id,filing_uuid,filing_type,registrant_name,registrant_id,client_name,filing_year,filing_period,issue_code,specific_issues,government_entities,income_amount,expense_amount,is_no_activity,is_termination,received_date
3528169,0576413c-10b2-4e70-ab4c-876ba4ea2eda,1T,"1607 STRATEGIES, LLC",401105461,CYBERLUX CORPORATION,2026,first_quarter,FIN,Issues related to drone capabilities.,"Defense Threat Reduction Agency (DTRA),HOUSE OF REPRESENTATIVES,SENATE",,,0,1,2026-01-22T12:24:26-05:00
3528171,0d28f690-7d08-4714-9a7d-331a68fd7be1,1T,"T CAP SOLUTIONS, LLC",401106172,"UNIVERSAL NAVIGATION, INC. (D/B/A UNISWAP LABS)",2026,first_quarter,FIN,"Issues, legislation, or regulation related to digital assets and decentralized finance (DeFi).","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2026-01-23T14:48:30-05:00
3528235,e8cfdc51-1a7c-410f-917d-b5ee1b5fedcc,1T,"BROWNSTEIN HYATT FARBER SCHRECK, LLP",7257,VENTURE QUEST CAPITAL PARTNERS,2026,first_quarter,FIN,Support for federal-backed mortgage insurance coverage.,"Executive Office of the President (EOP),Federal Housing Finance Agency (FHFA),Housing & Urban Development, Dept of (HUD),Natl Economic Council (NEC),Office of Management & Budget (OMB),Treasury, Dept of,White House Office",,,0,1,2026-02-19T16:33:25-05:00
3801068,0576413c-10b2-4e70-ab4c-876ba4ea2eda,1T,"1607 STRATEGIES, LLC",401105461,CYBERLUX CORPORATION,2026,first_quarter,FIN,Issues related to drone capabilities.,"Defense Threat Reduction Agency (DTRA),HOUSE OF REPRESENTATIVES,SENATE",,,0,1,2026-01-22T12:24:26-05:00
3801070,0d28f690-7d08-4714-9a7d-331a68fd7be1,1T,"T CAP SOLUTIONS, LLC",401106172,"UNIVERSAL NAVIGATION, INC. (D/B/A UNISWAP LABS)",2026,first_quarter,FIN,"Issues, legislation, or regulation related to digital assets and decentralized finance (DeFi).","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE",10000,,0,1,2026-01-23T14:48:30-05:00
3801134,e8cfdc51-1a7c-410f-917d-b5ee1b5fedcc,1T,"BROWNSTEIN HYATT FARBER SCHRECK, LLP",7257,VENTURE QUEST CAPITAL PARTNERS,2026,first_quarter,FIN,Support for federal-backed mortgage insurance coverage.,"Executive Office of the President (EOP),Federal Housing Finance Agency (FHFA),Housing & Urban Development, Dept of (HUD),Natl Economic Council (NEC),Office of Management & Budget (OMB),Treasury, Dept of,White House Office",,,0,1,2026-02-19T16:33:25-05:00
3801304,30e77a16-2d6c-4794-a28e-34e5c800caa0,Q1,DENTONS US LLP,36105,JPMORGAN CHASE HOLDINGS LLC,2026,first_quarter,FIN,"Issues regarding tax, budget, regulatory reform, general financial services issues;","HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2026-03-26T18:59:08-04:00
3801330,fed85c25-d940-4c14-add2-d6ddfb273844,Q1,"UNITED BY INTEREST, LLC.",401104717,AMERICAN CONSUMER AND INVESTOR INSTITUTE,2026,first_quarter,FIN,Issues related to proxy advisors.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-03-27T21:04:27-04:00
3801524,324d7cf5-4a8d-4dfa-9912-610427975dd6,Q1,JUMP CRYPTO HOLDINGS LLC,401109675,JUMP CRYPTO HOLDINGS LLC,2026,first_quarter,FIN,"General issues related to cryptocurrency and blockchain, including market structure (H.R. 3633) and financial market infrastructure. General issues surrounding commodities and swaps trading.","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),Treasury, Dept of",,240000,0,0,2026-03-31T22:19:41-04:00
3801547,0679ee05-1eb5-486c-a340-9629c2e096db,Q1,WILLOW LABORATORIES,401109834,WILLOW LABORATORIES,2026,first_quarter,FIN,corporate governance and transparency,HOUSE OF REPRESENTATIVES,,,0,0,2026-04-01T09:40:16-04:00
3801587,a960a41f-f2f4-49ef-a000-4957ec2116b7,Q1,NATIONAL INDEPENDENT AUTOMOBILE DEALERS ASSOCIATION,401105858,NATIONAL INDEPENDENT AUTOMOBILE DEALERS ASSOCIATION,2026,first_quarter,FIN,CFPB reform,"HOUSE OF REPRESENTATIVES,SENATE",,22500,0,0,2026-04-01T11:09:36-04:00
3801604,95f6d257-aec4-4099-a356-d6802218fe20,1T,OPTIVER SERVICES US LLC,401108639,OPTIVER SERVICES US LLC,2026,first_quarter,FIN,Issues related to the financial services industry.,"Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE",,,0,1,2026-04-01T12:08:23-04:00
3801762,5009d68c-68a6-48f8-a875-4f4a802dcc45,Q1,"MAGILL ASSOCIATES, LLC",401103511,THE LIVINGSTON GROUP ON BEHALF OF THE INVESTMENT COMPANY INSTITUTE,2026,first_quarter,FIN,Issues related to the SEC Advisers Act Rule 206(4)-5,HOUSE OF REPRESENTATIVES,,,0,0,2026-04-01T16:10:34-04:00
3801871,04774e36-379a-416c-b40c-4b7d98581b9c,Q1,NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS,26901,NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS,2026,first_quarter,FIN,"Issues related to the implementation of the Dodd-Frank Wall Street Reform Act 2010. Issues related to the regulation of securities products, including the conduct, compensation and use of the title ""advisor.adviser"" by those who sell them. Issues related to the regulation of certain employee benefit plan/sponsors/participants and IRA holders under ERISA. Issues related to investment advice provided by municipal advisors. Issues related to consumer compensation in instances of investment fraud. Issues related to the disclosure of potential examples of financial exploitation of senior citizens.","HOUSE OF REPRESENTATIVES,Labor, Dept of (DOL),Securities & Exchange Commission (SEC),SENATE",,497468,0,0,2026-04-02T11:47:40-04:00
3801931,d4cf0263-4d51-4e02-8cb0-340082c93cb9,Q1,M FINANCIAL,401107710,M FINANCIAL,2026,first_quarter,FIN,General Issues related to Life Insurance,"HOUSE OF REPRESENTATIVES,SENATE",,50000,0,0,2026-04-02T14:13:36-04:00
3802033,7a18249f-d7e9-49b8-87b4-4ba940698b92,Q1,PENN AVENUE PARTNERS,400918672,ELLIOTT MANAGEMENT CORPORATION,2026,first_quarter,FIN,Monitor issues related to the auction of access by the special master for the U.S. District Court for Delaware.,,60000,,0,0,2026-04-02T15:59:56-04:00
3802094,e5fff958-8c20-4949-b239-b2947765e18d,Q1,PENN AVENUE PARTNERS,400918672,WESTERN UNION,2026,first_quarter,FIN,Financial Services Issues. Cross Border Remittance Issues.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-04-02T16:40:15-04:00
3802100,3128b1e4-687f-4de3-af7b-2a75c2b4bb8c,Q1,AMERICAN FINANCIAL SERVICES ASSOCIATION,2354,AMERICAN FINANCIAL SERVICES ASSOCIATION,2026,first_quarter,FIN,"HR 654-TABS Act, HR 306-Credit repair legislation, SJ Res 36-CFPB medical debt reversal, FTC click to cancel rule and issues relating to fraud prevention, promoting bank-fintech partnerships, exploration of legislation limiting debt settlement companie, data privacy issues","Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE,White House Office",,266000,0,0,2026-04-02T16:52:50-04:00
3802117,e76d2224-8565-4503-b56b-a46561488c0e,Q1,"EDUCATION FINANCE COUNCIL, INC.",13153,EDUCATION FINANCE COUNCIL INC,2026,first_quarter,FIN,Exempt QSLB from PAB cap and AMT;,SENATE,,21501,0,0,2026-04-02T18:12:03-04:00
3802146,487953bc-1ad0-406d-bfe3-f1779f7447c5,Q1,INSTITUTE OF INTERNATIONAL BANKERS,19480,INSTITUTE OF INTERNATIONAL BANKERS,2026,first_quarter,FIN,"- Issues Related to Capital Proposals including Stress Test, Tailoring and Basel III - Issues related to Treasury clearing - Legislative and Regulatory issues relating to digital assets and the GENIUS Act - Section 16(a), Foreign Private Issuer - BSA/ AML","Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of,White House Office",,140000,0,0,2026-04-03T07:59:40-04:00
3802157,0a4c197d-553f-4013-b028-d33e4e19e5c5,Q1,KRL INTERNATIONAL LLC,315898,IIB GROUP HOLDINGS W.L.L.,2026,first_quarter,FIN,Financial investing,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of",87500,,0,0,2026-04-03T10:35:47-04:00
3802168,e79493ce-5ef6-4658-a2dc-274245349cee,1T,RICH FEUER ANDERSON,84775,"EREBOR GROUP, INC.",2026,first_quarter,FIN,Issues affecting financial services and banking organizations.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,1,2026-04-03T11:01:08-04:00
3802260,ab83960b-1da7-424d-b6fb-03d15d21666f,Q1,MOMENTUM ADVOCACY,401108891,GREATER MINNESOTA HOUSING FUND,2026,first_quarter,FIN,Housing Focused Community Development Finance Institutions,"HOUSE OF REPRESENTATIVES,SENATE",24000,,0,0,2026-04-03T12:47:15-04:00
3802281,1781f346-e919-4403-8ef7-81f2177e4434,Q1,VENABLE LLP,39941,COMMERCIAL REAL ESTATE FINANCE COUNCIL,2026,first_quarter,FIN,"Issues related to banking and securities, including commercial and multifamily real estate, securitization, and financial services regulation; issues related to insurance, including flood insurance.",,30000,,0,0,2026-04-03T13:33:47-04:00
3802329,944c5af9-159a-41d0-b66f-ac8dc337d7d9,Q1,"ORRICK, HERRINGTON & SUTCLIFFE LLP",53664,"CLICK N' CLOSE, INC.",2026,first_quarter,FIN,Issues related to access to the Department of Health and Human Services National Database of New Hires.,SENATE,10000,,0,0,2026-04-03T17:05:03-04:00
3802334,bdc37bc1-e233-42e5-9201-ed6422f712e2,Q1,"GD MOUNTAIN INSIGHTS, LLC",401109530,BAM TRADING SERVICES INC. DBA BINANCE.US,2026,first_quarter,FIN,"Reviewed and analyzed, discussed with client and others, and discussed with staff of the Senate Agriculture Committee the proposed Digital Commodities Intermediaries Act (building upon the previously passed House Clarity Act). Also discussed with client and others, and discussed with staff of the Senate Banking Committee the proposed Digital Market Clarity Act.",SENATE,30000,,0,0,2026-04-03T22:57:42-04:00
3802397,edc78f31-a86d-4d24-902a-ba66b0a3bd5f,Q1,HOLLAND & KNIGHT LLP,18466,AMSCOT FINANCIAL CORPORATION,2026,first_quarter,FIN,"Financial services and banking issues, including consumer financial protection issues and education issues and Consumer Financial Protection Bureau implementation issues.",HOUSE OF REPRESENTATIVES,90000,,0,0,2026-04-04T17:07:40-04:00
3802435,c1d39362-75da-49d4-a1e2-62921406a76b,Q1,HOLLAND & KNIGHT LLP,18466,"CONTINENTAL SERVICE GROUP, INC. D/B/A CONSERVE",2026,first_quarter,FIN,Education and advocacy around the private debt collection program required under Section 6306(c)(1) of the Internal Revenue Code and ConServe's position as an approved private debt collector under the program.,"Education, Dept of,HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",20000,,0,0,2026-04-05T09:29:03-04:00
3802490,e3985991-10a6-4ec0-beca-d47273ff52a9,Q1,"GOVERNMENT RELATIONS GROUP, LLC",401104340,ATHENA BITCOIN,2026,first_quarter,FIN,Finance Legislation,HOUSE OF REPRESENTATIVES,6500,,0,0,2026-04-05T18:06:04-04:00
3802506,d2d5960a-38b5-4c00-bd8c-9fae48c089df,Q1,"THE PETRIZZO GROUP, INC.",305932,"BLACKROCK FUND SERVICES GROUP, LLC",2026,first_quarter,FIN,Issues related to financial services policy.,"HOUSE OF REPRESENTATIVES,SENATE",45000,,0,0,2026-04-05T21:28:17-04:00
3802531,36195b37-a04c-48ae-a4ff-30c7f9dd954f,Q1,RULON & WHITE GOVERNANCE STRATEGIES,400712134,"VERITASEUM INC.,",2026,first_quarter,FIN,Securities Exchange Commission Emmet and Murphy Negotiations U.S Senate Tim Scott Department of Justice Department of Clemency White House Counsel Alice Johnson American Bankers Association Robert Nichols and Tab Stewart,"Securities & Exchange Commission (SEC),SENATE",,,0,0,2026-04-06T00:34:22-04:00
3802666,56f80a58-43fd-4c08-a082-1415dce0bb51,Q1,"INTEGER, LLC",401106683,NATIONAL ASSOCIATION OF CHARITABLE GIFT PLANNERS,2026,first_quarter,FIN,Beneficiary distributions,"HOUSE OF REPRESENTATIVES,SENATE",15000,,0,0,2026-04-06T12:07:51-04:00
3802731,e8d94f50-45af-4ce4-b40e-dea0a5aa0707,Q1,"BLIGEN ADVISORY, LLC",401109174,DECENTRALIZATION RESEARCH CENTER,2026,first_quarter,FIN,"Provisions in H.R. 3633 - the Digital Asset Market Clarity Act of 2025 relating to SEC and CFTC registration; issues related to the determination of decentralization within SEC/CFTC registration requirements; Senate Banking Committee discussion draft (no bill number) of The Responsible Financial Innovation Act of 2025 - provisions relating to cryptocurrency safe harbor protections; illicit finance, national security, and developer protections.","Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",60000,,0,0,2026-04-06T13:48:10-04:00
3802775,ba4ca357-28ea-4935-80b8-afade1206007,Q1,SQUIRE PATTON BOGGS,30906,BITCOIN POLICY INSTITUTE,2026,first_quarter,FIN,Outreach and education on the importance of bitcoin as a driver in the cryptocurrency marketplace.,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2026-04-06T14:29:49-04:00
3803068,f7ddc3a6-f368-4cee-80a8-6eb185ad99d0,Q1,SECURITY FINANCE CORPORATION OF SPARTANBURG,400426036,SECURITY FINANCE CORPORATION OF SPARTANBURG,2026,first_quarter,FIN,"Traditional installment lending and Consumer Financial Protection Bureau related matters; 1) Ending Scam Credit Reporting Act (HB306, S4144) 2) CFPB Changes/Actions 3) Rate Caps on Traditional Installment Lending","Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",,45000,0,0,2026-04-06T19:21:40-04:00
3803072,c7f2a284-57be-4cb9-8ea4-5a348fd4a94b,Q1,VENABLE LLP,39941,STATE STREET BANK AND TRUST COMPANY,2026,first_quarter,FIN,Financial legislation,"Commerce, Dept of (DOC),HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),SENATE,Treasury, Dept of,U.S. Trade Representative (USTR)",20000,,0,0,2026-04-06T19:28:42-04:00
3803077,81a2a059-8503-4814-bf18-0e3bb20bec81,Q1,PATEL PARTNERS LLC,401107690,ASIAN AMERICAN HOTEL OWNERS ASSOCIATION,2026,first_quarter,FIN,Issues related to access to capital,"HOUSE OF REPRESENTATIVES,Natl Economic Council (NEC),Office of Management & Budget (OMB),SENATE,White House Office",80000,,0,0,2026-04-06T19:47:22-04:00
3803083,6f8685d4-0079-4b7e-a4e4-6b29b272f657,Q1,PATEL PARTNERS LLC,401107690,SMALL BUSINESS INVESTOR ALLIANCE,2026,first_quarter,FIN,"Support inflation adjuster for SEC registered investment advisors. Support inflation adjuster for SBIC leverage Farm bill changes to allow RBIC access to leverage at the USDA Engage Congress on expired small business tax provisions Support technical changes to SBIC program to increase investment in national security focused, manufacturing and underserved businesses Tax treatment parity of BDCs, REITs, and publicly-traded partnerships Support changes to the SEC's acquired fund fees and expenses rule for BDCs Community Reinvestment Act Support the passage of the Investing in Main Street Act. Regulatory changes to the SBIC program at SBA Engage with Treasury Department on technical corrections to the Corporate Transparency Act. Engage with Congress and regulators on impact of Basel 3 proposal","Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2026-04-06T19:50:34-04:00
3803152,625cda75-bc93-4ff2-84a6-1f72f9facca5,Q1,DIGITAL SOVEREIGNTY ALLIANCE,401108971,DIGITAL SOVEREIGNTY ALLIANCE,2026,first_quarter,FIN,Technical support on Clarity Act,SENATE,,,0,0,2026-04-07T10:48:48-04:00
3803179,d8639a3a-108f-46da-955d-edb0191747d2,Q1,COUNCIL OF INSTITUTIONAL INVESTORS,11082,COUNCIL OF INSTITUTIONAL INVESTORS,2026,first_quarter,FIN,"Apr. 2, 2026CII letter to the SEC's Solicitation of Public Comment on Reforming Regulation S-K Jan. 13, 2026CII letter to SEC on Amendment to Nasdaq Proposed Rule Change, Attachment",Securities & Exchange Commission (SEC),,,0,0,2026-04-07T11:37:28-04:00
3803254,fb87614b-a94e-4a0f-934f-529a04b77230,Q1,STUMPTOWN STRATEGIES,401106433,"OPPORTUNITY FINANCIAL, LLC",2026,first_quarter,FIN,Introductions to the 119th Congress and New Members on Banking and HFSC Rate Cap Issues - Not Leg specific,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2026-04-07T12:57:00-04:00
3803284,ab578e00-097a-497c-8be0-95093e24723c,Q1,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,UBS GROUP AG,2026,first_quarter,FIN,Conduct outreach on congressional investigations.,SENATE,90000,,0,0,2026-04-07T13:33:45-04:00
3803323,63e9e814-e28c-443d-b383-216f0b137872,Q1,NCR ATLEOS,401108308,NCR ATLEOS,2026,first_quarter,FIN,"Regulatory issues related to self-service banking technology. H.R. 1138 and S.2326, The Payment Choice Act","HOUSE OF REPRESENTATIVES,SENATE",,70000,0,0,2026-04-07T14:27:55-04:00
3803400,cc48c0aa-e27f-4ceb-9b5d-a33887cab1c6,Q1,"ALLON ADVOCACY, LLC",401104657,YODLEE INC.,2026,first_quarter,FIN,Access to consumer permissioned financial electronic records; third-party bank vendor risk management guidance; implementation of open finance regime in the U.S.,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE",60000,,0,0,2026-04-07T15:36:27-04:00
3803434,db6a08ec-0eb4-4023-9ffa-da76726ebf2f,Q1,"ALLON ADVOCACY, LLC",401104657,"FINANCIAL DATA AND TECHNOLOGY ASSOCIATION, FORMERLY FIN'L DATA & TECH'Y ASS'N NA",2026,first_quarter,FIN,Access to consumer permissioned financial electronic records; third-party bank vendor risk management guidance; implementation of open finance regime in the U.S.,"Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of",80000,,0,0,2026-04-07T15:44:09-04:00
3803476,b1300fd0-0684-4a6a-a755-22b791ed20b1,Q1,"ALLON ADVOCACY, LLC",401104657,"FORGE GLOBAL, INC.",2026,first_quarter,FIN,Issues related to investor access to equity in private companies.,"HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE",50000,,0,0,2026-04-07T16:00:21-04:00
3803510,7419a747-c7d3-4b65-a9fd-ae372f8876d9,Q1,"ALLON ADVOCACY, LLC",401104657,"ARRIVED HOLDINGS, INC.",2026,first_quarter,FIN,Legislative and administrative proposals regarding access to the single-family housing market.,"HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",10000,,0,0,2026-04-07T16:24:42-04:00
3803514,7ddddb77-7075-4c96-915f-8d2c6d0f96fc,Q1,"ALLON ADVOCACY, LLC",401104657,METHOD FINANCIAL,2026,first_quarter,FIN,"Issues related to consumer-permissioned data access and implementation of Section 1033 of the Dodd-Frank Act, the Fair Credit Reporting Act, and bank-fintech arrangements.","Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",30000,,0,0,2026-04-07T16:30:41-04:00
3803576,f75c2adf-232b-43d2-be6c-522c72d88eb6,Q1,RICH FEUER ANDERSON,84775,NATIONAL INSTALLMENT LENDERS ASSOCIATION,2026,first_quarter,FIN,Legislation and regulation affecting installment lenders.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-04-07T17:22:26-04:00
3803578,b70bdfe5-8b63-43c5-863a-ea3621903f7f,Q1,RICH FEUER ANDERSON,84775,NATIONAL INSTALLMENT LENDERS ASSOCIATION,2026,first_quarter,FIN,Legislation and regulation affecting installment lenders.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2026-04-07T17:23:39-04:00
3803696,5dd805ef-e5d8-4686-8559-dfc885d77452,Q1,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,FIRST SERVICE CREDIT UNION,2026,first_quarter,FIN,Advocacy efforts related to financial markets; Credit Card Competition Act.,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2026-04-08T09:38:52-04:00
3803880,d91769b9-f141-451e-914b-336168750e02,Q1,CHAPMAN AND CUTLER LLP,401106949,CHAMBER OF DIGITAL COMMERCE D/B/A THE DIGITAL CHAMBER,2026,first_quarter,FIN,Issues related to digital currency clarity including H.R. 3633 - Digital Asset Market Clarity Act of 2025 and S. 3755 - Digital Commodity Intermediaries Act and issues related to the implementation of GENIUS Act (Public Law 119-27).,"HOUSE OF REPRESENTATIVES,SENATE",10000,,0,0,2026-04-08T12:25:31-04:00
3803947,261e4580-5a32-4c7f-971c-f6e677ca1b34,Q1,CRYPTO COUNCIL FOR INNOVATION,401107058,CRYPTO COUNCIL FOR INNOVATION,2026,first_quarter,FIN,Issues related to digital asset market structure: (Not introduced) The Responsible Financial Innovation Act; S.3755/S.4064 - Digital Commodity Intermediaries Act; H.R.3633 - Digital Asset Market Clarity Act; H.R.1919 - Anti-CBDC Surveillance State Act; H.R.3533/S.3611 - The Blockchain Regulatory Certainty Act Issues related to combatting illicit finance: H.R. 2824 - Financial Technology Protection Act of 2025; S.3428 - SAFE Crypto Act Issues related to banking legislation: S.875 - Financial Integrity and Regulation Management Act Issues related to stablecoin legislation implementation; S. 919 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act.,"HOUSE OF REPRESENTATIVES,SENATE",,300000,0,0,2026-04-08T13:02:23-04:00
3804119,9af4b75f-3e16-4ef3-9f1f-87ec9f7d414f,Q1,HOLLAND & KNIGHT LLP,18466,TRICON RESIDENTIAL INC.,2026,first_quarter,FIN,"Issues related to housing policy, including H.R. 6644; issues related to the Federal Trade Commission proposed information collection request for single-family rental owner operators.","HOUSE OF REPRESENTATIVES,SENATE,White House Office",100000,,0,0,2026-04-08T14:28:36-04:00
3804147,2bb167e3-7d63-4790-840e-f6452476ae47,Q1,APPRAISAL INSTITUTE,4163,APPRAISAL INSTITUTE,2026,first_quarter,FIN,GSE reform,"HOUSE OF REPRESENTATIVES,SENATE",,20000,0,0,2026-04-08T14:38:13-04:00
3804470,968a5258-b8d3-4cb4-9d3f-7837363afd0e,Q1,COIN CENTER INC.,401105091,COIN CENTER INC.,2026,first_quarter,FIN,Issues related to cryptocurrency technology,"Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of",,120000,0,0,2026-04-09T09:51:16-04:00
3804615,31058821-f9da-4718-a0fe-d3362c60dbf7,Q1,"CORNERSTONE GOVERNMENT AFFAIRS, INC.",75557,A16Z CAPITAL MANAGEMENT FKA ANDREESSEN HOROWITZ,2026,first_quarter,FIN,"Issues related to technology, blockchain, cryptocurrency, energy and related areas.","Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE",80000,,0,0,2026-04-09T12:28:41-04:00
3804706,fa605371-74be-4ace-a3dd-c5f94ee395ba,Q1,POTOMAC STRATEGIC CONSULTING LLC,401110345,CAPITAL MAGNET FUND (AD HOC COALITION),2026,first_quarter,FIN,Advocacy for Capital Magnet Fund Funding as well as on grantee/administrative issues,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-04-09T13:53:41-04:00
3804709,60461c87-7de9-4bee-a4e0-297bf048433e,Q1,"POBLETE TAMARGO, LLP",400620885,MS. CAROLYN CHESTER AND FAMILY,2026,first_quarter,FIN,Foreign Claims,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS)",,,0,0,2026-04-09T13:55:23-04:00
3804728,fb2bcdb9-0690-4874-bda6-de4f67f64066,Q1,"POBLETE TAMARGO, LLP",400620885,"HON. JOHN L. LOEB, JR.",2026,first_quarter,FIN,Foreign Claims,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of",,,0,0,2026-04-09T14:04:59-04:00
3804768,3b8ea294-0c06-4a67-ab15-3cd8c2874747,Q1,"KOUNTOUPES DENHAM CARR & REID, LLC",320918,H-E-B GROCERY COMPANY LP,2026,first_quarter,FIN,Issues related to payments and interchange fees.,SENATE,60000,,0,0,2026-04-09T14:21:38-04:00
3804771,95541577-33cf-4efd-9dc9-854bdfebcbdf,1A,"POBLETE TAMARGO, LLP",400620885,MS. CAROLYN CHESTER AND FAMILY,2026,first_quarter,FIN,Foreign Claims,"HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS)",,,0,0,2026-04-09T14:23:19-04:00
3804777,9f0ad32a-02fe-467b-877a-ede3d58b821d,Q1,"POBLETE TAMARGO, LLP",400620885,THE SCOTT FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T14:31:56-04:00
3804786,46a4a5fa-2275-496e-b924-ba8148689fee,Q1,"POBLETE TAMARGO, LLP",400620885,MS. MARGERY ELLEN LEEDER AND FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T14:35:36-04:00
3804798,70cf9f8d-2f4c-4a95-89c5-7e7956e4a96b,Q1,"POBLETE TAMARGO, LLP",400620885,PAGANINI,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T14:45:09-04:00
3804803,3ccdabfe-a5c5-4b82-b63d-1622b2699022,Q1,"POBLETE TAMARGO, LLP",400620885,PINGREE,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T14:47:53-04:00
3804807,89123733-2673-4342-980a-cae4f94b8bba,Q1,WINTERMUTE TRADING LTD.,401109841,WINTERMUTE TRADING LTD.,2026,first_quarter,FIN,"Issues related to digital asset markets, tokenization, self custody and trading, and cryptocurrency trading platforms (H.R. 3633 Digital Asset Market CLARITY Act).",Securities & Exchange Commission (SEC),,50000,0,0,2026-04-09T14:50:58-04:00
3804811,9a392262-6d9a-4151-aa36-9ae8c7eafeed,Q1,"POBLETE TAMARGO, LLP",400620885,PIEDRA FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T14:53:46-04:00
3804815,1ac55483-985b-4338-ae64-b588bc32b231,Q1,"POBLETE TAMARGO, LLP",400620885,THE COLEMAN FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T14:56:16-04:00
3804819,1b73b7a5-81fa-4c87-850b-78a31ed576ba,Q1,"POBLETE TAMARGO, LLP",400620885,THE RACITI FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:01:41-04:00
3804826,1ace8877-2fc9-42a8-8d5a-abd7a5d6352e,Q1,PUBLIC CITIZEN,32362,PUBLIC CITIZEN,2026,first_quarter,FIN,"Sen. Bennet Crypto Bill/Preemption , Communications opposing Public Company Advisory Committee Act (H.R. 6967). Communications supporting bill to oppose removal of elected DC Attorney General (H.R. 5179).,",HOUSE OF REPRESENTATIVES,,100382,0,0,2026-04-09T15:06:58-04:00
3804833,4c2b3988-f331-4e40-bac0-c36cd09c226d,Q1,"POBLETE TAMARGO, LLP",400620885,THE RITTER FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:07:00-04:00
3804835,db7589de-c70d-4c15-8c32-b3a39891e208,Q1,"POBLETE TAMARGO, LLP",400620885,THE CONDON (VEEDER) FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:10:55-04:00
3804839,13c5e872-f9aa-4973-bdaf-5c26f5a660e0,Q1,"POBLETE TAMARGO, LLP",400620885,THE WASSALL FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:14:59-04:00
3804841,9423d916-798b-4843-9d72-45cb04273159,Q1,"POBLETE TAMARGO, LLP",400620885,THE BUTTENHEIM FAMILY,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:18:06-04:00
3804845,f0322b4d-1eb4-4747-a6e9-480d6db14477,Q1,"KOUNTOUPES DENHAM CARR & REID, LLC",320918,RETAIL INDUSTRY LEADERS ASSOCIATION (RILA),2026,first_quarter,FIN,"Financial services, payments, competition.",SENATE,50000,,0,0,2026-04-09T15:20:24-04:00
3804848,5bfdad43-ef99-451f-95e8-360ba3a9bbd8,Q1,"POBLETE TAMARGO, LLP",400620885,OLGA FERNANDEZ,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:20:50-04:00
3804851,dd2f4e7c-28b2-41b4-b68a-18b1e32c9b3c,Q1,"POBLETE TAMARGO, LLP",400620885,SHARON OSTREICHER,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:23:30-04:00
3804857,bda5812c-2b46-4bf5-b97b-c808c9ef07fe,Q1,"POBLETE TAMARGO, LLP",400620885,"EARL TY M. OSTREICHER, JR.",2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T15:26:20-04:00
3804920,8aa8a559-fede-496a-a216-c184d4a8485f,Q1,"POBLETE TAMARGO, LLP",400620885,SUSAN FALGOUT,2026,first_quarter,FIN,Foreign Claims,"Treasury, Dept of",,,0,0,2026-04-09T16:38:22-04:00
3804928,a9fd5810-9d14-4616-91e6-9e333d4284ae,Q1,"COVENANT GOVERNMENT AFFAIRS, LLC",401109030,COMMERCIAL FINANCE COALITION,2026,first_quarter,FIN,"Section 1071 of Dodd-Frank, financial technologies","Consumer Financial Protection Bureau (CFPB),Federal Transit Administration (FTA),HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2026-04-09T16:40:20-04:00
3804942,8c7fb281-a074-479f-82be-ca7fb9ad570a,Q1,CMFG LIFE INSURANCE COMPANY,80510,CMFG LIFE INSURANCE COMPANY,2026,first_quarter,FIN,"Support HR 4735/S 2419 Business of Insurance Regulatory Reform Act - keeps insurance regulated by the states and not by the Consumer Financial Protection Bureau or set by international bodies. Advocate to preserve consumer access to voluntary insurance protection products in legislative proposals redefining APR calculations. Advocate for privacy measures in line with GLBA and HIPAA as applied to financial services. Support HR 2441/S 1877 Improving Disclosure for Investors Act - to provide electronic delivery of SEC regulatory documents. Included in the INVEST Act. Support HR 1777/S 1561 SECURE Notarization Act - authorizes notaries to perform, and to establish minimum standards for electronic notarizations and remote notarizations. Support increased CDFI and MDI funding in FY 2026 & 2027 Appropriations. Support preservation of the CDFI Fund. Oppose the S. 3623/H.R. 7035, the Credit Card Competition Act, a bill that would reduce interchange fees on credit cards. Support the Retirement Fairness for Charities and Educational Institutions Act (HR 1013/S 424). Allows 403(b) retirement plans to invest in unregistered insurance contracts and CITs. Included in the INVEST Act. Support the TRAPs Act (Task Force for Recognizing and Averting Payment Scams) (HR 4936/S 2019) and other legislation that protects consumers from payment scams and fraud. Support S. 3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act, which brings together four CDFI bills that would support CDFI secondary markets and access to capital through the Bond Guarantee Program, among other improvements. Support the credit union tax exemption.","HOUSE OF REPRESENTATIVES,SENATE",,140000,0,0,2026-04-09T16:41:27-04:00
3804997,f90b210e-f3a9-4637-9842-b3bca287ceae,Q1,"COVENANT GOVERNMENT AFFAIRS, LLC",401109030,CORINTHIA HOLDINGS PTE. LTD,2026,first_quarter,FIN,"Focusing on CFIUS, FIRRMA, and FDI issue","HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of",60000,,0,0,2026-04-09T17:57:20-04:00
3805004,9058f159-b3db-4bd5-bf1f-c0fa4c30748a,Q1,"COVENANT GOVERNMENT AFFAIRS, LLC",401109030,AMERICAN AIRLINES,2026,first_quarter,FIN,Credit card competition act,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-04-09T18:11:29-04:00
3805021,9c40adfa-ea04-46e7-80ef-5ac89463379b,Q1,"COVENANT GOVERNMENT AFFAIRS, LLC",401109030,WAKPAMNI LAKE COMMUNITY CORPORATION- ARROWHEAD ADVANCE,2026,first_quarter,FIN,Financial technologies,"Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE",,,0,0,2026-04-09T19:33:19-04:00
3805056,71e18355-c5eb-4d28-aff9-2d3e06ae3c60,Q1,"JOHN DUNCAN AND ASSOCIATES, LLC",40025200,THE LIVINGSTON GROUP (ON BEHALF OF THE INVESTMENT COMPANY INSTITUTE),2026,first_quarter,FIN,"Issues related to the Trump tariff initiative with an eye toward the emergence of a new monetary accord designed to bring more direct investment into the US. Government mandated ESG (Environment, Social, Governance) policies as they pertain to investment decisions. (1) Issues related to proxy voting options for share owners to vote at stockholder meetings. (2) Issues related to investment advisors considering only monetary factors when making investment decisions. Issues related to the 8/7/25 White House Executive Order 14330 on alternative assets for 401k investors. Issues related to the March 2025 ICI report ""Reimagining the 1940 Act."" Issues related to broadening the access of regulated funds to private market assets through co investment where regulated funds invest alongside affiliated private funds in regulated transactions.",,10000,,0,0,2026-04-10T08:37:23-04:00
3805062,290e4e7d-1a54-4b7d-ac05-b73bc5994fb6,Q1,HOLLAND & KNIGHT LLP,18466,"SMITHFIELD FOODS, INC.",2026,first_quarter,FIN,Foreign farmland ownership restrictions.,"Agriculture, Dept of (USDA),HOUSE OF REPRESENTATIVES,SENATE,White House Office",270000,,0,0,2026-04-10T08:49:57-04:00
3805322,accd10ba-b2f9-4aa6-81bb-bd3d98eddf5d,Q1,AMERICAN FARM BUREAU FED,2285,AMERICAN FARM BUREAU FED,2026,first_quarter,FIN,Implementation of the Corporate Transparency Act,"HOUSE OF REPRESENTATIVES,SENATE",,290000,0,0,2026-04-10T11:48:45-04:00
3805452,2e56f600-9400-45b0-837f-4d5ab6e8d860,Q1,LEVY FIRESTONE MUSE LLP,401110375,JAMES HUNSAKER,2026,first_quarter,FIN,Reforming Dodd Frank whistleblower reward provisions to streamline reward payment and clarify that payments made in bankruptcy are eligible for awards.,SENATE,,,0,0,2026-04-10T13:51:46-04:00
3805556,8c041376-c992-457a-94a7-eb83e0dd4f41,Q1,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,400531588,COMMUNITY BANKERS ASSOCIATION OF ILLINOIS,2026,first_quarter,FIN,"CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. Legitimate Bank Service Charges and Fees are Not Hidden, Exploitive and Junk Fees and Necessary Consumer Financial Responsibility There have been misguided characterizations that community bank service charges and fees are exploitive, unfair and even unlawful. What some have disparaging called Junk fees are bank fees and service charges that are justified, disclosed, and accepted by the consumers who utilize bank products and services. CBAI does not support practices that abuse consumers, but policymakers must accept the position that it is the consumers responsibility to maintain a positive deposit account balance and make their debt payments in a timely manner. It is wrong for policymakers to excuse irresponsible consumer financial behavior and doing so may encourage unacceptable behavior. Realistic Perspective on Financial Inclusion CBAI strongly supports financial inclusion and believes every responsible and able consumer and business should have a banking relationship with their local community bank. There is indisputable proof that the banking industry excels at serving the banking needs of American households. CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the role of federal, state or governments to provide banking services. Governments can assist the private sector in financial inclusion through incentives to promote community banks offering basic accounts and small-dollar consumer loans, especially to low- and middle-income consumers, which are those most likely to be unbanked or underbanked. Protecting Consumers by Restricting the Sale of Mortgage Trigger Leads Trigger leads are generated by credit reporting agencies that contact information about consumers applying for residential mortgage loans to mortgage marketers. This practice is permitted but restricted. Our members report that many of these marketing communications fall short of the legal requirements. Trigger leads compromise consumer privacy, create a flood of unwanted (even harassing) solicitations, create confusion and result in complaints. CBAI supports legislation that would restrict credit reporting agencies from selling consumer contact information unless the applicant has opted in to receive these solicitations. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks SBA Direct Lending Community banks and the SBA have a long, beneficial and cooperative private sector/public sector relationship and the SBA has historically not competed with banks in lending to businesses. Community banks are far superior in prudently underwriting and administering commercial lending relationships. The SBA originating and disbursing 7(a) loans will result in credit underwriting lapses which will put billions of taxpayer dollars at risk of loss. CBAI urges policymakers to prohibit the SBA from making direct 7(a) loans or otherwise expanding the institutions beyond well-regulated banks that could originate SBA loans. Postal Banking CBAI believes postal banking is misguided and views any entry by the USPS into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the USPS to develop and offer banking services. Public Banking CBAI believes public banking is misguided and views any entry by federal, state or local governments into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the government to offer banking services. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Small Business Data Collection A Final Rule was published in March of 2023. The Final Rule was flawed because it exempted too few financial institutions and set the revenue threshold so high that it now encompasses too many businesses, in addition to raising privacy and other concerns. There have been legal challenges to the Final Rule. CBAI supports the reasonable implementation of this reporting requirement and opposed efforts by Farm Credit to exempt its lenders. Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Reporting Beneficial Ownership Information CBAI supports shifting the burden of collecting the BOI of community bank accountholders to the Financial Crimes Enforcement Network (FinCEN). The current requirement is flawed because it does not relieve community banks from this burden. There have been legal challenges to the reporting requirements. CBAI supports making FinCEN the sole repository of BOI and relieving community banks from this burden. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Closing the Industrial Loan Company (ILC) Regulatory Loophole CBAI has consistently supported the long-standing American policy of prohibiting the mixing of banking and commerce, which ILCs represent, because of the risks they pose to the financial system, the FDICs DIF, our economy, consumers and American taxpayers. The risk posed by ILCs, particularly large technology and ecommerce giants, is a regulatory loophole that allows their holding companies to escape from consolidated federal supervision and regulation. This loophole must be closed. Appropriate Regulation of Fintechs and Innovations in Financial Services The pace of innovation in financial services has been accelerating. Many of these new services are offered by financial technology companies - better known as fintechs. Financial innovation presents community banks with challenges and opportunities. Policymakers should reasonably assist community banks to prepare for this new and evolving era, not pose unreasonable requirements on them, and not give fintechs any competitive advantages over community banks by subjecting them to lesser regulatory requirements. Prescriptive and Intrusive FDIC Corporate Governance Guidelines In 2023, the FDIC proposed new corporate governance and risk management guidelines. Although the guidelines only apply to covered institutions with $10 billion or more in assets, these overly prescriptive guidelines apply the same set of standards to larger community banks as they do to the nations largest banks. These guidelines would make it even more difficult to attract new directors, particularly those in rural areas. Harmful Climate Risk Regulations Community bankers high-contact and relationship-based lending model ensures that controls are in place to monitor climate risks on an ongoing basis. CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Consumer Financial Protection Bureau (CFPB) Reform and Exemptions for Community Banks CFPBs regulations must provide community banks with the flexibility to meet the needs of their customers - not a one-size-fits-all approach. They must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. In reforming the CFPB, the single director governance should be replaced by a five-member board or commission. A broader definition of firms that grant credit should be subject to the CFPB rules, and they should be robustly supervised and examined. The focus of any enhanced regulation of financial products should be on the largest banks and financial firms, the unregulated shadow financial industry, and fintechs - not community banks. De Novo Community Bank Formation, the Dual Banking System, and Charter Choice The chartering of many newly chartered (de novo) community banks is vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of continued banking industry consolidation. Hand in hand with renewed de novo bank formation is the importance of maintaining the dual banking system, where chartering and supervision are divided between the federal government and the states, and where the federal government supervision and regulation is divided between the Federal Reserve, Office of Comptroller of the Currency, and the Federal Deposit Insurance Corporation. Community banks should be able to choose the banking charter and associated prudential regulator that best fits their unique needs and business model. Sound Principles for Housing Government Sponsored Entity (GSE) Reform Reforms in government support for housing finance remain important to the future of the housing market and the U.S. economy. Unlike other private aggregators or investors, the GSEs have a mandate to serve all markets at all times, which is critical to maintaining liquidity particularly when markets are experiencing financial stress and private capital moves to the sidelines. Exiting receivership includes building capital to successfully operate within a broader housing finance framework, and bipartisan agreement on the proper role of the housing GSEs and the programs necessary to fulfill reasonable and consistent housing goals. Responsible Bank Merger Activity Some community banks have found it helpful to merge with other community banks to be able to spread the significant and escalating costs of regulatory compliance, cybersecurity, technology and innovation to remain highly competitive. Restrictive bank merger legislation or regulations should not apply to community banks. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail (and now Too-Big-To-Not-Insure) Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts Too-Big-To-Not-Insure The 2023 failures of Silicon Valley Bank and Signature Bank revealed that policymakers have created a new category of very large banks - Too-Big-To-Not-Insure (although they will fail) because the FDIC decided to insure 100% of the uninsured deposits of these two failed banks. There must be accountability by both the banks and the regulators for their respective failures. In the future, if systemically important financial institutions (SIFIs) cause losses to the DIF then SIFIs should be responsible for reimbursing the DIF for all the losses they created. Too-Big-To-Fail The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 1799 the Threshold Modernization Act (All Sections) regarding thresholds for currency transaction reporting and Suspicious Activity Reporting (SAR) (House) H.R. 7056 the Community Bank Tailoring Act (All Sections) regarding indexing various asset-based and bank-regulatory reporting thresholds o nominal GDP for community banks (House) H.R. 6955 the Main Street Capital Access Act (All Sections) regarding regulatory fairness, transparency and right-sizing; promoting healthy, growing, and competitive banking industry; and improving access o funding and capital for small to mid-sized banks (House) H.R. 6644 the Housing for the 21st Century Act (Title VI) regarding he inclusion of FDIC modernizing insurance and reciprocal deposit rules, targeted regulatory and examination relief, lowering compliance costs, encouraging the formation of new community banks, and strengthen Minority Depository Institutions (MDIs) (House and Senate) S. 2651 or the ROAD Act which is the 21st Century ROAD to Housing Act regarding the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (House and Senate) H.R. 7567 or the Farm, Food, and National Security Act of 2026 (aka the Farm Bill) regarding strengthening the farm safety net, USDA guaranteed loan improvements, Farm Credit System (FCS) expansion provisions, Essential Community Facility (ECF) lending expansion, FCS ownership of Rural Business Investment Corporations (RBICs), loans to businesses for aquatic-related purposes, and potential amendment - expanding FCS home mortgage lending to towns of 10,000 (House) Letters - Comment Letter to the FDIC regarding PayPal Holdings, Inc. application to the FDIC for deposit insurance for PayPal Bank (FDIC) Comment Letter to the IRS regarding interim guidance concerning interest on loans secured by rural or agricultural real property under section 139L of the Internal Revenue Code - Notice 2025-71 (IRS) Comment Letter to the OCC, FDIC and Federal Reserve regarding Notice of Proposed Rulemaking: Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework - Docket ID OCC-2025-0141, Federal Reserve Docket No. R-1876 and RIN 7100-AH08, and FDIC RIN 3064-AG17 (OCC, FDIC and Federal Reserve) Comment Letter to the Federal Reserve regarding Request for Information and Comment on Reserve Board Payment Account Prototype - Docket No. OP-1877 (aka Fed skinny payment accounts) (Federal Reserve) Comment Letter to the Federal Reserve regarding Request for Information and Comments on the Future of the Federal Reserve Banks Check Services - Docket No. OP-1874 (Federal Reserve) Comment Letter to the OCC regarding Notice of Proposed Rulemaking: Revised Guidelines - OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments - Docket ID OCC-2025-0207 (OCC) Action Alerts - Action Alert - Urge Your Representative to Support Community Bank Regulatory Relief (House) (See H.R. 6644 Housing for the 21st Century Act above) Miscellaneous - Potential House field hearing on financial fraud (House) Approval of application for Kraken master account with the Federal Reserve (House) EGRPRA Outreach Meeting presentation on March 26, 2026, regarding de novos, particularly newly chartered community banks (OCC, FDIC, Federal Reserve)","Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Office of the Comptroller of the Currency (OCC),SENATE",,65000,0,0,2026-04-10T15:38:54-04:00
3805562,32c75118-53e6-496d-bbda-aace0cf61800,1T,TIGER HILL PARTNERS LLC,401105491,OPPORTUNITY FINANCIAL,2026,first_quarter,FIN,Issues related to consumer finance,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,1,2026-04-10T15:51:03-04:00
3805563,e21812f8-0a20-496d-8609-9c65dabb0b3a,Q1,TIGER HILL PARTNERS LLC,401105491,INSTITUTIONAL SHAREHOLDER SERVICES INC. (ISS),2026,first_quarter,FIN,Issues related to regulation of proxy advisors,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-04-10T15:54:39-04:00
3805564,a3e315eb-8154-41ad-8f51-972861f185b6,Q1,TIGER HILL PARTNERS LLC,401105491,XTX MARKETS LLC (AMERICAS),2026,first_quarter,FIN,Issues related to securities market reform,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-04-10T15:56:19-04:00
3805565,79e4d258-addd-4984-ab57-08ae9c4726da,Q1,TIGER HILL PARTNERS LLC,401105491,ALTERNATIVE INVESTMENT MANAGEMENT ASSOCIATION,2026,first_quarter,FIN,Issues related to asset management and capital markets,"HOUSE OF REPRESENTATIVES,SENATE",30000,,0,0,2026-04-10T15:57:26-04:00
3805568,c4f20c89-837d-4a9b-926a-5bcbff8272ee,Q1,TIGER HILL PARTNERS LLC,401105491,"COUNCIL FOR INVESTOR RIGHTS AND CORPORATE ACCOUNTABILITY, INC.",2026,first_quarter,FIN,Issues related to investor rights,"HOUSE OF REPRESENTATIVES,SENATE",60000,,0,0,2026-04-10T15:59:36-04:00
3805569,b60a98a6-5550-4b37-b45a-e93a89c98000,Q1,TIGER HILL PARTNERS LLC,401105491,"DYNAMOFL, INC.",2026,first_quarter,FIN,Issues related to artificial intelligence.,"HOUSE OF REPRESENTATIVES,SENATE",20000,,0,0,2026-04-10T16:00:25-04:00
3805572,0e82d46e-e8a8-4642-bf6b-0ea5a1b75088,Q1,TIGER HILL PARTNERS LLC,401105491,NATIONAL ASSOCIATION OF CONVENIENCE STORES (NACS),2026,first_quarter,FIN,Issues related to competition in financial services,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-04-10T16:01:21-04:00
3805575,f86b5008-4642-4d83-841f-555ed1002eb0,Q1,TIGER HILL PARTNERS LLC,401105491,"IEX GROUP, INC.",2026,first_quarter,FIN,Equity market structure reform - no specific legislation,"HOUSE OF REPRESENTATIVES,SENATE",70000,,0,0,2026-04-10T16:03:58-04:00
3805614,a727e82a-ceb1-49b6-b1e0-c2e23bb1fba3,Q1,"RESOLUTION PUBLIC AFFAIRS, LLC",401105068,"EDWARD D. JONES & CO., L.P.",2026,first_quarter,FIN,Issues related to promoting financial literacy.,"HOUSE OF REPRESENTATIVES,SENATE",50000,,0,0,2026-04-10T17:26:50-04:00
3805647,755967cf-cce9-455c-8c89-50e059120540,Q1,DOW SOLUTIONS INC.,401110049,"KALSHI, INC.",2026,first_quarter,FIN,Matters affecting prediction markets.,"Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES",20000,,0,0,2026-04-10T19:06:24-04:00