id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
1725422,5a9eaadf-7516-44ea-9167-7c88bcb69b08,3T,QUIN DODD,400807410,"DCI GROUP, LLC",2015,third_quarter,CSP,CPSC consideration of phthalates regulation.,Consumer Product Safety Commission (CPSC),10000,,0,1,2015-09-02T08:55:22.197000-04:00
1725423,882f7e97-dde4-4d59-ab77-2421afce9c5e,3@,QUIN DODD,400807410,"DCI GROUP, LLC",2015,third_quarter,CSP,CPSC consideration of phthalates regulation.,Consumer Product Safety Commission (CPSC),10000,,0,1,2015-09-02T09:05:24.273000-04:00
1725978,21fcead8-6dfd-41e6-9c4b-d9a3da476077,Q3,MR. ROBERT MITCHELL DELK,401069010,ONLINE CONSUMER NETWORK,2015,third_quarter,CSP,House-Senate Budget Resolution (S Con res 11); HR 1259 (Bureau Advisory Commission Transparency Act - Duffy); HR 1195 (Bureau of Consumer Financial Protection Advisory Act - Pittenger).,"HOUSE OF REPRESENTATIVES,SENATE",75000,,0,0,2015-09-28T12:51:33.573000-04:00
1725981,bd516010-02e3-464f-bbd4-b7e5001e8848,3T,"WINN STRATEGIES, LLC",401006842,APPLICATION DEVELOPERS ALLIANCE,2015,third_quarter,CSP,Internet of Things,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2015-09-28T13:05:39.263000-04:00
1726128,3094ddb9-2f27-42c9-851d-d4add65bf59e,Q3,NORTHEASTERN RETIAL LUMBER ASSOCIATION,400711131,NORTHEASTERN RETIAL LUMBER ASSOCIATION,2015,third_quarter,CSP,"H.R. 1199 - Innocent Sellers Fairness Act - Exempts a lawful seller from liability for personal injury, monetary loss, or damage to property arising out of an accident or transaction involving a seller's products, unless the claimant proves one or more of the following activities by the seller: the seller was the manufacturer or participated in the design or installation of the product;the seller altered, modified, or expressly warranted the product in a manner not authorized by the manufacturer; the seller had actual knowledge of the defect in the product as a result of a recall from the manufacturer or governmental entity authorized to make such recall or actual inspection at the time the seller sold the product to the claimant; the seller had actual knowledge of the defect in the product at the time the seller supplied the product; the seller intentionally altered or modified a product warranty, warning, or instruction from the manufacturer in a way not authorized by the manufacturer; or the seller knowingly made a false representation about an aspect of the product not authorized by the manufacturer.

Limits the seller's liability to the personal injury, monetary loss, or damage to property directly caused by such activity where a claimant proves one or more of such activities was negligent.","Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Natl Labor Relations Board (NLRB),SENATE",,,0,0,2015-10-01T11:27:23.277000-04:00
1726398,d63d7df5-2f06-45ce-92dc-954d32b00706,Q3,"PAYPAL, INC.",401103770,PAYPAL INC,2015,third_quarter,CSP,"General issues related to the use of behavioral tracking data to follow online activity
Issues related to the Telephone Consumer Protection Act
General issues related to comprehensive privacy legislation
General issues related to updating the Electronic Computer Privacy Act
General issues related to data breach notification
General issues related to mobile privacy
General issues related to Internet competition and access for all
General issues relating to consumer protection, consumer rights and consumer products","Commerce, Dept of (DOC),Federal Communications Commission (FCC),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Intl Trade Administration (ITA),SENATE,Treasury, Dept of,U.S. Trade Representative (USTR)",,64247,0,0,2015-10-02T13:23:36.833000-04:00
1726418,66690bf6-1e12-4e09-b86f-0993556d6c38,Q3,HOLLAND & KNIGHT LLP,18466,"KEY VIEW LABS, INC.",2015,third_quarter,CSP,Issues related to the supplemental vitamin industry.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2015-10-02T14:10:56.307000-04:00
1726513,1874ab2d-570d-4c56-a808-17f36f6aff5a,Q3,NWG ADVOCACY LLC,400428066,DIRECT SELLING ASSOCIATION,2015,third_quarter,CSP,consumer protection,"HOUSE OF REPRESENTATIVES,SENATE",24500,,0,0,2015-10-02T23:50:25.907000-04:00
1726633,0da4b205-41aa-46f3-91cf-489b1721aa30,Q3,"ROBERT N. PYLE & ASSOCIATES, INC.",32500,INDEPENDENT BAKERS ASSOCIATION,2015,third_quarter,CSP,Food Safety,"Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),Energy, Dept of,Environmental Protection Agency (EPA),Federal Energy Regulatory Commission (FERC),Federal Motor Carrier Safety Administration,Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,Natl Highway Traffic Safety Administration (NHTSA),Occupational Safety & Health Administration (OSHA),Pension Benefit Guaranty Corporation (PBGC),SENATE,Transportation, Dept of (DOT),U.S. Trade Representative (USTR),White House Office",,,0,0,2015-10-05T12:02:11.053000-04:00
1726768,3d4607c9-da0f-4cef-af34-148ce9c9734a,Q3,"NATIONAL ASSOCIATION OF CONSUMER ADVOCATES, INC.",400375724,"NATIONAL ASSOCIATION OF CONSUMER ADVOCATES, INC.",2015,third_quarter,CSP,foreclosure prevention; predatory lending; credit cards; mortgage modification; regulatory reform; binding mandatory arbitration; preemption; payday lending; usuary & overdraft fees,"Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Justice, Dept of (DOJ),SENATE,Treasury, Dept of,White House Office",,,0,0,2015-10-06T08:20:27.593000-04:00
1727239,0e025f2f-d629-4beb-a88a-29c2927ceab6,Q3,VALENTE & ASSOCIATES,45983,LIVE NATION ENTERTAINMENT,2015,third_quarter,CSP,"Issues related to regulation of ticket sales. Performance Rights Act. Copyright. H.R. 708, The BOTS Act.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-07T17:21:38.270000-04:00
1727358,95373e63-d7c5-4978-a3a5-7e5bc438b059,Q3,"MEHLMAN CONSULTING, INC.",284950,ADOBE SYSTEMS INC.,2015,third_quarter,CSP,Privacy and consumer choice and empowerment.,"Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS)",30000,,0,0,2015-10-08T13:33:30.577000-04:00
1727373,65fb34b3-0e2b-4bb9-adca-20cfa1c0547f,Q3,"MEHLMAN CONSULTING, INC.",284950,BRIGGS & STRATTON LLC,2015,third_quarter,CSP,"Manufacturing; renewable fuel standards; consumer safety related issues.
H.R. 21, To provide for a comprehensive assessment of the scientific and technical research on the implications of the use of mid-level ethanol blends, and for other purposes.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-08T14:04:50.987000-04:00
1727384,410fb592-3002-4232-8932-fef43074ad9a,Q3,"JTM CONSULTING, LLC",400771323,RACKSPACE HOSTING,2015,third_quarter,CSP,"Legislation relating to internet security, copyrights and patent reform.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-08T14:30:58.990000-04:00
1727455,794e5a45-1d52-4b56-ab76-5e9a1b22ff3e,Q3,"MEHLMAN CONSULTING, INC.",284950,ELECTRONIC RETAILING ASSOCIATION,2015,third_quarter,CSP,"Regulating issues affecting direct to consumer retailers.
H.R. 1770, Data Breach Legislation.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-08T17:11:06.977000-04:00
1728022,5fd4db0e-b330-4e00-a597-ea9e5e87e1c4,Q3,AMERICAN MOTORCYCLIST ASSOCIATION,2913,AMERICAN MOTORCYCLIST ASSOCIATION,2015,third_quarter,CSP,"S685, legislation that would create a new class of vehicle; motorcycle helmet and attire  mandates","Bureau of Land Management (BLM),Bureau of Transportation Statistics,Centers For Disease Control & Prevention (CDC),Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),Federal Highway Administration (FHA),HOUSE OF REPRESENTATIVES,Natl Highway Traffic Safety Administration (NHTSA),Natl Park Service (NPS),Natl Transportation Safety Board (NTSB),SENATE,Surface Transportation Board (STB),Transportation, Dept of (DOT),U.S. Fish & Wildlife Service (USFWS),U.S. Forest Service",,254000,0,0,2015-10-09T16:43:56.157000-04:00
1728301,a4582efc-343e-4375-9f1f-5ebac7a29936,Q3,HOLLAND & KNIGHT LLP,18466,"PCI SECURITY STANDARDS COUNCIL, LLC",2015,third_quarter,CSP,Policy issues related to data breach and cyber security.,"Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",40000,,0,0,2015-10-12T12:36:14.313000-04:00
1728380,bc6646d7-e53d-4234-98f2-cbae357bcef8,Q3,POLSINELLI PC,314911,"RIDDELL SPORTS, INC.",2015,third_quarter,CSP,"H.R. 1271, Concussion Awareness and Education Act of 2015
H.R. 1420, National Traumatic Brain Injury Research and Treatment Improvement Act of 2015
H.R. 582/S. 307, Concussion Treatment and Care Tools Act of 2015 
H. Res. 112/S. Res. 83, Supporting the goals and ideals of the Secondary School Student Athletes Bill of Rights
H.R. 2932, PLAYS in Youth Sports Act","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-12T13:50:18.197000-04:00
1728430,a9d564b3-8954-4880-95a6-a2cce84a8a7d,Q3,FELD ENTERTAINMENT,14405,FELD ENTERTAINMENT,2015,third_quarter,CSP,"The Frank R. Lautenberg Chemical Safety for 21st Century Act (S.697), TSCA Modernization Act of 2015 (H.R. 2576), Consumer Product Safety Improvement Act Amendments.","Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),SENATE,U.S. Fish & Wildlife Service (USFWS)",,40000,0,0,2015-10-12T14:37:30.983000-04:00
1728635,25573ad7-87fc-4253-80df-fb600095d5fb,Q3,RICH FEUER ANDERSON,84775,"AMAZON CORPORATE, LLC",2015,third_quarter,CSP,"Legislation affecting payments systems and cybersecurity, including HR 2205, the ""Data Security Act of 2015,"" and S 754, the ""Cybersecurity Information Sharing Act of 2015.""","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2015-10-12T16:59:45.763000-04:00
1728672,5adf8940-4c41-4958-a620-46d0d42d195b,Q3,"ALPINE GROUP PARTNERS, LLC.",1171,BUSINESS SOFTWARE ALLIANCE,2015,third_quarter,CSP,"Data Security and Breach Notification Act of 2015
Cross-border data flows
Intellectual property issues
Trade Secrets
Cybersecurity
Patent Reform","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-12T18:14:27.787000-04:00
1728687,83f1891a-d30a-47c4-bbac-562df8927f17,Q3,"ALPINE GROUP PARTNERS, LLC.",1171,ENTRUST TECHNOLOGIES,2015,third_quarter,CSP,"data security legislation proposals
Breach notification legislation","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2015-10-12T18:58:46.857000-04:00
1729245,730fb411-589b-4ac7-b2bd-f181c2d77e53,Q3,POLICY DIRECTIONS INC.,31747,PERSONAL CARE PRODUCTS COUNCIL (FORMERLY CTFA),2015,third_quarter,CSP,FDA Modernization of Cosmetics.,"Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-13T13:07:13.530000-04:00
1729256,c8a3d780-04fd-4a66-ae9d-37365797591b,Q3,POLICY DIRECTIONS INC.,31747,RECKITT BENCKISER LLC (FORMERLY KNOWN AS RECKITT BENCKISER),2015,third_quarter,CSP,S.588/H.R. 1139 - Detergent PACS Act of 2015.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-13T13:12:21.953000-04:00
1729343,ba31ac73-247d-4c0b-9772-0776cd0e0634,Q3,VENABLE LLP,39941,ENTERTAINMENT SOFTWARE ASSOCIATION,2015,third_quarter,CSP,Issues regarding data security.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-13T14:08:45.180000-04:00
1729487,5136baa4-efec-47fb-845a-99693a890c16,Q3,PRIME POLICY GROUP,400532589,NU SKIN,2015,third_quarter,CSP,"Short sales, Commerce, and Direct selling.","HOUSE OF REPRESENTATIVES,SENATE",70000,,0,0,2015-10-13T15:06:50.937000-04:00
1729598,ba9df1d2-2b7f-4910-9be8-3bb9715f1f7e,Q3,GRANT CONSULTING GROUP,89155,VERITEC SOLUTIONS LLC,2015,third_quarter,CSP,small dollar amount lending and the tech used to monitor such lending,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2015-10-13T15:48:18.237000-04:00
1730195,118824d2-b976-4992-bbd1-f747cbe471fc,Q3,SAFE KIDS WORLDWIDE,40049385,SAFE KIDS WORLDWIDE,2015,third_quarter,CSP,"Defective products, home safety, recalls","Centers For Disease Control & Prevention (CDC),Consumer Product Safety Commission (CPSC),Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,Natl Highway Traffic Safety Administration (NHTSA),SENATE",,5800,0,0,2015-10-14T11:36:31.133000-04:00
1730270,6d0317bc-bf5f-4dce-b4be-6625c8c66be9,Q3,APPLICATION DEVELOPERS ALLIANCE,400963775,APPLICATION DEVELOPERS ALLIANCE,2015,third_quarter,CSP,"House -- HR 699 (Email Privacy Act)
House and Senate -- Encryption (no bill)
House -- Data breach (no bill)
Senate -- S 356 (ECPA Amendments Act)","HOUSE OF REPRESENTATIVES,SENATE",,50149,0,0,2015-10-14T12:22:13.153000-04:00
1730437,98013e5d-29cc-437e-8b0a-6c2da538439a,Q3,FOLEY HOAG LLP,79610,MCNEIL CONSUMER HEALTHCARE LLC,2015,third_quarter,CSP,Issues related to OTC drug products; issues related to pseudoephedrine and acetaminophen; issues related to the regulation of cosmetic products.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-14T13:24:04.770000-04:00
1730581,dab8790f-2f41-435a-ab67-1bc391979244,Q3,CSA STRATEGY GROUP LLC (FORMERLY CSA STRATEGIES LLC),400428072,"DICK'S SPORTING GOODS, INC.",2015,third_quarter,CSP,Issues related to cybersecurity and data breach,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-14T13:57:07.040000-04:00
1730688,8603ced6-a25e-4821-b721-88c6b9006c14,Q3,"MARRIOTT INTERNATIONAL, INC.",23873,MARRIOTT INTERNATIONAL INC,2015,third_quarter,CSP,Consumer protection in online travel bookings.  General education on Resort Fees.,"Commerce, Dept of (DOC),Defense, Dept of (DOD),Executive Office of the President (EOP),General Services Administration (GSA),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Transportation, Dept of (DOT),Treasury, Dept of",,220000,0,0,2015-10-14T14:49:56.967000-04:00
1730867,a0ee435e-61ac-4524-9a4a-32e28be62f13,Q3,ORBITZ WORLDWIDE,319277,ORBITZ WORLDWIDE,2015,third_quarter,CSP,Consumer Protection Rulemaking and Regulatory Matters,"HOUSE OF REPRESENTATIVES,SENATE",,26000,0,0,2015-10-14T16:00:53.663000-04:00
1730952,0adc9ab0-056a-4e62-98f0-5fc1b820f428,Q3,AMERICAN CLEANING INSTITUTE,35913,AMERICAN CLEANING INSTITUTE (FORMERLY KNOWN AS THE SOAP & DETERGENT ASSOCIATION),2015,third_quarter,CSP,S. 588 and H.R. 1139 'Detergent PACS Act of 2015' consumer product safety matters,"Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,SENATE",,93000,0,0,2015-10-14T16:52:00.357000-04:00
1731063,15e8e738-57e5-4942-998e-043840ef512e,Q3,MEREVIR CONSULTING,401103556,AMERICAN CAR RENTAL ASSOCIATION,2015,third_quarter,CSP,H.R. 2198/S. 1173 -- Legislation to provide for procedures for the rental and sale of recalled motor vehicles in the fleets of car rental companies.,"Federal Aviation Administration (FAA),HOUSE OF REPRESENTATIVES,Natl Highway Traffic Safety Administration (NHTSA),SENATE,Transportation, Dept of (DOT)",30000,,0,0,2015-10-15T07:35:25.797000-04:00
1731105,be83e80c-73f1-4b01-833d-40c10a5ef4ee,Q3,"KENT & O'CONNOR, INC.",21426,NAFA FLEET MANAGEMENT ASSOCIATION (FKA NATIONAL ASSOC OF FLEET ADMINISTRATORS),2015,third_quarter,CSP,Legislation relating to product safety.,"Energy, Dept of,Environmental Protection Agency (EPA),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Natl Transportation Safety Board (NTSB),SENATE,Transportation, Dept of (DOT)",20000,,0,0,2015-10-15T09:30:32.653000-04:00
1731118,2a404642-d0fb-42b7-ae6d-4d35d05258b4,Q3,"KENT & O'CONNOR, INC.",21426,INTERNATIONAL WAREHOUSE LOGISTICS ASSOCIATION,2015,third_quarter,CSP,Legislation and regulations relating to the Consumer Product Safety Commission (CPSC).,"Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE,Surface Transportation Board (STB),Transportation, Dept of (DOT),Transportation Security Administration (TSA),U.S. Customs & Border Protection",30000,,0,0,2015-10-15T09:33:41.560000-04:00
1731147,64b45f97-23c8-4433-8362-b3c093f32f72,Q3,"WILLIAMS AND JENSEN, PLLC",41454,INTERNATIONAL ASSOCIATION OF AMUSEMENT PARKS AND ATTRACTIONS,2015,third_quarter,CSP,Federal jurisdiction to extend CPSC jurisdiction over fixed site rides.,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS)",60000,,0,0,2015-10-15T09:41:02.543000-04:00
1731213,9d9bebb5-8d7e-4f20-85a1-d8961a977b27,Q3,RAI SERVICES COMPANY,33204,RAI SERVICES COMPANY,2015,third_quarter,CSP,H.R. 1375 / S 142 -- the Child Nicotine Poisoning Prevention Act of 2015.  Issues related to the treatment of vapor products,"HOUSE OF REPRESENTATIVES,SENATE",,466226,0,0,2015-10-15T10:04:52.687000-04:00
1731305,041ec206-bda6-4f58-b786-f50ef159028b,Q3,VENABLE LLP,39941,TIME INC.,2015,third_quarter,CSP,Issues relating to the publishing and media industries,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2015-10-15T10:40:27.957000-04:00
1731442,eacfffa1-2aa3-47b2-ac88-e54a1181c581,Q3,"WILLIAMS AND JENSEN, PLLC",41454,PROPERTY CASUALTY INSURERS ASSOCIATION OF AMERICA,2015,third_quarter,CSP,"H.R. 1057 - Promoting Automotive Repair, Trade and Sales Act of 2015 (Parts 2015), S. 560 Parts Act of 2015.  S 754 Cyber Security Information Sharing Act of 2015; National Cyber-security Protection Advancement Act (House); Data Security and Breach Notification of 2015 (House); Protecting Cyber networks Act (House); Cyber Security and Data Breach Notification Legislation.","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2015-10-15T11:17:44.337000-04:00
1731562,e6cf4d6a-9f53-462f-93dd-cfbd8a1af1a2,Q3,THE DUBERSTEIN GROUP INC.,12675,HONEYWELL INTERNATIONAL,2015,third_quarter,CSP,"Reauthorize Toxic Substances Control Act (TSCA) - S 697, Frank R. Lautenberg Chemical Safety for the 21st Century Act; HR 2576, TSCA Modernization Act of 2015.","HOUSE OF REPRESENTATIVES,SENATE",90000,,0,0,2015-10-15T11:38:45.823000-04:00
1731701,27baa9a5-4dc4-465f-a581-bd4ca3818915,Q3,"THE SMITH-FREE GROUP, LLC",35800,BANK OF AMERICA CORPORATION,2015,third_quarter,CSP,Monitored discussions related to potential cyber-security legislation.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2015-10-15T12:14:01.813000-04:00
1731718,a972d49b-c8f3-4374-8549-3e2ad0d86e4f,Q3,"INTERNATIONAL ADVISORY SERVICES GROUP, LTD",19684,COALITION FOR A PROSPEROUS AMERICA,2015,third_quarter,CSP,NONE,"HOUSE OF REPRESENTATIVES,SENATE,U.S. Trade Representative (USTR)",,,0,0,2015-10-15T12:20:21.093000-04:00
1731944,a577fa90-c3b7-4917-9556-c68efeb05a4b,Q3,VAN FLEET ASSOCIATES,39781,ZIPPO MANUFACTURING COMPANY,2015,third_quarter,CSP,Product safety for lighters and similar products.,"Consumer Product Safety Commission (CPSC),HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2015-10-15T13:37:50.237000-04:00
1731956,c92115d2-8b36-4a63-bf2d-98d5893e1f67,Q3,VAN FLEET ASSOCIATES,39781,FIELDTURF TARKETT,2015,third_quarter,CSP,Health impact of crumb rubber in synthetic turf on humans.,"Centers For Disease Control & Prevention (CDC),Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,SENATE",5000,,0,0,2015-10-15T13:46:02.597000-04:00
1732019,da07fc42-efe2-4956-80fa-c4596d802c9f,Q3,THE DUBERSTEIN GROUP INC.,12675,HASBRO INC,2015,third_quarter,CSP,"Toxic Substances Control Act reauthorization - S 697, Frank R. Lautenberg Chemical Safety for the 21st Century Act; HR 2576, TSCA Modernization Act of 2015.","Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,SENATE",100000,,0,0,2015-10-15T14:11:06.757000-04:00
1732048,7cb6c804-aac7-42b2-ac60-fecbcae7344d,Q3,COMMUNITY FINANCIAL SERVICES ASSOCIATION OF AMERICA,400881578,COMMUNITY FINANCIAL SERVICES ASSOCIATION OF AMERICA,2015,third_quarter,CSP,Issues related to consumer financial protection.,"HOUSE OF REPRESENTATIVES,SENATE",,151000,0,0,2015-10-15T14:20:26.010000-04:00
1732078,8e5cc247-2ef8-4acf-924a-795758a7f8ea,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,COMPETITIVE CARRIERS ASSOCIATION (FORMERLY RURAL CELLULAR ASSOCIATION),2015,third_quarter,CSP,"Issues related to data protection and privacy, cybersecurity, and consumer protection issues, including H.R. 1770, the Data Security and Breach Notification Act, issues relating to breach notification standards for mobile carriers","HOUSE OF REPRESENTATIVES,SENATE,U.S. Copyright Office",50000,,0,0,2015-10-15T14:27:52.387000-04:00
1732106,40a3771d-0e9b-4217-8714-a46764545f49,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,OATH INC AND VARIOUS SUBSIDIARIES FORMERLY KNOWN AS YAHOO! INC,2015,third_quarter,CSP,"Issues related to child protection, electronic commerce, Internet security, computer fraud and consumer protections, data breach notification and data protection, privacy and cybersecurity","HOUSE OF REPRESENTATIVES,Patent & Trademark Office (PTO),SENATE",50000,,0,0,2015-10-15T14:32:18.917000-04:00
1732169,744654cb-58df-4b1f-857a-62886e601bae,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,CONSUMER TECHNOLOGY ASSOCIATION (PREVIOUSLY THE CONSUMER ELECTRONICS ASSOCIATION,2015,third_quarter,CSP,"Issues related to consumer privacy, data protection and cybersecurity.  H.R. 1770, the Data Security and Breach Notification Act. The Internet of Things and cloud computing issues.","HOUSE OF REPRESENTATIVES,SENATE,U.S. Trade Representative (USTR)",80000,,0,0,2015-10-15T14:48:14.840000-04:00
1732187,a8560d38-23de-4dd9-8a4f-b10beb9bb507,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,AMAZON.COM,2015,third_quarter,CSP,"Issues related to data protection and privacy, Internet of Things, cloud computing, online advertising, cybersecurity, and consumer protection issues","HOUSE OF REPRESENTATIVES,Patent & Trademark Office (PTO),SENATE,U.S. Copyright Office",50000,,0,0,2015-10-15T14:49:21.263000-04:00
1732310,e132fd4f-e962-4993-888c-77bb0858fea8,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,"HTC AMERICA, INC.",2015,third_quarter,CSP,"Issues related to data protection, data breach notification, general privacy and encryption","Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-15T15:32:23.440000-04:00
1732366,50925374-e766-46a8-a82e-887c0e4eb394,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,THE INTERNET INFRASTRUCTURE COALITION (I2COALITION),2015,third_quarter,CSP,"Issues related to data protection and breach notification, privacy and cybersecurity","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-15T15:51:27.957000-04:00
1732376,0c927b35-ae78-4390-ad0e-ce2f3bd8b1d5,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,ZEBRA TECHNOLOGIES,2015,third_quarter,CSP,"Issues related to data protection and privacy, and cybersecurity","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2015-10-15T15:54:36.740000-04:00
1732427,065a0d48-4e23-482b-af28-ef8c8a45a5e0,Q3,MOTOR & EQUIPMENT MANUFACTURERS ASSOCIATION,26023,MOTOR & EQUIPMENT MANUFACTURERS ASSOCIATION,2015,third_quarter,CSP,Educate members of congress and administration officials on measures to safeguard or ensure safety of imported automotive parts.,"Commerce, Dept of (DOC),Energy, Dept of,Federal Bureau of Investigation (FBI),Federal Communications Commission (FCC),Federal Maritime Commission,Federal Motor Carrier Safety Administration,HOUSE OF REPRESENTATIVES,Natl Highway Traffic Safety Administration (NHTSA),SENATE,U.S. Customs & Border Protection,U.S. Immigration & Customs Enforcement (ICE),U.S. Trade Representative (USTR),White House Office",,66480,0,0,2015-10-15T16:07:06.520000-04:00
1732550,ed3c27d3-a215-4f75-bd0a-a623b5979701,Q3,LNE GROUP,308811,PARKER HANNIFIN,2015,third_quarter,CSP,Lobbied for Consumer Issues,"HOUSE OF REPRESENTATIVES,SENATE",135000,,0,0,2015-10-15T16:40:36.120000-04:00
1732608,88cb778d-5cd5-4937-86c6-3a889732f2bf,Q3,"VAN NESS FELDMAN, LLP",39815,INTERNATIONAL BOTTLED WATER ASSOCIATION,2015,third_quarter,CSP,"Bottled water quality, including proposals to ban bisphenol A, S. 821 ""BPA in Food Packaging Right to Know Act""","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-15T16:58:15.027000-04:00
1732642,9328da5a-8294-4211-a5cb-c508c484d48c,Q3,"MEHLMAN CONSULTING, INC.",284950,NATIONAL BEER WHOLESALERS ASSOCIATION,2015,third_quarter,CSP,Alcohol regulation.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2015-10-15T17:06:37.060000-04:00
1732677,89d8b4d4-45c3-4e41-ae3b-2e7abc48620c,Q3,LNE GROUP,308811,EP TECHNOLOGIES,2015,third_quarter,CSP,Lobbied for Consumer Issues,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2015-10-15T17:21:42.483000-04:00
1732752,b2e11ac0-9d7b-42a6-9f68-8a6b691c3a01,Q3,"DUTKO WORLDWIDE, LLC",12868,AMERICAN HOME FURNISHINGS ALLIANCE,2015,third_quarter,CSP,"Discussing implementation of PL 111-199, the Formaldehyde Standards for Composite Wood Products. Monitor flame retardant chemical issues relating to flamability in upholstered furniture and rule making at CPSC. Monitor efforts to address anti tip restraints.","Commerce, Dept of (DOC),Consumer Product Safety Commission (CPSC),Council on Environmental Quality (CEQ),Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA)",20000,,0,0,2015-10-15T18:40:42.290000-04:00
1732932,a5128cbf-39d1-4bcf-8267-f8bb0f2046f5,Q3,"WILLIAMS AND JENSEN, PLLC",41454,STANLEY BLACK & DECKER INC,2015,third_quarter,CSP,Safety standards on table saws.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-16T08:41:08.517000-04:00
1733060,a7d69869-9131-4d95-aeaa-20b2f3880304,Q3,TEXAS INSTRUMENTS INCORPORATED,37904,TEXAS INSTRUMENTS INCORPORATED,2015,third_quarter,CSP,"1. Data Security and Breach Notification - H.R. 1770, S. 961.
2. Information Sharing - S. 754.
2. Consumer Privacy Bill of Rights - No bill.","Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,SENATE,U.S. Trade Representative (USTR),White House Office",,360000,0,0,2015-10-16T09:29:56.367000-04:00
1733089,4bcd4850-c89e-463f-a9b2-adb658b720f8,Q3,NELSON MULLINS RILEY & SCARBOROUGH,285871,GOOGLE INC.,2015,third_quarter,CSP,Telecommunications policy,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-16T09:44:36.477000-04:00
1733232,c815dec1-f988-434b-8d02-e87d773053ac,Q3,"DIRECT SUPPLY, INC.",401103282,"DIRECT SUPPLY, INC.",2015,third_quarter,CSP,Anti-Arbitration Letter (House and Senate Versions)- lobbying for members of the House and Senate not to sign the anti-arbitration letters circulating that would limit arbitration agreements in skilled nursing facilities.,"HOUSE OF REPRESENTATIVES,SENATE",,30000,0,0,2015-10-16T10:28:46.480000-04:00
1733262,38f95fe8-54a8-4668-b6d2-5331447bdff2,3A,ESSENTIAL MINERALS ASSOCIATION (FKA INDUSTRIAL MINERALS ASSOCIATION - NORTH AMERICA),309333,ESSENTIAL MINERALS ASSOCIATION (FKA INDUSTRIAL MINERALS ASSOCIATION-NORTH AMERI),2015,third_quarter,CSP,Asbestos in Childrens Products,"Army, Dept of (Corps of Engineers),Bureau of Land Management (BLM),Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),Federal Energy Regulatory Commission (FERC),Food & Drug Administration (FDA),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Mine Safety & Health Administration (MSHA),Occupational Safety & Health Administration (OSHA),SENATE,Small Business Administration (SBA),U.S. Fish & Wildlife Service (USFWS),U.S. Forest Service",,37000,0,0,2015-10-16T10:35:10.373000-04:00
1733329,c5678e02-1745-4641-8ae3-550f0f43783c,3T,"MANATT, PHELPS, AND PHILLIPS",23645,MADE IN THE USA FOUNDATION PROJECT RAMPARTS,2015,third_quarter,CSP,"Advocate for Congress to establish that the Federal Trade Commission standard for ""Made in the USA"" labels are preemptive on the stats,as in, S.1518, Reinforcing American-Made Products Act of 2015.","HOUSE OF REPRESENTATIVES,SENATE",,,0,1,2015-10-16T10:45:07.843000-04:00
1733334,fb448ca0-1508-40d1-a9c1-67b4099b8cd3,Q3,"HECHT LATHAM SPENCER & ASSOCIATES, INC., FORMERLY KNOWN AS HECHT SPENCER & ASSOC",17966,LKQ CORPORATION,2015,third_quarter,CSP,"H.R. 22 - To authorize funds for Federal-aid highways, highway safety programs, and for other purposes - issues relating to access to vehicle safety recall information;
Discussion draft bill ""Improving Recall Tracking Act"" - same issue.","HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2015-10-16T10:45:14.513000-04:00
1733434,839fcd5e-2675-4568-9495-573bb51591de,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,LUMBER LIQUIDATORS INC,2015,third_quarter,CSP,Briefing Office on applications and differences of finished product and deconstructive testing for regulatory compliance of MDF products,"HOUSE OF REPRESENTATIVES,SENATE",110000,,0,0,2015-10-16T11:08:05.907000-04:00
1733562,5444bb65-9753-4d57-b884-413d4a8a5f22,Q3,"MERCURY PUBLIC AFFAIRS, LLC",70175,NAVIENT,2015,third_quarter,CSP,Monitored the Consumer Financial Protection Bureau with regard to their education loan issues,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2015-10-16T11:26:54-04:00
1733594,42125c6f-a79c-4acd-94fc-bcf159155eef,Q3,EXPERIAN NORTH AMERICA,293038,EXPERIAN NORTH AMERICA,2015,third_quarter,CSP,"Issues related to consumer privacy and consumer marketing, including S. 688, H.R. 580 and other potential privacy legislation; issues related to data security and data breach, including S. 177, the ""Data Security and Breach Notification Act of 2015"" and other potential data security and data breach legislation.  Issues related to draft vehicle safety recall legislation.","Commerce, Dept of (DOC),Federal Housing Finance Agency (FHFA),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Natl Technical Information Service,Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of",,290000,0,0,2015-10-16T11:33:24.567000-04:00
1733631,5b40f24a-e5a3-405c-8c0d-11aae9bc1ed8,Q3,MAYER BROWN LLP,24123,"PERSHING SQUARE CAPITAL MANAGEMENT, L.P.",2015,third_quarter,CSP,Issues relating to enforcement of consumer protection laws and securities regulations relating to pyramid schemes.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-16T11:38:56.847000-04:00
1733664,207e7e0b-5c10-40e8-a540-b6613a3aa4ab,Q3,"J. C. PENNEY CORPORATION, INC.",20312,"J. C. PENNEY CORPORATION, INC.",2015,third_quarter,CSP,"HR 1770 The Data Security and Breach Notification Act, HR 2205 The Data Security Act of 2015.","HOUSE OF REPRESENTATIVES,SENATE",,10000,0,0,2015-10-16T11:43:18.257000-04:00
1733992,934d4c53-c47a-4ff3-9caa-e47f22d12b8f,Q3,EBAY INC.,54517,EBAY INC.,2015,third_quarter,CSP,"General issues related to the use of behavioral tracking data to follow online activity;
Issues related to the Telephone Consumer Protection Act;
General issues related to comprehensive privacy legislation;
General issues related to updated Electronic Computer Privacy Act;
General issues related to data breach notification;
Issues related to mobile privacy;
General issues related to the lawful and safe resale of events tickets;
General issues related to Internet competition
General issues related to accessibility for persons with disabilities
General issues related to consumer protection safety","Commerce, Dept of (DOC),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Intl Trade Administration (ITA),SENATE,Small Business Administration (SBA),Treasury, Dept of,U.S. Customs & Border Protection,U.S. Postal Service (USPS),U.S. Trade Representative (USTR),White House Office",,281455,0,0,2015-10-16T13:01:26.537000-04:00
1734025,dc0a16a4-534d-40f7-b3bf-bfe635bf93fa,Q3,"MEHLMAN CONSULTING, INC.",284950,YAHOO (INCOME DISCLOSED BY OATH INC ),2015,third_quarter,CSP,"Privacy and issues related to electronic commerce, child protection, Internet security and consumer protection.","HOUSE OF REPRESENTATIVES,SENATE,U.S. Trade Representative (USTR)",60000,,0,0,2015-10-16T13:11:45.610000-04:00
1734057,4e1967ae-b9e1-4b21-9c79-7da2241d24bd,Q3,"MEHLMAN CONSULTING, INC.",284950,AMERICA'S HEALTH INSURANCE PLANS,2015,third_quarter,CSP,"Data breach legislation.
Data Security and Breach Notification Act of 2015 (S. 177).
National Cybersecurity Protection Advancement Act.","HOUSE OF REPRESENTATIVES,SENATE",70000,,0,0,2015-10-16T13:22:27.657000-04:00
1734090,c4086000-dc7d-41a1-a511-289b3505d655,Q3,PROMOTIONAL PRODUCTS ASSOCIATION INTERNATIONAL,400520538,PROMOTIONAL PRODUCTS ASSOCIATION INTERNATIONAL,2015,third_quarter,CSP,Consumer Product Safety Improvement Act of 2008,"Consumer Product Safety Commission (CPSC),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Small Business Administration (SBA),White House Office",,95000,0,0,2015-10-16T13:26:54.003000-04:00
1734114,3b262af1-f1ee-409a-8a49-0a0f41702386,Q3,"DUTKO WORLDWIDE, LLC",12868,NORTH AMERICAN HOME FURNISHINGS ASSOCIATION,2015,third_quarter,CSP,Discuss the impact of environmental and consumer product safety regulations on home furnishings retailers. Monitor federal upholstered furniture flammability rule making at the Consumer Product Safety Commission.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2015-10-16T13:33:23.283000-04:00
1734315,721ccff8-029a-4621-81b8-608f03e8ca6f,Q3,TRAVEL TECH: THE TRAVEL TECHNOLOGY ASSOCIATION,400854512,TRAVEL TECH: THE TRAVEL TECHNOLOGY ASSOCIATION,2015,third_quarter,CSP,"FAA Re-authorization
H.R.3334 - The Families Flying Together Act of 2015","Federal Aviation Administration (FAA),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,40000,0,0,2015-10-16T14:30:18.557000-04:00
1734326,2282ce89-3bcd-4460-ae39-00aed1cf2d83,Q3,TRANS UNION LLC,62131,TRANS UNION LLC,2015,third_quarter,CSP,*Continued use of pre-dispute arbitration agreements in consumer contracts.,"Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",,60000,0,0,2015-10-16T14:30:28.417000-04:00
1734638,b9f2e9e5-9f83-47a3-b00d-cde2a2fbdb62,Q3,MUTUAL OF OMAHA,26284,MUTUAL OF OMAHA,2015,third_quarter,CSP,"Personal Data Notification & Protection Act, HR 1770 Data Security & Breach Notification Act & discussion draft - provisions to create a national breach notification standard, safe-harbor provisions & preemption.
HR 104 - Cyber Privacy Fortification Act - Cyber privacy provisions. 
S 456 - Cyber Threat Sharing Act, S 961 Data Security Act, and S754 - Cyber Information Sharing Act - Information sharing provisions.
S754 - Cybersecurity Information Sharing Act - Cyber privacy provisions. 
HR 1770 and Discussion Draft -Data Security & Breach Notification Act - national breach notification standard, safe-harbor provisions & preemption. 
S 961 - Data Security Act  - Information sharing provisions.","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,284000,0,0,2015-10-16T15:23:32.077000-04:00
1734789,1c516da3-8a01-4030-9130-0d137a2b17ac,Q3,PRIME POLICY GROUP,400532589,NATIONAL RETAIL FEDERATION,2015,third_quarter,CSP,Data breach.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-16T15:45:11.800000-04:00
1735162,affaadbe-5f52-4b03-9292-474f5f212786,Q3,SAFEWAY INC.,300173,SAFEWAY,2015,third_quarter,CSP,"H.R. 1770, the Data Security and Breach Notification Act of 2015, all provisions.","HOUSE OF REPRESENTATIVES,SENATE",,120000,0,0,2015-10-16T16:54:30.403000-04:00
1735238,d73c07da-173f-4fe4-84f3-e03b6204281e,Q3,DICKSTEIN SHAPIRO LLP,12208,SECURE ID COALITION,2015,third_quarter,CSP,Monitor issues and legislation related to identity policy solutions and the modernization of the Medicare card.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2015-10-16T17:14:37.633000-04:00
1735250,1c45cad0-00a9-4d75-b724-9447ff478337,3A,"J. C. PENNEY CORPORATION, INC.",20312,"J. C. PENNEY CORPORATION, INC.",2015,third_quarter,CSP,"HR 1770 The Data Security and Breach Notification Act, HR 2205 The Data Security Act of 2015.","HOUSE OF REPRESENTATIVES,SENATE",,30000,0,0,2015-10-16T17:15:48.710000-04:00
1735251,1f3c04f7-9a2f-4c1d-a9a8-e0333ab464c1,Q3,THE INGRAM GROUP LLC,400577737,GOOGLE INC.,2015,third_quarter,CSP,"H.R.283/S.356, Electronic Communications Privacy Act Amendments Act of 2015. H.R.1560, Protecting Cyber Networks Act. Transparency related to the Foreign Intelligence Surveillance Act and national security orders. Issues related to net neutrality, electronic communications privacy, data security, general online consumer protection and European Union regulation of the technology industry.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-16T17:16:51.413000-04:00
1735331,707ca081-b43d-4f28-913e-3b0f98336320,Q3,"BALCH & BINGHAM, LLP",5197,"SIMULMEDIA, INC.",2015,third_quarter,CSP,TV advertising privacy (consumer),"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2015-10-16T17:30:43.027000-04:00
1735403,e36474ad-2dbb-4add-a704-fec2de355ad4,3A,"J. C. PENNEY CORPORATION, INC.",20312,"J. C. PENNEY CORPORATION, INC.",2015,third_quarter,CSP,"HR 1770 The Data Security and Breach Notification Act, HR 2205 The Data Security Act of 2015.","HOUSE OF REPRESENTATIVES,SENATE",,40000,0,0,2015-10-16T17:58:40.577000-04:00
1735544,6398e370-b331-48f8-adba-d23466a05177,Q3,"CROSSROADS STRATEGIES, LLC",400531586,GOOGLE CLIENT SERVICES LLC,2015,third_quarter,CSP,Issues related to student data protection.,"HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2015-10-16T21:25:03.583000-04:00
1735791,e212d8f0-4118-4240-b3dd-dd40ed4309f3,Q3,GEPHARDT GROUP GOVERNMENT AFFAIRS,315717,WATER QUALITY ASSOCIATION,2015,third_quarter,CSP,drinking water infrastructure and quality issues,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2015-10-17T13:52:13.617000-04:00
1736457,a83ba1cc-73ee-4c86-ac73-cf4667380bca,Q3,"CGCN GROUP, LLC",76992,CONSUMER CREDIT INDUSTRY ASSOCIATION,2015,third_quarter,CSP,"Issues related to the Implementation of Dodd-Frank Wall Street Reform (Pub.L.111-203) and Consumer Financial Protection Bureau, including Congressional Oversight as it impacts credit insurance, debt protection and other CCIA member products.
Monitor legislative proposals capping interest rates (APR), or developing a so-called All-In APR.","HOUSE OF REPRESENTATIVES,SENATE",18000,,0,0,2015-10-18T11:06:01.690000-04:00
1736479,e74ab44f-6371-40f4-8a41-b5ab22fc4c7b,Q3,"WHITMER & WORRALL, LLC",292892,HONEYWELL INTERNATIONAL INC.,2015,third_quarter,CSP,Issues related to the FACT Act.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2015-10-18T11:17:22.990000-04:00
1736580,cdf6282a-2351-43dd-a4ae-df5a9b46efce,Q3,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2015,third_quarter,CSP,"Community Bankers Association of Illinois (CBAI) 2015 Federal Policy Priorities (House and Senate)

Tiered Regulation and Supervision for Community Banks - 
The Independent Community Bankers of Americas Plan for Prosperity-

Outsized risks taken by Wall Street mega banks during the financial crisis.  The different/modest risks posed by community banks.  Regulations not reflecting those differences.  Regulatory burden on community banks by a one-size-fits-all approach.  Disproportionate burden of banking laws and regulations on community banks.  Credit unions, Farm Credit System lenders and other non-bank financial service providers not subject to the same laws and regulations as community banks.  Unlevel playing field and a significant competitive disadvantage for community banks.

Independent Community Bankers of Americas (ICBA) Plan for Prosperity - a regulatory platform - community banks able to thrive and contribute to local economies. 

Excessive, redundant and costly regulations.  Regulatory accountability.  Community banks dedicating resources to promoting economic growth. Steady increase in regulations over many decades.  Regulatory threats to community banks and their communities.
 
The Plan for Prosperity regarding:
Basel III original intent.
additional capital for small holding companies - modernize the Federal Reserves Policy Statement.
Securities and Exchange Commission rules.
reforming mortgage lending.
accountability in bank exams by providing an appeals process.
bank oversight and examinations - targeting risks.
annual requirement for redundant privacy notices.
consumer regulation - inclusive and accountable CFPB governance.
arbitrary disparate impact fair lending causes of action.
viability of mutual banks with new charter options.
cost-benefit analysis to justify new rules.
red tape in small business lending - burdensome data collection.
community bank mortgage servicing.
Treasury Assistant Secretary for Community Banks.
subchapter S constraints.
five-year loss carryback - support for lending during economic downturns.
risk targeting in the Volcker Rule. 

Tiered regulatory system based on size and risk profile - banking law, rule, and regulation clearly distinguishing and appropriately regulating community banks.

Consumer Financial Protection Bureau Mortgage Lending and Housing Finance Reform -
Imprudent mortgage lending contribution to the mortgage meltdown and the financial crisis.  Community banks common sense relationship lending and not participate in abusive and predatory lending practices.  Community banks thriving on the strength of their reputations and incentive to make fair and reasonable loans.  No need for prescriptive regulations to compel community banks to do the right thing for their customers.

Curb imprudent lending practices.  Not impacting responsible community bank loan products designed to meet the diverse needs of their customers, including borrowers with special needs and circumstances, first-time homebuyers, borrowers in rural and underserved areas, and low-to-moderate income borrowers.  Regulators recognition of the difference between the non-traditional lending practiced by community banks and predatory lending practiced by others.

Community bank loans held in portfolio for the life of the loan, including balloon payment loans, in all geographic areas should receive automatic Qualified Mortgage (QM) status and an automatic exemption from escrow requirements for Higher-Priced Mortgage Loans (HPMLs).

Special accommodations for small creditors, flexibility in serving the needs of customers and communities, particularly in rural areas, and the definition of underserved areas to include economically challenged areas.

Reforms to the housing GSEs to include the existence of an impartial secondary market for residential mortgages, one that is financially strong and reliable, the need for some government tie to the secondary market to ensure the continued flow of credit and market liquidity during severe economic stress, no limit to full participation by community banks, and a return of private capital.  

Additional reforms to include community banks access to sell loans through an independent entity; no appropriation of community bank customer data for the purpose of cross selling financial services; maintain the Federal Home Loan Banks as a community bank access point (but not the only access point) to the national secondary market; pricing of any governmental guaranty fair and equal to all participants regardless of volume of loans guaranteed; and no further consolidation of the housing finance system.

Stop aggressively compelling community banks to repurchase transferred real estate mortgages for technical violations of underwriting agreements that had no bearing on the quality of the loan at the time of underwriting.

Disparate Impact Fair Lending Causes of Action -
Enforcement actions by the Department of Housing and Urban Development (HUD) and the Department of Justice (DOJ) - disparate impact.  Additional obligation on community banks to consider such factors as race or national origin in credit decisions, which is specifically precluded by law - untenable situation.

Consumer Financial Protection Bureau Reform -
Community banks regulatory relief to serve unique needs of their customers and not hinder new product development and innovation.  Community bank flexibility to meet the unique needs of customers and community banks additional and unnecessary regulatory requirements to prevent their serving their communities. 

No a one-size-fits-all approach to CFPB regulations.  Community banks not enduring any additional consumer regulatory burden on top of the existing regulatory burden.

Single-Director governance of the CFPB versus a five-member commission. Prudential regulators participating with the CFPB in the rule-writing process.  The Financial Stability Oversight Council (FSOC) power to veto CFPB rules.

Broad definition of firms that grant credit being subject to the CFPB rules, and their robust supervision and examinations.  Focus of any enhanced regulation of financial products on unregulated shadow financial companies.  CFPBs efforts to use its authority to address non-banks, such as Wal-Mart, serving as channels for financial products.  CFPB holding mega banks and financial firms up to the existing standards for compliance with consumer laws, rules and regulations as required by community banks.  

Federal Home Loan Bank System -
The Federal Home Loan Banks (FHLBs) partnership with community banks - short-term liquidity, long-term funding and other financial products and providing lendable funds for the local communities. Maintaining the regional structure, special functions and purposes of the FHLBs.  The FHLB Systems health, stability and reliability for its members.  

FHFAs proposed (2014) revisions to FHLB membership eligibility requirements - impact on the FHLB System and its members including, but not limited to, regulatory burden, member balance sheet management, stability of the System, and continued reliability as a funding partner, future value of FHLB membership and the implications for membership decisions; and impact on housing and community development throughout the System.  The proposed rule is also contrary to the will of Congress. 

FHLB System reliance as the sole aggregator or securitizer of residential mortgages for community banks, and the FHFAs imposition of an ongoing housing mission asset test on community financial institutions. 

Excessive Intervention in Monetary Policy -
The sustained record-low zero interest rate policy (ZIRP) - disproportionate impact on community banks, senior citizens and discourages savings.  Record-low interest rates for five years+ does not constitute temporary intervention but long-term and harmful manipulation.  The limits to what Fed monetary policy can accomplish, especially given major offsetting negative effects.


Legislation -

H.R. 1233 and S. 812 - CLEAR Relief Act of 2015 (tiered regulatory reform and relief for community banks) (All sections) (House and Senate)

H.R. 2205 and S. 961 - Data Security Act of 2015 (data breach and security, notifications, safeguards, GLBA compliance procedures) (All sections) (House and Senate)


Comment Letters -

Comment Letter - CFPB, grace period for enforcement and liability in the implementation, and delay in the implementation of the TRID

Action Alerts -

H.R. 1233 and S. 812 - Community Lending Enhancement and Regulatory (CLEAR) Relief Act of 2015 (community bank regulatory relief) (all sections) (House and Senate), and H.R. 1523 and S. 1816 - Community Bank Access to Capital (enhance community bank and thrift access to capital) (all sections) (House and Senate)


Miscellaneous -

Regarding CFPB, delay in implementation of TRID and period of restrained enforcement and liability, the definition of rural and underserved areas in the QM, regulatory burden on community banks, declining number of community banks and community bank consolidation (House)","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Natl Credit Union Administration (NCUA),SENATE",,50000,0,0,2015-10-18T12:39:23.270000-04:00
1736589,66f92856-6ab6-4c18-9997-b1ae8b00934c,Q3,BASF CORPORATION,5506,BASF CORPORATION,2015,third_quarter,CSP,Implementation/oversight of the Food and Drug Administration in respect to the Sunscreen Innovation Act (P.L. 113-195),"HOUSE OF REPRESENTATIVES,SENATE",,520000,0,0,2015-10-18T13:32:34.743000-04:00
1736600,abb76632-67bd-4328-8cb7-862709002cea,Q3,VAN SCOYOC ASSOCIATES,39837,AMERICAN CLEANING INSTITUTE,2015,third_quarter,CSP,"H.R.1139/S.588, Detergent PACS Act of 2015, Regulation of single use laundry detergent packets.","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2015-10-18T13:44:48.200000-04:00
1736676,ea04accd-8a68-4f38-8273-3f2075ca9bd3,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,CITIGROUP MANAGEMENT CORP.,2015,third_quarter,CSP,"Issues related to data protection and breach notification, privacy, and cybersecurity","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2015-10-18T14:44:01.910000-04:00
1736713,170572f8-28de-46e4-914e-dc491f6640c4,Q3,"TWINLOGIC STRATEGIES, LLP",400493431,SPRINT CORPORATION (FORMERLY SPRINT),2015,third_quarter,CSP,"Issues related to data protection and breach notification, privacy; issues related to cybersecurity.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2015-10-18T15:15:52.867000-04:00
1736776,b927d749-ff61-4a00-8161-92dec779d4ac,Q3,"ALFRED W. CORS, JR",285277,RETIRESAFE,2015,third_quarter,CSP,"RetireSafe supports the Promoting Automotive Repair, Trade, and Sales (PARTS) Act (S. 560 and H.R. 1057).","Centers For Medicare and Medicaid Services (CMS),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2015-10-18T17:10:47.700000-04:00
1736888,f9694643-d279-4f3e-9afc-1d6d674f79ae,Q3,AMERICAN APPAREL & FOOTWEAR ASSOCIATION,1433,FASHION ACCESSORIES SHIPPERS ASSOCIATION,2015,third_quarter,CSP,"Discussions with CPSC and various Congressional offices on implementation of Consumer Product Safety Improvement Act (CPSIA).
Regulations involving flammability, sleepwear, and drawstring hazards. 
Implementation of previously implemented legislation to reduce third party testing burdens and costs.
Monitoring issues relating to apparel, footwear, and travel goods/fashion accessories safety and product labeling.
Modifications to the Toxic Substances Control Act.
1.Frank Lautenberg Chemical Safety for the 21st Century Act (S. 697)
2.The TSCA Modernization Act of 2015 (HR 2576)
Discussion with Congressional office on expanding the prohibition on the manufacture, distribution, and importation of certain products containing phthalates.
Comments to the CPSC on Voluntary Recalls, Information Disclosure, and Section 1110.
Comments on Priorities for FY 2016-2017.","Commerce, Dept of (DOC),Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),Equal Employment Opportunity Commission (EEOC),Executive Office of the President (EOP),Export-Import Bank of the United States (EXIM Bank),Federal Maritime Commission,Federal Mediation & Conciliation Service,Federal Motor Carrier Safety Administration,Federal Trade Commission (FTC),Government Accountability Office (GAO),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Intl Trade Administration (ITA),Labor, Dept of (DOL),Natl Labor Relations Board (NLRB),Overseas Private Investment Corp (OPIC),Patent & Trademark Office (PTO),President of the U.S.,SENATE,State, Dept of (DOS),Transportation, Dept of (DOT),Treasury, Dept of,U.S. Copyright Office,U.S. International Trade Commission (ITC),U.S. Trade Representative (USTR)",10000,,0,0,2015-10-18T21:45:28.610000-04:00
1736900,1970211b-7ed5-4c32-8686-b068a8cac034,Q3,AMERICAN APPAREL & FOOTWEAR ASSOCIATION,1433,TRAVEL GOODS ASSOCIATION,2015,third_quarter,CSP,"Discussions with CPSC and various Congressional offices on implementation of Consumer Product Safety Improvement Act (CPSIA).
Regulations involving flammability, sleepwear, and drawstring hazards. 
Implementation of previously implemented legislation to reduce third party testing burdens and costs.
Monitoring issues relating to apparel, footwear, and travel goods/fashion accessories safety and product labeling.
Modifications to the Toxic Substances Control Act.
1.Frank Lautenberg Chemical Safety for the 21st Century Act (S. 697)
2.The TSCA Modernization Act of 2015 (HR 2576)
Discussion with Congressional office on expanding the prohibition on the manufacture, distribution, and importation of certain products containing phthalates.
Comments to the CPSC on Voluntary Recalls, Information Disclosure, and Section 1110.
Comments on Priorities for FY 2016-2017","Commerce, Dept of (DOC),Consumer Product Safety Commission (CPSC),Environmental Protection Agency (EPA),Export-Import Bank of the United States (EXIM Bank),Federal Maritime Commission,Federal Mediation & Conciliation Service,Federal Motor Carrier Safety Administration,Federal Trade Commission (FTC),Government Accountability Office (GAO),HOUSE OF REPRESENTATIVES,Intl Trade Administration (ITA),Labor, Dept of (DOL),Natl Economic Council (NEC),Overseas Private Investment Corp (OPIC),Patent & Trademark Office (PTO),President of the U.S.,SENATE,State, Dept of (DOS),Transportation, Dept of (DOT),Treasury, Dept of,U.S. Copyright Office,U.S. Customs & Border Protection,U.S. International Trade Commission (ITC),U.S. Trade Representative (USTR)",10000,,0,0,2015-10-18T21:47:33.393000-04:00