id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
2954048,4f6c96e9-6bd2-4242-a9a1-5a8974dd4a2a,1T,LARKIN HOFFMAN,401106020,RANI ENGINEERING,2023,first_quarter,BAN,House/Senate,"HOUSE OF REPRESENTATIVES,SENATE",,,0,1,2023-02-10T11:01:38-05:00
2954054,8fd6111e-712d-4906-8e22-d0a276bf59cc,1T,"MEHLMAN CONSULTING, INC.",284950,"ONFIDO, INC.",2023,first_quarter,BAN,Issues related to Digital Identity. Federal Privacy legislation.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2023-02-14T15:04:33-05:00
2954215,573a8fc8-913b-43ab-8a76-ead2ba6c236c,Q1,"OSCAR POLICY GROUP, LLC",401106013,AMERICAN COUNCIL OF INDEPENDENT LABORATORIES,2023,first_quarter,BAN,The Safe Banking Act The States Reform Act,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-03-23T14:52:14-04:00
2954230,acad7ee9-e269-45de-bbb8-9bfcdb508800,1T,"ACTUM I, LLC",401106319,"HIGH THROUGHPUT PRODUCTIONS, LLC (DBA BITBOY CRYPTO)",2023,first_quarter,BAN,General issues related to the regulation of digital assets,HOUSE OF REPRESENTATIVES,30000,,0,1,2023-03-24T15:43:43-04:00
2954292,91ecf552-e298-4392-ab5f-fa9f2d7cbd83,Q1,MR. STEPHEN RYAN,401106086,AMERICAN COALITION FOR TAXPAYER RIGHTS,2023,first_quarter,BAN,IRS tax administration issues; HRA Public Law No. 117-169 and S.4508 & HR 8368 (aka Tax Filing Simplification Act of 2022) addressed in the Inflation Reduction Act,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-03-29T15:38:21-04:00
2954304,ea67fd71-1782-4ebc-ab4f-b12e698d525b,1T,CANOPY GROWTH USA LLC,401105470,CANOPY GROWTH USA LLC,2023,first_quarter,BAN,S. 1200 (SAFE Banking Act),"HOUSE OF REPRESENTATIVES,SENATE",,150000,0,1,2023-03-30T12:52:58-04:00
2954305,4f08710c-86a7-4ef9-884d-af9acf2c43b7,Q1,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,FEDERAL HOME LOAN BANK OF NEW YORK,2023,first_quarter,BAN,Finance and housing,"Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-03-30T14:33:24-04:00
2954307,dbc87f10-2a9d-4dbe-aa38-a4f7d028c2b9,Q1,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,RENT-A-CENTER,2023,first_quarter,BAN,Finance issues,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2023-03-30T14:34:22-04:00
2954308,a71e4db7-2596-47d9-909a-c64776d5987c,Q1,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,TRADE EXCHANGE OF AMERICA,2023,first_quarter,BAN,Barter issues,,,,0,0,2023-03-30T14:35:29-04:00
2954340,83adab01-5353-41cc-8818-19fff4cf16fd,Q1,"THE MAJORITY GROUP, LLC",400713141,CBC NATIONAL BANK MORTGAGE,2023,first_quarter,BAN,Housing and banking programs,"HOUSE OF REPRESENTATIVES,SENATE",120000,,0,0,2023-03-31T09:02:15-04:00
2954357,41ba6c07-5639-469b-bf79-f2a8643d1ea3,Q1,"ANCHOR LABS, INC.",401106823,"ANCHOR LABS, INC.",2023,first_quarter,BAN,"S. 4356 - Lummis-Gillibrand Responsible Financial Innovation Act - comprehensive crypto bill; Securities and Exchange Commission's Staff Accounting Bulletin No. 121 (SAB 121) - new accounting requirement for digital-asset custody; S. 5340, Stablecoin TRUST Act - Stablecoin legislation; S. 4760/ H.R. 8950 - Digital Commodities Consumer Protection Act - CFTC regulation of ""digital commodities""; H.R. 7614, the Digital Commodity Exchange Act- CFTC regulation of crypto; General issues related to the debanking of specific industries.","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,White House Office",,100000,0,0,2023-03-31T10:30:34-04:00
2954452,ac1cdaad-4982-4330-a736-5e02e24af8aa,Q1,MARSHALL BRACHMAN,6848,LOCKHEED MARTIN AERONAUTIC SECTOR,2023,first_quarter,BAN,support defense financing provisions,"HOUSE OF REPRESENTATIVES,SENATE",31022,,0,0,2023-04-01T16:55:38-04:00
2954454,2de31f7f-5ffa-41c2-9274-d75bdb3c175b,Q1,MARSHALL BRACHMAN,6848,ZIONS BANCORP,2023,first_quarter,BAN,support Congressional efforts to require large credit unions to become taxable monitor PPP legislation monitor legislation regarding ESG oppose the use of the USPS for banking work to mitigate proposed SEC rule on ESG,"HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2023-04-01T17:03:08-04:00
2954520,4ec8ce35-4a9e-43f6-8abb-d5b8f3ec1dac,Q1,DALY CONSULTING GROUP,400923683,MARINER FINANCE,2023,first_quarter,BAN,Issues related to consumer finance.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-02T11:26:48-04:00
2954523,c9a46ff4-b305-48be-b70b-d574e4133748,Q1,DALY CONSULTING GROUP,400923683,ALLY FINANCIAL,2023,first_quarter,BAN,Issues related to the banking industry.,,20000,,0,0,2023-04-02T11:30:08-04:00
2954528,ae85c040-8296-443d-a7fd-43be05889dc0,Q1,DALY CONSULTING GROUP,400923683,TRANSUNION LLC,2023,first_quarter,BAN,Issues related to the financial services industry.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2023-04-02T11:39:36-04:00
2954541,efb0110a-838f-4b72-9058-9e47fcaf8726,Q1,"MORRISON & FOERSTER, LLP",25897,AMERICAN BANKERS ASSOCIATION,2023,first_quarter,BAN,"Privacy, cybersecurity and data breach notification.","Congressional Budget Office (CBO),HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2023-04-03T09:30:27-04:00
2954647,031cb0f3-f8d3-44a5-ae9b-a509f173d034,Q1,KASASA,400991824,KASASA,2023,first_quarter,BAN,Banking,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,,0,0,2023-04-03T13:35:28-04:00
2954842,0fc970e9-152c-4e8c-aba7-647cbcea1ad4,Q1,COMMERCE BANK,400728185,COMMERCE BANK,2023,first_quarter,BAN,"Soundness of the banking industry, specifically mid-sized banks","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-04T09:50:36-04:00
2954972,a1f0f16e-55e8-4864-a5c8-9eab7a648070,1T,FENNEMORE CRAIG,400497445,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2023,first_quarter,BAN,Federal regulatory issues that impact credit unions.,,,,0,1,2023-04-04T18:08:20-04:00
2954990,79e3d4b3-7c2d-4340-86bd-6fd8a1998d94,Q1,ACG ANALYTICS,401104741,AMERICAN TRADE ASSOCIATION FOR CANNABIS & HEMP,2023,first_quarter,BAN,Cannabis/hemp issues and the banking industry.,"HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),SENATE,Treasury, Dept of",10000,,0,0,2023-04-05T07:48:55-04:00
2954992,daefaa9f-029d-48ff-8961-e541451cb3f3,Q1,ACG ANALYTICS,401104741,"CHIA NETWORK, INC.",2023,first_quarter,BAN,Regulatory and legislative issues regarding sustainability and compliance in the cryptocurrency space.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2023-04-05T07:50:11-04:00
2954998,6312f6f9-803d-4bae-9cca-1c2d948ec47c,Q1,TILRAY BRANDS INC.,401106719,TILRAY BRANDS INC.,2023,first_quarter,BAN,Cannabis legislation,HOUSE OF REPRESENTATIVES,,,0,0,2023-04-05T09:03:52-04:00
2955100,de0120b4-dc97-435b-a5f7-dcb2cc3adc62,Q1,HOLLAND & KNIGHT LLP,18466,AMSCOT FINANCIAL CORPORATION,2023,first_quarter,BAN,"Financial services and banking issues, including consumer financial protection issues and education issues and Consumer Financial Protection Bureau implementation issues.","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2023-04-05T12:59:05-04:00
2955102,ca073021-c442-47b5-8950-988ad95ff4a1,Q1,HOLLAND & KNIGHT LLP,18466,FINANCIAL OVERSIGHT & MANAGEMENT BOARD OF PUERTO RICO,2023,first_quarter,BAN,Implementation of PROMESA.,"HOUSE OF REPRESENTATIVES,SENATE",170000,,0,0,2023-04-05T13:03:32-04:00
2955112,3e9306ce-e4ba-4347-a788-a6bb5299720f,Q1,TRULIEVE CANNABIS CORP.,401106042,TRULIEVE CANNABIS CORP.,2023,first_quarter,BAN,Spoke to a variety of members and staff on the issue of SAFE Banking as it relates to the cannabis industry.,"HOUSE OF REPRESENTATIVES,SENATE",,37500,0,0,2023-04-05T13:33:10-04:00
2955148,323faa25-0263-4224-a579-241b837b12a2,Q1,EXIGENT GOVERNMENT RELATIONS,401106236,BRIDGE STREET GROUP LLC ON BEHALF OF IGGY VENTURES LLC,2023,first_quarter,BAN,General education on digital wallet banking applications,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-05T14:08:34-04:00
2955181,99e67d36-60c5-4d0a-81e0-2a52e2ccd279,Q1,THE FRIEDLANDER GROUP,400535604,THE FRIEDLANDER GROUP,2023,first_quarter,BAN,H.R.987 - Prime Minister Golda Meir Commemorative Coin Act H.R.537 - Forgotten Heroes of the Holocaust Congressional Gold Medal Act S.91 - Forgotten Heroes of the Holocaust Congressional Gold Medal Act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-05T15:06:58-04:00
2955182,7e5492be-2b02-4dd2-8993-b2fa3d0893dc,Q1,THE FRIEDLANDER GROUP,400535604,PROJECT LEGACY,2023,first_quarter,BAN,S.91 - Forgotten Heroes of the Holocaust Congressional Gold Medal Act H.R.537 - Forgotten Heroes of the Holocaust Congressional Gold Medal Act H.R.987 - Prime Minister Golda Meir Commemorative Coin Act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-05T15:08:16-04:00
2955252,62ac4423-09f1-45b3-8008-685b1445043c,Q1,"NEXXUS CONSULTING, LLC",61414,"GHOST MANAGEMENT GROUP, LLC",2023,first_quarter,BAN,SAFE Banking legislation,"HOUSE OF REPRESENTATIVES,SENATE,White House Office",50000,,0,0,2023-04-05T17:46:03-04:00
2955266,62eb9689-841f-437e-a316-cc34a2a09d04,1T,"NEXXUS CONSULTING, LLC",61414,"GHOST MANAGEMENT GROUP, LLC",2023,first_quarter,BAN,SAFE Banking legislation,"HOUSE OF REPRESENTATIVES,SENATE,White House Office",50000,,0,1,2023-04-05T20:13:22-04:00
2955522,d0a809d9-d13c-4942-a3bb-afa97d365419,Q1,PRINTING UNITED ALLIANCE,401105682,PRINTING UNITED ALLIANCE,2023,first_quarter,BAN,SAFE Act; Small Business banking,"HOUSE OF REPRESENTATIVES,SENATE",,5000,0,0,2023-04-06T13:46:29-04:00
2955564,951f7a7b-1413-4dbf-a2df-7415f869e8b0,Q1,"NELNET, INC.",39017,NELNET INC,2023,first_quarter,BAN,": Legislative efforts to repeal, through congressional disapproval under chapter 8 of tile 5, United States Code, the rule submitted by the Office of the Comptroller of Currency relating to National Banks and Federal Savings Associations as Lenders. Legislation to amend the Bank Holding Company Act of 1956 to strike or alter section 2(c)(2)(H) of such act. Regulatory activity impacting financial services providers, as defined by section 1002(26) of the Dodd-Frank Act.","HOUSE OF REPRESENTATIVES,SENATE",,110000,0,0,2023-04-06T15:15:31-04:00
2955593,7f1f6868-4cad-43b4-b3c6-74044c3e58a5,Q1,"REPUBLIC CONSULTING, LLC",401016871,WORKIVA,2023,first_quarter,BAN,Monitor Financial Technology Policy.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-06T15:46:11-04:00
2955599,9065917f-804c-478a-929a-065d80b69054,Q1,"REPUBLIC CONSULTING, LLC",401016871,MORTGAGE BANKERS ASSOCIATION,2023,first_quarter,BAN,Monitor policy related to housing finance and mortgage issues.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2023-04-06T15:53:29-04:00
2955637,2ce7613a-e156-4663-9293-79bd9119fa3e,Q1,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,WELLS FARGO & COMPANY,2023,first_quarter,BAN,"Issues related to GSIBs, generally Issues related to bank safety, generally","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2023-04-06T17:20:48-04:00
2955639,448f1998-47e0-4853-86e9-2174f166d7e2,Q1,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,FINANCIAL SERVICES FORUM,2023,first_quarter,BAN,"Issues related to GSIBs, generally Issues related to bank capital requirements Issues related to bank safety, generally","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2023-04-06T17:30:26-04:00
2955711,567f23ed-4008-4850-a149-df562a363cb2,Q1,"NACHA, THE ELECTRONIC PAYMENTS ASSOCIATION",401103937,"NACHA, THE ELECTRONIC PAYMENTS ASSOCIATION",2023,first_quarter,BAN,"Electronic Payments, focused on ACH Payments & Faster Payments","Federal Reserve System,HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,,0,0,2023-04-07T08:58:02-04:00
2955807,5ad83961-3f2e-4f13-9b81-bd0daa015f55,1T,CAPSTONE NATIONAL PARTNERS,8214,DIGITAL FEDERAL CREDIT UNION,2023,first_quarter,BAN,banking regulations,"HOUSE OF REPRESENTATIVES,SENATE",7500,,0,1,2023-04-07T12:00:44-04:00
2955818,1e40f104-24c4-402e-8cff-a3e06d276d6d,Q1,CAPSTONE NATIONAL PARTNERS,8214,CUNA MUTUAL GROUP,2023,first_quarter,BAN,federal oversight,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-07T12:03:46-04:00
2956050,91c8eab4-fb9f-48c2-95b5-06192e8cc0f5,1T,RICH FEUER ANDERSON,84775,LONDON STOCK EXCHANGE GROUP PLC,2023,first_quarter,BAN,"Regulation of securities indices, regulation of derivative instruments, regulation and capitalization of clearinghouses, and protection of customer assets.","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,1,2023-04-07T21:07:02-04:00
2956282,b4f7c529-ec4c-4ea8-9323-1bf737a795c2,Q1,PHILIP BECHTEL,284356,COUNCIL OF FEDERAL HOME LOAN BANKS,2023,first_quarter,BAN,"Potential legislation and regulation concerning the Federal Home Loan Banks that may arise from the FHFA's review of the FHLBanks at 100, legislation addressing the mission and activities of the FHLBanks including the Federal Home Loan Bank Mission Implementation Act, general FHLBank matters.","Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-10T11:12:04-04:00
2956288,fd09fdf5-c3a5-491b-a1c7-4d05d7f47032,Q1,"MINDSET ADVOCACY, LLC",296271,"VISA USA, INC.",2023,first_quarter,BAN,"Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees.","HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of",50000,,0,0,2023-04-10T11:13:11-04:00
2956307,e63d106c-04f9-4a91-9790-1b46770a7f66,Q1,NELSON MULLINS RILEY & SCARBOROUGH,285871,INSTITUTE FOR COLLEGE ACCESS & SUCCESS,2023,first_quarter,BAN,Consumer Financial Protection Bureau related issues; COVID-19/Coronavirus Response Legislative Initiatives,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2023-04-10T11:27:07-04:00
2956313,9b610bd2-3220-4bb8-9c45-af163d469df0,Q1,BLUE MOUNTAIN STRATEGIES,401104249,SMART APPROACHES TO MARIJUANA,2023,first_quarter,BAN,Issues related to SAFE Banking Act regarding marijuana banking and investment.,SENATE,15000,,0,0,2023-04-10T11:30:20-04:00
2956640,3662e45d-7ffa-40ee-a832-ff7207bcc5b0,Q1,SUMITOMO CORPORATION OF AMERICAS,401104955,SUMITOMO CORPORATION OF AMERICAS,2023,first_quarter,BAN,Issues related to climate disclosures and proposed rules.,Securities & Exchange Commission (SEC),,70000,0,0,2023-04-10T16:51:31-04:00
2956770,0b7ad477-2df5-48f0-90ba-f817420b34ed,Q1,"THE NICKLES GROUP, LLC",293335,"MERCHANTS PAYMENTS COALITION, INC.",2023,first_quarter,BAN,Issues related to swipe fees and competitive routing.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-11T08:27:46-04:00
2956882,6f45ed7c-d1a3-4c8c-a2e9-6e86dd717694,Q1,LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK),401104559,LIVE OAK BANK,2023,first_quarter,BAN,"Issues related to bank failure, deposit insurance, and SBA proposed affiliation and SBLC rules.","Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,SENATE",,110000,0,0,2023-04-11T10:55:10-04:00
2957119,505f05b7-f1b0-4e9e-8c9d-9646af9104d9,Q1,SQUIRE PATTON BOGGS,30906,NATIONAL CANNABIS ROUNDTABLE,2023,first_quarter,BAN,"Reforming federal law and policy governing medical research, financial transactions, and tax deductions applicable to cannabis and allowing states and territories to set and enforce their own laws governing cannabis use, including the Secure and Fair Enforcement (SAFE) Banking Act; the Capital Lending and Investment for Marijuana Businesses (CLIMB) Act (H.R. 8200); the Common Sense Cannabis Reform for Veterans, Small Businesses, and Medical Professionals Act (H.R. 3105); and the States Reform Act (H.R. 5977).","HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,Treasury, Dept of,White House Office",80000,,0,0,2023-04-11T13:56:59-04:00
2957124,c2ee04ce-707e-4f89-86fa-5b27d4dc84a3,Q1,"PUBLIC STRATEGIES WASHINGTON, INC.",32486,BAIN CAPITAL LLC,2023,first_quarter,BAN,Monitor legislative proposals related to private equity,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-11T13:58:11-04:00
2957229,10552e6f-28a3-449b-ac53-2e3d6eac5e24,Q1,ELECTRONIC TRANSACTIONS ASSOCIATION,401103094,ELECTRONIC TRANSACTIONS ASSOCIATION,2023,first_quarter,BAN,"Digital assets, mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy. FinCEN, Harmonizing CIP products; CFPB proposed rule, Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections; CFPB proposed rule, Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; White House OSTP RFI, Digital Assets Research and Development. H.R. 1747, ""Blockchain Regulatory Certainty Act,"" H.R. 370, ""FinCEN Modernization Act of 2023,"" H.R. 556, ""21st Century Dollar Act,"" H.R. 8997, ""No SmartPay for Anti-2A Companies Act.""","Consumer Financial Protection Bureau (CFPB),Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,Office of Science & Technology Policy (OSTP),SENATE",,410000,0,0,2023-04-11T15:21:49-04:00
2957513,41a50efb-b966-40ec-86de-467e4661dd61,Q1,TASSEY & ASSOCIATES,288954,AMERICAN BANKERS ASSOCIATION,2023,first_quarter,BAN,"Financial Services and General Government Appropriations for 2024 (no bill number), all provisions related to credit card interchanges. Agriculture, Rural Development, Food and Drug Administration Appropriations for 2024 (no bill number), all provisions related to credit card interchanges, SNAP and EBT. Credit Card Competition Act (no bill number), all provisions. National Defense Authorization Act for FY24 (no bill number), all provisions related to credit and debit card user fees at commissary stores. Issues pertaining to Agriculture reauthorization, all provisions related to credit card interchange, SNAP and EBT. Issues pertaining to interest rate caps, credit reporting, credit card interchange rates, routing and exclusivity, Honor All Cards, and regulation of electronic platforms. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions.","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-12T09:32:14-04:00
2957520,e75e27c6-c55c-4523-af80-edda18567aa9,Q1,TASSEY & ASSOCIATES,288954,"ELECTRONIC PAYMENTS COALITION (""EPC"")",2023,first_quarter,BAN,"Financial Services and General Government Appropriations for 2024 (no bill number), all provisions related to credit card interchanges. Agriculture, Rural Development, Food and Drug Administration Appropriations for 2024 (no bill number), all provisions related to credit card interchanges, SNAP and EBT. Credit Card Competition Act (no bill number), all provisions. National Defense Authorization Act for FY24 (no bill number), all provisions related to credit and debit card user fees at commissary stores. Issues pertaining to Agriculture reauthorization, all provisions related to credit card interchange, SNAP and EBT. American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.","Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",120000,,0,0,2023-04-12T09:35:29-04:00
2957650,8182552a-e4de-47a2-98e1-6deaf1cc5181,Q1,ALPINE ADVISORS,401106595,"COALITION FOR CANNABIS POLICY, EDUCATION AND REGULATION",2023,first_quarter,BAN,Issues pertaining to government-wide federal regulation of cannabis,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-12T11:53:49-04:00
2957726,e97d6f18-0652-41f8-b6e6-0676b8b301b5,Q1,MCDERMOTT WILL & SCHULTE LLP,24338,AMERICAN COALITION FOR TAXPAYER RIGHTS,2023,first_quarter,BAN,Legislation and regulation related to the provision or facilitation of tax services and related financial products. Addressing tax reform issues regarding personal income tax preparation and regulation.,"Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Treasury, Dept of",40000,,0,0,2023-04-12T13:07:28-04:00
2957734,384fb619-0c41-414d-bad1-e31e513ac493,Q1,NATIONAL AMERICAN INDIAN HOUSING COUNCIL,26535,NATIONAL AMERICAN INDIAN HOUSING COUNCIL,2023,first_quarter,BAN,"NAIHC focuses on legislation impacting tribal housing programs. Beginning in 2023, primary issues are reauthorizing NAHASDA, improving resources and flexibility for tribal housing programs, and increasing appropriations for tribal housing programs. NAIHC has worked with various offices to develop NAHASDA reauthorization bills in the new Congress, but not bills have yet been introduced. Two bills that have been introduced that impact tribal housing are S.70, Tribal Trust Land Homeownership Act, which would improve federal processing time for documents involved in mortgage processing, and S.185, which would make improvements to an existing Native American Direct Loan Program operated by the VA Department.","HOUSE OF REPRESENTATIVES,SENATE",,20000,0,0,2023-04-12T13:09:34-04:00
2957752,33bd155a-97b5-4c38-9a05-a8c43738cbca,Q1,MCDERMOTT WILL & SCHULTE LLP,24338,SANTA BARBARA TAX PRODUCTS GROUP,2023,first_quarter,BAN,"Legislation and agency regulation concerning tax time financial products, including but not limited to prepaid debit cards.","HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE",10000,,0,0,2023-04-12T13:20:17-04:00
2957815,65231ab6-e4b0-4f5c-bb61-d447ef5a910b,Q1,RICH FEUER ANDERSON,84775,BLACKROCK FUNDS SERVICES GROUP LLC (FORMERLY BLACKROCK CAPITAL MANAGEMENT INC.),2023,first_quarter,BAN,Regulation of asset management products and activities as systemically important. Regulation of money market funds.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2023-04-12T14:25:05-04:00
2957833,38885cf8-4a87-4585-962c-1ee7ecfdd8a6,Q1,PETER TOMPA LAW,401105895,INTERNATIONAL ASSOCIATION OF PROFESSIONAL NUMISMATISTS,2023,first_quarter,BAN,AML Rules and Regulations,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2023-04-12T14:39:50-04:00
2957845,03f73c5f-6eac-45b5-a4b0-6558f843a957,Q1,"JOHN LADD & ASSOCIATES, INC.",401105133,PROMERICA FINANCIAL CORPORATION,2023,first_quarter,BAN,Monitoring of international banking regulation.,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of",90000,,0,0,2023-04-12T14:47:42-04:00
2957856,fd2e82fd-ae40-4d64-a2b6-73b759b99803,Q1,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2023,first_quarter,BAN,"CBAI 2022 Federal Policy Priorities - Community Bank Response to the COVID-19 Pandemic COVID-19 has focused community bank efforts on helping their individual and small business customers and their communities weather the virus crisis and assist in the recovery effort. Community banks stepped-up during the crisis despite the many challenges and frustrations they encountered. They should be commended for what they are doing, treated fairly and equally, encouraged to do more, and not penalized for successfully performing their essential function. Independent Community Bankers of Americas Legislative and Regulatory Agenda for the Second Session of the 117th Congress CBAI joins the Independent Community Bankers of America (ICBA) in supporting a more efficient system of regulation, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in every corner of the country. Additional Meaningful Regulatory Relief for Community Banks Community bankers seek additional regulatory relief including on several fronts (i.e., BSA reform, CTRs, SARs, and the CBLR) to permit them to better serve their customers and communities while proudly fulfilling their reasonable responsibility to identify and report illicit actors. Community Bank Position on Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purpose of serving individuals of modest means and with a common bond. They blatantly abuse their competitive advantages and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks is a recent and disturbing trend that negatively impacts all taxpayers. An exit fee should be imposed on these acquisitions. This escalation of credit unions abusing of their tax-exemption should prompt Congress to act now. This abuse is an existential threat to community banks and the communities they serve. Community Bank Position on the Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purposes, blatantly abusing its competitive advantages against community banks. The FCS is the only GSE that competes directly with community banks. This blatant and continuing discrimination against community banks must end and FCS competitive advantages must be reined-in, and the playing field leveled for community banks. Closing the Industrial Loan Company (ILC) Regulatory Loophole ILCs represent the unacceptable mixing of banking and commerce. They pose risks to the financial system, our economy and American taxpayers. ILCs are the functional equivalent of banks and should be properly regulated. The loophole permits their holding companies from being supervised and regulated by the Federal Reserve - and must be closed. Federal Reserves Role in Payments System Improvement (FedNow Service) A fast and secure payments system is the very foundation of financial services and the economy and must be modernized. The payments system must not be monopolized by The Clearing House and its 25 large bank owners that endangered our financial system and the entire economy during the financial crisis. Community banks, small businesses and consumers must rely on the Federal Reserve to provide access to a safe and secure payments system. The Federal Reserve must be supported in its development of the FedNow Service to ensure that all participants have access to a real-time system on a fair and impartial basis. Modernizing the Community Reinvestment Act (CRA) The modernization of the CRA must enhance the ability of community banks to serve their communities and must not impose any additional regulatory burden. All financial service providers must be subject to the CRA to provide a complete picture of every financial institutions performance in serving their communities. A modernization of the CRA that does not encompass credit unions, Farm Credit System lenders and Fintechs (including the OCCs Special Purpose National Banks) will be a sham. All the banking regulators must cooperate on a joint final rule to modernize the CRA. Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, a safe harbor from federal sanctions for financial institutions that choose to serve legally compliant cannabis-related business in states where cannabis is legal is a matter of public safety and should be permitted. De Novo Community Bank Formation, the Dual Banking System and Charter Choice Newly chartered (de novo) community banks are vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of banking industry consolidation. Many new banks must be chartered each year to help maintain the vitality of the community banking profession. The dual banking system, where chartering and supervision is divided between the federal government and the states, is important and must be maintained. Community banks should be able to choose the banking charter that best fits their unique business model. A banking system with multi-agency (state and federal) regulators and charter choice provides the necessary checks and balances as well as improved rulemaking on complex issues. Sound Principles for GSE Reform The seemingly endless and ongoing period of government ownership and control of Fannie and Freddie must come to an end. GSE reform remains critically important to the future of the housing market and the U.S. economy. Community banks depend on the GSE for direct access to the secondary market. The GSEs must provide a steady and reliable source of funding for home mortgage lending for lenders of all sizes and through all economic cycles. This is particularly critical to maintaining liquidity when the markets are experiencing financial stress. Federal Home Loan Banks Most community banks are members and shareholders of their regional Federal Home Loan Bank (FHLB). The FHLBs provide short-term liquidity, long-term funding, mortgage-related products, and other financial services in order to help their members provide affordable credit to the local communities they serve. The regional structure, special functions, and unique purpose of the FHLBs must be recognized and maintained by the Federal Housing Finance Agency (FHFA). As the Administration and Congress consider reforming the housing finance system, care must be taken not to harm the FHLBs. They must remain healthy, stable, and reliable sources of funding for their members. Agriculture and Rural America A vibrant rural economy is vital to Americas prosperity. The multi-year Farm Bill provided a strong safety net for farmers and ranchers including adequate price-protection programs and enhanced USDA-guaranteed farm and business loan programs. These programs must be protected from cuts or any adverse changes that would discourage farmer and rancher participation or undermine private-sector delivery. Enhanced Data, Cyber and Payment Card Security (Data Security) Enhanced security standards should be enforced through a tiered system where the more restrictive rules and are imposed on the largest and most critical members of the financial system and economy where their lapses pose the greatest threat to the largest number of consumers. Core data security principals in standards enacted by legislation and regulations must include the complete cost of data breaches being borne by that party that caused the breach; all participants should be subject to verifiable Gramm-Leach-Bliley Act-like data security standards; and any new data security standard proposals should ensure that community banks are not overburdened with redundant standards. Consumer Financial Protection Bureau Reform and Meaningful Exemptions for Community Banks Regulations promulgated by the CFPB must provide community banks with the flexibility to meet the needs of its customers and they must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. A one-size-fits-all approach to CFPB regulations harms the successful community bank business model. In reforming the CFPB, the single Director governance should be replaced by a five-member board or commission; a broader definition of firms that grant credit should be subject to the CFPB rules, these firm should be robustly supervised and examined; and the focus of any enhanced regulation of financial products should be on the mega banks and financial firms, the unregulated shadow financial industry and emerging Fintech companies. The CFPB has the statutory authority under the Dodd-Frank Act to exempt any class of providers [community banks] or any products or services from the rules it writes, but to-date the Bureau has been far too reticent to do so. The effective use of this authority will ensure community banks continue to be a healthy alternative to large banks and non-banks for consumers seeking to use responsible financial service providers. Community Bank Positions on New and Emerging Issues - Leadership for Bank Regulatory Agencies (Administration, Congress, and the Agencies) Recent nominees have held extreme views on the banking system and financial services and their nominations have increasingly caused unproductive political wrangling. Nominees should be qualified, hold reasonable positions, be willing to work collegially and cooperatively with colleagues and counterparts, serve the best interests of the banking and financial system and economy, and clearly understand the vital importance of and support community banks. Fintechs and Innovation in Financial Services (Congress and the Agencies) Financial innovation presents community banks with challenges and opportunities which they are rising to meet. Policymakers should reasonably assist community banks to prepare for this new and evolving era, not pose any unreasonable requirements, and not give fintechs any competitive advantages over community banks by subjecting them to lesser regulatory requirements. Special Purpose National Banks (SPNBs) (OCC) SPNBs, raise many concerns. They cannot have the advantages of a bank charter with limited requirements, regulations, and liability. Digital Assets - Crypto Currency, Central Bank Digital Currency (CBDC), and Stablecoins (Congress and the Agencies) The risks posed by digital assets are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry (i.e., disintermediation.). They also pose threats to the privacy and security of consumers and small businesses. Of great concern is that there is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments, and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must cooperate and collaborate in the development and implementation of a comprehensive approach to ensure a consistent Federal regulatory framework that does not permit digital assets to threaten the essential and highly successful business model of regulated and responsible community banks. IRS Reporting Plan (Administration, Congress, and Treasury) The various proposed IRS reporting requirements are unprecedented, misguided, raise serious concerns about government overreach, and is an invasion of their financial privacy. If implemented, they will damage the trusted and beneficial relationship between community banks and their customers. If the IRS wants to ensure greater compliance with tax laws, it can be accomplished by more appropriately using the existing tools and the wealth of information it currently possesses. SBA Direct Lending (Congress) Community banks and the SBA have a long, beneficial, and cooperative private sector/public sector relationship, where SBA does not compete with banks in lending to small businesses. Direct SBA lending would violate this tradition. Community banks are far superior in establishing and prudently underwriting commercial lending relationships. The SBA originating and disbursing 7(a) loans will put billions of taxpayer dollars at risk of loss. Financial Inclusion (Congress and the Agencies) CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the proper role of government to provide banking services direct to individuals either through the Federal Reserve, state-owned public banks, or the U.S. Postal Service. Providing banking services to individuals and businesses is the proper role of the private-sector banking system. Government can assist the private sector in financial inclusion efforts especially to low- and middle-income consumers, which are those most likely to be un- or underbanked. Postal Banking - Congress Postal banking is misguided and any entry of the USPS (Postal Service) into banking services is a significant government-sponsored, competitive threat to the viability of tax-paying community banks. Public Banking (Congress) Public banking (i.e., publicly owned banks) is misguided and is a significant government-sponsored, competitive threat to the viability of tax-paying community banks. Current Expected Credit Loss Model (CECL) (FASB and the Agencies) Community bankers and Congress must continue to be vigilant to assure the CECL Model implementation provides a clear, practical, and easy-to-use methodologies for calculating expected losses which can be seamlessly incorporated into existing processes for community banks. Customer Data Sharing (CFPB) Community banks are financially sound and take great care in protecting consumer privacy. Non-bank entities must be held responsible for ensuring the safety of the customer information they are accessing and to be able to satisfy the liability for any financial harm which they cause community banks and their consumers. Small Business Data Collection (CFPB) Small business lending data clearly suggests fair lending is not a problem at community banks as they treat their customers honestly and fairly. The regulatory burden of these collection and reporting requirements falls disproportionately hard on community banks, and community banks should be provided with meaningful exemptions in this rulemaking. Nonsufficient Funds (Overdraft) Policies and Practices (OCC and the CFPB) CBAI does not support overdraft policies and practices that abuse consumers. Policymakers must accept that it is the consumers responsibility to always know their account balance and not write checks or initiate debit transactions that would overdraw their account. The cost for processing overdrafts may include returning the item or paying the overdraft which creates the equivalent of an unauthorized, unsecured, and interest-free loan. Effectively managing risks associated with overdrafts is a safety and soundness regulatory requirement. Reporting Beneficial Ownership Information (FinCEN) Provisions in the NDAA in the 116th Congress shifted the burden of collecting and reporting beneficial ownership to FinCEN. This transfer must be accomplished expeditiously. Financial Transaction Tax (Congress) Tax laws should encourage and promote robust economic activity and a thriving community banking sector, not impose new bank-specific fees, punitive new levies, transaction taxes, limitations on the deductibility of expenses, revenue offsets or pay-fors that target the banking industry. Rather, there should be parity among all financial service providers; there should be tax incentives for community banks serving low- and moderate-income individuals, small businesses, and small farms; and there should be a tax credit equivalent to the cost of community bank compliance with BSA compliance. Climate Risks (Administration, Congress, and the Agencies) CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities including setting hard lending concentration limits on lending to fossil fuel or other carbon-intensive industries, stress testing or scenario analysis based on adverse climate change assumptions, and capital requirements based on climate risks. Community bankers high-contact and relationship-based lending model together with the soon-to-be-implemented Current Expected Credit Loss model, will incorporate material risk assumptions in estimating loan losses - including climate risks. Additional separate climate risk stress testing, concentration limits, and capital requirements for community banks are duplicative and unnecessary. Bank Merger Activity (Congress and the Agencies) New bank merger legislation or regulation should not apply to community banks. Rather, policymakers should seriously consider the impact on our financial system, economy, and American taxpayers by allowing the nations mega banks, which are too big and unable to fail, to become even larger and more interconnected. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms to Protect Our Financial System, the Economy, and American Taxpayers from Future Bailouts The financial crisis, taxpayer bailouts, and subsequent recession was caused by the misconduct of the nations largest banks and financial firms. These megabanks have proven, at great cost to American taxpayers, that they cannot be effectively managed, supervised or disciplined. They are clearly too-big-to-change, too-big-to-fail and must be downsized. (House and Senate, Federal Reserve, OCC) Legislation and Regulation - None Letters - Comment Letter to the SBA regarding Proposed Rule - Small Business Lending Company (SBLC) Moratorium Rescission and Removal of Requirement for a Loan Authorization; Docket Number SBA-2022-0013 and RIN 3425-AH92 (SBA) Comment Letter to the CFPB regarding SBREFA - Dodd-Frank Section 1033 Rulemaking - Personal Financial Data Sharing (CFPB) Comment Letter to FinCEN regarding Proposed Rule - Beneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities - Docket Number FINCEN-2021-0005 and RIN 1506-AB49/AB50 (FinCEN) Comment Letter to the CFPB regarding - the ICBAs Trial Disclosure Application, Docket No. CFPB-2023-0016 (CFPB) Comment Letter to the FHFA regarding - The FHLBank System at 100: Focusing on the Future (Comprehensive Review) (FHFA) Action Alerts - Action Alert titled Urge CFPB to Approve TRID Improvement Proposal which is regarding the testing and adoption of a proposal to improve mortgage disclosures under TILA-RESPA Integrated Disclosure (TRID) rules (CFPB) Miscellaneous - Letter to the President about nominations for the FDIC Board - Dodd-Frank Act requirements that one member of the Board shall have state supervisory experience (President, Senate) Letter to the OCC, Federal Reserve, and the FDIC about delays in receiving reimbursement for Fraudulently Altered Return Checks (OCC, Federal Reserve, FDIC, House) Letter to the Federal Reserve about their denial of Custodia Banks application for Federal Reserve membership (Federal Reserve) Letter to House Financial Services Committee (HFSC) and Senate Banking Committee leadership requesting oversight hearings on the National Credit Union Administration (NCUA) (House and Senate) Legitimate bank service charges and fees are not, as characterized by the CFPB, exploitive, unfair, unlawful - Junk Fees (House, Senate, OCC) FHFA Listening Session (Second Round) - FHLBank System at 100: Focusing on the Future regarding the comprehensive review of the FHLBs including their role and potential policy changes (FHFA) The responsibility for the reimbursing the FDICs Deposit Insurance Fund (DIF) resulting from the failures of Silicon Valley Bank and Signature Bank and the FDICs insuring 100% of those failed banks deposits (House) Regarding the failures of Silicon Valley Bank and Signature Bank, policymakers did not follow the Dodd-Frank Act in using the Orderly Liquidation Authority (OLA) and the Orderly Liquidation Fund (OLF) but instead relied on the Systemic Risk Exception (SRE) to resolve these failed banks and insure 100% of the failed banks deposits (House)","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),Federal Reserve System,Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),President of the U.S.,SENATE,Small Business Administration (SBA)",,60000,0,0,2023-04-12T14:56:55-04:00
2957994,044b07be-73a4-43b9-a759-e196ddbdfde1,Q1,"EARLY WARNING SERVICES, LLC",401105876,"EARLY WARNING SERVICES, LLC",2023,first_quarter,BAN,"Issues related to financial services, fraud and risk management, payments, and technology.","HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2023-04-12T15:53:09-04:00
2958014,d502a373-1bc8-4f15-849b-765aaed78540,Q1,RICH FEUER ANDERSON,84775,APPRAISAL INSTITUTE,2023,first_quarter,BAN,"Regulation of appraisers, including potential legislation to modernize the appraisal regulatory structure.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-12T15:59:04-04:00
2958140,f47e2dd4-af85-4830-8bca-3ce8d8e093c2,Q1,CHAPMAN AND CUTLER LLP,401106949,CHAMBER OF DIGITAL COMMERCE D/B/A THE DIGITAL CHAMBER,2023,first_quarter,BAN,Discussion of initiative to encourage the SEC to approve an application to list shares of a Bitcoin ETF - no specific legislation.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-12T17:19:12-04:00
2958157,e15179be-45e3-4727-b9a6-0342278486f2,Q1,UNITED STATES CANNABIS COUNCIL,401105969,UNITED STATES CANNABIS COUNCIL,2023,first_quarter,BAN,HR1996/S910SAFE Banking Act - The Secure and Fair Enforcement (SAFE) Banking Act - Legislation allowing financial institutions to do business with cannabis business operating in the legal state markets.,"HOUSE OF REPRESENTATIVES,SENATE",,20000,0,0,2023-04-12T18:17:32-04:00
2958201,08a6f5e1-cb1e-4b0f-85f4-7877faf22a50,Q1,MARKQUEST,65932,AMERICAN FINANCIAL SERVICES ASSOCIATION,2023,first_quarter,BAN,treat the soldier like you do civilians they need access to credit,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2023-04-12T21:10:34-04:00
2958210,26d18bd2-7711-4c05-99cb-656d33a8f357,1T,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,HSBC TECHNOLOGY & SERVICES USA INC.,2023,first_quarter,BAN,Issues related to international banking.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,1,2023-04-12T21:46:15-04:00
2958302,95a9179c-9df8-4f98-89e9-e1acd2f8d7cf,1A,PHILIP BECHTEL,284356,COUNCIL OF FEDERAL HOME LOAN BANKS,2023,first_quarter,BAN,Potential legislation and regulation concerning the Federal Home Loan Banks that may arise from the FHFA's review of the FHLBanks at 100; legislation addressing the mission and activities of the FHLBanks including the Federal Home Loan Bank Mission Implementation Act; FHLBank operations during recent events concerning regional banks; general FHLBank matters.,"Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-13T09:53:08-04:00
2958370,5445c3b6-4ff4-47ed-9ada-8184fe1ff1c4,Q1,"MERCURY PUBLIC AFFAIRS, LLC",70175,NATIONAL PUBLIC FINANCE GUARANTEE CORPORATION,2023,first_quarter,BAN,Puerto Rico Dept Reform,"HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,Treasury, Dept of,White House Office",130000,,0,0,2023-04-13T10:49:58-04:00
2958530,c4a2af2d-ea76-4bce-ba43-bc1a5ff68bb6,Q1,THE WILLIAMS GROUP,401104049,NATIONAL BANKERS ASSOCIATION,2023,first_quarter,BAN,Legislation impacting minority depository institutions and CDFIs,"HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2023-04-13T12:10:01-04:00
2958545,ddd98479-cabf-4999-8a83-5b99ca663c91,Q1,THE WILLIAMS GROUP,401104049,TRUIST,2023,first_quarter,BAN,Banking and securities reform legislation,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-13T12:17:31-04:00
2958558,619aaa84-df71-42a5-b020-20a10a950d6d,Q1,THE WILLIAMS GROUP,401104049,"MUFG BANK, LTD.",2023,first_quarter,BAN,Banking reform legislation,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-13T12:24:23-04:00
2958669,52fcd9d0-ce3e-4b86-92f5-4e9d425a45be,Q1,HOGAN LOVELLS US LLP,18422,CORPORATION SERVICES COMPANY,2023,first_quarter,BAN,U.S. cybersecurity strategy,,10000,,0,0,2023-04-13T14:05:32-04:00
2958705,e3a7f4b9-2706-4f63-9e5a-32063a24afdd,Q1,SQUIRE PATTON BOGGS,30906,"ALLIANCE FOR FINANCING U.S. INFRASTRUCTURE, INC.",2023,first_quarter,BAN,Creation of an infrastructure bank.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2023-04-13T14:20:28-04:00
2958758,21e388ad-9f48-48a8-a1dc-b944e6868da1,Q1,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,14303,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,2023,first_quarter,BAN,"Enhancements to Farmer Mac's lending authorities in the farm bill reauthorization including elimination of the 2000-acre limitation, elimination of the cooperative lender origination requirement for energy and telecommunications loans, authority to support all USDA loan guarantee programs, and changes to collateral requirements for supply chain loans.","Farm Credit Administration,HOUSE OF REPRESENTATIVES,SENATE",,80000,0,0,2023-04-13T14:52:37-04:00
2958926,3f9ddef6-cac2-42b0-afb8-cbef86766f46,Q1,U.S. BANCORP (FORMERLY FILED AS U.S. BANK),39611,U.S. BANCORP (FORMERLY FILED AS U.S. BANK),2023,first_quarter,BAN,AML Consumer Banking Matters Interchange,"HOUSE OF REPRESENTATIVES,SENATE",,390000,0,0,2023-04-13T16:43:15-04:00
2958974,5eb3bdab-112a-4602-974c-3dd91f30489b,Q1,FOXLEY & PIGNANELLI,400323516,NATIONAL ASSOCIATION OF INDUSTRIAL BANKERS,2023,first_quarter,BAN,Industrial banks Industrial loan corporations All matters regarding State-chartered banks,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of",15000,,0,0,2023-04-13T18:04:28-04:00
2959138,95b43b2a-6d03-45dd-9b46-f142379f7f02,Q1,I STREET ADVOCATES,51753,PAYPAL,2023,first_quarter,BAN,financial technology policy; small business and consumer protection issue,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2023-04-14T09:07:37-04:00
2959356,d936614e-4dd0-45b7-9391-2526c879b7ed,Q1,"JENKINS HILL CONSULTING, LLC",303575,AMERICAN FINANCIAL SERVICES ASSOCIATION,2023,first_quarter,BAN,"Financial Services relating issues for Consumer finance, auto lending industry","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-14T11:45:02-04:00
2959528,e5216ca2-442f-49b3-9a61-6d7399c86f6f,Q1,"THE LIAISON GROUP, LLC",401104378,NATIONAL CANNABIS ROUNDTABLE,2023,first_quarter,BAN,Ensuring cannabis businesses have access to financial services (in former Congresses the SAFE Banking Act),"HOUSE OF REPRESENTATIVES,SENATE",65500,,0,0,2023-04-14T14:10:53-04:00
2959580,aba1ed09-356d-4ac1-b89b-07b32e6d85a6,Q1,STRUCTURED FINANCE ASSOCIATION,401103239,STRUCTURED FINANCE ASSOCIATION,2023,first_quarter,BAN,"1. General issues concerning international efforts to establish ""high-quality securitization"" criteria. 2. Issues/proposals in support of equitable liquidity and capital treatment for securitizations held on bank balance sheets and bank trading books, specifically, Basel Capital and Liquidity Rules (Liquidity Coverage Ratio, the Net Stable Funding Ratio, the Fundamental Review of the Trading Book and STC capital treatment for short-term securitizations). 3. Federal Reserves Control Proposal - Issues relating to the Feds proposed rule making on regulations relating to controlling influence over another company under the Bank Holding Company Act (BHC Act) and the Home Owners Loan Act (HOLA), that would formalize Reg Y and Reg LL frameworks for making controlling influence determinations. Specifically, SFA requests that asset-backed commercial paper (ABCP)conduits be exempted from any accounting consolidation presumption. 4. True Lender - Issues relating to repealing the Office of the Comptroller of the Currency rule issued in October 2020 that eliminates any ambiguity to when a bank is considered the true lender when extending a loan, including in the context of a bank and third-party partnership, including S.J.Res. 15. 5. Section 1062 (Certain Sales Between Grantor Trust and Deemed Owner) of the Amendment in the Nature of a Substitute to the Build Back Better Act (H.R. 5376) which would treat certain grantor trusts as separate from their owners for certain purposes. 6. LIBOR Transition - Issues related to H.R. 4616, the Adjustable Interest Rate (LIBOR) Act of 2021 and the Consolidated Appropriations Act, 2022. 7. SEC Conflicts of Interest Rule - Advocacy related to concerns regarding the rule's requirements and a push for modifications to the rule.","Federal Accounting Standards Advisory Board (FASAB),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Small Business Administration (SBA),Treasury, Dept of",,156053,0,0,2023-04-14T14:34:54-04:00
2959596,8eca7c58-7aa0-4def-87c1-6d06f0054db0,Q1,"BAY BRIDGE STRATEGIES, INC.",312190,KLEINER PERKINS CAUFIELD & BYERS,2023,first_quarter,BAN,Issues related to banking regulation.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2023-04-14T14:45:16-04:00
2959766,165e7f9d-bb3d-433b-84bb-af984451170e,Q1,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,14187,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,2023,first_quarter,BAN,Issues pertaining to postal banking.,"Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),Executive Office of the President (EOP),Farm Credit Administration,Federal Reserve System,Government Accountability Office (GAO),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA)",,80000,0,0,2023-04-14T16:39:11-04:00
2959842,caa7c1cf-2052-456c-883b-7d6a300622e4,Q1,ARIZONA STATE UNIVERSITY,75397,ARIZONA STATE UNIVERSITY,2023,first_quarter,BAN,ASU is interested in opportunities that improve data collection and distribution.,"HOUSE OF REPRESENTATIVES,SENATE",,134500,0,0,2023-04-14T18:58:29-04:00
2959904,73aac6da-c0ed-403e-840d-f32cf41e026b,Q1,TIBER CREEK GROUP,20744,COMMITTEE ON CAPITAL MARKETS REGULATION,2023,first_quarter,BAN,"Issues related to financial regulation, market structure, capital formation and digital assets; Issues related to SEC rulemakings; Issues related to stock buybacks; Issues related to greater investor access to private equity; Issues related to bank failures and oversight of bank regulation.","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",10000,,0,0,2023-04-15T11:44:34-04:00
2959909,e5010091-041c-401e-b571-2e54d9c9e66b,Q1,TIBER CREEK GROUP,20744,"HARLEY-DAVIDSON FINANCIAL SERVICES, INC.",2023,first_quarter,BAN,Issues related Industrial Loan Company (ILC) charters.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2023-04-15T11:54:19-04:00
2959944,d99bf804-5287-4aca-9eb4-0092172a11c5,Q1,TIBER CREEK GROUP,20744,DEUTSCHE BANK USA (FKA DEUTSCHE BANK SECURITIES INC.),2023,first_quarter,BAN,Monitoring legislative proposals affecting the regulation of financial services; Issues related to the regulation of foreign banks; Monitor proposed and implementation of new financial sanctions.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-15T12:40:55-04:00
2960135,d35c1eea-17fd-4a91-a142-e8bac40d52b9,Q1,KENNETH GEAR,400384772,LEADING BUILDERS OF AMERICA,2023,first_quarter,BAN,No bill number - SAVE Act. Energy Efficient Mortgages,"HOUSE OF REPRESENTATIVES,SENATE",125000,,0,0,2023-04-16T10:52:02-04:00
2960190,8273c229-16a1-45bf-beb5-9f8325de765c,Q1,HOLLAND & KNIGHT LLP,18466,"RIOT PLATFORMS, INC. (F/K/A RIOT BLOCKCHAIN, INC.)",2023,first_quarter,BAN,Access to banking for digital asset related companies.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2023-04-16T13:38:30-04:00
2960198,3fbaffc3-a422-43da-a021-51f32223947d,Q1,HOLLAND & KNIGHT LLP,18466,"AVA LABS, INC.",2023,first_quarter,BAN,"Educating targeted House & Senate Members and staff regarding issues including blockchain, decentralized finance, digital coins and assets and related issues; S.4356, Responsible Financial Innovation Act; S.4109/H.R.8065, National R&D Strategy for Distributed Ledger Technology Act; S.4760, Digital Commodities Consumer Protection Act of 2022; H.R. 7614, Digital Commodity Exchange Act; monitoring hearings and legislation relating to market structure and SEC and CFTC.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-16T13:53:43-04:00
2960233,1d41c5c1-884d-4d68-9374-ec22f4a6c302,Q1,CAPITOL COUNSEL LLC,313715,ADP LLC,2023,first_quarter,BAN,Issues related to coronavirus response efforts.,"SENATE,Treasury, Dept of",20000,,0,0,2023-04-16T14:54:26-04:00
2960241,29df5628-9d7c-4a08-b54e-890044648031,Q1,CAPITOL COUNSEL LLC,313715,CAPITAL ONE FINANCIAL CORP.,2023,first_quarter,BAN,Issues related to coronavirus response efforts.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2023-04-16T15:06:09-04:00
2960242,61f1f1d0-d08b-49f0-9225-6c74eba00526,Q1,CAPITOL COUNSEL LLC,313715,"EARLY WARNING SERVICES, LLC",2023,first_quarter,BAN,Advocacy with regard to electronic payments and stimulus legislation.,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",20000,,0,0,2023-04-16T15:15:12-04:00
2960270,79677037-cb49-4c98-8e36-3ca1a5a5e5a9,Q1,CAPITOL COUNSEL LLC,313715,"SANTANDER HOLDINGS USA, INC.",2023,first_quarter,BAN,Issues related to banking and financial services.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-16T16:07:11-04:00
2960274,255f753b-d77f-4572-b8a5-e2c6aa8c33ec,Q1,CAPITOL COUNSEL LLC,313715,U.S. BANCORP,2023,first_quarter,BAN,"Issues relating to financial services, regional banks, tax, and economic policy.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-16T16:13:53-04:00
2960280,93b018e2-2e03-4134-978e-d9beb2a56cdd,Q1,CAPITOL COUNSEL LLC,313715,UMPQUA BANK,2023,first_quarter,BAN,Advocacy regarding Umpqua Bank and Columbia Bank merger.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2023-04-16T16:23:41-04:00
2960284,35f9ed00-6b12-43de-8af8-9d728622d613,Q1,TIBER CREEK GROUP,20744,UNITED SERVICES AUTOMOBILE ASSOCIATION,2023,first_quarter,BAN,"Issues related to housing finance reform; Issues related to chartering activities; Issues related to diversity and inclusion, H.R. 1165 - Data Privacy Act of 2023.","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-16T16:29:49-04:00
2960304,57651b1c-c6b9-4adc-a1eb-270087a275ff,Q1,TIBER CREEK GROUP,20744,BANK OF AMERICA CORPORATION,2023,first_quarter,BAN,General issues related to data security and privacy; General issues related to CDFI investments; Issues related to cybersecurity.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2023-04-16T16:50:07-04:00
2960343,5092cef7-a0c3-476a-b970-f3ab79003ef5,Q1,TIBER CREEK GROUP,20744,MASTERCARD,2023,first_quarter,BAN,"Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to digital identity: S. 884 - Improving Digital Identity Act of 2023; Issues related to data privacy: H.R. 1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants.","Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2023-04-16T17:25:41-04:00
2960410,00a2fe89-ff5b-4364-ae3e-e08be06ee229,Q1,LAVENDER CONSULTANTS,401104727,ONLINE LENDERS ALLIANCE,2023,first_quarter,BAN,CFPB Small Dollar Lending Rule Fintech Charter True Lender Legislation Valid When Made Legislation Dodd-Frank Section 1071,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2023-04-16T19:06:14-04:00