id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
2336184,7addda2e-d80b-4d33-8c59-43175e55ae37,3T,OGR,48827,SIGNET JEWELERS LIMITED,2019,third_quarter,FIN,General financial services issues.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2019-08-27T15:42:26.677000-04:00
2336460,f44c214c-55ad-4929-b00f-c7fbdca1267f,3T,"MADISON LAW & POLICY, P.C.",401104528,"CBOE GLOBAL MARKETS, INC.",2019,third_quarter,FIN,Capital requirements for listed options; equity market structure; regulation of exchanges,"HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",20000,,0,1,2019-09-03T14:28:58.790000-04:00
2336958,16dd6d96-1b40-455b-9c55-fe82b8c57f1c,3T,"CLARK HILL, PLC",287771,GRAMERCY FUNDS MANAGEMENT LLC,2019,third_quarter,FIN,International finance issues.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,1,2019-09-12T17:18:38.480000-04:00
2336960,ebd69fbd-c12e-4312-bf1d-9082095ca4ef,3T,"CLARK HILL, PLC",287771,"AFFIRM, INC.",2019,third_quarter,FIN,"Non-bank lending, generally.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,1,2019-09-12T17:21:39.387000-04:00
2337060,7e2a9df9-ef4f-47b0-a8a6-370545d17f66,3T,"MADISON LAW & POLICY, P.C.",401104528,"FMR LLC (""FIDELITY INVESTMENTS"")",2019,third_quarter,FIN,Regulation of asset managers and broker-dealers; standard of care for broker-dealers and investment advisers; data aggregation; equity market structure,"HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",10000,,0,1,2019-09-17T22:14:38.567000-04:00
2337063,d97f8bbd-7fb0-483f-8abb-8c9e29419270,3T,"MADISON LAW & POLICY, P.C.",401104528,"INVESCO HOLDING COMPANY (US), INC.",2019,third_quarter,FIN,"Issues related to investment management regulation, including exchange-traded funds, mutual funds, money market funds, and securities lending; SEC rule proposal re: ETFs; CFTC Rule 1.25","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",30000,,0,1,2019-09-17T22:15:47.410000-04:00
2337064,74e63e6f-d147-4040-9126-87463a8961d4,3T,"MADISON LAW & POLICY, P.C.",401104528,PROSHARES,2019,third_quarter,FIN,"Issues related to investment management regulation, including the regulation of exchange-traded funds and the use of derivatives by registered investment companies",Securities & Exchange Commission (SEC),10000,,0,1,2019-09-17T22:16:48.550000-04:00
2337065,634e34a4-fe19-4cc6-9372-b4e5bed46b54,3T,"MADISON LAW & POLICY, P.C.",401104528,REPUBLIC,2019,third_quarter,FIN,Regulation Crowdfunding,"HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",,,0,1,2019-09-17T22:16:49.317000-04:00
2337066,e21b922b-73eb-481c-89e8-48e36d322122,3T,"MADISON LAW & POLICY, P.C.",401104528,THE OPTIONS CLEARING CORPORATION,2019,third_quarter,FIN,Implementation of Title VIII of Dodd-Frank Wall Street Reform and Consumer Protection Act; impact of bank regulatory capital rules on listed options market,HOUSE OF REPRESENTATIVES,20000,,0,1,2019-09-17T22:16:50.097000-04:00
2337940,ec9bfc99-f6f4-41dc-9573-31ac4a303c81,Q3,PUBLIC POLICY SOLUTIONS LLC,401105299,BOND DEALERS OF AMERICA,2019,third_quarter,FIN,"Dealer disintermediation (regulation) 
FINRA Regulatory Notice 19-12 
MSRB Rule G-23 
SEC Rule 15c2-12 
GSE reform 
Role of municipal advisers in private placements",Securities & Exchange Commission (SEC),39000,,0,0,2019-10-02T11:31:19.213000-04:00
2338074,27de5948-f468-4fe9-a219-b7a72298deef,Q3,ALTERNATIVE INVESTMENT MANAGEMENT ASSOCIATION,400503478,ALTERNATIVE INVESTMENT MANAGEMENT ASSOCIATION,2019,third_quarter,FIN,"Draft House Financial Services Committee bill to amend the Financial Stability Act of 2010 - Protecting the independent funding of the Office of Financial Research Act 

Draft House Financial Services Committee bill - Leveraged Lending Data and Analysis Act 

Draft House Financial Services Committee bill - Leveraged Lending Examination Enhancement Act 

P.L. 115-174 - Securities Act of 1993 - SEC proposals to modify the registration, communications and offerings processes for BDCs and other closed-end investment companies 

P.L. 111-72 - Investment Company Act of 1940 - SEC request for comments on the impact of the Acquired Fund Fee and Expense disclosure requirements

HR 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act - FSOC interpretive guidance on nonbank financial company determinations","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE",,110000,0,0,2019-10-02T16:56:35.337000-04:00
2338298,c9a97e8a-1233-48ad-9b3b-7bfa520d6bd7,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,HARPETH FINANCIAL SERVICES,2019,third_quarter,FIN,CFPB Small Dollar rule,"HOUSE OF REPRESENTATIVES,Office of Administration,SENATE",50000,,0,0,2019-10-03T15:36:45.567000-04:00
2338979,e86b9bfa-b8da-4cb6-9a8c-0e1787036d55,Q3,AZOA SERVICES CORP(ALLIANZ OF AMERICA) FORMERLY AZOA SERIVCES CORP/FIREMAN'S FUND(ALLIANZ OF AMERICA,14611,AZOA SERVICES CORP(ALLIANZ OF AMERICA) AND AFFILIATES,2019,third_quarter,FIN,"Systemic Risk:  Argue that asset managers should not be designated as systemically important financial institutions under SEC113 of Dodd-Frank.  Also, track international developments regarding systemic risk designation.

Mutual Funds:  Advocate for the ability to defer annual capital gains taxation of dividends that are reinvested in mutual funds.  Lobby in favor of making permanent rules related to investment by nonresident aliens in domestic Mutual Funds.

Fiduciary Duty:  Monitor SEC's efforts to establish a uniform fiduciary duty standard of investment advisers and broker-dealers.

Lobby in favor of the SEC's proposed rule 30e-3 under the Investment Company Act of 1940 regarding electronic delivery of shareholder reports.","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Risk Management Agency,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,550000,0,0,2019-10-07T13:25:58.580000-04:00
2339009,d4acee42-5ce5-4c64-aa63-b8c2930177a4,Q3,HOLLAND & KNIGHT LLP,18466,REFORMA STRATEGIES LLC (ON BEHALF OF EAST-WEST BANK),2019,third_quarter,FIN,SAFE Banking Act of 2019.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2019-10-07T13:56:44.120000-04:00
2339230,d107435c-45b5-4640-af51-49b8f691035b,Q3,"REPUBLIC CONSULTING, LLC",401016871,FINICITY,2019,third_quarter,FIN,Advocate Consumer Access to financial data.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2019-10-08T10:57:09.473000-04:00
2339238,33b044a1-78f3-428f-9d5f-f2c60426a347,Q3,"REPUBLIC CONSULTING, LLC",401016871,NATIONAL ASSOCIATION OF AFFORDABLE HOUSING LENDERS,2019,third_quarter,FIN,"Community Reinvestment Act regulations, affordable housing programs, and affordable housing tax credits.","Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",30000,,0,0,2019-10-08T11:15:38.877000-04:00
2339240,8314047a-ed6d-4955-957f-7d23ef2b3ffc,Q3,"REPUBLIC CONSULTING, LLC",401016871,CFA INSTITUTE,2019,third_quarter,FIN,"Capital Markets Policy and regulation of investment professionals, and investment products.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2019-10-08T11:15:40.707000-04:00
2339249,bf7ae420-761a-45ca-9b67-4fdbcc4ef464,Q3,"REPUBLIC CONSULTING, LLC",401016871,WORKIVA,2019,third_quarter,FIN,Financial Transparency Act and Use of machine readable data in government reports.,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",60000,,0,0,2019-10-08T11:15:45.333000-04:00
2339257,efcd0b53-e689-471a-9426-a5bf99da0128,Q3,"REPUBLIC CONSULTING, LLC",401016871,MORTGAGE BANKERS ASSOCIATION,2019,third_quarter,FIN,Issues related to GSE Reform and affordable housing.,"Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE,Treasury, Dept of",40000,,0,0,2019-10-08T11:20:50.373000-04:00
2339404,8cc7038e-f58b-41c0-a904-eadec2f5dc90,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,"PRIMERICA, INC.",2019,third_quarter,FIN,"P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, Title IX, Section 913, Securities and Exchange Commission Study and rulemaking regarding obligations of brokers, dealers, and investment advisers; H.R. 4538,","HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE",30000,,0,0,2019-10-08T14:23:31.920000-04:00
2339406,b56d3d74-01b3-4cef-9dc4-2f21740ec45f,Q3,JACKSON VAUGHN PUBLIC STRATEGIES,401103484,"ENOVA ONLINE SERVICES, INC.",2019,third_quarter,FIN,"CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2019-10-08T14:30:33.337000-04:00
2339407,bec3ab5b-c2da-479c-a0f4-41b5a3c1a4e3,Q3,JACKSON VAUGHN PUBLIC STRATEGIES,401103484,ONLINE LENDERS ALLIANCE,2019,third_quarter,FIN,"CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019","Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2019-10-08T14:35:05.810000-04:00
2339438,6bca198e-9fb9-46f5-8c2d-b9bd46fb2fe4,Q3,LAVENDER CONSULTANTS,401104727,"JACKSON VAUGHN PUBLIC STRATEGIES ON BEHALF OF ENOVA ONLINE SERVICES, INC.",2019,third_quarter,FIN,"CFPB Small Dollar Lending Rule
Operation Chokepoint
Fintech Charter
True Lender Legislation
Valid When Made Legislation
HR 1509/S. 656 - Stopping Abuse & Fraud in Electronic Lending Act of 2019 (SAFE Lending Act of 2019)
HR 56 - Financial Technology Protection Act
HR 189 - Financial Institution Customer Protection Act of 2019
HR 741 - Taking Account of Institutions with Low Operation Risk Act of 2019 (TAILOR Act of 2019)
HR 1282 - Data Accountability & Trust Act
HR 1423610, Forced Arbitration Injustice Repeal act;
HR 1491 - Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019 (FINTECH Act of 2019)
HR 1423 companion bill to S.610
S. 142 - American Data Dissemination Act of 2019
S. 583 - Digital Accountability and Transparency to Advance Privacy Act
S. 610 - Forced Arbitration Injustice Repeal Act
S. 630 - Arbitration Fairness for Consumers Act
S. 635 - Restoring Statutory Rights and Interests of the States Act of 2019 (arbitration)","Consumer Financial Protection Bureau (CFPB),Executive Office of the President (EOP),Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of",30000,,0,0,2019-10-08T15:32:42.123000-04:00
2339527,9676d363-37eb-42e1-ba65-6534d625af65,Q3,"TAUZIN CONSULTANTS, LLC",400671007,ST. CHARLES PARISH,2019,third_quarter,FIN,Issues related to the upcoming NFIP reauthorization.,"Army, Dept of (Corps of Engineers),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-09T09:30:28.110000-04:00
2339574,30744527-d2fa-4f45-b372-229121e4cd42,Q3,INTEREL US,401104823,ISACA,2019,third_quarter,FIN,Lobbied on cybersecurity and related issues in regard to the financial services sector.,"HOUSE OF REPRESENTATIVES,Office of Personnel Management (OPM),SENATE",30000,,0,0,2019-10-09T10:44:25.750000-04:00
2339596,03e150f2-c64d-4a36-a74f-cc883f522c8a,3A,INTEREL US,401104823,ISACA,2019,third_quarter,FIN,Lobbied on cybersecurity and related issues in regard to the financial services sector.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-09T11:32:50.560000-04:00
2339647,bc4f261a-9e0d-411c-b565-42421749b3a3,Q3,FARM CREDIT COUNCIL,14165,FARM CREDIT COUNCIL,2019,third_quarter,FIN,"HR 1595 SAFE Act
STATES ACT
Cannabis","HOUSE OF REPRESENTATIVES,SENATE,White House Office",,40000,0,0,2019-10-09T12:01:24.753000-04:00
2339703,58f79f02-ff73-4f6a-994f-e63b2bd7e111,Q3,VETERANS EDUCATION SUCCESS,401104702,VETERANS EDUCATION SUCCESS,2019,third_quarter,FIN,"Military Lending Act
Payday Lending","HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2019-10-09T13:12:02.640000-04:00
2339716,5d2d6deb-5180-48e4-bbee-80cd08301d04,Q3,INSTITUTIONAL LIMITED PARTNERS ASSOCIATION,401104451,INSTITUTIONAL LIMITED PARTNERS ASSOCIATION,2019,third_quarter,FIN,"SEC Regulation of Private Equity Advisers
Stop Wall Street Looting Act (H.R. 3848, S.2155)
Family Office Technical Correction Act
Fair Investment Opportunities for Professional Experts Act","HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",,76000,0,0,2019-10-09T13:34:33.417000-04:00
2339723,6db78443-4ada-42c0-84b5-31e57b9160d3,Q3,RICH FEUER ANDERSON,84775,WELLINGTON MANAGEMENT CO LLP,2019,third_quarter,FIN,Regulation of asset managers.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2019-10-09T13:43:04.893000-04:00
2339733,e8547db3-a976-4d38-954e-202ed3ac9352,3T,COIN CENTER INC.,401105091,COIN CENTER INC.,2019,third_quarter,FIN,Issues related to cryptocurrency technology,"HOUSE OF REPRESENTATIVES,SENATE",,70000,0,1,2019-10-09T13:57:59.197000-04:00
2339824,0e0535d4-46af-45c1-a535-5f06c312b47e,Q3,ACG ADVOCACY,2057,LIFE INSURANCE SETTLEMENT ASSOCIATION (LISA),2019,third_quarter,FIN,Life Settlement Issues.,HOUSE OF REPRESENTATIVES,50000,,0,0,2019-10-09T15:11:59.213000-04:00
2339839,04a9aad7-d190-423b-8b8a-b4c12ed8145c,Q3,ACG ADVOCACY,2057,AMBAC ASSURANCE CORPORATION,2019,third_quarter,FIN,Military housing finance issues.,"HOUSE OF REPRESENTATIVES,SENATE",90000,,0,0,2019-10-09T15:25:40.120000-04:00
2339878,371e1077-9be4-4a06-b0cf-327df5f19333,Q3,CAPITOL LEGISLATIVE STRATEGIES LLC,400432093,LEADING BUILDERS OF AMERICA,2019,third_quarter,FIN,"Proposals related to the reform of the Government Sponsored Enterprises (GSEs), Fannie Mae, Freddie Mac, FHA
Issues related to housing finance","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-09T15:51:29.043000-04:00
2339966,30ba9d88-af87-4154-8cea-e572c1f8e961,Q3,NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS,26901,NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS,2019,third_quarter,FIN,"Issues related to the implementation of the Dodd-Frank Wall Street Reform Act 2010.  Issues related to the regulation of securities products, including the conduct, compensation and use of the title ""advisor.adviser"" by those who sell them.  Issues related to the regulation of certain employee benefit plan/sponsors/participants and IRA holders under ERISA.  Issues related to investment advice provided by municipal advisors.  Issues related to consumer compensation in instances of investment fraud.  Issues related to the disclosure of potential examples of financial exploitation of senior citizens.","Centers For Medicare and Medicaid Services (CMS),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,590412,0,0,2019-10-10T16:04:23.723000-04:00
2340003,b9e8da7f-b896-4146-9742-c79ca0658b8e,Q3,"CLARK HILL, PLC",287771,NATIONAL CREDITORS BAR ASSOCIATION,2019,third_quarter,FIN,General support of the Debt Collection Rule.,Consumer Financial Protection Bureau (CFPB),30000,,0,0,2019-10-10T16:04:41.147000-04:00
2340012,9ef21f4d-5008-4106-9a0a-7c830e42ce76,Q3,"NASDAQ, INC.",27115,NASDAQ INC,2019,third_quarter,FIN,"Legislation to increase transparency and reduce conflicts of interest in the proxy advisory industry, Corporate Governance Reform and Transparency Act of 2017;
Legislation on confidential filing and test the waters, S. 536 - Encouraging Public Offerings Act;
Trading and listings standards needed for a U.S. Venture Exchange, H.R. 2899 - Main Street Growth Act, S.2306 - Main Street Growth Act;
Legislation requiring the prudential regulators to implement a risk-adjusted approach to value centrally-cleared exchange-listed derivatives, Options Markets Stability Act of 2018;
Legislation on 10-Q optionality, H.R.4076 - Modernizing Disclosures for Investors Act;
Legislation on reforming shareholder proposal rules:  raise initial threshold eligibility, raise resubmission threshold, H.R.3088 - Shareholder Protection Act of 2019;
SEC Conflict Minerals Rule, To amend the Securities Exchange Act of 1934 to repeal certain disclosure requirements related to conflict minerals of 2017;
Incentives for the trading of small cap stocks/ETFs;
Implementation and expansion of the Jobs Act (JOBS and Investor Confidence Act of 2018)/capital formation agenda/IPOs;
Defend dual class structures;
Stock buybacks;
Financial transaction tax;
Tax treatment of buybacks and dividends;
Support diplomatic efforts by the PCAOB / SEC to ensure PCAOB review of foreign auditing firms;
H1B visa/immigration reform;
Equity, fixed income market structure/Regulation NMS;
Proprietary ownership and distribution of market data;
Limitations on SEC regulation of non-exchange activities, Exchange Regulatory Improvement Act of 2017; and
Requiring transparency of short positions that match existing requirements on long position holders.","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,325000,0,0,2019-10-10T16:04:45.597000-04:00
2340081,1374a612-ff4d-451f-9bf4-0d395a6cf5da,Q3,FAIR ISAAC CORPORATION (DBA FICO),400612859,FAIR ISAAC CORPORATION (DBA FICO),2019,third_quarter,FIN,"Issues related to credit scoring;
Implementation of PL 115-174, Economic Growth, Regulatory Relief and Consumer Protection Act (credit scores); 
S. 1828, Credit Access and Inclusion Act of 2019;","HOUSE OF REPRESENTATIVES,SENATE",,130000,0,0,2019-10-10T16:05:22.130000-04:00
2340192,25803d94-4d2b-4975-9713-b575bbd25393,Q3,"CAPITOL HILL STRATEGIES,  LLC",91774,INVESTMENT COMPANY INSTITUTE,2019,third_quarter,FIN,"Issues related to the regulation of asset managers
Issues related to the electronic delivery of investor materials
Possible Legislation regarding the creation of International Regulated Investment Companies (IRICs).","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2019-10-10T16:06:23.023000-04:00
2340260,b60705e8-c07d-402a-b949-941eaac3db68,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,"SHIPCHAIN, INC.",2019,third_quarter,FIN,regulatory proposals related blockchain and cryptocurrency.,"HOUSE OF REPRESENTATIVES,SENATE",5000,,0,0,2019-10-10T16:41:02.690000-04:00
2340309,3dc4497c-d4c3-4c6b-8aea-cda695d694ec,Q3,"HUDSON COOK, LLP",308731,"INFIN, A FINANCIAL SERVICES ALLIANCE (F/K/A FINANCIAL SERVICE CENTERS AMERICA)",2019,third_quarter,FIN,"Legislative proposal (Luetkemeyer) related to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process.  H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to ""Payday, Vehicle Title, and Certain High-Cost Installment Loans"",  S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to ""Payday, Vehicle, Title, and Certain High-Cost Installment Loans"". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017"" and H.R. 4439 ""Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's ""Payday, Vehicle Title, and Certain High-Cost Installment Loans."" Unnumbered ""Protecting Consumers from Unreasonable Credit Rates Act of 2019"" provisions relating to interest rates on financial products.","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2019-10-10T17:57:41.710000-04:00
2340452,80919f00-4c38-4e91-82ed-695d135a2d42,Q3,FINANCIAL SERVICES INSTITUTE,400712136,FINANCIAL SERVICES INSTITUTE,2019,third_quarter,FIN,"SEC Regulation Best Interest, diversity & inclusion, Small Business Audit Correction Act, SEC Disclosure Effectiveness Testing Act, Wall Street Tax Act of 2019, Setting Every Community Up for Retirement Enhancement (SECURE) Act, payments to ensemble practices, DOL Association Health Plan Rule, SEC share class enforcement efforts","HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE",,120000,0,0,2019-10-11T10:20:06.773000-04:00
2340505,5061156b-84dc-4526-9cdb-0cc58c75922c,Q3,TAUZIN STRATEGIC NETWORKS,400786367,TAUZIN CONSULTANTS (ON BEHALF OF ST. CHARLES PARISH),2019,third_quarter,FIN,Advocated for issues relating to the upcoming NFIP.,"Army, Dept of (Corps of Engineers),HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2019-10-11T10:56:32.257000-04:00
2340542,cdf8a73c-6872-4f40-a35f-abf49ea0e984,3T,FAEGRE BAKER DANIELS,5120,CMFG LIFE INSURANCE COMPANY,2019,third_quarter,FIN,Issues related to Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act.,"HOUSE OF REPRESENTATIVES,SENATE",11000,,0,1,2019-10-11T11:30:56.613000-04:00
2340565,71f5065a-6ae8-4309-b79a-1be79a67da2f,Q3,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2019,third_quarter,FIN,"CBAI Federal Policy Priorities - 2019 

The Community Bankers Association of Illinois (CBAI) supports fair competition for financial services, tiered regulation, the separation of banking and commerce, the dual banking system/charter choice, and financial innovation; and opposes discrimination favoring certain financial service providers, banking industry consolidation and systemic risk. 

The Independent Community Bankers of Americas legislative and regulatory agenda contained in their Community Focus 2020: The Community Bank Agenda for Expanding Economic Opportunity proposes a more efficient system of regulation, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to extend the nations economic growth to every corner of the country.

The swift implementation of the remaining regulatory relief provisions for community banks - consistent with Congressional intent - contained the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) which became law in May of 2018.

The passage of additional meaningful regulatory relief for community banks including modernizing the Bank Secrecy Act (BSA)/Currency Transaction Report (CTR) threshold/Suspicious Activity Report (SAR) threshold. Also, data for the new beneficial ownership reporting requirements should be collected and verified by the appropriate federal/state government agencies when a legal entity is formed or when subsequent changes occur. 

Credit unions and Farm Credit System (FCS) lenders have long-since strayed from their founding purposes, blatantly abusing their competitive advantages. This blatant and continuing discrimination against community banks must end. Either the credit union and FCS competitive advantages must be reined-in or there must be tax credits or deductions for community banks lending to small businesses, farmers and ranchers, homebuyers, and low- and middle-income individuals. These changes in the tax code would help sustain and strengthen community bank lending and would begin to offset the competitive advantage enjoyed by tax-exempt credit unions and FCS lenders.

The United States payments system (System), which is the very foundation of our financial services and economy, must be modernized to meet the demands of consumers and to keep pace with the rest of the world. System improvements must not be dominated by the largest banks and financial firms or private-sector non-banks. Community banks, small businesses and consumers must rely on the Federal Reserve to provide access to a safe and secure payments system which requires the Federal Reserve to continue to play a preeminent role in the Systems improvement.

The Community Reinvestment Act (CRA) needs to be updated to incorporate new financial products and services delivered in modern ways. Community banks have traditionally excelled in the performance of their CRA compliance and examinations. The modernization of the CRA must enhance the ability of community banks to serve their communities and must not impose any additional regulatory burden. All financial service providers must be subject to the CRA to provide a complete picture of financial institutions performance in serving their communities - including credit unions, Farm Credit System lenders and Fintechs (including the OCCs Special Purpose National Banks).

The Federal Deposit Insurance Corporation (FDIC) Deposit Rate Caps (Rate Caps) impact community banks ability to grow and thrive. The flaws in how the Rate Caps are calculated include: not reflecting competitive funding or investment opportunities; the largest banks extensive branch networks and their too-big-to-fail subsidies have an outsized influence on the Rate Caps; promotional and negotiated rates are excluded which present an incomplete picture of the deposit-rate landscape; and credit unions are omitted which wrongly ignores thousands of financial institutions that are similar to community banks. Also, during safety and soundness examinations for well capitalized banks, FDIC examiners are using the flawed Rate Caps as a benchmark in the analysis of bank liquidity, which inevitably results in faulty conclusions that can impact liquidity in a banks CAMELS rating.

Without taking a position on the legalization of cannabis, it is a matter of public safety to have a safe harbor from federal sanctions for financial institutions that choose to serve legally-compliant cannabis-related business in states where cannabis is legal. 

Newly chartered (de novo) community banks are vitally important to maintaining a strong, growing, evolving and vibrant banking profession in the face of industry consolidation. The Federal Deposit Insurance Corporation (FDIC) has indicated a change in direction to finally get back on the right course. These encouraging signs must be closely monitored to assure that many new banks are chartered each year to help maintain the vitality of the community banking profession.

Hand in hand with renewed de novo bank formation is the importance of maintaining the dual banking system, which has served our nation well for over 150 years, where chartering and supervision is divided between the federal government and the states.  Community banks should be able to choose the banking charter that best fits their unique business model.  A banking system with multi-agency (state and federal) regulators and charter choice provides the necessary checks and balances on the immense power of the regulators, as well as improved rulemaking - as the benefit of each agencies expertise and experience is brought to bear on complex and controversial issues. 

The reform of the housing GSEs remains critically important to the future of the housing market and the U.S. economy. American homeowners have benefited from the critical role Fannie Mae and Freddie Mac have played in helping finance homeownership for many decades. The GSEs have provided a steady, reliable source of funding for home mortgage lending through all economic cycles and in all markets. Community banks depend on the GSEs for direct access to the secondary market without having to sell their loans through larger financial institutions that compete with them. The GSEs allow community banks to retain the servicing of the loans they sell, which helps to keep delinquencies and foreclosures low. And, unlike other private investors or aggregators, the GSEs have a mandate to serve all markets at all times which is critical to maintaining liquidity when the markets are experiencing financial stress.

Most community banks are members and shareholders of their regional Federal Home Loan Bank (FHLB). The FHLBs provide short-term liquidity, long-term funding, mortgage-related products, and other financial services in order to help their members provide affordable credit to the local communities they serve. The regional structure, special functions and unique purpose of the FHLBs must be recognized and maintained by the Federal Housing Finance Agency (FHFA). As the Administration and Congress consider reforming the housing finance system, care must be taken not to harm the FHLBs. They must remain healthy, stable and reliable sources of funding for their members . However, given their unique relationship with thousands of community lenders, it may be appropriate for the FHLBs to support their members secondary market activities as aggregators or guarantors for residential mortgage loans, provided their current ability to serve their members is not impeded or threatened. Additionally, the FHFA should not impose an ongoing housing mission asset test on FHLB membership, which would undermine the reliability of FHLB funding. 

A vibrant agricultural and rural economy is vital to Americas prosperity.  The multi-year Farm Bill provided a strong safety net for farmers and ranchers including adequate price-protection programs and enhanced USDA-guaranteed farm and business loan programs. These programs must be protected from further cuts or adverse changes that would discourage farmer and rancher participation or undermine private-sector delivery. 

Community banks are strong guardians of the security and confidentiality of their customers information and are on the frontline of defending against cyber security threats. Core data security principals in legislation and regulations must include the complete cost of data breaches being borne by that party that caused the breach; all participants in the payment system should be subject to verifiable Gramm-Leach-Bliley Act-like data security standards; a national data security breach and notification standard should replace the current patchwork of state laws; and any new data security standard proposals should ensure that community banks are not burdened with having to reassess existing critical systems, and implement and comply with new regulations, only to achieve the same superior results they currently attain.

Regulations promulgated by the Consumer Financial Protection Bureau CFPB must provide community banks with the flexibility to meet the needs of its customers and they must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities.  A one-size-fits-all approach to CFPB regulations harms the successful community bank business model. The CFPB should not be unduly influencing marketplace behavior by targeting financial institutions, products, services, and practices which it deems to be undesirable or inappropriate regardless of what consumers want. 

In reforming the CFPB, the single Director governance should be replaced by a five-member board or commission; a broader definition of firms that grant credit should be subject to the CFPB rules, they should be robustly supervised and examined; and the focus of any enhanced regulation of financial products should be on the mega banks and financial firms, the unregulated shadow financial industry and emerging Fintech companies. 

The CFPB, in the Dodd-Frank Act (Section 1022(b)(3)(A), has the statutory authority to exempt any class of providers [community banks] or any products or services from the rules it writes, but to-date the Bureau has been far too reticent to do so.  The effective use of this authority will ensure community banks continue to be a healthy alternative to large banks and non-banks for consumers seeking to use responsible financial service providers.

The Office of Comptroller of the Currency (OCC) intends to issue special purpose national banking charters to Fintech companies. The OCCs intentions, however, raise many concerns. The very legal authority permitting the OCC to charter Fintechs has been challenged by the Conference of State Bank Supervisors (CSBS) as being fatally flawed.  A single regulator acting unilaterally in the chartering, examining, supervising and regulating Fintechs is not in the best interests of the profession, consumers and the economy. Congress must provide the explicit statutory authority to charter Fintechs. If the OCC moves forward, it must guarantee that Fintechs will comply with all banking laws, rules and regulations, and that they be held to the same rigorous safety and soundness standards (e.g., supervision and regulation) that are currently being required of community banks and bank holding companies. Fintechs cannot have the advantages of a national bank charter with limited requirements, regulations and liability.  

The Financial Accounting Standards Board (FASB) has approved significant revisions to the way community banks reserve for their loan losses (i.e., the Current Expected Credit Loss (CECL) Model). After significant community banker input, FASB agreed to address community banker concerns and revised their Model proposal. The revised CECL is more flexible and scalable for community banks by allowing them to evaluate and adjust loan loss amounts using qualitative factors, historic losses, and their current operating systems such as spreadsheets, narratives and other noncomplex estimation methods. Community bankers and Congress must continue to be vigilant to assure the Model implementation provides a clear, practical and easy-to-use methodologies for calculating expected losses which can be seamlessly incorporated into existing processes for community banks.

There is an emerging threat to the security of consumer data from the proliferation of companies seeking to access bank customer account information (i.e., customer data sharing). The Consumer Financial Protection Bureau (CFPB) is responsible under the Dodd-Frank Act to promulgate this rule. While community banks support responsible innovation in financial products and services, the integrity of consumer data and privacy is only as strong as the weakest link. Community banks are financially sound and take great care in protecting consumer privacy, but non-bank entities are typically not well capitalized, have no significant assets and are financially unable to make restitution in the event of a loss. They must none-the-less be held responsible for ensuring the safety of the customer information they are accessing and be able to satisfy the liability for any financial harm which they cause community banks and their consumers.

The Consumer Financial Protection Bureaus (CFPB) small-dollar lending rule was intended to address its concerns about consumer abuse caused by payday and vehicle title lenders.  The proposed rule was too broadly drafted and would have ensnared sensible community bank small-dollar consumer lending. Some exemptions were granted for community banks after a burdensome rulemaking process. Subsequently, the new CFPB Director proposed eliminating the underwriting provision, and the delay in the payment provision was continued by a U.S. District Judge. A carefully monitoring and appropriate action will be required, as the implementation of the rule unfolds, to minimize any negative impact on community banks small-dollar consumer lending. 

While community banks represent less than 20% of banking industry assets, they make 60% of the small business loans and 80% of agricultural loans. The requirement for reporting small business data collection stems from Section 1071 of the Dodd-Frank Act and is meant to facilitate the enforcement of fair lending laws in small business lending. The data, however, clearly suggests fair lending is not a problem at community banks as they treat their customers honestly and fairly. The regulatory burden of the collection and reporting requirements fall disproportionately hard on community banks that lack scale and compliance resources, and Section 1071 should either be repealed or community banks should be provided with a meaningful exception.

Fraud losses are increasing at community banks and Reg CC needs to keep pace with the technology that banks and their customers are using, both now and particularly as the payments system transitions to real-time. All banks, credit unions, and others who utilize the payments system should be operating on the same level playing field when it comes to return reasons for fraud and acknowledging and communicating about fraud.

The recent financial crisis, taxpayer bail-outs and subsequent recession was caused by the misconduct of the nations largest banks and financial firms (Too-Big-To-Fail Banks and Financial Firms). The Dodd-Frank Act was intended to reign-in their destructive behavior. Unfortunately, this was an inadequate legislative and regulatory response which has allowed these financial behemoths to grow in size, complexity and influence; they will continue to abuse their consumers; and they remain a significant threat to our financial system and economy. These megabanks have proven, at great cost to American taxpayers, that they cannot be effectively managed, supervised or disciplined. They are clearly too-big-to-change, too-big-to-fail and must be downsized.
(House, Senate, FDIC, CFPB, Federal Reserve)

Legislation -

Enhances Credit Opportunities in Rural America (ECORA) (H.R. 1872 and S.1641) (All Sections), interest earned on agricultural real estate and rural single family home loans would not be taxable (House and Senate)

Payments Modernization Act of 2019 (S.2243) (All Sections), regarding the Federal Reserve Systems role in faster (real-time) payments (Senate) 

Safe and Fair Enforcement Banking Act of 2019 (SAFE Act) (H.R. 1595) (All Sections), safe harbor for banking cannabis related businesses (House)


Letters -

Comment Letter to the IRS regarding Internal Revenue Code section 481(d), added to section 13543 of the Tax Cuts and Jobs Act (TCJA), Pub. L. No. 115-97 dealing with the treatment of section 481(a) adjustments that result when an S corporation terminates its S election and converts to a C corporation during the two year period beginning on the date of enactment of the TCJA, and where the change in status requires the taxpayer to change from the cash method of accounting to the accrual method. (IRS)


Action Alerts -

Action Alerts (two) regarding tax-exempt credit unions purchasing taxpaying community banks (House and Senate)


Miscellaneous -

Tax-exempt credit unions purchasing taxpaying community banks (House and Senate, Federal Reserve, CFPB, FDIC,)

The Federal Reserve Systems role in faster payments (real-time payments). (House and Senate, FDIC, CFPB, Federal Reserve)

Michelle Bowmans nomination to the Federal Reserve Board (Senate)","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE",,60000,0,0,2019-10-11T11:44:15.973000-04:00
2340636,dfc054d7-eae3-4e8f-8f20-b0901681f066,Q3,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,CITIGROUP WASHINGTON INC,2019,third_quarter,FIN,General issues pertaining to the banking and finance industries; cyber,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2019-10-11T13:10:59.613000-04:00
2340657,208f7d44-4e03-45f6-9ab8-cb887684b3a9,Q3,SCOTT CANADY,400416982,COMMUNITY ASSOCIATIONS INSTITUTE,2019,third_quarter,FIN,"CFPB Fair Debt Collection Practices Act Regulatory Update
* Developed and submitted comments on behalf of CAI in response to CFPB rulemaking","Consumer Financial Protection Bureau (CFPB),Federal Communications Commission (FCC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Office of Management & Budget (OMB),SENATE",20000,,0,0,2019-10-11T13:43:11.437000-04:00
2340688,1364ff26-957f-4278-9cb2-dd2fbe5f661e,3T,"O'ROURKE & NAPPI, LLP",401103400,ADS ALLIANCE DATA SYSTEMS,2019,third_quarter,FIN,"Issues relating to arbitration, data security/data breach, and privacy.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,1,2019-10-11T14:10:29.517000-04:00
2340694,76c555a9-a500-48ce-b361-d2a20f60ee4a,3T,"O'ROURKE & NAPPI, LLP",401103400,FIRST AMERICAN FINANCIAL CORPORATION,2019,third_quarter,FIN,"Issues relating to data security/data breach, and privacy.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2019-10-11T14:11:33.863000-04:00
2340737,fecdda71-f3ed-4297-918b-ea374809eece,Q3,HOLLAND & KNIGHT LLP,18466,"PCI SECURITY STANDARDS COUNCIL, LLC",2019,third_quarter,FIN,Policy issues related to data breach and cyber security.,"Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),SENATE",50000,,0,0,2019-10-11T14:27:53.150000-04:00
2340749,5924a6c1-c3c6-4b53-b3a2-863e2624c510,Q3,M&T BANK CORPORATION,401104858,M&T BANK CORPORATION,2019,third_quarter,FIN,CECL; payments systems; The COUNTER Act; Small business lending; The SAFE Banking Act; other regulations related to financial institutions.,"HOUSE OF REPRESENTATIVES,SENATE",,170000,0,0,2019-10-11T14:32:57.373000-04:00
2340765,7ade8568-44ff-4cf1-b323-093090ba9689,Q3,MILLER & CHEVALIER CHARTERED,25306,AMERICAN FIDELITY CORPORATION,2019,third_quarter,FIN,Legislation affecting financial services issues.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2019-10-11T14:42:08.637000-04:00
2340768,171988a1-5983-4a3f-bd47-330482982ad9,Q3,STEPTOE LLP,36710,ASSURED GUARANTY MUNICIPAL CORP. (AGM),2019,third_quarter,FIN,Legislative proposals impacting the municipal bond market.,"HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Office of Management & Budget (OMB),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",50000,,0,0,2019-10-11T14:42:09.650000-04:00
2340853,d219c387-de41-43e8-a088-23d6974cabaf,Q3,THE OPTIONS CLEARING CORPORATION,66170,OPTIONS CLEARING CORPORATION,2019,third_quarter,FIN,"Implementation of Title VIII of Dodd-Frank Wall Street Reform and Consumer Protection Act; Impact of bank regulatory capital rules on listed options market; H.R. 4233, the Options Market Stability Act of 2019.","Commodity Futures Trading Commission (CFTC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,390000,0,0,2019-10-11T15:54:01.550000-04:00
2340886,543f6540-13d7-4dec-9591-d3fbc349406a,Q3,"THE VELASQUEZ GROUP, L.L.C.",53403,CHARLES SCHWAB & COMPANY,2019,third_quarter,FIN,"Monitoring H.R. 2572, to amend the Federal Deposit Insurance Act (FDIC Act) to clarify the definition of a deposit broker; continued monitoring for introduction of legislation similar to H.R. 6158, Brokered Deposit Affiliate-Subsidiary Modernization Act of 2018 which was introduced in the 115Congress.",HOUSE OF REPRESENTATIVES,30000,,0,0,2019-10-11T17:27:22.187000-04:00
2341128,a92fd9d8-0b94-46c3-a590-45ad8b91d1f9,Q3,MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP),24486,PRA GROUP,2019,third_quarter,FIN,"Financial Services, Telephone Consumer Protection Act; Consumer Financial Protection","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2019-10-14T10:40:01.147000-04:00
2341323,6de00761-0190-4b8c-af95-3fafb54b16be,Q3,MCDERMOTT WILL & SCHULTE LLP,24338,SANTA BARBARA TAX PRODUCTS GROUP,2019,third_quarter,FIN,"Legislation and agency regulation concerning tax time financial products, including but not limited to prepaid debit cards.","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2019-10-14T12:33:20.497000-04:00
2341365,2ec28c2e-9ade-4659-8462-b2e155ba72ce,Q3,LOWE'S COMPANIES INC.,312678,LOWE'S COMPANIES INC.,2019,third_quarter,FIN,Monitoring changes to interchange policies and data security,"Consumer Product Safety Commission (CPSC),Energy, Dept of,Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE,White House Office",,180000,0,0,2019-10-14T13:05:36.947000-04:00
2341476,ae3d0298-d6a6-4975-aec1-6e842a2d70bb,Q3,ALLIANCE FOR AUTOMOTIVE INNOVATION,49681,ALLIANCE FOR AUTOMOTIVE INNOVATION,2019,third_quarter,FIN,Foreign Direct Investment in the U.S.,"Agriculture, Dept of (USDA),Bureau of Industry and Security (BIS),Commerce, Dept of (DOC),Defense, Dept of (DOD),Environmental Protection Agency (EPA),Federal Communications Commission (FCC),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Labor, Dept of (DOL),Natl Economic Council (NEC),Natl Highway Traffic Safety Administration (NHTSA),Natl Telecommunications & Information Administration (NTIA),Office of Management & Budget (OMB),Office of Science & Technology Policy (OSTP),President of the U.S.,Research & Special Programs Administration,SENATE,State, Dept of (DOS),Surface Transportation Board (STB),Transportation, Dept of (DOT),Treasury, Dept of,U.S. International Trade Commission (ITC),U.S. Trade Representative (USTR)",,1290000,0,0,2019-10-14T14:38:18.853000-04:00
2341535,0b9ca678-ef57-478c-977b-02504353ece7,Q3,HOLLAND & KNIGHT LLP,18466,BLOCK.ONE,2019,third_quarter,FIN,Issues related to financial services and financial technologies.,"HOUSE OF REPRESENTATIVES,SENATE,White House Office",80000,,0,0,2019-10-14T14:52:38.333000-04:00
2341539,ae446870-8075-44ef-8727-de4fce3af4ab,Q3,"THE LIAISON GROUP, LLC",401104378,NATIONAL CANNABIS ROUNDTABLE,2019,third_quarter,FIN,"HR 1595: Safe Banking Act

This bill ensures that lawful and regulated cannabis businesses have access to banking and capital markets, while ensuring that safe and sound financial standards and procedures remain intact for the financial institutions interested in offering services to the cannabis marketplace.","HOUSE OF REPRESENTATIVES,SENATE",55000,,0,0,2019-10-14T14:53:39.570000-04:00
2341560,ee365f0c-37d6-46af-9e8a-1610d7eae334,Q3,RICCHETTI INCORPORATED,62778,FINSECA,2019,third_quarter,FIN,issues related to standards of care for insurance agents and restrictions on commission based compensation arrangements,"HOUSE OF REPRESENTATIVES,SENATE",75000,,0,0,2019-10-14T14:57:46.933000-04:00
2341680,f730c03d-7737-44ef-9b26-d8e8f2752a3a,Q3,RICH FEUER ANDERSON,84775,BLACKROCK FUNDS SERVICES GROUP LLC (FORMERLY BLACKROCK CAPITAL MANAGEMENT INC.),2019,third_quarter,FIN,"Regulation of asset managers as systemically important financial institutions.  Regulation of money market funds, including S.733 and H.R.4492, the ""Consumer Financial Choice and Capital Markets Protection Act of 2019.""  Regulation of exchange-traded funds.","HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",80000,,0,0,2019-10-14T16:33:43.847000-04:00
2341689,e05cc47f-098e-415d-aebe-7bb34b4e692d,Q3,RICH FEUER ANDERSON,84775,"FINANCIAL INDUSTRY REGULATORY AUTHORITY (""FINRA"" FORMERLY NASD)",2019,third_quarter,FIN,Regulation of broker-dealers.  Customer recovery across arbitration and other dispute resolution forums.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-14T16:41:47.743000-04:00
2341690,b8e0d545-6d48-45c7-b22d-6c726910028e,Q3,RICH FEUER ANDERSON,84775,NOMURA AMERICA HOLDING INC.,2019,third_quarter,FIN,Regulation of derivatives and capital requirements.  Equities market structure issues.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2019-10-14T16:47:48.450000-04:00
2341703,90fb8f86-a45b-499e-bced-af9174e8cbc5,Q3,RICH FEUER ANDERSON,84775,"SWIFT, INC.",2019,third_quarter,FIN,Imposition of sanctions on financial messaging services with respect to institutions in other countries.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2019-10-14T17:08:54.580000-04:00
2341707,5d65bbb3-0534-46a6-a3c3-78e4d0e3e64e,Q3,MUNICIPAL SECURITIES RULEMAKING BOARD,401103791,MUNICIPAL SECURITIES RULEMAKING BOARD,2019,third_quarter,FIN,"Provide technical feedback and information regarding S. 1236, the Municipal Securities Rulemaking Board (MSRB) Reform Act of 2019, which addresses MSRB governance issues.","HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2019-10-14T17:19:56.057000-04:00
2341840,172f51d1-9cbb-4d6b-8045-1b450c5d5525,Q3,MANUFACTURED HOUSING INSTITUTE,23714,MANUFACTURED HOUSING INSTITUTE,2019,third_quarter,FIN,"Revise the Truth in Lending Acts implementing regulation, Regulation Z, to align with Public Law 115-174.

Implement the duty to serve requirements contained in the Housing and Economic Recovery Act of 2008 for manufactured housing. (Public Law: 110-289). 

FHA Title I and Title II loan insurance programs.","Commerce, Dept of (DOC),Consumer Financial Protection Bureau (CFPB),Energy, Dept of,Federal Emergency Management Agency (FEMA),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Labor, Dept of (DOL),SENATE",,318000,0,0,2019-10-15T10:03:59.380000-04:00
2341868,3eb99ab6-4113-4c1d-83cf-2d3663c19338,Q3,"O'ROURKE & NAPPI, LLP",401103400,THE TRAVELERS COMPANIES INC. AND SUBSIDIARIES,2019,third_quarter,FIN,Dodd-Frank implementation and oversight.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2019-10-15T10:29:11.057000-04:00
2341994,78ad6acc-0c61-461d-8d96-1ec5b66809cb,Q3,SQUIRE PATTON BOGGS,30906,MEAB SAL,2019,third_quarter,FIN,"International banking laws and regulations, including compliance with US sanctions.","HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of",60000,,0,0,2019-10-15T11:03:52.637000-04:00
2342246,5eaf365d-e1ae-4ed3-9d21-0586050584c4,3A,TAUZIN STRATEGIC NETWORKS,400786367,TAUZIN CONSULTANTS (ON BEHALF OF ST. CHARLES PARISH),2019,third_quarter,FIN,Advocated for issues relating to the upcoming NFIP.,"Army, Dept of (Corps of Engineers),HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2019-10-15T11:52:22.200000-04:00
2342288,1375c63a-03d4-483b-a33e-0d6e461aac7b,Q3,"POBLETE TAMARGO, LLP",400620885,"RD LEGAL FUNDING, LLC",2019,third_quarter,FIN,"Restore due process rights to SEC enforcement proceedings; Dodd-Frank; regulatory overreach by the SEC, CFPB.","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2019-10-15T12:00:40.757000-04:00
2342334,dba5a2ab-2621-41c5-996c-ab975213f681,Q3,"NVG, LLC",76833,REINVESTMENT FUND,2019,third_quarter,FIN,"Community Development Financial Institutions (CDFI) Fund; 
Healthy Food Financing Initiative.","Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",30000,,0,0,2019-10-15T12:21:57.367000-04:00
2342486,349ffd1a-ead7-49e8-801c-3978e5edee3b,Q3,AMERICAN GAMING ASSOCIATION,2434,AMERICAN GAMING ASSOCIATION,2019,third_quarter,FIN,"Bank Secrecy Act, AML Compliance","Financial Crimes Enforcement Network (FinCEN),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Justice, Dept of (DOJ),SENATE,Treasury, Dept of",,490000,0,0,2019-10-15T13:35:43.137000-04:00
2342532,e3530183-50ef-4c27-8512-ad26c253479c,Q3,AMERICAN LAND TITLE ASSOCIATION,2731,AMERICAN LAND TITLE ASSOCIATION,2019,third_quarter,FIN,"H.R. 2513, the Corporate Transparency Act of 2019, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies; Section 3, as it relates to beneficial ownership reporting.  H.R. 2514, the Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform (COUNTER) Act of 2019, to make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes; Title II, Section 215, as it relates to revisions to the geographic targeting order issued by the Financial Crimes Enforcement Network. Draft legislation entitled, Improving Laundering Laws and Increasing Comprehensive Information Tracking of Criminal Activity in Shell Holdings (ILLICIT CASH) Act of 2019; to improve laws relating to money laundering, and for other purposes, no bill yet introduced. General education regarding terrorism risk insurance transactions, no bill introduced. General education regarding flood insurance, no bill introduced.","HOUSE OF REPRESENTATIVES,SENATE",,100000,0,0,2019-10-15T13:55:59.123000-04:00
2342603,86ac367f-e820-493a-bf04-7d5021ba8b7d,Q3,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,7725,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2019,third_quarter,FIN,"Credit unions operations, capital requirements and reserves Current Expected Credit Losses (CECL), and issues related to the Federal Credit Union Act.","Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Natl Credit Union Administration (NCUA),SENATE",,110000,0,0,2019-10-15T14:22:21.303000-04:00
2342846,25a9ce9f-6311-4680-8d13-fd183338af5d,Q3,FINANCIAL EXECUTIVES INTERNATIONAL,14520,FINANCIAL EXECUTIVES INTERNATIONAL,2019,third_quarter,FIN,Corporate reporting and regulatory compliance,"Commodity Futures Trading Commission (CFTC),Defense Contract Audit Agency (DCAA),Defense, Dept of (DOD),Government Accountability Office (GAO),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Natl Economic Council (NEC),Office of Management & Budget (OMB),Pension Benefit Guaranty Corporation (PBGC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,21800,0,0,2019-10-15T15:10:30.547000-04:00
2342872,e341fde4-6624-42ca-b2bf-5380ac135560,Q3,"CASSIDY & ASSOCIATES, INC.",8453,QUANTUM XCHANGE,2019,third_quarter,FIN,Provide general awareness of clients thresholds in Quantum computing technology,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-15T15:13:36.097000-04:00
2342896,03001ee8-1a83-4cd5-b163-72da61d9ae5b,Q3,STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,36537,STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,2019,third_quarter,FIN,"Issues related to standards of conduct for investment advisers and brokers and dealers and their associated persons.

Treasury and IRS final regulations (84 FR 27947) related to the modification of discounting rules for insurance companies.

Communications related to diversity and inclusion.","Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Transportation, Dept of (DOT),Treasury, Dept of",,530000,0,0,2019-10-15T15:18:44.213000-04:00
2342938,88429bbd-bcc8-4fc6-9ba0-cf1507637ae4,Q3,"THE CAPITAL GROUP COMPANIES, INC. AND ITS AFFILIATES",401103539,"THE CAPITAL GROUP COMPANIES, INC. AND ITS AFFILIATES",2019,third_quarter,FIN,"Retirement security, proposed fiduciary standards, FSOC regulation of nonbanks.","Education, Dept of,HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,450000,0,0,2019-10-15T15:26:52.033000-04:00
2342942,6aefc0a0-7ac5-4b40-84c1-3d71829038b8,Q3,"CASSIDY & ASSOCIATES, INC.",8453,SOCIETY OF ACTUARIES,2019,third_quarter,FIN,General legislative issues related to actuarial profession,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",20000,,0,0,2019-10-15T15:26:52.783000-04:00
2343105,749b97aa-2256-41bb-a132-3f3fc05c15c6,Q3,RICH FEUER ANDERSON,84775,LONDON STOCK EXCHANGE GROUP PLC,2019,third_quarter,FIN,"Regulation of securities indices, regulation of derivative instruments, regulation and capitalization of clearinghouses, and protection of customer assets.","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2019-10-15T16:15:49.053000-04:00
2343203,55e19f54-a511-4d73-8c39-a392356961e8,Q3,JAMES W SEGEL LLC,401103350,BOSTON ASSET MANAGEMENT ASSOCIATION INC,2019,third_quarter,FIN,Member Introduction and organization overview.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-15T16:51:33.100000-04:00
2343296,32fbd942-c950-423a-8fdb-21295bad99e9,Q3,DENTONS US LLP,36105,AMERICAN AMUSEMENT MACHINE ASSOCIATION,2019,third_quarter,FIN,Issues related to Dodd-Frank implementation or legislation to amend Dodd-Frank; Operation Choke Point,"HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Office of the Comptroller of the Currency (OCC),SENATE",10000,,0,0,2019-10-15T17:41:11.097000-04:00
2343311,8c3d8bd8-540d-4e79-bea6-2fd9e6ea1ece,Q3,DENTONS US LLP,36105,AMUSEMENT AND MUSIC OPERATORS ASSOCIATION,2019,third_quarter,FIN,Issues related to Dodd-Frank implementation or legislation to amend Dodd-Frank; Operation Choke Point,"HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Office of the Comptroller of the Currency (OCC),SENATE",20000,,0,0,2019-10-15T17:43:15.723000-04:00
2343312,59a6233f-5731-47a9-8190-da931ff29d05,Q3,THORN RUN PARTNERS,400534596,ENCORE CAPITAL GROUP,2019,third_quarter,FIN,Issues related to financial services and banking.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-15T17:45:16.367000-04:00
2343320,f0245e69-6901-48a2-ab1c-fada182c4d03,3T,THORN RUN PARTNERS,400534596,FISHER INVESTMENTS,2019,third_quarter,FIN,Investor Choice Act.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,1,2019-10-15T17:49:19.947000-04:00
2343422,ba2b7504-cbe3-4231-873a-caf0d651f4d0,Q3,THORN RUN PARTNERS,400534596,"INCOMM HOLDINGS, INC.",2019,third_quarter,FIN,Issues related to General Purpose Reloadable Giftcards.,SENATE,20000,,0,0,2019-10-16T08:42:15.573000-04:00
2343433,3b986c65-365f-4a60-8072-7b510d2d09bf,Q3,THORN RUN PARTNERS,400534596,PAYPAL,2019,third_quarter,FIN,"General issues related to Payments and Mobile payments. Issues related to marketplace lending.
Issues related to fintech.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-16T08:54:20.160000-04:00
2343442,5c4c9c3f-cb2d-46c2-8d2e-4f11972ed65c,Q3,THORN RUN PARTNERS,400534596,AMERICAN FINANCIAL SERVICES ASSOCIATION (AFSA),2019,third_quarter,FIN,"General issues related to installment lending. Issues related to auto finance;
General issues related to National usury rates.","HOUSE OF REPRESENTATIVES,SENATE,White House Office",30000,,0,0,2019-10-16T09:00:14.423000-04:00
2343461,6920dbec-ac37-45e2-a45a-213220a11912,Q3,THORN RUN PARTNERS,400534596,"ONEMAIN FINANCIAL GROUP, LLC",2019,third_quarter,FIN,"General issues related to consumer lending;
General issues related to the implementation of S.2155, Economic Growth, Regulatory Relief, and Consumer Protection Act (P.L.115- 174);
General issues related to National Usury Rates. 
H.R. 3182, the CECL Consumer Impact and Study Bill of 2019;","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2019-10-16T09:16:30.307000-04:00
2343474,3dee8400-2d99-415a-ab2f-877cf8ec7af3,Q3,THORN RUN PARTNERS,400534596,CONDUENT INCORPORATED AND ITS AFFILIATES,2019,third_quarter,FIN,Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act. (P.L. 111-203) and financial services.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-16T09:22:34.700000-04:00
2343511,095fb743-beba-482d-8e79-00899f5bdfa3,Q3,"CAPITOL HILL STRATEGIES,  LLC",91774,"CITIGROUP WASHINGTON, INC.",2019,third_quarter,FIN,"Financial Regulatory Reform issues generally

Issues related to international economic sanctions","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-16T09:39:49.047000-04:00
2343530,fd6f67da-329e-4369-b8e0-ea2b0d3ad481,Q3,VANTAGEKNIGHT LLC,401104100,CITIGROUP MANAGEMENT CORP.,2019,third_quarter,FIN,Matters related to global operations and competition issues,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),White House Office",30000,,0,0,2019-10-16T09:43:56.767000-04:00
2343585,813a35ec-0597-42ef-9806-c2de527181cd,Q3,FIDELIS GOVERNMENT RELATIONS,306011,AFLAC,2019,third_quarter,FIN,Insurance issues generally,"Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,Office of the Vice President of the United States,SENATE",45000,,0,0,2019-10-16T10:00:19.407000-04:00
2343587,32b42e58-db55-472a-b308-8b955745f6a5,Q3,ONE ACTION,400615867,ONE ACTION,2019,third_quarter,FIN,"BUILD Act Oversight with OPIC, USAID, and new DFC

Corporate Transparency Act (H.R. 2513) and the Senate companion bill on beneficial ownership","HOUSE OF REPRESENTATIVES,Natl Security Council (NSC),Office of Management & Budget (OMB),Overseas Private Investment Corp (OPIC),SENATE,State, Dept of (DOS),U.S. Agency for International Development (USAID),White House Office",,630000,0,0,2019-10-16T10:00:20.093000-04:00
2343660,a3b9a98b-7303-4054-98d9-43a9f182fbed,Q3,THORN RUN PARTNERS,400534596,EQUIFAX INC.,2019,third_quarter,FIN,"Issues related to data privacy. 
Draft legislation pertaining to the Comprehensive Consumer Credit Reporting Act;
H.R. 3614, the Restricting Credit Checks for Employment Decisions Act;
H.R. 3618, Free Credit Scores for Consumers Act of 2019;
H.R. 3622, Restoring Unfairly Impaired Credit and Protecting Consumers Act;
H.R. 3629, Clarity in Credit Score Formation Act of 2019;
H.R. 3642, Improving Credit Reporting for all Consumers Act;  
Draft legislation titled Accurate Access to Credit Information;
Draft legislation titled Credit Access and Inclusion Act.","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2019-10-16T10:18:50.167000-04:00
2343733,9e3b7692-004e-46c1-adeb-ae332bb11f86,Q3,MANATOS & MANATOS,23634,"LIBRA CAPITAL US, INC.",2019,third_quarter,FIN,Congressional or Executive Branch actions that affect diversified investments.,"Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2019-10-16T10:34:14.853000-04:00
2343752,1b8ecfe1-21f7-428c-842d-8ab057786171,Q3,THORN RUN PARTNERS,400534596,ALLSTATE INSURANCE COMPANY,2019,third_quarter,FIN,"H.R.1756 To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance with respect to a consumer, and for other purposes.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2019-10-16T10:38:22.543000-04:00
2343757,64dd3d30-2c52-45cc-997d-f6d3ec70b176,Q3,THORN RUN PARTNERS,400534596,"RENEW FINANCIAL GROUP, LLC",2019,third_quarter,FIN,Issues related to Property Assessed Clean Energy (PACE) financing.,"Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2019-10-16T10:39:23.217000-04:00