id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
2018176,6479b0f5-62cd-4905-a669-be827e8fe86a,3T,SPLIT ROCK STRATEGIES,401104349,ELECTRONIC PAYMENTS COALITION,2017,third_quarter,BAN,"Repeal Section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions

Repeal of Durbin Amendment","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2017-08-22T17:14:32.250000-04:00
2018525,9d6e7835-94b6-4029-afcd-ca49181a94f7,3T,"CARD & ASSOCIATES, LLC",84217,FIRST DATA CORPORATION,2017,third_quarter,BAN,"Dodd Frank Act Issues
Financial Choice Act (DRAFT)
Payment Processing Issues
Data Privacy & Liability","HOUSE OF REPRESENTATIVES,SENATE",12000,,0,1,2017-09-06T14:20:14.183000-04:00
2018992,69628238-2f20-47a2-a84f-951d0531d2ce,Q3,"LAW OFFICES OF GEORGE HARRIS, LLC",400871553,CITY OF THOMASVILLE,2017,third_quarter,BAN,"Advocate for changes affecting local government entities' access to financing related to the Board of Governors of the Federal Reserve System's Proposed Rulemaking, ""Regulations Q and Y; Risk-Based Capital and Other Regulatory Requirements for Activities of Financial Holding Companies Related to Physical Commodities and Risk-Based Capital Requirements for Merchant Banking Investments""","Agriculture, Dept of (USDA),Energy, Dept of,Executive Office of the President (EOP),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of Justice Program,Office of Management & Budget (OMB),SENATE",10000,,0,0,2017-09-29T14:57:47.753000-04:00
2019043,2f11728e-847b-4745-a017-1c35043bb13f,Q3,MARSHALL BRACHMAN,6848,ZIONS BANCORP,2017,third_quarter,BAN,"monitor Banking legislation on FHLB regarding rural infrastructure
monitor Banking legislation related to student loans
Support legislation on SIFI redifinition S 1893 and HR 3312
oppose Federal Reserve Interest pay for","HOUSE OF REPRESENTATIVES,SENATE",24000,,0,0,2017-10-01T10:31:14.867000-04:00
2019073,35426dda-2144-42a0-a4fb-e8ccfadc93b5,Q3,MARSHALL BRACHMAN,6848,LOCKHEED MARTIN AERONAUTIC SECTOR,2017,third_quarter,BAN,support defense financing provisions,"HOUSE OF REPRESENTATIVES,SENATE",29115,,0,0,2017-10-01T11:22:30.087000-04:00
2019369,41a14645-0f95-461f-a567-ba6226433c16,Q3,AMERICAN FINANCIAL SERVICES ASSOCIATION,2354,AMERICAN FINANCIAL SERVICES ASSOCIATION,2017,third_quarter,BAN,"Dodd Frank Wall Street Reform and Consumer Protection Act, Arbitration, Auto Lending, Consumer Privacy, Industrial Loan Banks, Installment Lending, Military Lending, Mortgage Lending, Payment Cards, Small Business Lending, Tax Reform, Telephone Consumer Protection Act","Consumer Financial Protection Bureau (CFPB),Defense, Dept of (DOD),Federal Communications Commission (FCC),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Office of the Comptroller of the Currency (OCC),SENATE,Small Business Administration (SBA),Treasury, Dept of,Vice President of the U.S.,White House Office",,125000,0,0,2017-10-03T10:55:01.037000-04:00
2019413,c4135ac2-b6fe-4af1-be62-3ce8ebbe8c7e,Q3,THE KUTLER GROUP,401103966,NAVIENT SOLUTIONS,2017,third_quarter,BAN,Monitor activities regarding reform of the Dodd-Frank legislation and general matters before the Committee,"HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,Treasury, Dept of",30000,,0,0,2017-10-03T12:10:30.917000-04:00
2019427,342a313c-c0c5-4f4c-8746-b0e4ee76e6bb,Q3,THE FRIEDLANDER GROUP,400535604,THE FRIEDLANDER GROUP,2017,third_quarter,BAN,"award Anwar Sadat with a Congressional Gold Medal, S.266 , H.R.754","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2017-10-03T12:45:46.440000-04:00
2019428,00c5ad99-eaea-4cf2-b1b9-7a8633a8247a,Q3,THE FRIEDLANDER GROUP,400535604,PROJECT LEGACY,2017,third_quarter,BAN,Award Anwar Sadat w Congressional Gold Medal HR 754 S266,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2017-10-03T12:49:47.813000-04:00
2019443,3dd1e9e0-4b51-4dc5-9aaf-27dec682154c,Q3,NATIONAL ASSOCIATION FOR COLLEGE ADMISSION COUNSELING,54916,NATIONAL ASSOCIATION FOR COLLEGE ADMISSION COUNSELING,2017,third_quarter,BAN,"Student loans, Mandatory arbitration clauses","Consumer Financial Protection Bureau (CFPB),Education, Dept of,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",,40000,0,0,2017-10-03T14:10:57.057000-04:00
2019477,e0ca3e77-83ac-40b7-b123-aeec1c15ffc0,Q3,"MAGILL ASSOCIATES, LLC",401103511,MOUNTAIN WEST CREDIT UNION ASSOCIATION,2017,third_quarter,BAN,"Legislation affecting credit unions, including the credit union federal tax exemption.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2017-10-03T15:06:15.793000-04:00
2019482,50fe5ed4-5280-495a-a8f6-0189a57d041e,Q3,"MAGILL ASSOCIATES, LLC",401103511,"LIVINGSTON GROUP L L C ""ON BEHALF OF THE PEW CHARITABLE TRUSTS""",2017,third_quarter,BAN,The Consumer Financial Protection Board's (CFPB) proposed rulemaking on payday lending pursuant to its authority under sections 1031 and 1032 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-03T15:26:22.443000-04:00
2019492,90c40995-54cd-4588-b136-e5f4270d1c1d,Q3,RICH FEUER ANDERSON,84775,MELLON FINANCIAL SERVICES CORPORATE #1 (FORMERLY BANK OF NEW YORK MELLON CORP.),2017,third_quarter,BAN,"Implementation of the ""Dodd-Frank Wall Street Reform and Consumer Protection Act,"" including provisions affecting custody banking and H.R. 2121, the ""Pension, Endowment, and Mutual Fund Access to Banking Act.""","HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2017-10-03T16:34:38.723000-04:00
2019622,4253c83d-4dee-4963-9f71-10785546af87,Q3,"MORRISON & FOERSTER, LLP",25897,AMERICAN BANKERS ASSOCIATION,2017,third_quarter,BAN,Cybersecurity and breach notification,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2017-10-04T11:22:18.347000-04:00
2019914,9c520a96-9b2a-4a5e-9da2-5990a84b51ec,Q3,RICH FEUER ANDERSON,84775,THOMSON REUTERS,2017,third_quarter,BAN,"Application of anti-money laundering and ""know your customer"" regulations to private-sector databases.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-05T11:45:45.267000-04:00
2020344,90c70a15-b825-4234-9e74-ef0fb10eaab1,Q3,COMMERCE BANK,400728185,COMMERCE BANK,2017,third_quarter,BAN,"Financial and banking regulatory reform, including H.R. 1116 and S. 366, the Tailor Act, which accounts for the fact that a bank's risk is not measured by size alone, but allows regulators to tailor regulatory action depending on a bank's risk profile and business model.  Additionally, discussions about the merits of the CHOICE Act.","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2017-10-06T12:19:50.690000-04:00
2020423,98dcfa52-41b3-4fba-8845-365971fe2b56,Q3,HOLLAND & KNIGHT LLP,18466,MORTGAGE BANKERS ASSOCIATION,2017,third_quarter,BAN,Tax deductions for mortgage interest; reform of mortgage government-sponsored enterprises; refinancing legislation.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-06T15:15:10.423000-04:00
2020470,c42f7884-f87f-4756-83fd-8041a966c40b,3T,"PARRY, ROMANI, DECONCINI & SYMMS",30792,SICPA SECURINK CORP,2017,third_quarter,BAN,"Monitored and opposed legislative efforts affecting U.S. currency; specifically provisions which sought to eliminate the dollar bill and expand the circulation of dollar coins.

Monitored provisions in the budget resolution affecting the scoring of proposals that would eliminate the dollar bill.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,1,2017-10-06T15:56:49.303000-04:00
2020478,b8c93f6b-d4c6-4afa-aa9b-564ec0ed104e,Q3,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,7725,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2017,third_quarter,BAN,"Fair Credit Reporting Act, S.836 and H.R.389 credit union member business lending, residential loan parity. Consumer Financial Protection Bureau restructuring and reform. Property Assessed Clean Energy (PACE) lending, and the Truth in Lending Act. Proposed rules on payday lending; HMDA, TRID, QM. CDFI funding. Community lender exemption authority to Dodd-Frank Wall Street Reform and Consumer Protection Act. Cannabis banking. H.R. 10, Financial Choice Act and amendments. Military Lending Act. National Credit Union Administration funding and budget. Consumer Financial Protection Bureau authority.","Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Natl Credit Union Administration (NCUA),SENATE",,110000,0,0,2017-10-06T16:48:03.617000-04:00
2020533,ac7d163e-321e-4912-b0c2-72ca87853863,Q3,THE WILLIAMS GROUP,401104049,NATIONAL BANKERS ASSOCIATION,2017,third_quarter,BAN,Financial Regulatory Reform,"HOUSE OF REPRESENTATIVES,SENATE",7500,,0,0,2017-10-07T10:46:58.237000-04:00
2020766,5636d641-0682-41c3-8b34-79c31b433124,Q3,"ADVANCED POLICY CONSULTING, LLC",401103524,MANUFACTURED HOUSING INSTITUTE (MHI),2017,third_quarter,BAN,"H.R. 1699 ""Preserving Access to Manufactured Housing Act of 2017."" Senate/House Financial Services Appropriations Bill as it relates to Manufactured Housing provisions contained in H.R. 1699 ""Preserving Access to Manufactured Housing Act of 2017."" The ""Financial CHOICE Act"" as it relates to manufactured housing.","HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE",20000,,0,0,2017-10-09T13:31:43.383000-04:00
2020850,73c1b480-3e39-4e49-9dd0-8aab8e05f567,Q3,I STREET ADVOCATES,51753,PAYPAL,2017,third_quarter,BAN,financial technology policy,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2017-10-09T14:14:58.700000-04:00
2020996,4dd86a8e-e1fb-47ed-b5b5-2f41d21280b1,Q3,NATIONAL CANNABIS INDUSTRY ASSOCIATION,400750245,NATIONAL CANNABIS INDUSTRY ASSOCIATION,2017,third_quarter,BAN,"Advocate on behalf of owners of state-legal cannabis businesses who are seeking reliable and secure banking services. Lobby on behalf of H.R. 2215 and S. 1152, the Secure And Fair Enforcement Banking Act.","HOUSE OF REPRESENTATIVES,SENATE",,100000,0,0,2017-10-09T20:11:24.997000-04:00
2021047,db3b5873-a383-4c15-8da0-ae56a83ee102,Q3,YODLEE INC.,401104165,YODLEE INC.,2017,third_quarter,BAN,Consumer-permissioned financial data access; regulation of bank third-parties,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Natl Economic Council (NEC),Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,120000,0,0,2017-10-10T08:29:23.253000-04:00
2021146,21f985ab-2a90-4aed-a822-89f7e4fa789f,Q3,PHILIP BECHTEL,284356,COUNCIL OF FEDERAL HOME LOAN BANKS,2017,third_quarter,BAN,Housing finance reform; Dodd-Frank regulatory relief-CHOICE Act (H.R. 10) ; Dodd-Frank implementation; Basel III implementation; CFTC reauthorization legislation - identified banking products treatment for FHLBank advances; general FHLBank matters.,"Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",70000,,0,0,2017-10-10T11:11:53.163000-04:00
2021171,756e95f2-7a14-4a7e-bb52-c06b90fecc89,Q3,WASHINGTON PARTNERS,77355,CONSUMER BANKERS ASSOCIATION,2017,third_quarter,BAN,Dodd-Frank Act,"Education, Dept of,HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2017-10-10T11:29:35.927000-04:00
2021518,1d4a6871-c987-41ad-b27b-27317efd1df7,Q3,NORTH AMERICAN EQUIPMENT DEALERS ASSOCIATION (FORMERLY KNOWN AS EQUIPMENT DEALER,56997,NORTH AMERICAN EQUIPMENT DEALERS ASSOCIATION (FORMERLY KNOWN AS EQUIPMENT DEALER,2017,third_quarter,BAN,No lobbying performed on this issue.,"Bureau of Citizenship & Immigration Services (BCIS),Environmental Protection Agency (EPA),Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Natl Labor Relations Board (NLRB),SENATE,White House Office",,52809,0,0,2017-10-10T16:00:30.750000-04:00
2021623,1be9b9bf-3cd6-42ec-b5ba-3d90ae81a556,3T,"WEXLER | WALKER, A UNIT OF HILL+KNOWLTON STRATEGIES, LLC",41113,THE CLEARING HOUSE ASSOCIATION L.L.C.,2017,third_quarter,BAN,Payments-related legislation; cyber security legislation; patent reform legislation; bankruptcy reform legislation,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,1,2017-10-10T18:24:01.217000-04:00
2021648,f40d8cff-69e2-45a9-b3c2-628ba21adff9,Q3,"KABBAGE, INC.",401104099,"KABBAGE, INC.",2017,third_quarter,BAN,"1. Educate members of Congress and agencies on Financial Technology solutions (FinTech) in the online small business lending space.
2. Advocate for open federal data (APIs) through Executive Action or Congressional action via CFPB's Dodd Frank 1033 process and the IRS Data Verification Modernization Act of 2016 (McHenry and Booker)
3. Educate the OCC, and CFPB on an ""Open Banking Environment"" (Dodd Frank Sec. 1033) so customers may share their data through permission based APIs with third party FinTech platforms. 
4. Discuss the OCC's proposed special purpose national bank charter for FinTech companies .","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of",,130000,0,0,2017-10-10T22:28:40.540000-04:00
2021743,4d2e7dcf-c746-4ad1-8b4c-45b6816b33a4,Q3,KATE MOSS,25988,TRANSUNION CORPORATION,2017,third_quarter,BAN,Fair Credit Reporting Act and issues related to identity theft and data security,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2017-10-11T10:28:16.237000-04:00
2021747,764a3a32-fff2-4b2a-8604-6425aaa686d6,Q3,KATE MOSS,25988,DISCOVER FINANCIAL SERVICES,2017,third_quarter,BAN,"Legislation related to ""swipe fees"" and SIFI institutions","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2017-10-11T10:30:21.017000-04:00
2022023,112910e8-83f8-4e1e-8992-6f9c780b904d,Q3,CAPITOL LEGISLATIVE STRATEGIES LLC,400432093,JOHN T. O'ROURKE LAW OFFICES,2017,third_quarter,BAN,Proposed non-bank banking issues.  Issues related to allowing non-banks to conduct banking activities.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-11T13:38:51.717000-04:00
2022149,acbb526e-7ae0-47e4-a5fb-b67fb62539ac,Q3,MORTGAGE GUARANTY INSURANCE CORPORATION,401103768,MORTGAGE GUARANTY INSURANCE CORPORATION,2017,third_quarter,BAN,Housing Finance Reform and Taxation,"HOUSE OF REPRESENTATIVES,SENATE",,35000,0,0,2017-10-11T15:21:45.440000-04:00
2022591,caa095ab-4f47-42cb-accd-341f526fee9a,Q3,KPMG LLP,21893,KPMG LLP,2017,third_quarter,BAN,"Issues related to implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203), including section 992.","Government Accountability Office (GAO),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Securities & Exchange Commission (SEC),SENATE",,380000,0,0,2017-10-12T11:30:25.080000-04:00
2022747,5d81a3da-da01-4c00-9b01-da56e545afc5,Q3,AKIN GUMP STRAUSS HAUER & FELD,682,"EMVCO, LLC",2017,third_quarter,BAN,Education on the role and responsibility of setting global payment standards to ensure interoperability and acceptance of secure payment transactions.,"Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-12T13:50:20.793000-04:00
2022915,cc6523f8-f220-4185-a5f5-d5bae97eda5c,Q3,COUNCIL OF FHLBANKS,11060,COUNCIL OF FHLBANKS,2017,third_quarter,BAN,Housing finance reform; Dodd-Frank regulatory relief-CHOICE Act (H.R. 10); Dodd-Frank implementation; Basel III implementation; CFTC reauthorization legislation - identified banking products treatment for FHLBank advances; general FHLBank matters.,"Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",,240000,0,0,2017-10-12T15:18:17.770000-04:00
2023030,af44da71-70c4-4de5-b51b-6fec0ec8d86e,Q3,AMERICAN INVESTMENT COUNCIL F/K/A PEGCC,316536,AMERICAN INVESTMENT COUNCIL F/K/A PEGCC,2017,third_quarter,BAN,"Legislation affecting the regulation of private equity; Regulations affecting private equity firms in the United States and abroad; Dodd-Frank Act, regulations affecting private equity; Jumpstart Our Business Startups Act (112 P.L. 106), regulations affecting private equity; Legislation affecting the regulation of business development companies; Volcker Rule, proposed modifications thereto; Aggregation relief at the Commodity Futures Trading Commission; Financial CHOICE Act of 2017 (H.R. 10) and related proposals, all provisions regarding private equity.","Commerce, Dept of (DOC),Commodity Futures Trading Commission (CFTC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of,White House Office",,350000,0,0,2017-10-12T15:56:31.713000-04:00
2023337,65b53eca-09db-46b1-8a66-770ccb860a15,Q3,HOLLAND & KNIGHT LLP,18466,AMSCOT FINANCIAL CORPORATION,2017,third_quarter,BAN,"Financial services and banking issues, including consumer financial protection issues and education issues and Consumer Financial Protection Bureau implementation issues.","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2017-10-13T10:59:06.197000-04:00
2023559,d3b6dde4-95da-42a6-a455-e2d230229e0c,Q3,"SOBBA PUBLIC, LLC",316797,"VIRTU FINANCIAL, LLC",2017,third_quarter,BAN,issues related to electronic market making of derivatives and securities,"Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",30000,,0,0,2017-10-13T13:27:56.783000-04:00
2023566,48c634a8-188c-450d-bead-f3dc0000a86b,Q3,"SOBBA PUBLIC, LLC",316797,INTERCONTINENTAL EXCHANGE,2017,third_quarter,BAN,issues related to the exchange trading of equities and derivatives,"Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,,0,0,2017-10-13T13:30:01.940000-04:00
2023570,1b8c27e3-d103-4c14-8535-62d9f12e4a0c,Q3,SQUIRE PATTON BOGGS,30906,AMERICAN ASSOCIATION OF RESPONSIBLE AUTO LENDERS,2017,third_quarter,BAN,Issues related to Operation Chokepoint.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-13T13:31:03.360000-04:00
2023680,09119f75-a026-4472-864b-93289502171a,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,MOVEMENT MORTGAGE,2017,third_quarter,BAN,Monitored Dodd Frank and CFPB,HOUSE OF REPRESENTATIVES,30000,,0,0,2017-10-13T14:29:23.627000-04:00
2023692,8d03f24d-f1c2-4218-9b85-b29a2ce69415,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,NATIONAL PUBLIC FINANCE GUARANTEE CORPORATION,2017,third_quarter,BAN,"Puerto Rico Debt Reform
S.1774 Puerto Rico Chapter 9 Uniformity Act of 2015  and HR 870 Puerto Rico Chapter 9 Uniformity Act of 2015","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2017-10-13T14:31:33.343000-04:00
2023706,f31d2ac8-2c20-4337-9530-ab38bef75f31,Q3,"ROCKWELL COLLINS, INC",68296,"ROCKWELL COLLINS, INC",2017,third_quarter,BAN,--Lobbied the Senate regarding EXIM nominees.  Lobbied House and Senate for modification of EXIM quorum requirement. (H.R. 3280),"Air Force, Dept of,Army, Dept of (Other),Defense, Dept of (DOD),Export-Import Bank of the United States (EXIM Bank),Federal Aviation Administration (FAA),Federal Communications Commission (FCC),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Natl Aeronautics & Space Administration (NASA),Natl Telecommunications & Information Administration (NTIA),Navy, Dept of,SENATE,Transportation, Dept of (DOT),Treasury, Dept of",,169429,0,0,2017-10-13T14:32:41.030000-04:00
2023922,e6800b96-84a4-45a3-88d1-76ed9b2a93bb,Q3,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,"SHAZAM, INC.",2017,third_quarter,BAN,Issues related to Consumer Financial Protection Act,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-13T16:47:57.517000-04:00
2024000,daaa790f-4970-4f38-9390-f24e842429ed,Q3,RNL CONSULTING LLC,401104173,GENWORTH FINANCIAL,2017,third_quarter,BAN,Provisions in the DFA Reform Act in the House known as the Choice Act (no current bill number).  Specific lobbying on authority of FSOC to designate insurers as systemically significant;  the powers and role of the Federal Insurance Office;  the specific impact of Covered Agreements; the powers and authority of the CFPB with respect to insurance products.,"HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE,Treasury, Dept of,White House Office",25000,,0,0,2017-10-14T10:11:02.767000-04:00
2024532,c7865472-fb1d-4bc2-a761-d62d8a071af4,Q3,HUNTINGTON BANCSHARES INCORPORATED,77435,HUNTINGTON BANCSHARES INCORPORATED,2017,third_quarter,BAN,"Executive Order, Core Principles for Regulating the United States Financial System; General education on the impacts of regulation on regional banks and economic growth; general SBA program education; H.R. 1153, Mortgage Choice Act, all provisions;S. 1139, Main Street Fairness Act, all provisions; H.R. 3312, Systemically Important Financial Institutions Act, all provisions; S. 1893 Systemically Important Financial Institutions Act, all provision; H.R. 3857, Protecting Advice for Small Savers, all provisions; H.R. 1116 Taking Account of Institutions with Low Risk Act of 2017, all provisions; S.536 Publicly Traded Companies Cyber security Transparency, all provisions;","HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,Small Business Administration (SBA),Treasury, Dept of",,70000,0,0,2017-10-16T11:10:15.907000-04:00
2024566,5b541770-6f85-4541-be14-1715e3246435,Q3,"WILLIAMS AND JENSEN, PLLC",41454,FEDERAL HOME LOAN BANK OF CINCINNATI,2017,third_quarter,BAN,GSE reform and Dodd-Frank. FHFA-Federal Home Loan Bank Membership.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2017-10-16T11:24:49.457000-04:00
2024597,f4b97c11-d2c8-4f07-8486-273b2e5f4032,Q3,AMERICAN CONSERVATIVE UNION,62712,AMERICAN CONSERVATIVE UNION,2017,third_quarter,BAN,"H. Res. 468, CRA on Disapproval of CFPBs Arbitration Rule","Federal Communications Commission (FCC),Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,White House Office",,10000,0,0,2017-10-16T11:31:13.690000-04:00
2024650,d82e4e6c-f828-42ae-b982-eecbd1a2802f,Q3,"MANATT, PHELPS, AND PHILLIPS",23645,AMERICAN LAND TITLE ASSOCIATION,2017,third_quarter,BAN,"Financial Services Reform, Consumer Financial Products Bureau (CFPB), implementation of Dodd/Frank","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-16T11:43:46.083000-04:00
2024807,64ff3065-7813-445e-bed3-15889a1108af,Q3,"WILLIAMS AND JENSEN, PLLC",41454,HSBC - NORTH AMERICA,2017,third_quarter,BAN,"Bank regulation including structure, prudential regulation and resolution.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-16T12:37:03.277000-04:00
2025606,1bab58ec-736c-41ed-846c-38e43b329405,Q3,AZOA SERVICES CORP(ALLIANZ OF AMERICA) FORMERLY AZOA SERIVCES CORP/FIREMAN'S FUND(ALLIANZ OF AMERICA,14611,AZOA SERVICES CORP(ALLIANZ OF AMERICA) AND AFFILIATES,2017,third_quarter,BAN,"Lobby in favor of legislation amending FSOC's SIFI designation process.

Monitor efforts of the Financial Stability Board (FSB) to designate non-bank, non-insurers as Global Systemically Important Financial Institutions.  Lobby in favor of increased transparency regarding the process.","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Risk Management Agency,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,530000,0,0,2017-10-16T15:19:19.087000-04:00
2025768,a38c65d9-6917-4aa1-be44-485280b82064,Q3,WINNING STRATEGIES WASHINGTON,50796,PRUDENTIAL,2017,third_quarter,BAN,Regulatory Legislation,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2017-10-16T16:01:49.387000-04:00
2025928,d6b978c6-5c7e-417e-b7bc-611a185e39fc,Q3,DISCOVER FINANCIAL SERVICES,318414,DISCOVER FINANCIAL SERVICES,2017,third_quarter,BAN,"Issues related to banking regulatory reform:
HR 3312 - Systemic Risk Designation Improvement Act of 2017 
HR 10 - Financial CHOICE Act of 2017  
HR 1116 - Tailor Act of 2017
S 366 - Tailor Act of 2017
H.J.Res. 111 & S.J.Res 47 -A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to ""Arbitration Agreements""","HOUSE OF REPRESENTATIVES,SENATE",,440000,0,0,2017-10-16T16:50:06.783000-04:00
2026173,8a548950-7d41-4fc9-9ec7-f5eb8573b459,Q3,"KADESH & ASSOCIATES, LLC",40011081,CALIFORNIA CREDIT UNION LEAGUE,2017,third_quarter,BAN,"Banking issues 
Credit union member - business lending
Credit Union Small Business Jobs Creation Act","HOUSE OF REPRESENTATIVES,SENATE",27000,,0,0,2017-10-17T09:07:14.240000-04:00
2026249,0dff8884-dffa-44cc-8fcb-b9d1ed1a839d,Q3,KENNETH GEAR,400384772,LEADING BUILDERS OF AMERICA,2017,third_quarter,BAN,"No bill number: Mortgage finance reform
No bill number: supporting policies to allow GSEs to build capital
No bill number: polices related to access to mortgage credit","HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE",100000,,0,0,2017-10-17T09:20:56.757000-04:00
2026407,4e592291-1027-4b61-8b8b-1b40ca9d4f29,Q3,"PAYPAL, INC.",401103770,PAYPAL INC,2017,third_quarter,BAN,"Issues pertaining to mobile payment innovation
Issues related to underserved,underbanked and unbanked communities
Issues related to small business lending and access to capital, online and marketplace lending
Issues related to international remittances and money transfers
Issues related to consumer credit
Issues related to digital wallets and prepaid accounts","Commerce, Dept of (DOC),Consumer Financial Protection Bureau (CFPB),Federal Communications Commission (FCC),HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,Treasury, Dept of,U.S. Trade Representative (USTR)",,223950,0,0,2017-10-17T10:06:34.983000-04:00
2026424,c5b2c54c-3027-4a73-ba8d-f439456cb5ad,Q3,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,CITIGROUP WASHINGTON INC,2017,third_quarter,BAN,"General issues pertaining to the banking and finance industries, trade; cyber","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-17T10:10:49.297000-04:00
2026517,f49aeff6-e5f3-48d6-bfaa-af043b0d7295,Q3,AMERICAN INSURANCE ASSN,2662,AMERICAN INSURANCE ASSN,2017,third_quarter,BAN,"Issues relation to Systemically Important Financial Institution.

H.R. 10 - Financial CHOICE ACT

Issues related to the application of capital standards on globally active insurance companies.

Issues related to cyber insurance.

Issues related to cyber security and data breach.","Federal Emergency Management Agency (FEMA),Federal Reserve System,Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,300000,0,0,2017-10-17T10:37:04.797000-04:00
2026647,7bdc0dab-7dac-4784-b760-275da9ccfe3b,Q3,MCDERMOTT WILL & SCHULTE LLP,24338,AMERICAN COALITION FOR TAXPAYER RIGHTS,2017,third_quarter,BAN,"Legislation and regulation related to the provision or facilitation of tax services and related financial products, including S. 809 and H.R. 2018.  Addressing tax reform issues regarding personal income tax preparation and regulation.","Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Treasury, Dept of",20000,,0,0,2017-10-17T11:14:13.427000-04:00
2026720,94593f1b-c8c9-436e-841a-6ea66628d951,Q3,MCDERMOTT WILL & SCHULTE LLP,24338,SANTA BARBARA TAX PRODUCTS GROUP,2017,third_quarter,BAN,"Legislation and agency regulation concerning tax time financial products, including but not limited to prepaid debit cards.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2017-10-17T11:33:10.163000-04:00
2026759,3e6994c7-d9b9-42e3-b48b-b2b4404fb18d,Q3,"HEIDEPRIEM & ASSOCIATES, LLC",400394851,PROMONTORY INTERFINANCIAL NETWORK,2017,third_quarter,BAN,Enabling community banks to use reciprocal deposits without having them deemed brokered.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2017-10-17T11:41:22.697000-04:00
2026855,810a2dcb-10f9-41d9-8a58-d561a94ef85d,Q3,"CAPITOL HILL STRATEGIES,  LLC",91774,"CITIGROUP WASHINGTON, INC.",2017,third_quarter,BAN,H.R. 1624 - Municipal Finance Support Act,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2017-10-17T12:07:16.653000-04:00
2026970,8f9d90cb-42d0-4bbd-ac0d-31041d646935,Q3,CAPITOL COUNSEL LLC,313715,CONSUMER BANKERS ASSOCIATION,2017,third_quarter,BAN,Financial services and regulatory reform issues; monitoring and advocacy on the Consumer FInanical Protection Bureau and related issues.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2017-10-17T12:26:32.513000-04:00
2026976,232a5868-8f96-46b7-b9de-bdf1c1dab728,Q3,"CAPITOL HILL STRATEGIES,  LLC",91774,PRINCIPAL FINANCIAL GROUP,2017,third_quarter,BAN,"H.R. 4173/Public Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, implementation and regulatory reform","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-17T12:27:35.873000-04:00
2026999,2b4b82a0-acc9-4196-b7d6-b3eb604962fb,Q3,NATIONAL VENTURE CAPITAL ASSOCIATION,21687,NATIONAL VENTURE CAPITAL ASSOCIATION,2017,third_quarter,BAN,"Small company capital formation issues, capital markets reform to encourage more US IPOs; Disclosure of material short positions, Dodd-Frank regulatory issues, Volcker rule, Registered Investment Advisor rules, Implementation of JOBS Act, Tick Size Pilot, venture exchanges, HALOs Act, Fostering Innovation Act, and House Innovation Initiative.","Centers For Medicare and Medicaid Services (CMS),Federal Communications Commission (FCC),Food & Drug Administration (FDA),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Office of Science & Technology Policy (OSTP),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of,White House Office",,480000,0,0,2017-10-17T12:31:49.937000-04:00
2027184,d314620a-c069-4903-8b8a-190116771f48,Q3,INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA,19228,INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA,2017,third_quarter,BAN,PL 111-203 Dodd Frank Wall Street Reform and Consumer Protection Act (implementation of insurance provisions),"Agriculture, Dept of (USDA),Executive Office of the President (EOP),Federal Emergency Management Agency (FEMA),Government Accountability Office (GAO),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Labor, Dept of (DOL),Natl Economic Council (NEC),Office of Management & Budget (OMB),Office of the Vice President of the United States,SENATE,Treasury, Dept of",,230000,0,0,2017-10-17T13:31:57.617000-04:00
2027272,7dcd474f-8b3a-45db-8575-f875ea3e9b78,Q3,CAPITOL COUNSEL LLC,313715,"ENTERPRISE COMMUNITY PARTNERS, INC.",2017,third_quarter,BAN,"Monitoring housing finance reform, mortgage issues and multi-family housing.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-17T13:44:36.337000-04:00
2027311,158327fd-c12f-4b7b-ae17-f76083d32c1e,Q3,CAPITOL COUNSEL LLC,313715,JPMORGAN CHASE HOLDINGS LLC,2017,third_quarter,BAN,"Monitoring general issues related to flood insurance, housing finance reform, and mortgages, housing, derivatives, consumer issues and regulatory relief proposals; monitoring general banking issues and issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; policy issues related to financial services in appropriations bills.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-17T13:52:58.477000-04:00
2027704,8ee56625-78e5-4b90-b4de-0a2a58a125b6,Q3,THE CHARLES SCHWAB CORPORATION,34637,CHARLES SCHWAB CORPORATION,2017,third_quarter,BAN,Draft legislation related to brokered deposits.  Bank Secrecy Act/Anti-Money Laundering regulation.,"HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,720000,0,0,2017-10-17T15:21:04.067000-04:00
2027837,b2e7ff17-ad83-4309-823d-51ce6ec5e573,Q3,PUBLIC CITIZEN,32362,PUBLIC CITIZEN,2017,third_quarter,BAN,"HR 790-Return to Prudent Banking Act of 2017, S 881-21st Century Glass Steagall Act of 2017, Executive compensation, House Appropriations financial services, General banking issues, 
Protecting Dodd-Frank, strong SEC rules on disclosure, support the shareholder protection act,
removing forced arbitration clauses from banking contracts, Equifax","Consumer Product Safety Commission (CPSC),Federal Communications Commission (FCC),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,U.S. Trade Representative (USTR)",,70000,0,0,2017-10-17T15:46:23.960000-04:00
2027916,779455bd-9df7-4f06-9912-83ddbfe7a14d,Q3,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,"ECOVEST CAPITAL, INC.",2017,third_quarter,BAN,Banking and tax issues,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-17T15:56:07.553000-04:00
2028072,4ed1c700-285a-4404-923f-038305a6f010,Q3,THE DUBERSTEIN GROUP INC.,12675,PROMONTORY INTERFINANCIAL NETWORK,2017,third_quarter,BAN,Legislation regarding bank deposits or the insurance of bank deposits.,"HOUSE OF REPRESENTATIVES,SENATE",100000,,0,0,2017-10-17T16:27:37.353000-04:00
2028144,68aeb651-b3d8-4e9d-9e81-be1bb5c79f68,Q3,RICH FEUER ANDERSON,84775,GENWORTH FINANCIAL INC,2017,third_quarter,BAN,"Housing finance reform and operation of the Federal Housing Administration and the Federal government-sponsored housing enterprises, including H.R. 3556, the ""Taxpayer Protections and Market Access for Mortgage Finance Act of 2017.""","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-17T16:40:20.527000-04:00
2028293,f6ce6285-da4f-4f1f-ac6c-a3f7047a5bac,Q3,"O'ROURKE & NAPPI, LLP",401103400,ADS ALLIANCE DATA SYSTEMS,2017,third_quarter,BAN,"Proposed non-bank bank legislation.
Issues related to regulation of credit card activities.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-17T17:53:19.730000-04:00
2028352,887394cb-fa56-4e86-b868-9a34663853f4,Q3,REGIONS FINANCIAL CORP,315034,REGIONS FINANCIAL CORP,2017,third_quarter,BAN,"Issues concerning deposit advance/small dollar credit lending, regulatory relief, current expected credit loss accounting standard, the Community Reinvestment Act, the arbitration rule through the Congressional Review Act, government-sponsored enterprise (GSE) reform, data security/breach notification legislation, Volcker Rule, branching rules, BSA/AML reform, Department of Labor fiduciary rule, swap dealer definition, high volatility commercial real estate (CRE), and systemically important financial institutions (H.R. 3312).","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,350000,0,0,2017-10-17T18:12:12.717000-04:00
2028356,e79ce946-614b-4fa8-a43a-08c734002a9b,Q3,KASASA,400991824,KASASA,2017,third_quarter,BAN,Kasasa discussed different issues affecting community financial institutions.,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,SENATE",,15000,0,0,2017-10-17T18:14:17.407000-04:00
2028496,01eeb8d2-6970-48b3-9105-9812a4c3abb6,Q3,GLOBAL WITNESS,401104562,GLOBAL WITNESS,2017,third_quarter,BAN,Dodd Frank Legislation,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),U.S. Agency for International Development (USAID)",,,0,0,2017-10-18T07:40:26.483000-04:00
2028683,db4369d4-641f-417a-b432-d4c17f4e491e,Q3,"SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION, SC",400914665,SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION SC,2017,third_quarter,BAN,"Issues related to US sanctions programs; issues related to data reporting; issues related to payments; issues related to financial flows, cybersecurity and encryption.","HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2017-10-18T09:39:36.437000-04:00
2028760,0708d0f2-980b-4679-9f9f-2d9db65423a8,Q3,JAKE PERRY + PARTNERS,401029902,ELEVATE CREDIT,2017,third_quarter,BAN,Issues related to online lending,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2017-10-18T09:59:22.217000-04:00
2028781,f5c1eacb-ab3d-4e64-9da4-90876cd6c0ed,Q3,"SIVON NATTER & WECHSLER, P.C. (FKA BARNETT SIVON & NATTER, P.C.)",5448,AMERICAN BANKERS INSURANCE ASSOCIATION,2017,third_quarter,BAN,Preemption,"HOUSE OF REPRESENTATIVES,SENATE",6000,,0,0,2017-10-18T10:03:35-04:00
2028801,d5499111-025b-4cab-bce0-182dac26e0a0,Q3,"SIVON NATTER & WECHSLER, P.C. (FKA BARNETT SIVON & NATTER, P.C.)",5448,"CITIGROUP WASHINGTON, INC. (CWI)",2017,third_quarter,BAN,"Financial regulatory reform
Consumer financial protection
GSEs regulatory authority
Mortgage issues
Mortgage refinancing
Mortgage restructuring
Foreclosures
Credit cards","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-18T10:07:48.283000-04:00
2028813,3571bf6c-9333-4d53-bb68-6042e5d53394,Q3,"SIVON NATTER & WECHSLER, P.C. (FKA BARNETT SIVON & NATTER, P.C.)",5448,BANK POLICY INSTITUTE (FKA FINANCIAL SERVICES ROUNDTABLE),2017,third_quarter,BAN,"Financial regulatory reform
Consumer financial protection
GSEs regulatory authority
Mortgage issues
Mortgage refinancing
Mortgage restructuring
Foreclosures
Credit cards","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-18T10:09:58.610000-04:00
2028830,b81e7b07-c864-429f-90ec-9ebeb6ac4200,Q3,"SIVON NATTER & WECHSLER, P.C. (FKA BARNETT SIVON & NATTER, P.C.)",5448,METROPOLITAN LIFE INSURANCE COMPANY,2017,third_quarter,BAN,"Systemic risk regulation
Insurance regulation","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2017-10-18T10:13:11.860000-04:00
2028842,c2fbe5f8-59f9-49f4-91e0-4abf4a21380d,Q3,"SIVON NATTER & WECHSLER, P.C. (FKA BARNETT SIVON & NATTER, P.C.)",5448,MUTUAL OF OMAHA INSURANCE COMPANY,2017,third_quarter,BAN,"Financial regulatory reform
Insurance regulation","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2017-10-18T10:15:17.720000-04:00
2028965,a5a8e9ce-f494-4178-aa63-df46b653f7e3,Q3,NAIOP,26865,NAIOP,2017,third_quarter,BAN,H.R. 2148 - Lobbied in support of legislation introduced by Representatives Robert Pittenger and David Scott addressing concerns regarding High Volatility Commercial Real Estate (HVCRE) designation for certain commercial real estate loans. Proprietary Trading and Certain Interests in and Relationships with Covered Funds (Volcker Rule.,"Energy, Dept of,Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,222333,0,0,2017-10-18T10:33:26.237000-04:00
2029017,f097734f-76a5-48b9-8b2f-30104f56c06e,Q3,"JENKINS HILL CONSULTING, LLC",303575,AMERICAN FINANCIAL SERVICES ASSOCIATION,2017,third_quarter,BAN,Dodd Frank reform related legislation,"HOUSE OF REPRESENTATIVES,SENATE",25000,,0,0,2017-10-18T10:40:01.083000-04:00
2029097,89e2bb42-9a90-4ba2-9a6d-02ec6308f2d9,Q3,BREAUX LOTT LEADERSHIP GROUP,40020141,TRANSPORTATION INSTITUTE,2017,third_quarter,BAN,Issues related to Export-Import Bank of the United States.,"Environmental Protection Agency (EPA),Export-Import Bank of the United States (EXIM Bank),HOUSE OF REPRESENTATIVES,Maritime Administration (MARAD),SENATE",120000,,0,0,2017-10-18T10:48:44.177000-04:00
2029109,d8e3cdbc-1753-45b0-a546-1bc471b57d16,Q3,"WHITMER & WORRALL, LLC",292892,PPG INDUSTRIES INC.,2017,third_quarter,BAN,Issues related to the Export-Import Bank quorum requirement and congressional oversight.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2017-10-18T10:50:53.397000-04:00
2029140,e235841a-97b0-4aa7-a8c5-b234854004c4,Q3,SHEFFIELD BROTHERS,313156,COMMUNITY FINANCIAL SERVICES ASSOCIATION OF AMERICA,2017,third_quarter,BAN,"Monitoring implementation of Dodd Frank Regulatory Reform, Operation Choke Point, Consumer Financial Protection Bureau rulemaking on payday lending","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",15000,,0,0,2017-10-18T10:53:09.227000-04:00
2029145,63d5e67c-2396-423b-a099-9089c9526718,Q3,"HARLEY-DAVIDSON MOTOR COMPANY, INC.",401104177,HARLEY-DAVIDSON MOTOR COMPANY INC,2017,third_quarter,BAN,"Dodd-Frank
CFPB
Choice Act","HOUSE OF REPRESENTATIVES,SENATE,White House Office",,40000,0,0,2017-10-18T10:54:10.523000-04:00
2029170,b8ed17ce-aa48-4edb-9bde-2185247b92a5,Q3,"WHITMER & WORRALL, LLC",292892,"UTC OVERSEAS, INC.",2017,third_quarter,BAN,Issues related to the Export-Import Bank quorum requirement and congressional oversight.,"HOUSE OF REPRESENTATIVES,SENATE,U.S. Agency for International Development (USAID)",30000,,0,0,2017-10-18T11:02:27.757000-04:00
2029345,c389dcae-215a-4a26-a66f-5616191878bc,Q3,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2017,third_quarter,BAN,"Regulatory relief for community banks in the 115th Congress

Tiered regulation and supervision for community banks as contained in the Independent Community Bankers of Americas (ICBA) Plan for Prosperity

The ICBAs Plan for Prosperity contains the following issue areas and recommendations.
Access to Capital

Restore the original intent of the Basel III rule
Create a more accurate identification of systemic risk
Spur additional capital for small bank holding companies by modernizing the Federal Reserves policy statement
Relieve community banks from excessive Securities and Exchange Commission rules
Repeal the Collins Amendment for non-SIFIs
Address minority bank capital challenges

Regulatory Relief

Balance consumer regulation through more accountable Consumer Financial Protection Bureau governance
Eliminate arbitrary disparate impact fair lending lawsuits
Ensure the viability of mutual banks through new charter and capital options
Support rigorous cost-benefit analyses of all new rules to determine if they are justified and indeed needed
Modernize the Bank Secrecy Act (BSA)
Cut the red tape in small business lending by eliminating burdensome data collection
Target the Volker Rule on a banks individual risk
Preserve access to investment advice for middle-class savers

Mortgage Reform

Create a safe harbor from onerous underwriting standards
Establish relief from burdensome HMDA, escrow and appraisal requirements
Preserve the ability for community banks to continue servicing mortgage loans
Reform the closing process and accompanying paperwork

Bank Oversight and Examination

Strengthen accountability in bank exams and create a workable appeals process
Reform bank oversight and examination to better target risk

Tax Relief

Lower marginal rates needed for individuals, corporations and businesses
Incentivize credit for low- and middle-income customers and American agriculture 
Modernize Subchapter S constraints
Create limited liability corporation (LLC) option for community banks
Repeal the estate tax
Update the bank qualified (BQ) bond issuer limitation
Support a five-year loss carryback that encourages lending during economic downturns
Create a tax credit for Bank Secrecy Act (BSA) compliance costs

Agriculture and Rural America

Address arbitrary agricultural loan concentration limits
Institute tax relief for rural lending 

(House, OCC, FDIC, CFPB)


CBAI 2017 Federal Policy Priorities

Meaningful regulatory relief, together with tiered regulation and supervision for community banks, as contained in the Independent Community Bankers of Americas (ICBA) Plan for Prosperity - See above.

Regarding the implementation of regulatory initiatives -

Special purpose fintech national bank charters by the OCC to financial technology companies  

Financial Accounting Standards Board (FASB) Current Expected Credit Loss Model (CECL)

Consumer Financial Protection Bureaus (CFPB) proposed payday and vehicle title (small-dollar credit) lending rules

De novo bank formation, the dual banking system, and charter choice 

The issue of too-big-to-fail banks and financial firms - protect our financial system, economy and taxpayers from future bailouts -

Credible proposals to address TBTF and reduce the risks the mega banks poses to the financial system, economy and American taxpayers including those from: FDIC Vice Chairman Thomas Hoenig, Minneapolis Federal Reserve Chairman Neel Kashkari and Arthur Wilmarth - George Washington University Law School professor and a nationally recognized authority on bank regulation. These plans are in addition to a number of legislative proposals including a 21st century version of the original 1933 Glass-Steagall [separation of banking and commerce] Act.  
 
New Farm Bill and abolishing (or reigning-in) the Farm Credit System, crop insurance, USDA loan guarantee programs - volume caps and additional funding -
 
Expansionist agenda of the Farm Credit System (FCS), the benefits of their Government Sponsored Enterprise (GSE) status, funding and tax advantages of the FCS, direct competition with community banks, cheerleader regulator - Farm Credit Administration (FCA), blatant discrimination against rural community banks, following its narrow historic mission of serving bona fide farmers, ranchers, young-beginning farmers, small farmers, and their farmer-owned cooperatives, Joint House/Senate hearings, abolish or subject FCS to funding restrictions, taxation and rigorous oversight and regulation.  
 
Taxation of credit unions and their expansion of powers -
 
Outdated original business model, straying from their founding mission, ignoring field of membership or common bond requirement, now provide the same financial services as community banks, expansionist agenda, cheerleader regulator - National Credit Union Administration, justification for federal tax-exempt status, blatant discrimination against tax-paying community banks, eliminate subsidies or pay fair share of income taxes. 
 
Enhanced data, cyber and payment card security (data security) -
 
Wide-scale data security breaches at national retail chain stores and other entities, far-reaching and costly incidents resulting in reissuing credit and debit cards at a considerable cost.

Community banks defense against cyber security threats, their role in securing data and personal information as a matter of good business practice and to comply with legal and regulatory requirements.  

Data security principals include the cost of data breaches borne by that party that caused the breach, all participants should be subject to verifiable Gramm-Leach-Bliley Act-like data security standards, a national data security breach and notification standard should replace the current patchwork of state laws, and any new data security standard proposals should ensure that community banks are not burdened with having to reassess existing critical systems, and implement and comply with new regulations.  

Community banks reliance on third party service providers (core data processors and subcontractors of technology service providers for example), broadening the regulatory supervision of these service providers to ensure they comply with nondisclosure and confidentiality requirements similar to existing requirements for community banks. 
  
Mortgage lending and housing finance reform -
 
Community banks strength of their reputation, incentive to make fair and reasonable loans, and do not need prescriptive regulations to compel them to do what is right for their customers 
 
Community bank loans held in portfolio receiving automatic Qualified Mortgage (QM) status and an automatic exemption from escrow requirements for Higher-Priced Mortgage Loans (HPMLs),  increase in the small servicer exemption, increase in HMDA reporting levels, a safe harbor from the newly implemented TRID, accommodations for community banks to provide greater flexibility in serving the needs of their customers and communities, (particularly in rural areas, and urges expanding the definition of underserved areas to include economically challenged areas), use of property evaluations completed by qualified bank staff in lieu of a residential property appraisal for any residential mortgage that a community bank originates and retains in its portfolio. 
 
Regarding the reform of the housing GSEs, the continued existence of an impartial secondary market for residential mortgages that is financially strong and reliable, some level of government involvement in the secondary market to ensure the continued flow of credit and market liquidity during periods of severe economic stress, reform that does not limit the full participation by community banks or disrupts the housing market, encouraging a return of private capital to reduce the reliance on government funding and help protect taxpayers from another bailout, sale of loans through an independent entity that does not compete with community banks, no appropriation of community bank customer data for the purpose of cross selling financial services, the Federal Home Loan Banks preserved as a community bank access point (but not the only access point) to the national secondary market, the pricing of any governmental guaranty fair and equal to all participants regardless of volume of loans guaranteed, the 30-year fixed-rate mortgage for creditworthy customers in all markets, no further consolidation of the housing finance system that would result in mega banks and financial firms dominating the market. 
  
Consumer Financial Protection Bureau Reform -
 
The Consumer Financial Protection Bureau (CFPB) use of its statutory authority under the Dodd-Frank Act to exempt any class of providers [community banks] or any products or services from the rules it writes, focus of regulation of financial products on the mega banks and financial firms and the unregulated shadow financial industry, community bank flexibility to meet the unique needs of its customers, burdening community banks with additional and unnecessary regulatory requirements that could prevent them from serving their communities, a one-size-fits-all approach to CFPB regulations, influencing the marketplace behavior by targeting of financial institutions, products, services, practices deemed to be undesirable or inappropriate, replacing single-Director governance with a five-member commission, prudential regulators participation with the CFPB in the rule-writing process, and the Financial Stability Oversight Council (FSOC) power to veto CFPB rules.
 
Maintain the Federal Home Loan Bank System -
 
The regional structure, special functions and purposes of the FHLBs, the System remaining a financially sound, stable and reliable source of funding for its members, reliance upon it as the sole aggregator or securitizer of residential mortgages for community banks, the FHFA imposing an ongoing housing mission asset test on community financial institutions, rulemaking to restrict FHLB membership eligibility requirements.

(House, OCC, FDIC, CFPB)


Legislation -

H.R. 2890 - Housing Opportunity Mortgage Expansion Act (captive insurance company membership in the FHLBs) (All Sections) (House and Senate - companion legislation)

H.R. 2133 - Commercial Lending Enhancement and Regulatory Relief Act of 2017 (CLEARR Act of 2017) - (regulatory relief) (All Sections) (House)

S. 1002 - Commercial Lending Enhancement and Regulatory Relief Act of 2017 (CLEAR Relief Act of 2017) (regulatory relief) (All Sections) (Senate)

S.1500 - - Keeping Capital Local for Underserved Communities Act of 2017 (reciprocal deposits as brokered deposits) (All sections) (Senate)

H.R. 2403 - Keeping Capital Local for Underserved Communities Act of 2017 (reciprocal deposits as brokered deposits) (All sections) (House)

H.R. 2954 - Home Mortgage Disclosure Adjustment Act (HMDA thresholds) (All Sections) (House)
 

Comment Letters -

Comment Letter -   CFPB - Proposed Rule with Request for Public Comment - Home Mortgage Disclosure (Regulation C): Temporary Increase in Institutional and Transaction Coverage Thresholds for Open-End Lines of Credit: CFPB-2017-0021 and RIN 3170-AA76

Comment Letter - OCC, FDIC and Federal Reserve - Proposed Agency Information Collection Activities; Comment Request, FFIEC 031, FFIEC 041, and FFIEC 051

Comment Letter - CFPB - Request for Information Regarding Small Business Lending Market; Docket No. CFPB-2017-0011

Comment Letter - OCC - Notice Seeking Public Input on Volcker Rule - Docket ID OCC- 2017-0014


Miscellaneous -

S. J. Res. 47 - Arbitration Rule - Trade Industry Letter (Senate)

Principals of Tax Relief and Reform (House, Senate, OCC, CFPB, FDIC)

Support for Agricultural and Rural America (House, Senate, OCC, CFPB, FDIC)

Principals of new multi-year Farm Bill (House letter)

Principals of GSE Reform (House roundtable)

Expansionist Agenda of Credit Unions and the Farm Credit System (House, Senate, OCC, CFPB, FDIC)

Disparate Impact causes of action (House)","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,55000,0,0,2017-10-18T11:30:07.793000-04:00
2029534,cc7762e9-d573-43ae-970f-e3dffa0045f5,Q3,CAPITOL HILL PARTNERS,400459241,"TELACU INDUSTRIES, INC.",2017,third_quarter,BAN,Financial Services Regulatory Reform,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2017-10-18T12:05:21.323000-04:00
2029554,18de65c9-c683-4cfe-9ab1-45d500ab8f0c,Q3,FARM CREDIT BANK OF TEXAS,14143,FARM CREDIT BANK OF TEXAS,2017,third_quarter,BAN,"2018 Farm Bill (bill not yet available), provisions relating to strengthening the federal crop insurance program, expanding the Farm Service Agency guaranteed loan program, and boosting investment in rural infrastructure.

Issues relating to the Federal Farm Credit System (generally, no specific legislation).","HOUSE OF REPRESENTATIVES,SENATE",,30000,0,0,2017-10-18T12:13:40.467000-04:00
2029706,3a31408b-2042-4492-a3d8-e9a919ef2710,Q3,FLORIDA BANKERS ASSOCIATION,305511,FLORIDA BANKERS ASSOCIATION,2017,third_quarter,BAN,"Regulatory Relief for Community Bankers
Tax Reform","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2017-10-18T12:53:00.297000-04:00
2029727,892cc63c-efe5-439f-9721-6bd6a0677fb1,Q3,TRANS UNION LLC,62131,TRANS UNION LLC,2017,third_quarter,BAN,"*Supported H.R. 2359 which proposes to add guidelines to class action awards under the Fair Credit Report Act (FCRA).
*Supported H.R. 898, the Credit Score Competition Act of 2015, that would require Government Sponsored Enterprises (GSEs) to adopt more than one credit scoring model for mortgage finance underwriting. 
*Supported HR 435, the Credit Access and Inclusion Act, to amend to Fair Credit Reporting Act (FCRA)to remove impediments found in state or local laws which restrict full file reporting to consumer reporting agencies by such non-traditional information furnishers as energy and telecommunications utilities and other service providers. 
*Opposed S. 744/H.R. 2683, Protecting Veterans Credit Act, which would prohibit credit bureaus from reporting medical debt arising from the Veterans Choice program. 
*Reviewed legislative proposal to reform the Credit Repair Organizations Act (CROA) by allowing companies to attest to the Federal Trade Commission they are not acting as a credit repair entity for the purpose of providing credit educational solutions.","HOUSE OF REPRESENTATIVES,SENATE",,130000,0,0,2017-10-18T13:00:12.127000-04:00
2029743,a0aee6af-0c85-4960-a017-a27ea3813c14,Q3,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,14187,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,2017,third_quarter,BAN,"Issues other than legislation:
Bankruptcy, Agriculture Credit
Small business credit","Agriculture, Dept of (USDA),Commerce, Dept of (DOC),Commodity Futures Trading Commission (CFTC),Energy, Dept of,Environmental Protection Agency (EPA),Executive Office of the President (EOP),Farm Credit Administration,Federal Communications Commission (FCC),Federal Reserve System,Federal Trade Commission (FTC),Food & Drug Administration (FDA),Government Accountability Office (GAO),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Intl Trade Administration (ITA),Labor, Dept of (DOL),Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),U.S. International Trade Commission (ITC),U.S. Trade Representative (USTR)",,10000,0,0,2017-10-18T13:05:18.973000-04:00
2029781,473e3829-39af-407e-a213-3bb98889b3a8,Q3,SYNCHRONY FINANCIAL,401103898,SYNCHRONY FINANCIAL,2017,third_quarter,BAN,"H.R. 3312/S. 1893, ""Systemic Risk Designation Improvement Act"" (issues related to SIFI reform);
H.R. 5724/S. 1642, ""Protecting Consumers' Access to Credit Act"" (issues related to addressing Madden v. Midland)
Issues related to arbitration (no bill)","HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),Office of Management & Budget (OMB),SENATE,White House Office",,200000,0,0,2017-10-18T13:20:32.630000-04:00
2030093,05d1d66b-003b-4e34-859a-23c0a9db11cf,Q3,ERIS GROUP,82055,CAPITAL ONE FINANCIAL CORPORATION,2017,third_quarter,BAN,Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act.,"HOUSE OF REPRESENTATIVES,SENATE",21000,,0,0,2017-10-18T14:24:21.653000-04:00