHANTS PAYMENTS COALITION, INC.", 2023, "second_quarter", "SMB", "S. 1838 / H.R. 3881 Credit Card Competition Act of 2023, issues related to swipe fees and competitive routing.", null, 60000, null, 0, 0, "2023-07-18T15:15:05-04:00"], [3011113, "601dd4e3-d2e5-4a3e-aad8-2aa1b2aa7a73", "Q2", "TD BANK, NA", 400761286, "TD BANK, NA", 2023, "second_quarter", "SMB", "Issues related to small business lending and tax relief", "Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 260000, 0, 0, "2023-07-18T15:15:44-04:00"], [3011152, "c125c8fa-b6c4-4822-9bfb-bf235f4186de", "Q2", "LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)", 401104559, "LIVE OAK BANK", 2023, "second_quarter", "SMB", "-SBA Regulatory Final Rules relating to Affiliation and lifting the 40 year moratorium on Small Business Licensing Companies (SBLCs) and various proposal to address issues stemming from rule changes. -Issues related to FY24 proposed President's budget.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 110000, 0, 0, "2023-07-18T15:18:18-04:00"], [3011390, "42f483c7-ec06-42e7-b3a1-1a92e5493852", "Q2", "ELECTRONIC TRANSACTIONS ASSOCIATION", 401103094, "ELECTRONIC TRANSACTIONS ASSOCIATION", 2023, "second_quarter", "SMB", "SBA proposed rule, Small Business Lending Company (SBLC) Moratorium Rescission and Removal of the Requirement for a Loan Authorization.", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 410000, 0, 0, "2023-07-18T15:48:53-04:00"], [3011403, "9d0b050b-5420-4518-b6a4-052e42e255bc", "Q2", "MERCURY PUBLIC AFFAIRS, LLC", 70175, "ALIBABA GROUP HOLDING LIMITED", 2023, "second_quarter", "SMB", "Technology policy issues; access to U.S. capital markets; issues related to e-commerce; small- and medium-sized enterprise export promotion", "Commerce, Dept of (DOC),State, Dept of (DOS),Treasury, Dept of,White House Office", 80000, null, 0, 0, "2023-07-18T15:51:29-04:00"], [3011588, "fb246422-fee1-499f-a778-0bd970f65727", "Q2", "AMERICAN SOCIETY OF CIVIL ENGINEERS", 3413, "AMERICAN SOCIETY OF CIVIL ENGINEERS", 2023, "second_quarter", "SMB", "FY 24 Appropriations", "HOUSE OF REPRESENTATIVES,SENATE", null, 348471, 0, 0, "2023-07-18T16:35:27-04:00"], [3011800, "9f3db4d1-bbf9-4cad-8f23-686f8f74a51d", "Q2", "INDEPENDENT COMMUNITY BANKERS OF AMERICA", 19194, "INDEPENDENT COMMUNITY BANKERS OF AMERICA", 2023, "second_quarter", "SMB", "Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Small Business Direct SBA Lending", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 2340800, 0, 0, "2023-07-18T17:14:33-04:00"], [3012718, "df535790-b65b-40d6-be1c-86641ce0db9f", "Q2", "HILL EAST GROUP, LLC", 401104678, "ATLAS CROSSING LLC ON BEHALF OF NATIONAL ASSOCIATION OF CONVENIENCE STORES", 2023, "second_quarter", "SMB", "Issues related to competition in credit card processing; issues related to federal privacy and data security policy: S. 1838, H.R. 3881 - the Credit Card Competition Act of 2023.", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2023-07-18T23:31:00-04:00"], [3013032, "d44ba8cb-82a4-4a19-a379-20696f216ffb", "Q2", "VAN SCOYOC ASSOCIATES", 39837, "STATE SCIENCE & TECHNOLOGY INSTITUTE (SSTI)", 2023, "second_quarter", "SMB", "Public Law 117-167, Supreme Court Security Funding Act of 2022, Division A--Creating Helpful Incentives to Produce Semiconductors (CHIPS Act), and Technology Based Economic Development (TBED) Monitor the following: Regional Innovation Strategies program SBIR/STTR Reauthorization related issues", "HOUSE OF REPRESENTATIVES", 20000, null, 0, 0, "2023-07-19T07:49:04-04:00"], [3013136, "33d7f83c-89d9-42c3-ad32-9d35db4e2051", "Q2", "BANK POLICY INSTITUTE", 5290, "BANK POLICY INSTITUTE", 2023, "second_quarter", "SMB", "Small Business Administration direct lending issues.", "HOUSE OF REPRESENTATIVES", null, 570000, 0, 0, "2023-07-19T08:29:26-04:00"], [3013415, "6eed2e0b-9c34-4dca-a7f2-33b7f21bddaf", "Q2", "VAN SCOYOC ASSOCIATES", 39837, "COAST PROFESSIONAL, INC.", 2023, "second_quarter", "SMB", "Federal Agency Call Center related issues", "Small Business Administration (SBA)", 50000, null, 0, 0, "2023-07-19T09:26:20-04:00"], [3013456, "773167dc-ae4e-4c94-9905-911e508903fb", "Q2", "VAN SCOYOC ASSOCIATES", 39837, "PADGETT BUSINESS SERVICES", 2023, "second_quarter", "SMB", "Employee retention tax credit related issues, generally IRS backlogs and processing related issues S.1761, Red Tape Reduction Act of 2023, 1099K reporting requirement related issues", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2023-07-19T09:31:49-04:00"], [3013513, "6b0b2af1-cb03-45a8-b4da-3ec15a4f17a4", "Q2", "NATIONAL MARINE MANUFACTURERS ASSOCIATION", 28173, "NATIONAL MARINE MANUFACTURERS ASSOCIATION", 2023, "second_quarter", "SMB", "Permanently restore expensing R&D costs; incentives for manufacturers to expand facilities to develop next generation products; pre-disaster mitigation loan programs", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 180000, 0, 0, "2023-07-19T09:44:49-04:00"], [3014086, "5fadd4c3-1434-4ae6-87d2-e0e80a431ad1", "Q2", "THE VOGEL GROUP", 401104734, "INNOVATION REFUNDS LLC", 2023, "second_quarter", "SMB", "Issues around small business, Employee Retention Tax Credit, S.3625 - Employee Retention Tax Credit Reinstatement Act, Small Business Innovation Voucher Act of 2021, American Innovation and Jobs Act, Veterans Entrepreneurship Act of 2023, Small Business Disaster Damage Fairness Act of 2023, Natural Disaster Recovery Program Act of 2023, FAST Fix Act of 2023", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),White House Office", 180000, null, 0, 0, "2023-07-19T10:57:11-04:00"], [3014856, "20b0c2b9-c953-457a-9ef0-b12eece25a46", "Q2", "HB STRATEGIES", 401104718, "REM BRANDS, INC.", 2023, "second_quarter", "SMB", "Explore opportunities for federal registration and/or approval to allow use of new active ingredients. Monitor and track legislation that could impact the use of new active ingredients to address health and infection matters. Explore EPA process for federal registration and/or approval to allow use of new active ingredients.", "HOUSE OF REPRESENTATIVES,SENATE", 55000, null, 0, 0, "2023-07-19T11:57:14-04:00"], [3015325, "4bb44d5f-82eb-4d3e-a337-67b50957a894", "Q2", "SMALL BUSINESS INVESTOR ALLIANCE", 27126, "SMALL BUSINESS INVESTOR ALLIANCE", 2023, "second_quarter", "SMB", "Support inflation adjuster for SEC registered investment advisors. Farm bill changes to allow RBIC access to leverage at the USDA Support modernization of Business Development Company regulation Support technical improvements to SBIC program Support technical changes to SBIC program to increase investment in national security focused, manufacturing and underseved businessed Tax treatment parity of BDCs, REITs, and publicly-traded partnerships SEC's acquired fund fees and expenses rule Community Reinvestment Act Support regulatory updates to Rural Business Development Companies. Support the passage of the Investing in Main Street Act. Regulatory changes to the SBIC program at SBA Engage with Treasury Department on technical corrections to the Corporate Transparency Act. Support inflation adjuster legislation for threshold for SEC registered investment advisor.", "Agriculture, Dept of (USDA),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Natl Economic Council (NEC),Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 180000, 0, 0, "2023-07-19T12:47:37-04:00"], [3015385, "8c1d406d-80c8-4873-adb8-3abbd1b83e6d", "Q2", "CHENEGA CORPORATION", 400316482, "CHENEGA CORPORATION", 2023, "second_quarter", "SMB", "Alaska Native Corporations Procurement", "HOUSE OF REPRESENTATIVES,SENATE", null, 62500, 0, 0, "2023-07-19T12:50:26-04:00"], [3015402, "7b4da147-c483-48bf-a6e0-aa37c861214e", "Q2", "JONES WALKER, LLP", 20881, "AMERICAN FACTORING ASSOCIATION", 2023, "second_quarter", "SMB", "Financial services legislation and regulation that would affect the business of 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