{"database": "lobbying", "table": "lobbying_activities", "is_view": false, "human_description_en": "where filing_period = \"first_quarter\", filing_year = 2020 and issue_code = \"INS\" sorted by filing_year descending", "rows": [[2420212, "ca978137-bacb-44b8-8613-b1787cc870f9", "1T", "BALLARD PARTNERS", 401104288, "PRUDENTIAL FINANCIAL, INC.", 2020, "first_quarter", "INS", "Dodd-Frank regulation.", "Treasury, Dept of", 60000, null, 0, 1, "2020-02-20T15:16:03.090000-05:00"], [2420303, "5ff30c17-ba05-4575-8729-c5a0294bd110", "1T", "WINNING STRATEGIES WASHINGTON", 50796, "COLORECTAL CANCER COALITION", 2020, "first_quarter", "INS", "Insurance coverage for screening and treatment of cancer.", "Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 1, "2020-03-20T09:35:17.153000-04:00"], [2420621, "0c698e7b-8605-4139-bbd5-1790df31c003", "Q1", "CSS PARTNERS, LLC", 401104724, "OKLAHOMA ARTHRITIS CENTER, P.C.", 2020, "first_quarter", "INS", "Issues related to pharmacy benefit managers", "HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 0, "2020-04-01T16:43:48.290000-04:00"], [2420658, "b1b023e3-d65f-4015-9a25-ed9c56d89d4e", "Q1", "BERNI CONSULTING, LLC", 401105138, "GREATER NEW ORLEANS, INC.", 2020, "first_quarter", "INS", "Advocacy to reauthorize and reform the National Flood Insurance Program", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-01T21:27:14.077000-04:00"], [2420708, "864e674f-8d82-458d-845e-c8308e15a0aa", "Q1", "MANUFACTURER & BUSINESS ASSOCIATION", 400420000, "MANUFACTURER & BUSINESS ASSOCIATION", 2020, "first_quarter", "INS", "Lobby for Association Health Plans", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2020-04-02T11:50:27.253000-04:00"], [2420914, "0d5ad15c-538a-4043-a4b8-0ae8becc9639", "Q1", "AVENUE SOLUTIONS", 72111, "HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY (\"HCSC\")", 2020, "first_quarter", "INS", "Issues related to ACA implementation, including reinsurance, enrollment and eligibility", null, 50000, null, 0, 0, "2020-04-03T10:40:00.057000-04:00"], [2421297, "e29b815e-8cf0-498a-9f95-bfb57da3dd96", "Q1", "NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS", 26901, "NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS", 2020, "first_quarter", "INS", "Issues related to insurance regulatory reform and agent compensation.  Issues related to the implementation of the Patient Protection and Affordable Care Act.  Issues related to short-term limited duration insurance.  Issues related to terrorism risk insurance.  Issues related to flood risk insurance.  Issues related to regulation of insurance competition, products with guarantees, individual and employer owned policies, and fiduciary client relationships.", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", null, 556658, 0, 0, "2020-04-06T10:25:58.200000-04:00"], [2421385, "d5fd6847-4f10-4dd2-b361-e790b1d782c3", "Q1", "BOOK HILL PARTNERS", 40041330, "NATIONAL STRUCTURED SETTLEMENTS TRADE ASSOCIATION", 2020, "first_quarter", "INS", "S. 651 \"ABLE Act Amendments\nHR. 1814 ABLE Act Amendments\nHR. 2212 Structured Settlements Claimants Rights Act", "HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE", 7000, null, 0, 0, "2020-04-06T13:29:25.170000-04:00"], [2421582, "8262e5f6-d1a3-4fd3-b00f-5b3e65836821", "Q1", "OMER F. BROWN, II LAW OFFICE", 400367702, "CONTRACTORS INTERNATIONAL GROUP ON NUCLEAR LIABILITY", 2020, "first_quarter", "INS", "Same as ENG", "Energy, Dept of,Nuclear Regulatory Commission (NRC),State, Dept of (DOS)", null, null, 0, 0, "2020-04-07T09:21:36.093000-04:00"], [2421592, "9f8c8769-31a5-430c-af51-51a6bd0b2620", "Q1", "AZOA SERVICES CORP(ALLIANZ OF AMERICA) FORMERLY AZOA SERIVCES CORP/FIREMAN'S FUND(ALLIANZ OF AMERICA", 14611, "AZOA SERVICES CORP(ALLIANZ OF AMERICA) AND AFFILIATES", 2020, "first_quarter", "INS", "Financial Services Regulatory reform:  Lobby for favorable implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 regarding insurers, including the possible designation of insurers and asset management companies as systemically important by the Financial Stability Oversight Council.", "Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Risk Management Agency,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", null, 580000, 0, 0, "2020-04-07T09:49:41.817000-04:00"], [2421658, "0a9fbcef-fd7a-4919-ae2f-9e028406b998", "Q1", "NATIONAL ASSOCIATION OF SURETY BOND PRODUCERS", 27183, "NATIONAL ASSOCIATION OF SURETY BOND PRODUCERS", 2020, "first_quarter", "INS", "Supported advancement of H.R. 224, to amend section 1908 of title 41, US Code, which would exempt the Miller Act, which requires surety bonds on federal construction contracts, from periodic indexing for inflation.", "HOUSE OF REPRESENTATIVES,SENATE", null, 20000, 0, 0, "2020-04-07T12:08:46.087000-04:00"], [2421758, "7163ff30-7a29-4b78-bc86-4707baf45633", "Q1", "ACG ADVOCACY", 2057, "NATIONAL ASSOCIATION OF HOME BUILDERS", 2020, "first_quarter", "INS", "Flood Insurance.", "HOUSE OF REPRESENTATIVES,SENATE,White House Office", 50000, null, 0, 0, "2020-04-07T14:10:04.290000-04:00"], [2422809, "292807f8-ece5-428a-9970-643ab1577457", "Q1", "K&L GATES, LLP", 32098, "DISABILITY BENEFITS DEADLINE INITIATIVE", 2020, "first_quarter", "INS", "Yet to be introduced.  Labor Health and Human Resources Appropriations, FY 2021, Social Security disability payments.", "HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 0, "2020-04-10T11:15:01.307000-04:00"], [2422822, "baacf834-4017-4d3a-a397-c43153640aef", "Q1", "K&L GATES, LLP", 32098, "FORTERRA, INC.", 2020, "first_quarter", "INS", "Yet to be introduced.  Labor, Health and Human Services, Education, Defense, State, Foreign Operations, and Energy and Water Development Appropriations Act, 2021, association health plans.", null, null, null, 0, 0, "2020-04-10T11:18:16.270000-04:00"], [2423048, "aba8c067-4dd8-49f0-b722-7facb3886d9f", "Q1", "MASON STREET CONSULTING, LLC", 401105150, "AIR METHODS CORPORATION", 2020, "first_quarter", "INS", "Balanced billing changes to Air Ambulance payments.\nS.1895: Lower Health Care Costs Act.", "Centers For Medicare and Medicaid Services (CMS),Executive Office of the President (EOP),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2020-04-10T15:05:18.480000-04:00"], [2423406, "10f361b2-93fe-4638-b5e0-9ebe22643c89", "Q1", "CASSIDY & ASSOCIATES, INC.", 8453, "SOCIETY OF ACTUARIES", 2020, "first_quarter", "INS", "General legislative issues related to actuarial profession", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 20000, null, 0, 0, "2020-04-11T14:03:06.760000-04:00"], [2423445, "ec2b2396-dfa0-4f03-b0a6-101bf5717498", "Q1", "REPUBLIC CONSULTING, LLC", 401016871, "MORTGAGE BANKERS ASSOCIATION", 2020, "first_quarter", "INS", "Issues related to mortgage banking,  mortgage finance, and affordable housing.", "Executive Office of the President (EOP),Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", 40000, null, 0, 0, "2020-04-11T14:38:04.240000-04:00"], [2423573, "73c022e5-1dd6-402e-9eeb-01247b720f57", "Q1", "THE SMITH-FREE GROUP, LLC", 35800, "AMERICAN DENTAL ASSOCIATION", 2020, "first_quarter", "INS", "HR 1418 Competitive Health Insurance Reform Act of 2019 (all sections of full text)(support)\nS 350 Competitive Health Insurance Reform Act of 2019 (all sections of full text)(support)", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2020-04-13T09:35:36.243000-04:00"], [2423591, "2ebc5821-b1ce-4996-b407-b7b5df44a42e", "Q1", "CALMETTO MANAGEMENT GROUP", 21610, "SELF-INSURANCE INSTITUTE OF AMERICA, INC.", 2020, "first_quarter", "INS", "Matters related to self-insurance, stop-loss insurance, and captive insurance.", "HOUSE OF REPRESENTATIVES,SENATE", 100000, null, 0, 0, "2020-04-13T09:55:51.197000-04:00"], [2423738, "fe5e821d-1453-47a6-8dea-5f5013ab38bf", "Q1", "ROY RAMTHUN", 400705117, "AMERICAN BANKERS ASSOCIATION", 2020, "first_quarter", "INS", "Health savings accounts, high deductible health plans, and insurance regulation under the Affordable Care Act and Internal Revenue Code.", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,Treasury, Dept of", 36000, null, 0, 0, "2020-04-13T11:01:55.087000-04:00"], [2423859, "8c80b7bd-2f6e-4baa-8281-33d6a4a22feb", "Q1", "ARENA STRATEGIES, LLC", 401103555, "INDEPENDENCE BLUE CROSS", 2020, "first_quarter", "INS", "general health care issues", "HOUSE OF REPRESENTATIVES,SENATE", 15000, null, 0, 0, "2020-04-13T12:07:40.550000-04:00"], [2424432, "cac991a7-f0e1-4590-ab08-664c2c964bf4", "Q1", "HOLLAND & KNIGHT LLP", 18466, "MARSH & MCLENNAN AGENCY, LLC F/K/A THOMAS RUTHERFOORD, INC.", 2020, "first_quarter", "INS", "General issues relating to Defense Base Act Insurance, its acquisition by the government and administration.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-13T17:29:52.260000-04:00"], [2424570, "a8458d84-4311-44d2-a53b-94eb5524e2fa", "Q1", "AMERICAN SOCIETY OF ADDICTION MEDICINE", 401104864, "AMERICAN SOCIETY OF ADDICTION MEDICINE", 2020, "first_quarter", "INS", "Advocated for FY2021 Labor HHS Appropriations bill - appropriations related to strengthening the addiction services workforce, including full funding of the loan repayment program for the substance use disorder treatment workforce authorized in the SUPPORT Act, increase in funding for the mental and substance use disorders training demonstration program authorized in 21st Century Cures Act, funding for preventive medicine residency programs, and $8.8 billion for discretionary Health Resources and Services Administration programs.\n\nSupported HR 3414 (and prior versions)/ S. 2892 - Opioid Workforce Act of 2019 - bill increases the number of residency positions eligible for graduate medical education payments under Medicare for hospitals that have addiction or pain management programs, with an aggregate increase of 1,000 positions over a five-year period.\n\nSupported HR 3165 and S 1737 - Mental Health Parity Compliance Act - strengthen parity in mental health and substance use disorder benefits.  Advocated for its inclusion in the Lower Health Care Costs Act of 2019.\n\nSupported S 873 and HR 1879 - Stabilize Medicaid and CHIP Coverage Act which would provide for 12 months of continuous enrollment in Medicaid and CHIP to ensure better access to care and reduce churn.  This bill is not specific to mental health, but it would provide significant stability to those patients and providers. \n\nSupported H.R.1920 - Medicaid Bump Act - To amend title XIX of the Social Security Act to provide a higher Federal matching rate for increased expenditures under Medicaid for mental and behavioral health services, and for other purposes.\n\nSupported H.R.1329 - Medicaid Reentry Act - This bill allows Medicaid payment for medical services furnished to an incarcerated individual during the 30-day period preceding the individual's release.\n\nSupported S 824/HR 1767 - Excellence in Mental Health and Addiction Treatment Expansion Act This legislation would extend and expand the Certified Community Behavioral Health Clinic (CCBHC) demonstration, which is set to end in mid-2019. \n\nSupported the Parity Enforcement Act (HR 2848). This legislation would give the U.S. Department of Labor authority to levy civil monetary penalties against health insurers and plan sponsors for parity violations of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008.\n\n\nSupported S.1012/ HR 2062 Protecting Jessica Grubbs Legacy Act/ Overdose Prevention and Patient Safety Act to amend the Public Health Service Act to protect the confidentiality of substance use disorder patient records.\n\nSupported HR 4974:  the MATE Act - to amend the Controlled Substances Act to require physicians and other prescribers of controlled substances to complete training on treating and managing patients with opioid and other substance use disorders (which shall also satisfy certain training required to receive a waiver for dispensing narcotic drugs for maintenance or detoxification treatment),and for other purposes.\n\nSupported a conditional endorsement of The Mainstreaming Addiction Treatment Act, which is contingent upon the elimination of DEA regulations on medications in Schedules III-V that are based on the prescribing intent to treat addiction and a requirement that all DEA controlled substance prescribers complete medical education on addiction. \n\nSupported the Humane Correctional Health Care Act , H.R. 4141/S. 2305, which would repeal the Medicaid Inmate Exclusion. The exclusion strips health coverage from Medicaid enrollees who are involved in the criminal justice system. \n\nSupported H.R. 3925, the Reducing Barriers to Substance Use Treatment Act, introduced by Representatives Paul Tonko (D-NY) and David McKinley (R-VA). The bill would prohibit state Medicaid programs, beginning in October 1, 2020, and ending September 30, 2025, from imposing prior authorizations or other types of utilization control policies or procedures on medications approved to treat OUD, including, with respect to the provision of those medications, counseling services and behavioral therapy. \n\nSupported the Reversing the Youth Tobacco Epidemic Act of 2019 (HR 2339) which would, among other things, amend the Federal Food, Drug, and Cosmetic Act with respect to the sale and marketing of tobacco products \n\nSupported HR 4742, Protecting American Lungs Act, a bill to impose a tax on nicotine used in e-cigarettes.\n\nSupported HR 5632, The FDA Accountability for Public Safety Act, which would require the FDA Commissioner to make the final decision on drug approvals if the advisory committee advises against approval, among other things. \n\nAdvocated for the addiction of a Medicaid Provider Status requirement on any new State Opioid Response Grant funding\n\nAdvocated for the use of audio-visual telehealth for initation of new OTP patients to be treated with methadone\n\nAdvocated for an increase in the DATA 2000 waiver patient limit\n\nAdvocated for telehealth buprenorphine initiation as an exception to Ryan Haight\n\nAdvocated for addiction CMS guidance and coverage related to telehealth\n\nAdvocated to allow Opioid Treatment Programs (OTPs) to operate mobile units without requiring them to obtain a separate registration as well as more flexibility regarding take-home medications dispensed from an OTP\n\nAdvocated for $38.5B in emergency relief funds for mental health disorder and addiction treatment providers as a result of losses suffered due to COVID-19\n\nAdvocated for inclusion of provisions in HR 748 of the CARES Act, related to the Opioid Workforce Act, the Reducing Barriers to Substance Use Disorder Treatment, Medicaid Reentry, emergency health care provider relief funds, reform of 42 CFR Part 2, amont other ASAM priorities", "Centers For Medicare and Medicaid Services (CMS),Drug Enforcement Administration (DEA),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Office of Natl Drug Control Policy (NDCP),SENATE,Substance Abuse & Mental Health Services Administration (SAMHSA)", null, 80000, 0, 0, "2020-04-14T06:57:26.107000-04:00"], [2424597, "8086c06c-242a-4680-b5d6-1b85ac656e81", "Q1", "HACKENSACK MERIDIAN HEALTH", 401104109, "HACKENSACK MERIDIAN HEALTH", 2020, "first_quarter", "INS", "Population health/Accountable Care Organizations (ACO's)\nVeterans Affairs access to providers \nSurprise billing and out-of-network \nTransparency \nAccess to commercial claims data", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE", null, 40000, 0, 0, "2020-04-14T07:54:32.923000-04:00"], [2424613, "81397f26-33b8-4f47-885b-f9c91fa2cccf", "Q1", "DYKEMA GOSSETT PLLC", 12915, "JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)", 2020, "first_quarter", "INS", "Support or oppose Congressional action regarding insurance regulatory issues.\nLobbied on CARES Act, Families First Act and COVID mitigation legislation to Insurance, Retirement and Taxes.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-14T08:47:35.557000-04:00"], [2424651, "590f9324-ceb2-43f1-8be5-b05e43ffd4c5", "Q1", "MUNK POLICY & LAW", 401105075, "PHI AIR MEDICAL", 2020, "first_quarter", "INS", "Surprise medical billing for air ambulance services.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2020-04-14T09:46:57.240000-04:00"], [2424916, "02dbac39-2d33-4aa3-b263-f93ac5baf148", "Q1", "THE WILLIAMS GROUP", 401104049, "METLIFE GROUP, INC.(FKA METROPOLITAN LIFE)", 2020, "first_quarter", "INS", "Flood Insurance", "HOUSE OF REPRESENTATIVES,SENATE", 19500, null, 0, 0, "2020-04-14T12:19:03.330000-04:00"], [2425037, "7de6bbbc-5199-488d-b76b-19b4175836e9", "Q1", "PRINCIPAL FINANCIAL GROUP", 32178, "PRINCIPAL FINANCIAL GROUP", 2020, "first_quarter", "INS", "HR 6201: Families First Coronavirus Response Act\nThis bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing paid sick leave, tax credits, and free COVID-19 testing; expanding food assistance and unemployment benefits; and increasing Medicaid funding.\n\nHR 748: Coronavirus Aid, Relief, and Economic Security Act or the CARES Act\nThis bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. The bill provides FY2020 supplemental appropriations for federal agencies to respond to the COVID-19 outbreak. The supplemental appropriations are designated as emergency spending, which is exempt from discretionary spending limits. In addition, the bill funds various loans, grants, and other forms of assistance for businesses, industries, states, local governments, and hospitals; provides tax rebates of up to $1,200 per individual and an additional $500 per child, subject to limits based on adjusted gross income; temporarily expands unemployment benefits; and suspends payments and interest on federal student loans. The bill includes several other provisions that modify a wide range of programs and requirements, including those regarding oversight of the activities and funding authorized by this bill; the tax treatment of withdrawals from retirement accounts, business income, losses, and charitable contributions; medical product supplies; health insurance coverage for COVID-19 testing and vaccinations; the health care and aviation workforces; mortgage payments, evictions, and foreclosures for properties with federally backed mortgages; student loans and financial aid; aviation excise taxes; Medicare and Medicaid; the Food and Drug Administration drug approval process; the emergency paid sick leave program; banking and accounting rules; and the U.S. Postal Service's borrowing authority.", "HOUSE OF REPRESENTATIVES,SENATE", null, 898000, 0, 0, "2020-04-14T13:41:39.437000-04:00"], [2425105, "d1b8ee0c-d735-472b-90db-ef92fa882736", "Q1", "THE MCSWANE GROUP", 401105094, "ALLSUP", 2020, "first_quarter", "INS", "Issues surrounding Social Security Disability Insurance, specifically the reduction of the backlog", "HOUSE OF REPRESENTATIVES,SENATE,Social Security Administration (SSA)", 30000, null, 0, 0, "2020-04-14T14:27:06.597000-04:00"], [2425346, "80b669eb-f2bb-4f51-96d6-7434356e0787", "Q1", "BALCH & BINGHAM, LLP", 5197, "GLOBE LIFE, INC. F/K/A TORCHMARK CORPORATION", 2020, "first_quarter", "INS", "Insurance related matters in CARES ACT.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-14T16:24:22.087000-04:00"], [2425508, "ead846ae-ca42-4d92-89cf-c0032d274940", "Q1", "FIDELIS GOVERNMENT RELATIONS", 306011, "AFLAC", 2020, "first_quarter", "INS", "Insurance issues generally", "Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,Office of the Vice President of the United States,SENATE", 15000, null, 0, 0, "2020-04-15T04:34:28.623000-04:00"], [2425682, "995f3ba1-57cf-469c-8fab-e08665fb203d", "Q1", "GIBBONS P.C.", 89873, "NEUROLOGICAL SURGERY, P.C.", 2020, "first_quarter", "INS", "Senate Bill 1531, The Stopping the Outrageous Practice of Surprise Medical Bills Act of 2019, all provisions regarding billing.", "HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,White House Office", 30000, null, 0, 0, "2020-04-15T10:14:27.493000-04:00"], [2425758, "57a653cf-8ef4-4d33-8971-ba548e54ecce", "Q1", "AMERICAN SUGARBEET GROWERS ASSOCIATION", 3572, "AMERICAN SUGARBEET GROWERS ASSOCIATION", 2020, "first_quarter", "INS", "Discussions with House and Senate Offices on the importance of the Federal Crop Insurance Program \nDiscussions with RMA regarding sugarbeet crop insurance policies", "Agriculture, Dept of (USDA),Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,SENATE", null, 130000, 0, 0, "2020-04-15T10:37:48.347000-04:00"], [2425813, "6b2a89f3-d71c-45ff-8eb6-54a871f8d1e5", "Q1", "HOLLAND & KNIGHT LLP", 18466, "RADIAN GROUP, INC.", 2020, "first_quarter", "INS", "Government sponsored entity reform, housing affordability and credit access.", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE,Treasury, Dept of", 60000, null, 0, 0, "2020-04-15T10:56:08.227000-04:00"], [2425944, "46283390-c446-49e1-bc88-8c1c94efffcc", "Q1", "BOSE PUBLIC AFFAIRS GROUP", 297294, "UNITEDHEALTH GROUP", 2020, "first_quarter", "INS", "Discussion as it related to Administration and CMS in the foundation for potential new policy of medical insurance and delivering of service and related technologies", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE,Vice President of the U.S.,White House Office", 30000, null, 0, 0, "2020-04-15T11:40:57.503000-04:00"], [2425951, "fd872298-97b2-455a-a1ac-898133026348", "Q1", "BOSE PUBLIC AFFAIRS GROUP", 297294, "EHEALTH INSURANCE SERVICES, INC", 2020, "first_quarter", "INS", "Healthcare reform issues", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),Vice President of the U.S.,White House Office", 10000, null, 0, 0, "2020-04-15T11:42:59.597000-04:00"], [2426022, "a2b92c1c-6fb1-453e-b558-f50f576b1ff9", "Q1", "MODA HEALTH", 401103888, "MODA HEALTH", 2020, "first_quarter", "INS", "Affordable Care Act risk mitigation provisions, specifically restoration of funding to cover those provisions.  Affordable Care Act taxation provisions.", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE", null, 120000, 0, 0, "2020-04-15T12:06:21.617000-04:00"], [2426201, "d3823013-3f5d-46d7-9daa-32496ce51830", "Q1", "CARPI & CLAY, INC", 35640, "SUTTER BUTTE FLOOD CONTROL AGENCY", 2020, "first_quarter", "INS", "Support for HR 830, the Flood Insurance for Farmers act of 2019 and H.R. 3167 the National Flood Insurance Program Reauthorization Act of 2019.", "Army, Dept of (Corps of Engineers),Council on Environmental Quality (CEQ),Defense, Dept of (DOD),Federal Emergency Management Agency (FEMA),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE", 20000, null, 0, 0, "2020-04-15T12:46:17.070000-04:00"], [2426259, "7dc3014c-da9a-45e3-ae98-d79edc3eee49", "Q1", "CARPI & CLAY, INC", 35640, "URBAN FLOOD SAFETY & WATER QUALITY DISTRICT", 2020, "first_quarter", "INS", "Support for H.R. 3167 the National Flood Insurance Program Reauthorization Act of 2019.", "Army, Dept of (Corps of Engineers),Council on Environmental Quality (CEQ),Defense, Dept of (DOD),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE", 10000, null, 0, 0, "2020-04-15T13:01:34.047000-04:00"], [2426315, "d3e22154-dd43-4eda-bfdc-5af0c29c41c5", "Q1", "AMERICAN VETERINARY MEDICAL ASSOCIATION", 3630, "AMERICAN VETERINARY MEDICAL ASSOCIATION", 2020, "first_quarter", "INS", "H.R. 2294/S. 1170 Association Health Plan Act", "Agriculture, Dept of (USDA),Education, Dept of,Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE", 320000, null, 0, 0, "2020-04-15T13:29:48.717000-04:00"], [2426664, "ff92d787-dc16-4d50-b4ce-8e8892ba4732", "Q1", "UNITED BY INTEREST, LLC.", 401104717, "AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS", 2020, "first_quarter", "INS", "Issues pertaining to property casualty insurance.", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2020-04-15T15:01:43.007000-04:00"], [2426740, "151bfb09-03a1-46c9-8dcd-c016160d0e50", "Q1", "GREENBERG TRAURIG, LLP", 16896, "MIAMI-DADE COUNTY FLORIDA", 2020, "first_quarter", "INS", "H.R. 5265, Holocaust Insurance Accountability Act of 2019.\nS. 2621, Holocaust Insurance Accountability Act of 2019.", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2020-04-15T15:20:52.493000-04:00"], [2426781, "5b1f1906-998b-4548-900a-59a6e7c0ea5f", "Q1", "MERCURY PUBLIC AFFAIRS, LLC", 70175, "BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA", 2020, "first_quarter", "INS", "General Healthcare and Medicare (CMS) program contracts", "Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE", 50000, null, 0, 0, "2020-04-15T15:29:00.837000-04:00"], [2426989, "1a22b9a2-868c-4c05-ada0-6cafc8724ff4", "Q1", "CAPSTONE NATIONAL PARTNERS", 8214, "CUNA MUTUAL GROUP", 2020, "first_quarter", "INS", "FY20", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2020-04-15T16:33:57.297000-04:00"], [2427028, "3484359b-d669-454b-ba0c-5b4e7a5d43d6", "Q1", "MORTGAGE GUARANTY INSURANCE CORPORATION", 401103768, "MORTGAGE GUARANTY INSURANCE CORPORATION", 2020, "first_quarter", "INS", "Housing Finance Reform", "HOUSE OF REPRESENTATIVES,SENATE", null, 17000, 0, 0, "2020-04-15T16:58:08.390000-04:00"], [2427073, "53dbbcef-8acd-4a8b-b2f1-59298a9f3eda", "Q1", "BROYDRICK & ASSOCIATES", 7268, "DIRECT SUPPLY INC", 2020, "first_quarter", "INS", "Health Care Reform, HR 3590, HR 4872 to limit cuts to nursing homes under Medicare. Medicare and Medicaid policy. Long term care reimbursement. Impact act. VA Contract with long term care facilities, Brady/Kind Long Term Care, HR 3298 Post Acute Care Purchasing Act, All healthcare related financing and coverage issues; American Healthcare Act, Rules of participation for Long Term Care.", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2020-04-15T17:23:24.700000-04:00"], [2427077, "e73d0952-83ab-4beb-a05a-7e95a5c09c2f", "Q1", "MEHLMAN CONSULTING, INC.", 284950, "AFLAC INC.", 2020, "first_quarter", "INS", "Issues related to supplemental insurance.\nH.R. 3 - Elijah E. Cummings Lower Drug Costs Now Act", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE,Treasury, Dept of", 30000, null, 0, 0, "2020-04-15T17:25:26.210000-04:00"], [2427193, "d2803cfd-d9c6-4f3d-aea6-a595c4703675", "Q1", "MEHLMAN CONSULTING, INC.", 284950, "AMERICA'S HEALTH INSURANCE PLANS", 2020, "first_quarter", "INS", "Medicare Advantage\nACA stabilization (re-insurance).", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,White House Office", 90000, null, 0, 0, "2020-04-15T21:10:06.653000-04:00"], [2427211, "9af4a4e0-0de9-4fcd-a288-b0f57a3612ff", "Q1", "MEHLMAN CONSULTING, INC.", 284950, "BLUE CROSS BLUE SHIELD OF ARIZONA", 2020, "first_quarter", "INS", "Health insurance tax; H.R. 1398/S. 172 - Health Insurance Tax Relief Act of 2019; S.1895 - Lower Health Care Costs Act; S.340 - CREATES Act of 2019; H.R.987 - Strengthening Health Care and Lowering Prescription Drug Costs Act", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2020-04-15T21:46:10.693000-04:00"], [2427220, "fb2ed54a-7c8d-470b-a570-2768031afe58", "Q1", "MEHLMAN CONSULTING, INC.", 284950, "BLUE SHIELD OF CALIFORNIA", 2020, "first_quarter", "INS", "Issues related to health insurance and prescription drug pricing.\nS.1895 - Lower Health Care Costs Act\nS.1531 - Stopping The Outrageous Practice of Surprise Medical Bills Act of 2019\nH.R. 3630 - No Surprises Act \nH.R. 3 - Elijah E. Cummings Lower Drug Costs Now Act", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2020-04-15T21:58:12.890000-04:00"], [2427484, "80ddeddc-2961-4dc5-9c86-75490e4efdbf", "1T", "CAVAROCCHI RUSCIO DENNIS ASSOCIATES, L.L.C.", 8511, "THE HEMOPHILIA ALLIANCE", 2020, "first_quarter", "INS", "Implementation of the Affordable Care Act\nIssues related to Pharmacy Benefit Managers and Insurance company mergers\nS. 1895, Lower Healthcare Costs Act\nS.2543, Prescription Drug Price Relief Act\nHR. 3 Lower Drug Costs Now Act of 2019", "Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),Health Resources & Services Administration (HRSA),HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 1, "2020-04-16T09:46:24.477000-04:00"], [2427500, "7e0fd076-e271-4082-b3e5-da2626da6471", "1T", "CAVAROCCHI RUSCIO DENNIS ASSOCIATES, L.L.C.", 8511, "NATIONAL HEMOPHILIA FOUNDATION", 2020, "first_quarter", "INS", "Implementation of the Affordable Care Act\nS 1895, Lower Healthcare Cost Act\nS.2543, Prescription Drug Price Relief Act\nHR. 3 Lower Drug Costs Now Act of 2019", "Centers For Disease Control & Prevention (CDC),Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),Health Resources & Services Administration (HRSA),HOUSE OF REPRESENTATIVES,Natl Institutes of Health (NIH),SENATE", 50000, null, 0, 1, "2020-04-16T09:50:28.300000-04:00"], [2427527, "827811d9-41a5-4d80-b3cc-c4bd38949810", "1T", "CAVAROCCHI RUSCIO DENNIS ASSOCIATES, L.L.C.", 8511, "NATIONAL ASSOCIATION OF EPILEPSY CENTERS", 2020, "first_quarter", "INS", "Implementation of the Affordable Care Act", "Agency for Healthcare Research & Quality (AHRQ),Centers For Disease Control & Prevention (CDC),Centers For Medicare and Medicaid Services (CMS),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),Health Resources & Services Administration (HRSA),HOUSE OF REPRESENTATIVES,Natl Institutes of Health (NIH),SENATE", 10000, null, 0, 1, "2020-04-16T09:56:37.020000-04:00"], [2427568, "241e44d9-ceed-4f8c-b7b8-dfc13cf407c0", "Q1", "NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES", 26945, "NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES", 2020, "first_quarter", "INS", "H.R. 1862 - To Abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes (Alexander Mooney, R-WV-2), ALL PROVISIONS\n\nS.1586 - Federal Insurance Office Abolishment Act of 2019 (Ted Cruz, R-TX), ALL PROVISIONS\n\nH.R.2684 - To require the Federal Insurance Office of the Department of the Treasury to conduct a study to identify disparities between communities in auto insurance costs and payout amounts based on the predominant racial makeup of such communities, and for other purposes (Mark Takano, D-CA-41), ALL PROVISIONS\n\nS.1868 - A bill to provide support to States to establish invisible high-risk pool or reinsurance programs (Susan Collins, R-ME), ALL PROVISIONS\n\n\nH.R.2479 - Primary Regulators of Insurance Vote Act of 2019 (Denny Heck, D-WA-10), ALL PROVISIONS\n\nS.1298 - Primary Regulators of Insurance Vote Act of 2019 (Tim Scott, R-SC), ALL PROVISIONS\n\nH.R.4074 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business, and for other purposes (Nydia Velazquez, D-NY-7), ALL PROVISIONS\n\nH.R.4037 - To promote uniformity and reciprocity among States that license insurance claims adjusters and to facilitate prompt and efficient adjusting of insurance claims, and for other purposes (David Kustoff, R-TN-8), ALL PROVISIONS\n\nS.2201 - CLAIM Act (Robert Menendez, D-NJ), ALL PROVISIONS\noHouse bill: H.R.4074 (Nydia Velazquez, D-NY-7), ALL PROVISIONS\n\nH.R.3693 - Prohibit Auto Insurance Discrimination Act (Bonnie Watson Coleman, D-NJ-12), ALL PROVISIONS\n\nH.R.4523 - To amend the Liability Risk Retention Act of 1986 to expand the types of commercial insurance authorized for risk retention groups serving nonprofit organizations, and for other purposes (Al Green, D-TX-9), ALL PROVISIONS \n\nH.R.4592 - To preserve the State-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting processes, and for other purposes (Denny Heck, D-WA-10), ALL PROVISIONS\n\nH.R.4598 - To amend the Internal Revenue Code of 1986 to provide an exemption from FIRPTA for interests held by certain foreign insurance companies (Thomas Suozzi, D-NY-3), ALL PROVISIONS\n\nH.R.4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019 - To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes (Maxine Waters, D-CA-43), ALL PROVISIONS\n\nS.2877 - Terrorism Risk Insurance Program Reauthorization Act of 2019 (Thom Tillis, R-NC), ALL PROVISIONS\n\nH.R.5265 - To provide for the restoration of legal rights for claimants under holocaust-era insurance policies (Debbie Wasserman Schultz, D-FL-23), ALL PROVISIONS\n\nS.3123 - State Insurance Regulation Preservation Act (Thom Tillis, R-NC), ALL PROVISIONS\n\nS.2964 - A bill to amend title 49, United States Code, to extend the authority of the Secretary of Transportation to issue non-premium aviation insurance (Roger Wicker, R-MS), ALL PROVISIONS\n\nH.R.5746 - To amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules (Gwen Moore, D-WI-4), ALL PROVISIONS", "Commerce, Dept of (DOC),Federal Emergency Management Agency (FEMA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Internal Revenue Service (IRS),Labor, Dept of (DOL),Natl Highway Traffic Safety Administration (NHTSA),SENATE,Treasury, Dept of,U.S. Trade Representative (USTR)", null, 530000, 0, 0, "2020-04-16T10:04:42.657000-04:00"], [2427647, "77dfc157-58b5-4f6d-ab18-324ec957e49f", "1T", "CAVAROCCHI RUSCIO DENNIS ASSOCIATES, L.L.C.", 8511, "SUSAN G. KOMEN", 2020, "first_quarter", "INS", "HR 2428, S 3216 ABCD Act\nImplementation of Affordable Care Act\nSurprise Medical Billing\nPublic and private insurance and other policy changes due to the COVID emergency", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 1, "2020-04-16T10:37:03.817000-04:00"], [2427866, "836e788f-7a22-4c29-a39a-17088a1a5344", "Q1", "AMERICAN COUNCIL OF LIFE INSURERS", 2115, "AMERICAN COUNCIL OF LIFE INSURERS", 2020, "first_quarter", "INS", "Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. \n\nImplementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III \n\nImplementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. \n\nImplementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.  \n\nH.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing. \n\nH.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform. \n\nH.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform. \n\nH.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.   \n\nH.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020. \n\nH.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions. \n\nH.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. \n\nH.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards. \n\nH.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models. \n\nS.__ Clarifying that the CFPB does not regulate the business of insurance. \n\nIssue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.  \n\nIssue: Unclaimed life insurance products. No bill number assigned. \n\nIssue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. \n\nIssue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.", "HOUSE OF REPRESENTATIVES,SENATE", null, 752105, 0, 0, "2020-04-16T11:28:13.303000-04:00"], [2428094, "ebe890ea-265b-4d6b-8828-8e3b147dbc6c", "Q1", "INSURED RETIREMENT INSTITUTE", 285494, "INSURED RETIREMENT INSTITUTE", 2020, "first_quarter", "INS", "SEC Regulation Best Interest (17 CFR Part 240). \n\nSEC Commission Interpretation Regarding Standard of Conduct for Investment Advisers; Request for Comment on Enhancing Investment Adviser Regulation (17 CFR Part 275). \n\nSEC Form CRS Relationship Summary; Amendments to Form ADV; Required Disclosures in Retail Communications and Restrictions on the use of Certain Names or Titles (17 CFR Parts 240, 249, 275 and 279).\n\nDOL EBSA Proposed Definition of Employer under Section 3(5) of ERISA - Association Retirement Plans and Other Multiple-Employer Plans Rule (29 CFR Part 2510).\n\nDOL EBSA Proposed Rulemaking Default Electronic Disclosure by Employee Pension Benefit Plans Under ERISA (29 CFR Part 2520 RIN 1210-AB90).\n\nLegislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Public Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2013, implementation and regulatory reform.\n\nProposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. \n\nProposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. \n\nDepartment of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. \n\nWomen's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress).\n \nA bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress).\n\nA bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress).\n\nPrimary Regulators of Insurance Vote Act of 2019 (S.1298/H.R. 2479 - 116th Congress). \n\nLifetime Income Disclosure Act (S.1574/H.R. 2367- 116th Congress). \n\nInternational Insurance Standards Act (H.R. 4592 - 116th Congress).\n\nCoronavirus Aid, Relief and Economic Security (CARES) Act (H.R. 748 - 116th Congress).\n\nDOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).\n \nTreasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).\n\nSEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).", "HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", null, 130000, 0, 0, "2020-04-16T12:04:14.887000-04:00"], [2428157, "84fcb16b-b2d0-4b00-ae1e-dc9f90f010f0", "Q1", "MERCURY PUBLIC AFFAIRS, LLC", 70175, "HORIZON BLUE CROSS BLUE SHIELD OF NEW JERSEY", 2020, "first_quarter", "INS", "Monitoring the ACA (Affordable Care Act) and lobbying NJ Congressional Delegates among others when needed.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-16T12:11:24.050000-04:00"], [2428713, "a17d9aed-5ac7-4696-b81d-920885decfe9", "Q1", "CARPI & CLAY, INC", 35640, "LOS ANGELES COUNTY", 2020, "first_quarter", "INS", "Support for reauthorization of the National Flood Insurance Program, H.R. 3167 the National Flood Insurance Program Reauthorization Act of 2019.", "Army, Dept of (Corps of Engineers),Bureau of Reclamation,Council on Environmental Quality (CEQ),Environmental Protection Agency (EPA),Federal Emergency Management Agency (FEMA),HOUSE OF REPRESENTATIVES,SENATE,Transportation, Dept of (DOT),White House Office", 30000, null, 0, 0, "2020-04-16T13:56:00.877000-04:00"], [2428768, "4b4beb70-6b70-46f0-b966-d9d22d988b0a", "Q1", "CAVAROCCHI RUSCIO DENNIS ASSOCIATES, L.L.C.", 8511, "SUSAN G. KOMEN", 2020, "first_quarter", "INS", "HR 2428, S 3216 ABCD Act\nImplementation of Affordable Care Act\nSurprise Medical Billing\nPublic and private insurance and other policy changes due to the COVID emergency", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2020-04-16T14:06:20.410000-04:00"], [2428790, "c8091e63-bdb9-4b5b-9eaf-af4341bf2421", "Q1", "MINDSET ADVOCACY, LLC", 296271, "CONTINENTAL CASUALTY COMPANY", 2020, "first_quarter", "INS", "CARES Act (S. 3548)", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 50000, null, 0, 0, "2020-04-16T14:10:28.450000-04:00"], [2428802, "636542fa-e6ab-4573-8d97-76a4b3d14579", "1@", "CAVAROCCHI RUSCIO DENNIS ASSOCIATES, L.L.C.", 8511, "SUSAN G. KOMEN", 2020, "first_quarter", "INS", "HR 2428, S 3216 ABCD Act\nImplementation of Affordable Care Act\nSurprise Medical Billing\nPublic and private insurance and other policy changes due to the COVID emergency", "Centers For Medicare and Medicaid Services (CMS),HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 1, "2020-04-16T14:15:34.263000-04:00"], [2429006, "e627d202-cd9e-4688-8c7c-776ce80d3725", "Q1", "THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY", 29607, "THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY", 2020, "first_quarter", "INS", "INS - First Quarter 2020\n\nPublic Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.\n \nImplementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: Remote Online Notarization and SBA loans.\n  \nH.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. \n\nH.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting. \n\nH.R.__.S.__- Empowering States to Protect Seniors from Bad Actors Act. Issue: Senior Protections\n\nH.R__.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies. \n \nS. 2201/H.R. 4074 - Clarifying Law Around Insurance Of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering. \n \nImplementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III\n \nS.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction. \nIssue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.\n \nIssue: Housing Finance Reform. No bill number assigned.\n\nIssue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.", "HOUSE OF REPRESENTATIVES,SENATE", null, 1070000, 0, 0, "2020-04-16T15:01:28.297000-04:00"], [2429151, "f87eb795-ad76-4fb8-857c-89079925a54e", "Q1", "MINDSET ADVOCACY, LLC", 296271, "NEW YORK LIFE INSURANCE COMPANY", 2020, "first_quarter", "INS", "Issues related to federal involvement in insurance regulation; cybersecurity and data privacy issues", "Federal Reserve System,HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2020-04-16T15:45:12.303000-04:00"], [2429153, "7994b0d5-9d85-47a9-b18a-8f306087bdc8", "Q1", "MINDSET ADVOCACY, LLC", 296271, "ALLSTATE INSURANCE COMPANY", 2020, "first_quarter", "INS", "Issues related to federal involvement in insurance regulation; cybersecurity and data privacy issues", "Federal Reserve System,HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-16T15:46:13.440000-04:00"], [2429191, "f232a5e9-9b92-4fed-8315-dea04ebbbfd9", "Q1", "MICHAEL PIEPER", 51651, "POULTON ASSOCIATES", 2020, "first_quarter", "INS", "Flood Insurance Reauthorization", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2020-04-16T15:59:26.977000-04:00"], [2429301, "43b34eeb-bcba-4042-b9ab-3a250930adf8", "Q1", "RICH FEUER ANDERSON", 84775, "AMERICAN PROPERTY CASUALTY INSURERS ASSOCIATION", 2020, "first_quarter", "INS", "Regulatory structure for insurance and financial activities, including appropriate role of Federal Insurance Office and Federal Reserve.  Medicare secondary payer reporting information, including H.R.1375, the \"PAID Act.\"  Automobile insurance issues and H.R.1756, the \"Preventing Credit Score Discrimination in Auto Insurance Act.\"", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2020-04-16T16:28:57.157000-04:00"], [2429397, "3dcb2e85-6974-4795-bbd3-4c5734bb9ce1", "Q1", "NATIONAL TELECOMMUNICATIONS COOPERATIVE ASSOCIATION", 28674, "NATIONAL TELECOMMUNICATIONS COOPERATIVE ASSOCIATION", 2020, "first_quarter", "INS", "The association monitors and reacts to policy concepts that may impact its ability to continue providing its high quality Group Health Plan to members, their employees, and the association staff at affordable rates and on reasonable terms and conditions. During the reporting period, the association focused on the following:\n\nH.R. 748 - Coronavirus Aid, Relief, and Economic Security (CARES) Act - healthcare sections.", "Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,SENATE", null, 110000, 0, 0, "2020-04-16T17:00:20.317000-04:00"], [2429493, "47f1ec27-180e-44a8-b886-aa61fa16629e", "Q1", "K&L GATES, LLP", 32098, "MODA HEALTH", 2020, "first_quarter", "INS", "Issues related to risk mitigation in individual markets - no specific legislation.\nProposals for repeal of the health insurance tax - no specific legislation.", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2020-04-16T17:25:47.640000-04:00"], [2429556, "324c23e1-b76a-473c-a05e-248fd250676c", "1T", "ARNOLD & PORTER KAYE SCHOLER LLP", 4301, "AMERICAN ASSOCIATION OF ORTHODONTISTS", 2020, "first_quarter", "INS", "RAISE Act (H.R. 1366/S. 503) and issues related to oral health care, ACA regulations, McCarran-Ferguson Act repeal, small business insurance regulations. Association Health Plans Act of 2019 (H.R. 2294/S. 1170); policy issues related to insurance and the federal response to the COVID-19 virus.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 1, "2020-04-16T17:53:05.877000-04:00"], [2429598, "bdd6dd98-0acd-4082-8a06-1eb86b50d4c6", "Q1", "AON CORPORATION", 300058, "AON CORPORATION", 2020, "first_quarter", "INS", "Health, retirement and insurance proposals.", "HOUSE OF REPRESENTATIVES,SENATE", null, 180000, 0, 0, "2020-04-16T18:27:16.580000-04:00"], [2429629, "e571f1e6-70aa-4a56-94fd-1c633d11c115", "Q1", "PROTECTIVE LIFE CORPORATION", 401105353, "PROTECTIVE LIFE CORPORATION", 2020, "first_quarter", "INS", "Legislative and regulatory proposals affecting provisions of insurance and investment products.\nInternational Insurance Capital Standard.", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", null, 140000, 0, 0, "2020-04-16T18:39:27.040000-04:00"], [2429634, "edbeef33-9c25-4964-863a-e52c91fe25c1", "Q1", "AMERICAN PSYCHIATRIC ASSOCIATION", 3151, "AMERICAN PSYCHIATRIC ASSOCIATION", 2020, "first_quarter", "INS", "H.R. 3165 / S. 1737, the Mental Health Parity Compliance Act; Medicare Mental Health Inpatient Equity Act\nH.R. 2279, the Safe Step Act\nH.R. 3630, the No Surprises Act\nH.R. 2874/ S. 1576, the Behavioral Health Coverage Transparency Act of 2019\nH.R. 3107, the Improving Seniors Timely Access to Care Act\nEfforts to increase compliance with the Mental Health Parity and Addiction Equity Act of 2008.", "Administration for Children & Families (ACF),Centers For Disease Control & Prevention (CDC),Centers For Medicare and Medicaid Services (CMS),Defense, Dept of (DOD),Executive Office of the President (EOP),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),Health Resources & Services Administration (HRSA),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Natl Institutes of Health (NIH),Office of the Vice President of the United States,President of the U.S.,SENATE,U.S. Immigration & Customs Enforcement (ICE),Veterans Affairs, Dept of (VA),White House Office", null, 210000, 0, 0, "2020-04-16T18:39:27.677000-04:00"], [2429731, "cd9bee48-7836-4f04-993c-74a979140859", "Q1", "POLICY DEVELOPMENT GROUP", 31736, "SECURED FINANCIAL SOLUTIONS", 2020, "first_quarter", "INS", "financial", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2020-04-16T19:42:01.933000-04:00"], [2429797, "60fa6524-a532-4db6-8bd8-2152fb4e4497", "Q1", "BLUE SHIELD OF CALIFORNIA", 6518, "BLUE SHIELD OF CALIFORNIA", 2020, "first_quarter", "INS", "Surprise Billing", "HOUSE OF REPRESENTATIVES,SENATE", null, 110000, 0, 0, "2020-04-16T21:36:20.210000-04:00"], [2430055, "43d50a51-cb21-459a-9c03-21525d726a33", "Q1", "AARP", 1694, "AARP", 2020, "first_quarter", "INS", "H.R. 6074, Coronavirus Preparedness and Response Supplemental Appropriations Act. \n\nH.R. 6201, Families First Coronavirus Response Act; H.R. 748, Coronavirus Aid, Relief, and Economic Security  (CARES) Act - Discussed Medicare enrollment national open enrollment period, medical expense deduction, cost-sharing protections for commercial/private health insurance holders, telehealth access, nursing homes, virtual visitation, home and community-based services, Older Americans Act programs, Medicare home health care, and family caregiving, no-cost COVID-19 testing, equitable relief payments, retirement savings tax relief, suspensions of foreclosures and evictions, expanded unemployment benefits, paid sick and family leave, affordable broadband, and government operations, among other issues.\n\nNo bill number. Discussed long-term care insurance and long-term services and supports financing.\n\nNo bill number. Discussed long-term care insurance and retirement plans.\n\nH.R.5800 the Ban Surprise Billing Act. \n\nH.R. 5826 the Consumer Protections Against Surprise Medical Bills Act of 2020.\n\nNo bill number - Discussed Surprise Medical billing.", "Administration for Children & Families (ACF),Centers For Disease Control & Prevention (CDC),Centers For Medicare and Medicaid Services (CMS),Consumer Financial Protection Bureau (CFPB),Corporation for Natl & Community Service,Federal Deposit Insurance Corporation (FDIC),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),Health Resources & Services Administration (HRSA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Indian Health Service,Internal Revenue Service (IRS),Labor, Dept of (DOL),Natl Institutes of Health (NIH),Office of Management & Budget (OMB),Office of Personnel Management (OPM),Office of the Comptroller of the Currency (OCC),Pension Benefit Guaranty Corporation (PBGC),Securities & Exchange Commission (SEC),SENATE,Social Security Administration (SSA),Transportation, Dept of (DOT),Treasury, Dept of,Veterans Affairs, Dept of (VA),White House Office", null, 2210000, 0, 0, "2020-04-17T07:49:26.393000-04:00"], [2430208, "9391e321-e84f-4d4f-a073-8d2cf2fbd2ca", "Q1", "CMFG LIFE INSURANCE COMPANY", 80510, "CMFG LIFE INSURANCE COMPANY", 2020, "first_quarter", "INS", "Work to keep insurance regulated by the states and not by the Consumer Financial Protection Bureau or set by international bodies. Oppose legislation to repeal the McCarran-Ferguson antitrust exemption for the business of insurance. Support a best interest fiduciary standard for retirement advice and products as proposed by the SEC that is effectively and efficiently workable in the market. Support passage of RESA (S.972) and SECURE Act (H.R. 1994). Advocate for stronger data security, particularly with regard to merchant plastic card data breaches. Advocate for privacy measures in line with GLBA and HIPAA as applied to financial services. Encourage Department of Justice to issue regulations under the Americans with Disability Act in order to provide clear guidance for compliance.", "HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE,Treasury, Dept of", null, 110000, 0, 0, "2020-04-17T08:57:57.997000-04:00"], [2430270, "fb497210-844b-48b3-85ef-526461a76703", "Q1", "URBAN SWIRSKI & ASSOCIATES, LLC", 400584784, "REINSURANCE GROUP OF AMERICA, INCORPORATED", 2020, "first_quarter", "INS", "General issues important to the reinsurance industry including cross border data flows, international agreements, capital and reserves, and insurance products.", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2020-04-17T09:34:11.277000-04:00"], [2430367, "7b9a3ca0-4196-46ff-b5e1-5f1e7247afd9", "Q1", "URBAN SWIRSKI & ASSOCIATES, LLC", 400584784, "MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY", 2020, "first_quarter", "INS", "\"The Dodd-Frank Wall Street Reform and Consumer Protection Act\" P.L. 111-203 - Regulatory implementation of provisions relating to insurance companies.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-17T10:02:31.820000-04:00"], [2430434, "5bc22f55-3bbd-4f05-a665-dd87d512dbb2", "Q1", "WINNING STRATEGIES WASHINGTON", 50796, "I AM ALS", 2020, "first_quarter", "INS", "SSDI legislation related to ALS patients", "Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,Natl Institutes of Health (NIH),SENATE", 20000, null, 0, 0, "2020-04-17T10:14:48.727000-04:00"], [2430459, "65a361c4-13d7-4fd0-aa16-7bb273772363", "Q1", "CGCN GROUP, LLC", 76992, "GENWORTH FINANCIAL, INC.", 2020, "first_quarter", "INS", "Modernization of financial and securitization of mortgages, including issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub. L. 111-203), specifically as it applies to insurance regulation.", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2020-04-17T10:20:00.077000-04:00"], [2430630, "61de2159-8e00-42fc-b754-7ec7951c9d12", "Q1", "PHI HEALTH LLC", 401105588, "PHI HEALTH LLC", 2020, "first_quarter", "INS", "Lobbying on issues related to air ambulances and surprise medical billing including:\nH.R.5800 - Ban Surprise Billing Act\nH.R.5826 - Consumer Protections Against Surprise Medical Bills Act of 2020\nH.R.3630 - No Surprises Act\nS.1895 - Lower Health Care Costs Act", "HOUSE OF REPRESENTATIVES,SENATE", null, 80000, 0, 0, "2020-04-17T10:40:29.837000-04:00"], [2430655, "fc01841f-aa2d-4cde-9384-d67629fbf0e8", "Q1", "NATIONAL COMMUNITY PHARMACISTS ASSOCIATION", 27478, "NATIONAL COMMUNITY PHARMACISTS ASSOCIATION", 2020, "first_quarter", "INS", "Rutledge v. Pharmaceutical Care Management Association; pet. for cert. granted, No.18-540 (U.S.)", "Centers For Medicare and Medicaid Services (CMS),Defense, Dept of (DOD),Drug Enforcement Administration (DEA),Food & Drug Administration (FDA),Government Accountability Office (GAO),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Medicare Payment Advisory Commission (MedPAC),Office of Management & Budget (OMB),Office of Natl Drug Control Policy (NDCP),SENATE,Small Business Administration (SBA),Substance Abuse & Mental Health Services Administration (SAMHSA),White House Office", null, 440000, 0, 0, "2020-04-17T10:44:36.663000-04:00"], [2430692, "e792be14-cf03-421f-abeb-04fed8236f88", "Q1", "THE SMITH-FREE GROUP, LLC", 35800, "BANK OF AMERICA CORPORATION", 2020, "first_quarter", "INS", "Monitored H.R.3167, National Flood Insurance Program Reauthorization Act of 2019", "SENATE", 60000, null, 0, 0, "2020-04-17T10:49:43.500000-04:00"], [2430892, "aa4010ed-3c86-4848-9ab7-58abaddef654", "Q1", "BOSE PUBLIC AFFAIRS GROUP", 297294, "ZIONEXA US CORPORATION", 2020, "first_quarter", "INS", "Issues related to Medicare reimbursement of diagnostic radiopharmaceuticals.", "HOUSE OF REPRESENTATIVES", 10000, null, 0, 0, "2020-04-17T11:20:37.850000-04:00"], [2430922, "cf0a73c4-6814-45fb-bce0-3d32254eb224", "Q1", "STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY", 36537, "STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY", 2020, "first_quarter", "INS", "Seek lawmaker engagement to secure recognition of U.S. system of insurance in any international forum pursuing standards of insurance regulation\n\nLobby to insure that any insurance capital standard developed at the International Association of Insurance Supervisors recognizes the U.S. system of insurance as satisfying such standard.\n\nThe CLAIM Act (H.R. 4037) related to: 1) the uniformity and reciprocity among states that license insurance claims adjusters; and 2) the prompt and efficient adjusting of insurance claims. \n\nReauthorization of the Terrorism Risk Insurance Act, which was signed into law under the Further Consolidated Appropriations Act, 2020 (P.L. 116-94).  \n\nThe Protecting Your Credit Score Act of 2019 (H.R. 5332) and the Preventing Credit Score Discrimination in Auto Insurance Act (H.R. 1756) as they relate to factors used in insurance underwriting.  H.R. 3621, the Comprehensive CREDIT Act of 2020, and proposed amendment by Rep. Jackson Lee related to GAO study for credit scores and insurance.\n\nDiscussed the idea of a Federal Trade Commission study on the rising price and competitive landscape of automobile repair parts. \n\nH.R. 4523, the Nonprofit Property Protection Act, related to the availability of Risk Retention Groups to not-for-profit entities.\n\nH.R. 1595/S.1200, the SAFE Banking Act, cannabis legislation related to insurance and banking issues.\n\nDiscussed generally the impact of climate risk on the business of insurance.\n\nCongressional efforts to better understand commercial use of artificial intelligence and its impact on consumers.\n\nH.R. 748, the CARES Act (Pub. Law. No. 116-136), related to business interruption and related insurance matters concerning coverage of pandemics or viruses.", "Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Postal Regulatory Commission,Securities & Exchange Commission (SEC),SENATE,Transportation, Dept of (DOT),Treasury, Dept of", null, 600000, 0, 0, "2020-04-17T11:25:44.850000-04:00"], [2430958, "430ed029-650c-4140-b8f8-5fd572e2ec72", "Q1", "INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA", 19228, "INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA", 2020, "first_quarter", "INS", "PL-141-1 TRIA/NARAB II Implementation\nHFIAA (Homeowner Flood Insurance Affordability Act) Implementation \nHR 1666- to allow for continuous coverage of the NFIP (all provisions)\nHR 469- replacement cost coverage in NFIP (all provisions)\nHR 470- NFIP Mandatory Purchase Repeal for Commercial Properties (all provisions)\nHR 471- Taxpayer Exposure Mitigation Act (all provisions)\nHR 472- Community Mapping Act (all provisions)\nHR 1595- Safe Banking Act (insurance provisions)\nHR 1862- FIO Elimination Act (all provisions)\nHR 1756- Auto Insurance Credit Score Prohibition (all provisions)\nS 1028- Strengthening the Tenth Amendment Through Entrusting States Act (all provisions)\nS 1200- Secure and Fair Enforcement Banking Act (insurance provisions)\nHR 2513- Corporate Transparency Act (all provisions)\nHR 2578- NFIP Extension Act (all provisions)\nHR 3167- NFIP Reauthorization Act (all provisions)\nHR 3111- NFIP Administrative Reform Act (all provisions)\nTRIA Reauthorization\nS. 2187 - National Flood Insurance Program Reauthorization & Reform Act (all provisions)\nS. 2201/HR 4074- CLAIM Act (all provisions)\nS 1889- TITLE Act (All provisions)\nHR 4523- Expansion of Federal Liability Risk Retention Act (all provisions) \nHR 4592- International Insurance Standards Act of 2019 (all provisions)\nS. 2563- Illicit Cash Act (all provisions)\nS. 2877 - Terrorism Risk Insurance Program Reauthorization Act (all provisions)\nHR 4634- Terrorism Risk Insurance Program Reauthorization Act (all provisions)\nHR 1865- Further Consolidated Appropriations Act (NFIP, TRIA, and Cadillac Tax provisions) \nS. 2614 - Workforce Mobility Act (all provisions)\nHR 4037 - CLAIM Act (all provisions)\nS. 2968- Consumer Online Privacy Rights Act (all provisions)\nHR 2013 - Information Transparency & Personal Data Control Act (all provisions)\nHR 4074 - CLAIM Act (all provisions)\nDraft Fitzpatrick Business Interruption Legislation (all provisions)", "Agriculture, Dept of (USDA),Federal Emergency Management Agency (FEMA),Federal Reserve System,Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Labor, Dept of (DOL),Natl Economic Council (NEC),Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 280000, 0, 0, "2020-04-17T11:28:50.620000-04:00"], [2431313, "7c12e178-64c2-4b37-9897-d14746cb676c", "Q1", "WILLIAMS AND JENSEN, PLLC", 41454, "AMERICAN ASSOCIATION OF CROP INSURERS (AACI)", 2020, "first_quarter", "INS", "USDA's Risk Management Agency (RMA) - Federal Crop Insurance Corp. (FCIC) regarding its general administration of the federal crop insurance program; Negotiation with RMA on the Standard Reinsurance agreement; Implementation of the 2018 Farm Bill provisions regarding the crop insurance program (PL 113-79); Implementation of the 2018 Farm Bill regarding the crop insurance program.", "Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,SENATE", 110000, null, 0, 0, "2020-04-17T12:04:02.047000-04:00"], [2431354, "17dc12fd-9ec3-49f3-b2c4-22372cbfcff2", "Q1", "WINNING STRATEGIES WASHINGTON", 50796, "WOODBRIDGE TOWNSHIP", 2020, "first_quarter", "INS", "National Flood Insurance Program Reauthorization", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2020-04-17T12:09:09.947000-04:00"], [2431375, "7b0d2180-7244-4aa3-a2e5-80439c7c64d9", "Q1", "THE TRAVELERS COS., INC. AND SUBSIDIARIES", 77173, "THE TRAVELERS COS., INC. 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