id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
2769072,53ee13f9-a6dc-4f11-89b1-c3370ce40c44,Q1,PRINTING UNITED ALLIANCE,401105682,PRINTING UNITED ALLIANCE,2022,first_quarter,BAN,Cannabis banking (SAFE Bank Act),"HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE,Small Business Administration (SBA),Treasury, Dept of,U.S. Postal Service (USPS)",,7000,0,0,2022-01-28T09:40:08.670000-05:00
2769136,f02ee240-5eb1-4449-87d5-72373203a967,1T,VENABLE LLP,39941,"SBERBANK CIB USA, INC.",2022,first_quarter,BAN,Monitoring Administration sanctions,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS)",20000,,0,1,2022-02-25T14:01:53-05:00
2769151,449217d6-dd75-4b75-a68c-487cf4b8831d,1T,"QORVIS COMMUNICATIONS LLC (FORMERLY MSLGROUP AMERICAS, INC., D/B/A QORVIS MSLGROUP)",401103223,ALEXANDER SKOROBOGATKO AND ALEXANDER PONOMARENKO,2022,first_quarter,BAN,"Implementation of P.L. 115-44, the Countering America's Adversaries Through Sanctions Act - Countering Russian Influence in Europe and Eurasia Act of 2017, Ukraine-/Russia-related Directives 1,2,4 and Executive Order 13848. Promote U.S. and Russia business relationship including State Department-sponsored business exchange programs between U.S. and Russian business executives, small business owners and entrepreneurs. Promote programs to increase commercial air traffic between the U.S. and Russia.",,,,0,1,2022-03-03T12:14:57-05:00
2769312,9caf399b-0067-49c5-a4c6-8662e82c58a1,Q1,"OSCAR POLICY GROUP, LLC",401106013,AMERICAN COUNCIL OF INDEPENDENT LABORATORIES,2022,first_quarter,BAN,H.R. 1996 - The SAFE Banking Act,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-03-30T16:47:05-04:00
2769411,89ae0ab3-7a95-4c04-bd29-6937b0ad6c13,Q1,"MORRISON & FOERSTER, LLP",25897,AMERICAN BANKERS ASSOCIATION,2022,first_quarter,BAN,"Privacy, cybersecurity and breach notification","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-01T10:27:55-04:00
2769444,301a7bf9-4009-4e2d-936f-f92318a1e16f,Q1,COMMERCE BANK,400728185,COMMERCE BANK,2022,first_quarter,BAN,"SAFE Act and Paycheck Protection Program, tax issues, credit card routing legislation","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-01T13:01:56-04:00
2769478,ead6ceac-4316-4072-a897-dfdee9ba3ae9,Q1,CAPITOL COUNSEL LLC,313715,DIGITAL CURRENCY GROUP,2022,first_quarter,BAN,Issues regarding cryptocurrency regulation.,"HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",60000,,0,0,2022-04-01T15:22:35-04:00
2769581,f00f7328-bada-4903-a42f-73bec95379ba,Q1,MARSHALL BRACHMAN,6848,LOCKHEED MARTIN AERONAUTIC SECTOR,2022,first_quarter,BAN,support defense financing provisions,"HOUSE OF REPRESENTATIVES,SENATE",27305,,0,0,2022-04-03T14:34:45-04:00
2769583,611f82aa-b741-494c-b468-c743bbddf1a7,Q1,MARSHALL BRACHMAN,6848,ZIONS BANCORP,2022,first_quarter,BAN,support Congressional efforts to reform FASB CECL regulations support Congressional efforts to require large credit unions to become taxable monitor PPP legislation monitor legislation regarding ESG oppose the use of the USPS for banking,"HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2022-04-03T14:38:55-04:00
2769633,7df8d767-0c49-40c6-bbcb-302db84cb10a,Q1,"THE MAJORITY GROUP, LLC",400713141,HI55 VENTURES,2022,first_quarter,BAN,Company payroll solutions,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2022-04-04T09:10:01-04:00
2769663,bd72eee9-cf78-4dbe-a606-ab9ea55525c8,Q1,"THE MAJORITY GROUP, LLC",400713141,CBC NATIONAL BANK MORTGAGE,2022,first_quarter,BAN,Housing and banking programs,"HOUSE OF REPRESENTATIVES,SENATE",120000,,0,0,2022-04-04T10:11:35-04:00
2769694,3c447263-d4c8-4dc2-b38a-b7128f8b18ba,Q1,"MAGILL ASSOCIATES, LLC",401103511,MOUNTAIN WEST CREDIT UNION ASSOCIATION,2022,first_quarter,BAN,"Legislation and regulations affecting credit unions, including the tax exemption and regulatory relief for credit unions","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-04T11:10:55-04:00
2769875,576fa304-d7b5-48a3-a26c-d5accd317d75,Q1,NATIONAL AMERICAN INDIAN HOUSING COUNCIL,26535,NATIONAL AMERICAN INDIAN HOUSING COUNCIL,2022,first_quarter,BAN,"Efforts focused on NAHASDA reauthorization, infrastructure efforts and finalizing FY22 Appropriations. Trying to ensure that tribes generally, and tribal housing programs specifically are included in larger federal programs. Discussions would have included NAHASDA Reauthorization (S.2264/HR.5195) and other tribal housing issues without specific bills or legislation. Also supported S. 2092, the Native American Rural Homeownership Improvement Act, which would provide tribal housing programs and Native CDFIs more federal resources for tribal homeownership and supported S.3391, Tribal Trust Land Homeownership Act, which would improve mortgage processes requiring federal approvals involving tribal trust lands. Also advocating for tribal housing needs to be included in any infrastructure efforts.","HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2022-04-04T22:20:04-04:00
2769963,bc0e8909-2521-4a84-908b-812b3b2f208e,Q1,ACG ANALYTICS,401104741,AMERICAN TRADE ASSOCIATION FOR CANNABIS & HEMP,2022,first_quarter,BAN,Cannabis/hemp issues and the banking industry.,"HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),SENATE,Treasury, Dept of",10000,,0,0,2022-04-05T13:57:14-04:00
2769964,6996abec-8e16-4e9d-bd76-e3827a5c966d,Q1,ACG ANALYTICS,401104741,"CHIA NETWORK, INC.",2022,first_quarter,BAN,Regulatory and legislative issues regarding sustainability and compliance in the cryptocurrency space.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-05T13:57:46-04:00
2769966,6767138e-f037-460f-b058-deff3f012020,1A,ACG ANALYTICS,401104741,"CHIA NETWORK, INC.",2022,first_quarter,BAN,Regulatory and legislative issues regarding sustainability and compliance in the cryptocurrency space.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-05T14:01:06-04:00
2769968,5143633a-ce44-496d-9bef-4f31dbcb4cb6,Q1,ACG ANALYTICS,401104741,POLICY CENTER FOR PUBLIC HEALTH & SAFETY,2022,first_quarter,BAN,Cannabis/hemp issues and the banking industry.,"HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),SENATE,Treasury, Dept of",10000,,0,0,2022-04-05T14:01:51-04:00
2770110,dc2225f6-036b-479d-88a0-449bbbed2b97,Q1,KENNETH GEAR,400384772,LEADING BUILDERS OF AMERICA,2022,first_quarter,BAN,No bill number: SAVE Act - energy efficient home appraisals No bill number: GSE reform H.R.6794 - Promoting Access to Credit for Homebuyers Act of 2020 HR 3684 - Investing in a New Vision for the Environment and Surface Transportation in America Act or the INVEST in America Act - Section on Extending G-Fees HR 5376 Provisions imposing G-fees on mortgages,"HOUSE OF REPRESENTATIVES,SENATE",125000,,0,0,2022-04-06T10:12:54-04:00
2770198,50bd3021-f0ca-4898-b322-b56bde7e4075,Q1,NATIONAL CREDITORS BAR ASSOCIATION,401105783,NATIONAL CREDITORS BAR ASSOCIATION,2022,first_quarter,BAN,"Legislation and regulation affecting creditors rights, including H.R. 2547, ""Comprehensive Debt Collection Improvement Act""","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE",,50000,0,0,2022-04-06T15:20:04-04:00
2770283,da3b6e47-7816-4594-bc07-f2e87d0f26ca,Q1,"NEXXUS CONSULTING, LLC",61414,"GHOST MANAGEMENT GROUP, LLC",2022,first_quarter,BAN,"SAFE Banking Act, Veteran's medical legislation, HOPE Act (H.R. 6217), STATES Act (H.R. 5977), comprehensive cannabis reform legislation","HOUSE OF REPRESENTATIVES,SENATE,White House Office",50000,,0,0,2022-04-07T00:31:54-04:00
2770298,d3ee7419-e593-4077-8360-3cbc203be3da,Q1,PHILIP BECHTEL,284356,COUNCIL OF FEDERAL HOME LOAN BANKS,2022,first_quarter,BAN,housing finance reform; COVID-19/infrastructure legislation; Federal Home Loan Bank Mission Implementation Act; Build Back Better legislation; legislation involving FHLBank affordable housing/community investment issues; general Federal Home Loan Bank matters,"Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-07T10:03:56-04:00
2770347,89cf32f2-dcfb-4a84-9835-abb9d8c96517,Q1,ODENDAHL STRATEGIES LLC,401105656,"CITY OF DESERT HOT SPRINGS, CALIFORNIA",2022,first_quarter,BAN,Banking and financial services access for cannabis businesses,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-07T12:23:02-04:00
2770469,0bb3ce66-952f-4dc3-9c59-fb28768241f5,Q1,M&T BANK CORPORATION,401104858,M&T BANK CORPORATION,2022,first_quarter,BAN,"economic development, small business and other banking regulations","HOUSE OF REPRESENTATIVES,SENATE",,80000,0,0,2022-04-07T19:55:14-04:00
2770571,210bc01d-5b51-4484-bff9-28c0afb6632e,Q1,DIGITALFRONTIERS ADVOCACY,401106311,IGGY VENTURES LLC,2022,first_quarter,BAN,FinTech Privacy Child Online Privacy Protection Act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-08T09:54:42-04:00
2770594,139d6bed-fa97-499d-b368-9151d591cad9,Q1,"NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.",26796,NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC,2022,first_quarter,BAN,"Small Business Administration 7(a) loan program - program policy, appropriations and authorization level; Paycheck Protection Program - program policy, implementation. modification, second draw loans; American Rescue Plan Act of 2021 [PL 117-2]; PPP Extension Act of 2021 [PL 117-6]; CARES Act [PL 116-136]; PPP Flexibility Act of 2020 [PL 116-142]; A bill to extend the authority for commitments for the paycheck protection program and separate amounts authorized for other loans under section7(a) of the Small Business Act, and for other purposes [PL 116-147]; Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act)/ Consolidated Appropriations Act, 2021 [PL 116-260]; Small Business Child Care Investment Act; Financial Services and General Government Appropriations Bill, 2022; H.R. 5376, Build Back Better Act; H.R.6119, Further Extending Government Funding Act [PL 117-70]; Extending Government Funding and Delivering Emergency Assistance Act [PL 117-43]; H.R. 6617, Further Additional Extending Government Funding Act [PL 117-86]; H.J.Res. 75, Extension of Continuing Appropriations Act, 2022 [PL 117-95]; H.R. 2471, Consolidated Appropriations Act, 2022 [PL 117-103]; H.R. 3617, MORE Act","HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)",,180000,0,0,2022-04-08T10:24:44-04:00
2770620,35058f9d-88ae-4e61-a2e9-25dfea8df6d5,Q1,MCDERMOTT WILL & SCHULTE LLP,24338,AMERICAN COALITION FOR TAXPAYER RIGHTS,2022,first_quarter,BAN,Legislation and regulation related to the provision or facilitation of tax services and related financial products. Addressing tax reform issues regarding personal income tax preparation and regulation.,"Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Treasury, Dept of",40000,,0,0,2022-04-08T10:44:49-04:00
2770638,07594531-2812-4eb8-8e9e-19c407ffa71a,Q1,MCDERMOTT WILL & SCHULTE LLP,24338,SANTA BARBARA TAX PRODUCTS GROUP,2022,first_quarter,BAN,"Legislation and agency regulation concerning tax time financial products, including but not limited to prepaid debit cards.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2022-04-08T10:52:30-04:00
2770830,8f572f7d-4db7-4696-84e6-8ec1c3f31f1b,Q1,HOLLAND & KNIGHT LLP,18466,"AVA LABS, INC.",2022,first_quarter,BAN,"Educating targeted House & Senate Members and staff regarding issues including blockchain, decentralized finance, digital coins and assets and related issues.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-08T16:57:56-04:00
2770839,16365b9f-0cdd-496b-ac84-3954ccdb9200,Q1,THE BRIGHTUP GROUP LLC,400419998,INTERNATIONAL HOUSEWARES ASSOCIATION,2022,first_quarter,BAN,Commercial Bankruptcy Reform Enhancements - Preferences (Section 547).,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-08T17:13:45-04:00
2770918,c1e17d68-0905-4653-91b9-c7165a80e695,Q1,RICH FEUER ANDERSON,84775,BLACKROCK FUNDS SERVICES GROUP LLC (FORMERLY BLACKROCK CAPITAL MANAGEMENT INC.),2022,first_quarter,BAN,Regulation of asset management products and activities as systemically important. Regulation of money market funds.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2022-04-08T20:32:13-04:00
2770925,38ffcc87-163a-461c-98a8-2eb4ac6213a0,Q1,RICH FEUER ANDERSON,84775,APPRAISAL INSTITUTE,2022,first_quarter,BAN,"Regulation of appraisers, including potential legislation to modernize the appraisal regulatory structure and HR 5756 the Portal for Appraisal Licensing Act of 2021.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-08T20:50:56-04:00
2770927,dd6bd147-e567-4778-a525-7f5d8e95547b,Q1,RICH FEUER ANDERSON,84775,"SWIFT, INC.",2022,first_quarter,BAN,"Imposition of sanctions on financial messaging services with respect to institutions in other countries, including S.1260, the ""United States Innovation and Competition Act of 2021,"" and H.R.3524, the ""EAGLE Act."" Issues related to central bank digital currencies.","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2022-04-08T21:04:34-04:00
2770933,078fe03e-3606-498d-af99-088d53e9e83d,Q1,RICH FEUER ANDERSON,84775,"SOCIAL FINANCE, INC.",2022,first_quarter,BAN,"Regulation of online lenders, including potential national charters, application of banking regulations, and securitization of student loans.","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-08T21:14:28-04:00
2770936,491685df-c4df-41e5-a50a-190a5814ed79,Q1,RICH FEUER ANDERSON,84775,MELLON FINANCIAL SERVICES CORPORATE #1 (FORMERLY BANK OF NEW YORK MELLON CORP.),2022,first_quarter,BAN,Legislation and regulation affecting custody banking.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-08T21:17:34-04:00
2770941,71be16c9-7528-47d1-8dad-319290a65309,Q1,RICH FEUER ANDERSON,84775,INSTITUTE OF INTERNATIONAL BANKERS,2022,first_quarter,BAN,"Legislative and regulatory issues impacting foreign banking organizations, including implementation of S.2155, the ""Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018,"" and of H.R.748, the ""Coronavirus Aid, Relief, and Economic Security Act.""","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-08T21:29:24-04:00
2770945,888c7ee0-746f-422e-a988-f42382a86d0a,Q1,RICH FEUER ANDERSON,84775,GUSTO,2022,first_quarter,BAN,Earned wage access and small dollar credit issues. Small business lending issues including COVID recovery assistance. Implementation of the CARES Act and American Recovery Plan.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-08T21:54:07-04:00
2771251,f25f0a5b-93ac-4add-af04-a7443758fb83,Q1,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,WELLS FARGO & COMPANY,2022,first_quarter,BAN,"Issues related to banking, generally Issues related to overdraft fees","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-11T10:08:24-04:00
2771257,ff481b71-ebe3-4a41-8b73-4d310382d53d,Q1,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,FINANCIAL SERVICES FORUM,2022,first_quarter,BAN,"Issues related to GSIBs, generally","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-11T10:10:01-04:00
2771484,54e812a5-8881-41ae-9fd7-703d96e666be,Q1,DENT STRATEGIES,401105616,CUNA MUTUAL GROUP,2022,first_quarter,BAN,"H.R. 1996/S. 910 - Secure and Fair Enforcement (SAFE) Banking Act - To create protections for financial institutions, including life insurers, that provide financial services to cannabis-related legitimate businesses and service providers for such businesses. H.R. 1816 - Information Transparency and Personal Data Control Act - Federal preemption of privacy and the promulgation of regulations related to sensitive personal information. H.R. 4350/S. 1605 - National Defense Authorization Act for FY 2022 - includes SAFE Banking Act H.R. 4521 - America COMPETES Act - includes SAFE Banking Act","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-11T13:27:07-04:00
2771509,50c881dc-485d-437b-b8e1-06286fcc3049,Q1,DENT STRATEGIES,401105616,AMERICAN FAMILY MUTUAL INSURANCE COMPANY,2022,first_quarter,BAN,"H.R. 1996 - Secure and Fair Enforcement Banking Act (SAFE) - safe harbor for financial serves to provide product and service to cannabis companies H.R, 4350/S. 2792 - National Defense Authorization Act for FY 2022 - work to include SAFE Banking Act H.R. 4521 - America Competes Act - includes SAFE Banking Act","HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2022-04-11T13:45:01-04:00
2771607,2d0582e4-24fb-47c3-aed8-4c991a4087a1,Q1,"NELNET, INC.",39017,NELNET INC,2022,first_quarter,BAN,"Legislative efforts to repeal, through congressional disapproval under chapter 8 of tile 5, United States Code, the rule submitted by the Office of the Comptroller of Currency relating to National Banks and Federal Savings Associations as Lenders. Legislation to amend the Bank Holding Company Act of 1956 to strike or alter section 2(c)(2)(H) of such act.","HOUSE OF REPRESENTATIVES,SENATE",,60000,0,0,2022-04-11T15:52:29-04:00
2771707,d8a2fa1b-a12f-46dd-8509-44a47f5be52c,Q1,ACG ADVOCACY,2057,RURAL COUNTY REPRESENTATIVES OF CALIFORNIA,2022,first_quarter,BAN,Banking issues impacting rural counties in California.,"HOUSE OF REPRESENTATIVES,SENATE,White House Office",50000,,0,0,2022-04-11T19:38:07-04:00
2771719,3bbc9d84-32fe-4557-baf7-8ccf4d82f59b,Q1,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,7725,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2022,first_quarter,BAN,"H.R. 1319, American Rescue Plan Act; H.R. 1417 - regarding credit union member business lending. Pay Check Protection Program implementation; credit union field of membership issues including maturity limits for federal credit unions; Fair lending; cannanis banking; Prompt Corrective Action for credit unions and capital reform. Community Development Finanical Institutions. Nominations for the CFPB's Credit Union Advisory Council. Expanding Finanical Access to Underserved Communities Act. Central Liquidity Enhancement Act. H.R. 3958, H.R. 2311, S.1767, H.R. 5189, S.762. H.R.7003 The Expanding Financial Acess for Underserved Communities Act, H.R. 6889, The Credit Union Board Modernization Act.","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE,Treasury, Dept of",,110000,0,0,2022-04-11T19:41:54-04:00
2771749,cc2456da-6736-489d-ab7f-cd75215e0056,Q1,THE WILLIAMS GROUP,401104049,NATIONAL BANKERS ASSOCIATION,2022,first_quarter,BAN,Minority Depository Institution Access to Capital,"HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2022-04-11T20:28:22-04:00
2771752,92da501d-1d04-4249-8989-5688fa3450c7,Q1,THE WILLIAMS GROUP,401104049,TRUIST,2022,first_quarter,BAN,Banking and Securities Law,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-11T20:31:09-04:00
2771858,1aaad023-0816-44fa-b07c-79aef873da85,Q1,"NACHA, THE ELECTRONIC PAYMENTS ASSOCIATION",401103937,"NACHA, THE ELECTRONIC PAYMENTS ASSOCIATION",2022,first_quarter,BAN,Advance Child Tax Credits Faster Payments ACH Network (Direct Deposit),"Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Treasury, Dept of",,,0,0,2022-04-12T10:18:22-04:00
2771934,676186dc-e918-4dd5-bf4d-1b62d08faac8,Q1,SQUIRE PATTON BOGGS,30906,"BROADRIDGE FINANCIAL SOLUTIONS, INC.",2022,first_quarter,BAN,"General financial services industry issues, including those that could affect communications between publicly held companies and shareholders.",HOUSE OF REPRESENTATIVES,30000,,0,0,2022-04-12T11:05:51-04:00
2771961,1b2cb7db-b035-426d-9500-9b51461c6e84,Q1,"THE NICKLES GROUP, LLC",293335,"MERCHANTS PAYMENTS COALITION, INC.",2022,first_quarter,BAN,Issues related to swipe fees and competitive routing.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-12T11:17:52-04:00
2772035,eefddea3-b433-47dd-91b7-9adbabaf105e,Q1,NATIONAL CANNABIS INDUSTRY ASSOCIATION,400750245,NATIONAL CANNABIS INDUSTRY ASSOCIATION,2022,first_quarter,BAN,"Advocate on behalf of state-legal cannabis business owners who are seeking reliable and secure banking services. Lobby in support of H.R. 1996 (S. 910), the Secure and Fair Enforcement Banking Act (SAFE Banking Act).","HOUSE OF REPRESENTATIVES,SENATE",,50000,0,0,2022-04-12T11:59:26-04:00
2772073,2bc6f5f3-19a1-40c8-b453-6425d3f0f812,Q1,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,FEDERAL HOME LOAN BANK OF NEW YORK,2022,first_quarter,BAN,Issues related to Housing and GSE's,"Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2022-04-12T12:14:46-04:00
2772076,4149a9ac-7b78-4bc6-b730-46cb1cb10da3,Q1,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,RENT-A-CENTER,2022,first_quarter,BAN,Issues related to rent to own,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-12T12:15:49-04:00
2772077,bd17cf77-cc41-4173-915b-a54ee6ecf297,Q1,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,TRADE EXCHANGE OF AMERICA,2022,first_quarter,BAN,Barter exchanges,,,,0,0,2022-04-12T12:16:56-04:00
2772201,de29eeac-7592-45ae-b080-6d30473d9f2a,Q1,"EARLY WARNING SERVICES, LLC",401105876,"EARLY WARNING SERVICES, LLC",2022,first_quarter,BAN,"Issues related to financial services, fraud and risk management, payments, and technology.","HOUSE OF REPRESENTATIVES,SENATE",,30000,0,0,2022-04-12T13:58:47-04:00
2772422,e53a8014-53ae-4fb5-9484-0158fe1e80a3,Q1,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,14187,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,2022,first_quarter,BAN,Issues pertaining to postal banking,"Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),Executive Office of the President (EOP),Farm Credit Administration,Federal Reserve System,Government Accountability Office (GAO),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA)",,110000,0,0,2022-04-12T16:53:42-04:00
2772434,4a480193-c528-4578-8572-cba966e99d75,Q1,PETER TOMPA LAW,401105895,GLOBAL HERITAGE ALLIANCE,2022,first_quarter,BAN,AML Compliance for Antiquities Dealers made subject to Bank Secrecy Act by NDAA Enablers Act HR 5525,"Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2022-04-12T16:55:20-04:00
2772443,a08d4c24-2fb5-463d-8f7d-510a8fc55f8c,Q1,PETER TOMPA LAW,401105895,INTERNATIONAL ASSOCIATION OF PROFESSIONAL NUMISMATISTS,2022,first_quarter,BAN,"AML Compliance for ""antiquity dealers"" subject to the Bank Secrecy Act under NDAA Enablers Act HR 5525","Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-12T17:01:03-04:00
2772545,801addc7-de69-457f-a6b6-3efcaf7242a7,1A,VAN FLEET ASSOCIATES,39781,"FULL SPECTRUM OMEGA, INC.",2022,first_quarter,BAN,Passage of the Safe Banking Act in House and Senate.,"Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2022-04-12T21:09:22-04:00
2772602,ff9af9af-b94d-4724-b3bd-dd9224963597,Q1,PUBLIC CITIZEN,32362,PUBLIC CITIZEN,2022,first_quarter,BAN,"Cryptocurrency legislation and rules, stable coin regulation, Prospective legislation on Dual class stock, Executive compensation through tax reform.","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE",,70000,0,0,2022-04-13T09:38:09-04:00
2772644,a8f8178e-dbce-4498-a19f-3435b4195bec,Q1,"THE FRIEDKIN GROUP, INC.",401104010,"THE FRIEDKIN GROUP, INC.",2022,first_quarter,BAN,issues and legislation related to and requiring the reporting on beneficial ownership of business entities. HR2513 and S1978 Corporate Transparency Act,"HOUSE OF REPRESENTATIVES,SENATE",,45000,0,0,2022-04-13T09:59:34-04:00
2772808,038658cc-0ca5-493a-99b7-2d1b6a30596b,Q1,MICHIGAN CREDIT UNION LEAGUE,25157,MICHIGAN CREDIT UNION LEAGUE,2022,first_quarter,BAN,"While MCUL takes no position on the issue of cannabis legalization, it supports legislation in the 117th Congress that would provide a safe harbor for financial institutions to serve their members needs in states where cannabis use has become legal. MCUL supports the SAFE Banking Act of 2021, S. 910 and H.R. 1996 which would provide a safe harbor for credit unions and other financial institutions. MCUL stands opposed to efforts to change the existing interchange system by expanding requirements under the so-called Durbin Amendment established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. We will continue to educate our delegation members on the importance of interchange and harms that would be caused by expanding it. We continue to educate our congressional delegation on voluntary overdraft protection services offered by credit unions and the value our members place on these services. MCUL is opposed to legislation (H.R. 4277 and S. 2677) that would severely limit a financial institutions ability to offer these voluntary services to our members. MCUL supports and is calling for passage of H.R. 3962 and S.1625, the SECURE Notarization Act that would establish minimum standards for electronic and remote notarization. We are also educating our delegation on the importance of updating the 20 year old E-sign Act to better reflect how customers can signal their acceptance of electronic transactions.","HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2022-04-13T11:51:58-04:00
2772857,096c85bb-2468-419b-98cd-b9b682c4bd22,Q1,FENNEMORE CRAIG,400497445,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2022,first_quarter,BAN,Federal regulatory issues that impact credit unions.,,,,0,0,2022-04-13T12:30:08-04:00
2772923,12cef166-1d7e-4d78-95da-b4b4bdf9d2f6,Q1,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,14303,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,2022,first_quarter,BAN,Modifications to enhance Farmer Mac's renewable energy and telecommunications authorities,"Farm Credit Administration,HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2022-04-13T14:04:37-04:00
2772927,67eaf86f-1abb-4154-901c-8ffcf600b155,Q1,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,14303,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,2022,first_quarter,BAN,Modifications to enhance Farmer Mac's renewable energy and telecommunications authorities,"Farm Credit Administration,HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2022-04-13T14:04:47-04:00
2772970,3c8e2c25-ed36-4fb2-806c-20c86b122e10,Q1,SQUIRE PATTON BOGGS,30906,"INFRA-BK, LLC",2022,first_quarter,BAN,Creation of an infrastructure bank.,"HOUSE OF REPRESENTATIVES,SENATE",90000,,0,0,2022-04-13T14:18:47-04:00
2772975,b465bcc2-b303-4685-9934-26d4bf40467d,Q1,"KOUNTOUPES DENHAM CARR & REID, LLC",320918,CCIA (CONSUMER CREDIT INDUSTRY ASSOCIATION),2022,first_quarter,BAN,Issues related to the regulation of insurance products and voluntary protection products.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-13T14:22:37-04:00
2772995,bfda1b81-ad57-46b8-964e-76918f225067,Q1,THE FRIEDLANDER GROUP,400535604,THE FRIEDLANDER GROUP,2022,first_quarter,BAN,S.697 - Harriet Tubman Bicentennial Commemorative Coin Act H.R.1842 - To require the Secretary of the Treasury to mint commemorative coins in recognition of the Bicentennial of Harriet Tubman's birth. H.R.1179 - Iran Hostages Congressional Gold Medal Act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-13T14:40:02-04:00
2772996,ebcc2770-d8f7-48a1-a1be-f243eb76d803,Q1,THE FRIEDLANDER GROUP,400535604,PROJECT LEGACY,2022,first_quarter,BAN,S.697 - Harriet Tubman Bicentennial Commemorative Coin Act H.R.1842 - To require the Secretary of the Treasury to mint commemorative coins in recognition of the Bicentennial of Harriet Tubman's birth.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-13T14:41:03-04:00
2773039,6a2795f2-4857-4988-a572-83bf7acc6ecd,Q1,SQUIRE PATTON BOGGS,30906,NATIONAL CANNABIS ROUNDTABLE,2022,first_quarter,BAN,"Reforming federal law and policy governing medical research, financial transactions, and tax deductions applicable to cannabis and allowing states and territories to set and enforce their own laws governing cannabis use, including the Secure and Fair Enforcement (SAFE) Banking Act; the Common Sense Cannabis Reform for Veterans, Small Businesses, and Medical Professionals Act (H.R. 3105); and the States Reform Act (H.R. 5977).","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2022-04-13T15:21:19-04:00
2773094,469b7d57-c5cc-4be9-9de3-a65d12bf0add,Q1,NELSON MULLINS RILEY & SCARBOROUGH,285871,INSTITUTE FOR COLLEGE ACCESS & SUCCESS,2022,first_quarter,BAN,Consumer Financial Protection Bureau related issues; COVID-19/Coronavirus Response Legislative Initiatives,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2022-04-13T15:55:33-04:00
2773597,3e31d73b-5ff7-4d6d-9ba9-b20fcc1c7c29,Q1,MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP),24486,FRED AND CINDY WARMBIER,2022,first_quarter,BAN,"Amend TRIA to improve ability for judgements creditors to collect on the judgements against terrorist parties, including state sponsors of terror","HOUSE OF REPRESENTATIVES,Natl Security Council (NSC),SENATE,Treasury, Dept of",,,0,0,2022-04-14T10:15:58-04:00
2773676,c9bb2b7a-768c-42ab-bb76-ffa5200e4b8e,Q1,AMERICAN FINANCIAL SERVICES ASSOCIATION,2354,AMERICAN FINANCIAL SERVICES ASSOCIATION,2022,first_quarter,BAN,"Issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, industrial loan companies charters, postal banking, debt collection and third party related vendor issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending, provisions in American Rescue Plan Act relating to credit provisions and small business loans, HEROES Act on provisions relating to the PPP loans, H.R.1799 PPP Extension Act regarding processing applications, HR 1996 and S. 910 SAFE Banking Act on provisions related to lawful businesses, Section 1071 of Dodd-Frank Act","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),White House Office",,280000,0,0,2022-04-14T11:18:46-04:00
2773694,20b2754c-8e55-4e54-ad2b-4c33cd4b80b9,Q1,"MINDSET ADVOCACY, LLC",296271,THE BLACKSTONE GROUP INC.,2022,first_quarter,BAN,Issues affecting the regulation of private equity,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-14T11:29:56-04:00
2773835,6257fb08-52b8-43f7-b11b-ce36a72251c6,Q1,"MINDSET ADVOCACY, LLC",296271,MID-SIZED BANK COALITION OF AMERICA,2022,first_quarter,BAN,Introductory meetings; financial banking regulation,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2022-04-14T12:17:41-04:00
2773851,d8e4a53a-1f49-4358-9011-aa04eaa0bf7c,Q1,"MINDSET ADVOCACY, LLC",296271,"INTERCONTINENTALEXCHANGE, INC.",2022,first_quarter,BAN,LIBOR Legislation and Federal Reserve Accounts,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-14T12:25:38-04:00
2773998,8e3c6a9a-54d3-4c73-9f82-195f02ac22a2,Q1,"JOHN LADD & ASSOCIATES, INC.",401105133,PROMERICA FINANCIAL CORPORATION,2022,first_quarter,BAN,Legislative and Administration monitoring and outreach of issues affecting the international banking industry.,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of",90000,,0,0,2022-04-14T13:24:05-04:00
2774039,8ea1dd56-056b-47e9-9fa1-476fe6c9f393,Q1,SIDLEY AUSTIN LLP,35230,INTERNATIONAL COUNCIL OF SHOPPING CENTERS,2022,first_quarter,BAN,CARES Act and potential stimulus assistance for the retail real estate industry,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,,0,0,2022-04-14T13:32:08-04:00
2774052,772418b9-5f37-410c-bf89-9c3133377267,Q1,SIDLEY AUSTIN LLP,35230,OWL ROCK CAPITAL PARTNERS,2022,first_quarter,BAN,Implementation of CARES Act; tax policy; financial disclosures,"HOUSE OF REPRESENTATIVES,U.S. Trade Representative (USTR),White House Office",50000,,0,0,2022-04-14T13:35:08-04:00
2774079,d093bcf1-5e01-49a7-be03-2c9840bc7266,Q1,STRUCTURED FINANCE ASSOCIATION,401103239,STRUCTURED FINANCE ASSOCIATION,2022,first_quarter,BAN,"1. General issues concerning international efforts to establish ""high-quality securitization"" criteria. 2. Issues/proposals in support of equitable liquidity and capital treatment for securitizations held on bank balance sheets and bank trading books, specifically, Basel Capital and Liquidity Rules (Liquidity Coverage Ratio, the Net Stable Funding Ratio, the Fundamental Review of the Trading Book and STC capital treatment for short-term securitizations). 3. Federal Reserves Control Proposal - Issues relating to the Feds proposed rule making on regulations relating to controlling influence over another company under the Bank Holding Company Act (BHC Act) and the Home Owners Loan Act (HOLA), that would formalize Reg Y and Reg LL frameworks for making controlling influence determinations. Specifically, SFA requests that asset-backed commercial paper (ABCP) conduits be exempted from any accounting consolidation presumption. 4. True Lender - Issues relating to repealing the Office of the Comptroller of the Currency rule issued in October 2020 that eliminates any ambiguity to when a bank is considered the true lender when extending a loan, including in the context of a bank and third-party partnership, including S.J. Res. 15. 5. Section 1062 (Certain Sales Between Grantor Trust and Deemed Owner) of the Amendment in the Nature of a Substitute to the Build Back Better Act (H.R. 5376) which would treat certain grantor trusts as separate from their owners for certain purposes. 6. LIBOR Transition - Issues related to H.R. 4616, the Adjustable Interest Rate (LIBOR) Act of 2021 and the Consolidated Appropriations Act, 2022.","Federal Accounting Standards Advisory Board (FASAB),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Small Business Administration (SBA),Treasury, Dept of",,264376,0,0,2022-04-14T13:42:03-04:00
2774194,458b93b5-cfe7-4b45-9c4d-699e5ef703b0,Q1,FUTURES INDUSTRY ASSOCIATION,15678,FUTURES INDUSTRY ASSOCIATION,2022,first_quarter,BAN,Monitor financial derivatives legislation and regulation and any such laws or rules that impact derivatives market participants. Monitor and ensure that capital rules do not disincentive clearing. Monitor possible CFTC Reauthorization.,"HOUSE OF REPRESENTATIVES,SENATE",,200000,0,0,2022-04-14T14:18:23-04:00
2774218,500e1e71-94ad-4edc-80e9-b2c4ea1eb7f8,Q1,"ADVANCED POLICY CONSULTING, LLC",401103524,INVESTMENT COMPANY INSTITUTE (ICI),2022,first_quarter,BAN,"Monitoring Financial Stability Councils (FSOC) review process of asset managers as systemically important financial institutions (SIFI) and related legislation. Support e-delivery of shareholder communications. H.R. 2954 - ""Securing a Strong Retirement Act of 2021"" and S.1770 - ""Retirement Security and Savings Act of 2021.""","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2022-04-14T14:29:15-04:00
2774391,47083cf7-7be6-42c1-9534-7c1e2efd0c49,Q1,LAVENDER CONSULTANTS,401104727,ONLINE LENDERS ALLIANCE,2022,first_quarter,BAN,"CFPB Small Dollar Lending Rule Fintech Charter True Lender Legislation Valid When Made Legislation S. 2808 - Emergency Assistance in Response to the Covid-19 Pandemic H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 H.R. 6201: Families First Coronavirus Response Act H.R. 748: Coronavirus Aid, Relief, and Economic Security Act H.R. 266: Paycheck Protection Program and Health Care Enhancement Act","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-14T15:48:47-04:00
2774406,054af9b8-e6e5-4907-a3cc-d7c9f360dd45,Q1,LAVENDER CONSULTANTS,401104727,MID-SIZE BANK COALITION OF AMERICA,2022,first_quarter,BAN,"Banking issues in the Appropriations Act Community Reinvestment Act Bank Secrecy Act Anti-Money Laundering Cannabis Banking SAFE Banking Act S.2833 Veterans and Consumers Fair Credit Act H.R.5050 - Veterans and Consumers Fair Credit Act S. 2808 - Emergency Assistance in Response to the Covid-19 Pandemic H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 H.R. 6201: Families First Coronavirus Response Act H.R. 748: Coronavirus Aid, Relief, and Economic Security Act H.R. 266: Paycheck Protection Program and Health Care Enhancement Act","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-14T15:50:40-04:00
2774407,e274d794-a618-41a3-a3a1-ab63f9a772b3,Q1,LAVENDER CONSULTANTS,401104727,"ENOVA INTERNATIONAL, INC",2022,first_quarter,BAN,"CFPB Small Dollar Lending Rule Operation Chokepoint Fintech Charter True Lender Legislation Valid When Made Legislation S. 2808 - Emergency Assistance in Response to the Covid-19 Pandemic H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 H.R. 6201: Families First Coronavirus Response Act H.R. 748: Coronavirus Aid, Relief, and Economic Security Act H.R. 266: Paycheck Protection Program and Health Care Enhancement Act","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-14T15:51:23-04:00
2774472,0447aaa8-ea9f-4955-b58e-e989c15f4d79,Q1,"PORTERFIELD, FETTIG & SEARS, LLC",305054,"SANTANDER HOLDINGS USA, INC.",2022,first_quarter,BAN,Issues related to financial institutions.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-14T16:17:18-04:00
2774474,ba1f2935-38a9-4465-9e21-9312b849ad8f,Q1,"PORTERFIELD, FETTIG & SEARS, LLC",305054,ACORNS,2022,first_quarter,BAN,Financial wellness.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-14T16:18:42-04:00
2774601,ccf13e3a-e95d-46d6-be9a-d2001e654fd9,Q1,"MINDSET ADVOCACY, LLC",296271,"VISA USA, INC.",2022,first_quarter,BAN,"Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees. H.R.3684 - Infrastructure Investment and Jobs Act.","HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of",50000,,0,0,2022-04-14T17:45:23-04:00
2774626,43610fcd-9be5-4cb7-a4e3-b01917d96cd0,Q1,FRIENDS OF THE EARTH,15543,FRIENDS OF THE EARTH,2022,first_quarter,BAN,Nominees for the Federal Reserve: support for the entire slate,"SENATE,White House Office",,10000,0,0,2022-04-14T17:57:10-04:00
2774822,81ef8bba-d3aa-4ae7-bb35-24e777aa0e75,Q1,"BRIDGE PUBLIC AFFAIRS, LLC",401105130,STRUCTURED FINANCE ASSOCIATION,2022,first_quarter,BAN,Congressional and regulatory efforts related to the securitization industry.,,50000,,0,0,2022-04-15T09:20:51-04:00
2774889,cedf75d3-3710-476a-bbd3-24e563f4b8c1,Q1,GLOBAL ALLIANCE FOR CANNABIS COMMERCE,401105298,GLOBAL ALLIANCE FOR CANNABIS COMMERCE,2022,first_quarter,BAN,Issues related to cannabis policy - no specific legislation. H.R. 1996/S. 910 - The SAFE Banking Bill of 2021 - entire bill. H.R. 3617 - MORE Act - entire bill. H.R. 5977 - States Reform Act - entire bill. Cannabis Administration and Opportunity Act (discussion draft).,"HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2022-04-15T10:08:11-04:00
2774960,ea01e2f2-516e-4bbf-a5c9-1abb868576c9,Q1,COHEN & GRESSER LLP,401105860,AMERICANS FOR FINANCIAL REFORM,2022,first_quarter,BAN,Federal Reserve Board slate of nominees,SENATE,20000,,0,0,2022-04-15T10:41:07-04:00
2775020,7fbd5989-0dba-489f-a644-a3fda8fd40b4,Q1,BAKER & HOSTETLER LLP,5131,"IOWNIT CAPITAL AND MARKETS, INC.",2022,first_quarter,BAN,"Federal policy issues related to the registration, operation and supervision of broker-dealers and alternative trading systems, blockchain distributed ledger technology, and private offerings and associated exemptions.","HOUSE OF REPRESENTATIVES,SENATE",70000,,0,0,2022-04-15T11:10:32-04:00
2775063,b0f6d26e-4682-4d93-9550-5702c4422301,Q1,RICH FEUER ANDERSON,84775,"AMAZON CORPORATE, LLC",2022,first_quarter,BAN,"Legislation affecting payments systems, privacy, data security and breach notification.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-15T11:47:52-04:00
2775081,5ecb4dcb-d64a-4206-ab97-8b87ab28b8b5,Q1,RICH FEUER ANDERSON,84775,"ENACT HOLDINGS, INC.",2022,first_quarter,BAN,Housing finance reform and operation of the Federal Housing Administration and the Federal government-sponsored housing enterprises.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2022-04-15T11:53:48-04:00
2775458,905ece47-3edc-44c1-ad03-a35dadd80618,Q1,INDEPENDENT PETROLEUM ASSOCIATION OF AMERICA,19230,INDEPENDENT PETROLEUM ASSOCIATION OF AMERICA,2022,first_quarter,BAN,S 563 Fair Access to Banking Act Issues related to access to capital for independent oil and natural gas producers,"HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",,210000,0,0,2022-04-15T13:42:48-04:00
2775523,30d95cd7-7204-4864-825b-59a000767347,Q1,TIBER CREEK GROUP,20744,BANK OF AMERICA CORPORATION,2022,first_quarter,BAN,"General issues related to the unbanked and underbanked; General issues related to data security and privacy; General issues related to CDFI investments; H.R. 5440 - Cyber Incident Reporting for Critical Infrastructure Act of 2021, issues related to cybersecurity.","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2022-04-15T14:11:32-04:00
2775539,4f466d40-07de-42eb-a3d5-960398893874,Q1,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2022,first_quarter,BAN,"CBAI 2022 Federal Policy Priorities - Community Bank Response to the COVID-19 Pandemic COVID-19 has focused community bank efforts on helping their individual and small business customers and their communities weather the virus crisis and assist in the recovery effort. Community banks stepped-up during the crisis despite the many challenges and frustrations they encountered. They should be commended for what they are doing, treated fairly and equally, encouraged to do more, and not penalized for successfully performing their essential function. Independent Community Bankers of Americas Legislative and Regulatory Agenda for the Second Session of the 117th Congress CBAI joins the Independent Community Bankers of America (ICBA) in supporting a more efficient system of regulation, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in every corner of the country. Additional Meaningful Regulatory Relief for Community Banks Community bankers seek additional regulatory relief including on several fronts (i.e., BSA reform, CTRs, SARs, and the CBLR) to permit them to better serve their customers and communities while proudly fulfilling their reasonable responsibility to identify and report illicit actors. Community Bank Position on Credit Unions and Their Expanded Powers Credit unions have long-since strayed from their founding purpose of serving individuals of modest means and with a common bond. They blatantly abuse their competitive advantages and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks is a recent and disturbing trend that negatively impacts all taxpayers. An exit fee should be imposed on these acquisitions. This escalation of credit unions abusing of their tax-exemption should prompt Congress to act now. This abuse is an existential threat to community banks and the communities they serve. Community Bank Position on the Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long-since strayed from its founding purposes, blatantly abusing its competitive advantages against community banks. The FCS is the only GSE that competes directly with community banks. This blatant and continuing discrimination against community banks must end and FCS competitive advantages must be reined-in, and the playing field leveled for community banks. Closing the Industrial Loan Company (ILC) Regulatory Loophole ILCs represent the unacceptable mixing of banking and commerce. They pose risks to the financial system, our economy and American taxpayers. ILCs are the functional equivalent of banks and should be properly regulated. The loophole permits their holding companies from being supervised and regulated by the Federal Reserve, and must be closed. Federal Reserves Role in Payments System Improvement (FedNow Service) A fast and secure payments system is the very foundation of financial services and economy and must be modernized. The payments system must not be monopolized by The Clearing House and its 25 large bank owners that endangered our financial system and the entire economy during the financial crisis. Community banks, small businesses and consumers must rely on the Federal Reserve to provide access to a safe and secure payments system. The Federal Reserve must be supported in its development of the FedNow Service to ensure that all participants have access to a real-time system on a fair and impartial basis. Modernizing the Community Reinvestment Act (CRA) The modernization of the CRA must enhance the ability of community banks to serve their communities and must not impose any additional regulatory burden. All financial service providers must be subject to the CRA to provide a complete picture of every financial institutions performance in serving their communities. A modernization of the CRA that does not encompass credit unions, Farm Credit System lenders and Fintechs (including the OCCs Special Purpose National Banks) will be a sham. All the banking regulators must cooperate on a joint final rule to modernize the CRA. Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, a safe harbor from federal sanctions for financial institutions that choose to serve legally compliant cannabis-related business in states where cannabis is legal is a matter of public safety and should be permitted. De Novo Community Bank Formation, the Dual Banking System and Charter Choice Newly chartered (de novo) community banks are vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of banking industry consolidation. Many new banks must be chartered each year to help maintain the vitality of the community banking profession. The dual banking system, where chartering and supervision is divided between the federal government and the states is important and must be maintained. Community banks should be able to choose the banking charter that best fits their unique business model. A banking system with multi-agency (state and federal) regulators and charter choice provides the necessary checks and balances as well as improved rulemaking on complex issues. Sound Principles for GSE Reform The seemingly endless and ongoing period of government ownership and control of Fannie and Freddie must come to an end. GSE reform remains critically important to the future of the housing market and the U.S. economy. Community banks depend on the GSE for direct access to the secondary market. The GSEs must provide a steady and reliable source of funding for home mortgage lending for lenders of all sizes and through all economic cycles. This is particularly critical to maintaining liquidity when the markets are experiencing financial stress. Federal Home Loan Banks Most community banks are members and shareholders of their regional Federal Home Loan Bank (FHLB). The FHLBs provide short-term liquidity, long-term funding, mortgage-related products, and other financial services in order to help their members provide affordable credit to the local communities they serve. The regional structure, special functions, and unique purpose of the FHLBs must be recognized and maintained by the Federal Housing Finance Agency (FHFA). As the Administration and Congress consider reforming the housing finance system, care must be taken not to harm the FHLBs. They must remain healthy, stable, and reliable sources of funding for their members. Agriculture and Rural America A vibrant rural economy is vital to Americas prosperity. The multi-year Farm Bill provided a strong safety net for farmers and ranchers including adequate price-protection programs and enhanced USDA-guaranteed farm and business loan programs. These programs must be protected from cuts or any adverse changes that would discourage farmer and rancher participation or undermine private-sector delivery. Enhanced Data, Cyber and Payment Card Security (Data Security) Enhanced security standards should be enforced through a tiered system where the more restrictive rules and are imposed on the largest and most critical members of the financial system and economy where their lapses pose the greatest threat to the largest number of consumers. Core data security principals in standards enacted by legislation and regulations must include the complete cost of data breaches being borne by that party that caused the breach; all participants should be subject to verifiable Gramm-Leach-Bliley Act-like data security standards; and any new data security standard proposals should ensure that community banks are not overburdened with redundant standards. Consumer Financial Protection Bureau Reform and Meaningful Exemptions for Community Banks Regulations promulgated by the CFPB must provide community banks with the flexibility to meet the needs of its customers and they must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. A one-size-fits-all approach to CFPB regulations harms the successful community bank business model. In reforming the CFPB, the single Director governance should be replaced by a five-member board or commission; a broader definition of firms that grant credit should be subject to the CFPB rules, these firm should be robustly supervised and examined; and the focus of any enhanced regulation of financial products should be on the mega banks and financial firms, the unregulated shadow financial industry and emerging Fintech companies. The CFPB has the statutory authority under the Dodd-Frank Act to exempt any class of providers [community banks] or any products or services from the rules it writes, but to-date the Bureau has been far too reticent to do so. The effective use of this authority will ensure community banks continue to be a healthy alternative to large banks and non-banks for consumers seeking to use responsible financial service providers. Community Bank Positions on New and Emerging Issues - Leadership for Bank Regulatory Agencies (Administration, Congress, and the Agencies) Recent nominees have held extreme views on the banking system and financial services and their nominations have increasingly caused unproductive political wrangling. Nominees should be qualified, hold reasonable positions, be willing to work collegially and cooperatively with colleagues and counterparts, serve the best interests of the banking and financial system and economy, and clearly understand the vital importance of and support community banks. Fintechs and Innovation in Financial Services (Congress and the Agencies) Financial innovation presents community banks with challenges and opportunities which they are rising to meet. Policymakers should reasonably assist community banks to prepare for this new and evolving era, not pose any unreasonable requirements, and not give fintechs any competitive advantages over community banks by subjecting them to lesser regulatory requirements. Special Purpose National Banks (SPNBs) (OCC) SPNBs, raise many concerns. They cannot have the advantages of a bank charter with limited requirements, regulations, and liability. Digital Assets - Crypto Currency, Central Bank Digital Currency (CBDC), and Stablecoins (Congress and the Agencies) The risks posed by digital assets are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry (i.e. disintermediation.). They also pose threats to the privacy and security of consumers and small business. Of great concern is that there is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments, and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must cooperate and collaborate in the development and implementation of a comprehensive approach to ensure a consistent Federal regulatory framework that does not permit digital assets to threaten the essential and highly successful business model of regulated and responsible community banks. IRS Reporting Plan (Administration, Congress and Treasury) The various proposed IRS reporting requirements are unprecedented, misguided, raises serious concerns about government overreach, and is an invasion of their financial privacy. If implemented, they will damage the trusted and beneficial relationship between community banks and their customers. If the IRS wants to ensure greater compliance with tax laws, it can be accomplished by more appropriately using the existing tools and the wealth of information it currently possesses. SBA Direct Lending (Congress) Community banks and the SBA have a long, beneficial, and cooperative private sector/public sector relationship, where SBA does not compete with banks in lending to small businesses. Direct SBA lending would violate this tradition. Community banks are far superior in establishing and prudently underwriting commercial lending relationships. The SBA originating and disbursing 7(a) loans will put billions of taxpayer dollars at risk of loss. Financial Inclusion (Congress and the Agencies) CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the proper role of government to provide banking services direct to individuals either through the Federal Reserve, state-owned public banks, or the U.S. Postal Service. Providing banking services to individuals and businesses is the proper role of the private-sector banking system. Government can assist the private sector in financial inclusion efforts especially to low- and middle-income consumers, which are those most likely to be un- or underbanked. Postal Banking - Congress Postal banking is misguided and any entry of the USPS (Postal Service) into banking services is a significant government-sponsored, competitive threat to the viability of tax-paying community banks. Public Banking (Congress) Public banking (i.e., publicly-owned banks) is misguided and is a significant government-sponsored, competitive threat to the viability of tax-paying community banks. Current Expected Credit Loss Model (CECL) (FASB and the Agencies) Community bankers and Congress must continue to be vigilant to assure the CECL Model implementation provides a clear, practical, and easy-to-use methodologies for calculating expected losses which can be seamlessly incorporated into existing processes for community banks. Customer Data Sharing (CFPB) Community banks are financially sound and take great care in protecting consumer privacy. Non-bank entities must be held responsible for ensuring the safety of the customer information they are accessing and to be able to satisfy the liability for any financial harm which they cause community banks and their consumers. Small Business Data Collection (CFPB) Small business lending data clearly suggests fair lending is not a problem at community banks as they treat their customers honestly and fairly. The regulatory burden of these collection and reporting requirements fall disproportionately hard on community banks, and community banks should be provided with meaningful exemptions in this rulemaking. Nonsufficient Funds (Overdraft) Policies and Practices (OCC and the CFPB) CBAI does not support overdraft policies and practices that abuse consumers. Policymakers must accept that it is the consumers responsibility to always know their account balance and not write checks or initiate debit transactions that would overdraw their account. The cost for processing overdrafts may include including returning the item or paying the overdraft which creates the equivalent of an unauthorized, unsecured, and interest-free loan. Effectively managing risks associated with overdrafts is a safety and soundness regulatory requirement. Reporting Beneficial Ownership Information (FinCEN) Provisions in the NDAA in the 116th Congress shifted the burden of collecting and reporting beneficial ownership to FinCEN. This transfer must be accomplished expeditiously. Financial Transaction Tax (Congress) Tax laws should encourage and promote robust economic activity and a thriving community banking sector, not impose new bank-specific fees, punitive new levies, transaction taxes, limitations on the deductibility of expenses, revenue offsets or pay-fors that target the banking industry. Rather, there should be parity among all financial service providers; there should be tax incentives for community banks serving low- and moderate-income individuals, small businesses, and small farms; and there should be a tax credit equivalent to the cost of community bank compliance with BSA compliance. Climate Risks (Administration, Congress, and the Agencies) CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities including setting hard lending concentration limits on lending to fossil fuel or other carbon-intensive industries, stress testing or scenario analysis based on adverse climate change assumptions, and capital requirements based on climate risks. Community bankers high-contact and relationship-based lending model together with the soon-to-be-implemented Current Expected Credit Loss model, will incorporating material risk assumptions in estimating loan losses - including climate risks. Additional separate climate risk stress testing, concentration limits, and capital requirements for community banks are duplicative and unnecessary. Bank Merger Activity (Congress and the Agencies) New bank merger legislation or regulation should not apply to community banks. Rather, policymakers should seriously consider the impact on our financial system, economy, and American taxpayers by allowing the nations mega banks, which are too big and unable to fail, to become even larger and more interconnected. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms to Protect Our Financial System, the Economy, and American Taxpayers from Future Bailouts The financial crisis, taxpayer bail-outs, and subsequent recession was caused by the misconduct of the nations largest banks and financial firms. These megabanks have proven, at great cost to American taxpayers, that they cannot be effectively managed, supervised or disciplined. They are clearly too-big-to-change, too-big-to-fail and must be downsized. (House and OCC) Legislation and Regulation - H.R. 5912 - Close the ILC Loophole Act (all sections) which is legislation to reform the regulation of industrial loan companies (ILCs) and their parent companies to provide for consolidated federal supervision (House) Funding bill for the remainder of FY 2022 - Increase the authorization level for the SBAs 7(a) program because of higher-than-expected demand to prevent a shortfall (House and Senate) Letters - Comment Letter to the CFPB regarding: Small Business Lending Data Collection under the Equal Credit Opportunity Act (Regulation B) - Docket No. CFPB-2021-0015 and RIN 3170-AA09 (CFPB) Comment Letter to the CFPB regarding: Request for Information - Fees Imposed by Providers of Consumer Financial Products or Services; Docket No.: CFPB-2022-0003 (CFPB and OCC)","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,60000,0,0,2022-04-15T14:15:58-04:00
2775610,8939bd42-b293-417f-9eba-cc5203fc12ee,Q1,TIBER CREEK GROUP,20744,MASTERCARD,2022,first_quarter,BAN,"Issues involving payment cards, interchange fees, card issuer practices, the regulation of consumer financial products, and payment transactions initiated with or through a mobile device; Issues pertaining to payment cards usage and the payment networks role as it relates to the disbursement of public benefits or payroll benefits through the use of a prepaid card; Issues pertaining to payment card usage and the payment networks role as it relates to the disbursement of Title IV funds through the use of a debit or prepaid card; Issues involving payment cards, payment systems, virtual currencies, and electronic payment transactions; Issues pertaining to payment card usage and the payments network roles as it relates to the use of prepaid cards; Issues pertaining to payment card usage and the payment networks role as it relates to network data security initiatives, EMV, privacy, and cybersecurity; Issues pertaining to payment card usage and the adverse potential impacts of global regulations on US institutions; Issues related to International trade; Issues related to financial inclusion participation program; Issues related to tax reform, Trade Sanctions; Issues pertaining to e-commerce as it relations to digital identity services; Issues related to faster payments; Issues related to counterfeit goods; Issues related to implementing Coronavirus Aid, Relief, and Economic Security (CARES) Act (PL 116-136); American Rescue Plan Act of 2021 (PL 117-2); The Consolidated Appropriations Act, 2022 (PL 117-103); Issues related to E.O. 14066.","Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of",70000,,0,0,2022-04-15T14:52:07-04:00
2775627,e363f142-128e-4943-8089-c052a6612e73,Q1,FORWARD GLOBAL,401105597,"BANCO AZTECA, S.A., INSTITUCION DE BANCA MULTIPLE",2022,first_quarter,BAN,Issues related to international banking,"Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",60000,,0,0,2022-04-15T14:59:47-04:00
2775890,79cbff0b-f39c-465c-8208-0a92b0f67451,Q1,TIBER CREEK GROUP,20744,DEUTSCHE BANK USA (FKA DEUTSCHE BANK SECURITIES INC.),2022,first_quarter,BAN,Issues related to Dodd-Frank Act (PL 111-203) reform; Monitoring legislative proposals affecting the regulation of financial services; Issues related to the regulation of foreign banks; Monitor proposed and implementation of new financial sanctions.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2022-04-15T17:00:22-04:00
2775918,614536b6-b44f-400a-b4e0-76870a0cb790,Q1,FORBES-TATE,400976792,"ACTIVEHOURS INC., D/B/A EARNIN",2022,first_quarter,BAN,Issues related to banking and consumer protection legislation.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2022-04-15T17:09:59-04:00