id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
2512000,b7e197ae-e5eb-4828-ad8a-abebc4f4dee2,Q3,CALIFORNIA ASSOCIATION OF REALTORS,7691,CALIFORNIA ASSOCIATION OF REALTORS,2020,third_quarter,HOU,"H.R. 299; Blue Water Navy Vietnam Veterans Act of 2019; Would remove the loan limit on V.A. home loans and increase the fee on the loans.

H.R. 748; Coronavirus Aid, Relief, and Economic Security Act or the CARES Act; Creates forgivable loans for small businesses and independent Contractors.  Would also provide Pandemic Unemployment Assistance for people who do not historically qualify for unemployment insurance. 

H.R. 6364, S 3533; Securing and Enabling Commerce Using Remote and Electronic Notarization Act, would allow for remote online notarization.   

H.R. 2162; Housing Financial Literacy Act of 2019; Would reduce the FHA single-family mortgage insurance premium for first-time homebuyers who completed a housing counseling course.

H.R. 3141; FHA Loan Affordability Act of 2019; Would eliminate the FHA mortgage insurance premium once the LTV has reached 78 percent.

H.R 3504; Ryan Kules Specially Adaptive Housing Improvement Act of 2019; would extend increases in the VA home loan guarantee program.  

H.R. 6800; Health and Economic Recovery Omnibus Emergency Solutions Act or the HEROES Act; would provide tenant and landlord assistance, expand the Paycheck Protection Program, extend foreclosure and eviction moratoriums, and other actions.

H.R. 6886; Paycheck Protection Program Flexibility Act of 2020; The bill would make changes to the Paycheck Protection Program. 

C.A.R. spoke with the National Economic Council about mortgage finance reform, conforming loan limits, FHA home loan premiums, and California's housing supply.  

C.A.R. spoke to Congress about the need for the Federal government to look for ways to stimulate the housing supply in California.

C.A.R. spoke to Congress about the risk HECM loans pose to the safety and soundness of the Mutual Mortgage Insurance Fund and the cost to home owners.

C.A.R. spoke to Congress about the need to support affordable housing for home ownership. 

C.A.R. spoke to Congress about mortgage finance Reform proposals.  This includes the government guarantee, conforming loan limits and due on sale clauses.  

C.A.R. spoke to Congress about flood insurance proposals.

C.A.R. spoke to Congress about the proposed fee increase for Fannie Mae and Freddie Mac's guarantee fee in the Administration's proposed budget.

C.A.R. spoke to Congress about the importance of and Infrastructure bill to the Housing market.

C.A.R. Spoke to HUD about finalizing the FHA condo rule.

C.A.R. spoke to HUD about adjusting the FHA mortgage insurance premium.

C.A.R. spoke to HUD about needing to look at the Service Animals Guidelines for more clarification.

C.A.R. spoke to the FHFA regarding the Conforming Loan Limits for Fannie Mae and Freddie Mac.

C.A.R. spoke to the FHFA regarding the guarantee fee charged by Fannie Mae and Freddie Mac.

C.A.R. spoke to the FHFA regarding the Duty to Serve for Fannie Mae and Freddie Mac.

C.A.R. spoke to the FHFA regarding the conservatorship and capital retention of Fannie Mae and Freddie Mac.

C.A.R. spoke to the FHFA regarding the Due on Sale clauses of Fannie Mae and Freddie Mac.

C.A.R. spoke to the FHFA regarding affordable housing programs by Fannie Mae and Freddie Mac.

C.A.R. commented on the HUD Housing Finance Reform Plan

C.A.R. commented on the Treasury Housing Reform Plan

C.A.R. commented on HUD RFI Docket Number FR-6187-N-01 White House Council on Eliminating Regulatory Barriers to Affordable Housing 

C.A.R. Discussed For-Profit Shared Equity programs with the CFPB and the FHFA.

C.A.R. commented on potential increases in bulk sales of government back/owned REOs.

C.A.R. discussed FHA mortgage insurance premium levels during the COVID-19 crisis.

C.A.R. commented on FHFA policy for GSEs purchasing of qualified mortgages in forbearance.

C.A.R. commented on HUD policy for FHA insuring qualified mortgages in forbearance.

C.A.R. discussed market liquidity during the housing crisis with HUD and the FHFA.

C.A.R. commented on RIN 2590-AA95: Notice of Proposed Rulemaking; Enterprise Regulatory Capital Framework.","Consumer Financial Protection Bureau (CFPB),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Internal Revenue Service (IRS),Natl Economic Council (NEC),SENATE,Treasury, Dept of",,44092,0,0,2020-10-16T16:43:30.777000-04:00