id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
1580460,8c9dd189-62f2-46df-bbf6-e6fc4b8826d3,Q3,APPRAISAL INSTITUTE,4163,APPRAISAL INSTITUTE,2014,third_quarter,BAN,"Mortgage Fraud
Predatory Lending
Real Estate Appraisal Reform
Foreclosure Prevention","Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Internal Revenue Service (IRS),SENATE,Treasury, Dept of",,40000,0,0,2014-08-21T09:15:24.847000-04:00
1581183,369566cd-1c71-4684-b93d-164202256257,Q3,AMERICAN SHIPPING & LOGISTICS GROUP,321715,AMERICAN SHIPPING & LOGISTICS GROUP,2014,third_quarter,BAN,Issues related to US-flag shipping; cargo preference laws and regulations; re-charter of Export-Import Bank.,"Defense, Dept of (DOD),HOUSE OF REPRESENTATIVES,Maritime Administration (MARAD),SENATE",,80000,0,0,2014-09-30T15:04:25.257000-04:00
1581192,2441427c-2ed8-4d31-b36c-a922f766eb68,Q3,MARSHALL BRACHMAN,6848,ZIONS BANCORP,2014,third_quarter,BAN,"monitor Banking legislation on FHLB regarding rural infrastructure
Monitor Banking legislation related to student loans
Support HR 3036 on SIFI redefinition Support HR 4060 also SIFI redefinition","HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2014-10-01T00:12:16.343000-04:00
1581256,19f5a36f-8b4b-4311-9581-71c53aa85cc2,Q3,"WHITAKER STRATEGIES (STEPHEN B. WHITAKER DBA WHITAKER SRATEGIES, FORMERLY WHITAK",314432,U S BANK (PREVIOUSLY FILED AS U S BANCORP),2014,third_quarter,BAN,"Collections, lockbox, and cash management services.","Agriculture, Dept of (USDA),Financial Management Service (FMS),Interior, Dept of (DOI)",20000,,0,0,2014-10-01T10:17:29.280000-04:00
1581291,127edde0-3528-4703-86d6-f56e5cb670c0,Q3,THE MICHAEL LEWAN COMPANY,22746,GUARDIAN LIFE INSURANCE COMPANY OF AMERICA,2014,third_quarter,BAN,"Dodd - Frank Implementation
Capital Standards legislation
Terrorism Risk Insurance legislation","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2014-10-01T11:31:39.313000-04:00
1581336,3c91c624-155d-43bb-9d0c-1aeee5d786a5,Q3,"LAW OFFICES OF GEORGE HARRIS, LLC",400871553,CITY OF DOTHAN,2014,third_quarter,BAN,Opposition to Advanced Notice of Proposed Rulemaking prohibiting Financial Institutions from trading commodities such as natural gas,"Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2014-10-01T12:45:20.180000-04:00
1581341,ae6d0c30-fc98-4dc9-a483-99f8202e3b16,Q3,"LAW OFFICES OF GEORGE HARRIS, LLC",400871553,CITY OF THOMASVILLE,2014,third_quarter,BAN,Opposing to Advance Notice of Proposed Rulemaking to prohibit Financial Institutions from trading commodities such as natural gas,"Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2014-10-01T13:02:21.697000-04:00
1581479,f8f70e44-06b6-480f-9d13-faf98a080305,3T,FRANK SALINGER,400529569,NATIONAL ASSOCIATION OF INDUSTRIAL BANKERS,2014,third_quarter,BAN,"Legislative oversight and hearings dealing with the implementation and compliance burdens stemming from enactment of the Dodd-Frank Wall Street Reform Act & Consumer Protect Act (DFA) that impact industrial banks, industrial loan companies or Morris Plan Banks. Monitoring any legislative proposals to extend the moratorium on new industrial bank applications in the Dodd-Frank Wall Street Reform and Consumer Protection Act which expired in July 2013. Hearings on any reform or [possible change to section 13 of the Bank Holding Company Act as enacted by section 619 of the DFA (commonly referred to as the""Volcker Rule""). Support of HR 5062 t he ""Examination and Supervisory Privilege Parity Act of 2014,"" which requires the Consumer Financial Protection Bureau to coordinate its supervisory activities with the supervisory activities of the State agencies that license, supervise, or examine the offering of consumer financial products or services","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,1,2014-10-02T12:40:13.393000-04:00
1581481,0801bd7f-703e-4aad-80f4-270006b02dc2,3T,FRANK SALINGER,400529569,AMERICAN FINANCIAL SERVICES ASSOCIATION,2014,third_quarter,BAN,"Support of H.R. 5062, the ""Examination and Supervisory Privilege Parity Act of 2014,"" which requires the Consumer Financial Protection Bureau to coordinate its supervisory activities with the supervisory activities of the State agencies that license, supervise, or examine the offering of consumer financial products or services;","HOUSE OF REPRESENTATIVES,SENATE",,,0,1,2014-10-02T12:47:36.487000-04:00
1581538,4c9c7081-5562-4d9c-88d0-0f84171d79f5,Q3,CHS INC.,286451,"CHS, INC",2014,third_quarter,BAN,End user use of derivatives and implementation Dodd-Frank Act,"HOUSE OF REPRESENTATIVES,SENATE",,20000,0,0,2014-10-02T15:50:39.533000-04:00
1581644,445065ea-a1ab-4760-a1de-2ee47c9e91f6,Q3,NEW YORK CREDIT UNION ASSOCIATION,29208,NEW YORK CREDIT UNION ASSOCIATION,2014,third_quarter,BAN,HR 719 Capital Access for Small Businesses and Jobs Act - authorizing credit unions to issue supplemental capital instruments; HR 688 Credit Union Small Business Job Creation Act/ S 968 Small Business Lending Enhancement Act of 2013 - increases the member business lending cap for credit unions; HR 1553 Financial Institutions Examination Fairness and Reform Act  - creating a procedure and appeals process to ensure examination fairness for financial institutions; HR 749 Eliminate Privacy Notice Confusion Act - reducing the instances in which a consumer must be sent a privacy notice,"HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE",,,0,0,2014-10-03T15:08:41.620000-04:00
1581905,bacb90d2-9798-4e67-89f1-50ddae27c1e8,Q3,MR. ROBERT MITCHELL DELK,401069010,ONLINE CONSUMER NETWORK,2014,third_quarter,BAN,"S.205, Responsible Consumer Protection Act of 2013- Senatory Jerry Moran, modifies the charter of the consumer finance protection bureau to make it more accountable to Congress and the public.","HOUSE OF REPRESENTATIVES,SENATE",75000,,0,0,2014-10-06T12:02:00.053000-04:00
1581957,be44b36f-11f4-4b6b-af9c-b1f4ae97b26d,Q3,"BOLTON-ST. JOHNS, LLC",302290,"AMERICAN CONTINENTAL GROUP, INC.",2014,third_quarter,BAN,"S 1217 ""Housing Finance Reform and Taxpayer Protection Act of 2013,"" all provisions.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-06T13:30:31.543000-04:00
1582104,fbecb222-74dd-4b20-ba5f-61d85829cf22,Q3,RICH FEUER ANDERSON,84775,APPRAISAL INSTITUTE,2014,third_quarter,BAN,"Regulation of real estate appraisers, including implementation of the ""Dodd-Frank Wall Street Reform and Consumer Protection Act.""  Appraisal requirements, including HR 1553, the ""Financial Institutions Examination Fairness and Reform Act,"" S 727, the ""Financial Institutions Examination Fairness and Reform Act,"" and S 1217, the ""Housing Finance Reform and Taxpayer Protection Act of 2014.""","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-06T18:20:34.483000-04:00
1582172,c2412f75-0bb4-42e3-93c8-5f0ad692242b,Q3,GLOBAL FINANCIAL INTEGRITY,401103130,GLOBAL FINANCIAL INTEGRITY,2014,third_quarter,BAN,"S. 1465, H.R. 3331, Incorporation Transparency and Law Enforcement Assistance Act.
H.R. 3317, Holding Individuals Accountable and Deterring Money Laundering Act.","Council of Economic Advisers (CEA),HOUSE OF REPRESENTATIVES,Natl Security Council (NSC),SENATE,Treasury, Dept of",,,0,0,2014-10-07T09:07:13.227000-04:00
1582319,d728adaa-f37c-4d33-9210-31b07a00810b,Q3,HOLLAND & KNIGHT LLP,18466,MORTGAGE BANKERS ASSOCIATION,2014,third_quarter,BAN,Tax deductions for mortgage interest; reform of mortgage government-sponsored enterprises; refinancing legislation.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-07T15:18:31.213000-04:00
1582453,d6e0997c-a808-468a-b719-36c485d03b13,Q3,RICH FEUER ANDERSON,84775,NACHA -- THE ELECTRONIC PAYMENTS ASSOCIATION,2014,third_quarter,BAN,Regulatory initiatives addressing electronic payments systems.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2014-10-07T16:36:09.417000-04:00
1582608,67454f06-9bed-4a89-a477-fd180fb6195d,3T,"DUTKO WORLDWIDE, LLC",12868,THE COUNCIL OF THE NORTH AMERICAN INSULATION MANUFACTURERS ASSOCIATION,2014,third_quarter,BAN,"Support legislation related to residential energy efficiency improvements including H.R. 4615 and S. 1106 (the SAVE Act) and H.R. 4285, PACE Protection Act. Monitoring potential legislation regarding insulation and energy costs.","Energy, Dept of,Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,SENATE",60000,,0,1,2014-10-08T11:09:50.210000-04:00
1582669,88241467-7544-49f3-9f80-c39fda4506cc,Q3,HOLLAND & KNIGHT LLP,18466,NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY,2014,third_quarter,BAN,Tax treatment of inside buildup; tax treatment of life settlements.,SENATE,30000,,0,0,2014-10-08T11:56:56.413000-04:00
1582985,cbe0befd-0ddb-42db-9845-7cd9c4af4317,Q3,"DUTKO WORLDWIDE, LLC",12868,FOREX CAPITAL MARKETS LLC,2014,third_quarter,BAN,"Provide strategy and advice to Forex on legislation that affects them and their industry, including implementation of the Dodd-Frank Wall Street Reform and other executive branch regulations affecting the retail foreign exchange business such as definitions and protection of customer funds and the segregated funds rule.","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",60000,,0,0,2014-10-08T16:23:04.087000-04:00
1583216,e7653fa7-06c0-4e7d-a97a-d113067bbb11,Q3,PICARD KENTZ & ROWE LLP,400846497,CLIFFS NATURAL RESOURCES,2014,third_quarter,BAN,Issues related to reform proposals for the U.S. Export-Import Bank to be addressed in the Bank's reauthorization.,,20000,,0,0,2014-10-09T10:31:40.667000-04:00
1583239,806fcada-f711-42ea-a436-b9a2f42e08e7,Q3,TRANS UNION LLC,62131,TRANS UNION LLC,2014,third_quarter,BAN,GSEs adopting more than one scoring model in the mortgage market.,"HOUSE OF REPRESENTATIVES,SENATE",,90000,0,0,2014-10-09T10:51:31.437000-04:00
1583302,ed8804df-d78a-4998-a9a1-68d9df3959ff,Q3,"TAUZIN CONSULTANTS, LLC",400671007,JAMES R. WOODHILL,2014,third_quarter,BAN,ACH Fraud Prevention,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-09T11:48:21-04:00
1583632,53498097-f409-41e6-ba62-275b45fc083b,3T,"ALPINE GROUP PARTNERS, LLC.",1171,"UNITED STATES COMMODITY FUNDS, LLC",2014,third_quarter,BAN,"Financial services overhaul, Energy trading and Regulation of OTC derivatives","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE",15000,,0,1,2014-10-09T16:50:00.773000-04:00
1583685,2a8bd74a-bd71-47a7-87c7-6d5f9d9a8530,Q3,JOHN T. O'ROURKE,29937,ALLIANCE DATA SYSTEMS,2014,third_quarter,BAN,"Proposed non-bank bank legislation.
Issues related to regulation of credit card activities.","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-09T17:45:10.937000-04:00
1583689,a67ca93d-a28e-462e-9467-621f75d0ea8f,Q3,COMMERCE BANK,400728185,COMMERCE BANK,2014,third_quarter,BAN,"Dodd Frank issues related to the line of exemption from certain Dodd Frank rules, including the threshold for direct examination authority from the Consumer Financial Protection Bureau.  Support of S. 2731 to increase the threshold from $10 billion to $50 billion. 

Conversations with members of Congress regarding the Department of Education's Title IV rulemaking and asking them to encourage the DoE to completely analyze student refund products before issueing new rules.","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2014-10-09T17:54:15.077000-04:00
1583692,3c7e1a31-302c-4540-a624-0f01ffac1168,3T,DALY CONSULTING GROUP,400923683,VERIZON COMMUNICATIONS INC.,2014,third_quarter,BAN,"Mobile payments, Dodd-Frank Act, corporate governance, and other issues","HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",8000,,0,1,2014-10-09T17:58:16.017000-04:00
1583704,03b2cad0-1a07-416b-9c59-8f5aac8ef11c,Q3,VALUE PLACE LLC,400402901,VALUE PLACE LLC,2014,third_quarter,BAN,Seeking change in 12 USC 1731b to allow loan guarantees for short term residential properties,"HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE",,33200,0,0,2014-10-09T18:43:17.767000-04:00
1583975,b9543a7e-58b9-4d16-8162-ebb1db363363,Q3,"OWENS-ILLINOIS, INC",49646,OWENS-ILLINOIS INC,2014,third_quarter,BAN,"Conflict minerals; HR4413, SB 888, Derivatives end-user exemption","Energy, Dept of,Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,SENATE",,170000,0,0,2014-10-10T13:40:32.797000-04:00
1584102,416897c5-f0b9-476e-8189-72cfba94364a,Q3,HOLLAND & KNIGHT LLP,18466,AMSCOT FINANCIAL CORPORATION,2014,third_quarter,BAN,"Financial services and banking issues, including consumer financial protection issues and education issues and Consumer Financial Protection Bureau implementation issues.","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2014-10-10T15:51:00.180000-04:00
1584136,2344693d-10f8-4de5-af39-a683e6430210,Q3,"COBANK, ACB",9738,COBANK ACB,2014,third_quarter,BAN,Financial Regulatory Reform; Derivatives Reform Legislation; GSE Reform; Farm Credit Administration Regulatory Proposals; CFTC Regulations impacting Financial Regulatory Reform Legislation; Prudential Regulators' Derivatives Regulatory Proposals,"Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),Farm Credit Administration,Federal Communications Commission (FCC),HOUSE OF REPRESENTATIVES,SENATE,U.S. Trade Representative (USTR)",,170000,0,0,2014-10-10T16:29:06.207000-04:00
1584181,f5cdeff1-de04-43f6-bb29-583ebadb061e,Q3,RICH FEUER ANDERSON,84775,"SWIFT, INC.",2014,third_quarter,BAN,"Imposition of sanctions on financial messaging services with respect to institutions in other countries, including HR 850, the ""Nuclear Iran Prevent Act of 2013;"" HR 1771, the ""North Korea Sanctions Enforcement Act of 2013;"" S 1881, the ""Nuclear Weapon Free Iran Act of 2013;"" and S 2828, the ""Ukraine Freedom Support Act of 2014.""","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2014-10-10T16:57:54.390000-04:00
1584191,70f32a36-57a8-4ba6-b81d-ef84b5b17bca,Q3,RICH FEUER ANDERSON,84775,THOMSON REUTERS,2014,third_quarter,BAN,"Implementation of the ""Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010,"" including operation and governance of swap execution facilities.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2014-10-10T17:18:57.707000-04:00
1584505,750b0c89-f040-49d9-8ecb-eccb53209a91,Q3,NATIONAL MARINE MANUFACTURERS ASSOCIATION,28173,NATIONAL MARINE MANUFACTURERS ASSOCIATION,2014,third_quarter,BAN,"dealer lending, Ex-Import Bank, marine financing","Agriculture, Dept of (USDA),Commerce, Dept of (DOC),Council on Environmental Quality (CEQ),Environmental Protection Agency (EPA),Executive Office of the President (EOP),Federal Trade Commission (FTC),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),State, Dept of (DOS),U.S. Coast Guard (USCG),U.S. Copyright Office,U.S. Trade Representative (USTR)",,90000,0,0,2014-10-13T14:04:58.290000-04:00
1584630,34cd2db9-0fb9-47e2-888c-d6fa0be340f4,Q3,MUTUAL OF OMAHA,26284,MUTUAL OF OMAHA,2014,third_quarter,BAN,"HR 1261 - Overdraft Protection Act of 2013 - Provisions related to caps & limitations on overdraft charges.
S 710 - A bill to provide commercial banks & S&Ls an exemption from Dodd-Frank Act provisions requiring the regulation of municipal advisors - Provisions to exempt certain bank employees from being considered municipal advisors.HR 1750 - Regulatory Relief Act - Provisions related to exemptions from the qualified mortgage requirements & privacy notice requirements. 
HR 3317 - Holding Individuals Accountable & Deterring Money Laundering Act - Provisions that would strengthen the Federal statutes designed to deter money laundering & terrorism financing. 
HR 3770 - Homeowner Flood Insurance Affordability Act - Provisions addressing issues with the affordability of the National Flood Insurance program and mapping issues.
S 1720 - Patent reform legislation - Provisions addressing patent reform. 
S 1926 - A bill combining the National Flood Insurance Program reforms with NARAB II - Provisions regarding escrow requirements under flood insurance program. 
HR 4466 - Financial Regulatory Clarity Act - Provisions regarding regulatory processes to determine duplicative rules and regulations. 
S 635 - Privacy Notice Bill - eliminating the need to send GLBA privacy notices if a financial institution has not changed its privacy policy in the last year.","HOUSE OF REPRESENTATIVES,SENATE",,300000,0,0,2014-10-13T15:51:03.840000-04:00
1584684,c90edf91-99a7-4dff-bd32-5f3994845f3a,Q3,LOCKE LORD PUBLIC POLICY GROUP LLC,300971,AMERICA'S MUTUAL BANKS,2014,third_quarter,BAN,Banking regulation and reform,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2014-10-13T16:18:48.307000-04:00
1584855,5ccdaae9-92f4-49bd-9f1c-d32d778f5ee4,Q3,KPMG LLP,21893,KPMG LLP,2014,third_quarter,BAN,H.R. 3317 (Holding Individuals Accountable and Deterring Money Laundering Act),"Government Accountability Office (GAO),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Securities & Exchange Commission (SEC),SENATE",,630000,0,0,2014-10-14T09:23:08.507000-04:00
1584869,96937dc5-3695-43f0-8d67-7ba91d11c749,Q3,"JENKINS HILL CONSULTING, LLC",303575,AMERICAN FINANCIAL SERVICES ASSOCIATION,2014,third_quarter,BAN,Dodd Frank implementation related issues,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2014-10-14T09:28:13.757000-04:00
1584880,f6e6c13f-119a-4d91-b536-e2dd4b3c35ab,Q3,KENNETH GEAR,400384772,LEADING BUILDERS OF AMERICA,2014,third_quarter,BAN,"HR 1077 - Consumer Mortgage Choice Act
S 1217 - Housing Finance Reform and Taxpayer Protection Act of 2013
H 2767 - ""Protecting American Taxpayers and Homeowners Act of 2013"", entire bill
S. 160 - Medical Debt Responsibility Act
S. 1106 - SAVE Act 
HR 1077 Mortgage Choice Act
HR 4516 - SAVE Act","Council of Economic Advisers (CEA),Council on Environmental Quality (CEQ),Energy, Dept of,Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE",75000,,0,0,2014-10-14T09:36:19.447000-04:00
1584892,6ebff85a-8a26-4614-9210-7f7f65e70d10,Q3,"JENKINS HILL CONSULTING, LLC",303575,CONSUMERS FOR CHOICE,2014,third_quarter,BAN,Implementation of Dodd Frank legislation,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2014-10-14T09:41:23.840000-04:00
1584922,921b68d2-ff21-4a1a-a68c-c45fb0594cdd,Q3,NATIONAL ASSOCIATION FOR THE ADVANCEMENT OF COLORED PEOPLE,48975,NATIONAL ASSOCIATION FOR THE ADVANCEMENT OF COLORED PEOPLE,2014,third_quarter,BAN,"Encourage regulators (including the Federal Reserve, the CFPB, the FDIC and the OCC) nto stop federally chartered banks from using their federal charters from circumventing state and local anti-predatory lending laws surrounding short term or ""payday"" loans.
Support S. 673
Support Rich Cordray as Director of CFPB.Support the Medical Debt Responsibility Act of 2013, S. 160 / H.R. 1767.

Oppose H.R. 1566.

Support the FDIC and OCC proposed guidance on bank Deposit Advance Products, particularly the underwriting requirements and limits on repeat loans.

Support requiring that private education lenders obtain school certification prior to disbursing private education loans.  

Oppose H. R. 1077 / S. 949.

Oppose S. 1217.

Support the recent activities of the CFPB aimed at ending discriminatory lending practices in the auto finance market that harm minority car buyers.  

Support Mel Watt's nomination as Director of the Federal Housing Finance Agency (FHFA).

Oppose H.R. 3211.

Urge regulators to take strong actions to protect consumers and the integrity of the payment system by stopping depository institutions and payment processors from facilitating electronic payments for illegal transactions, including illegal payday loans.

Urge the Federal Housing Finncing Agency (FHFA) not to pull Fannie Mae and Freddie Mae back from the multifamily housing sector.

Supported the CFPB efforts to create a user-friendly site to access HMDA data, and offered suggestions to improve its usefulness to users.

Oppose statutorily imposed down payment mandates on future mortgages through the housing finance system.

Support appropriate oversight and guidence by the CFPB on overdraft charges on debit cards.

Appreciate the inclusion of certain elements of GSE reform as contained in S. 1217, but expressed concern about the fact that a number of elements seemed to be lacking which are important to the unique attributes of many racial and ehtnic minority homebuyers.

Support the Depsrtment of Defense strengthening the Military Lending Act by expanding the definition of ""consumer credit"" to include all credit covered by the federal Truth in Lending Act and overdraft protection programs. In addition, protections should be applied to rent-to-own transactions.

Support S. 1150 / H.R. 3097, legislation to posthumously award a congressional gold medal to Judge Constance Baker Motley.

Support the proposed ""Qualified Mortgage"" rule as written by the Consumer Financial Protection Bureau.

Support the Consumer Financial Protection Bureau on its recent guidance on indirect auto lending. 

Strongly support adopting the same standards for Qualified Residential Mortgages as they have for Qualified Mortgage loans.

Oppose HR 2385; oppose HR 2446; oppose the Bureau of Consumer Financial Protection Accountability and Transparency Act of 2013; oppose H.R. 3193; oppose H.R. 3183; oppose H.R. 2571.

Support the Ability to Repay standard and its implementation.Oppose H.R. 3519, the Bureau of Consumer Financial Protection Accountability and Transparency Act.

Oppose H.R. 2446, the mis-named Responsible Consumer Financial Protection Regulations Act.

Oppose H.R. 1077 / S. 1577 / H.R.2767 / H.R.3211 / S.949 

Support any future housing finance system affirmatively establishing pathways to sustainable and affordable homeownership for a wide range of qualified buyers as well as assure an adequate supply of safe and affordable rental homes.  

Support Affordable Housing Goals and a duty to serve.

Support Janet Yellen to serve as Chairwoman of the Board of Governors of the Federal Reserve System.  

Oppose HR 3193, HR 2385, HR 2446, H.R. 3519, and H.R. 2571 

Support reform of the debt collection industry to improve remedies; require documentation about the debt; 
Require Retention of and Access to Information about Debt Collection Efforts and the Consumer; Adopt Clear Responsibility for Ensuring Collectors Have Complete Information; Require Documentation to Initiate Suit; Prohibit Abusive, Deceptive, Unfair and Harassing Debt Collection Activities by Creditors as well as Collectors; Limit the Number of Telephone Contacts Per Week; Require Collectors to Honor Oral Requests to Cease Communication; Mandate a Simpler Notice of the Right to Verification and to Cease Communication; Mandate Itemization and Meaningful Investigations of Disputes; Stop Collection of Time-Barred Debt; Prevent Abuses of Credit Reports; Protect the Privacy of Servicemembers and Other Consumers; Protect Consumers in Medical Debt Collections; Protect Consumers in Student Loan Debt Collections; and Ban enforcement of forced arbitration clauses when consumers assert claims of illegal debt collection.  

Support the proposed diversity standards included in the Agencies' Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment.

Support Brown (OH) amendment to section 803 of S. 1217. This amendment will significantly improve how servicing is done.

In regards to GSE reform,  we urged the committe to not provide FMIC insurance to purely private capital markets deals; to ensure strong equity requirements for guarantors; to ensure the new system can serve all regions and eligible borrowers before flipping the switch; to provide pricing transparency and standardization for consumers; to uphold the principles of fair housing and fair lending;  to permit more flexibility for the down payment requirement; do not limit the system to QM loans as defined by the CFPB; to facilitate effective loss mitigation by loan servicers;  simplify the market-based incentive to provide access to underserved markets; broaden the funding base to provide adequate funding for the Market Access Fund; ensure that FMIC and its offices can collect and use data from market participants to further the purposes of the Act and provide adequate public disclosure; and any down payment requirement must be flexible and established by the regulators.  

Support the Menendez (NJ) amendment to S. 1217 to address a number of fair housing issues related to the proposed new housing finance system.  

Support the Federal Housing Finance Agency moving expeitiously toward implementing the Enterprise duty to serve rule as mandated by the Housing and Economic Recovery Act of 2008.

Support H.R. 3543 / S. 1761, the Permanently Protecting Tenants at Foreclosure Act.

Oppose bringing S. 1217 to the full Senate floor for consideration.Support President Obama nominating new Governors for the two open seats on the Federal Reserve Board who will strongly and effectively represent Main Street, and the aspirations for stability and financial progress of hard working families across the country. 

Oppose H.R. 3389, H.R. 4262, H.R. 4383, H.R. 4539, H.R. 4604, H.R. 3770, H.R. 4684, H.R. 4662, and the Bureau Examination Fairness Act

Support HR 5130.

Support an FHFA reversal of the GSE policy on principal reduction. 

Support the Consumer Financial Protection Bureaus proposed national telephone survey of 1,000 credit card holders as part of its study of pre-dispute binding mandatory (or forced) arbitration.

Applaud the CFPB or the substantive work of its staff in developing the Preliminary Results of the Section 1028 Arbitration Study, and for identifying important issues for further study. As the Bureaus research continues, we urge a special focus on the impact of class mandatory arbitration clauses on the ability of individuals to vindicate their rights to a financial marketplace free of discrimination.

Oppose abusive and aggressive debt collecting practices and support strong action by the Consumer Financial Protection Bureau to address them.

Support H.R. 645 / S. 1837

Support H.R. 3543 / S. 1761 

Support S. 2432.

Support urging the CFPB to consider the civil rights implications of mandatory arbitration, including whether the increasing use of arbitration clauses in consumer contracts affects the ability of victims of discriminatory lending practices to seek redress in its study of mandatory arbitration conducted pursuant to Section 1028 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.   

Support the reevaluation of all asset disposition policies and programs of HUD to ensure they promote sales to owner-occupant homebuyers rather than investors.

Support HR 4984.

Oppose HR 3913, HR 4042, HR 5148, and HR 5018.

Support allowing consumers to stop preauthorized payments, reverse unlawful payments to illegal payday lenders and others, charge related fees, or make it hard to close their account.

Support the Consumer Financial Protection Bureau (CFPB) proposal to publish consumer narratives in the public complaint database. 

Support HR 5130.

Support expected rulemaking by the CFPB addressing payday and car title lending adequately take into account, and address, the profound and disproportionate harm these products have caused and continue to inflict on the communities served and represented by the NAACP.","Agriculture, Dept of (USDA),Centers For Medicare and Medicaid Services (CMS),Commerce, Dept of (DOC),Defense, Dept of (DOD),Education, Dept of,Environmental Protection Agency (EPA),Equal Employment Opportunity Commission (EEOC),Federal Communications Commission (FCC),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Federal Trade Commission (FTC),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Interior, Dept of (DOI),Internal Revenue Service (IRS),Justice, Dept of (DOJ),Labor, Dept of (DOL),Natl Credit Union Administration (NCUA),Occupational Safety & Health Administration (OSHA),Office of Management & Budget (OMB),Office of Personnel Management (OPM),Office of the Comptroller of the Currency (OCC),Patent & Trademark Office (PTO),SENATE,Small Business Administration (SBA),State, Dept of (DOS),Transportation, Dept of (DOT),Transportation Security Administration (TSA),Treasury, Dept of,U.S. Commission on Civil Rights,U.S. Trade Representative (USTR),Veterans Affairs, Dept of (VA),White House Office",,68750,0,0,2014-10-14T10:04:23.113000-04:00
1584981,f041faf4-2171-43c8-80ad-8acbe91d6a63,Q3,"KSG LLC, DBA KLEIN AND SAKS GROUP",83477,WORLD GOLD TRUST SERVICES,2014,third_quarter,BAN,"Public Law 111-203, the Wall Street Reform and Consumer Protection Act,  Title VII (Commodities Regulation)",,29400,,0,0,2014-10-14T10:20:25.683000-04:00
1585036,18b55eef-af44-4692-9537-c94839d8449d,Q3,"ADAMS AND REESE, LLP",157,LOUISIANA CREDIT UNION LEAGUE,2014,third_quarter,BAN,Follow financial and banking legislation of interest to client.,"HOUSE OF REPRESENTATIVES,SENATE",9000,,0,0,2014-10-14T10:37:04.313000-04:00
1585496,d35f1319-8e7e-460a-877b-74270ffcf950,Q3,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,14187,FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA,2014,third_quarter,BAN,"Agriculture/food-related provisions of:
H.R.2437, Creating Jobs Through Cooperatives Act
H.R.2007, eliminates aid eligibility period for borrowers under Consolidated Farm and Rural Development ActS.1427, Family Farmer Bankruptcy Clarification Act of 2013.

H.R.5346, Rural Microbusiness Investment Credit Act of 2014.

Issues other than legislation:  Bankruptcy, Agriculture credit, small business credit.","Agriculture, Dept of (USDA),Bureau of Citizenship & Immigration Services (BCIS),Bureau of Indian Affairs (BIA),Commodity Futures Trading Commission (CFTC),Council of Economic Advisers (CEA),Education, Dept of,Energy, Dept of,Environmental Protection Agency (EPA),Executive Office of the President (EOP),Farm Credit Administration,Federal Emergency Management Agency (FEMA),Federal Reserve System,Federal Trade Commission (FTC),Food & Drug Administration (FDA),Government Accountability Office (GAO),Health & Human Services, Dept of (HHS),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Interior, Dept of (DOI),Internal Revenue Service (IRS),Justice, Dept of (DOJ),Labor, Dept of (DOL),Maritime Administration (MARAD),Natl Aeronautics & Space Administration (NASA),Occupational Safety & Health Administration (OSHA),Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),State, Dept of (DOS),Surface Transportation Board (STB),Transportation, Dept of (DOT),Treasury, Dept of,U.S. Customs & Border Protection,U.S. Immigration & Customs Enforcement (ICE),U.S. International Trade Commission (ITC),U.S. Trade Representative (USTR)",,20000,0,0,2014-10-14T13:46:58.183000-04:00
1585618,58f29444-5a86-40fa-b7d5-1893b4204183,3T,"CARD & ASSOCIATES, LLC",84217,DUTKO WORLDWIDE LLC ON BEHALF OF CNAIMA,2014,third_quarter,BAN,"S.1106 - SAVE Act - Sensible Accounting to Value Energy Act
H.R. 4615 - SAVE Act - Sensible Accounting to Value Energy Act of 2014
H.R. 4285 - PACE Assessment Protection Act of 2014","HOUSE OF REPRESENTATIVES,SENATE",18007,,0,1,2014-10-14T14:19:46.850000-04:00
1585709,0b0e696b-4ee4-4dfb-b505-6b3d17a6fd1b,Q3,PHILIP BECHTEL,284356,COUNCIL OF FEDERAL HOME LOAN BANKS,2014,third_quarter,BAN,"Housing finance reform - S. 1217; H.R. 2767; Dodd-Frank implementation; covered bond legislation; Basel III implementation; H.R. 3584 - FHLBank membership for privately insured credit unions; FHFA rulemaking - including proposed rule,  Members of Federal Home Loan Banks ; general FHLBank matters.","Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE",60000,,0,0,2014-10-14T14:55:32.817000-04:00
1585711,a0b99f91-03a0-48c3-8460-7c14495a3573,Q3,"PARRY, ROMANI, DECONCINI & SYMMS",30792,SICPA SECURINK CORP,2014,third_quarter,BAN,"Monitored and opposed legislation affecting U.S. currency; specifically provisions which sought to eliminate the dollar bill and expand the circulation of dollar coins - S.1105, Currency Optimization, Innovation, and National Savings Act.","HOUSE OF REPRESENTATIVES,SENATE",36000,,0,0,2014-10-14T14:56:20.410000-04:00
1585850,67ea3c67-60eb-4f59-9f88-e47583e5c0b0,3T,AMERICAN SHIPPING & LOGISTICS GROUP,321715,AMERICAN SHIPPING & LOGISTICS GROUP,2014,third_quarter,BAN,Issues related to US-flag shipping; cargo preference laws and regulations; re-charter of Export-Import Bank.,"Defense, Dept of (DOD),Export-Import Bank of the United States (EXIM Bank),HOUSE OF REPRESENTATIVES,Maritime Administration (MARAD),SENATE",,80000,0,1,2014-10-14T16:06:59.963000-04:00
1585883,7672d2b0-3370-4a85-929e-4eaa5dffa7c4,Q3,UNIVERSITY OF IOWA,49191,UNIVERSITY OF IOWA,2014,third_quarter,BAN,"Implementation of the Higher Education Act as it relates to direct student loan - ability to consolidate loans and loan interest rates
Federal Family Education Loan and Direct Loan programs","Agriculture, Dept of (USDA),Centers For Medicare and Medicaid Services (CMS),Defense, Dept of (DOD),Federal Emergency Management Agency (FEMA),Health & Human Services, Dept of (HHS),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Natl Institutes of Health (NIH),SENATE,Transportation, Dept of (DOT)",,85562,0,0,2014-10-14T16:19:10.483000-04:00
1585973,a8638bcf-487e-4d8d-b674-104c5b06449b,3A,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,7725,CALIFORNIA AND NEVADA CREDIT UNION LEAGUES,2014,third_quarter,BAN,H.R. 688/S/968 -credit union business lending. H.R. 719 - supplemental capital. H.R. 749/S.635 - privacy notification. H.R. 1553/S.727 - exam fairness. Risk-based capital. H.R. 1862/H.R. 2584/S. 1806 - privately insured credit unions/federal home loan banks. Housing finance reform. H.R. 3240 Regulation D. H.R. 3468 Interest on Lawyer Trust Accounts. S. 1927 - Data Security. S. 1897 Personal data privacy and security act.,"HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE",,110000,0,0,2014-10-14T17:00:21.123000-04:00
1585999,9a1c8cf6-0bd6-4852-a8c3-3835f04036d8,Q3,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,FEDERAL HOME LOAN BANK OF NEW YORK,2014,third_quarter,BAN,"No specific legislation -- issues relating to the FHLBank System, generally.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2014-10-14T17:19:37.720000-04:00
1586006,06fac32f-3e11-4ff9-8b4b-4297878ce4d3,Q3,DISCOVER FINANCIAL SERVICES,318414,DISCOVER FINANCIAL SERVICES,2014,third_quarter,BAN,"Issues related to credit and debit cards, private student lending, bank regulation, consumer lending and consumer financial protection, amendments to FDI Act and GSE legislation, including  HR4060, S113, S160, S451, S673, S685, S727, S798, S1018, S1048, S1159, S1217, S1241, S2224, S2200","HOUSE OF REPRESENTATIVES,SENATE",,290000,0,0,2014-10-14T17:22:38.707000-04:00
1586017,97b42ec9-1bb5-4830-84d9-e60da34cc6a0,Q3,THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS),33875,RENT-A-CENTER,2014,third_quarter,BAN,"H.R. 1551 and S. 1208, The Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental purchase transactions.","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2014-10-14T17:30:41.677000-04:00
1586207,95ea9f41-e4b0-4d9b-91f5-bfd85c7a7ff5,Q3,CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS,11322,"CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS",2014,third_quarter,BAN,"Please see addendum.Issues related to credit union operations
Issues related to credit union field of membership
Issues related to credit union service organizations
Issues related to vacancies on the National Credit Union Administration (NCUA) Board
Issues related to NCUAs proposed rule on credit union service organizations
Issues related to NCUAs rule on net worth and bargain purchase agreements
Issues related to NCUAs low income designation regulations
Issues related to NCUA examination procedures
Issues related to NCUAs proposed rule regarding loan participations
Issues related to NCUAs regulation regarding its regulatory flexibility program
Issues related to NCUAs proposed rule regarding emergency liquidity
Issues related to material loss reports of the NCUA Office of Inspector General
Issues related to the authority of the CFPB to exempt credit unions from its rulemaking
Issues related to the CFPB proposal related to remittances and international wire transfers
Issues related to the proposed CFPB form on RESPA/TILA
Issues related to overdraft protection and check ordering practices
Issues related to mortgage servicing
Issues related to mortgage loan originator compensation and qualifications
Issues related to high-cost mortgage loans (HOEPA)
Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay
Issues related to reverse mortgages
Issues related to the Financial Accounting Standards Board (FASB)
Issues related to mark-to-market accounting 
Issues related to private equity standards
Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act
Issues related to data and cyber security
Issues related to mobile banking and mobile payments
Issues related to the oversight of the Federal Housing Administration
Issues related to USDA Rural Development Loan program
Issues related to identity theft and fraud reduction
Issues related to student lending
Issues related to derivatives and NCUAs proposed rule related to credit union use of derivatives
Issues related to the Federal Home Loan Bank System
Issues related to short term lending products and advance deposit products
Issues related to patent reform
Issues related to Federal Credit Union bylaws
Issues related to NCUAs Minority Depository Institution program
Issues relating to home-based credit unions
Issues related to NCUAs Appraisal Management Company proposal
Issues related to NCUAs risk-based capital proposal
Issues related to the Johnson-Crapo Housing Finance Reform proposal
Issues related to NCUAs proposed rule on securitization
Issues related to NCUAs regulatory review process
Issues related to Ginnie Mae capital
Issues related to the nomination of J. Mark McWatters to be a member of the National Credit Union Administration Board
Issues related to a discussion draft of legislation entitled, The Bureau Guidance Transparency Act
Issues related to a discussion draft of legislation entitled, Preventing Regulatory Abuse Act of 2014
Issues related to a discussion draft of legislation entitled, Bureau Examination Fairness Act
Issues related to credit union service to marijuana businesses
Issues related to financial literacy
Issues related to the Department of Justices investigation entitled, Operation Choke Point
Issues related to membership eligibility in the Federal Home Loan Bank System.H.R. 450, Bureau of Consumer Financial Protection Accountability Act, all provisions
H.R. 688, Credit Union Small Business Jobs Creation Act of 2013, all provisions
H.R. 719, Capital Access for Small Businesses and Jobs Act of 2013, all provisions
H.R. 736, Responsible Homeowner Refinancing Act of 2013, all provisions
H.R. 749, Eliminate Privacy Notice Confusion Act of 2013, all provisions
H.R. 801, Holding Company Registration Threshold Equalization Act of 2013, all provisions
H.R. 839, Prompt Notification of Short Sale Act, all provisions
H.R. 861, Elder Abuse Victims Act of 2013, all provisions
H.R. 927, Common Sense Economic Recovery Act of 2013, all provisions
H.R. 1077, Consumer Mortgage Choice Act
H.R. 1255, Home Construction Lending Regulatory Improvement Act of 2013, all provisions
H.R. 1261, Overdraft Protection Act of 2013, all provisions
H.R. 1538, a bill to provide incentives to encourage financial institutions and small businesses to provide continuing financial education to customers, borrowers and employees, all provisions
H.R. 1553, Financial Institution Examination Fairness and Reform Act, all provisions
H.R. 1566, a bill to create a Federal Charter for Internet consumer credit corporations, all provisions
H.R. 1603, a bill to support and promote community financial institutions in the mutual form, all provisions
H.R. 1646, a bill to amend the Federal Credit Union Act to provide an exception from the member business loan cap for loans made to aid in the recovery from a disaster, all provisions
H.R. 1694, a bill to allow the Secretary of Treasury to rely on State examinations for certain financial institutions, all provisions
H.R. 1750, the CLEAR Relief Act, all provisions
H.R. 1754, Preserving American Homeownership Act of 2013, all provisions
H.R. 1779, Preserving Access to Manufactured Housing Act of 2013, all provisions
H.R. 1862, Capital Access for Small Community Financial Institutions, all provisions
H.R. 2136, Small Business Credit Availability Act, all provisions
H.R. 2295, Basel III CASE Act, all provisions
H.R. 2379, Qualified Mortgage Loan Originator Transitional Authority Act, all provisions
H.R. 2419, a bill to amend the Truth in Lending Act to provide coverage under such Act for credit cards issued to small businesses, all provisions
H.R. 2512, a bill to amend the Truth in Lending Act to establish clear regulatory standards for mortgage servicers, all provisions
H.R. 2547, a bill to determine appropriate risk based capital requirements for community, mid-size, and regional institutions, all provisions
H.R. 2561, a bill to provide for the removal of default information form a borrowers credit report with respect to certain rehabilitated education loans, all provisions
H.R. 2571, a bill to amend the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act to require the Bureau of Consumer Financial Protection to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers, all provisions
H.R. 2572, a bill to improve the regulation of credit unions and depository institutions and to provide regulatory relief, all provisions
H.R. 2580, a bill to allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters, all provisions
H.R. 2652, Marijuana Businesses Access to Banking Act of 2013
H.R. 2672, CFPB Rural Designation Petition and Correction Act
H.R. 2673, the Portfolio Lending Mortgage Access Act, all provisions 
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013
H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013
H.R. 2816, To extend the pilot program under section 258 of the National Housing Act that establishes an automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages.
H.R. 2917, Financial Security Credit Act of 2013
H.R. 2961, To amend the Truth in Lending Act and the Higher Education Act of 1965 to require additional disclosures and protections for students and cosigners with respect to student loans, and for other purposes.
H.R. 3036, a bill to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes.H.R. 3137, Freedom and Mobility in Consumer Banking Act, all provisions
H.R. 3310, Annuity Safety and Security under Reasonable Enforcement Act, all provisions
H.R. 3312, Homeowners Flood Insurance Relief Act, all provisions
H.R. 3317, Holding Individual Accountable and Deterring Money Laundering Act, all provisions
H.R. 3329, a bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, all provisions.
H.R. 3370, Homeowner Flood Insurance Affordability Act, all provisions
H.R. 3374, the American Savings Promotion Act, all provisions
H.R. 3468, the Credit Union Share Insurance Parity Act, all provisions
H.R. 3584, a bill to amend the Federal Home Loan Bank Act to authorize privately insured credit unions to become members of a Federal home loan bank, all provisions
H.R. 4042, Community Bank Mortgage Servicing Asset Capital Requirements Study Act, all provisions
H.R. 4226, Credit Union Residential Loan Parity Act, all provisions
H.R. 4466, the Financial Regulatory Clarity Act of 2014
H.R. 4521, the Community Institution Mortgage Relief Act, all provisions
H.R. 4626, the SAFE Act Confidentiality and Privilege Enhancement Act, all provisions
H.R. 4804, the Bureau Examination Fairness Act, all provisions
H.R. 4986, End Operation Choke Point Act, all provisions
H.R. 5148, Access to Affordable Mortgages Act, all provisions
H.R. 5403, Reforming CFPB Indirect Auto Financing Guidance Act, all provisions
H.R. 5461, a Bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, Title II and Title III.


Kildee Amendment to H.R. 1960, National Defense Authorization Act, related to disclosures required under the Military Lending Act

S. 113, Know Before You Owe Private Student Loan Act, all provisions
S. 114, Fairness for Struggling Student Act, all provisions
S. 172, Stopping Abuse and Fraud in Electronic (SAFE) Lending Act of 2013, all provisions
S. 187, Deceptive Loan Check Elimination Act, all provisions
S. 205, Responsible Consumer Financial Protection Regulations Act of 2013, all provisions
S. 249, Responsible Homeowner Refinancing Act of 2013, all provisions
S. 361, Prompt Notification of Short Sale Act of 2013, all provisions 
S. 450, Financial Regulatory Responsibility Act of 2013, all provisions
S. 451, a bill to make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions
S. 563, Jumpstart GSE Reform Act, all provisions
S. 635, Privacy Notice Modernization Act of 2013, all provisions
S. 673, Protecting Consumers from Unreasonable Credit Rates Act, all provisions
S. 676, Identity Theft and Tax Fraud Prevention Act of 2013, all provisions
S. 727, Financial Institutions Examination Fairness and Reform Act, all provisions
S. 731, Basel III CASE Act, all provisions
S. 733, Basel III Impact Study Act, all provisions
S. 798, Terminating Bailouts for Taxpayer Fairness Act, all provisions
S. 872, Holding Company Registration Threshold Equalization Act, all provisions
S. 947, SAFE Act Confidentiality and Privilege Enhancement Act, all provisions
S. 968, Small Business Lending Enhancement Act, all provisions
S. 985, a bill to repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called Glass-Steagall Act, all provisions
S. 996, a bill to improve the National Flood Insurance Program, all provisions
S. 1002, Home Building Lending Improvement Act, all provisions
S. 1048, the Mortgage Finance Act, all provisionsS. 1098, a bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership, all provisions
S. 1176, a bill to impose a fine with respect to international remittance transfers if the sender is unable to verify legal status in the United States, all provisions
S. 1217, Housing Finance Reform and Taxpayer Protection Act, all provisions
S. 1229, a bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, all provisions
S. 1282, 21st Century Glass-Steagall Act of 2013
S. 1349, a bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes.
S. 1511, the Mortgage Choice Act, all provisions
S. 1534, Freedom and Mobility in Consumer Banking Act, all provisions
S. 1538, FIX Credit Reporting Errors Act, all provisions
S. 1577, Mortgage Choice Act, all provisions
S. 1597, the American Savings Promotion Act, all provisions
S. 1610, Homeowner Flood Insurance Affordability Act, all provisions
S. 1806, a bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions, all provisions
S. 1867, Prepaid Card Consumer Protection Act of 2013, all provisions
S. 1916, the HELP Rural Communities Act, all provisions
S. 2641, the Portfolio Lending Enhancement Act, all provisions
S. 2698, the Regulatory Easement for Lending Institutions Act, Title II and Title III.
S. 2699, a Bill to require the National Credit Union Administration to provide pass-through share insurance for the deposits or shares of any interest on lawyers trust accounts, and for other purposes.


S. Res. 105, a resolution designating April 2013 as Financial Literacy Month

Johnson / Crapo amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Moran / Manchin amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Toomey / Coburn amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions","Agriculture, Dept of (USDA),Commodity Futures Trading Commission (CFTC),Executive Office of the President (EOP),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Federal Trade Commission (FTC),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Justice, Dept of (DOJ),Natl Credit Union Administration (NCUA),Office of Government Ethics (OGE),Securities & Exchange Commission (SEC),SENATE,Small Business Administration (SBA),Treasury, Dept of,White House Office",,1060000,0,0,2014-10-15T09:33:22.620000-04:00
1586338,ffaacaa8-6637-417b-b721-e038f09139eb,Q3,NATIONAL ASSOCIATION FOR COLLEGE ADMISSION COUNSELING,54916,NATIONAL ASSOCIATION FOR COLLEGE ADMISSION COUNSELING,2014,third_quarter,BAN,Student Loans,"Education, Dept of,HOUSE OF REPRESENTATIVES,SENATE",,20000,0,0,2014-10-15T10:07:08.757000-04:00
1586405,78fb8fcd-4b77-4cc1-be30-845aa70155ed,Q3,INTERNATIONAL BROTHERHOOD OF ELECTRICAL WORKERS,19822,INTERNATIONAL BROTHERHOOD OF ELECTRICAL WORKERS,2014,third_quarter,BAN,IBEW lobbied in favor of reauthorization of TRIA,"Energy, Dept of,Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,SENATE",,289878,0,0,2014-10-15T10:38:01.220000-04:00
1586454,0af45049-d0b5-4802-ad32-276538a17477,Q3,THE DUBERSTEIN GROUP INC.,12675,PROMONTORY INTERFINANCIAL NETWORK,2014,third_quarter,BAN,"Implementation of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act.",SENATE,100000,,0,0,2014-10-15T10:50:34.957000-04:00
1586465,cac58a92-86f9-4213-b08c-80545158399e,Q3,AZOA SERVICES CORP(ALLIANZ OF AMERICA) FORMERLY AZOA SERIVCES CORP/FIREMAN'S FUND(ALLIANZ OF AMERICA,14611,AZOA SERVICES CORP(ALLIANZ OF AMERICA) AND AFFILIATES,2014,third_quarter,BAN,"The Dodd-Frank Wall Street Reform and Consumer Protection Act: Follow implementation of this legislation which would create a new systemic-risk regulation for systemically-significant firms and a resolution mechanism for failing firms. This includes the designation of firms as ""systemically"" important financial institutions.

Follow meeting and proposed rules of the Financial Stability Oversight Council (FSOC) and the establishment of the Federal Insurance Office and Consumer Financial Protection Bureau. Closely follow the FSOC's proposed rule to implement SEC.113 of the Dodd-Frank Act, which would establish criteria for the designation of non-bank firms as ""systemically"" important financial institutions. (SIFI)

Mark to market accounting: follow SEC and FASB action regarding guidance and clarification of mark to market accounting.

Lobby in favor of legislation amending FSOC's SIFI designation process","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Risk Management Agency,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,590000,0,0,2014-10-15T10:53:40.927000-04:00
1586530,ec055878-dbd5-47d9-8c9c-7ba1d1962756,Q3,JACKSON NATIONAL LIFE INSURANCE COMPANY,20334,JACKSON NATIONAL LIFE INSURANCE COMPANY,2014,third_quarter,BAN,"Financial services regulatory legislation, implementation of HR 4173, Wall Street Reform and Consumer Protection Act of 2009, provisions dealing with the regulation of derivatives.","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,120000,0,0,2014-10-15T11:26:18.783000-04:00
1586634,03ca684f-5fd0-4a3c-93d0-acedfa38f229,Q3,PUBLIC CITIZEN,32362,PUBLIC CITIZEN,2014,third_quarter,BAN,"SEC rulemaking on politcal disclosure, Too big to Jail banks, Section 956 of Dodd-Frank, HR 5016-appropriations governing the SEC, HR 3711/S 1282-21st century Glass-Steagall Act of 2013, HR 4800-Approriations governing the CFTC, S 798-Terminating bailouts for taxpayer fairness act,  compensaton reform,","Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,White House Office",,50000,0,0,2014-10-15T12:15:38.073000-04:00
1586671,154e4fc3-8d19-4ad2-830b-14e88f70f9eb,Q3,NEW YORK BANKERS ASSOCIATION,29163,NEW YORK BANKERS ASSOCIATION,2014,third_quarter,BAN,"Federal Regulatory Activity
OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e)
  
Federal Legislative Activity
Cybersecurity legislation:  (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249);  Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846); TRIA (S.2244, H.R.4871)","Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Small Business Administration (SBA)",,30000,0,0,2014-10-15T12:44:39.067000-04:00
1587038,84061d93-560a-4821-9b79-4ce5fd853489,3T,"THE SMITH-FREE GROUP, LLC",35800,SIEMENS CORPORATION,2014,third_quarter,BAN,Policy discussions regarding reauthorization of the Export-Import Bank,SENATE,20000,,0,1,2014-10-15T14:49:01.440000-04:00
1587146,cd53575f-a7b9-4c11-8894-2ad03fce1ae8,Q3,"FARM CREDIT EAST, ACA (FORMERLY KNOWN AS FIRST PIONEER FARM CREDIT, ACA)",320997,FARM CREDIT EAST ACA (FORMERLY KNOWN AS FIRST PIONEER FARM CREDIT ACA),2014,third_quarter,BAN,Farm Credit System; Farm Service Agency Loan Guarantee,"Agriculture, Dept of (USDA),Environmental Protection Agency (EPA),Farm Credit Administration,Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),SENATE",,10000,0,0,2014-10-15T15:20:23.247000-04:00
1587334,b72c1fca-df22-453a-ac95-853463ebc27c,Q3,RICH FEUER ANDERSON,84775,BIPARTISAN POLICY CENTER ADVOCACY NETWORK,2014,third_quarter,BAN,"Implementation of the ""Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010,"" including S. 2270, the ""Insurance Capital Standards Clarification Act of 2014.""","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2014-10-15T15:59:17.620000-04:00
1587340,aa8bb2bf-c74a-432f-a91c-40412708b632,Q3,INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS,19753,INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS,2014,third_quarter,BAN,Municipal Bankruptcy,"Agriculture, Dept of (USDA),Commerce, Dept of (DOC),Federal Aviation Administration (FAA),Federal Communications Commission (FCC),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Labor, Dept of (DOL),SENATE,White House Office",,96000,0,0,2014-10-15T16:00:04.077000-04:00
1587513,5ec4fc6b-667a-466e-88d3-5ad524e0040d,Q3,MAYNARD NEXSEN PC,60116,REGIONS FINANCIAL CORPORATION,2014,third_quarter,BAN,H.R. 4060,"HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2014-10-15T16:47:51.420000-04:00
1587580,1d3eb26c-872b-4439-9c5c-74a61d67706e,Q3,SAGAT/BURTON LLP,400274269,1ST FINANCIAL BANK USA,2014,third_quarter,BAN,"Interchange Fees, Consumer Financial Protection Bureau, Credit Card Issues and Legislation, Truth and Lending Act, and Banking Re-regulation.",HOUSE OF REPRESENTATIVES,7000,,0,0,2014-10-15T16:58:37.440000-04:00
1587649,63bd1057-3c7a-4107-9d7e-fe9b67fa1c6a,Q3,RICH FEUER ANDERSON,84775,GENWORTH FINANCIAL INC,2014,third_quarter,BAN,"Implementation of the ""Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010,"" including the securitization risk retention provisions.  Housing finance reform, includnig S. 1217, the ""Housing Finance Reform and Taxpayer Protection Act of 2013,"" and H.R. 2767, the ""Protecting American Taxpayers and Homeowners Act of 2013.""","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-15T17:21:59.447000-04:00
1587985,424a4eab-76fb-4c2a-8219-254415b717e7,Q3,"LAWRENCE J. ROMANS & ASSOCIATES, LLC",61072,PRUDENTIAL FINANCIAL,2014,third_quarter,BAN,"Regulations on capital standards for nondepository institutions; HR 4510, Insurance Capital Standards Clarification Act of 2014; S. 2270 Insurance Capital Standards Clarification Act of 2014","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2014-10-16T08:45:49.900000-04:00
1588022,93af4b00-be79-41c9-9f18-6336a6ce1728,Q3,"LAWRENCE J. ROMANS & ASSOCIATES, LLC",61072,CHARLES SCHWAB & CO INC,2014,third_quarter,BAN,Regulations on Money Market Funds; Department of Labor regulations on Fiduciary Duty for retirement plans,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-16T09:06:53.003000-04:00
1588027,30f77c42-0353-4b8e-a75e-86db9584aad0,Q3,"LAWRENCE J. ROMANS & ASSOCIATES, LLC",61072,JPMORGAN CHASE & CO.,2014,third_quarter,BAN,"H.R. 677, the Inter-Affiliate Swap Clarification Act; H.R. 1256, the Swap Jurisdiction Certainty Act; H.R. 1341, Financial Competitive Act of 2013; H.R. 992, the Swaps Regulatory Improvement Act; HR 4164, Restoring Proven Financing for American Employers Act; HR 4413, Consumer Protection and End User Relief Act","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2014-10-16T09:09:53.767000-04:00
1588047,cd676595-c235-49ad-8a89-c5ee061de54e,Q3,CLEVELAND-CLIFFS INC.,9487,CLEVELAND-CLIFFS INC,2014,third_quarter,BAN,No specific legislation.  Advocated for reforms to the U.S. Export-Import Bank's Charter to improve the Bank's governance and strengthen Ex-Im's economic impact analysis process.,"HOUSE OF REPRESENTATIVES,SENATE",,80000,0,0,2014-10-16T09:18:56.117000-04:00
1588151,150aa39c-49a5-4c0c-b689-0cb38184fe15,Q3,"K&L GATES, LLP",32098,"AMERICAN SAVINGS BANK, F.S.B.",2014,third_quarter,BAN,"P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act:  issues relating to regulatory implementation.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2014-10-16T09:52:17.487000-04:00
1588223,c31f21a8-9f41-46c1-97fe-b0583058d006,Q3,EATON CORPORATION,302698,EATON CORPORATION,2014,third_quarter,BAN,HR 4768 Export Import Bank Extension,"Defense, Dept of (DOD),Energy, Dept of,Environmental Protection Agency (EPA),Federal Aviation Administration (FAA),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Interior, Dept of (DOI),Natl Highway Traffic Safety Administration (NHTSA),Securities & Exchange Commission (SEC),SENATE",,125000,0,0,2014-10-16T10:09:33.727000-04:00
1588274,1b5bc56c-8b5a-4ed3-ba57-459fe1bf1e25,Q3,"PACE, LLP",30495,NATIONAL ASSN OF CREDIT MANAGEMENT,2014,third_quarter,BAN,"Bankruptcy
Privacy Legislation
Data Security Legislation","HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),SENATE",20000,,0,0,2014-10-16T10:21:47.667000-04:00
1588356,c46b8eea-b0db-4055-86f6-720ed9ca573b,Q3,KEYCORP,400276327,KEYCORP,2014,third_quarter,BAN,"GSE Reform
Consumer Financial Protection Bureau
Volcker Rule
Too Big to FailRegional Bank Issues
Miscellaneous Other Banking Issues
SBA & Small Business Issues
Financial Literacy
Consumer Regulations","HOUSE OF REPRESENTATIVES,SENATE",,190000,0,0,2014-10-16T10:43:43.487000-04:00
1588507,5300e6a9-79ba-4aac-a71f-2e9cc1eb7c6d,Q3,CAPITOL LEGISLATIVE STRATEGIES LLC,400432093,JOHN T. O'ROURKE LAW OFFICES,2014,third_quarter,BAN,Proposed non-bank banking issues,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-16T11:25:17.800000-04:00
1588560,fc69e0ba-da04-420a-bf46-fbd29d77a8af,Q3,"SIVON NATTER & WECHSLER, P.C. (FKA BARNETT SIVON & NATTER, P.C.)",5448,COUNCIL OF FEDERAL HOME LOAN BANKS,2014,third_quarter,BAN,"Federal home loan banks
GSE reform","Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2014-10-16T11:37:02.350000-04:00
1588680,59699c48-4a57-4944-9877-25e23bbde847,Q3,"THE SMITH-FREE GROUP, LLC",35800,NETWORK FOR INVESTOR ACTION AND PROTECTION,2014,third_quarter,BAN,"H.R.3482, Restoring Main Street Investor Protection and Confidence Act (All sections of full text) - Efforts in support of bill
S.1725, Restoring Main Street Investor Protection and Confidence Act (All sections of full text) - Efforts in support of bill","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2014-10-16T12:08:01.267000-04:00
1588745,6bfc889d-ae90-45d5-9a43-619a56a1e3ba,Q3,AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS,2640,AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS,2014,third_quarter,BAN,"Common Sense Economic Recovery Act, H.R. 927; Holding Individuals Accountable and Deterring Money Laundering Act, H.R. 3317; Issues related to implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub. L. 111-203)","Agriculture, Dept of (USDA),Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Treasury, Dept of",1130000,,0,0,2014-10-16T12:17:50.053000-04:00
1589098,27f3cf18-3960-473c-9b58-f65d3195d0b3,Q3,"MISSY EDWARDS STRATEGIES, LLC",400547641,REAL ESTATE ROUNDTABLE,2014,third_quarter,BAN,"GSE reform housing bills; Covered bond market
Dodd/Frank - Wall Street Reform and Consumer Protection Act
FASB Issues
S. 1217, Housing Finance Reform and Taxpayer Protection Act
S. 2244, the Terrorism Risk Insurance Program Reauthorization of 2014
H.R. 4871 the TRIA Reform Act of 2014","HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2014-10-16T13:39:17.850000-04:00
1589276,8a89ab32-7f95-409e-8d68-6f45f56f8263,Q3,FIFTH THIRD BANCORP,283914,FIFTH THIRD BANCORP,2014,third_quarter,BAN,"HR 4060, Systemic Risk Designation Improvement Act of 2014 (all provisions).
HR 3770, CFPB-IG Act of 2013 (all provisions). 
HR 634, the Business Mitigation and Price Stabilization Act (all provisions).HR 3211, the Mortgage Choice Act (all provisions).
HR 4167, Restoring Proven Financing for American Employers Act (all provisions).
HR 4719, America Gives More Act (all provisions).  
HR 992, Swaps Regulatory Improvement Act (all provisions).
HR 5403, Reforming CFPB Indirect Auto Financing Guidance Act (all provisions).
HR 4788, Relief for America's Main Street Lenders Act (all provisions).
HR 5405, Promoting Job Creation and Reducing Small Business Burdens Act (all provisions).
HR 4986, End Operation Choke Point Act of 2014 (provisions related to banking).
HR 4532, to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision (all provisions).
HR 5018, Federal Reserve Accountability and Transparency Act of 2014 (all provisions). 
S. 2732, Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2014 (all provisions). 
Issues related to Export Import Bank reauthorization (H.J.Res., Continuing Appropriations Resolution, 2015). 
HR 2767, Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act) (all provisions).
HR 5055, Partnership to Strengthen Homeownership Act of 2014 (all provisions).
S. 1217, Housing Finance Reform and Taxpayer Protection Act (all provisions) and revised Senate GSE/housing finance reform legislation.
Issues related to government sponsored enterprise (GSE) and housing reforms initiatives (no specific bill).
Issues related lending, mortgage lending, qualified mortgages, qualified residential mortgages, small business lending, online lending, energy lending programs, student loans, and auto lending (no specific bill).
Issues related to bank fees, card fees and rate caps, and credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill).
Issues related to regulatory implementation, process, systems and structures, general discussions and issues related to product new development, Volcker rule, CCAR, stress test, living wills, liquidity coverage ratio (LCR), CLO, end user margins, point/fees and Basel (no specific bill).
H.R. 4173 (111th Congress, P.L. 111-203):  Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling.  General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker rule, Financial Stability Oversight Council, Office of Financial Research, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, remittance, 716, push-out, Title VII (swaps/derivatives), Title II, section 1071, overdraft, pre-paid cards, examinations and other banking and financial services related provisions.
Issues related to cyber-security, data breach and privacy, protecting consumer information, general discussions, as related to banking and financial services (no specific bill).
Issues related to the CFPB narrative database program (no specific bill).","Energy, Dept of,Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of",,290000,0,0,2014-10-16T14:01:46.497000-04:00
1589338,2babdefb-f99d-4537-87a6-568f223d9654,Q3,INTERNATIONAL COUNCIL OF SHOPPING CENTERS,19935,INTERNATIONAL COUNCIL OF SHOPPING CENTERS,2014,third_quarter,BAN,"H.R.508, ""Terrorism Risk Insurance Act of 2002,"" ""Reauthorization Act of 2013."" 
H.R.2146, ""Terrorism Risk Insurance Program Reauthorization Act of 2013.""
H.R.4871, ""TRIA Reform Act of 2014.""
S.2244, ""Terrorism Risk Insurance Program Reauthorization Act of 2014.""","Commerce, Dept of (DOC),Environmental Protection Agency (EPA),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE",,874917,0,0,2014-10-16T14:21:02.037000-04:00
1589379,b1f02913-feff-40d0-9613-01805b91dccd,Q3,"CROSSROADS STRATEGIES, LLC",400531586,AICPA ASSOCIATION OF INTERNATIONAL CERTIFIED PROFESSIONAL ACCOUNTANTS,2014,third_quarter,BAN,"Banking issues related to H.R.927, Common Sense Economic Recovery Act of 2013 and H.R.3317, Holding Individuals Accountable and Deterring Money Laundering Act. Issues related to implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L.111-203).","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2014-10-16T14:25:08.987000-04:00
1589453,26d96b93-3397-4698-9e05-a83dd9d5b182,Q3,"CROSSROADS STRATEGIES, LLC",400531586,"CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS",2014,third_quarter,BAN,"H.R.719, Capital Access for Small Businesses and Jobs Act; H.R.688, Credit Union Small Business Jobs Creation Act; H.R.3584, the Capital Access for Small Community Financial Institutions Act; H.R.2672, CFPB Rural Designation Petition and Correction Act; H.R.3468, the Credit Union Share Fund Insurance Parity Act; issues related to commercial member lending; issues related to Risk-Based Capital (RBC).","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-16T14:33:20.743000-04:00
1589739,990e7c00-b188-4346-b347-5561f4ce1f26,Q3,"THE NICKLES GROUP, LLC",293335,"MERCHANTS PAYMENTS COALITION, INC.",2014,third_quarter,BAN,"Oppose legislative efforts to repeal authority granted to the Federal Reserve to prescribe regulations relating to swipe fees, including H.R. 3156, the Consumer Debit Card Protection Act. Issues related to mobile payments.","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2014-10-16T15:17:13.023000-04:00
1589754,99aa7cfd-0408-43a1-a3b6-db472ad53587,Q3,INDEPENDENT COMMUNITY BANKERS OF AMERICA,19194,INDEPENDENT COMMUNITY BANKERS OF AMERICA,2014,third_quarter,BAN,"HR 688  Credit Union Small Business Job Creation Act of 2013
HR 719  Capital Access for Small Businesses and Jobs Act
HR 749  Eliminate Privacy Notice Confusion Act
HR 797  Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act
HR 892 The S Corporation Modernization Act
HR 1062 SEC Regulatory Accountability Act
HR 1603 The Mutual Community Bank Competitive Equality Act
HR 1750 The Community Lending Enhancement and Regulatory Relief Act
HR 2199 Flood Insurance
HR 2266 The Subsidy Reserve Act (All provisions)
HR 2402 The Consumer Financial Protection Commission Act
HR 2446 The Responsible Consumer Financial Protection Regulations Act
HR 2542 The Regulatory Flexibility Improvements Act of 2013
HR 2672 The CFPB Rural Designation Petition and Correction Act
HR 2673 The Portfolio Lending and Mortgage Access Act of 2013
HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act
HR 3329 To Enhance the Ability of Community Financial Institutions to Foster Economic Growth
HR 3389 CFPB Slush Fund Elimination Act of 2013
HR 3474 Expiring Provisions Improvement Act
HR 4042 Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014
HR 4167 Restoring Proven Financing for American Employers Act
HR 4252 Mutual Bank Choice and Continuity Act of 2014
HR 4383 Bureau of Consumer Financial Protection Small Business Advisory Board Act (All provisions)
HR 4466 Financial Regulatory Clarity Act
HR 4521 Community Institution Mortgage Relief Act
HR4662 The Bureau Advisory Opinion Act
HR 4986 End Operation Choke Point Act of 2014
HR 5148 Access to Affordable Mortgages Act of 2014
HR 5405 Promoting Job Creation and Reducing Small Business Burdens Act of 2014
HR 5461 Dodd Frank Reforms
S 635 Privacy Notice Modernization Act
S 727 The Financial Institutions Examination Fairness and Reform Act
S 1217 Housing Finance Reform and Taxpayer Protection Act
S 1349 The Community Lending Enhancement and Regulatory Relief Act
S 1916 HELP Rural Communities Act of 2014
S 1927 Data Secuity Act of 2014
S 2244 Amendment 3550 to the Terrorism Risk Insurance Program Reauthoriation Act of 2014
S 2252 Community Bank Preservation Act
S 2588 Cybersecurity Information Sharing Act of 2014
S 2732 The CFPB Examination and Reporting Threshhold Act of 2014 
Access to Capital for Community Banks
Call Report Changes
Capital Requirements/Regulations/Basel III Rules
CFPB eRegulations Tool
CFPB Reforms
Credit Union Business Lending Powers
Credit Union Tax Exemption
Cybersecurity
Data Security and Breaches
DeNovo Bank Applications
Department of Justice Operation Chokepoint
Federal Reserve Vacancy
Flood Insurance Reform Implementation of Bigger-Waters Act
Home Mortgage Disclosure Act (HMDA) Regulations
Housing Finance Reform
Housing Government Sponsored EnterprisesMortgage Escrow Requirements
Mortgage Lending Reform
Mortgage Loan Origination Standards
Mortgage Servicing Standards
National Flood Insurance Program
Patent Litigation Reform
Patent Trolling/Demand Letters
Qualified Mortgages, Ability to Repay Rules
Qualified Residential Mortgages/Risk Retention
Regulation Z Establishment of Escrow - Higher Priced Loans
Regulatory and Tax Relief for Community Banks
TILA/RESPA Final Rule Implementation
Virtual Currency - CFPB","Federal Deposit Insurance Corporation (FDIC),Federal Housing Finance Agency (FHFA),Federal Reserve System,HOUSE OF REPRESENTATIVES,Justice, Dept of (DOJ),Office of the Comptroller of the Currency (OCC),SENATE,Small Business Administration (SBA)",,880000,0,0,2014-10-16T15:22:16.977000-04:00
1589898,afd0ca31-378b-4a04-8e97-2ae16c5690f7,Q3,INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA,19228,INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA,2014,third_quarter,BAN,"P.L. 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act (Implementation of insurance provision)
HUD Disparate Impact Regulation (Insurance Provision)
Fannie Mae Force Placed Insurance Regulation (All provisions)","Agriculture, Dept of (USDA),Federal Emergency Management Agency (FEMA),Government Accountability Office (GAO),Health & Human Services, Dept of (HHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE,Treasury, Dept of",,270000,0,0,2014-10-16T15:46:46.687000-04:00
1589936,6f13c9fa-335c-4c48-a0e0-f13b8283424e,Q3,CAPITOL COUNSEL LLC,313715,RENT A CENTER,2014,third_quarter,BAN,Legislative efforts relating to HR 1551 and S. 1208; and ongoing monitoring of Congressional financial reform efforts and possible impact on the Consumer Leasing Act of 1976.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2014-10-16T15:53:59.517000-04:00
1590033,1604fb66-2b66-43e2-b1c4-4d20984d26a2,Q3,CAPITOL COUNSEL LLC,313715,"ENTERPRISE COMMUNITY PARTNERS, INC.",2014,third_quarter,BAN,Monitoring and advocacy on housing finance reform and multi-family housing.,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2014-10-16T16:12:29.633000-04:00
1590095,4bc96409-e0de-49c3-abe0-1afea53e07e9,Q3,NOSSAMAN LLP,29846,CREDIT UNION NATIONAL ASSOCIATION,2014,third_quarter,BAN,"S.635, Privacy Notice Modernization Act of 2013, all provisions; S.1806, Capital Access for Small Community Financial Institutions Act, all provisions; S.2699 Credit Union Share Insurance Fund Parity Act, all provisions; S.968/H.R.688, related to credit union small business lending, all provisions.",SENATE,30000,,0,0,2014-10-16T16:21:44.997000-04:00
1590098,675effb4-0621-4a7e-8c7d-8d016f3ae234,Q3,"CROSSROADS STRATEGIES, LLC",400531586,ELEVATE,2014,third_quarter,BAN,"H.R.1566, Consumer Credit Access, Innovation, and Modernization Act, issues related to online installment lending.","HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2014-10-16T16:22:07.903000-04:00
1590110,d694da60-57ea-4d9b-8392-87e98b2a4196,Q3,"CROSSROADS STRATEGIES, LLC",400531586,FITCH RATINGS,2014,third_quarter,BAN,Implementation issues related to the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); regulation reform of ratings agencies; issues related to sovereign debt ratings.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2014-10-16T16:24:09.793000-04:00
1590175,a4e99a25-66a6-452a-b9af-3ec825aba113,Q3,"NATSO, INC.",28812,NATSO INC,2014,third_quarter,BAN,"interchange fees, card security issues","Commerce, Dept of (DOC),Environmental Protection Agency (EPA),Federal Highway Administration (FHA),Federal Reserve System,HOUSE OF REPRESENTATIVES,Natl Institute of Standards & Technology (NIST),Natl Labor Relations Board (NLRB),SENATE,Transportation, Dept of (DOT)",,28719,0,0,2014-10-16T16:36:06.187000-04:00
1590188,7d92f1f8-9d70-47ce-a5cf-a982ecc48132,Q3,CAPITOL HILL CONSULTING GROUP,72053,JAMES R. WOODHILL,2014,third_quarter,BAN,On-line Banking Issues,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2014-10-16T16:37:23.470000-04:00
1590261,6fc239a9-506b-4c8a-ab27-5e1af655b7e4,Q3,NATIONAL RESTAURANT ASSOCIATION,28457,NATIONAL RESTAURANT ASSOCIATION,2014,third_quarter,BAN,"Monitor Data Security & Cyber Security Legislation and working drafts.
Monitor and discuss emerging mobile payments marketplace.
H.R. 1468 SECURE IT.
S. 1193 Data Security and Breach Notification Act of 2013.Monitor the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203) and Sec. 920 related to debit card fee reforms.
Monitor legislation and federal activity related to credit card swipe fees and changes to card network surcharging rules.
Monitor issues related to payroll cards.
S.1927 Data Security Act of 2014.
S.1976 Data Security and Breach Notification Act of 2014.
S.1897 Personal Data Privacy and Security Act of 2014.","Administration on Aging,Agriculture, Dept of (USDA),Centers For Medicare and Medicaid Services (CMS),Education, Dept of,Energy, Dept of,Environmental Protection Agency (EPA),Federal Trade Commission (FTC),Food & Drug Administration (FDA),Health & Human Services, Dept of (HHS),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Labor, Dept of (DOL),Natl Labor Relations Board (NLRB),Occupational Safety & Health Administration (OSHA),Office of Management & Budget (OMB),Office of Personnel Management (OPM),SENATE,Treasury, Dept of,White House Office",,578587,0,0,2014-10-16T16:51:46.880000-04:00
1590418,b3984cdf-3506-4ef3-a222-06d17b090bb6,Q3,SQUIRE PATTON BOGGS,30906,AIRBUS AMERICAS (FORMERLY AIRBUS GROUP),2014,third_quarter,BAN,Issues related to the reauthorization of Export-Import Bank of the United States.,"Export-Import Bank of the United States (EXIM Bank),HOUSE OF REPRESENTATIVES,SENATE,U.S. Coast Guard (USCG)",80000,,0,0,2014-10-16T17:14:12.893000-04:00
1590447,75334d53-0c2b-471a-aced-af6d70d0a61b,Q3,NOSSAMAN LLP,29846,LIONEL SAWYER & COLLINS(ON BEHALF OF CALIFORNIA AND NEVADA CREDIT UNION LEAGUES),2014,third_quarter,BAN,"S.635, Privacy Notice Modernization Act of 2013, all provisions; S.1806, Capital Access for Small Community Financial Institutions Act, all provisions; S.2699 Credit Union Share Insurance Fund Parity Act, all provisions; S.968/H.R.688, related to credit union small business lending, all provisions.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2014-10-16T17:20:05.430000-04:00
1590455,e9650aaa-8dff-46db-b2ae-a4ac37697d9c,Q3,THE DUBERSTEIN GROUP INC.,12675,THE BANK OF NEW YORK MELLON,2014,third_quarter,BAN,"Implementation of Dodd-Frank, PL 111-203.",,100000,,0,0,2014-10-16T17:21:07.070000-04:00
1590479,3c71ff82-dfa2-451c-9323-8c0405de4ec2,Q3,FLORIDA BANKERS ASSOCIATION,305511,FLORIDA BANKERS ASSOCIATION,2014,third_quarter,BAN,Banking Issues,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2014-10-16T17:28:28.487000-04:00