id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date 3476717,33e6adb6-b661-4248-a5a7-5977d5825dd5,Q4,NATIONAL CANNABIS INDUSTRY ASSOCIATION,400750245,NATIONAL CANNABIS INDUSTRY ASSOCIATION,2025,fourth_quarter,BAN,Discussed the 118th Congress' SAFE and SAFER Banking Acts and bill reintroduction with House and Senate offices.,"HOUSE OF REPRESENTATIVES,SENATE",,25000,0,0,2025-12-16T09:05:58-05:00 3477338,0b5c9fa4-4fca-416e-bdf3-2d30e693a290,Q4,"CLEANSPARK, INC",401108875,"CLEANSPARK, INC",2025,fourth_quarter,BAN,Banking reform as it relates to digital assets,"HOUSE OF REPRESENTATIVES,SENATE",,80000,0,0,2025-12-24T10:52:48-05:00 3477346,20ab8c91-5b01-4d34-b595-d5bb8bb85b34,Q4,MX TECHNOLOGIES,401110031,MX TECHNOLOGIES,2025,fourth_quarter,BAN,Open Banking Financial Data Privacy,"Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,15000,0,0,2025-12-24T17:00:32-05:00 3477360,a3703525-0610-4ff9-abd3-5108d61511df,Q4,UNISWAP LABS,401109428,UNISWAP LABS,2025,fourth_quarter,BAN,Discussion draft of the Responsible Financial Innovation Act of 2025,SENATE,,80000,0,0,2025-12-26T15:07:17-05:00 3477539,20bd3ba5-7ebb-4aa5-b1f1-bbc1256e225f,Q4,CSA STRATEGY GROUP LLC (FORMERLY CSA STRATEGIES LLC),400428072,"GIANT EAGLE, INC.",2025,fourth_quarter,BAN,Issue related to interchange fees,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-01-01T10:54:20-05:00 3477691,eabeb8a2-623e-4454-98f5-a61c114ca779,Q4,MARSHALL BRACHMAN,6848,LOCKHEED MARTIN AERONAUTIC SECTOR,2025,fourth_quarter,BAN,support defense financing provisions,"HOUSE OF REPRESENTATIVES,SENATE",31804,,0,0,2026-01-02T11:48:17-05:00 3477694,62ee893d-6e1b-4b98-a568-af025aa8ce72,Q4,MARSHALL BRACHMAN,6848,ZIONS BANCORP,2025,fourth_quarter,BAN,support Congressional efforts to require large credit unions to become taxable support legislation to require credit unions to be transparent monitor legislation regarding ESG oppose the use of the USPS for banking work to mitigate proposed SEC rule on ESG monitor assessment date for FDIC insurance recapitalization monitor for legislation regarding long term debt regulations,"HOUSE OF REPRESENTATIVES,SENATE",52500,,0,0,2026-01-02T11:51:57-05:00 3477911,752acae0-0397-46f8-8b99-087c8407a663,Q4,"MONUMENT STRATEGIES, LLC",305635,"THE NATIONAL ATM COUNCIL, INC.",2025,fourth_quarter,BAN,payment choice act safe access to cash act bank account closures China tariffs,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2026-01-04T11:58:55-05:00 3477914,0078bed9-2b02-424a-b7e6-2b964be1d079,Q4,"MONUMENT STRATEGIES, LLC",305635,CONSUMER CHOICE IN PAYMENT COALITION,2025,fourth_quarter,BAN,payment choice act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-04T11:59:30-05:00 3477945,32d057ed-3eeb-45ff-8168-795c29f94fd4,Q4,THE FRIEDLANDER GROUP,400535604,THE FRIEDLANDER GROUP,2025,fourth_quarter,BAN,Award Roddie Edmonds w a Congressional Gold Medal Resolution 250th anniversary of Moroccan recognition of the United States H.Res.251 - Recognizing the longstanding friendship between the Kingdom of Morocco and the United States of America.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-04T20:33:57-05:00 3477948,3727079a-484f-4e02-8212-fd667a81aa62,Q4,THE FRIEDLANDER GROUP,400535604,PROJECT LEGACY,2025,fourth_quarter,BAN,Award Roddie Edmonds w a Congressional Gold Medal H.Res.251 - Recognizing the longstanding friendship between the Kingdom of Morocco and the United States of America.,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-04T20:36:42-05:00 3477966,24414567-774d-4ef4-b890-239be2b44c90,Q4,RULON & WHITE GOVERNANCE STRATEGIES,400712134,GIFDA,2025,fourth_quarter,BAN,"White House _Presidential Scheduling Oval Office Acquisition Purchase of U.S Steel (Shah Mathias) 14 billion Dollars Global Infrastructure Finance Development Authority. Meeting with Secretary Howard Lutnick Sam Adolphsen - Adviser to the President CUSIP movement to U.S Treasury Senate Banking Committee removal from Cusip Global Services / FACSET delaying 40 Billion Dollar Alabama Basin Project to hiring 500,000 people including 29 states being held up by CUSIP GLOBAL SERVICES for political reasons. Comptroller of the Currency -CUSIP White House Council of Economic Advisors P.Y Comptroller of the Currency","HOUSE OF REPRESENTATIVES,President of the U.S.,SENATE,White House Office",28000,,0,0,2026-01-05T00:50:56-05:00 3478088,a3ab386e-2138-47f8-b917-bbe7bec07960,Q4,"THE PETRIZZO GROUP, INC.",305932,"BLACKROCK FUND SERVICES GROUP, LLC",2025,fourth_quarter,BAN,Issues related to financial services policy.,"HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2026-01-05T11:48:03-05:00 3478229,d993384b-3ced-4385-a258-498af2940cfa,Q4,"OSCAR POLICY GROUP, LLC",401106013,AMERICAN COUNCIL OF INDEPENDENT LABORATORIES,2025,fourth_quarter,BAN,The Safer Banking Act,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-01-05T13:57:18-05:00 3478518,f156a6af-12a6-4bba-a2b3-b924e59fb2b5,Q4,COMMERCE BANK,400728185,COMMERCE BANK,2025,fourth_quarter,BAN,The Credit Card Competition Act FDIC Insurance reform,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-06T10:31:15-05:00 3478815,0e6d1e8c-2c27-4740-96d6-50092f3e73e6,Q4,"DININO ASSOCIATES, LLC",400568701,"CORNERSTONE GOVERNMENT AFFAIRS OBO CIRCLE INTERNET FINANCIAL, INC.",2025,fourth_quarter,BAN,Issues related to stablecoin legislation; S.2281 The Responsible Financial Innovation Act.,SENATE,,,0,0,2026-01-06T15:33:25-05:00 3478832,46882d7e-f7af-4561-92ca-4310e57d41f4,Q4,"SMALL BUSINESS MAJORITY FOUNDATION, INC.",400450148,"SMALL BUSINESS MAJORITY FOUNDATION, INC.",2025,fourth_quarter,BAN,Transparency in lending for small business loan products (Small Business Financing Disclosure Act H.R.4192/S.2021 (118th Congress); Financial disclosure issues (H.R.976 - 1071 Repeal to Protect Small Business Lending Act; Sec. 1071 of the Dodd Frank Act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-06T15:52:20-05:00 3478900,592693e9-8fdd-4609-9a08-f9f53a943552,Q4,KASASA,400991824,KASASA,2025,fourth_quarter,BAN,Banking,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,,0,0,2026-01-06T17:24:28-05:00 3478933,47eaff40-3370-47d8-ada9-9908011f4013,4T,LAVENDER CONSULTANTS,401104727,ONLINE LENDERS ALLIANCE,2025,fourth_quarter,BAN,CFPB Small Dollar Lending Rule Fintech Charter True Lender Legislation Valid When Made Legislation Dodd-Frank Section 1071 Dodd-Frank Section 1033 Depository Institutions Deregulation and Monetary Control Act of 1980,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,1,2026-01-06T19:37:11-05:00 3478934,0ce6e954-1c81-45cb-9921-6f7ff8426256,4T,LAVENDER CONSULTANTS,401104727,"ENOVA INTERNATIONAL, INC",2025,fourth_quarter,BAN,Dodd-Frank Section 1071 Dodd-Frank Section 1031 CFPB Small Dollar Lending Rule Fintech Charter Valid When Made Legislation True Lender Legislation Truth In Lending Act for Small Business Lending Depository Institutions Deregulation and Monetary Control Act of 1980,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,1,2026-01-06T19:39:12-05:00 3479209,a4aa4a9e-eaae-4085-a34f-719d3c1983b9,Q4,RICH FEUER ANDERSON,84775,WISE US INC.,2025,fourth_quarter,BAN,Issues regarding international payments.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2026-01-07T13:42:59-05:00 3479248,d7d69ebd-ebac-42f0-ab5a-24b545737d6b,Q4,MORTGAGE GUARANTY INSURANCE CORPORATION,401103768,MORTGAGE GUARANTY INSURANCE CORPORATION,2025,fourth_quarter,BAN,Federal Home Loan Banks rules and regulations,"HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2026-01-07T15:14:04-05:00 3479347,e3de72a4-c03c-4f1e-851b-ae631772f2cc,Q4,PERSPECTIVE STRATEGIES,401106802,OFFCHAIN LABS INC,2025,fourth_quarter,BAN,Decentralized Finance,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,White House Office",90000,,0,0,2026-01-07T17:42:50-05:00 3479406,8155e4a3-3703-40ea-894e-eee9371507f2,Q4,CAPSTONE NATIONAL PARTNERS,8214,CUNA MUTUAL GROUP,2025,fourth_quarter,BAN,credit unions,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-08T09:27:06-05:00 3479475,e9551ec7-25b9-498b-8f1c-f9d71365b5f3,Q4,"ALLON ADVOCACY, LLC",401104657,YODLEE INC.,2025,fourth_quarter,BAN,Financial data aggregation; Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Prudential regulatory third-party vendor risk management.,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",60000,,0,0,2026-01-08T11:11:43-05:00 3479481,bf44ead3-04c1-4cf1-bf72-f22dfd0f0271,Q4,"ALLON ADVOCACY, LLC",401104657,ACHIEVE,2025,fourth_quarter,BAN,Issues related to consumer unsecured debt relief.,"Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-01-08T11:16:50-05:00 3479489,c84ff336-dd08-4474-b854-b6e4e043aac8,Q4,"ALLON ADVOCACY, LLC",401104657,"FINANCIAL DATA AND TECHNOLOGY ASSOCIATION, FORMERLY FIN'L DATA & TECH'Y ASS'N NA",2025,fourth_quarter,BAN,"Application of existing regulatory structure, including Regulation E and Regulation Z, on consumer-permissioned aggregation; bank third-party vendor risk management; Issues related to Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203).","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),Office of the Comptroller of the Currency (OCC),SENATE",70000,,0,0,2026-01-08T11:22:12-05:00 3479509,b82cd881-36a3-4d9b-a68a-a2d60cc1542f,Q4,"ALLON ADVOCACY, LLC",401104657,ASSOCIATION FOR CONSUMER DEBT RELIEF (FORMERLY AMERICAN ASS'N FOR DEBT RELIEF),2025,fourth_quarter,BAN,Issues related to consumer unsecured debt settlement.,"Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",70000,,0,0,2026-01-08T11:33:21-05:00 3479527,7e3cbefb-6d3a-4548-a5aa-abb8a7d4012c,Q4,"ALLON ADVOCACY, LLC",401104657,METHOD FINANCIAL,2025,fourth_quarter,BAN,"Issues related to consumer-permissioned data access, implementation of Section 1033 of the Dodd-Frank Act, and bank-fintech arrangements.","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2026-01-08T11:39:53-05:00 3479532,ae5584bd-d42a-4241-b534-3057b582fb4b,Q4,"ALLON ADVOCACY, LLC",401104657,"TRUSTLY, INC.",2025,fourth_quarter,BAN,"Issues related to implementation of Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, issues related to bank-fintech arrangements, payment modernization, online banking, and consumer-permissioned data access.","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Financial Crimes Enforcement Network (FinCEN),HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",60000,,0,0,2026-01-08T11:42:55-05:00 3479550,58e087e6-94f2-4fbb-953b-d6632cfbcf53,Q4,"ALLON ADVOCACY, LLC",401104657,"FINANCIAL DATA AND TECHNOLOGY ASSOCIATION, FORMERLY FIN'L DATA & TECH'Y ASS'N NA",2025,fourth_quarter,BAN,"Application of existing regulatory structure, including Regulation E and Regulation Z, on consumer-permissioned aggregation; bank third-party vendor risk management; Issues related to Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203).","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),Office of the Comptroller of the Currency (OCC),SENATE",70000,,0,0,2026-01-08T11:53:01-05:00 3479558,9e9b862f-caec-4441-b380-7cb74656f823,Q4,VENABLE LLP,39941,REGIONS FINANCIAL CORPORATION,2025,fourth_quarter,BAN,"Issues and legislation related to banking reform legislation, chartering and payment systems, London Interbank Offered Rate (LIBOR), and climate-risk policies; Monitoring Reconciliation and Infrastructure legislation","HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2026-01-08T12:04:35-05:00 3479670,a90dc95d-e2fb-480a-a8bb-0b90881baf28,Q4,I STREET ADVOCATES,51753,PAYPAL,2025,fourth_quarter,BAN,financial technology policy; small business and consumer protection issues,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-01-08T13:30:46-05:00 3479701,2ab33066-ded9-489a-8982-c93b39939c8b,Q4,VENABLE LLP,39941,FIFTH THIRD BANCORP,2025,fourth_quarter,BAN,General banking issues and prudential banking regulation,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2026-01-08T13:56:50-05:00 3479702,e4fa214d-8aff-4c8f-a751-a216773eb1ef,Q4,ZERO ONE STRATEGIES,401108857,BLOCK INC.,2025,fourth_quarter,BAN,"Issues related to artificial intelligence and digital assets, including bitcoin.","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2026-01-08T13:56:58-05:00 3479716,a7ed0323-b068-4bb7-8399-fb2d58b1d05b,Q4,ZERO ONE STRATEGIES,401108857,BLOCKCHAIN ASSOCIATION,2025,fourth_quarter,BAN,Issues related to digital assets policy.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-01-08T14:00:31-05:00 3479750,a8dd1eea-a745-42ae-9ae7-bb6de6b7d586,Q4,VIRFIN SOLUTIONS LLC,401110180,MONEY METALS DEPOSITORY LLC/MONEY METALS EXCHANGE LLC,2025,fourth_quarter,BAN,Issues related to commodity trading and taxation.,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",10000,,0,0,2026-01-08T14:12:42-05:00 3479783,b0e5bff3-3009-4160-981a-d9d2b5743933,Q4,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,"MAYER BROWN LLP OBO CIRCLE INTERNET FINANCIAL, INC.",2025,fourth_quarter,BAN,"Issues related to stablecoin legislation (S. 919, the GENIUS Act and HR 2392, the STABLE Act of 2025) and crypto market structure reform legislation.",SENATE,80000,,0,0,2026-01-08T15:04:45-05:00 3479786,bb5a818d-9d12-4920-9f63-d5503c97a1f2,Q4,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,NATIONAL HOCKEY LEAGUE,2025,fourth_quarter,BAN,"Issues related to the Miracle On Ice Congressional Gold Medal (S. 94, HR 452).","HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-01-08T15:06:15-05:00 3479787,174f6272-b2f7-4514-bcb6-36c1635013be,Q4,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,"STRIPE, INC.",2025,fourth_quarter,BAN,"Issues related to payment regulation and federal payments charter; stablecoin legislation (S. 919, the GENIUS Act) and (HR 2392, the STABLE Act); Issues related to crypto market structure reform and Dodd-Frank Section 1033 reform regarding protection of consumer financial data.",HOUSE OF REPRESENTATIVES,60000,,0,0,2026-01-08T15:07:27-05:00 3479851,54249504-da5b-4ca5-a89b-5c1fd35611a9,Q4,"JGB & ASSOCIATES, LLC",401017872,"CORNERSTONE GOVERNMENT AFFAIRS OBO CIRCLE INTERNET FINANCIAL, INC.",2025,fourth_quarter,BAN,"Issues related to stablecoin legislation (S. 919, the GENIUS Act and HR 2392, the STABLE Act of 2025) and crypto market structure reform legislation.",SENATE,,,0,0,2026-01-08T15:49:28-05:00 3479862,561f4f02-ea5b-4824-8624-8be591bea9b8,Q4,"JGB & ASSOCIATES, LLC",401017872,CORNERSTONE GOVERNMENT AFFAIRS OBO NATIONAL HOCKEY LEAGUE,2025,fourth_quarter,BAN,"Issues related to the Miracle On Ice Congressional Gold Medal (S. 94, HR 452).","HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-08T15:52:05-05:00 3479863,145a4034-5dc1-4c63-8c6b-b4e327e8f48e,Q4,"JGB & ASSOCIATES, LLC",401017872,"CORNERSTONE GOVERNMENT AFFAIRS OBO STRIPE, INC.",2025,fourth_quarter,BAN,"Issues related to payment regulation and federal payments charter; stablecoin legislation (S. 919, the GENIUS Act) and (HR 2392, the STABLE Act); Issues related to crypto market structure reform and Dodd-Frank Section 1033 reform regarding protection of consumer financial data.",SENATE,,,0,0,2026-01-08T15:52:54-05:00 3479891,3a04d26b-f2df-4e4c-b408-7879e63fdc7f,Q4,BEN BARNES GROUP LP,5415,"JETRAN, LLC",2025,fourth_quarter,BAN,Merchant Bank Act of 1956,"HOUSE OF REPRESENTATIVES,SENATE",37500,,0,0,2026-01-08T16:23:54-05:00 3480030,dafacd1c-b647-45c0-b01a-c11f530556f4,Q4,"NATIONAL ASSOCIATION OF CONSUMER ADVOCATES, INC.",400375724,"NATIONAL ASSOCIATION OF CONSUMER ADVOCATES, INC.",2025,fourth_quarter,BAN,"predatory lending, regulatory reform, predispute binding arbitration, preemption, usury & overdraft fees, taxes, judiciary","Consumer Financial Protection Bureau (CFPB),Education, Dept of,Federal Communications Commission (FCC),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE,Treasury, Dept of",,,0,0,2026-01-09T08:57:43-05:00 3480096,dab50a8c-95ea-408f-8897-b1227c442f43,Q4,TRULIEVE CANNABIS CORP.,401106042,TRULIEVE CANNABIS CORP.,2025,fourth_quarter,BAN,"Cannabis and cannabis related legislation, including SAFER Banking Act.","Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE",,225000,0,0,2026-01-09T10:59:48-05:00 3480105,4f648529-e350-477a-b709-b9517d168a13,Q4,RICH FEUER ANDERSON,84775,"TD BANK, N.A.",2025,fourth_quarter,BAN,Issues related to banking activities.,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",60000,,0,0,2026-01-09T11:10:42-05:00 3480925,7b9d33aa-6671-4882-993f-e0fff0f5c77d,Q4,NATURAL STATE CONSULTING AND STRATEGIES,401108145,ARKANSAS GROCERS AND RETAIL MERCHANTS ASSOCIATION,2025,fourth_quarter,BAN,AGRMA lobbied in favor of the Credit Card Competition Act S. 1838 of the 118th Cognress,SENATE,20000,,0,0,2026-01-12T08:54:18-05:00 3480936,c20dba76-5628-4b5d-91fd-bf718a32f1f9,Q4,NATURAL STATE CONSULTING AND STRATEGIES,401108145,ARKANSAS OIL MARKETERS ASSOCIATION,2025,fourth_quarter,BAN,AOMA lobbied in favor of the Credit Card Competition Act - S 1838 of the 118th Congress,SENATE,20000,,0,0,2026-01-12T08:58:15-05:00 3481188,7dd31f33-8ca4-4f35-8c23-94c6d29e0e47,Q4,"THE GEO GROUP, INC.",300594,"THE GEO GROUP, INC.",2025,fourth_quarter,BAN,"S. 401 and H.R. 987, Fair Access to Banking Act; Issues related to the availability of banking services for federal contractors. Note: GEO's political and governmental relations activities focus on promoting the use of public-private partnerships in the delivery of correctional services, including evidence-based rehabilitation programs, both in-custody and post-release, aimed at reducing recidivism and helping the men and women in GEO's care successfully reintegrate into their communities. GEO does not take a position on or advocate for or against criminal justice policy related to criminalizing certain behaviors or determining the length of criminal sentences. Furthermore, GEO does not take a position on, nor advocate for or against, immigration enforcement policies such as the basis or length of an individuals detention.","HOUSE OF REPRESENTATIVES,SENATE",,340000,0,0,2026-01-12T10:57:27-05:00 3481347,985f62d0-d39f-4c3e-a1d2-35598e18e093,Q4,BLUE MOUNTAIN STRATEGIES,401104249,SMART APPROACHES TO MARIJUANA,2025,fourth_quarter,BAN,Issues related to SAFE Banking Act regarding marijuana banking and investment.,SENATE,15000,,0,0,2026-01-12T12:53:09-05:00 3481411,42aa3151-a69e-4295-9b66-1b1f926467f4,Q4,"NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.",26796,NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC,2025,fourth_quarter,BAN,"Small Business Administration 7(a) loan program - program policy, appropriations, authorization level, including regulatory and other Agency policy changes; Paycheck Protection Program - program policy, implementation, modification, second draw loans; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; H.R. 1968, Full-Year Continuing Appropriations and Extensions Act, 2025 [PL 119-4] - issues related to SBA and 7(a) program related appropriations and authorization policies; H.R. 5166, Financial Services and General Government Appropriations Act, 2026 - issues related to SBA and 7(a) program related appropriations and authorization policies; H.R. 5371, Continuing Appropriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026 [PL 119-37] - issues related to SBA and 7(a) program related appropriations and authorization policies.","HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)",,400000,0,0,2026-01-12T13:16:50-05:00 3481563,06526dec-e23b-4ab8-8683-c3a6658981ad,Q4,"PROVIDENCE STRATEGIES, LLC",401106117,MD|DC CREDIT UNION ASSOCIATION,2025,fourth_quarter,BAN,"Interchange, Tax Status, CDFI","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE",7000,,0,0,2026-01-12T14:24:27-05:00 3481564,f1df0b93-af12-49f9-b97f-36e72072390b,Q4,MARYLAND & DISTRICT OF COLUMBIA CREDIT UNION ASSOCIATION,303416,MARYLAND & DISTRICT OF COLUMBIA CREDIT UNION ASSOCIATION,2025,fourth_quarter,BAN,"Interchange, Tax Status, CDFI","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE",,7000,0,0,2026-01-12T14:25:05-05:00 3481593,43e75f1f-32fe-40a2-92ee-b70fe92b74b7,Q4,CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS,11322,"CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS",2025,fourth_quarter,BAN,"Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 144 million members Support regulatory relief for credit unions Support holistic evaluation of regulatory burden on credit unions Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support modifying the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Support Federal Credit Union Act modernization Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Support modification of credit union loan maturity limits Oppose National Credit Union Share Insurance Fund structural changes Oppose National Credit Union Share Insurance Fund premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose making changes to Call Report requirements without using notice-and-comment process Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Support rescission of NCUA overdraft and NSF fee guidance Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Support NCUA action to permit credit union reimbursement of childcare expenses for federal credit union board meetings Oppose NCUA acting as a climate regulator Oppose NCUA rule on succession planning Oppose NCUA rule on record retention Oppose excessive NCUA requirements for supervisory committee audits Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support NCUA action to reduce scope of supervisory committee examination Support NCUA adopting limited retention period for operational records Support increased flexibility for advertising and notice of insured status Oppose proposed incentive-based compensation rule Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Oppose CFPB efforts to manipulate consumer complaint data Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose CFPB action to prohibit use of certain contractual terms and conditions Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange or interest rate cap amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding Support timely completion of Emergency Capital Investment Program disposition agreements Oppose CFPB rulemaking on contract terms and conditions Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545; Senate Amendment 3722) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017) Support NFIP Continuation Act (H.R. 5577) Support Housing for the 21st Century Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support inclusion of guidance on penny circulation in Common Cents Act (H.R. 3074) Support parity for credit unions in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761)","Consumer Financial Protection Bureau (CFPB),Defense, Dept of (DOD),Executive Office of the President (EOP),Federal Communications Commission (FCC),Federal Housing Finance Agency (FHFA),Federal Reserve System,Financial Crimes Enforcement Network (FinCEN),Government Accountability Office (GAO),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Justice, Dept of (DOJ),Natl Credit Union Administration (NCUA),Natl Economic Council (NEC),Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),Treasury, Dept of",,1060000,0,0,2026-01-12T15:01:24-05:00 3481671,726892ac-45e4-41e3-9c53-e9dac8f028ef,Q4,"K&L GATES, LLP",32098,PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY (PHEAA),2025,fourth_quarter,BAN,Issues related to Consumer Financial Protection Bureau guidance and civil investigation demands and following the Consumer Financial Protection Act and CFPB Transparency and Accountability Reform Act.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2026-01-12T15:45:48-05:00 3481716,636e3047-6833-4808-a66b-dc653776e4ad,Q4,"K&L GATES, LLP",32098,INDEPENDENT COMMUNITY BANKERS OF AMERICA,2025,fourth_quarter,BAN,Issues related to financial services and banking policy - no specific legislation.,"Agriculture, Dept of (USDA),Federal Housing Finance Agency (FHFA),Federal Reserve System",30000,,0,0,2026-01-12T15:57:01-05:00 3481727,30d254f4-8e9c-49cc-8a90-83dad510d529,Q4,"K&L GATES, LLP",32098,PITNEY BOWES,2025,fourth_quarter,BAN,Issues related to banking - no specific legislation.,"HOUSE OF REPRESENTATIVES,SENATE",140000,,0,0,2026-01-12T16:05:52-05:00 3481837,87e96833-801e-4a2b-a1a7-2e06b1b8d346,Q4,BLOUNT STRATEGIC INITIATIVES,401106022,NATIONAL SHERIFF'S ASSOCIATION,2025,fourth_quarter,BAN,Safe Banking Act,"HOUSE OF REPRESENTATIVES,SENATE",24000,,0,0,2026-01-12T17:18:03-05:00 3481887,ba2ac313-2fcc-4158-9c54-6ee57a18e5cf,Q4,INDEPENDENT BANKERS ASSOCIATION OF TEXAS,401109183,INDEPENDENT BANKERS ASSOCIATION OF TEXAS,2025,fourth_quarter,BAN,FDIC Deposit Insurance Reform discussion on how it affects community banks. S. 3017 STREAMLINE Act to modernize the Bank Secrecy Act. HR 6554 Community Banking Representation to enhance the representation of community banks. Stablecoin oversight discussions discussing possible requirements. Letter to Treasury and OMB to support Community Development Financial Institutions. Email about Interchange Amendment.,"HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,Treasury, Dept of",,14000,0,0,2026-01-12T17:40:29-05:00 3481955,96e0bc57-0277-4507-a538-69989a1f7df6,Q4,BALLARD PARTNERS,401104288,BANCO BTG PACTUAL S.A. - CAYMAN BRANCH,2025,fourth_quarter,BAN,Guidance and advocacy regarding banking regulatory issues.,"Treasury, Dept of,White House Office",110000,,0,0,2026-01-12T22:28:54-05:00 3481961,d1508369-d74d-4812-a8fd-e8a783260ff8,Q4,BALLARD PARTNERS,401104288,"BLOCKCHAIN (US), INC.",2025,fourth_quarter,BAN,Crypto policy and regulatory framework.,White House Office,90000,,0,0,2026-01-12T22:55:08-05:00 3482027,af781640-cb1d-45c1-8626-d640aa42c316,Q4,KEYCORP,400276327,KEYCORP,2025,fourth_quarter,BAN,"General banking matters: legislative and regulatory matters impacting regional financial institutions Implementation of P.L. 119-27, the GENIUS Act Discussions around market structure for digital assets HR 3074, The Common Cents Act HR 6553, The TIER Act General discussions related to deposit insurance CDFI Fund Credit Card Interchange","HOUSE OF REPRESENTATIVES,SENATE",,300000,0,0,2026-01-13T09:04:54-05:00 3482117,d889fa21-0a20-48f7-85d9-e1a69c490165,Q4,"EARLY WARNING SERVICES, LLC",401105876,"EARLY WARNING SERVICES, LLC",2025,fourth_quarter,BAN,"Issues related to financial services, fraud and risk management, payments, and technology. TRAPS Act (S 2019 and HR 4936).","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,80000,0,0,2026-01-13T10:07:31-05:00 3482155,0e3572b5-ea4a-4cea-a2d1-b855dc33c3f5,Q4,APPRAISAL INSTITUTE,4163,APPRAISAL INSTITUTE,2025,fourth_quarter,BAN,"Appraisal Fee Transparency, Appraisal licensing reform",,,20000,0,0,2026-01-13T10:27:58-05:00 3482414,fef5ae14-59c2-4d32-a06a-66c29f729691,Q4,TIGER HILL PARTNERS LLC,401105491,FEDERAL HOME LOAN BANK OF ATLANTA,2025,fourth_quarter,BAN,Government-sponsored enterprise reform and its effect on federal home loan banks. Housing finance reform. Issues affecting federal home loan banks including matters relating to affordable housing programs.,SENATE,30000,,0,0,2026-01-13T13:21:19-05:00 3482468,f52b9f10-7577-4145-b2b8-51e0383f1c90,Q4,SQUIRE PATTON BOGGS,30906,BITCOIN POLICY INSTITUTE,2025,fourth_quarter,BAN,Outreach and education regarding the policy and societal benefits of establishing a national bitcoin reserve.,"HOUSE OF REPRESENTATIVES,SENATE,White House Office",50000,,0,0,2026-01-13T13:36:25-05:00 3482726,0d66d0cd-b239-462c-a64b-a7fa7d1e60c5,Q4,SQUIRE PATTON BOGGS,30906,JUMP CRYPTO HOLDINGS LLC,2025,fourth_quarter,BAN,"General issues related to cryptocurrency and blockchain, including market structure (H.R. 3633) and financial market infrastructure.","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,White House Office",80000,,0,0,2026-01-13T15:31:35-05:00 3482746,4b5d15aa-fb7b-4544-b1a6-56a9aae30174,Q4,COALITION ON HUMAN NEEDS,401105224,COALITION ON HUMAN NEEDS,2025,fourth_quarter,BAN,"The Coalition on Human Needs supports access to fair, safe and affordable financial products and services and effective consumer protections so that consumers can build assets and lead successful financial lives. CHN opposes practices that are unfair, deceptive, discriminatory or abusive or that undermine economic stability. CHN supports reforming the financial system built on inequality to advance policies that support wealth-building in Black, Latino and other communities that are disproportionately impacted by wealth extraction and discriminatory practices that bar access to the financial system in order to close the racial wealth gap. CHN supports efforts to advance racial justice and equity in the financial market, and CHN opposes discriminatory lending and financial services practices and policies that directly or indirectly perpetuate exclusion and segregation. In addition, CHN supports federal legislation to protect LGBTQ people from discrimination to ensure that future Administrations do not exclude LGBTQ people from protections against discrimination on the basis of sex. CHN opposes predatory lending (lending that is unaffordable or leads to a cycle of debt), and financial products and services that amplify inequality by targeting lower-income and vulnerable families and communities including communities of color with exploitative prices and fees or high interest rates. CHN supports vigorous enforcement of fair lending laws CHN opposes predatory conduct in higher education, that causes students to enroll and take on unaffordable student loan debt to attend low-value programs. CHN opposes cutting or privatizing Social Security or otherwise replacing some or all of Social Security benefits with private accounts. CHN supports a 36% federal interest rate cap that covers all lenders and types of credit, with a lower rate cap for larger loans, and opposes measures that enable high-cost lenders to evade federal or state lending laws and interest rate limits, and. CHN supports rules and other efforts to ensure access to safe, fair, affordable and sustainable mortgages, credit cards, auto loans, student loans, small dollar loans and other forms of credit. CHN supports efforts to ensure access to financial services for immigrants, including borrowers with limited English proficiency, and to provide opportunities for consumers to receive and provide information in consumers preferred language. CHN supports access to safe and affordable bank accounts, prepaid cards, mobile payments, electronic payments, remittance services and other transaction products and services, including through public institutions like the Postal Service. CHN supports reforms to stop abusive overdraft fee practices and to protect consumers from overdraft and other excessive or inappropriate fees. CHN supports transparency, free access to account information, and competition and fairness in banking and transaction services. CHN supports effective measures to resolve disputes, errors or unauthorized charges and to control who accesses consumers accounts. CHN supports greater consumer protections for people who have been defrauded or hacked, efforts to prevent and remedy fraud, measures to ensure that both newer and longstanding payment methods are safe, and effective remedies for consumers who have been harmed. CHN supports measures to protect consumers with respect to crypto-assets, to require that all forms of payment comply with consumer protections, and to prevent fraud and theft involving crypto-assets. CHN supports measures to ensure that data and reports kept about consumers are fair, accurate and up to date; to ensure consumers easily correct errors, and to promote fair and just treatment by data holders such as credit reporting agencies. es. CHN supports measures to eliminate the impact of racial disparities, medical debts and rental debts in credit reports, and to limit their use in tenant screening, employment, and insurance. CHN supports efforts to ensure the use of artificial intelligence, big data, algorithms, machine learning and other technology do not result in disparate impacts that harm communities of color or other protected classes. CHN supports ensuring that trans and nonbinary people who change their legal names are able to quickly and easily update their names on all of their financial and government records, including credit reports CHN supports measures to ensure that financial data is kept private, that consumers have greater control over their data, that when they give permission to access their data it is not used for other secondary purposes, and data is used only for appropriate purposes that do not disproportionately harm vulnerable or communities. CHN supports efforts to ensure that working families can get, keep, insure, and use a reliable car at fair, affordable and unbiased terms, with transparency and consistency in car sales and finance. CHN supports increased financial education and policies that encourage savings as helpful steps in promoting long-term economic security. CHN supports fair treatment of consumers who owe debts and the opportunity for second chances and a fresh start. CHN supports programs that work with consumers to save homes, to modify mortgages, auto loans and other types of loans, reduce or cancel student loans, and to access affordable repayment plans. CHN opposes unfair, deceptive or abusive debt collection practices. CHN supports limits on garnishments, offsets and debt collection with reasonable statutes of limitations to ensure that consumers have sufficient funds to pay for necessities. CHN supports fair bankruptcy laws, access to bankruptcy to achieve a fresh start, and the ability of bankruptcy judges to modify mortgages and discharge student loans. CHN opposes deceptive, abusive or fraudulent debt settlement, credit repair, loan modification or foreclosure rescue practices that exploit vulnerable consumers and leave them in a worse position. CHN advocates for a strong, independent, and adequately funded Consumer Financial Protection Bureau and efforts by other federal, state and local agencies to protect consumers. CHN opposes any attempts to weaken the CFPB, including by ending its dedicated funding, changing its organizational structure from a single Director to a Commission, or removing or weakening its powers. The Coalition on Human Needs opposes measures to make it more difficult for agencies to adopt and enforce consumer protection laws and rules to protect consumers. CHN supports the role of states in protecting consumers and addressing emerging problems and opposes preemption of state consumer protections, including through legislation, banking or other regulations or federal charters.","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",,,0,0,2026-01-13T15:32:47-05:00 3482827,11138ad8-5683-4d3a-a689-e2aca14def2a,Q4,BALLARD PARTNERS,401104288,"CHRIS KISE & ASSOCIATES, P.A. ON BEHALF OF BANCREDITO HOLDING CORPORATION",2025,fourth_quarter,BAN,Banking regulatory restrictions and requirements.,White House Office,630000,,0,0,2026-01-13T15:55:55-05:00 3482846,98c993cf-0527-40cf-bb7f-401b7c3ff5e4,Q4,BALLARD PARTNERS,401104288,"CHRIS KISE & ASSOCIATES, P.A. ON BEHALF OF ROGER VER",2025,fourth_quarter,BAN,U.S. government crypto currency enforcement policy.,"Justice, Dept of (DOJ),White House Office",600000,,0,0,2026-01-13T16:05:18-05:00 3482895,5f5fd5f0-7d5e-4872-8ae4-f82eb136b496,Q4,"COBANK, ACB",9738,COBANK ACB,2025,fourth_quarter,BAN,H.R.1063 - Farm Credit Administration Independent Authority Act,"HOUSE OF REPRESENTATIVES,SENATE",,280000,0,0,2026-01-13T16:20:37-05:00 3483070,c4758a41-f76d-4e84-9795-4c8df72c71c1,Q4,"CASSIDY & ASSOCIATES, INC.",8453,MEDICAL PROPERTIES TRUST,2025,fourth_quarter,BAN,Healthcare reform and modernization efforts,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2026-01-13T17:53:27-05:00 3483212,4c90002b-5ceb-4b21-9189-74da71ecd5cd,Q4,BALLARD PARTNERS,401104288,"CREDIT UNION LOAN SOURCE, LLC",2025,fourth_quarter,BAN,Advocacy before the National Credit Union Administration (NCUA) on auto lending access.,Natl Credit Union Administration (NCUA),30000,,0,0,2026-01-13T22:48:11-05:00 3483219,ed6fb26a-2359-4074-9c3a-aa2640dedf4d,Q4,"OLDAKER & WILLISON, LLP",77754,NATIONAL ASSOCIATION OF SHAREHOLDERS AND CONSUMER ATTORNEYS,2025,fourth_quarter,BAN,General investor and consumer rights advocacy; SEC nominations,SENATE,12000,,0,0,2026-01-13T22:59:16-05:00 3483474,d597351e-9aaf-48cf-81bb-942800a8ef5c,Q4,"ECA STRATEGIES, INC.",401103826,CHICKASAW COMMUNITY BANK,2025,fourth_quarter,BAN,Matters relating to community banking. No specific legislation.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2026-01-14T10:54:02-05:00 3483579,03815125-2047-4f7f-a60c-005b7afcaf5c,Q4,NATIONAL CREDITORS BAR ASSOCIATION,401105783,NATIONAL CREDITORS BAR ASSOCIATION,2025,fourth_quarter,BAN,H.R. 3213 - Restoring Court Authority Over Litigation Act of 2025,"Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE",,50000,0,0,2026-01-14T11:15:00-05:00 3483610,4e319469-7d8e-4e76-8188-2520066ece21,Q4,MERIDIAN 535 STRATEGIES,401109425,"TRM LABS, INC.",2025,fourth_quarter,BAN,crypto currency and blockchain intelligence tools for the US Government,"HOUSE OF REPRESENTATIVES,SENATE",33000,,0,0,2026-01-14T11:22:42-05:00 3483688,bfbf3758-d7fb-4240-bc50-dcd4bdca74a4,Q4,FORWARD GLOBAL,401105597,CCF HOLDINGS LLC,2025,fourth_quarter,BAN,Financial regulation and ongoing rule-making at CFPB.,White House Office,20000,,0,0,2026-01-14T11:51:37-05:00 3483755,0d48c7f4-2431-41b9-a32a-dbe17ee8349d,Q4,COUNCIL OF FHLBANKS,11060,COUNCIL OF FHLBANKS,2025,fourth_quarter,BAN,"General Federal Home Loan Bank Matters, advice and preparation concerning change of administration Issues related to Discount Window Reform Issues Related to Letters of Credit for Non-Housing Tax-Exempt Bonds S.1990, the CURB Act","Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE",,560000,0,0,2026-01-14T12:19:09-05:00 3483765,7f547119-e2a6-4373-ae02-12d214b2e174,Q4,CHAPMAN AND CUTLER LLP,401106949,CHAMBER OF DIGITAL COMMERCE D/B/A THE DIGITAL CHAMBER,2025,fourth_quarter,BAN,"Assist The Digital Chamber in preparing responses to SEC Commissioner Hester M. Peirces February 21, 2025 invitation for the public to respond to specific questions posed by Commissioner Peirce regarding the development of a new regulatory framework for crypto assets, including, without limitation, questions concerning ways for the SEC to address listing applications for crypto asset-based ETPs and custody of crypto assets in investment companies registered under the Investment Company Act of 1940. Issues related to digital currency clarity including H.R. 3633 - Digital Asset Market Clarity Act of 2025 and the Senates consideration thereof and issues related to the implementation of GENIUS Act (Public Law 119-27).","HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2026-01-14T12:21:32-05:00 3483836,2524dc61-e48c-4d25-a956-4ea1d14674f1,Q4,U.S. MORTGAGE INSURERS,401104459,U.S. MORTGAGE INSURERS,2025,fourth_quarter,BAN,Issues pertaining to bank capital rules.,"Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",,130000,0,0,2026-01-14T12:52:32-05:00 3483955,04aa0125-99cb-4610-9758-709680176e85,Q4,HOUSING POLICY COUNCIL,401105246,HOUSING POLICY COUNCIL,2025,fourth_quarter,BAN,Housing Finance Reform Renewing Opportunity in the American Dream (ROAD) to Housing Act (S. 2651) Housing Supply and Innovation Frameworks Act (HR 10351) Securities and Exchange Commission Reg AB II Sustainable Home Ownership Act VA Extenders Act (S. 2853 and HR 5420) The VA Loan Informed Disclosure (VALID) Act of 2025 (HR 3694) VA Home Loan Awareness Act of 2025 (HR 2362),"HOUSE OF REPRESENTATIVES,SENATE",,170000,0,0,2026-01-14T13:36:53-05:00 3484124,8ae57d3e-61af-47e5-accf-922ac5480a05,Q4,"KOUNTOUPES DENHAM CARR & REID, LLC",320918,CCIA (CONSUMER CREDIT INDUSTRY ASSOCIATION),2025,fourth_quarter,BAN,Issues related to the regulation of insurance products and voluntary protection products.,"HOUSE OF REPRESENTATIVES,SENATE",40000,,0,0,2026-01-14T14:14:38-05:00 3484172,bf702d5c-995c-413b-9565-188d1a3faf51,Q4,SQUIRE PATTON BOGGS,30906,"CLEANSPARK, INC.",2025,fourth_quarter,BAN,Banking issues as they relate to digital asset companies,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,White House Office",50000,,0,0,2026-01-14T14:19:43-05:00 3484301,bf1257ff-5130-4652-a3dd-fcb6255ff111,Q4,"THE NORMANDY GROUP, LLC",306636,ASSOCIATION OF MILITARY BANKS OF AMERICA,2025,fourth_quarter,BAN,Community Reinvestment Act,"HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-01-14T14:38:16-05:00 3484699,31f0d63a-07aa-475f-bead-5a951e623015,Q4,"BROWNSTEIN HYATT FARBER SCHRECK, LLP",7257,WESTERN UNION,2025,fourth_quarter,BAN,"International remittances/ money transfers, data protection, and anti-money laundering Financial fraud Human trafficking Terrorist financing Issues related to CFIUS reform Remittance taxes BEAT provision Issues related to AML/BSA","HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE",140000,,0,0,2026-01-14T16:10:50-05:00 3484985,176a6925-f0f1-4495-8aac-ba4620bbd4c1,Q4,FRANCHISEE ADVOCACY CONSULTING,401108406,AMERICAN ASSOCIATION OF FRANCHISEE & DEALERS,2025,fourth_quarter,BAN,"Franchise access to capital. (H.R.1893, H.R.4153, S.901)","HOUSE OF REPRESENTATIVES,SENATE",9000,,0,0,2026-01-14T21:51:19-05:00 3484990,ea874b8c-577d-4813-b920-c1093302bd90,Q4,FRANCHISEE ADVOCACY CONSULTING,401108406,ASIAN AMERICAN HOTEL OWNERS ASSOCIATION (AAHOA),2025,fourth_quarter,BAN,Access to SBA loans.,"HOUSE OF REPRESENTATIVES,SENATE",9000,,0,0,2026-01-14T21:55:47-05:00 3485034,0acf96ab-c5c4-4863-b9d4-4f8a54203765,Q4,HOLLAND & KNIGHT LLP,18466,THE US CANNABIS ROUNDTABLE F/K/A NATIONAL CANNABIS ROUNDTABLE,2025,fourth_quarter,BAN,S.2860 - The Secure and Fair Enforcement Regulation Banking Act (SAFER Banking Act).,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",60000,,0,0,2026-01-15T05:51:54-05:00 3485741,a2e02860-a888-4cf1-b639-bb51978ba70c,Q4,DLG PARTNERS (FKA DRAGON LIST GLOBAL),401109617,WHITE STAR CAPITAL USA INC.,2025,fourth_quarter,BAN,"Discussing issues concerning investments and oversight matters related to White Star Capital USA. Additionally, we have engaged with congressional officials to influence legislation and policy for digital assets and blockchain, underscoring our commitment to fostering a favorable regulatory environment for these emerging technologies. Our efforts in this area aim to position White Star Capital as a leader in innovative investment strategies, leveraging digital assets to drive growth.","HOUSE OF REPRESENTATIVES,SENATE",75000,,0,0,2026-01-15T11:29:38-05:00 3485751,b3ddab6c-3276-4180-ae85-85f1c7627a6f,Q4,DLG PARTNERS (FKA DRAGON LIST GLOBAL),401109617,WHITE STAR CAPITAL USA INC.,2025,fourth_quarter,BAN,"Discussing issues concerning investments and oversight matters related to White Star Capital USA. Additionally, we have engaged with congressional officials to influence legislation and policy for digital assets and blockchain, underscoring our commitment to fostering a favorable regulatory environment for these emerging technologies. Our efforts in this area aim to position White Star Capital as a leader in innovative investment strategies, leveraging digital assets to drive growth.","HOUSE OF REPRESENTATIVES,SENATE",75000,,0,0,2026-01-15T11:30:48-05:00 3486037,ffeb866c-8549-4226-b3e7-b339b3d35288,Q4,"GENWORTH FINANCIAL, INC.",302118,"GENWORTH FINANCIAL, INC.",2025,fourth_quarter,BAN,Basel III Endgame.,"Federal Reserve System,HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),SENATE,Treasury, Dept of",,432742,0,0,2026-01-15T12:43:47-05:00 3486098,cdd519f8-b23c-4442-b86e-25a9d5c6851f,Q4,"MERCURY PUBLIC AFFAIRS, LLC",70175,GRUP IMMOBILIARI CIERCO,2025,fourth_quarter,BAN,issues related to banking and finances,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS)",100000,,0,0,2026-01-15T12:57:11-05:00 3486104,295cd13e-4921-4493-a799-4e9aff628026,Q4,LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK),401104559,LIVE OAK BANK,2025,fourth_quarter,BAN,"- S. 1582, GENIUS Act - Executive Order 12331, Guaranteeing Fair Banking for All Americans","HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of",,180000,0,0,2026-01-15T12:57:47-05:00 3486130,9af23832-f460-4953-a1be-48405c33980a,Q4,SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION,317914,SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION,2025,fourth_quarter,BAN,"H.R. 1255, Investing in Our Communities Act; H.R, 1469, Senior Security Act of 2025; H.R. 1483, Protecting Investors Personally Identifiable Information Act; H.R. 2441/S. 1877, Improving Disclosure for Investors Act of 2025; H.R. 2225, the Access to Small Business Investor Capital Act; H.R. 3381, Encouraging Public Offerings of 2025; H.R. 3383, Increasing Investor Opportunities Act; H.R. 3394, Fair Investment Opportunities for Professional Experts Act; H.R. 3395, Middle Market IPO Cost Act; H.R. 3633, CLARITY Act of 2025; H.R. 3959, the Protecting Private Job Creators Act; S. 1481, Local Infrastructure Act; S. 2281, Responsible Financial Innovation Act; Issues related to H.R.10559 - COINS Act of 2024; H.R.__, Expands Protections for Research Reports to Cover All Securities of All Issuers; SEC proposed rule regarding Open-End Fund Liquidity Risk Management Programs and Swing Pricing; SEC No-Action Relief for SEC Rule 15c2-11; SEC approval of SROs rules limiting exchange liability; U.S. Treasury Departments Final Rule, Provisions Pertaining to U.S. Investments in Certain National Security Technologies and Products in Countries of Concern; Federal Reserve Proposal to revise its stress testing process; Sovereign Debt restructuring proposals; Legislative proposal to enhance retail investor access to private markets; Prudential agency (Federal Reserve, OCC and FDIC) proposal to implement the Basel Endgame reforms in the U.S. and congressional (U.S. House and Senate) oversight of the same, including revisions to the trading book capital rules, stress testing, capital surcharges and buffers; Legislation to create a regulatory regime for payment stablecoins (H.R. 2392, STABLE Act, and S. 394, GENIUS Act); Legislation to create a market structure for digital assets; Reintroduction of the Local Infrastructure Act; GSE reform; Public Law 119-27, the GENIUS Act; Discussion Draft of Responsible Financial Innovation Act.","Federal Housing Finance Agency (FHFA),Federal Reserve System,HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Natl Economic Council (NEC),Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,3160000,0,0,2026-01-15T13:06:06-05:00 3486296,33fa5fc9-338d-43eb-b590-b5b9089f7802,Q4,"THE NICKLES GROUP, LLC",293335,"MERCHANTS PAYMENTS COALITION, INC.",2025,fourth_quarter,BAN,Credit Card Competition Act; issues related to swipe fees and competitive routing. Issues related to open banking.,"HOUSE OF REPRESENTATIVES,SENATE,White House Office",60000,,0,0,2026-01-15T13:37:05-05:00 3486348,a68aaec6-3b08-4faf-905a-e4c460281615,Q4,S-3 GROUP,400774330,"FORIS DAX, INC. D/B/A CRYPTO.COM",2025,fourth_quarter,BAN,"Advocating on behalf of users of cryptocurrency and the process of how consumers invest, save, trade, in the digital place","HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2026-01-15T13:44:43-05:00 3486351,f88ec92c-20fe-44b4-85ff-ad9015efaca8,Q4,S-3 GROUP,400774330,JPMORGAN CHASE HOLDINGS LLC,2025,fourth_quarter,BAN,Issues related to banking and financial services and Financial Services Appropriations,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-01-15T13:45:23-05:00 3486438,b4ca48ca-1a41-4651-b360-4a5de4848ba0,Q4,"MERCURY PUBLIC AFFAIRS, LLC",70175,WEBULL TECHNOLOGIES INC.,2025,fourth_quarter,BAN,Issues related to financial technology,"HOUSE OF REPRESENTATIVES,Office of Administration,SENATE",110000,,0,0,2026-01-15T13:55:11-05:00