id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
2674597,2eaa7409-ae49-4759-bb0c-ae867d99d97a,Q3,"CARLOW CONSULTING, LLC",401104840,SCHOOL EMPLOYEES RETIREMENT SYSTEM OF OHIO,2021,third_quarter,FIN,"Followed two bills: Rep. Patrick McHenry (R-NC) introduced H.Res.249, a Resolution which is Expressing the sense of the House of Representatives that the Congress should not impose a financial transaction tax on individuals or market intermediaries in connection with trades executed on the National Market System or alternative trading systems. The Resolution was introduced on March 17 and was referred to the Committee on Ways and Means.  
H.R. 328, the Wall Street Tax Act, would create a financial transaction tax on the sale of stocks, bonds, and derivatives at 0.1 percent (10 basis points), which could raise approximately $777 billion over ten (10) years. 
Followed a joint resolution: Senator Sherrod Brown (D-OH) introduced S.J.Res.16, a joint resolution providing for disapproval under chapter 8 of title 5, United States Code, of the rule finalized by the Securities and Exchange Commission (SEC). The joint resolution, filed under the Congressional Review Act (CRA), would reverse the SECs final rule in September 2020 relating to ""Procedural Requirements and Resubmission Thresholds Under Exchange Act Rule 14a-8.""","Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE",9999,,0,0,2021-09-01T19:48:20.497000-04:00
2674599,d63cf501-15b7-4308-a74e-6a466e4d52df,3T,"CARLOW CONSULTING, LLC",401104840,SCHOOL EMPLOYEES RETIREMENT SYSTEM OF OHIO,2021,third_quarter,FIN,"Followed two bills: Rep. Patrick McHenry (R-NC) introduced H.Res.249, a Resolution which is Expressing the sense of the House of Representatives that the Congress should not impose a financial transaction tax on individuals or market intermediaries in connection with trades executed on the National Market System or alternative trading systems. The Resolution was introduced on March 17 and was referred to the Committee on Ways and Means.  
H.R. 328, the Wall Street Tax Act, would create a financial transaction tax on the sale of stocks, bonds, and derivatives at 0.1 percent (10 basis points), which could raise approximately $777 billion over ten (10) years. 
Followed a joint resolution: Senator Sherrod Brown (D-OH) introduced S.J.Res.16, a joint resolution providing for disapproval under chapter 8 of title 5, United States Code, of the rule finalized by the Securities and Exchange Commission (SEC). The joint resolution, filed under the Congressional Review Act (CRA), would reverse the SECs final rule in September 2020 relating to ""Procedural Requirements and Resubmission Thresholds Under Exchange Act Rule 14a-8.""","Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE",6666,,0,1,2021-09-01T19:54:21.027000-04:00
2674833,9a57f1e2-acf5-4657-a04a-98b36e6de117,Q3,"WARWICK GROUP CONSULTANTS, LLC",401103619,COASTAL STRATEGIES,2021,third_quarter,FIN,Coastal Resilience Funding,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2021-09-16T13:04:30.577000-04:00
2674911,bcd677a0-70af-455b-b771-6b8cb61e5282,3T,"BECKER & POLIAKOFF, P.A.",283696,"INTUIT, INC.",2021,third_quarter,FIN,"Support FINTECH innovation and consumer protections
Promote financial health and literacy for small businesses
Issues related to data privacy","HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)",10000,,0,1,2021-09-17T17:36:15.323000-04:00
2675773,e1a95656-b2ae-4ecc-8783-8082413069eb,Q3,CAPITOL HILL ADVOCATES LLC,46084,AMERICAN ASSOCIATION OF RADON SCIENTISTS AND TECHNOLOGISTS,2021,third_quarter,FIN,Support FHFA action to update/improve its requirements/regulations of GSE management of multifamily properties with respect to radon testing and mitigation.,"Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE,White House Office",10000,,0,0,2021-10-01T14:10:30.410000-04:00
2675955,876ae6fe-d3a5-43d8-a534-7283c2322ccf,Q3,CORPORATION FOR SUPPORTIVE HOUSING,69195,CORPORATION FOR SUPPORTIVE HOUSING,2021,third_quarter,FIN,grandfather CDFIs into managing SBA programs such as Paycheck Protection Program without requiring that they comply with banking regulations or SBA designations,"HOUSE OF REPRESENTATIVES,SENATE",,50000,0,0,2021-10-02T16:40:36.607000-04:00
2676089,2bd6b059-34e9-4377-8d86-745a141b8298,Q3,"THE MAJORITY GROUP, LLC",400713141,"EXPANSION FUNDING PARTNERS, LLC",2021,third_quarter,FIN,Securities and stock exchange,"HOUSE OF REPRESENTATIVES,SENATE",90000,,0,0,2021-10-04T11:07:31.890000-04:00
2676090,9be85cb9-916c-47e0-bb92-39f72567ffb9,Q3,"PRI US, INC",401105678,"PRI US, INC",2021,third_quarter,FIN,"Climate change disclosure, ESG disclosure, deforestation disclosure
Infrastructure bill, climate change
Budget Reconciliation Legislation, climate change
Senate Banking Committee: SEC Oversight hearing, climate change","HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",,,0,0,2021-10-04T11:08:32.597000-04:00
2676124,491a65c0-8593-4941-b223-7752b3ce9f48,Q3,"THE MAJORITY GROUP, LLC",400713141,A10 CAPITAL,2021,third_quarter,FIN,Paycheck Protection Program and general financial services issues.,"HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of",75000,,0,0,2021-10-04T11:35:45.797000-04:00
2676131,95377dd2-9317-45c8-9723-8d3768b3d340,Q3,"THE MAJORITY GROUP, LLC",400713141,AMERICAN PETROLEUM INSTITUTE,2021,third_quarter,FIN,Corporate and investor disclosures,"HOUSE OF REPRESENTATIVES,SENATE",22500,,0,0,2021-10-04T11:45:49.327000-04:00
2676240,d6dfa0aa-5a81-420c-8f33-2c54b48d3e75,Q3,CHRISTINE POLLACK,401105176,RETAIL INDUSTRY LEADERS ASSOCIATION,2021,third_quarter,FIN,"Issues related to privacy, data security.","HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2021-10-04T17:34:37.063000-04:00
2676310,3923c199-a66c-4e32-88ef-a329a2171183,Q3,"WARNER, NORCROSS + JUDD LLP",401050963,BUSINESS INTERMEDIARY EDUCATION FOUNDATION,2021,third_quarter,FIN,"Creating simplified system of federal registration and regulation for broker dealers who are only engaged in brokering the mergers, acquisitions, and sales of privately owned businesses as would be provided in H.R. 935 (117th Congress) the Small Business, Mergers, Acquisitions and Sales Broker Simplification Act.","HOUSE OF REPRESENTATIVES,SENATE",19477,,0,0,2021-10-05T10:31:13.093000-04:00
2676523,0ed126d4-9e87-447e-a861-034c456eed5a,Q3,RICH FEUER ANDERSON,84775,WELLINGTON MANAGEMENT CO LLP,2021,third_quarter,FIN,Legislation and regulation affecting asset management services.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2021-10-05T19:31:04.617000-04:00
2676524,c00db1d6-ef52-4bc3-8af2-7063a1dbdb86,Q3,RICH FEUER ANDERSON,84775,"FINANCIAL INDUSTRY REGULATORY AUTHORITY (""FINRA"" FORMERLY NASD)",2021,third_quarter,FIN,Regulation of broker-dealers.  Customer recovery across arbitration and other dispute resolution forums.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-05T19:44:05.533000-04:00
2676528,05c73339-3b69-4de1-89d8-ac3599b7158f,Q3,HOLLAND & KNIGHT LLP,18466,HOUGHTON MIFFLIN HARCOURT,2021,third_quarter,FIN,S.3548 - CARES Act.,"Education, Dept of,HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",50000,,0,0,2021-10-06T08:45:09.567000-04:00
2676532,d8d5ceb3-8755-413b-b5d6-e5cd54930827,Q3,HOLLAND & KNIGHT LLP,18466,"CONTINENTAL SERVICE GROUP, INC. D/B/A CONSERVE",2021,third_quarter,FIN,Education and advocacy around the private debt collection program required under Section 6306(c)(1) of the Internal Revenue Code and ConServe's position as an approved private debt collector under the program.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2021-10-06T08:53:10.620000-04:00
2676552,c966a657-80c7-416d-b304-d67bc2b7c2c9,Q3,HOLLAND & KNIGHT LLP,18466,AMSCOT FINANCIAL CORPORATION,2021,third_quarter,FIN,"Legislation and policies affecting financial services, including pay day advances and check cashing.","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2021-10-06T09:45:16.397000-04:00
2676725,521fbcdd-b7a8-43f7-a91e-b76628fa9f5f,Q3,AMERICAN FINANCIAL SERVICES ASSOCIATION,2354,AMERICAN FINANCIAL SERVICES ASSOCIATION,2021,third_quarter,FIN,"Issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, industrial loan companies charters, debt collection and third party vendors, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending, provisions in American Rescue Plan Act relating to credit provisions and small business loans, HEROES Act on provisions relating to the PPP loans, H.R.1799 PPP Extension Act regarding processing applications, HR 1996 and S. 910 SAFE Banking Act on provisions related to lawful businesses.","Consumer Financial Protection Bureau (CFPB),Defense, Dept of (DOD),Federal Communications Commission (FCC),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of,White House Office",,250000,0,0,2021-10-06T14:35:10.823000-04:00
2676761,65de5fda-9d0c-41a5-90d2-0dbb480978dd,Q3,RICH FEUER ANDERSON,84775,BLACKROCK FUNDS SERVICES GROUP LLC (FORMERLY BLACKROCK CAPITAL MANAGEMENT INC.),2021,third_quarter,FIN,Regulation of asset management products and activities as systemically important.  Regulation of money market funds and exchange-traded funds.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2021-10-06T15:32:20.587000-04:00
2676781,3d7e3da7-c2dd-4b36-a822-6e816f95ba0d,Q3,SMALL BUSINESS ADVOCACY COUNCIL,401105226,SMALL BUSINESS ADVOCACY COUNCIL,2021,third_quarter,FIN,Request that Main Street Lending program be permitted to purchase 50% of commercial real estate loans from financial institutions.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2021-10-06T15:48:25.063000-04:00
2676846,c0f87090-e11b-4a7a-8ea6-57d52e39108b,Q3,"PORTERFIELD, FETTIG & SEARS, LLC",305054,VANGUARD,2021,third_quarter,FIN,Asset management and money market fund issues; data security and privacy.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-07T09:24:54.453000-04:00
2676858,d5093060-2515-494c-9e06-e448d02118e0,3T,THE AMERICAN PUBLIC GAS ASSOCIATION,74077,AMERICAN PUBLIC GAS ASSOCIATION,2021,third_quarter,FIN,Support for passage of the American Infrastructure Bonds Act,"Energy, Dept of,Federal Energy Regulatory Commission (FERC),HOUSE OF REPRESENTATIVES,SENATE",,15000,0,1,2021-10-07T09:53:59.727000-04:00
2676972,e94ecf25-7c0f-4ed7-acf9-fdbc059cc266,Q3,MICHIGAN CREDIT UNION LEAGUE,25157,MICHIGAN CREDIT UNION LEAGUE,2021,third_quarter,FIN,"Lapses by the retail industry/merchants in securing consumer information continue to be extremely problematic and costly to consumers and financial institutions.  MCUL is advocating that Congress hold retailers to the same or similar data security standards as the financial service industry has to abide by and require retailers notify credit unions sooner once a breach occurs.  We support legislation that ensures all businesses, institutions and organizations that collect, use or share personal data are subject to national standards, to include language that preempts state requirements, among other things. 

MCUL supports modernizing the Federal Credit Union Act (FCUA).  The financial service industry is rapidly changing.  Advancements in technology, including high speed internet connectivity, have significantly change our society and how financial institutions do business.  Updating the FCUA has become necessary to ensure federally chartered credit unions have the powers and flexibility to be competitive and members can benefit from new technology. We are currently supporting S.762, to eliminate the restriction on federal credit union loan maturity. Additionally, as a result of the ongoing COVID-19 crisis, Rep. Brad Sherman (D-CA-30) introduced legislation we are supporting, H.R. 6550, the Access to Credit for Small Businesses Impacted by the COVID-19 Crisis Act. The bill would exempt credit union loans related to the pandemic from the MBL for a period of three years. MCUL supports H.R. 2311, the Credit Union Governance Modernization Act of 2021 makes updates to how federal credit unions can handle violent members or members that have or seek to commit fraud against the credit union.  The bill provides an important update to the FCUA and prioritizes member and credit union staff safety. 

Lastly, we support passage of the Expanding Finance Access for Underserved Communities Act which would allow federal credit unions to add underserved communities to their fields of membership, exempt business loans by FCU's in underserved areas from the member business lending cap and expand the definition of an underserved area to include areas that are more than 10 miles from the nearest financial institution branch. 

MCUL is monitoring developments for GSE/housing finance reform and will advocate to make sure any reforms reflect the significant role credit unions play in the secondary mortgage market and we will defend against anything that is potentially harmful to credit unions and our members. 

MCUL supports congressional efforts, including H.R. 2040, to reform bank secrecy act/anti-money laundering reforms and provide financial institutions relief from unnecessary, duplicate and burdensome rules. H.R. 2040 would increase the CTR threshold from $10,000 to $30,000 and adjust the SAR threshold from $5,000 to $10,000 for most financial institutions. 

MCUL will educate members of the Michigan congressional delegation on the importance of voluntary overdraft protection services/products for members and member support for the services/products. We will oppose legislative efforts to limit the ability of financial institutions to offer these voluntary/opt in services. 

MCUL stands opposed to a proposal by the U.S. Treasury Department that would require financial institutions to report on an annual basis, the gross inflows and outflows, for member accounts (businesses and individuals).  We have been educating our congressional delegation on the issue and urging them to reject including the proposal in legislation. 

Lastly, credit unions are not-for-profit member-owned financial institutions, owned by members they service. Credit unions consumer-focused model is self-regulating and a principle reason why credit unions are not covered by the Community Reinvestment Act (CRA). MCUL will educate members of the delegation of the work credit unions are doing to serve low/moderate-income, diverse communities and the negative impacts of including credit unions in the CRA. We will oppose efforts that would result in credit unions of any size being included in the CRA.","HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2021-10-07T13:14:36.360000-04:00
2677010,9e9c182f-815e-434a-85ca-d945bf2e47b2,Q3,"REPUBLIC CONSULTING, LLC",401016871,WORKIVA,2021,third_quarter,FIN,Financial Transparency Act and Use of machine readable data in government reports.,"Federal Energy Regulatory Commission (FERC),HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-07T14:05:54.890000-04:00
2677014,c77c5107-3cec-4920-b9d1-ce138e66371f,Q3,"REPUBLIC CONSULTING, LLC",401016871,MORTGAGE BANKERS ASSOCIATION,2021,third_quarter,FIN,Issues related to GSE Reform and affordable housing.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-07T14:09:56.147000-04:00
2677049,6dfce7b9-9fbd-40d5-be57-c44e663b5019,Q3,"REPUBLIC CONSULTING, LLC",401016871,COGNIZANT TECHNOLOGY SOLUTIONS,2021,third_quarter,FIN,Provide strategic guidance and counsel on potential banking and financial services issues and the impact to Cognizant.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2021-10-07T14:34:03.497000-04:00
2677064,932db911-17d6-47ff-9e70-164177d8624f,Q3,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2021,third_quarter,FIN,"CBAI 2021 Federal Policy Priorities -

Community Bank Response to the COVID-19 Pandemic

COVID-19 has focused community bank efforts on helping their individual and small business customers and their communities weather the virus crisis and assist in the recovery effort. This was a commitment above and beyond what was normally expected, but one which community bankers were happy to fulfill. Community banks stepped-up during the crisis despite the many challenges and frustrations they encountered. They should be commended for what they are doing, treated fairly and equally, encouraged to do more, and not penalized for successfully performing their essential function.

The Independent Community Bankers of Americas Legislative and Regulatory Agenda Contained in their Community Focus 2020: The Community Bank Agenda for Expanding Economic Opportunity

CBAI joins the Independent Community Bankers of America (ICBA) in supporting a more efficient system of regulation, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in every corner of the country.

Additional Meaningful Regulatory Relief for Community Banks

Community bankers seek additional regulatory relief including on several fronts (i.e., BSA reform, CTRs, and SARs) to permit them to better serve their customers and communities while proudly fulfilling their reasonable responsibility to identify and report illicit actors. 

The Community Bank Position on Credit Unions and Their Expanded Powers

Credit unions have long-since strayed from their founding purpose of serving individuals of modest means and with a common bond. They blatantly abuse their competitive advantages and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks is a recent and disturbing trend that negatively impacts all taxpayers. This escalation of credit unions abusing of their tax-exemption should prompt Congress to Wake Up and act - NOW. This abuse is an existential threat to community banks and the communities they serve.

The Community Bank Position on the Farm Credit System and its Expanded Powers

The Farm Credit System (FCS) has long-since strayed from its founding purposes, blatantly abusing its competitive advantages against community banks. The FCS is the only GSE that competes directly with community banks. This blatant and continuing discrimination against community banks must end and FCS competitive advantages must be reined-in, and the playing field leveled for community banks.

Closing the Industrial Loan Company (ILC) Regulatory Loophole

ILCs represent the unacceptable mixing of banking and commerce, because of the risks they pose to the financial system, our economy and American taxpayers. ILCs are the functional equivalent of banks and should be properly regulated. The loophole that excludes their holding companies from being supervised and regulated by the Federal Reserve must be closed.

The Federal Reserves Role in Payments System Improvement

A fast and secure payments system is the very foundation of financial services and economy and must be modernized. The payments system must not be monopolized by The Clearing House and its 25 large bank owners that endangered our financial system and the entire economy during the financial crisis. Community banks, small businesses and consumers must rely on the Federal Reserve to provide access to a safe and secure payments system. The Federal Reserve must be supported in its development of the FedNow Service to ensure that all participants have access to a real-time system on a fair and impartial basis. 

Modernizing the Community Reinvestment Act (CRA)

The modernization of the CRA must enhance the ability of community banks to serve their communities and must not impose any additional regulatory burden. All financial service providers must be subject to the CRA to provide a complete picture of every financial institutions performance in serving their communities. A modernization of the CRA that does not encompass credit unions, Farm Credit System lenders and Fintechs (including the OCCs Special Purpose National Banks) will be a sham. All the banking regulators must agree on joint final rule to modernize the CRA.

Safe Harbor for Banking Cannabis-Related Businesses

Without taking a position on the legalization of cannabis, a safe harbor from federal sanctions for financial institutions that choose to serve legally compliant cannabis-related business in states where cannabis is legal is a matter of public safety. CBAI has expressed its support in Congress for the Secure and Fair Enforcement Banking Act which provides this legal safe harbor. 

De Novo Community Bank Formation, the Dual Banking System and Charter Choice

Newly chartered (de novo) community banks are vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of banking industry consolidation. Many new banks must be chartered each year to help maintain the vitality of the community banking profession.

The dual banking system, where chartering and supervision is divided between the federal government and the states is important and must be maintained. Community banks should be able to choose the banking charter that best fits their unique business model.  A banking system with multi-agency (state and federal) regulators and charter choice provides the necessary checks and balances as well as improved rulemaking on complex issues. 

Sound Principles for GSE Reform 

The seemingly endless and ongoing period of government ownership and control of Fannie and Freddie  must come to an end. GSE reform remains critically important to the future of the housing market and the U.S. economy. Community banks depend on the GSE for direct access to the secondary market. The GSEs must provide a steady and reliable source of funding for home mortgage lending for lenders of all sizes and through all economic cycles. This is particularly critical to maintaining liquidity when the markets are experiencing financial stress. 

The Federal Home Loan Banks

Most community banks are members and shareholders of their regional Federal Home Loan Bank (FHLB). The FHLBs provide short-term liquidity, long-term funding, mortgage-related products, and other financial services in order to help their members provide affordable credit to the local communities they serve. The regional structure, special functions, and unique purpose of the FHLBs must be recognized and maintained by the Federal Housing Finance Agency (FHFA). As the Administration and Congress consider reforming the housing finance system, care must be taken not to harm the FHLBs. They must remain healthy, stable, and reliable sources of funding for their members.

Agriculture and Rural America

A vibrant rural economy is vital to Americas prosperity. The multi-year Farm Bill provided a strong safety net for farmers and ranchers including adequate price-protection programs and enhanced USDA-guaranteed farm and business loan programs. These programs must be protected from cuts or any adverse changes that would discourage farmer and rancher participation or undermine private-sector delivery. 

Enhanced Data, Cyber and Payment Card Security (Data Security)

Enhanced security standards should be enforced through a tiered system where the more restrictive rules and are imposed on the largest and most critical members of the financial system and economy where their lapses pose the greatest threat to the largest number of consumers. Core data security principals in standards enacted by legislation and regulations must include the complete cost of data breaches being borne by that party that caused the breach; all participants should be subject to verifiable Gramm-Leach-Bliley Act-like data security standards; and any new data security standard proposals should ensure that community banks are not overburdened with redundant standards. 

Consumer Financial Protection Bureau Reform and Meaningful Exemptions for Community Banks 

Regulations promulgated by the CFPB must provide community banks with the flexibility to meet the needs of its customers and they must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities.  A one-size-fits-all approach to CFPB regulations harms the successful community bank business model. 

In reforming the CFPB, the single Director governance should be replaced by a five-member board or commission; a broader definition of firms that grant credit should be subject to the CFPB rules, they should be robustly supervised and examined; and the focus of any enhanced regulation of financial products should be on the mega banks and financial firms, the unregulated shadow financial industry and emerging Fintech companies. 

The CFPB has the statutory authority under the Dodd-Frank Act to exempt any class of providers [community banks] or any products or services from the rules it writes, but to-date the Bureau has been far too reticent to do so.  The effective use of this authority will ensure community banks continue to be a healthy alternative to large banks and non-banks for consumers seeking to use responsible financial service providers.

The Community Bank Positions on Emerging Issues

Fintechs and Special Purpose Fintech National Bank (SPNBs) - OCC

Fintechs, including the OCCs SPNBs, raise many concerns. They cannot have the advantages of a bank charter with limited requirements, regulations, and liability. 

Postal Banking - Congress

Postal banking is misguided and any entry of the USPS (Postal Service) into banking services is a significant government-sponsored, competitive threat to the viability of tax-paying community banks.

Current Expected Credit Loss Model (CECL) - FASB

Community bankers and Congress must continue to be vigilant to assure the CECL Model implementation provides a clear, practical, and easy-to-use methodologies for calculating expected losses which can be seamlessly incorporated into existing processes for community banks. 

Customer Data Sharing - CFPB

Community banks are financially sound and take great care in protecting consumer privacy. Non-bank entities must be held responsible for ensuring the safety of the customer information they are accessing and be able to satisfy the liability for any financial harm which they cause community banks and their consumers.

Small Business Data Collection - CFPB

Small business lending data clearly suggests fair lending is not a problem at community banks as they treat their customers honestly and fairly. The regulatory burden of the collection and reporting requirements fall disproportionately hard on community banks, and Section 1071 should either be repealed, or community banks should be provided with a meaningful exception.

Reporting Beneficial Ownership Information - FinCEN

Provisions in the NDAA in the 116th Congress shifted the burden of collecting and reporting beneficial ownership to FinCEN. This transfer must be accomplished expeditiously.

Financial Transaction Tax - Congress

Tax laws should encourage and promote robust economic activity and a thriving community banking sector, not impose new bank-specific fees, punitive new levies, transaction taxes, limitations on the deductibility of expenses, revenue offsets or pay-fors that target the banking industry. Rather, there should be parity among all financial service providers; there should be tax incentives for community banks serving low- and moderate-income individuals, small businesses, and small farms; and there should be a tax credit equivalent to the cost of community bank compliance with BSA compliance.

Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms to Protect Our Financial System, the Economy, and American Taxpayers from Future Bailouts

The financial crisis, taxpayer bail-outs, and subsequent recession was caused by the misconduct of the nations largest banks and financial firms. These megabanks have proven, at great cost to American taxpayers, that they cannot be effectively managed, supervised or disciplined. They are clearly too-big-to-change, too-big-to-fail and must be downsized.

(House and Senate)

Legislation and Regulation -

Amendment to the Budget Resolution offered by Senator Mike Crapo prohibiting monitoring and reporting of taxpayer information by banks to the IRS (Senate)
 
Proposal in legislation known as Build Back Better to allocate funds to permit the U.S. Small Business Administration to directly originate and disburse SBA 7(a) loans over 10 years (House and Senate)

Proposal in legislation known as the American Family Plan to increase various taxes including - corporate tax rate, individual tax rates, taxation of capital gains, deductions under the Tax Code Section 199A for shareholders of Subchapter S community banks and other pass through small businesses, a 3.8% net investment income tax on the income of Subchapter S shareholders, taxation at death or the removal of step-up basis, limitations on Section 1031 exchanges, and new requirements that banks transfer additional customer financial data to the IRS (House and Senate)


Letters -

Comment Letter to the Board of Governors of the Federal Reserve System regarding: Proposed Guidelines for Evaluating Account and Service Requests; Docket No. OP-1747 (Federal Reserve)

Comment Letter to the Board of Governors of the Federal Reserve System regarding: Notice of Proposed Rulemaking - Debit Card Interchange Fees and Routing; Document No. R-1748 and RIN 7100-AG15 (Federal Reserve)


Action Alerts -

Action Alert regarding proposal for banks to collect and report customer accounts information (account flows) to the IRS (House and Senate)

Action Alert regarding proposal in legislation known as the American Family Plan to increase various taxes including - corporate tax rate, individual tax rates, taxation of capital gains, deductions under the Tax Code Section 199A for shareholders of Subchapter S community banks and other pass through small businesses, a 3.8% net investment income tax on the income of Subchapter S shareholders, taxation at death or the removal of step-up basis, limitations on Section 1031 exchanges, and new requirements that banks transfer additional customer financial data to the IRS (House and Senate)

Another Action Alert regarding proposal for banks to collect and report customer accounts information (account flows) to the IRS (House and Senate)


Miscellaneous -

Banking trade associations meeting with the Acting Comptroller of the OCC discussing topics including - the OCCs review of overdraft policies and practices, modernization of the CRA, novel (i.e., fintech) charters and banking powers, regulatory priorities-CECL versus faster payments, the proposed new plan for banks to collect and report customer accounts information (account flows) to the IRS (OCC)

An extension of the Community Bank Leverage Ratio (CBLR) at 8.5% for an additional year through 2022 (House and Senate, Federal Reserve, FDIC, OCC)","Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,60000,0,0,2021-10-07T14:44:06.507000-04:00
2677111,d4ca2f61-4621-4abb-9078-964449590046,Q3,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,WELLS FARGO & COMPANY,2021,third_quarter,FIN,"Issues related to GSIBs, generally","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-07T15:13:16.207000-04:00
2677143,e846d4ff-e9da-4100-affe-3d178ff9fc42,Q3,DENTONS US LLP,36105,AMERICAN AMUSEMENT MACHINE ASSOCIATION,2021,third_quarter,FIN,"Issues related to implementation of Dodd-Frank or to amend Dodd Frank;  Operation Choke Point;  COVID 19 Stimulus funding, American Recovery Act of 2021; Reconciliation package proposals","HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",20000,,0,0,2021-10-07T16:22:30.853000-04:00
2677146,67374fde-5e3a-441b-aac6-bf03e24f9be3,Q3,DENTONS US LLP,36105,AMUSEMENT AND MUSIC OPERATORS ASSOCIATION,2021,third_quarter,FIN,"Issues related to implementation of Dodd-Frank or to amend Dodd Frank;  Operation Choke Point;  COVID 19 Stimulus Proposals, American Recovery Act of 2021; Reconciliation package proposals;","HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",20000,,0,0,2021-10-07T16:25:31.640000-04:00
2677208,e3a8cbc5-d4b8-463a-96bb-702be8f08eb5,Q3,RICH FEUER ANDERSON,84775,NOMURA AMERICA HOLDING INC.,2021,third_quarter,FIN,"Regulation of broker-dealers, including capital requirements.  Regulation of derivatives and equity market structure issues.","HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2021-10-07T19:51:55.813000-04:00
2677477,26dfc2ea-b3bf-4de5-b51f-6424c6dffc3d,Q3,HOLLAND & KNIGHT LLP,18466,"PCI SECURITY STANDARDS COUNCIL, LLC",2021,third_quarter,FIN,"Payment card security standards issues related to data breach, privacy, data security, and cyber security.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2021-10-08T16:22:48.240000-04:00
2677521,4c9fb305-20e2-4bce-8535-0d8782f5a4f6,Q3,WASHINGTON MATTERS LLC,40036305,COALITION FOR EQUITABLE REGULATION AND TAXATION,2021,third_quarter,FIN,Seeking clarification of proposed amendments to cash reporting applied to small businesses.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-09T11:46:08.740000-04:00
2677540,447ff85f-2040-42ca-8e19-0e58fbce69a6,Q3,DENT STRATEGIES,401105616,CUNA MUTUAL GROUP,2021,third_quarter,FIN,"H.R. 3962/S. 1625 - SECURE Notarization Act - expands access to remote online notary services
H.R. 4350 - National Defense Authorization Act for FY 2022 - includes SECURE Notarization Act","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-09T12:42:11.267000-04:00
2677668,d01d43a9-9947-4758-a4a8-8b28b6fa909c,Q3,PENN AVENUE PARTNERS,400918672,WESTERN UNION,2021,third_quarter,FIN,"Financial Services Issues.
Cross Border Remittance Issues.","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2021-10-10T12:46:50.603000-04:00
2677760,1b564966-f196-4bba-8d9a-459344fbb69a,Q3,THE WILLIAMS GROUP,401104049,GENERAL MOTORS,2021,third_quarter,FIN,Federal charters,"HOUSE OF REPRESENTATIVES,SENATE",37500,,0,0,2021-10-11T10:12:20.157000-04:00
2677761,88ce3034-9022-4eb9-9c4e-1ae7db77786d,Q3,THE WILLIAMS GROUP,401104049,"METLIFE GROUP, INC.(FKA METROPOLITAN LIFE)",2021,third_quarter,FIN,Insurance and Securities Law,"HOUSE OF REPRESENTATIVES,SENATE",19500,,0,0,2021-10-11T10:13:20.707000-04:00
2677763,af41cab5-aece-4f5d-a202-d7b20fb62121,Q3,THE WILLIAMS GROUP,401104049,AMERICAN FINANCIAL SERVICES ASSOCIATION,2021,third_quarter,FIN,Banking Law,"HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2021-10-11T10:13:21.187000-04:00
2677765,6de38010-6614-49e2-9dcc-fc72d5dc9616,Q3,THE WILLIAMS GROUP,401104049,TRANSUNION,2021,third_quarter,FIN,Fai Credit Reporting Act,"HOUSE OF REPRESENTATIVES,SENATE",11250,,0,0,2021-10-11T10:15:22.367000-04:00
2677768,269d2067-08ef-4134-b97c-1c78c75ee7a9,Q3,THE WILLIAMS GROUP,401104049,ROBINHOOD,2021,third_quarter,FIN,Securities Law,"HOUSE OF REPRESENTATIVES,SENATE",6000,,0,0,2021-10-11T10:18:23.787000-04:00
2677908,27101131-9604-41a9-84a8-46935833ce5a,Q3,MCDERMOTT WILL & SCHULTE LLP,24338,SANTA BARBARA TAX PRODUCTS GROUP,2021,third_quarter,FIN,"Legislation and agency regulation concerning tax time financial products, including but not limited to prepaid debit cards.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2021-10-11T14:43:04.987000-04:00
2677958,ddb0fe7a-975e-454e-b57a-cd7ad6b99a5b,Q3,HOLLAND & KNIGHT LLP,18466,"CERTIFIED FINANCIAL PLANNER BOARD OF STANDARDS, INC.",2021,third_quarter,FIN,Educating members of Congress and staff on financial planning business tax incentives and retirement issues and policy.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-11T15:12:18.987000-04:00
2678071,003da944-73d3-413b-b724-0cf05b01ad4f,Q3,NATIONAL ADVOCACY CENTER OF THE SISTERS OF THE GOOD SHEPHERD,77993,CONFERENCE OF PROVINCIALS OF NORTH AMERICA,2021,third_quarter,FIN,Advocating for student debt cancellation as a racial justice issue.,"Agriculture, Dept of (USDA),Defense, Dept of (DOD),Health & Human Services, Dept of (HHS),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Justice, Dept of (DOJ),SENATE,State, Dept of (DOS),Treasury, Dept of,U.S. Agency for International Development (USAID),Vice President of the U.S.,White House Office",40000,,0,0,2021-10-11T16:17:43.907000-04:00
2678163,26eb27ff-792c-4b5e-aa3b-f80889e81f12,Q3,TECHNOLOGY NETWORK AKA TECHNET,69116,TECHNOLOGY NETWORK AKA TECHNET,2021,third_quarter,FIN,"Dodd-Frank, Durbin Amendment; H.R. 1020 New Business Preservation Act.","Commerce, Dept of (DOC),Consumer Financial Protection Bureau (CFPB),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Natl Economic Council (NEC),SENATE,Transportation, Dept of (DOT),Treasury, Dept of,U.S. Trade Representative (USTR),White House Office",,190000,0,0,2021-10-11T19:10:02.123000-04:00
2678170,07a4be8c-6fb0-4da8-9eea-354d837e6ede,Q3,RICH FEUER ANDERSON,84775,"SWIFT, INC.",2021,third_quarter,FIN,"Imposition of sanctions on financial messaging services with respect to institutions in other countries, including S.1260, the ""United States Innovation and Competition Act of 2021,"" and H.R.3524, the ""EAGLE Act.""","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-11T19:48:03.553000-04:00
2678281,60223396-24f6-40fb-9d30-4e03de7eed9c,Q3,"SOBBA PUBLIC, LLC",316797,"VIRTU FINANCIAL, LLC",2021,third_quarter,FIN,issues related to market making of securities and derivatives,"Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",45000,,0,0,2021-10-12T10:32:30.510000-04:00
2678291,b7714dd9-ca72-49dc-b70b-a76fe16ae2e0,Q3,"SOBBA PUBLIC, LLC",316797,"ATMOSPHERE I, LLC, FORMERLY IGNEIO, LLC",2021,third_quarter,FIN,issues related to the blockchain and crypto currencies,"Commodity Futures Trading Commission (CFTC),Federal Reserve System,Financial Crimes Enforcement Network (FinCEN),Securities & Exchange Commission (SEC),Treasury, Dept of",30000,,0,0,2021-10-12T10:37:33.580000-04:00
2678301,cc5f10a3-384c-456b-b064-d5fc8d66c548,Q3,"GRAY GLOBAL ADVISORS, LLC",295053,EDISON ELECTRIC INSTITUTE,2021,third_quarter,FIN,Electric Utility Issues.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-12T10:52:38.107000-04:00
2678339,c585cc70-4ff8-42a2-aeb3-187b89222ea8,Q3,"GRAY GLOBAL ADVISORS, LLC",295053,AFRICAN AMERICAN ALLIANCE OF CDFI CEO'S,2021,third_quarter,FIN,Community development financial institution issues.,"Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,Treasury, Dept of",30000,,0,0,2021-10-12T11:23:53.603000-04:00
2678388,4bc0bb29-6f53-4a5e-8741-a047a6a51499,Q3,CONCERNED WOMEN FOR AMERICA LEGISLATIVE ACTION COMMITTEE,47985,CONCERNED WOMEN FOR AMERICA LEGISLATIVE ACTION COMMITTEE,2021,third_quarter,FIN,"Lobbied Senate against H.R. 1443 LGBTQ Business Equal Credit Enforcement and Investment Act 
Lobbied House against H.R. 1996 SAFE Banking Act of 2021","HOUSE OF REPRESENTATIVES,SENATE",,17000,0,0,2021-10-12T12:01:09.047000-04:00
2678448,4ba1ea98-87e1-4ae0-b432-2b2bcc578d50,Q3,NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS,26901,NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS,2021,third_quarter,FIN,"Issues related to the implementation of the Dodd-Frank Wall Street Reform Act 2010.  Issues related to the regulation of securities products, including the conduct, compensation and use of the title ""advisor.adviser"" by those who sell them.  Issues related to the regulation of certain employee benefit plan/sponsors/participants and IRA holders under ERISA.  Issues related to investment advice provided by municipal advisors.  Issues related to consumer compensation in instances of investment fraud.  Issues related to the disclosure of potential examples of financial exploitation of senior citizens.","Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,430764,0,0,2021-10-12T12:28:18.663000-04:00
2678496,ee449833-4d01-4644-a864-3fec1cace246,Q3,APPRAISAL INSTITUTE,4163,APPRAISAL INSTITUTE,2021,third_quarter,FIN,Appraisal,"Consumer Financial Protection Bureau (CFPB),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE",,20000,0,0,2021-10-12T13:01:30.590000-04:00
2678597,38a21a38-2656-4975-92a4-e20a45b19885,Q3,HUTTON STRATEGIES,312758,FEDERATED INVESTORS,2021,third_quarter,FIN,monitor financial services and capital markets issues generally -- including S. 2684,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-12T14:08:00.260000-04:00
2678598,dbe12279-a817-40af-9be1-09e140d2cbff,Q3,"CBOE GLOBAL MARKETS, INC.",48510,"CBOE GLOBAL MARKETS, INC.",2021,third_quarter,FIN,Issues related to potential change in the U.S. Tax Code impacting securities.,"HOUSE OF REPRESENTATIVES,SENATE",,40000,0,0,2021-10-12T14:09:00.677000-04:00
2678656,f0371d6e-7069-40df-9dec-8998be3a4abe,Q3,MAYNARD NEXSEN PC,60116,CMH SERVICES,2021,third_quarter,FIN,COVID Relief legislation with direct payments to individuals and companies and eviction/forbearance moratoriums,"Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE",30000,,0,0,2021-10-12T14:41:17.190000-04:00
2678680,09ce0b45-c7fb-4d0e-bbd9-b0b7a7678000,Q3,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,7725,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2021,third_quarter,FIN,Credit union and credit union related issues.,"Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Natl Credit Union Administration (NCUA),SENATE,Treasury, Dept of",,110000,0,0,2021-10-12T14:58:22.307000-04:00
2678704,289f6487-4931-4804-88fa-af31ed55b3ef,Q3,THE INSTITUTE OF INTERNAL AUDITORS,401104412,THE INSTITUTE OF INTERNAL AUDITORS,2021,third_quarter,FIN,"Issues related to corporate governance, risk management and auditing standards.  Issues related to the internal auditing sector.  Issues related to SEC disclosures.","HOUSE OF REPRESENTATIVES,SENATE",,40000,0,0,2021-10-12T15:25:42.793000-04:00
2678793,287b27ac-0e94-4dbc-84ca-af2b22ac0ccb,Q3,RICH FEUER ANDERSON,84775,LONDON STOCK EXCHANGE GROUP PLC,2021,third_quarter,FIN,"Regulation of securities indices, regulation of derivative instruments, regulation and capitalization of clearinghouses, and protection of customer assets.","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2021-10-12T16:14:08.647000-04:00
2678819,a0d0be75-6626-46aa-9f6d-9cd37322e5db,Q3,RICH FEUER ANDERSON,84775,"FRANKLIN SQUARE HOLDINGS, L.P.",2021,third_quarter,FIN,Regulation of business development companies.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-12T16:40:14.220000-04:00
2678898,89afec22-b2b2-4813-9b4d-9013a02d143d,Q3,M&T BANK CORPORATION,401104858,M&T BANK CORPORATION,2021,third_quarter,FIN,Infrastructure; other regulations related to financial institutions,HOUSE OF REPRESENTATIVES,,70000,0,0,2021-10-12T18:49:31.790000-04:00
2679030,ffe49e03-e2dd-4143-bd96-c55325d039af,Q3,AZOA SERVICES CORP(ALLIANZ OF AMERICA) FORMERLY AZOA SERIVCES CORP/FIREMAN'S FUND(ALLIANZ OF AMERICA,14611,AZOA SERVICES CORP(ALLIANZ OF AMERICA) AND AFFILIATES,2021,third_quarter,FIN,"Systemic Risk: Argue that asset managers should not be designated as systemically important financial institutions under SEC113 of Dodd-Frank.
Also, track international developments regarding systemic risk designation.

Financial Services and General Government Appropriations Act, 2021:  Issue: Making appropriations for financial services and general government , ""Lobby for a provision to be included that would require the SEC to develop a unique
registration form for Registered Index Linked Annuities.

Monitor efforts to provide for a statutory replacement benchmark rate for contracts that use LIBOR as a benchmark and do not contain any fallback
provisions independent of LIBOR. (No bills introduced).","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Risk Management Agency,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,560000,0,0,2021-10-13T10:40:16.960000-04:00
2679097,707e4a42-94c3-43fa-af5a-b987bfbbcf53,Q3,"PARRY, ROMANI, DECONCINI & SYMMS",30792,"NETWORTH SERVICES, INC",2021,third_quarter,FIN,Insure that the Internal Revenue Service has the funds available through appropriations to improve its ability to determine the cost basis of taxpayers' financial transactions.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2021-10-13T11:09:36.257000-04:00
2679115,a91a4789-b7ec-4de5-869e-be4bd1f18a7a,Q3,"URBAN SWIRSKI & ASSOCIATES, LLC",400584784,"REINSURANCE GROUP OF AMERICA, INCORPORATED",2021,third_quarter,FIN,"General financial services regulatory reform, including regulatory implementation of provisions relating to insurance companies related to ""The Dodd-Frank Wall Street Reform and Consumer Protection Act"" P.L. No. 111-203","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-13T11:15:40.553000-04:00
2679497,05fd9086-4277-496b-b019-7b6d596af29c,Q3,RICH FEUER ANDERSON,84775,"SOCIAL FINANCE, INC.",2021,third_quarter,FIN,"Regulation of online lenders, including potential national charters, application of banking regulations, and securitization of student loans.","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-13T15:23:30.510000-04:00
2679544,93f92f6a-6564-4985-bc71-7891c2848914,Q3,"VORYS, SATER, SEYMOUR AND PEASE LLP",40236,FIDELITY AND GUARANTY LIFE,2021,third_quarter,FIN,U.S. Department of Labor's fiduciary rule,"HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Office of Management & Budget (OMB),SENATE",70000,,0,0,2021-10-13T16:22:46.970000-04:00
2679563,e7252b72-32cc-4432-b9a2-355cdbeaa3d9,Q3,SCRIVNER LEON GROUP LLC,401103886,THOMPSON COBURN LP ON BEHALF OF MEDICI VENTURES,2021,third_quarter,FIN,Issues related to the issuance of digital currencies. Issues related to blockchain based trading platforms.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2021-10-13T16:41:52.710000-04:00
2679565,baa10aec-24f8-4335-9ad8-4260205c6847,Q3,"CGCN GROUP, LLC",76992,FEDERAL HOME LOAN BANK OF DALLAS,2021,third_quarter,FIN,Legislative issues surrounding banking and housing.,"HOUSE OF REPRESENTATIVES,SENATE",7500,,0,0,2021-10-13T16:41:53.267000-04:00
2679586,20365dc1-7b76-4620-9f44-41882745083c,Q3,"CGCN GROUP, LLC",76992,BRADFORD WHITE CORPORATION,2021,third_quarter,FIN,Issues related to ESOPs in the House Ways & Means Budget Reconciliation Legislative Recommendations Relating to Retirement.,"HOUSE OF REPRESENTATIVES,SENATE",52500,,0,0,2021-10-13T16:51:58.083000-04:00
2679607,3af19328-9e57-49f5-a7bb-63341ea5786c,Q3,"CGCN GROUP, LLC",76992,THE SURETY & FIDELITY ASSOCIATION OF AMERICA,2021,third_quarter,FIN,"S. 638; H.R. 1641; Issues on insurance bonding as it relates to infrastructure projects;
H.R. 2949 - Issues related to federal insurance bonding thresholds.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-13T17:02:02.433000-04:00
2679623,037fe2d3-f64f-4800-b84b-e3d7c02377f5,Q3,"CGCN GROUP, LLC",76992,BLOOMBERG LP,2021,third_quarter,FIN,"Monitor issues relating to investor access to information and market structure;
Market Data issues and equity market structure issues.","HOUSE OF REPRESENTATIVES,SENATE",28500,,0,0,2021-10-13T17:27:07.453000-04:00
2679717,a4cacffc-2cbe-4766-bd5c-69a86c1c8ff7,Q3,"CASSIDY & ASSOCIATES, INC.",8453,SOCIETY OF ACTUARIES,2021,third_quarter,FIN,General legislative issues related to actuarial profession,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",20000,,0,0,2021-10-13T23:02:33.397000-04:00
2679778,b73268c0-4769-4d69-8b22-30d8f4bfe1c6,Q3,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,14303,FEDERAL AGRICULTURAL MORTGAGE CORPORATION,2021,third_quarter,FIN,Modifications to enhance Farmer Mac's renewable energy and telecommunications authorities,"Farm Credit Administration,HOUSE OF REPRESENTATIVES,SENATE",,60000,0,0,2021-10-14T09:26:52.103000-04:00
2679783,6ad7b2e1-8876-432e-a3cc-5759b360d0c1,Q3,"DUTKO WORLDWIDE, LLC",12868,ACCENTURE FEDERAL SERVICES LLC,2021,third_quarter,FIN,Monitor financial services IT modernization,"Agriculture, Dept of (USDA),Education, Dept of,Federal Housing Finance Agency (FHFA),Federal Retirement Thrift Investment Board,Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Justice, Dept of (DOJ),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",40000,,0,0,2021-10-14T09:41:54.140000-04:00
2679798,7931e113-6aa2-4fb5-9ded-df391b8cbdf2,Q3,CMFG LIFE INSURANCE COMPANY,80510,CMFG LIFE INSURANCE COMPANY,2021,third_quarter,FIN,"Work to keep insurance regulated by the states and not by the Consumer Financial Protection Bureau or set by international bodies.
Advocate for privacy measures in line with GLBA and HIPAA as applied to financial services.
Oppose legislation to provide retroactive pandemic business interruption insurance.
Support legislation of e-signatures, e-disclosures, and e-notarizations.
Support S.1625 and H.R.3962, SECURE Notarization Act of 2021.
Support H.R. 4350/S. 2792, NDAA for FY 2022 - includes both SAFE Banking and SECURE Notarization Act.
Support increased CDFI and MDI funding.
Support ""Build America Bonds"" for infrastructure.
Support S.1443 and H.R.2917, Retirement Parity for Student Loans Act of 2021.
Support H.R.1996/S.910 Secure and Fair Enforcement Banking SAFE Act - This bill generally prohibits a federal regulator from penalizing a financial institution for providing services to a legitimate cannabis-related business.
Support H.R. 4350/S. 2792, NDAA for FY 2022 - includes both SAFE Banking and SECURE Notarization Act.
Support H.R.2954 Secure a Strong Retirement Act and S.1770 Retirement Savings and Security to promote the adoption of employer sponsored retirement savings plans and employee participation in such plans.","HOUSE OF REPRESENTATIVES,SENATE",,160000,0,0,2021-10-14T09:44:56.163000-04:00
2679820,57dddaf2-eee4-41cd-8bf0-f8156218be6b,Q3,EXEL ADVISORS,401105119,MGIC,2021,third_quarter,FIN,SEC and advisory committee and rule making activities relating to reporting for public companies.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2021-10-14T09:50:59.283000-04:00
2680057,e7a14d8a-1b84-4e9a-bb8d-1aefa240c492,Q3,BLUEPOINT DC,401104846,NAVIENT,2021,third_quarter,FIN,Issues affecting student loan servicing and financial literacy and education.,"Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-14T11:25:47.943000-04:00
2680309,60660239-3c41-43cd-9ac1-da1e439fd092,Q3,"BLACKROCK FUNDS SERVICES GROUP, LLC",400534597,BLACKROCK FUNDS SERVICES GROUP LLC,2021,third_quarter,FIN,"Financial Stability Issues
Hart Scott Rodino Rule Proposals
Exchange Traded Products
Increasing Investor Opportunities Act, HR 4262
Climate Risk
ESG Disclosure
Rule 15c2-11","Commodity Futures Trading Commission (CFTC),Executive Office of the President (EOP),Export-Import Bank of the United States (EXIM Bank),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Overseas Private Investment Corp (OPIC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,320000,0,0,2021-10-14T13:26:59.277000-04:00
2680356,100646dd-8e87-4c59-a882-31b2233344a8,Q3,SQUIRE PATTON BOGGS,30906,PERCY ROCKDALE LLC,2021,third_quarter,FIN,Issues related to retirement accounts and the Build Back Better Act.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-14T13:48:08.947000-04:00
2680378,5b110d65-95e8-4560-b29a-386464421851,Q3,SQUIRE PATTON BOGGS,30906,THE PROOF OF TRUST,2021,third_quarter,FIN,Monitoring of distributed ledger technology policy issues,HOUSE OF REPRESENTATIVES,40000,,0,0,2021-10-14T13:58:14.013000-04:00
2680384,74da482a-ba32-41e5-8129-a0e87dd646c4,Q3,DAVIS & HARMAN LLP,11674,LPL FINANCIAL,2021,third_quarter,FIN,"H.R. 3279, Gender Diversity in Corporate Leadership Act (116th Congress).","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2021-10-14T14:00:16.517000-04:00
2680450,2f502483-bb9f-4593-b4a1-32899d92f728,Q3,BROWN-FORMAN CORPORATION,7213,BROWN-FORMAN CORPORATION,2021,third_quarter,FIN,Issues related to family majority controlled companies - no specific legislation.,"Commerce, Dept of (DOC),Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,U.S. Customs & Border Protection,U.S. Trade Representative (USTR)",,300000,0,0,2021-10-14T14:24:30.870000-04:00
2680485,2c34ffb3-3f73-4718-9f2d-2c5ef448d88e,Q3,DAVIS & HARMAN LLP,11674,BROKER/DEALER COORDINATION GROUP,2021,third_quarter,FIN,Issues related to the effect of the Department of Labor's fiduciary definition regulation and coordination of such regulation with SEC broker/dealer stand of care. Legislative proposals to address the fiduciary issue or the SEC standard of care. State fiduciary rules.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2021-10-14T14:32:42.110000-04:00
2680561,b31f40a7-378e-42fd-8648-007dbff4c9ce,Q3,DAVIS & HARMAN LLP,11674,STATE STREET BANK AND TRUST CO.,2021,third_quarter,FIN,"H.R. 3279, Gender Diversity in Corporate Leadership Act (116th Congress).","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-14T14:57:59.777000-04:00
2680609,be0a1ce9-6226-46f6-982c-b778fff540f8,Q3,EQUIPMENT LEASING AND FINANCE ASSOCIATION,13767,EQUIPMENT LEASING AND FINANCE ASSOCIATION,2021,third_quarter,FIN,"Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203)
Issues related to HR 2540 Small Business and Lending Fairness Act","Consumer Financial Protection Bureau (CFPB),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Small Business Administration (SBA),Treasury, Dept of",,110000,0,0,2021-10-14T15:26:13.397000-04:00
2680670,3355bedc-8390-4217-a9bc-b861356bc15b,Q3,RICH FEUER ANDERSON,84775,JPMORGAN CHASE HOLDINGS LLC,2021,third_quarter,FIN,"Issues related to capital and liquidity, margin, bank structure, market structure and market liquidity.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2021-10-14T16:14:31.520000-04:00
2680671,231e92f8-f259-4441-b78d-5456b9e9ad3f,Q3,"FEDERATED HERMES, INC.(FORMERLY KNOWN AS FEDERATED INVESTORS, INC.)",292458,"FEDERATED HERMES, INC.(FORMERLY KNOWN AS FEDERATED INVESTORS, INC.)",2021,third_quarter,FIN,"Issues related to Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111-203) implementation and regulations; proposals related to potential money market and other mutual fund regulations by the SEC (e.g., floating net asset value and liquidity gates and fees) and implementation thereof.","HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",,160000,0,0,2021-10-14T16:16:32.077000-04:00
2680714,562a758c-cad8-4f9b-be7b-10fbe392ffbf,Q3,RICH FEUER ANDERSON,84775,AMERICAN PROPERTY CASUALTY INSURERS ASSOCIATION,2021,third_quarter,FIN,Regulatory structure for insurance and financial services.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2021-10-14T16:47:46.217000-04:00
2680723,828a7690-5688-4271-baf6-fe2de9b06ac4,Q3,ALTERNATIVE INVESTMENT MANAGEMENT ASSOCIATION,400503478,ALTERNATIVE INVESTMENT MANAGEMENT ASSOCIATION,2021,third_quarter,FIN,"Securities & Exchange Commission call for input on climate change-related disclosures 
House of Representatives - Digital Assets Working Group 
Securities & Exchange Commission - settlement cycle proposals, Form PF and ESG disclosures, Form 13F and short selling disclosures","HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC)",,80000,0,0,2021-10-14T16:53:50.090000-04:00
2680758,acd80fc0-de54-43a3-8aa6-2a04039db192,Q3,"EARLY WARNING SERVICES, LLC",401105876,"EARLY WARNING SERVICES, LLC",2021,third_quarter,FIN,"Issues related to financial services, fraud and risk management, payments, and technology.","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,30000,0,0,2021-10-14T17:06:02.153000-04:00
2680793,db7850dc-10b7-4a8f-9c5f-58e5640c8549,Q3,RICH FEUER ANDERSON,84775,GUARDIAN LIFE INSURANCE COMPANY,2021,third_quarter,FIN,"Legislation and regulation affecting provision of life insurance and disability insurance, including implementation of H.R.748, the ""Coronavirus Aid, Relief, and Economic Security Act.""","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-14T17:28:12.780000-04:00
2680849,c42f1bc9-9262-4dae-954d-6a04bdd05a37,Q3,RICH FEUER ANDERSON,84775,FAIR ISAAC CORPORATION (DBA FICO),2021,third_quarter,FIN,"Issues related to credit scores, including implementation of S.2155, the ""Economic Growth, Regulatory Relief and Consumer Protection Act,"" and of H.R.748, the ""Coronavirus Aid, Relief and Economic Security Act.""","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2021-10-14T18:56:34.807000-04:00
2681064,f435def4-704b-4360-8f36-0e8a3adb375a,Q3,PRINCIPAL FINANCIAL GROUP,32178,PRINCIPAL FINANCIAL GROUP,2021,third_quarter,FIN,HR 1816 Information Transparency & Personal Data Control Act: Summary is in progress,"HOUSE OF REPRESENTATIVES,SENATE",,487000,0,0,2021-10-15T09:33:46.417000-04:00
2681395,d14a76b7-e0ab-4f0f-b6b0-4733af374426,Q3,BALLARD PARTNERS,401104288,TRULIEVE,2021,third_quarter,FIN,Banking policy and regulation; medical marijuana policy and regulation.,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,White House Office",40000,,0,0,2021-10-15T11:25:10.577000-04:00
2681453,2fd654e6-943f-46ee-840a-be844d8ff201,Q3,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,INVESTMENT COMPANY INSTITUTE,2021,third_quarter,FIN,"The bipartisan infrastructure plan, pay fors related to retirement and municipal bonding
Issues related to GSIBs, generally","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-15T11:50:28.123000-04:00
2681589,b25963a8-1fc9-48ee-9716-5dc7677f31a4,Q3,LARRY BLANCHARD,400470324,TRUSTAGE,2021,third_quarter,FIN,"DEI, taxation, CDFI appropriations","HOUSE OF REPRESENTATIVES,SENATE",12500,,0,0,2021-10-15T12:57:05.843000-04:00
2681628,775ea86b-66eb-435e-983d-916abafe93ed,Q3,BAKER DONELSON BEARMAN CALDWELL & BERKOWITZ,5153,DEBEVOISE & PLIMPTON LLP (ON BEHALF OF GRAMERCY FUNDS MANAGEMENT),2021,third_quarter,FIN,International finance issues; H.Res.289 - Urging the United States Secretary of State to take action regarding unpaid Peruvian agrarian reform bonds; matters pertaining to unpaid insurance claims in Puerto Rico.,"HOUSE OF REPRESENTATIVES,SENATE",170000,,0,0,2021-10-15T13:34:14.487000-04:00
2681643,91da38ae-2b21-42c6-b651-b9eb44c9d33c,Q3,MOVEON.ORG CIVIC ACTION,401106098,MOVEON.ORG CIVIC ACTION,2021,third_quarter,FIN,S.2211- Promoting Transparent Standards for Corporate Insiders Act,"Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2021-10-15T13:49:19.077000-04:00
2681721,d33cbdb3-e5ba-4b28-b37c-423bb16c51f3,Q3,"CME GROUP, INC.",9033,CME GROUP INC,2021,third_quarter,FIN,"1. Wall Street Reform and Consumer Protection Act (Dodd-Frank, PL 111-203) 
a. Title II: Issues related orderly liquidation authority 
b. Title VIII Payment Clearing and Settlement Supervision: Issues related to the regulation of systemically important financial market utilities 
2. Issues related to the CFTC
3. Issues related to CFTC funding
4. Issues related to clearinghouse resolution and recovery","HOUSE OF REPRESENTATIVES,SENATE",,280000,0,0,2021-10-15T14:12:30.890000-04:00
2681777,85ae073e-c07b-4198-84f7-ab8629ec3c7b,Q3,"KOUNTOUPES DENHAM CARR & REID, LLC",320918,RETAIL INDUSTRY LEADERS ASSOCIATION (RILA),2021,third_quarter,FIN,"Issues related to privacy, data security, data breach notification and cybersecurity.  Issues related to payments.","Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2021-10-15T14:27:41.227000-04:00
2681852,7c8b531d-6aa2-4201-8568-1114712bd77e,Q3,BALLARD PARTNERS,401104288,"PRIME VENTURE CAPITAL, LLC",2021,third_quarter,FIN,Safe Banking Act.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2021-10-15T14:52:57.773000-04:00